Answer:
B.workers have a right to a safe workplace
Explanation:
Labor and safety legislation believes everyone should be safe at work.
monte has a short-term goal of starting to pay back his student loans this year. the amount he owes is $14,069.80 with an apr of 5.94%. assuming he will take 20 years, how much will his monthly payment be? 77.54 100.31 94.89 155.78
Among the given options, none of them match the calculated monthly payment of $117.63.
To calculate Monte's monthly payment for his student loans, we can use the formula for calculating the monthly payment on a loan. The formula is:
Monthly Payment = (Principal * Monthly Interest Rate) / (1 - (1 + Monthly Interest Rate) ^ (-Total Number of Payments))
First, let's calculate the monthly interest rate. The Annual Percentage Rate (APR) of 5.94% needs to be converted to a monthly rate. To do this, we divide the APR by 12 (the number of months in a year):
Monthly Interest Rate = 5.94% / 12 = 0.4945%
Next, we need to calculate the total number of payments. Monte plans to pay off the loan over 20 years, which is equivalent to 20 * 12 = 240 monthly payments.
Now, let's substitute the values into the formula:
Monthly Payment = (14,069.80 * 0.4945%) / (1 - (1 + 0.4945%) ^ (-240))
Calculating the values inside the formula:
Monthly Payment = (14,069.80 * 0.004945) / (1 - (1 + 0.004945) ^ (-240))
Monthly Payment = 69.590621 / (1 - (1.004945) ^ (-240))
Next, let's calculate (1.004945) ^ (-240):
(1.004945) ^ (-240) ≈ 0.408678
Now, let's substitute this value back into the formula:
Monthly Payment = 69.590621 / (1 - 0.408678)
Calculating 1 - 0.408678:
1 - 0.408678 ≈ 0.591322
Substituting this value back into the formula:
Monthly Payment = 69.590621 / 0.591322
Monthly Payment ≈ $117.63
Therefore, Monte's monthly payment for his student loans will be approximately $117.63.
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Question 5 of 10
What could consumers do to help their community?
Consumers in various ways can help their community:
Promote Local Business- One of the most amazing ways of supporting your local area is to assist different organizations nearby. Purchase nearby as frequently as could be expected and saved a region of your site to connection to your neighborhood companies. Cross organizing with non contending organizations with comparative business sectors assists you with contacting more individuals and assist with outing other neighborhood entrepreneurs very much like you.Sponser an Event- Supporting a member in a neighborhood long distance race can be an extraordinary method for showing support , particularly on the off chance that you can uphold your own representatives who are partaking in such occasions.Adopt a Brick- Infrequently new urban structures will offer nearby occupants the choice of buying a block or stone,either on a walkway or building . Such a buy offers you the chance to add to advance while likewise partaking in a little exposure.To learn more about consumers from the given link:
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Which of the following is an advantage of starting your own business?
Answer:
The most common reason people launch their own business is to be their own boss. Other benefits include flexibility, financial rewards, the opportunity to innovate, and a chance to impact your community. Still, there are serious risks to launching your own business, and you should carefully consider and plan before you take the leap.
Explanation:
The statement of cash flows shows a firm's revenues, costs of goods sold, expenses, and net income. True or false
Answer:
false
Explanation:
A statement of cash flows on tracks Cash, not credit, expenses, or any of that jazz. There are other financial reports to account for them.
How can the use of new technology in industry benefit?
The application of modern technology has recently revolutionized the industrial sector. Industries can enhance and increase the efficiency of their manufacturing processes by adopting the most recent technologies. Industries can shorten the time it takes to accomplish activities while improving accuracy and consistency by utilizing automation and robotics.
Utilization of new technology by producers in the sector:
Improved output, for starters
2. More adaptability
3. Budget savings
4. Increased security
5. A better experience for customers
6. Heightened competition
7. Enhanced quality
8. More easily scaleable
Summary:Following the discussion of the advantages of technology use in the industrial sector, it is obvious that purchasing new technologies can assist manufacturers much. Through cost reductions and easier scalability, technology can help companies remain competitive in a market that is changing quickly.
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Mia doesn't have any credit history, so she's going to open a secured credit card to begin building her credit. She puts down an $800 security deposit. What feature of an unsecured credit card is Mia's security deposit most like?
the APR
the term
the credit limit
the annual fee
Answer:
i think it will be A OR C
Explanation:
The APR feature of an unsecured credit card is Mia's security deposit most like. If the new card doesn't offer a cheaper annual percentage rate, there is no benefit in transferring his credit card balance from one to the other.
What ways does a secured credit card aid in building credit history?
If you consistently make on-time payments, stay out of late fees, and maintain a low balance on your secured credit card, you might be able to create or improve your credit score. Most secured credit cards will notify the three credit reporting bureaus of your payment activity.
You won't have a credit score if you haven't used credit yet. After you open your first credit line, such as a credit card or student loan, you start to develop your credit score. At that time, how you use that first credit account affects your credit score.
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Which costs would be considered fixed costs?
Answer:
see below
Explanation:
Fixed costs consist of business expenses that remain constant throughout a financial period. The level of production does not influence these costs. Fixed costs are sometimes considered as the cost of staying in business. They have to be paid as long as the business is open.
For instance, administrative salaries have to be paid regardless of the level of production. Monthly rent to a store has to be paid even if no sales were made in a particular month. Other examples of fixed costs include depreciation, insurance premiums, and advertising.
How is the focus group discussion (POD) used as a method of generating ideas?
Answer:
In a focus group, a moderator leads a group of people through an open, in-depth discussion rather than simply asking questions to solicit participant response. For a new product area, the moderator focuses the group discussion in either a directive or a nondirective manner.
an evaluation of work by professionals of similar competence to the producers of the work to maintain standards of quality and credibility is called
Peer Review, often known as refereeing, is the process of assessing articles submitted to scholarly journals.
Peer review works to uphold standards of quality and credibility in a particular field of study or industry by making sure that work adheres to guidelines and is free of biases and errors. Research papers are evaluated by subject-matter experts before being accepted for publication in academic publishing, a practise known as peer review. In many other fields, including engineering and medical, it is used to evaluate the calibre of work and make sure that it complies with set standards and norms.
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Which of the following statements about cash flows are true? Check All That Apply The income statement reports cash flow information directly The income statement reports cash flow information indirectly. The statement of cash flows reports information about cash flows directly. The statement of cash flows reports information about cash flows indirectly Knowledge
The statement of cash flows reports information about cash flows directly about cash flows are true.
The income statement, on the other hand, reports information about revenue and expenses, which indirectly impact cash flows. The statement of cash flows is a financial statement that summarizes the sources and uses of cash during a given period. It shows the inflows and outflows of cash in operating, investing, and financing activities.
By contrast, the income statement shows the revenue earned and expenses incurred by a company during a specific period. Understanding the statement of cash flows is essential for assessing a company's liquidity, solvency, and financial performance.
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1 of 10
You should not use a credit card when
you want something now that you will never be able to afford
you have just started a new job
you need something now but can't pay for it yet
you have made a monthly budget
CASE STUDY
The Seton Hall University fire (2000):
The Boland Hall dormitory was set on fire around 4:30 a.m. The fire killed three students and injured 62. The building had no sprinklers because it was built before such devices were required.
The fire immediately set off fire alarms in the 640-student freshman dorm — but most students simply rolled over and went back to bed. There have been 18 false alarms in the dorm since the school year began in September, and students have become accustomed to ignoring them.
The fire alarms sounded. Unfortunately, because the students experienced 18 false alarms in the prior 4 months, most students simply rolled over and went back to sleep. They had become accustomed to ignoring the alarms. South Orange firefighters extinguished the third-floor fire quickly.
One student said, "I just thought it was another false alarm. I just laid there, kind of ignoring it, until I heard someone running down the hall. They were screaming, ‘This is real, this is a real fire! Getout!’"
The state fire code governing dormitories requires a multitude of fire-safety devices, including twice-yearly drills and various alert systems. University officials acknowledged they have not held any fire drillsat Boland since September. A spokeswoman from Seton Hall said false alarms provided enough practice. "There were no called fire drills because we were evacuating students at a rate of more than two times a week with fire alarms," she said.
Questions
What was the undesirable outcome of the above case?
What pre-crisis steps university would have taken?
What is the acute crisis of fire?
What are the post crisis scenario?
The undesirable outcome of the above case study is that three students died and 62 were injured due to a fire in the Boland Hall dormitory at Seton Hall University. This outcome occurred because the building did not have sprinklers and most students ignored the fire alarms, assuming it was another false alarm.
To prevent such a crisis, the university could have taken several pre-crisis steps:
1. Install sprinklers: The university could have retrofitted the dormitory with sprinkler systems to quickly suppress fires and prevent their spread.
2. Conduct regular fire drills: The university should have organized fire drills at least twice a year to familiarize students with evacuation procedures and ensure they understand the seriousness of fire alarms.
3. Raise awareness: The university could have implemented an educational campaign to inform students about the importance of fire safety and the potential consequences of ignoring fire alarms.
The acute crisis of fire in this case was the actual fire that occurred in the Boland Hall dormitory. The fire caused panic among the students and resulted in casualties and injuries.
After the crisis, the post-crisis scenario includes several actions that should be taken:
1. Investigation: Authorities should conduct a thorough investigation to determine the cause of the fire and whether any negligence or violations contributed to the undesirable outcome.
2. Enhance fire safety measures: The university should immediately address the lack of sprinkler systems in the dormitory and implement measures to ensure compliance with fire safety regulations, such as conducting regular fire drills and maintaining alert systems.
3. Support and counseling: The university should provide support and counseling services to the affected students, their families, and the broader campus community to help them cope with the trauma and emotional distress caused by the incident.
4. Review and revise policies: The university should review its policies and procedures related to fire safety, emergency response, and student behavior to prevent similar incidents in the future. This may involve updating fire safety protocols, improving communication systems, and addressing student complacency towards fire alarms.
It is crucial for the university to learn from this tragedy and take proactive measures to ensure the safety and well-being of its students.
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what is 5x6x4x i need help i really dont
120 if you were thinking 5x6x4..
Answer:
120 I think
Explanation:
Which statement includes one real benefit from shopping with a credit card? *
1 point
You may earn cash back, travel rewards, or other perks for each dollar you spend
Most stores will give you a discount if you pay with credit instead of cash or debit
It pulls money directly from your bank account, preventing you from overspending
If you do not have the money to pay your monthly bill, you can just wait a few months and pay the same amount then
The statement which includes one real benefit from shopping with a credit card is:
A. You may earn cash back, travel rewards, or other perks for each dollar you spendA credit card is a payment card that is authorised by a financial institution which allows the owner of the card to make purchases based on his available card debit limit
There are various benefits to using a credit card which include:
A user can earn rewards or cash back when he spends with his credit cardA thief would not be able to successfully use a stolen credit cardIt is easier to make disputes on a transaction, etcTherefore, the correct answer is option A
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The combination of a ____ saving rate and a ____ real interest rate will result in the largest accumulation of wealth over time.
The combination of a high saving rate and a high real interest rate will result in the largest accumulation of wealth over time.
Saving rate and real interest rate are two key factors that determine the growth of wealth over time. When both these factors are high, it leads to the largest accumulation of wealth.
A high saving rate implies that a significant portion of income is saved rather than spent. This means that more money is available to be invested, which can generate additional income and contribute to the growth of wealth. By saving a larger proportion of their income, individuals can allocate more funds towards investments, such as stocks, bonds, or real estate, which have the potential to generate returns over time
On the other hand, a high real interest rate signifies that the return on investments is substantial. It indicates that the investments are earning a higher rate of return after accounting for inflation. When the real interest rate is high, the growth of wealth accelerates due to the compounding effect. The returns earned on investments are reinvested, leading to exponential growth over time.
The combination of a high saving rate and a high real interest rate creates a powerful wealth-building environment. A high saving rate provides a solid foundation by increasing the amount of money available for investment. The high real interest rate enhances this growth by ensuring that the investments generate significant returns. Together, these factors contribute to the largest accumulation of wealth over time.
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Which best describes how the government enables government monopolies to exist? by issuing a patent by allowing natural monopolies to exist by creating and running a monopoly by owning the means of production.
Government enables government monopolies to exist by owning the means of production.
What are monopolies?monopolies can be regarded as a practice whereby a particular entity is given opportunity to control a market by being the sole distributor in the market.
Therefore, government monopolies can exist if the government is sole producer in the country.
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Answer:
c. by creating and running a monopoly
Explanation:
Explain how saving a portion of your money can help you achieve financial well-being. (Tell me how saving a little bit of your money can help you have less problems with money.)
A manufacturing plant produces two product lines: golf equipment and soccer equipment. An example of indirect cost for the soccer equipment line is the
An example of indirect cost for the soccer equipment line is the : Monthly lease payments for a specialized piece of equipment needed to manufacture the golf driver
Indirect cost is a cost used by multiple activities which and cannot be directly assigned to any specific cost objects.
Indirect costs are expenses unrelated to producing a good or service hence not associated to specific product or project within a company.
Examples of indirect cost includes :
Accounting and legal expenses Administrative salariesTherefore, monthly lease payments for a specialized piece of equipment needed to manufacture the golf driver is an example of indirect cost.
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What is 201 x 1920 and 29 x 29 and 9 x 9 + 9 and fish?
all your pain in one question: (ever experienced one before?)
1. someone bypasses because you are destroying them in a argument
2. someone starts an 30 minute argument with you and doesn't let you leave
3. you encounter a 3rd grader
4. you encounter a 7th grader whos really dense and/or illiterate
5. getting your account deleted for false things.
all your proud moments in one question: (ever experienced one before?)
1. you win a argument
2. you get your account back
3. get revenge because someone reported you for no reason and their question was "PLSS i want A friend PLSSS"
4. help someone pass a test
5. actually learn from brainly
Answer:
jkjjjjjjkjkkoolllllkkkkjuojukjuojikji
which of the following are true? multiple select question. before a firm writes a check, its float equals zero. when a firm writes a check, its book balance immediately falls. before a firm writes a check, its float is positive. when a firm writes a check, its book balance does not change.
Before a firm writes a check, its float is positive and when a firm writes a check, its book balance immediately falls. These are the true statements.
Float refers to the time difference between when a check is written by a company and when the funds are debited from the company's account in its bank. It is basically the time interval between writing and clearing of the check.The following are true:Before a firm writes a check, its float is positive: When a company writes a check, it does not instantly withdraw cash from its account. Instead, it creates a payment liability for the bank.
This interval between the creation of a payment obligation and the bank's receipt of payment is known as float. So, before writing a check, a firm's float is positive.When a firm writes a check, its book balance immediately falls: Once a check has been written, the balance of funds accessible for spending is reduced by the amount of the check. This will immediately reduce the company's book balance of funds available for spending after a check is written.Therefore, the correct answers are:c) Before a firm writes a check, its float is positive.b) When a firm writes a check, its book balance immediately falls.
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nancy bought a laptop for $1,260 on thanksgiving 2012 and she plans to sell it for $750 on thanksgiving 2013. her economic depreciation for the laptop is $
Nancy's economic depreciation for the laptop is $510.
Economic depreciation refers to the decrease in the value of an asset over time. To calculate it, we need to find the difference between the initial cost and the final selling price.
Step 1: Find the difference between the initial cost and the final selling price:
$1,260 - $750 = $510
Therefore, Nancy's economic depreciation for the laptop is $510.
In this case, the economic depreciation represents the decrease in the value of the laptop over the course of one year, from Thanks giving 2012 to Thanks giving 2013. It's important to note that economic depreciation does not consider factors like wear and tear or technological advancements. It simply measures the decrease in the asset's value based on its initial cost and final selling price.
Nancy's economic depreciation for the laptop is $510. This value represents the decrease in the laptop's value over the course of one year, from Thanksgiving 2012 to Thanksgiving 2013. Economic depreciation is calculated by finding the difference between the initial cost and the final selling price. In this case, the initial cost of the laptop was $1,260, and the final selling price was $750. By subtracting the final selling price from the initial cost, we find that the economic depreciation is $510. It's important to remember that economic depreciation does not take into account factors like wear and tear or technological advancements. It only considers the change in the asset's value based on its initial and final prices.
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Bonds are essentially...
A. illegal except for those issued by public utility companies.
B. either common or preferred types of bonds.
C. designed to help prevent trusts.
D. loans to a corporation.
Answer:
Its D pretty sure
Explanation:
PLEASE HELP ASAP!!! Which statement describes a strategy for improving ones organization and time management at work ?
Answer:
C
Explanation:
All taxpayers can make tax payments using a direct debit from their bank account.
True
False
Answer:
false
Explanation:
Why do credit unions tend to have lower fees and pay higher rates of return on deposits than commercial banks?.
Members earn greater interest rates on savings, lower rates on loans, and cheaper fees at credit unions because they are member-driven and not for profit organizations. Banks, on the other hand, exclusively disperse their profits to their shareholders, which means that the money they produce doesn't go back to the people who gave it to them in the first place.
Which key distinctions exist between commercial banks and credit unions?The primary distinction between a bank and a credit union is that the former is a nonprofit organization, while the latter is a for-profit business. The primary financial services provided by a credit union, such as loans, checking accounts, and savings accounts, are also offered by conventional banks.
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You will receive $500 tomorrow. You will receive an additional nine cash flows growing at the rate of inflation of 2 percent per year. The nominal interest rate is 10 percent. a. Find the value of the stream of cash flows. Make sure to show your work. b. What is the real value of each cash flow received? Make sure to show your work. c. Find the value of the stream of cash flows, based on real values. Make sure to show your work. d. What do you observe? Explain.
Answer:
please find the solution which is defined as follows:
Explanation:
please find the table in the attached file:
In point A, The Cashflow value = 5474.86 (premised on the description of cash flows). In point B, the above table the PV of cash flow represents the real cost of its earned cash flow. In point C, its actual value of the cash flow source is 3643.921. In point D, The observation would be that the value of money year after year is depleting and is worth far more as inflation is weak.jerilyn has been approved for a home loan in the amount of $250,000 with two points. if one point equals one percent (1%) of the loan balance, what will the points cost jerilyn? how are the points shown at closing?
The cost of two points for Jerilyn's $250,000 home loan will be $5,000, shown as a fee on the closing statement.
To calculate the cost of points for Jerilyn's home loan, we need to determine the value of one point and then multiply it by the loan balance. Since one point equals one percent of the loan balance, we can find the value of one point by multiplying 1% (0.01) by the loan amount of $250,000:
Value of one point = 0.01 * $250,000 = $2,500
Therefore, the cost of two points for Jerilyn's home loan would be:
Cost of points = Value of one point * Number of points = $2,500 * 2 = $5,000
So, the points will cost Jerilyn $5,000.
At closing, the points are typically shown as a fee or charge on the closing statement or settlement statement. The exact presentation may vary depending on the specific format used by the lender or title company handling the closing. The fee will be disclosed as a separate line item, indicating the cost of the points.
In summary, the cost of two points for Jerilyn's home loan amounting to $250,000 will be $5,000, and the points will be shown as a fee or charge on the closing statement.
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What are some subject areas PAS prepares students for? Check all that apply.
health science
hospitality
agricultural machinery
information technology
landscape design
food science
Answer:
Agricultural
Landscape
Food science
Explanation:
Just took the quiz
Which of the following are examples of capital resources? (Check all that apply)
Display case
Employee
Iron ore
Computer
Display cases, irons, and Computers are examples of capital resources. A vital part of the production system is played by capital resources. A, C, and D are the appropriate selections.
What type of resource is capital?All of the resources created by humans are referred to as capital resources. These resources include things like equipment, machinery, structures, and tools. A capital resource is any device or resource used by a company during the creation of products or services.
Money to launch a new company, as well as tools, structures, equipment, and whatever else individuals create to produce things and render services, are all considered capital resources. Capital resources are the things that Communityville's residents generated.
Thus, the correct options are A, C, and D.
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Question 15 of 20
A business that wants to increase productivity for its main product needs to:
Discover the response to your inquiry. A company that wishes to boost production by investing in equipment that makes it easier to produce more products...
Why is it called a company?
Discover the response to your inquiry. A company that wishes to boost production by investing in equipment that makes it easier to produce more products... Etymology. The Old French word compagnie, which first appeared in the Salic law (c. 1150) and meant "society, companionship, intimacy; body of troops," is where the English word "company" derives from. Companio originally derived from Late Latin and meant "one who eats bread with you." types of businesses Any business created in accordance with the 2013 Companies Act is referred to as a "company."
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