A freelancer’s pay may vary from year to year.

True
False

A big man's position depends on all of the following accept inherited status. Correct option is B.

The first use of the term may be  set up in the English-  restatement of Dreißig Jahre in der Südsee( 1907) by Richard Parkinson. The term may be  frequently  set up in  numerous  literal  workshop dealing with Papua New Guinea. Andrew Strathern applies the conception of big- men to a community in Mount Hagen, Papua New Guinea.   Traditionally, among peoples ofnon-Austronesian-speaking communities, authority was  attained by a man( the so- called" big man") recognised as" performing most  skillfully in social, political,  profitable and  conventional conditioning". His function wasn't to command, but to  impact his society through his  illustration. He was anticipated to act as a moderator with neighbouring groups, and to periodically redistribute food( generally produced by his  women). In this sense, he was seen as  icing the well- being of his community.   Such a system is still  set up in  numerous  corridor of Papua New Guinea, and other  corridor of Melanesia.

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When making decisions, managers are often faced with a conflict between what is beneficial for the firm in the short-term and what is beneficial for both the firm and society in the long-term.

This conflict arises because the actions that benefit the firm in the short-term may not necessarily align with the interests of society as a whole, which can lead to negative consequences for both the company and society in the long-term.

To address this conflict, a firm must adopt a long-term orientation and consider the broader social and environmental impacts of its decisions. This means looking beyond immediate financial gains and recognizing that actions taken today can have far-reaching implications for the company's reputation, customer loyalty, employee morale, and overall sustainability.

Firms that prioritize social responsibility and sustainable business practices are more likely to build strong relationships with stakeholders, including customers, employees, investors, and regulators. They are also better equipped to weather economic downturns and other disruptions, as they have diversified their risk and invested in building resilient supply chains and communities.

Ultimately, the key to addressing the conflict between short-term gains and long-term benefits is a commitment to corporate social responsibility (CSR) and sustainable business practices. By prioritizing the needs of society and the environment alongside those of shareholders, firms can create value for all stakeholders over the long-term, ensuring their continued success and impact.

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Based on the information given, the total value of the long-term liabilities will be $7380.

Long-term liabilities simply refer to the liabilities that are payable after twelve months. They are the liabilities that are due after one year of normal operation.

The long-term liabilities will be:

= $3600 + $2160 + $1620

= $7380

In conclusion, , the total value of the long-term liabilities will be $7380.

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Explanation:

marketing about selling produktivitas

(a) Adam's profit or loss on his futures position if the FTSE-100 spot index rose to 6400 in December can be calculated as follows:

Profit or loss = (Ft - Ft0) x Contract Size x Number of Contracts

Profit or loss = (6400 - 6000) x £10 x 5

Profit or loss = £20,000

(b) Adam's profit or loss on his futures position if the FTSE-100 spot index fell to 5800 in December can be calculated as follows:

Profit or loss = (Ft - Ft0) x Contract Size x Number of Contracts

Profit or loss = (5800 - 6000) x £10 x 5

Profit or loss = -£10,000 (Loss of £10,000)

(c) If the spot index falls to 5800 in December and Adam has an index portfolio of £62,000 on 1 November, his combined profit/loss on his futures and spot positions can be calculated as:

Combined profit/loss = Profit/Loss on Futures Position + (Spot Index - Spot Index0) x Value of Index Portfolio

Combined profit/loss = -£10,000 + (5800 - 6200) x £62,000

Combined profit/loss = -£10,000 - £2,480,000

Combined profit/loss = -£2,490,000 (Loss of £2,490,000)

Therefore, Adam would have a profit of £20,000 if the spot index rose to 6400, a loss of £10,000 if the spot index fell to 5800, and a combined loss of £2,490,000 if the spot index fell to 5800 and he had an index portfolio of £62,000 on 1 November.

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Answer:

I think it would be $339,672.00 but not positive

Explanation:

The broker-dealer must address the allegations and comply with the relevant state securities laws."

When an administrator alleges that an agent of an out-of-state broker-dealer solicited the sale of an unregistered security within a particular state, it raises serious concerns regarding compliance with securities regulations. In such a situation, the broker-dealer must take appropriate actions to address the allegations and ensure compliance with the state's securities laws.

First and foremost, the broker-dealer should conduct an internal investigation to gather all relevant information and determine the accuracy of the allegations. This may involve reviewing communication records, transaction details, and any documentation related to the sale in question. The broker-dealer should also cooperate fully with the administrator's inquiry and provide any requested information or documentation.

If the allegations are substantiated and it is found that an unregistered security was indeed solicited, the broker-dealer must take corrective measures. This typically involves halting the sale of the security within the state until the necessary registrations are obtained. Additionally, the broker-dealer may need to take disciplinary actions against the agent involved, which could range from retraining to termination depending on the severity of the violation.

Compliance with state securities laws is crucial for broker-dealers to maintain their reputation and avoid legal repercussions. They must ensure that their agents are properly licensed and registered to sell securities in each jurisdiction where they operate. By promptly addressing the allegations, conducting internal investigations, and taking appropriate actions, broker-dealers can demonstrate their commitment to compliance and regulatory requirements.

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Their combined producer surplus is $60 A producer surplus is the distinction between the amount a producer wants to charge for a product and the actual amount they get.

Alice is willing to sell a 5-inch pot for $35, but she can sell it for $70, giving her a producer surplus of $35 ($70-$35).Amber is willing to sell a 5-inch pot for $38, but she can sell it for $70, giving her a producer surplus of $32 ($70-$38).

Andi is willing to sell a 5-inch pot for $68, but she can sell it for $70, giving her a producer surplus of $2 ($70-$68).The combined producer surplus of the Business ladies is the total sum of the producer surpluses. $35+$32+$2=$69. If we round it up to the nearest dollar, the combined producer surplus is $70. Since they were only able to sell their pots for a total of $210 ($70 each), their combined producer surplus is $60 ($210-$150).

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If Lucas invests $2,000 yearly for 40 years with annual return of 10%, he will have $885,185.

Data and Calculations:

N (# of periods) = 40 years

I/Y (Interest per year) = 10%

PV (Present Value) = $0

PMT (Periodic Payment) = $2,000

Results:

FV (Future Value) = $885,185.11

Sum of all periodic payments = $80,000 ($2,000 x 40)

Total Interest= $805,185.11

Thus, approximately, Lucas will have $885,185 in his retirement account after 40 years.

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In the story “The Alchemist,” when the boy tells the merchant that he is going to be leaving to return to his country to buy sheep, he asks for the merchant's blessing. The merchant tells the boy that he doesn't need his blessing. However, he wishes him good luck and says, "I hope that you will return with good news.

The Alchemist is a novel written by Paulo Coelho. The story revolves around the journey of a young shepherd boy named Santiago who desires to find his personal legend and fulfill his dreams. As he sets out on his journey, he meets different people and faces various challenges. These experiences teach him important life lessons that help him in his quest for his personal legend.

The merchant is one of the characters the boy meets on his journey. The boy sells wool to the merchant and works for him for a year. During this time, the boy learns a lot from the merchant about business and other things. When the boy tells the merchant that he is going back to his country to buy sheep, he asks for the merchant's blessing.

However, the merchant says that he doesn't need his blessing. Instead, he wishes him good luck and says, "I hope that you will return with good news."The merchant's response to the boy's request for his blessing shows that he trusts the boy and believes in him. It also shows that he respects the boy's decision and wishes him well on his journey.

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Answer:   Growing debt has a direct effect on economic growth and the opportunities available to every individual in the country. If excessive levels of debt crowd out private or public or mutual investments in capital goods or works, workers would have less to use and get from their jobs, which would translate to lower productivity work and, therefore, lower wages in multiple aspects of the country's work done. High levels of debt would affect many other aspects of the economy in the future. For eq, higher interest rates result from increased borrowing from multiple agencies and invite under the various segments of college education house loan work loan. Less education and work opportunities will need skills up for various degrees and work to be followed under any scheme.

Explanation:

The value of each share if you calculate it as $1,000,000/2,000 =500.

A stock is referred to as a kind of ownership of certain items. When an individual holds stocks or shares in the market they are entitled as a stockholder or shareholder and liable for some dividend.

The process of announcing new shares of stock to the people for the first time in a private company is known as an initial public offering (IPO). An IPO allows a company to request equity capital from the general public.

The business has grown as a pre-IPO private company with a very small number of proprietors who own the stock in the company.

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The complete question is Probably

Company A is raising $1 million at its initial public offering (IPO) by issuing 2,000 shares of stock. What is the value of each share if you calculate it as $1,000,000/2,000 =

Answer:

"Supervisory body" is the right approach.

Explanation:

Answer:

If inspections and licenses are required, then the role of government being represented is a supervisory body.

Explanation:

Edge 2021-2022

Preferred stock is a type of financial security that carries the promise of a fixed dividend payment. The dividend rate for the preferred stock in this question is 5.9%.

To calculate the cost of preferred stock for Kyle, we need to use the formula:Cost of preferred stock = (Dividend payment per share) / (Market price per share) * 100%.

The dividend payment per share is calculated as follows:Dividend payment per share = Par value of stock * Dividend rate= $95 * 5.9% = $5.6055 (rounded to four decimal places)

The market price per share is given as $60.67.Using these values in the formula above, we get:Cost of preferred stock = ($5.6055 / $60.67) * 100%= 9.24% (rounded to two decimal places)Therefore, the cost of preferred stock for Kyle is 9.24%.

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The resident project representative does not need to make any measurement for the progress payments in the lump-sum projects. This statement is false.

A measurement is a quantification of an attribute of an object or event that can be used to compare the object or event to other objects or events. In other words, measurement is a way of determining how large or small a physical quantity is compared to an elementary reference quantity of the same kind.

Measurement is the comparison of a specific physical quantity with a known standard quantity of the same kind. For example, a vernier caliper measures the length, and a thread gauge measures the wire diameter. A measurement is a quantification of an attribute of an object or event that can be used to compare the object or event to other objects or events. In other words, measurement is a way of determining how large or small a physical quantity is compared to an elementary reference quantity of the same kind.

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True. A business continuity plan (BCP) is a comprehensive plan that outlines how an organization will continue to operate during and after an unexpected disruption or crisis.

True. A business continuity plan (BCP) is a comprehensive plan that outlines how an organization will continue to operate during and after an unexpected disruption or crisis. The BCP covers various aspects such as people, facilities, technology, and communications. In the event of a disruption, the BCP will dictate the steps to be taken to bring the entire business back to an operational state. It will ensure that critical functions and services are restored as quickly as possible, minimizing the impact of the disruption on the organization and its customers. Therefore, it is essential for organizations to have a well-thought-out BCP in place to ensure business continuity and to be prepared for unexpected events that may impact their operations.

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Insurance companies negotiate discounts with hospitals under a(n): Preferred provider organization (PPO).

Insurance company is an a company that help to provide coverage for their policy holder in case of unforeseen or unexpected circumstance such as:

Preferred provider organization is a medical health plan that  enter into  a contract agreement with health care service providers so as to provide health care to people under the plan.

Therefore Insurance companies negotiate discounts with hospitals under a(n): Preferred provider organization.

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While Aaron's ability to get cash out of the ATM is an example of the function of providing liquidity, diversifying risk and intermediation between savers and borrowers are also important functions of a banking system.

Aaron being able to get cash out of the ATM at any time of day or night best represents the function of providing liquidity in a banking system. Providing liquidity is one of the main functions of a banking system, which means that banks ensure that there is always enough cash available to meet the needs of their customers. In this case, the ATM provides Aaron with the convenience of being able to access cash whenever he needs it. Diversifying risk is another main function of a banking system.

This means that banks spread their investments across different assets and borrowers to reduce the risk of any single investment or borrower failing. This function is more relevant to the bank itself rather than the individual customer, as the bank is responsible for managing the risk associated with its lending and investment activities.

The function of intermediation between savers and borrowers is also a main function of a banking system. This means that banks take deposits from savers and lend money to borrowers, earning a profit through the interest charged on loans. This function helps to channel savings into productive investments, which in turn helps to drive economic growth.

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a. Null hypothesis (H₀): American college students spend, on average, 119 minutes per day on their smartphones.

Alternative hypothesis (H₁): American college students spend, on average, more than 119 minutes per day on their smartphones.

b. The test-statistic is t = 3.19

c. The critical value = 1.686, we have to reject the null hypotheses

From the information given, we have that;

a. We have to know that the formula for calculating t-statistic is expressed as;

t = (mean - μ) / (s / √n)

Substitute the given values into the formula:

t = (126.79 - 119) / (24.53 / √101)

find the square root

t = 7. 79/(24.53/10. 04)

t = 7.79/2.44

t = 3.19

b. Using the t-table , the critical value for a one-tailed test;

α = 0.05

Degrees of freedom  = n - 1 = 40 - 1 = 39

The critical value = 1.686

We have to reject the null hypotheses

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A strong business case for diversity and inclusion should focus on the tangible and intangible benefits it can bring to the organization's bottom line and its overall success.

An HR professional can make a strong business case for incorporating a diversity and inclusion strategy in an organization by highlighting the potential benefits such as increased employee engagement, improved retention rates, and enhanced reputation. They can also showcase how a diverse and inclusive workforce can bring new perspectives and ideas, leading to innovation and better decision-making. Furthermore, having a diverse workforce can help the organization better understand and serve its diverse customer base. HR professionals can also provide data and statistics on the positive impact of diversity and inclusion in the workplace, and make a compelling argument that a lack of diversity can lead to legal, financial, and reputational risks.

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The insurance policies of term life and whole life insurance policies only pay money to beneficiaries upon the policyholder's death.

A term life assurance is a life policy for a limited period while the whole life assurance is a life policy for life.

The correct statement is that insurance policies of term life and whole life insurance policies only pay money to beneficiaries upon the policyholder's death.

Therefore, the Option B is correct.

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The correct option is (d): Mortgage-backed securities represent claims on the cash flows generated by a pool of home loans.

What are Mortgage-Backed Securities?

Mortgage-backed securities (MBS) are debt securities backed by the payments of interest and principal on a pool of residential mortgages. The cash flows are sold to investors, who collect the monthly payments from a large number of individual mortgage loans.

Mortgage-backed securities are a type of asset-backed security that allows investors to bet on the success or failure of a specific market sector. A mortgage pool's mortgage payments are separated into principal and interest portions.

The portion of interest paid is separated and sold as a mortgage-backed security, with the principal portion remaining in the pool of mortgage loans.

What is the meaning of the following option: (a) Mortgage-backed securities assure a flat 15% return?

Mortgage-backed securities are not guaranteed to provide a flat 15% return. The return on investment (ROI) of mortgage-backed securities is determined by the creditworthiness of the mortgage loans in the underlying pool, as well as the interest rates prevailing in the market when the securities are issued. Therefore, Option (a) is false.

What is the meaning of the following option: (b) Mortgage-backed securities are guaranteed by the U.S. government?

Mortgage-backed securities are not guaranteed by the US government. However, certain types of mortgage-backed securities are guaranteed by the Federal Housing Administration, Fannie Mae, or Freddie Mac, all of which are US government-sponsored entities. As a result, option (b) is false.

What is the meaning of the following option: (c) Mortgage-backed securities can only be purchased by investment banks?

Mortgage-backed securities may be purchased by a variety of institutional investors, including banks, investment banks, pension funds, mutual funds, and hedge funds, as well as private individuals. As a result, option (c) is false.

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The statement that investment grade bonds carry a higher rate of growth than junk bonds is not accurate. When it comes to bonds, the rate of growth is typically determined by the interest rate or yield, rather than the bond's credit rating. While investment grade bonds are generally considered to have lower default risk compared to junk bonds, they also tend to have lower yields. On the other hand, junk bonds, also known as high-yield bonds, offer higher yields to compensate for their higher default risk. Therefore, junk bonds may have a higher rate of growth (yield) compared to investment grade bonds.

When making bond purchase decisions, the primary decision-making factor is to review the YTM. You should always choose the bond that has the higher YTM. False.

While the yield to maturity (YTM) is an important factor to consider when making bond purchase decisions, it should not be the sole criterion. YTM represents the total return an investor can expect to receive if they hold the bond until maturity, taking into account the bond's current price, coupon payments, and the time remaining until maturity. However, there are other factors that should be considered as well.

For instance, an investor should also assess the creditworthiness of the issuer, the bond's duration or sensitivity to interest rate changes, and their own investment objectives and risk tolerance. A bond with a higher YTM may indicate a higher level of risk, such as a higher likelihood of default, longer maturity, or more volatile interest rate sensitivity. Therefore, it is important to evaluate these factors holistically and consider the trade-offs between risk and return when choosing a bond investment.

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The term for children with disabilities receiving the services and support appropriate to their individual needs entirely in the general classroom is called "mainstreaming".  This practice is aimed at providing equal educational opportunities for all students, including those with disabilities.

It involves placing students with disabilities in regular classrooms, where they receive the necessary accommodations and modifications to ensure their success. By promoting inclusion and reducing stigmatization, mainstreaming can benefit both disabled and non-disabled students. However, it is important to note that mainstreaming may not be suitable for all children with disabilities, as some may require more specialized attention and resources.

In such cases, alternative educational settings, such as self-contained classrooms or specialized schools, may be necessary to meet their unique needs. Ultimately, the goal of any educational program for students with disabilities should be to provide them with a free and appropriate education that maximizes their potential and prepares them for success in life.

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By following this customer value proposition template, Mysa can effectively communicate the benefits of their Smart Thermostats to their target market, ultimately driving customer engagement and satisfaction. The customer value proposition template for Mysa Smart Thermostats can be outlined as follows:

1. Target Market: Identify the specific target market for Mysa Smart Thermostats. This could include homeowners, renters, or commercial property owners who are interested in energy efficiency and cost savings.

2. Customer Needs: Understand the needs of the target market. This could include the desire for increased comfort, reduced energy consumption, and the ability to control temperature remotely.

3. Product Features: Highlight the unique features of Mysa Smart Thermostats that address the customer needs. For example, Mysa offers advanced scheduling options, compatibility with various heating systems, and integration with smart home devices.

4. Differentiation: Clearly communicate how Mysa Smart Thermostats differ from competitors in the market. This could include superior energy-saving algorithms, an intuitive user interface, and the ability to learn and adapt to the user's preferences.

5. Value Proposition Statement: Craft a concise statement that captures the value Mysa Smart Thermostats offer to customers. For instance, "Mysa Smart Thermostats empower homeowners with precise control over their heating, resulting in energy savings, increased comfort, and a seamless integration with their smart home ecosystem."

6. Supporting Evidence: Provide evidence or examples that support the value proposition statement. This could include testimonials from satisfied customers, case studies showcasing energy savings, or comparisons to other smart thermostats in terms of functionality and cost savings.

By following this customer value proposition template, Mysa can effectively communicate the benefits of their Smart Thermostats to their target market, ultimately driving customer engagement and satisfaction.
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