1) Are any of the following statements true? Explain your answer.
A. Bank capital is an asset in the bank balance sheet.
B. The bank’s assets provide the bank with income.
C. A bank issues liabilities to acquire funds.
Answers
The following statements that are true:
B. The bank's assets provide the bank with income.
C. A bank issues liabilities to acquire funds.
A. Bank capital is not an asset in the bank balance sheet. Bank capital represents the ownership interest in the bank and is classified as part of the bank's equity or net worth. It does not fall under the category of assets.
B. Yes, the bank's assets provide the bank with income. Banks generate income by earning interest and fees on their assets, such as loans, investments, and securities. These assets generate revenue streams for the bank, which contributes to its overall income.
C. Yes, a bank issues liabilities to acquire funds. Banks acquire funds by issuing liabilities such as deposits, borrowings, and debt securities. These liabilities represent the bank's obligations to repay the funds received from depositors and lenders. The bank utilizes these funds to provide loans, make investments, and conduct its operations.
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Related Questions
In which of the following scenarios would a Program Manager use a PERT chart to describe the status of a project? More than one answer may be selected. Check All That Apply a. when providing an update to their manager regarding the status of their project b. for their own understanding of what activities were completed, in progress, or yet to be begun c. when providing an update to an external client d. in reports that would be viewed by executives outside of their department
Answers
A PERT chart would be used by a Program Manager to describe the status of a project for their own understanding of what activities were completed, in progress, or yet to be started. Option B is correct.
What is the PERT chart?PERT is an acronym that stands for program evaluation and review technique. It depicts the timeline of a project and breaks it down into individual tasks.
These charts resemble Gantt charts, but are structured differently. This diagram shows a few steps that will take from the start date of a project to the end date.
A Program Manager would use a PERT chart to describe the status of a project so that they could understand what activities were completed, in progress, or yet to begin. Therefore, option B is correct.
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in cases where a party ______ breaches the contract, the nonbreaching party is entitled to either ______ performance or be discharged from his obligations completely.
Answers
In cases where a party materially breaches the contract, the nonbreaching party is entitled to either specific performance or be discharged from his obligations completely.
When a party to a contract materially breaches the terms and conditions of the agreement, it means that the breach is significant and goes to the core of the contract. In such cases, the nonbreaching party has certain remedies available to address the breach.
One of the remedies is the option of seeking specific performance. Specific performance is a legal remedy where the court orders the breaching party to fulfill their obligations as specified in the contract.
This means that the nonbreaching party can demand that the breaching party performs the contract as agreed upon, rather than seeking monetary damages.
Alternatively, the nonbreaching party also has the right to be discharged from their obligations completely. This means that they are released from their duties under the contract and are no longer required to perform their part of the agreement.
In this case, the nonbreaching party may choose to terminate the contract and pursue other legal remedies, such as seeking damages for any losses suffered due to the breach.
The availability of specific performance or discharge from obligations will depend on various factors, including the nature of the contract, the seriousness of the breach, and the jurisdiction's laws governing contract disputes.
It is essential to consult legal professionals or refer to the specific contractual terms and applicable laws to determine the available remedies in a particular case of breach of contract.
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Business Ethics Nine-point Checklist Questions
You own a business in the United States that you have determined needs to move out of the country in order to survive. Choose one of the companies below to complete your quiz.
As you prepare to leave, you need to identify those who are helped (individuals in the new country) and those who are hurt. Next, you need to define your ethical responsibilities to all your shareholders (the individuals in the US).
Choose one of these companies as your company to answer the Business Ethics Checklist.
Apple
IBM
Cisco Systems
Nike
Wal-Mart
What are the facts? Who is affected? Is there an ethical problem? Is it simply right vs. wrong? Is this an ethical dilemma: Right vs. wrong? What resolution principles might be applied? What are your options? Is there a third way? Reflect on why you think this is the best decision? PLEASE SOMEONE HELP ASAP!!!!!!!
YOULL GET 100 POINTS!!!!
Answers
The business Ethics Nine-Point Checklist aids in making ethical decisions. The one for Wal-Mart is as follows:
The background: I'm leaving and I have to identify those who have helped and those who have hurt.The facts? I will be leaving and I have to ensure that my absence does not hurt the company.Who is affected? The company as a whole will be affected if I don't put proper succession plans in placeIs there an ethical problem? Yes. My responsibility within the company is to ensure that the company continues to exist and function legally and separately from my person so that other stakeholders (staff and investors) are not put at a disadvantage.Dilemma? The dilemma only exists if the solution to my absence is such a difficult one. The conflict is between my personal interests and that of the company.What resolution principles may be applied? Succession planning and change management is crucial in this case.Is there a third way? Yes. The third way would be to reexamine the reason why I want to leave in the first place and see if there is a possible solution to thatWhat is the best decision? This would be dependent on a lot of subjective factors.What is ethics?Ethics, often known as moral philosophy, is a philosophical field that "involves systematizing, defending, and advocating conceptions of good and bad action." The field of ethics, like aesthetics, is concerned with considerations of worth; together, these subjects compose the branch of philosophy known as axiology.
The Fundamental Ethics Principles The four ethical principles are beneficence, nonmaleficence, autonomy, and justice.
Ethics is what motivates us to speak the truth, honor our promises, and assist those in need. On a daily level, an ethical framework underpins our lives, assisting us in making decisions that have a good influence and directing us away from unjust consequences.
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to start a new business, a sole proprietor must meet a small number of government. Which of the following is not one of them
A. Site permit
B. Business license
C. Name
D. Work a minimum of 30 hours
Answers
Answer:
d
Explanation:
D. Work a minimum of 30 hours
how do ordinary people get involved in a democratic country
Answers
Answer:
Citizens vote for their government officials and these officials represent the concerns and ideas of the citizens in government. For example, your Governor is elected by the voters in your state. ... Voting in an election and contacting our elected officials are two ways that Americans can participate in our democracy.
Answer:
same as his/her answer
Explanation:
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What are the three types of money you should use when paying for college, and what type of money are scholarships and grants?.
Answers
Loans, grants, and work-study are the three categories of federal financial aid.
Grants are typically offered based on financial need, whereas scholarships are merit-based and given to students based on their academic performance, extracurricular involvement, field of study, and other factors.
Financial aid is cash that you are given or lent in order to help you pay for college. Financial aid that you don't have to pay back includes grants and scholarships. They are known as gift aid because of this.
Some college finance methods are:
Try to get a scholarship. Obtain a college grant by applying. Like scholarships, grants for college are based on financial need and are not repaid.Federal student loans and private student loans.Work study programmes at colleges.To know more about college scholarship refer to the given link:
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Is computer assembly a good job for a teenager? What is his income?
Answers
Answer:
yes if the teen educated in computer work.
no if not the person can be under.
annual income can be: $64,000
monthly pay can be: $5,333
for top earners.
75th Percentile :$48,500, $4,041
average pay-
Average: $44,053, $3,671
25th percentile-
25th Percentile $30,500 $, $2,541
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Bonita Company reported a net loss of $5600 for the year ended December 31,2020 . During the year, accounts receivable increased $15100, inventory decreased $11700, accounts payable decreased by $18500, and depreciation expense of $12400 was recorded. During 2020, operating activities provided net cash of $20700. used net cash of $15100 provided net cash of $24100. used net cash of $26800.
Answers
The net cash provided by operating activities is $20,700 while the net cash provided by investing activities is $24,100. The net cash used by financing activities is $26,800.
The company reported a net loss of $5,600, and during the year, there was an increase of $15,100 in accounts receivable, and inventory decreased by $11,700. Accounts payable also decreased by $18,500. Additionally, the company recorded depreciation expense of $12,400. For the year ended December 31, 2020, the net cash provided by operating activities is $20,700. The company generated positive cash flow from operations, which means that its core business operations have produced cash.
Moreover, during 2020, the company provided net cash of $24,100 from investing activities. This means that the company's investing activities have generated more cash than they have used.
On the other hand, the net cash used by financing activities was $26,800. This means that the company has paid more cash to its investors and creditors than it has received. Overall, the company has a positive cash flow of $18,000 ($20,700 + $24,100 - $26,800), which is a good sign for the company's financial health.
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The master budget incorporates individual budgets including those for A. direct materials, direct labor, and selling and administrative expenses. B. multiple levels of sales volume. C. past and future accounting periods. D. each employee in the company.
Answers
The master budget is an important financial plan that includes various individual budgets such as- A. direct materials, direct labor, and selling and administrative expenses.
What is its significance?It helps businesses to forecast and plan for their future financial activities by considering multiple levels of sales volume and incorporating past and future accounting periods.
However, the master budget does not include individual employee budgets as it is a high-level overview of the company's financial performance.
By incorporating these different budgets into one comprehensive plan, businesses can better manage their resources and make informed decisions to achieve their financial goals.
Hence, option A. is correct.
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2. Complete the chart by identifying which go the following modes of transportation is being described: truck,railroad, ship, aircraft, or pipeline. (5 points)
Answers
Answer:
1. Truck
2.Railroad
3. Ship
4. Air flight
5.Pipeline
Explanation:
The whole answer were in the FYI in the program but I made sure that its right because i they matched identicaly
Thank you!
1 Take me to the text For the following independent transactions, determine the amount of current and long-term liabilites. Do not enter dollar signs or commas in the input boxes. Current Long-Term No. Transaction Liability Liability On May 31, 2019, Giant Flowers borrowed $257,400 from the bank. The entire amount is due on May 30, 2020, KLM Company purchased a small building at a cost of $220,000. The 2 down payment is $70,000. The remaining balance is payable in 5 years with an annual payment of $30,000 During July 2019, a business owner obtained an interest-free loan from a 3 financing company. The loan amount was $43,000. The agreed terms of payment is 4 annual installments of $10,750. A business owner borrowed $13,000 from a close friend for a business 4 expansion. They both signed an agreement that the payment will be made after 3 years
Answers
Liabilities are claims against a company’s resources by other entities. They can be classified into two categories: current liabilities and long-term liabilities.
Current liabilities are obligations that are due and payable within a year or the operating cycle, whichever is longer. On the other hand, long-term liabilities are obligations that are due beyond one year from the balance sheet date.
Here are the amounts of current and long-term liabilities for each transaction:
Transaction 1 - Giant Flowers borrowed $257,400 from the bank on May 31, 2019. The entire amount is due on May 30, 2020. The $257,400 borrowed is a long-term liability because it is due beyond one year from the balance sheet date. There is no current liability for this transaction.
Transaction 2 - KLM Company purchased a small building at a cost of $220,000. The down payment is $70,000, while the remaining balance of $150,000 is payable in 5 years with an annual payment of $30,000. The $70,000 down payment is a current liability because it is due within one year.
The remaining balance of $150,000 is a long-term liability because it is due beyond one year. Thus, the amounts of current and long-term liabilities are $70,000 and $150,000, respectively.
Transaction 3 - During July 2019, a business owner obtained an interest-free loan from a financing company. The loan amount was $43,000. The agreed terms of payment are annual installments of $10,750.
Since the annual installments will be paid for four years, the amount due within one year is $10,750, and the long-term liability is $32,250 ($43,000 - $10,750). Thus, the amounts of current and long-term liabilities are $10,750 and $32,250, respectively.
Transaction 4 - A business owner borrowed $13,000 from a close friend for a business expansion. They both signed an agreement that the payment would be made after three years. Since the payment is due beyond one year, the $13,000 borrowed is a long-term liability.
There is no current liability for this transaction.
Therefore, the total current liability is $80,750 ($70,000 + $10,750), while the total long-term liability is $453,650 ($257,400 + $150,000 + $32,250 + $13,000). The total liabilities are $534,400 ($80,750 + $453,650).
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Jackson is preparing for his hearing before the Federal Communications Commission (FCC) involving a complaint that was filed against him by the FCC regarding the interruption of radio frequency. The order to "cease and desist" using the radio frequency has had a detrimental impact on his business.
The Federal court, through stare decisis, will look to precedent in ruling on Jackson's case.
Yes, the court will look to cases that have already been decided in deciding Jackson's case.
No, the court will start with a clean slate in reaching a decision regarding Jackson's case.
Answers
Answer:
Yes, the court will look to cases that have already been decided in deciding Jackson's case.
Explanation:
The court has scheduled hearing which Jackson has to attend. In this case the court will look into details of the matter and then find out the decision. If there are some difficulties in concluding the case then references will be taken from previous cases whose decisions has been decided.
Answer:
Yes, the court will look to cases that have already been decided in deciding Jackson's case.
Explanation:
I did the assignment in edge 2021.
Eliza Conner owns a small clothing boutique. Eliza uses her personal checking account for both business and personal needs. How would you convince Eliza that she should open a separate
bank account for her business?
Answers
Answer:
1. It will cause them confusion throughout the tax calculating process.
2. Using a single account will make it difficult to keep payroll records.
3. Keep track of your personal expenses and earnings.
Explanation:
1. It is preferable to establish a separate account to separate the firm's actual income and expenses.
2. Payroll expenses are indistinguishable from personal expenses.
3. This allows you to cross-check bank and hand-made documents for income and expenses. Because cash transactions may not be recorded in the bank account, the entrepreneur should preserve receipts in order to compute revenue and expenses, which may result in erroneous financial statements.
Tickets to a fundraiser are $14 if purchased ahead of time and $25 if purchased at the door. The total amount raised from all ticket sales was $625. If eleven tickets were purchased at the door, how many tickets were purchased ahead of time?.
Answers
($14)(25)=$350
($25)(11)=$275
$350+$275= $625
The Federal Reserve uses monetary policy and Congress uses fiscal policy to try to prevent ""wild swings"" in the economy and to alleviate some economic problems. What are the three goals both entities are trying to support? How do these three goals affect you?
Answers
The three goals are maintaining stable prices, Promoting Economic Growth, and Promoting Financial Stability.
1. Maintaining Stable Prices: The Federal Reserve and Congress both use monetary and fiscal policy to try to keep the inflation rate low and prices stable. This means that the prices of goods and services don't fluctuate too much, which helps protect people from getting too much debt due to rising costs. This affects you by protecting your purchasing power so that your money can purchase the same amount of goods over time.
2. Promoting Economic Growth: The Federal Reserve and Congress both use monetary and fiscal policy to try to stimulate economic growth. This means that they use approaches to try to increase employment, wages, and overall economic activity. This affects you by providing more job opportunities, higher wages, and a more robust economy overall.
3. Promoting Financial Stability: The Federal Reserve and Congress both use monetary and fiscal policy to promote financial stability. This means that they use policies to try to reduce the risk of a financial crisis, such as a banking crisis, and to ensure that financial markets are functioning properly. This affects you by providing a more secure financial system and protecting your investments.
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Which of the following is a general two-year college level degree
• A masters degree
• a associates degree
• A bachelors degree
• A technicians degree
Answers
Answer:
An associates degree.
Explanation:
An associates degree is the typical 2 year degree. Bachelors is 4 years, masters is 6-8 years, and technicians is different altogether, with varied times.
A general two-year college-level degree is an associate's degree. Thus the correct option is B.
What is a College degree?A college-level degree indicates a degree or a certificate that is given to an individual when he succeeds in a higher level of education. THis degree determines the level of learning and knowledge of an Individual.
When an individual is looking for Job this degree acts as evidence of their education that they have acquired a particular level of knowledge from a particular institution.
A two-year community college program is often required to obtain an associate's degree. It concentrates on general education requirements that, after two more years of study, can be applied toward a bachelor's degree.
Therefore, option B is appropriate.
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Write a 6 paragraph essay on the importance of economic growth
Answers
Answer:
*insert long essay*
Explanation:
Bank statements, business reports, and tax records are filed according to subject and then are subdivided _______.
Answers
Answer:
chronologically
Explanation:
The important documents for the business organization i.e. bank statements, reports of business, tax records should be filed as per the subject and then it subdivided in a chronological manner i.e. one by one
These documents should be kept with proper care and diligence also the information related to these documents should not be disclosed out to any third party i.e. only authorized persons should be involved
What is the BEST way to stay organized? Person with a descriptive and correct one sentence answer will receive brainliest for their hard efforts.
Answers
Answer:
Jssjnsnss is a great place to work for and it is a great place to work for and it will help us out to the best of our experience as well as the best and fastest growing business in the
Answer:
watch your behavior to identify actions that contribute to the problem of being disorganized and commit to changing problem behaviors.
Explanation:
(or incorporate the most important organizing tasks into routines.)
what are the sources of income of the government? where do these taxes go?
Answers
Answer:
The taxes go in the national income of country
Put the following volcanic eruptions in order from the smallest to the largest (based on size of eruption and the volume of eruptive deposits): Mt St Helens, Mt Mazama (formed Crater Lake), Yellowstone Mt Mazama (formed Crater Lake), Yellowstone, Mt St Helens Yellowstone, Mt St Helens, Mt Mazama (formed Crater Lake) Mt St Helens, Yellowstone, Mt Mazama (formed Crater Lake)
Answers
The correct order from smallest to largest volcanic eruptions based on the size of eruption and volume of eruptive deposits is: Mt St Helens, Mt Mazama (formed Crater Lake), Yellowstone.
The eruption of Mt St Helens in 1980 was a significant volcanic event, but its size and volume of eruptive deposits were smaller compared to the other two.
Mt Mazama, which eventually formed Crater Lake in Oregon, had a larger eruption than Mt St Helens, but it is still smaller than the eruption of Yellowstone.
Yellowstone is known for one of the largest volcanic eruptions in history, which occurred approximately 640,000 years ago. The eruption of Yellowstone had a tremendous impact, covering vast areas with ash and releasing an enormous volume of eruptive material.
In summary, Mt St Helens had the smallest eruption, followed by Mt Mazama (formed Crater Lake), and the largest eruption was from Yellowstone.
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"News is that which is presented by news businesses and as such is shaped by decisions regarding the allocation of scarce resources in a way to increase profits by maximizing revenue and minimizing expenses." The previous statement describes which of the perspectives on news?
Answers
The previous statement describes the economic perspective on news. The economic perspective views news as a product provided by news businesses, and it emphasizes the role of economic factors and market forces in shaping the news content.
According to this perspective, news organizations make decisions regarding the allocation of scarce resources (such as time, personnel, and financial resources) with the primary goal of increasing profits. This involves maximizing revenue by attracting audiences and advertisers while minimizing expenses.
From an economic perspective, news is seen as a commodity that is influenced by market dynamics, competition, and the pursuit of financial success. This perspective recognizes the importance of generating revenue through various means, including advertising, subscriptions, and other monetization strategies. It suggests that economic considerations can impact news coverage, content selection, and editorial decisions as news organizations strive to achieve profitability and sustainability.
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What do we call a business that focused on building products that meet consumers' needs?
Answers
Answer: Market oriented business
Explanation:
Market orientation refers to the business philosophy whereby companies identifies the needs of their customers and make products that meet such needs or wants.
A business that's using market orientation will research the current trends in the market and make products that meet them. Strong brands use market orientation approach to meet customers needs.
If a person who works in a coal mine gets paid more than a person with a similar background and skills who works in a safer job, then
a. we have evidence of discrimination against workers outside the coal mine.
b. coal miners must be more attractive than other workers.
c. we have observed a compensating differential.
d. coal miners must have greater human capital than others.
Answers
c. We have observed a compensating differential. This means that the higher wages for coal miners compensate for the higher risks and dangers associated with their job.
This means that the higher wages for coal miners compensate for the higher risks and dangers associated with their job. The compensating differential theory suggests that individuals are willing to accept lower wages in safer jobs, while jobs that are riskier or more unpleasant tend to offer higher wages to attract workers. In this case, the higher pay for coal miners reflects the compensatory factor for the hazardous conditions they face in the coal mine. It does not necessarily indicate discrimination against workers in safer jobs, attractiveness, or superior human capital. Instead, it is a market-driven mechanism to incentivize individuals to take on more challenging and risky job roles.
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Assuming that the federal reserve banks sell $40 million in government securities to commercial banks and the reserve ratio is 20 percent, then the effect will be to reduce: group of answer choices
Answers
The reserve requirement when the federal reserve banks sell $40 million in government securities to commercial banks is $8 million.
How to calculate the reserve requirement?From the information given, the the federal reserve banks sell $40 million in government securities to commercial banks and the reserve ratio is 20 percent.
Therefore, the reserve requirement will be:
= 20% × $40 million
= $8 million.
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Outline the pros and cons of the human relations approach and
discuss at least FIVE (5) practices you will put in place to
facilitate a Human Relations Approach in your institution.(25
marks)
Answers
The Human Relations Approach to management emphasizes the significance of interpersonal relationships and employee motivation in the workplace. It fosters a harmonious environment but may lead to overemphasis on feelings.
Human Relations Approach in management has several advantages and disadvantages. On the one hand, it improves workplace morale and productivity by prioritizing employee satisfaction and interpersonal relationships. On the other hand, it may risk compromising efficiency and objective decision-making, as it may overemphasize feelings over facts. To facilitate this approach, open communication can be encouraged to ensure everyone feels heard. Regular recognition of effort and accomplishment can boost morale. Providing opportunities for skill development can improve job satisfaction. Offering flexible working arrangements can enhance work-life balance, and organizing team-building activities can foster collaboration and trust.
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Select the best alternative for the following questions:
i. Which of the following transactions are not recorded in book keeping?
a) Sold Goods on Credit.
b)
Introduce capital in the business.
c) Resignation of marketing manager.
d) Drawing cash from business for personal use.
..
Answers
Answer:
c. the resignation
Explanation:
this would not affect the bottom line of the company and is therefore irrelevant
Which of the following characteristics of tourism services explains which guests need to be present when the service is being performed?
Answers
most enjoyable aspects of a fashion stylist ?
Answers
Answer:
creative, artistic, ambitious, passionate
Explanation:
Acme Fasteners keeps efficiency high by making a million of each kind of bolt
at a time. But its customers usually want to buy only 1,000 to 10,000 of a kind
at a time. What service of wholesalers can best help Acme in this situation?
O
A. Buying large quantities and selling in smaller lots needed by
customers
O
B. Transporting fasteners to storage facilities
O
C. Being experts in fasteners and customers who use them
O
D. Keeping fasteners stored without theft or other kinds of loss
Answers
Answer:
A. Buying large quantities and selling in smaller lots needed by customers
Explanation:
Wholesalers can best help Acme in this situation by buying large quantities and selling in smaller lots needed. Thus, option A is correct.
Who is the customer?A customer is a client who places a request for a commodity, payments for such a product or service, and then receive it. The person who purchases a good or receives a service is known as a customer. A consumer is essentially the person who pays for the item or service.
In this situation, the wholesaler should buy the quantities in bulk that is being produced by the company and then divide the load into smaller quantity of 1000 unit or 10000 unit so that they can easily sell it to the customer and also benefit from the same and earn a profit from the same. Also, bulk buying can provide them with some offers.
Therefore, option A is the correct option.
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