a credit counseling organization usually provides credit management classes and helps you devise a credit management . (enter only one word per blank.)
Answers
Yes, a credit counseling organization typically provides credit management classes and helps you devise a credit management plan.
Credit counseling organizations are non-profit organizations that offer a variety of services to help consumers manage their credit and debt.
One of the primary services offered by credit counseling organizations is credit counseling, which typically involves a one-on-one session with a credit counselor to review your credit report, identify areas where you can improve your credit score, and develop a personalized credit management plan.
Credit management classes may also be offered by credit counseling organizations to help you learn how to manage your finances better, understand your credit rights, and learn how to budget and save money. These classes may be offered in person or online and may be available for a fee or free of charge, depending on the organization.
In addition to credit counseling and credit management classes, credit counseling organizations may also offer debt management plans, which involve working with your creditors to negotiate lower interest rates and monthly payments to help you pay off your debts over time.
Overall, credit counseling organizations can be a valuable resource for individuals looking to manage their credit and debt more effectively.
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Related Questions
When an employee’s interests are likely to interfere with the employee’s ability to exercise proper judgment on behalf of the organization, what exists?.
Answers
When an employee’s interests are likely to interfere with the employee’s ability to exercise proper judgment on behalf of the organization, conflict of interest exists.
What is conflict of interest?
Conflict of interest is a common problem in the workplace. Most of us have heard someone say, “Who you know, not what you know.” We've heard co-workers complain that the manager's relative always gets the highest salary or the best assignment. We may have seen colleagues accept gifts from potential vendors. Maybe a co-worker leaves work 20 minutes early every day so she can get to her second job. A supervisor may give a co-worker time off work to do volunteer work, or may allow employees to solicit donations and funds in the workplace, whether for Girl Scouts or a local school function. Although these situations are very different, they all fall under the category of "conflict of interest".
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does anyone know any good spells
Answers
Answer:
abra cadabra
Explanation:
An asset that has no physical substance is referred to as a(n) _____ asset.
a. intangible
b. tangible
c. current
d. long-lived
Answers
An intangible asset is one that has no physical substance.
An intangible asset is something that has value but cannot be touched or seen. Examples include patents, trademarks, copyrights, and goodwill. Intangible assets are often created through research and development, advertising and marketing, or through the acquisition of another company. They are an important part of a company's overall value and can be bought, sold, licensed, or traded like other assets. Unlike tangible assets, intangible assets cannot be physically touched or seen, which can make their valuation and management more challenging. Properly accounting for and managing intangible assets is important for companies of all sizes and industries.
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______ Is a market in which a large number of suppliers compete with each other to satisfy the needs and wants of a large numbers of consumers at a competitive price.???
Answers
Answer : Monopolistic competition
Answer:
Monopolistic Competition
Explanation:
In a monopolistic competitive market, there are large numbers of sellers who do not sell identical products instead they sell differential products. They compete with each other at a competitive price. The products could be differentiated in many ways including quality, style, location and even brand name. Since they compete at a competitive price, if there is a substantial rise in the price of any of the products, the buyers could quickly shift from one product to another. The most crucial factor behind product differentiation is because of geographical factors. Under a monopolistic competitive market, the sellers do not have any influence over customer loyalty and limited control over the price.
Before expanding into an international market company must hire people who are native speakers of the language of the target country.
True
False
Answers
False. While hiring native speakers of the language of the target country can be beneficial for expanding into an international market, it is not an absolute requirement.
Expanding into an international market requires various considerations, including language and cultural aspects. Hiring native speakers of the language of the target country can provide advantages such as better communication with local customers, understanding cultural nuances, and building relationships with local partners.
Native speakers may have a deeper understanding of the language, idioms, and cultural sensitivities, which can contribute to smoother business operations. However, it is not always necessary to hire native speakers.
Companies can also employ individuals who have a strong proficiency in the target language, cultural awareness, and experience working in international markets. Language skills can be developed through training and immersion programs, and employees can gain cultural understanding through cross-cultural training initiatives.
Ultimately, the decision to hire native speakers or individuals with language proficiency depends on the specific requirements of the target market, the nature of the business, available resources, and the company's overall strategy.
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Sam Malloy owns a small business and has built a substantial estate both with his business success and his early career as a pro athlete. He wants to set up his estate in a way that he will control the assets until he passes away or becomes incapacitated. Once that time comes, he wants control to transfer easily and he wants to avoid probate. Sam should
Answers
Answer: Establish a revocable living trust.
Explanation:
A revocable living trust is a written document that details how an individual assets would be handled after they die. They are used to avoid probate and protect privacy of the trust owner, beneficiary of trust and reduce estate taxes. Assets placed in the beneficiary name are transfered from the owners account or details to theirs.
In a socialist economic system, the government
O owns and controls the people.
O pays little attention to income distribution.
O owns and controls many of the resources.
O rents resources to the people.
Answers
Answer:
owns and controls many of the resources
Explanation:
Socialism, or the command system, is an economic system where the government owns and controls most of the factors of production. It decides on the allocation of resources and what products and services to avail in the market place.
The proponents of socialism advocate for,
1. Collective ownership of the factors of production through an elected central government.
2.Social equity by eradicating citizen's economic classification.
3. Central planning of the economy.
hud’s second goal in support of its mission is to meet the need for homes. unset starred question luxury mixed-use apartment quality affordable rental urban-centric, amenity-filled
Answers
HUD's second goal in support of its mission is to meet the need for quality affordable rental homes in urban-centric areas that are amenity-filled and may include a mix of uses such as luxury apartments and mixed-use developments.
HUD, the U.S. Department of Housing and Urban Development, has a mission that includes multiple goals, and one of them is to address the need for homes. Specifically, HUD aims to meet this need by focusing on providing quality affordable rental housing in urban-centric areas. This includes ensuring that these homes are well-equipped with amenities and may encompass a mix of uses, such as luxury apartments and mixed-use developments. By pursuing this goal, HUD aims to enhance access to affordable and suitable housing options for individuals and families.
HUD's commitment to meeting the need for homes aligns with its mission to ensure access to quality affordable rental housing. By prioritizing urban-centric areas and incorporating amenities and diverse uses like luxury apartments and mixed-use developments, HUD aims to address the housing needs of individuals and communities. This approach supports the goal of providing safe, affordable, and suitable housing options for those in need.
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Drag the tiles to the correct boxes to complete the pairs. Match each law with its benefit for consumers. Economic Growth and Regulatory Paperwork Reduction Act Fair Credit Reporting Act Federal Deposit Insurance Act Children's Online Privacy Act Consumer disputes financial information reported to a credit scoring company. arrowRight Consumer has less paperwork to go through to buy a new house. arrowRight Consumer refuses to provide their five-year-old child's financial data to a company. arrowRight The FDIC has the right to review companies for consumers. arrowRight
Answers
Answer:
1. Economic Growth and Regulatory Paperwork Reduction Act - Consumer has less paperwork to go through to buy a new house
The Economic Growth and Regulatory Paperwork Reduction Act of 1996 (EGRPRA) is a law that requires that the regulatory bodies of Federal Deposit Insured Corporation insured institutions such as banks and savings organisations review the documents they require from said banks to see if there are any unnecessary requirements needed. This will translate to fewer paperwork for the customers of such banks who for instance seek a mortgage to buy a house.
2. Fair Credit Reporting Act - Consumer disputes financial information reported to a credit scoring company
The Fair Credit Reporting Act (FCRA) gives consumers the right to dispute the information reported to a credit scoring company. It also regulates how these companies are allowed to collect and share the acquired data.
3. Federal Deposit Insurance Act - The FDIC has the right to review companies for consumers
4. Children's Online Privacy Act - Consumer refuses to provide their five-year-old child's financial data to a company.
The Children's Online Privacy Protection Act was passed in 1998 as a means to allow parents to determine what information about their children that websites can collect. Children in this case refers to people under the age of 13.
What is the meaning of time recovering
Answers
Answer:
to recover a wound
Explanation:
time to recover the sentence shows recover what can possibly recover ofcource a wound.
how does the railroad commission exemplify the concept of agency capture? a. the industry and the agency have a contentious, uncooperative relationship. b. both the industry and the agency are extremely inhibited by federal regulations. c. the regulated industry exerts excessive influence over the agency intended to regulate it. d. the regulating agency has imposed guidelines on the industry that have made it unprofitable.
Answers
The C - the railroad commission exemplifies the concept of agency capture because the regulated industry exerts excessive influence over the agency intended to regulate it.
This can lead to a situation where the agency's decisions are influenced by the interests of the industry, rather than being focused on protecting the public and ensuring fair competition. Agency capture occurs when a regulatory agency becomes too closely aligned with the industry it is supposed to be regulating, and this can happen for a variety of reasons. In the case of the railroad commission, the industry may have a lot of power and resources that it can use to influence the commission's decisions, such as by lobbying or providing financial support.
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If you had an investment that promised a 20 year return with a
5% interest rate, or a 1 year return with a 6% interest rate, why
might the longer term investment actually be better?
Answers
The longer-term investment with a 20-year return and a 5% interest rate may be better because it benefits from the power of compounding, allowing the investment to grow significantly over time.
With compounding, the earnings from the investment are reinvested, generating additional returns. This compounding effect becomes more pronounced with a longer investment horizon, potentially leading to higher overall returns compared to a shorter-term investment with a higher interest rate. The longer-term investment also provides more stability and reduces the impact of short-term market fluctuations, allowing for a smoother and more predictable growth trajectory.
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Which choice BEST completes the following sentence: If you don't anticipate needing another loan any time soon, being late with your unsecured loan payments. *
Doesn't have any real consequence because there's no tangible item to repossess. Doesn't have any real consequence because your loan may have a grace period for late payments. Can have real consequences because your car or home can be repossessed. Can have real consequences because borrowing money will become much more difficult.
Answers
The choice that BEST completes the sentence is "Doesn't have any real consequence because there's no tangible item to repossess."
This is because unsecured loans, by definition, are not backed by collateral such as a car or home. Therefore, if you are late with payments on an unsecured loan, the lender cannot repossess any tangible item to make up for the loss. However, it's important to note that being consistently late with payments can still have negative consequences on your credit score and future borrowing opportunities.
Additionally, some loans may have a grace period for late payments, but this is not always the case and should not be relied on. In general, it's always best to make timely payments on all loans to maintain a good credit history and avoid potential consequences in the future. The choice that BEST completes the sentence is "Doesn't have any real consequence because there's no tangible item to repossess."
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What is a public good?
A A public good is a product or service that one consumer can prevent another consumer from using, and is not accessible without
payment
B A public good is a product or service that one consumer cannot present another consumer from using, and is accessible without
payment
C A public good is a product or service that one consumer cannot prevent another consumer from using, and is not accessible without
payment
D A public good is a product or service that one consumer can prevent another consumer from using, and is accessible without payment.
Answers
I believe your answer is B
A public good is a product or service that one consumer cannot present another consumer from using, and is accessible without payment
Farr Company purchased a new van for floral deliveries on January 1, 2021. The van cost $56,000 and has an estimated life of five years and $14,000 salvage value at the end of its useful life. The double-declining-balance method of depreciation will be used. What is the balance of the Accumulated Depreciation account at the end of 2022?
Answers
Answer:
$15,120
Explanation:
Dec 2021 Depreciation ($56,000 - $14000) / 5 = $8400
Dec 2022 Depreciation ($56,000-$8400 - $14000) / 5 = $6720
Accumulated Depreciation = $8400 + $6720 = $15,120
Scientific management is the study of work methods to improve the productivity of _____.
A.accounting practices
B.the supply chain
C.individual workers
D.external vendors
Answers
Answer:
C. Individual workers
Explanation:
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Dealing with advertising clutter is one of the challenges of database marketing.
False
True
Answers
if there was a merger of ford motor co and toyota motor co this would be called a
Answers
If Ford Motor Co and Toyota Motor Co were to merge, the resulting business combination would be referred to as a "merger" or "merger of equals."
A merger is a strategic business combination in which two or more companies merge their operations and assets to form a new entity. It involves the consolidation of companies at a similar level, where neither company acquires the other.
In the case of Ford Motor Co and Toyota Motor Co, if they were to merge, it would be considered a merger of equals as both companies are well-established and significant players in the automotive industry.
This type of merger is characterized by an equal partnership or shared control between the merging companies, rather than one company being acquired by the other.
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The following situations suggest a strength or a weakness in internal control.a. Top managers delegate all internal control procedures to the accounting department.b. Accounting department staff (or the bookkeeper) orders merchandise and approves invoices for payment.c. Cash received over the counter is controlled by the sales clerk, who rings up the sale and places the cash in the register. The sales clerk matches the total recorded by the register to each day's cash sales.d. The employee who signs checks needs not to examine the payment packet because he is confident the amounts are correct.
Answers
a. The situation suggests a weakness in internal control as top managers should also play an active role in internal control procedures.
b. The situation suggests a weakness in internal control as the accounting department staff who order merchandise and approve invoices for payment should not be the same person or department as it increases the risk of fraud.
c. The situation suggests a strength in internal control as the sales clerk matches the total recorded by the register to each day's cash sales, providing a double check to ensure accuracy.
d. The situation suggests a weakness in internal control as the employee who signs checks needs to examine the payment packet before signing it to ensure the accuracy of amounts.
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Invoices are comparable to bills.
True
False
Answers
Compute the MIRR statistic for Project I and note whether to accept or reject the project with the cash flows shown as follows if the appropriate cost of capital is 15 percent. Project I
Answers
Answer:
13%
Explanation:
The computation of MIRR is shown below:-
=MIRR({-1000;400;300;200;300;50},15%,15%)
= 12.666%
or
= 13%
Since the MIRR is 12.67% and the appropriate cost of capital is 15% so the project should be rejected as it is less than the cost of capital
For more clarification please find the spreadsheet so that we make more understand.
maureen left her teaching job, which paid $30,000 per year, and invested $20,000 of her retirement fund (which was earning 10 percent interest) in a new real estate business. her accountant predicted a $60,000 revenue the first year. her husband, an economist, forecast her profit to be
Answers
Maureen left her teaching job with a $30,000 annual salary and invested $20,000 from her retirement fund in a new real estate business. Her accountant predicted revenue of $60,000 in the first year.
To calculate the profit, we need to consider both the revenue and the expenses associated with the real estate business. Revenue refers to the total income generated from business activities, while expenses include costs such as operating expenses, taxes, and interest payments.
Maureen's profit will be determined by subtracting the total expenses from the revenue. The expenses may vary depending on factors such as property maintenance costs, insurance, utilities, and any additional expenses related to the real estate business.
To provide an accurate profit forecast, Maureen's husband, the economist, would need to analyze the specific details of the business, including its operating costs and potential market conditions. He would consider factors such as vacancy rates, rental rates, market demand, and competition to estimate the expenses and determine a reasonable profit forecast.
Based on the given information, the profit forecast for Maureen's real estate business would require a detailed analysis and consideration of various factors. It is important to assess the specific circumstances of the business and conduct a thorough evaluation to provide an accurate and reliable profit forecast.
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I wanna see how quick ya'll answer. Tell me if your answer quickly only because of the points if not the points give me another reason.
Answers
Answer:
thanks for this
Explanation:
because the points <3
Answer:
Hey babe why you not answering? :(
Explanation:
which of the following will most likely occur if a government adopts an annually balanced budget rule that requires the government to eliminate any deficits or surpluses?
Answers
The most likely occurrence is that the government will strive to achieve a balanced budget each fiscal year.
This means that the government's total expenditures will be equal to its total revenues in any given year.
Here are some potential implications of adopting an annually balanced budget rule:
Reduced government borrowing: The government would need to limit its borrowing since it cannot run a deficit. This could lead to decreased public debt and potentially lower interest payments.
Fiscal discipline: The government would be compelled to carefully manage its spending and revenue collection to ensure a balanced budget. This may result in greater fiscal discipline and control over public finances.
Limited fiscal policy flexibility: The government's ability to use fiscal policy as a tool for stabilizing the economy during recessions or stimulating growth may be constrained. With no room for deficit spending, it becomes more challenging to implement expansionary fiscal measures.
Increased focus on revenue generation: To maintain a balanced budget, the government may need to prioritize revenue generation through taxation, fees, or other sources. This could lead to higher tax burdens on individuals or businesses.
Potential impact on public services: In some cases, the need to balance the budget may result in spending cuts or reduced investments in public services and infrastructure. The government may need to make difficult decisions to align its expenses with available revenues.
It's important to note that the actual outcomes and impacts can vary depending on the specific circumstances, economic conditions, and policy implementation of each government.
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Discuss the media representations of diversity in a show or ad you've encountered. What media biases and ideologies can you find in the show or ad in how people are represented or not represented? Are these same representations found elsewhere? Apply this week's lesson and case study to your answer.
Answers
One show that exemplifies media representations of diversity is the popular sitcom "Brooklyn Nine-Nine." The show portrays a diverse ensemble cast consisting of characters from various racial, ethnic, and LGBTQ+ backgrounds.
The diversity is presented in a positive and inclusive manner, with characters' identities and experiences often addressed in storylines. However, even in a show like "Brooklyn Nine-Nine," certain media biases and ideologies can still be observed. One notable aspect is the tendency to rely on stereotypes for comedic purposes. For example, the character of Charles Boyle is portrayed as an awkward, food-obsessed, and socially inept detective, which plays into certain stereotypes about overweight individuals. Similarly, the character of Rosa Diaz, a tough and stoic Latina detective, can be seen as fitting the "strong Latina" stereotype.
These representations are not unique to "Brooklyn Nine-Nine" but are prevalent across various media platforms. Media often perpetuates certain biases and ideologies by relying on simplified and sometimes clichéd portrayals of diverse characters. While the show does make efforts to challenge stereotypes and provide depth to the characters, the presence of these biases reveals the ongoing need for greater nuance and representation in media.
This observation aligns with the lesson and case study on informing and persuading, highlighting the importance of critically analyzing media representations and being aware of the biases and ideologies they may reinforce. It emphasizes the need for media creators to be mindful of the potential impact their portrayals can have on shaping societal perceptions and to strive for more authentic and diverse representations.
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An organization's ______ is a one-sentence statement describing the clear and inspirational long-term desired change resulting from an organization's or program's work.
Answers
An organization's vision statement is a one-sentence statement describing the clear and inspirational long-term desired change resulting from an organization's or program's work.
A vision statement describes the organization's short-, medium-, and long-term objectives and what it hopes to become in the future. A company's vision statement serves as a target to work toward. Mission statements and vision statements are frequently mixed up.
Here are a few of the most motivational vision statement examples: Amazon: "Our mission is to build a place where people can come to find and discover anything they might want to buy online," the company states. Making the best ice cream in the nicest manner is what Ben & Jerry's is known for.
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Question 4 What is the easiest way to increase the money you have available for savings and investments ? © A. Read a lot of books on investing. B. Talk to your friends about investing. OC. Pay off all your high-interest debt such as credit cards and store cards. Start financing more things on your credit cards, so you'll have more OD money to invest.
Answers
It should be noted that the easiest way to increase the money you have available for savings and investments is D. Invest the money.
It should be noted that reading a lot of books on investing and talking to your friends about investing won't help an individual increase the amount of money that they have with them.
The important thing to do is to invest the money that the person has. It should be noted that investment helps one to generate more income.
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As a manager, your decisions must always improve the function of an organization and contribute toward _____.
increased revenue
meeting the vision
meeting the goals
increased staff
Answers
Answer:
It's C.
Explanation:
It's definitely not meeting the vision(s) or increased staff so I narrowed it down to A and C, increased revenue and meeting the goals, saying them both in the sentence for the blank it flows and makes sense so you have to go by common-sense or knowledge so I have a good guess that it would be meeting the goals. Managers do sell stuff but rarely, and selling stuff is how you increase revenue. Trying to meet the goals is more of managers isle and from what I know of managers it wouldn't be meeting the vision in any postion.
Answer:
B. Meeting The Vision
Explanation:
I took the Instruction/Assignment and got it wrong, It's Meeting The Vision
Write a 6 paragraph essay on the importance of economic growth
Answers
Answer:
*insert long essay*
Explanation:
an employee can be dismissed if their job surplus to requirements' outline why this state ment is false