5pts

(03.04 LC)
After much reflection, Marisa has decided to file for Chapter 7 bankruptcy.
How long will this affect her credit score?
O 10 years
O Seven years
O Six years
0 13 years

Answers

Answer 1

Answer:

A. 10 years

Explanation:

Chapter 7 bankruptcy is deleted 10 years from the filing date because none of the debt is repaid. Therefore, it would continue to affect her credit score until then.

Answer 2

Answer:

10 years.

Explanation:

I was taught in school and I also did the exam on this topic. Hope I helped.


Related Questions

When a firm has __________, it can place more emphasis on other objectives.

Answers

When a firm has money or dollars , it can place more emphasis on other objectives.

What is Firm objectives ?

Profit maximization is a business firm's primary goal, according to the traditional theory of the firm. Price and output of a given product under perfect competition are decided with the only goal of maximizing profits, under the assumptions of given tastes and technology.

What does the company hope to achieve financially?

firm is to maximize the wealth of its owners." that the management's top priority is stockholder wealth maximization, which translates into boosting the price of the common stock. maximize the firm's value. The goal is to increase the stock price in trading and markets that are thought to be efficient.

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If nations specialize according to their
comparative advantage and engage in
international trade with each other, each
nation can

Answers

Nations specialize according to their  comparative advantage get benefited outside its PPC.

Specialization based on comparative advantage leads to more effective use of global resources. Both countries will have access to larger quantities of both goods.

Also foreign commerce stimulates the production of various commodities in different nations and leads to specializations.

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Whether risk is present in employment​

Answers

Answer:

Step by step explanation

Why aren't all people paid the same amount in factor payments for the resources they provide?

Answers

All people paid the same amount in factor payments for the resources they provide because different resources have different value.

What makes each economic system different from one another?

Traditional systems are characterized by a concentration on the fundamentals of products, services, and labor, and they are shaped by customs and beliefs. While a market system is governed by forces of supply and demand, command systems are influenced by centralized authorities. Finally, mixed economies combine market and command systems.

The money that individuals receive in exchange for providing producing inputs like land, labor, or capital. Patriotism. the ardor that drives someone to serve their country; love of one's country.

Which economy is better for society?

The reason capitalism is the best economic system is that it offers everybody in society a variety of advantages and chances. A few of these advantages involve fostering riches and innovation, enhancing people's quality of life, and empowering the populace.

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In which circumstance would the Federal Reserve be MOST likely to pursue a contractionary monetary policy?

Answers

High inflation rates and rising prices would make the Federal Reserve most likely to pursue contractionary monetary policy under these circumstances. Here option A is the correct answer.

Contractionary monetary policy involves the Federal Reserve taking actions to decrease the money supply and increase interest rates. This policy is typically pursued when the economy is overheating and inflation is a concern. By reducing the money supply, the Federal Reserve can make it more expensive for individuals and businesses to borrow money, which can slow down spending and reduce inflationary pressures.

Slow economic growth and high unemployment are typically addressed through expansionary monetary policy, which involves increasing the money supply and lowering interest rates to encourage borrowing and spending.

Low-interest rates and a weak currency may be addressed through expansionary monetary policy as well to stimulate economic growth. Increased government spending and higher deficits are usually addressed through fiscal policy, which involves changes to government spending and taxation.

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Complete question:

Which of the following circumstances would the Federal Reserve be MOST likely to pursue a contractionary monetary policy?

a. High inflation rates and rising prices.

b. Slow economic growth and high unemployment.

c. Low interest rates and a weak currency.

d. Increased government spending and higher deficits.

How does the punishment for late payment of student loans differ between Federal and private loans?

Answers

Federal student loans and federal parent loans: the federal government funds these loans. Private student loans: These loans are confederal loans.

What is a loan?

In finance, a loan is the lending of money by one or more someone, social group, or other entities to other individualists, organizations, etc. The recipient receives a debt and is usually liable to pay interest on that debt.

The federal government funds these loans. Buck private student loans: These loans are confederal loans, made by an investor such as a bank, credit union, state agency, or school.

Therefore,  loans are confederal loans for Federal student loans and federal parent loans

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Roberto is considering attending a concert. He estimates the ticket price will be $94, and the cost of driving to the concert and parking will total an additional $21. In order to attend the concert, Roberto will have to take time off from his part-time job. He estimates that he will lose 4 hours at work, at a wage of $12.72 per hour.What is Roberto's opportunity cost of attending the concert

Answers

Answer:

$166.08

Explanation: Take $94, add $21, giving you $115, then take $12.77 ( his hourly rate at work ) and if he loses 4 hours of work, take 4 multiply it by $12.77, which gives you $51.08, then add that to $115, which equals $166.08.

the adjustment for underapplied overhead

Answers

Answer: The adjustment for underapplied overhead increases cost of goods sold and decreases net operating income.

What does ceteris paribus mean?

Answers

Answer:

rat

Explanatio

the process of planning, collecting, and analyzing data relevant to a marketing decision is called: select one: a. segmentation b. market analysis c. analytics d. marketing research

Answers

Marketing research is the manner of gathering, analyzing, and reporting facts relevant to a unique advertising situation. It can be used to help agencies determine what products or offerings to offer, how much to cost for them, and the place to promote them.

What is the procedure of planning gathering and inspecting data?

Marketing research. is the procedure of planning collecting, and examining information relevant to a marketing decision. the results of this evaluation are then communicated to management. Marketing lookup gives choice makers with facts on the effectiveness of the present day advertising combine and insights for fundamental changes.

It's referred to as advertising research. Marketing research is the method of collecting, analyzing, and reporting advertising statistics that can be used to answer questions or solve problems so as to improve a company's backside line. Marketing research includes a wide vary of activities.

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URGENT: Creating and using a checklist makes home maintenance and repair projects more _______. (10 letters)

Answers

Troubleshooting means finding and fixing a problem ,hope this helps

Answer:

productive

Explanation:

drag the tiles to the correct boxes to complete the pairs. match each term to the situation that best describes it

Answers

Answer: Theirs nothing their too answer. What do you need help on?

Explanation:

the constant growth stock valuation model can't be used under which of the following conditions? group of answer choices a zero growth rate a negative growth rate. a growth rate less than the stock's required return. a growth rate greater than the stock's required return.

Answers

D) Under a growth rate greater than the stock's required return, the constant growth stock valuation model cannot be applied.

Describe growth stock.

Any stock in a company that is expected to increase in value significantly faster than the market as a whole is considered a growth stock. Typically, these stocks don't pay dividends.

This is so because companies that issue growth stocks typically want to reinvest any earnings they generate to hasten growth in the short term. When investing in growth stocks, investors hope to profit from capital gains when they eventually decide to sell their shares in the future.

What Qualifies as a Growth Stock?

When it comes to stocks, "growth" refers to the company's significant potential for capital growth. These are frequently newer, smaller-cap companies, or those operating in expanding industries like biotechnology or technology. Growth stocks frequently have high P/E ratios despite having low or even negative earnings.

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If supply increases and demand stays the same, there will be a

A) higher equilibrium price and quantity

B)lower equilibrium price and higher quantity

C) lower equilibrium price and quantity

D) higher equilibrium price and lower quantity

Answers

Answer:

B) lower price increase quantit

Explanation:

on january 1, 2022, woodstock, inc. purchased a machine costing $40,000. woodstock also paid $1,000 for transportation and installation. the expected useful life of the machine is 6 years and the residual value is $5,000. how much is the annual depreciation expense assuming use of the straight-line depreciation method?
a. $6,100.
b. $6,000.
c. $5,950.
d. $5,750.

Answers

The annual depreciation expense assuming the use of the straight-line depreciation method is $6,000. Option B.

Calculation:

Annual depreciation under SLM:

= (Asset cost-Salvage value) + Useful life of the asset

= ($40,000+$1,000 - $5,000)/6

= $36,000/6

= $6,000

Residual value, also called residual value, is the estimated value of an item of property, plant, and equipment at the end of the lease term or useful life. In a leasing situation, the lessor uses the residual value as one of the primary ways to determine how much the lessee will pay in regular lease payments. Residual value is one of the components of a lease calculation or transaction.

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The customer asked for no cheese on their salad. They are lactose intolerant and the cheese would make them sick. The server accidentally hit the “extra cheese” button instead of the “no cheese” button.

Answer:

Answers

Apologize to the customer to show that you understand the mistake you made and that you acknowledge their complaint. Then, find a solution to the problem. In this case, you can take back the salad with cheese (unless they want to keep it to give to someone else). Make a new salad with no cheese and give it to them. Make sure that they're satisfied with their new salad by following up with them. You can also send them a hand-written note with a gift card or some kind of exclusive offer for them (e.g., a discount on their next order, free item(s), etc.) to show your sincerity.

Drs. James and Janet Baker saw that many people experienced difficulty and frustration when typing, some because of physical disabilities. So they invented a voice recognition software to allow users to talk to the computer. Their ideas have become Dragon Naturally Speaking, a popular talk-to-type software application. Which of these statements describes their startup?
A) Borrow heavility from existing products or services.
B) Combine two businesses to create a market opening.
C) Begin with a problem in mind or a pain you can relieve.
D) Recognize a hot trend and ride the wave.

Answers

The answer is C) Begin with a problem in mind or a pain you can relieve

Which of the following statements regarding the taxation Modified Endowment Contract is FALSE? A. Withdrawals are not taxable B. Just depression before age 59 1/2 incur a 10% penalty on policy gain C. Policy loans are taxable distributions D. Accumulation are tax deferred

Answers

The false statement regarding the taxation of a Modified Endowment Contract (MEC) is option A: Withdrawals are not taxable.

Withdrawals from a Modified Endowment Contract (MEC) are generally subject to taxation. Therefore, option A is the false statement. The other options provide accurate information regarding the taxation of MECs.

B. Just depression before age 59 1/2 incur a 10% penalty on policy gain: This statement is true. Withdrawals made before the age of 59 1/2 from a MEC may be subject to a 10% penalty on the policy gain portion, in addition to the regular income tax.

C. Policy loans are taxable distributions: This statement is true. Policy loans from a MEC are considered taxable distributions if they exceed the policy's basis (the total premiums paid). The taxable portion is subject to income tax.

D. Accumulations are tax deferred: This statement is true. One of the advantages of a MEC is that the accumulation of cash value grows on a tax-deferred basis. This means that the policyholder does not have to pay income tax on the earnings and gains within the policy until withdrawals or distributions are made.

In conclusion, statement A is false as withdrawals from a Modified Endowment Contract (MEC) are generally subject to taxation. The other statements B, C, and D accurately describe the taxation aspects of MECs.

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According to the basic quantity equation of money, if price and output fall while velocity increases, then: the quantity of money will rise. the quantity of money will fall. the quantity of money will rise before it falls. the quantity of money will rise slowly.

Answers

The quantity of money will fall.

According to the quantity theory of money, the overall price level of goods and services in an economy is proportional to the money supply, assuming that the level of actual output is constant and velocity of the money is constant.

The same dynamics that drive the supply and demand of any product also influence the supply and demand of money: an increase in money supply, in general, reduces the marginal value of money, reducing the purchasing power of one unit of currency.

Therefore, the correct option is the  quantity of money will fall.

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Describe how a high level of flexibility would affect your performance in softball. Consider the benefits in many aspects of softball.

Answers

Answer:

you would be able to jump higher

you would be able to run quicker

you would be able to catch the ball better

Hope this helps!

Answer:

With a high level of flexibility for a volleyball player physical performance and muscle coordination would improve, it can even enhance the enjoyment of playing. One would be able to jump higher, move quicker and maybe even hit the ball further and all of this put together hopefully win too.

Explanation:

why is enterprise important to a country ?

Answers

Answer:

New and improved products, services, or technology from entrepreneurs enable new markets to be developed and new wealth to be created. Additionally, increased employment and higher earnings contribute to better national income in the form of higher tax revenue and higher government spending.

Explanation:

here is your answer if you like my answer please follow

PLEASE HELP!! I WILL GIVE BRAINLIEST!!!
Your manager has been asked to speak to a community group about an upcoming development project that will be demolishing an old mall and building a mixed-use space with apartments, retail, and office space—a topic that has created some controversy in the community. She’s asked for your help in putting together her presentation. Do you think that a live or virtual presentation would be most effective? Why? What types of multimedia elements do you think would be most engaging? Why?

Answers

Answer:

use both the photos to help with the anwer it cut the photo so you have to go back and forth for the anwer

PLEASE HELP!! I WILL GIVE BRAINLIEST!!!Your manager has been asked to speak to a community group about
PLEASE HELP!! I WILL GIVE BRAINLIEST!!!Your manager has been asked to speak to a community group about

Which investors have the right to vote for or against business initiatives presented at the annual general meeting?

_________ shareholders have the right to vote for or against a business decision made by the company in which they invested.

Answers

Answer: Equity

Explanation: Plato(Edmentum)

Equity shareholders have the right to vote for or against a business decision made by the company in which they invested.

What is the shareholder?

A shareholder of a corporate body is an individual or legal entity who is certified by the corporate body as the registered proprietor of shares of a private or publicly traded corporation's share capital. Anyone who owns'shares in a company limited by shares is referred to as a shareholder.

Members of a corporation may be referred to as shareholders. The shareholder is the company's owner who provides financial security, controls how the directors manage the company, and receives a percentage of any profits produced by the company.

Therefore, Equity shareholders can vote for or against a business decision made by the firm in which they have invested.

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which of the following is a major problem that self-managed work teams can encounter?

Answers

Self-managed work teams can be highly effective in promoting collaboration, innovation, and productivity. However, there are also some major problems that these teams can encounter.

One of the biggest challenges is the potential for conflict and lack of accountability. When team members are empowered to make decisions and manage their own work, there can be disagreements about the best course of action or differences in opinion about how to approach a task.

In addition, without a strong sense of accountability, team members may not take responsibility for their work or may not feel invested in the team's success. Another problem that self-managed teams may encounter is a lack of clear communication or direction. Without a strong leader to guide the team, there can be confusion about goals, deadlines, and expectations.

This can lead to missed deadlines, duplicated efforts, and frustration among team members. Finally, there may be issues with skill gaps or a lack of training. Without a clear understanding of each team member's strengths and weaknesses, there may be areas where the team is lacking in expertise or knowledge.

Overall, while self-managed teams can be a powerful way to drive success, it is important to be aware of these potential pitfalls and work to mitigate them proactively. Since self-managed teams operate without a traditional hierarchy, members may have differing opinions on tasks or project direction.

This can lead to indecisiveness and conflicts, which can negatively impact team productivity and overall effectiveness. Ensuring clear communication, defining roles, and establishing a structured decision-making process can help mitigate these issues and enhance the team's performance.

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Total sales: $60,230 Rate of commission: 6% on first $40,000
7% on next $10,000;
8% on sales over $50,000
Income: ?

Answers

Answer:

1000000 wdnjdkdidhxh fdjjxifid

Why is Netflix's stocks going down?

Answers

Answer:

Netflix stock was falling sharply Wednesday after the streaming giant posted disappointing first-quarter earnings, prompting a flurry of price target cuts and critique from analysts.

Explanation:

Hope this helpes.

Net Income and OCF [LO2] During 2009, Raines Umbrella Corp. Had sales of $730,000. Cost of goods sold, administrative and selling expenses, and depreciation expenses were $580,000, $105,000, and $135,000, respectively. In addition, the company had an interest expense of $75,000 and a tax rate of 35 percent. (Ignore any tax loss carryback or carryforward provisions. ) a. What is Raines's net income for 2009? b. What is its operating cash flow? c. Explain your results in (a) and (b)

Answers

Raines Umbrella Corp.'s net income for 2009 was $107,250 and Raines Umbrella Corp.'s operating cash flow for 2009 was $242,250

a. To find the net income, we need to start with the company's revenue and subtract all expenses, including interest expense and taxes:

Revenue = $730,000

Cost of goods sold = $580,000

Administrative and selling expenses = $105,000

Depreciation expenses = $135,000

Interest expense = $75,000

Earnings before taxes (EBT) = Revenue - Cost of goods sold - Administrative and selling expenses - Depreciation expenses - Interest expense

EBT = $730,000 - $580,000 - $105,000 - $135,000 - $75,000

EBT = $(165,000)

Taxes = EBT * Tax rate

Taxes = $(165,000) * 35%

Taxes = $57,750

Net income = EBT - Taxes

Net income = $(165,000) - $57,750

Net income = $107,250

Therefore, Raines Umbrella Corp.'s net income for 2009 was $107,250.

b. To find the operating cash flow (OCF), we need to start with the company's net income and add back non-cash expenses like depreciation:

Net income = $107,250

Depreciation expenses = $135,000

OCF = Net income + Depreciation expenses

OCF = $107,250 + $135,000

OCF = $242,250

Therefore, Raines Umbrella Corp.'s operating cash flow for 2009 was $242,250.

c. Raines Umbrella Corp. had a net income of $107,250 for 2009, meaning that after all expenses and taxes were paid, the company had a profit of $107,250. This is a measure of the company's financial performance over the years.

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Legal authorization by a brand owner to allow another company to "rent" its brand name for a fee is called

Answers

Answer:

The appropriate answer is "License agreement".

Explanation:

A written agreement only between various firms where a property owner allows perhaps another entity throughout accordance with a certain set of requirements called a license agreement.In so far as it has jurisdiction, the consequence including its license is to terminate or ease the ruling of conflict. It should be the presumption that perhaps the license should be a province of security.

Susan took out a personal loan for $3,500 at an interest rate of 13% compounded monthly. She made arrangements to pay the loan off in 3 years. What will her monthly payment be? a. $99. 34 b. $105. 32 c. $117. 93 d. $156. 60 Please select the best answer from the choices provided A B C D.

Answers

The correct statement is that Susan's monthly payment for a personal loan which is to be paid off in three years will be $143.3. So, the correct from the given choices is not given above.

The computation of monthly payment can be done by calculating the annuity and then dividing it by the number of months of the duration of payment of such loan.

Calculation of monthly payment

Putting the given values into the formula for compounded annuity, the values obtained will be as,

\(\rm Compounded\ Annuity= Principal(1+\dfrac{r}{n})^n^t\\\\\rm Compounded\ Annuity= 3500(1+\dfrac{0.13}{12})^1^2^ x ^3\\\\\\\rm Compounded\ Annuity= \$5158.60\)

Now dividing the total compounded annuity by number of months which is given as 36 months will be calculated as,

\(\rm Monthly\ Payment = \dfrac{Annuity}{Period}\\\\\\\rm Monthly\ Payment = \dfrac{5158.60}{36}\)

So, the monthly payment will be,

\(\rm Monthly\ Payment = \$143.29\)

Hence, the correct option is not given above and the monthly compounded payment on a personal loan of $3500 for a period of 36 months will be $143.3.

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Rheneas wants to ensure his management team is aware of the common causes for failed enterprise system implementations before they begin their own. He points out to the team that _____.

Answers

He points out to the team that the failure rate for ERP implementations worldwide is 21 percent.

What is ERP?ERP refers to a type of software that organizations use to manage day-to-day business activities such as accounting, procurement, project management, failure management and compliance, and supply chain operations. For example, in the supply chain industry, an ERP system can automatically perform financial analysis, predict future inventory needs, and keep inventories at  healthy levels. This process control ensures that production departments are optimally utilized and that products in demand are in stock. At its core, ERP is an application that automates business processes and provides insight and internal control utilizing a central database that gathers information from departments such as accounting, manufacturing, supply chain management, sales, marketing, and human resources (HR).

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