a lender is negotiating a mortgage and desires an after-acquired property clause. what can be expected to happen if the after-acquired property clause is not included in the final deal?

Answers

Answer 1

If the after-acquired property clause is not included in a mortgage deal, the lender may not have a claim on any property acquired by the borrower after the mortgage is executed.

The lender might not have a claim on any property the borrower acquires after the mortgage is signed if the after-acquired property provision is not included in the mortgage agreement. As a result, the lender might not be able to use any extra assets or property the borrower obtains after the mortgage is signed as security in the event of failure.

As a result, in the absence of such a clause, the lender may only have a security interest in the assets that the borrower possesses at the time the mortgage is executed and may not be able to access any future assets that the borrower may obtain.

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Related Questions

can i doit without pay

Answers

Answer:

what?

Explanation:

Company Z understands that their business is at risk. How can they use step two in the
Decision Making Process to reach their end goal of increasing sales and customer satisfaction?

Answers

Company Z can use step two in the decision-making process to achieve its ultimate goal of increasing sales and customer satisfaction by gathering the relevant information about a decision.

Step two of the decision-making process corresponds to gathering relevant information after the decision has been identified. At this stage, internal and external work is necessary, analyzing the errors and successes related to a past decision.

Therefore, it is necessary for company Z to seek information from different sources, such as the results of previous decisions, studies, market research and consultancy, to ensure greater chances of a decision being effective.

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Units transferred in to department 2 from department 1 during the period and units in beginning inventory for department 2 for the same period are always equal. True or false?.

Answers

This is false that units transferred to department 2 from department 1 during the period and units in the beginning inventory for department 2 for the same period are always equal.

Beginning inventory consists of both work in progress and finished goods that are ready for sale, as well as the raw materials and components necessary to make those finished goods. Even if only the latter is shown on the balance sheet, ending inventory from one accounting period is carried over as the beginning inventory for the following one.

There are four ways that businesses might value their initial stock: FIFO, LIFO, weighted average cost, or particular assigned value. Beginning inventory is essential because it lets you know how many items are in stock at the beginning of each period. This enables you to comprehend sales and operational patterns for a certain firm better and make adjustments as necessary.

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Select all that apply.
A résumé does not include the following:
past employment
education
references
relationship status

Answers

Answer:

relationship status I belive

Explanation:

hope this helps :)

the relationship among industry structure, competitive strategy, and profitability are addressed by michael porter's ______ determinants of competition.

Answers

The relationship among industry structure, competitive strategy, and profitability are addressed by Michael Porter's Five Forces determinants of competition.

Michael Porter's Five Forces model is a framework that helps businesses analyze and understand the competitive forces within their industry. The model identifies five key factors that determine the level of competition in an industry:

1. Threat of new entrants: This refers to the likelihood of new competitors entering the market and increasing competition.

2. Bargaining power of suppliers: This refers to the degree of leverage that suppliers have over firms in the industry.

3. Bargaining power of buyers: This refers to the degree of leverage that buyers have over firms in the industry.

4. Threat of substitute products or services: This refers to the extent to which alternative products or services could replace those offered by the industry's firms.

5. Rivalry among existing competitors: This refers to the intensity of competition among firms already in the industry.

By considering these five forces, businesses can develop competitive strategies that allow them to better position themselves within their industry and improve their profitability.

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Mention five legal ways to spend money

Answers

Some ways that you can spend money legally are:

Buying booksGoing on a vacationBuying a companyGiving to the poor or a charityEmploying labor

What is Money?

This refers to the legal tender that is used for the buying and selling of goods and services that have an inherent value

Hence, we can see that based on the given question, money can be spent in a variety of ways legally and this includes starting a business, giving to the poor, etc.

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I can't believe it, said Wiley Coyote, I am the president of Acme enterprises and we make $200,000 a year profit with me working my tail off. Our distributor, Road Runner Representatives, made over $800,000 in commissions. I don't understand why they are making all of that money when all they do is run around all day and say beep-beep to customers. I think we should lower the commission rate to bring their income down to a more reasonable level. This is an example of

Answers

Answer:

This is an example of vertical conflict.

Explanation:

A vertical conflict can be described as a conflict that occurs between two different types of members in a distribution channel - for example, a manufacturer, an agent, a wholesaler, or a retailer.

In the question the Acme enterprises which its president, Wiley Coyote, represents is the manufacturer; while their distributor is the agent. In this case, a vertical conflict is said to have occurred between the manufacturer and the agent who are both different types of members of the same distribution channel.

Therfore, this is an example of vertical conflict.

The price of a ranchette estate is $260,000. The bank requires a 15% down payment and 3 points at the time of closing. The cost of the ranchette is financed with a 30-year fixed-rate mortgage at 7.45%. What is the mortgage amount? *

Answers

Answer:

Missing word "and the cost of one point at the time of closing"

Down payment = $260,000*15%

Down payment = $260,000*0.15

Down payment = $39,000

Amount of mortgage = $260,000 - $39,000

Amount of mortgage = $221,000

Cost of 3 point at the time of closing = 3% of amount of mortgage

Cost of 3 point at the time of closing = 3% * $221,000

Cost of 3 point at the time of closing = $6,630

. Suppose you are choosing between a checking account with a $0.40 per-check fee and no monthly fee or an account with free checking and a $6.50 monthly fee. What is the minimum number of checks you need to write for the monthly fee to be a better option?

Answers

Answer:

You answer should be 17

Explanation:

If you write 17 checks for $0.40 your would pay $6.80 at the end of the month, which then makes the one with a monthly fee a better option.

if india traded textiles with the united states in exchange for corn products, this would be an example of which form of countertrade?

Answers

The United States government will profit from the import taxes levied on textiles from India.

If trade obstacles are removed, the United States will suffer. The United States will suffer from the removal of trade barriers because a flood of Indian textiles will be poured into the nation, stunting the development of domestic textile manufacturing enterprises. India has a competitive advantage over the US in the production of textiles since they are in higher demand than aircraft, which are only seldom needed. The United States government will profit from the import taxes levied on textiles from India. Since India will produce textiles at the lowest cost per unit and flood the USA with reasonably priced, high-quality apparel, the government will benefit greatly from import tariffs.

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explain any four consumer rights as stipulated in the CPA​

Answers

It’s a bill that has/says that every person has four basic consumer rights. Which are -“the right to be informed, the right to choose, the right to safety, and the right to be heard. ”

Answer:

The right to be informed, the right to choose, the right to safety, and the right to be heard.

Explanation:

These rights received a lot of attention from the consumer movement, a movement to pass laws protecting consumers from unfair and unsafe business practices.

Roy Sartore has been hired to oversee all of the plans that the city of Denver has created to expand its train transportation system by adding six more lines to the metro area. Roy will be responsible for planning the project, managing the processes, and finalizing each new line as it is completed. How would you categorize the majority of the decisions Roy will have to make to complete his job?

Answers

Answer:

Semistructured decisions

Explanation:

From the question, we are informed about Roy Sartore who has been hired to oversee all of the plans that the city of Denver has created to expand its train transportation system by adding six more lines to the metro area. Roy will be responsible for planning the project, managing the processes, and finalizing each new line as it is completed. In this case, the majority of the decisions Roy will have to make to complete his job would be categorized as Semistructured decisions. A semi-structured decision can be regarded as type of decision whereby most of the factors that is required to make the decision are been known, though human experience as well as other outside factors can still play a role in the decision making. Another instance of this semi-structured decision making is when diagnosing a medical condition.

A major conflict of interest between top executives and owners is that top executives wish to diversify the firm in order to __________, whereas owners wish to diversify the firm in order to __________.

Answers

The major conflict between the top executive and owners is that the top executive wants to reduce their employment risks.

What is the cause of conflict between the top executive and owners in the business industry?

In a business industry, the major cause of conflict between the top executive and the owners is due to the disparities in their objectives and goals.

While the top executive wishes to diversify the firm in order to reduce their employment risks, the owners wish to diversify the firm to increase the company's value. Both parties must come together with a cordial relationship to achieve a common goal.

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what is the role of project management in today's professional environment? be sure to speak to your own experience within a broader national and global context.

Answers

Project management plays a crucial role in today's professional environment across various industries and sectors. It involves the application of knowledge, skills, tools, and techniques to plan, execute, monitor, and control projects to achieve specific objectives.

In a broader context, project management helps organizations navigate complex and dynamic business environments by effectively managing resources, timeframes, budgets, and stakeholders.

provides a structured approach to initiate, plan, execute, and close projects, ensuring they are completed successfully and deliver the desired outcomes.

Within a national and global context, project management is particularly significant in industries such as construction, engineering, technology, healthcare, and manufacturing. It helps manage large-scale infrastructure projects, software development initiatives, product launches, organizational transformations, and international collaborations.

Project management practices have evolved to adapt to changing business landscapes, emerging technologies, and global market dynamics. Agile methodologies, for example, have gained popularity to enhance flexibility, collaboration, and adaptability in project execution.

Effective project management fosters efficient communication, teamwork, risk management, and decision-making. It helps align project goals with organizational objectives, promotes accountability, and enhances stakeholder satisfaction. Furthermore, it enables organizations to optimize resources, minimize delays and cost overruns, and improve overall project success rates.

In today's professional environment, project management has become increasingly recognized as a strategic competency that drives innovation, growth, and organizational success. Organizations and professionals are investing in project management methodologies, certifications, and tools to enhance project delivery and stay competitive in the rapidly changing business landscape.

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What term describes a marketing push that includes television, radio, billboards, email, and online advertising?.

Answers

Marketing Campaign describes a marketing push that includes television, radio, billboards, email, and online advertising.

Marketing Campaign: A marketing campaign is a calculated marketing effort that promotes a certain cause or objective on behalf of a business, brand, or person. Through many channels, including television, print advertising, social media, and email marketing, marketing campaigns are created with the goal of capturing consumers' attention.

Marketing initiatives inform your target market about the products, services, offers, and discounts you are providing. They highlight the advantages of the product, give background information about your business, attract and engage potential customers, and keep the ones you already have.

John Rampton, a Forbes contributor, asserts that a successful marketing strategy must have a strong offer that gives clients a reason to purchase from your business. Rampton proposes offering anything for free, such as an e-book or a consultation.

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i need help answering theses

i need help answering theses

Answers

Answer:

I don't know what to be my adopted father and son are you kidding me I don't know what to say to be my adopted father and son are you kidding me

when there has been a change in accounting prinicples, but the effect of the change on the comparability of the financial statements is not material, the auditor should

Answers

The auditor should not mention changes in the auditor's report, according to the provided statement.

Who are auditors?

An auditor is a person who checks the accuracy of transactions that have been documented in business. Auditors are required to ensure that procedures are being followed and that an organization's financial statements properly represent its operational and monetary results.

What is the function of an auditor?

The auditor's or reviewer's responsibility is to provide a professional opinion on these income statement. An organisation's financial report can be reviewed or audited to improve member accountability and guarantee that all money received by the group have been properly accounted for.

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After a thorough opportunity and competitive analysis of the apparel industry, Sarah, an entrepreneur, realizes that her business would be highly profitable if she focuses on the clothing needs of pregnant women and new moms. Hence, she plans her product, pricing, promotion, and distribution to suit this market. From Sarah's perspective, this market is her ______.
A. capital market
B. securities market
C. target market
D. bear market

Answers

C. Pls mark me brainliest.

Operating activities in the cash flow statement reflect the inflow and outflow of cash from ___ assets and liabilities. Investing activities recognize the buying and selling of ___

assets.

1. a. tangible b. current c. intangible
2.a. intangible b. current c. fixed

Answers

Answer:

1. Current.

2. Fixed.

Explanation:

A financial statement can be defined as a written report used by financial experts or accountants to quantitatively describes the financial health of a company. Under the financial statements is a cash-flow statement, which is used to record the cash inflow and cash equivalents leaving a business firm.

Cash flow statement, also known as the statement of cash flows, contains financial information about operating, financial and investing activities.

Operating activities in the cash flow statement reflect the inflow and outflow of cash from current assets and liabilities. Thus, all the net income or cash from all operational business activities of a company is recorded as operating activities. Some examples of operating activities are cash paid as an expense for merchandise, cash revenue generated from the sales of finished goods etc.

Investing activities recognize the buying and selling of fixed assets.

Generally, investing activities comprises of purchasing fixed or physical assets, investing in securities and the sale of assets or securities associated with the company.

Hey y'all !! Can some body help me out!!

1.What is the role of engineer in development of nation.

2. Elucidate the importance of an animal doctor.

3.Finance sector is a very sensitive feild. Do you agree? Give reasons.

Thank you!!♡​

Answers

Answer:

1.) Engineer play very important role in the development of society and nation. Engineer plan and build new bridges, huse building, roads, railways, dams, canals, etc. that helps agricultural, living, transportation and commuting. Appliance and gadgets at home are degined by engineers. They built the infrastructure and the tools necessary for progress.

2. A veterinary (Animal doctor) treat disease, disorders, and injuries in animlas. Most veterinary physician workbin clinical setting, treating animal directly.

3. Yeah, I do agree because finance sector is essential for day to day operation. It is the task of examining and controlling ecnomic transaction on the regular basic fir the financial sucess, based on law


Why is it important for a human resource manager to carefully maintain
employee records?

Answers

Answer:

Certain records require employee privacy to be protected. Not maintaining and following best practices for employee record keeping leaves you vulnerable to defending yourself against lawsuits, labor investigations or audits.

Explanation:

Invest in what you know than what you don’t know:

I need 3-4 sentences on this PLEASE HELP ME

Answers

If you don’t know anything about the stock market then it wouldn’t be smart to start investing a lot of money into right? Going into an investment clueless will only set you up for failure. Investing in things you do know is more likely to have a better outcome

I pulled this out my ašš hope it helps :)

______ Is a market in which a large number of suppliers compete with each other to satisfy the needs and wants of a large numbers of consumers at a competitive price.???

Answers

Answer : Monopolistic competition

Answer:

Monopolistic Competition

Explanation:

In a monopolistic competitive market, there are large numbers of sellers who do not sell identical products instead they sell differential products. They compete with each other at a competitive price. The products could be differentiated in many ways including quality, style, location and even brand name. Since they compete at a competitive price, if there is a substantial rise in the price of any of the products, the buyers could quickly shift from one product to another. The most crucial factor behind product differentiation is because of geographical factors. Under a monopolistic competitive market, the sellers do not have any influence over customer loyalty and limited control over the price.

The governance mechanism MOST closely connected with deterring unethical behaviors by holding top management accountable for the corporate culture is:

Answers

When top management need to be held accountable for unethical behavior, the best way is to use a Board of Directors.

What does a Board of Directors do?

These are the representatives of the shareholders in the leadership of the company.

They are the highest authority in the company and the policies they implement are meant to hold top management accountable for unethical behavior that might threaten the shareholders.

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Pls help me !!
Commission type income is very consistent from month to month.
True
False

Answers

Yes. This is true! Hope this helps you!

Answer:

ture

Explanation:

Use the following data of a hypothetical economy. Calculate net investment. Government Purchases Consumption Gross Investment Consumption of Fixed Capital Exports Imports 20 150 25 5 10 15 Question 21 2 pts Use the following data of a hypothetical economy. Calculate net exports. Government Purchases 20 Consumption 150 Gross Investment 25 Consumption of Fixed Capital 5 Exports 10 Imports 15

Answers

Net exports can be calculated by subtracting the value of imports from the value of exports. In this case, net exports would be -5. Net exports represent the difference between a country's exports and imports.

It is an important component of the overall balance of trade. In order to calculate net exports, we subtract the value of imports from the value of exports. In the given data, the value of exports is 10 and the value of imports is 15. Therefore, the net exports can be calculated as follows: Net Exports = Exports - Imports = 10 - 15 = -5 A negative value for net exports indicates that the country has a trade deficit, which means that the value of imports exceeds the value of exports. In this case, the hypothetical economy has a net export deficit of 5 units. It's important to note that net exports can have significant implications for an economy. A positive value for net exports indicates that a country is exporting more than it is importing, which contributes to economic growth and can have a positive impact on employment and income levels.

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Ethical standards in business are principles or codes for how a business conducts itself with ___, customers, and the public.

A. Other businesses
B.Employees
C.the government
D.charity organizations

Answers

Answer:

B. Employees

Explanation:

The correct answer is B)Employee’s hope this helps.

an adjusting entry that debits an expense and credits an asset is necessary for

Answers

An adjusting entry that debits an expense and credits an asset is necessary for recognizing and allocating prepaid expenses.

Prepaid expenses refer to expenses paid in advance but not yet incurred or used up. When a company makes a payment for an expense that will benefit multiple accounting periods, it initially records the payment as an asset (prepaid expense) on the balance sheet. However, as time passes and the benefit of the expense is realized, the prepaid expense becomes an actual expense that should be recognized in the appropriate accounting period.

To properly account for this, an adjusting entry is made at the end of the accounting period to debit the expense account and credit the asset account (prepaid expense). This adjusting entry reduces the asset (prepaid expense) and recognizes the portion of the expense that has been used up during the period as an expense on the income statement.

By debiting the expense account, the adjusting entry ensures that the expense is recognized in the correct accounting period, matching it with the revenues it helps generate. The credit to the asset account reduces the asset to reflect the portion that has been consumed or expired.

Overall, this adjusting entry helps accurately reflect the financial position and results of the company by properly allocating prepaid expenses over the relevant accounting periods.

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Logo and website design are
examples of start-up costs.

Answers

True: Logo and website design are examples of start-up costs. Operating costs include payroll. Building improvements should be calculated into start-up costs.

When fire alarm sounds. Why should you evacuate children immediately even if you do not see flames?

Answers

Answer: because even if there is no fire there could be an explosion, fire and gasoline WILL make an explosion. So Basically it can start with fire but soon turn into an explosion. If it's a fire DRILL then it's for practice if that actually does happen.

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