A loss of minimum essential coverage usually counts as a qualifying event that triggers a special enrollment period.
Events that meet the criteria for a special enrollment
voluntary loss of protectionRenewal of a single policy outside of the typical open enrollmentGetting a dependent or acquiring one?MarriageDivorce (in some state-run exchanges)becoming a citizen or authorized resident of the United Statesa change that lastsa mishap or issue with enrolmentEmployer-sponsored plan either stops delivering minimum value or becomes unaffordablea raise in income that enables you to exit the coverage gapA QSEHRA or Individual Coverage HRA can be accessed by anyone.A change in your income or circumstances that renders you now qualified (or not) for subsidies or CSRa number of unique situationsTo know more about " special enrollment ", visit : https://brainly.com/question/28144051
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if the interest charge for the current month for a standard home loan is $1,000.00, and the stated interest rate is 4.0 percent per year, what is the current balance on the loan? multiple choice question.
To find the current balance on a loan if the interest charge for the current month for a standard home loan is $1,000.00 and the stated interest rate is 4.0 per cent per year, Option D. "$300,000" is the correct answer.
we'll use the following formula:
Current balance = Interest paid ÷ Monthly interest rate
Let's solve the problem step by step using the formula above.
Interest rate per month = 4.0% ÷ 12 months= 0.33333333% per month Interest paid in a month = $1,000.00Using the formula above: Current balance = Interest paid ÷ Monthly interest rate= $1,000.00 ÷ 0.003333333333= $300,000 Therefore, the current balance on the loan is $300,000.Option D. $300,000 is the correct answer.
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When the United States spends money on education, does this cause the nation's GDP to grow or decline?
Answer:
the gdp of the united states stays the same because the money the put into it is the tax payers money
Explanation:
What levels of risk does investing in the stock generally carry
medium
medium, high,
low, high
or low?
Low, high levels of risk does investing in the stock generally carry. Over the long term, stocks have the highest potential for growth for investors. Investors who have chosen to hold onto stocks for an extended length of time—say let's 15 years.
Typically been rewarded with robust, profitable returns. Utilize your associated banking account to open a risk and trading account. Access that trading account. Choose the shares you want to purchase or sell. Make sure you have the necessary investing funds in your account to purchase the shares stocks. taking dividends in— Many stocks distribute dividends, which are based on the company's earnings per share.
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California courts have held that if a lease is written, then it must be
signed by the...
leaseholder
lessee.
tenant
lessor.
The parties to the lease, a description of the property, the length of the lease, the rental payment amount, and the date and method of the rental payment are the minimal legal requirements. Thus, option A is correct.
What California courts have held that if a lease is written?In the State of California, only verbal lease agreements for periods shorter than a year are regarded as being legally binding.
Beyond this limitation, a lease that is less than a year in length but whose expiration date is more than a year after the verbal agreement must be in writing.
The validity of an unrecorded lease between a landlord and a tenant is recognized under California law without the need for a lease or a memorandum of a lease to be recorded. Parties who have been given notice of the lease.
Therefore, California courts have held that if a lease is written, then it must be signed by the leaseholder.
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Cheyenne Corporation leased equipment to Sage Hill, Inc. on January 1, 2017. The lease agreement called for annual rental payments of $1,250 at the beginning of each year of the 3-year lease. The equipment has an economic useful life of 7 years, a fair value of $8,000, a book value of $6,000, and Cheyenne expects a residual value of $5,500 at the end of the lease term. Cheyenne set the lease payments with the intent of earning a 7% return, though Sage Hill is unaware of the rate implicit in the lease and has an incremental borrowing rate of 9%. There is no bargain purchase option, ownership of the lease does not transfer at the end of the lease term, and the asset is not of a specialized nature.
Cheyenne Corporation leased equipment to Sage Hill, Inc. on January 1, 2017, for an annual rental payment of $1,250 at the start of each year of the 3-year lease. Cheyenne established the lease payments with the goal of earning a 7 percent return, although Sage Hill is unaware of the implicit rate in the lease and has an incremental borrowing rate of 9 percent.T
he equipment has an economic useful life of 7 years, a fair value of $8,000, a book value of $6,000, and Cheyenne anticipates a residual value of $5,500 at the end of the lease term. There is no bargain purchase option, the lease does not transfer ownership at the end of the lease term, and the asset is not of a specialized nature. Cheyenne should recognize a lease receivable of $3,758 at the beginning of the lease. Because Sage Hill has an incremental borrowing rate of 9 percent, the lease should be classified as a finance lease
Interest revenue of $2,242 ($3,758 lease receivable - $1,516 cash payment) is deferred and recognized over the lease term, using the effective interest method. The amortization schedule for the lease payments and interest revenue is as follows:InterestRevenueAmortizationof Lease PaymentsLease ReceivableEnd of YearBeginning Balance(9% × $3,758)End of YearEnd of YearBeginning BalanceNet CashInterest Revenue1$2,242$1,516$625$3,133$2,508$625$1,6172$1,616$1,250$366$2,684$1,758$926$6903$690$1,250($560)$2,124$1,198$1,250$48Total$4,548$4,196$352
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Internet retailers serve a larger geographic area with comparably smaller infrastructure and staff. This fact suggests that internet businesses are more _____.
Internet businesses are more scalable than traditional brick-and-mortar businesses, as they can serve a larger geographic area with relatively smaller infrastructure and staff.
This scalability is due to the unique characteristics of the internet, which allows businesses to reach a broader customer base while keeping overhead costs low. Internet retailers can offer their products and services 24/7 without the constraints of physical store hours or location, resulting in increased revenue and profitability.
They can also easily expand their reach through digital marketing and social media, providing them with a wider customer base. The ability to reach a larger audience with fewer resources makes internet businesses more efficient and cost-effective, which ultimately contributes to their competitive advantage.
Additionally, internet businesses can adapt quickly to changing market conditions, thanks to the ease and speed of implementing new strategies and technologies.
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A business will put their funds in a variety of accounts. The funds least likely to be able to be accessed in a given month are _____. (Select all that apply.)
benefit plan funds
operating fund
corporate reserves
pension funds
Answer:
pension funds
Explanation:
Pension funds are investment instruments that accumulate money meant to assist employees in their retirement days. Either the employee, employers, or both contribute money periodically to the pension fund. Pension funds pool resources and invest them in long term projects.
The money in a pension fund is accessible upon retirement. The objective is the give retires a decent lifestyle after their working days are over. Accessing the funds before retirement, such as at the end month, is difficult.
this u have to consider while planing for inter croping farming
Answer:
Answer to the following question is as follows;
Explanation:
The soil, temperature, and variety are all factors to consider when deciding which crops to combine. It is critical that crops do not compete for space, nutrients, water, or sunshine with one another. Cultivating one crop having deep roots beside another with shallow roots is an illustration of an intercropping technique.
Select all that apply.
Common skills assessments administered during the employment interview process include:
none of the above
science
keyboarding
math
Answer:
Keyboarding and Math :)
Explanation:
what is measured by the level of real gdp divided by hours worked over that year? a.productivity for a given year. b.growth rate of real gdp. c.nominal gdp per person. d.real gdp per person.
b.growth rate of real gdp is measured by the level of real gdp divided by hours worked over that year.
Gross domestic product is a financial degree of the market fee of all the very last goods and services produced and offered in a particular time period via international locations. due to its complicated and subjective nature this measure is often revised earlier than being considered a dependable indicator.
GDP measures the financial value of very last items and offerings—that is, the ones that are sold by means of the very last consumer—produced in a country in a given time frame (say 1 / 4 or a yr). It counts all of the output generated inside the borders of a rustic
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When sending a group email, how do you ensure that one or several recipients cannot see the names of other recipients? select only one.
The option that is used is Blind Carbon Copy (BCC).
When sending an email message to a big group of individuals, it is advisable to use the Blind Carbon Copy (BCC) option for security and privacy reasons. Whenever user put email addresses in the BCC area of a message, the addresses are hidden from the recipients.
In contrast, any email addresses you include in the To or CC fields are accessible to everyone who gets the message.
If a person's email address is included in the BCC field, they would receive a copy of the email in their inbox as if they were CC'd.
The difference is that their email address would not be visible to the other persons in the email chain, and as a result, they will not receive further Reply or Reply All messages from others in the thread. It's worth noting that BCC receivers can't see each other either. Consider it a stealth mode CC.
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Laurel, Inc., has debt outstanding with a coupon rate of 5.9% and a yield to maturity of 7.2%. Its tax rate is 38%. What is Laurel's effective after-tax) cost of debt? NOTE: Assume that the debt has annual coupons. Note: Assume that the firm will always be able to utilize its full interest tax shield. The effective after-tax cost of debt is %. (Round to four decimal places.)
The effective after-tax cost of debt for Laurel, Inc. is approximately 0.0446, or 4.46%.
To calculate the effective after-tax cost of debt for Laurel, Inc., we need to take into account the tax shield provided by the interest expense.
The formula to calculate the effective after-tax cost of debt is:
Effective After-Tax Cost of Debt = Yield to Maturity × (1 - Tax Rate)
In this case, the yield to maturity is 7.2% and the tax rate is 38%. Let's plug in these values:
Effective After-Tax Cost of Debt = 0.072 × (1 - 0.38) = 0.072 × 0.62 = 0.04464
Rounding to four decimal places, the effective after-tax cost of debt for Laurel, Inc. is approximately 0.0446, or 4.46%.
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Knowledge of the __________ act minimizes a business' liability exposure when making advertising decisions.
Knowledge of the Civil Rights act minimizes a business' liability exposure when making advertising decisions.
This is further explained below.
What are Civil Rights?Generally, the rights of people to be free politically and socially and to be treated equally.
The right to vote, the right to an impartial trial, the right to use government services, the right to public education, and the right to make use of public facilities are all examples of civil rights.
In conclusion, Knowledge of the Civil Rights act decreases a firm' legal risk when making advertising selections.
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CQ
Knowledge of the __________ Act minimizes a business' liability exposure when making advertising decisions.
a.) Civil Rights
b.) Sarbanes-Oxley
c.) Federal Trade Commission
d.) Truth in Lending
Which of the following are considered to be popular culinary tourism experiences? a. Food Tours and Cooking Classes b. Wine Tasting and Brewery Tours c. Producer/grower/manufacturer visits and Farmer's Markets d. All of the above
The correct answer is d. All of the above. All of the above are considered to be popular culinary tourism experiences. Culinary tourism experiences refer to travel activities that involve food and drink.
It’s an opportunity to taste and learn about different local cuisines. There are several culinary tourism experiences that are gaining popularity worldwide, which include food tours and cooking classes, wine tasting and brewery tours, producer/grower/manufacturer visits, and farmer's markets.Food tours and cooking classes: It is one of the most popular culinary tourism experiences. Visitors get a chance to try different cuisines and explore new places. This experience provides a hands-on opportunity to learn about local culinary traditions. Wine tasting and brewery tours: Wine tasting and brewery tours are a unique experience that provides insights into the local wine and beer-making process. Visitors get a chance to taste different wine and beer varieties and learn about the history and traditions behind them. Producer/grower/manufacturer visits: Visitors get to experience the food industry behind-the-scenes and learn about how food is produced, grown, and manufactured. Farmer's markets: Farmer's markets are the perfect place to explore the local food scene. Visitors get to taste and purchase fresh local produce and learn about different culinary traditions.
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why is the shareholder's basis in the new stock received in a corporate reorganization the value of the stock received less the postponed gain
The shareholder's basis in the new stock received in a corporate reorganization is the value of the stock received less the postponed gain because it reflects the economic reality of the transaction.
In a corporate reorganization, the shareholder is exchanging their old stock for new stock, which has a different value and potentially different rights and privileges. The postponed gain represents the difference between the old stock's basis and its fair market value, which was deferred due to the exchange.
By subtracting the postponed gain from the value of the new stock, the shareholder's basis in the new stock is adjusted to reflect the actual economic value of the transaction. This ensures that the shareholder's tax liability is based on the real gain or loss realized in the exchange.
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Your product costs $5.00
to make. If you want a
gross margin of 50%,
what should your price be?
$[?]
Answer: $10.00
Explanation:
______ Is a market in which a large number of suppliers compete with each other to satisfy the needs and wants of a large numbers of consumers at a competitive price.???
Answer : Monopolistic competition
Answer:
Monopolistic Competition
Explanation:
In a monopolistic competitive market, there are large numbers of sellers who do not sell identical products instead they sell differential products. They compete with each other at a competitive price. The products could be differentiated in many ways including quality, style, location and even brand name. Since they compete at a competitive price, if there is a substantial rise in the price of any of the products, the buyers could quickly shift from one product to another. The most crucial factor behind product differentiation is because of geographical factors. Under a monopolistic competitive market, the sellers do not have any influence over customer loyalty and limited control over the price.
Se the following selected information from Whitman Corp. To determine the Year 1 and Year 2 common size percentages for cost of goods sold using Net sales as the base. Year 2 Year 1 Net sales $ 358,200 $ 295,400 Cost of goods sold 174,400 131,540 Operating expenses 63,490 61,190 Net earnings 32,020 22,770
Percentage of Year 2: $174,400/$358,200 × 100 = 48.6%
Year 1: $131,540/$295,400 × 100 = 44.5%
Net sales is the sum of a company's gross sales minus returns, rebates, and rebates. Net sales calculations are not always transparent to the outside world.
In many cases, it can be included in reporting revenue recognized in the income statement.
Net sales are gross sales minus returns, discounts, and rebates.
When net sales are reported externally, they are recorded in the direct costs portion of the income statement.
Changes in net sales affect a company's gross profit and gross margin, but net sales does not include cost of goods sold.
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When Tyler, a veteran, started his business, he knew he had to keep costs to a minimum and he worried about taxes. He planned to build and distribute safety goggles for construction workers and military personnel. He realized most of his business would not be through walk-in customers but rather large orders from companies. He chose to locate in a government-subsidized area called a(n) __________, where he would receive tax breaks and other government support.
Tyler chose to locate his business in an area which government offer subsized tax rate and tax break in other favor job creation called an enterprise zone.
Areas which are specially offered subsidized rate of taxes in other encourage economic development of such geographical area are called enterprise zone.
In other ensure that companies locate their offices in this zones, government offers support and gives other enticing offers in other to promote job creation in such environment.
Therefore, government - subsidized rates are enjoyed in enterprise zones.
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When a bank makes a loan:
A. It causes an increase in the money supply.
B.it causes a reduction in the money supply.
C. it can stimulate business activity, but there is no effect on the money supply.
D. it can cause either an increase or a decrease in the money supply depending on the elasticity of supply
Answer:
C
Explanation:
this is the answer bc there is really no effect
a model nascar race car lists for $80.06 with a trade discount of 40%. what is the net price of the car?
The net price of the car is 32.24. A trade discount is the difference between the cost of goods or services sold in a commercial setting. Small businesses can save money by utilizing trade discounts when acquiring products or services from vendors.
What is trade discount?The term "trade discount" refers to a discount that a seller offers to a buyer of a product in the form of a price decrease. Trade discounts are provided to boost product sales and give customers the impression that they are obtaining the greatest deal.
Net price=80.6*40/100=32.24
A trade discount is the difference between the cost of goods or services sold in a commercial setting. Small businesses can save money by utilizing trade discounts when acquiring products or services from vendors. To qualify for the trade discount, many suppliers mandate that small business payments be made within a certain window of time.
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You win a lottery ticket that will pay you $3,000. However, you won't receive everything today, but $1,000 per year, starting today. You want to sell the lottery ticket today. How much can you sell it at if market interest rates are 5%?
Question options:
A. $2,721.09
B. $2,859.41
C. $3,000
D. $2,723.25
You need to take $2,721.09 if market interest rates are 5%. (A)
To find out how much you can sell the lottery ticket for if market interest rates are 5%, you need to calculate the present value of the future payments.
1. Determine the cash flows: $1,000 today, $1,000 one year from now, and $1,000 two years from now.
2. Calculate the present value of each cash flow by using the formula: PV = FV / (1 + i)^n, where PV is the present value, FV is the future value, i is the interest rate, and n is the number of years.
3. PV for $1,000 today is $1,000 / (1 + 0.05)^0 = $1,000.
4. PV for $1,000 one year from now is $1,000 / (1 + 0.05)^1 = $952.38.
5. PV for $1,000 two years from now is $1,000 / (1 + 0.05)^2 = $907.03.
6. Add up the present values of all cash flows: $1,000 + $952.38 + $907.03 = $2,859.41.(A)
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what do limited partners in a business give up ? why ?
Answer:In return for giving up management power, limited partners get the benefit of protection from personal liability. This means that a limited partner can't be forced to pay off business debts or claims with personal assets. A limited partner, however, can lose his or her financial investment in the business.
Explanation:
The costs per equivalent unit of direct materials and conversion in the rolling department of oak ridge steel company are 180 and 62
Answer:
Equivalent units of direct materials= $180 per tons
Equivalent units of conversion =$62 per tons
Explanation:
Calculation to Determine the direct materials and conversion costs per equivalent unit.
Using this formula
Equivalent units of direct materials=Cost of direct materials transferred/Total equivalent units for direct materials
Let plug in the formula
Equivalent units of direct materials= $432,000/2,400
Equivalent units of direct materials= $180 per tons
Therefore the direct materials cost per equivalent unit will be $180 per tons.
Calculation for Equivalent units of conversion using this formula
Equivalent units of conversion=Conversion cost /Total equivalent units for Conversion
Let plug in the formula
Equivalent units of conversion=$144,150/2,325
Equivalent units of conversion= $62 per tons
Therefore the conversion cost per equivalent unit will be $62 per tons.
stacey and her husband david have a joint savings account that earns 3.68% interest payable continuously and has a current balance of $58458. each year, david wishes to withdraw $4000 payable continuously at a level rate.
If the account will last for thirty year, the least X that it will work is $839.87. It can be calculated by involving present value, interest rate, and also number of investing.
An investment can be described as an asset or goods accrued with the aim of generating income or recognition.
The present value of withdrawals is an annuity with payment is $4,000
Interest rate is 3.68% and the amount of years are 30.
The number to be drawn after 30 years are:
4000 x (1-e\(^{0.0368(30)/0.0368)}\)) = 74292.82867
Then,
0.038 = In(1 + i)
i = 0.0386197088
Hence,
74292.82867 - $58458 = X(1-(1.0386197088)\(^{-30}\)/0.343945837
X = $839.87
The questions is not complete, the complete question is
Stacey and her husband david have a joint savings account that earns 3.68% interest payable continuously and has a current balance of $58458. each year, david wishes to withdraw $4000 payable continuously at a level rate. Stacey wishes to deposit X at the beginning of each year (for thirty years) so that the account will last for thirty years. What is the least X that will work?
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formula for active balance
Active balance is a term commonly used in accounting and finance to refer to the balance of an account or a financial statement. The formula for active balance is: Active Balance = (Total Credits) - (Total Debits)
What is financial statement?A financial statement is a formal document that presents the financial performance and financial position of an organization over a specific period.
It is used to communicate financial information to various stakeholders, including investors, creditors, and government agencies.
The balance of an account in a financial statement is known aa active account.
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Why should I prepare myself to be career-ready in multiple career clusters ? (3-4 sentences )
Answer:
Knowing the projected growth trends of your desired future career can help you map out a career trajectory
Find out who the big players are in your desired industry.
Interacting and networking with others can keep you in the loop when it comes to your future career.
Explanation:
A $1,000 par bond has 12 years to maturity and a semi-annual 8% coupon. If the bond is trading at $912, what is the yield to maturity? A. 9.66% B. 9.23% C. 8.9% D. 7.56%
The yield to maturity for the given bond is 9.23% (Option B).
To determine the yield to maturity of a $1,000 par bond with 12 years to maturity, a semi-annual 8% coupon, and trading at $912, follow these steps:
1. Identify the bond's details:
Par value = $1,000
Years to maturity = 12
Coupon rate = 8% semi-annual
Current price = $912
2. Convert the coupon rate to a dollar amount and adjust for semi-annual payments:
Coupon payment = ($1,000 * 8%) / 2 = $40
3. Calculate the number of semi-annual periods:
Periods = 12 years * 2 = 24
4. Use a financial calculator or spreadsheet to find the yield to maturity (YTM). Enter the following values:
PV = -$912 (negative sign indicates cash outflow)
FV = $1,000 (par value)
PMT = $40 (semi-annual coupon payment)
N = 24 (number of semi-annual periods)
5. Calculate YTM:
The financial calculator or spreadsheet will provide the semi-annual yield, which we will then multiply by 2 to find the annual yield to maturity.
The yield to maturity for the given bond is 9.23% (Option B).
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On September 1, 2021, Crane Corporation issued $595,000 of 10-year, 3% bonds at 95. Interest is payable semi-annually on September 1 and March 1. Crane's fiscal year end is February 28. Is the market rate of interest higher or lower than 3%? Market interest rate is ___ than 3% Record the issue of the bonds on September 1, 2021. (Credit account titles are automatically indented when the amount is entered. Do not indent manually. If no entry is required, select 'No Entry for the account titles and enter for the amounts.) Date Account Titles and Explanation Debit Credit Sept. 1 ____________________________ _____ ____
(To record issuance of bonds) Record the accrual of interest on February 28, 2022, assuming the semi-annual amortization amount for this interest period is $1.004. (Credit account titles are automatically indented when the amount is entered. Do not indent manually. If no entry is required, select "No Entry" for the account titles and enter for the amounts.) Date Account Titles and Explanation Debit Credit Feb. 28 ____________________________ _____ ____
(To record issuance of bonds) Record the payment of interest on March 1, 2022. (Credit account titles are automatically indented when the amount is entered. Do not indent manually. If no entry is required, select "No Entry for the account titles and enter for the amounts.) Date Account Titles and Explanation Debit Credit Mar. 1 ____________________________ _____ ____
(To record issuance of bonds)
The market rate of interest is higher than 3%.
When bonds are issued, their interest rates are determined based on the prevailing market conditions. In this case, Crane Corporation issued $595,000 of 10-year, 3% bonds at 95, indicating that the bonds were sold at a discount.
When bonds are sold at a discount, it means that the effective interest rate is higher than the stated rate. In other words, investors are willing to purchase the bonds at a lower price because the market interest rate is higher than the coupon rate of 3%. By issuing the bonds at a price lower than their face value, Crane Corporation is effectively paying a higher interest rate to bondholders.
This discount helps compensate investors for the lower interest income they will receive compared to the prevailing market rate. Therefore, it can be concluded that the market rate of interest is higher than 3% in this case.
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Benedict Company leased equipment to Mark, Inc., on January 1, Year 2. The lease is for an 8-year period expiring December 31, Year 9. The first of 8 equal annual payments of $600,000 was made on January 1, Year 2. Benedict had purchased the equipment on December 29, Year 1, for $3,200,000. The lease is appropriately accounted for as a sales-type lease by Benedict. Assume that the present value at January 1, Year 2, of all rent payments over the lease term discounted at a 10% interest rate was $3,520,000. What amount of interest income should Benedict record in Year 3 (the second year of the lease period) as a result of the lease
Answer:
$261,200
Explanation:
The computation of the interest income for the year 3 is shown below:
DATE Annual payment Interest revenue Reduction Net investment
On Jan 1 $3,520,000
On Jan 1 $600,000 $0 $600,000 $2,920,000
On Jan 1, year 2 $600,000 $292,000 $308,000 $2,612,000
On jan1, year 3 $600,000 $261,200 $338,800 $2,273,200