A sustainability assessment helps organizations measure, track, and communicate their progress toward implementing socially responsible and responsive programs. It ensures that organizations are accountable for their impact on society and the environment, promoting a more sustainable and ethical business landscape.
The systematic evaluation of an organization's progress toward implementing socially responsible and responsive programs is commonly known as a sustainability assessment or corporate social responsibility (CSR) assessment.
During a sustainability assessment, an organization examines various aspects of its operations to determine its level of social responsibility and responsiveness. This evaluation typically involves the following steps:
1. Identifying key performance indicators (KPIs): KPIs are specific metrics used to measure an organization's performance in areas such as environmental sustainability, community engagement, labor practices, and ethical business conduct. Examples of KPIs include carbon emissions, waste management, employee satisfaction, and supplier diversity.
2. Collecting data: The organization gathers relevant data and information related to the identified KPIs. This data may come from internal sources, such as financial records and employee surveys, as well as external sources like industry benchmarks and stakeholder feedback.
3. Analyzing the data: The collected data is analyzed to assess the organization's performance in each area. This analysis helps identify strengths, weaknesses, and areas for improvement. It also enables benchmarking against industry standards and best practices.
4. Reporting and disclosure: The findings of the sustainability assessment are compiled into a comprehensive report. This report may include an overview of the organization's CSR strategy, goals, and progress, along with specific recommendations for improvement. Some organizations also choose to publicly disclose their assessment results to demonstrate transparency and accountability.
5. Continuous improvement: A sustainability assessment is not a one-time process. It serves as a foundation for ongoing improvement efforts. After reviewing the assessment results, organizations can set new targets, revise strategies, and implement action plans to enhance their social responsibility and responsiveness.
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what are the most important issues to focus on in network maintenance
In network maintenance important issues are Security, Performance Monitoring, Software and Hardware Updates, Documentation and Documentation Management,etc.
By focusing on these key areas, network maintenance efforts can effectively address security concerns, optimize performance, ensure data integrity, and provide a reliable and efficient network infrastructure for users.
In network maintenance, there are several important issues to focus on to ensure the smooth and efficient functioning of the network. Some of the key areas to prioritize are:
Security: Network security is paramount to protect against unauthorized access, data breaches, malware, and other cyber threats. Regular security audits, vulnerability assessments, and implementing robust security measures such as firewalls, encryption, access controls, and intrusion detection systems are crucial.
Performance Monitoring: Monitoring network performance helps identify bottlenecks, latency issues, bandwidth usage, and overall network health. By closely monitoring performance metrics, network administrators can proactively address issues, optimize network resources, and ensure optimal performance.
Software and Hardware Updates: Keeping software and hardware components up to date with the latest patches, firmware upgrades, and bug fixes is essential for network stability and security. Regularly applying updates helps fix vulnerabilities, improve performance, and ensure compatibility with evolving technologies.
Backup and Disaster Recovery: Establishing a comprehensive backup and disaster recovery strategy is vital to protect critical data and minimize downtime in case of system failures, natural disasters, or other unexpected events. Regularly backing up data, testing backup and recovery procedures, and maintaining redundant systems are important aspects of network maintenance.
Documentation and Documentation Management: Maintaining accurate and up-to-date network documentation is crucial for troubleshooting, capacity planning, and ensuring effective network management. Documenting network configurations, IP addresses, equipment inventory, and network diagrams simplifies maintenance tasks and facilitates troubleshooting efforts.
User Support and Training: Providing ongoing user support and training is essential to ensure that network users are familiar with best practices, security protocols, and proper use of network resources. Regular training sessions and clear communication channels help users understand their responsibilities and address any network-related issues they may encounter.
Compliance and Regulatory Requirements: Depending on the industry and organization, network maintenance must adhere to specific compliance and regulatory standards. Staying informed about relevant regulations and ensuring the network infrastructure meets compliance requirements is crucial to avoid legal issues and maintain data integrity and privacy.
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As of december 31, year 2, moss company had total cash of $195,000, notes payable of $90,500, and common stock of $84,500. during year 3, moss earned $42,000 of cash revenue, paid $24,000 for cash expenses, and paid a $3,000 cash dividend to the stockholders. required a. determine the amount of retained earnings as of december 31, year 2. b. & c. create an accounting equation and record the beginning account balances, revenue, expense, and dividend events under the appropriate headings of the accounting equation. d. complete the equality of the accounting equation as of december 31, year 3.
The retained earnings as of December 31, Year 2 is $20,000, and the accounting equation is updated with revenue, expenses, and dividends. The equation is balanced as of December 31, Year 3.
a. To determine the amount of retained earnings as of December 31, Year 2, we need to subtract the total liabilities and common stock from the total cash:
Retained earnings = Total cash - (Notes payable + Common stock)
Retained earnings = $195,000 - ($90,500 + $84,500)
Retained earnings = $20,000
b. The accounting equation at the beginning of the year is Assets = Liabilities + Equity.
c. To record the events in the accounting equation, we will use the following headings: Assets: Cash, Liabilities: Notes payable, Equity: Common stock, Retained earnings, Revenue, Expenses, Dividends. Beginning account balances are recorded under their respective headings. Revenue is recorded as an increase in equity. Expenses are recorded as a decrease in equity. Dividends are recorded as a decrease in equity.
d. To complete the equality of the accounting equation as of December 31, Year 3, we need to update the account balances based on the revenue, expense, and dividend events.
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Jenson is a senior-level manager in his organization. He makes strategic-level decisions to improve the sales or to increase the profits of the organization. Which information system will reflect the strategic decisions that Jenson makes as a senior manager? A. Executive information system B. Management information system C. Transaction processing system D. Decision support system
Answer: Management information system
Explanation:
The information system that reflect the strategic decisions that Jenson makes as a senior manager is the management information system.
Management Information System is simply referred to an information system that is used to make decisions and also used for analysing and coordinating information in the organization. It studies the relationship and interaction that exist between the people and the organization.
Answer:
decision support system
Explanation: PLATOOOOOOOOOOOOO
market segmentation presents an opportunity for entrepreneurs to specialize. True or False
True. Market segmentation is a business approach that enables companies to pinpoint niche consumer groups with distinctive demands and characteristics, providing opportunity for business owners to specialise and cater their offerings to these niche markets.
Market segmentation ultimately helps organisations to more effectively comprehend and satisfy the various wants of their clients, leading to enhanced profitability and expansion. A key component of business strategy is market segmentation, which entails breaking up a large market into smaller, more focused groups of customers that have similar wants, tastes, and habits. This strategy enables companies to customise their goods, services, and marketing initiatives to satisfy the particular needs of these niche market groups. Businesses may enhance revenue, develop customer loyalty, and gain a competitive edge in their sector by finding and serving specialised markets. For instance, a firm that sells athletic shoes could divide its market depending on factors such as age, gender, and preferred sports in order to develop customised advertising campaigns and goods that appeal to each particular demographic.
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Directions and Analysis
Handling a Diverse Workforce
Perform online or offline search, and choose a multinational corporation that you can contact.
You must then email or call and speak to someone from the firm's Human Resources
department (preferably the HR manager or a senior HR person), place a request to come in,
and conduct a brief (15- to 20-minute) interview with the HR manager. During the interview,
you need to ask questions about the background of the company and the challenges that the
company faces when they have employees from different cultural backgrounds. Evaluate the
responses and summarize your findings.
Type your response here:
I have chosen Samsung electronics which is positioned in my area. I have visited the business enterprise and performed a meeting with HR manager.
The corporation has launched trainee software for the graduates. HR manager has supplied details about the program which consists of education of freshers and on job support.
They can find out about and do the job collectively so that they analyze how to work in an workplace environment. Graduates can aid supervisor of more than one department at a time which gives them publicity of notable department tasks.
The essential characteristics which are required with the aid of the business enterprise in a candidate are multitasking skills, trouble solving ability and potential to meet deadlines. For interview there is a quick recreation in which IQ stage of candidates is tested and those who clear the levels of the game are then promoted for a panel interview.
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https://brainly.com/question/27141345#SPJ1Recording, classifying, and summarizing economic events in a logical manner for the purpose of providing financial information for decision making is commonly called Group of answer choices auditing. economics. finance. accounting.
Recording, classifying, and summarizing economic events in a logical manner for the purpose of providing financial information for decision making is commonly called accounting.
Accounting is a fundamental process in business and financial management. It involves systematically recording financial transactions, classifying them into appropriate categories, and summarizing the information to create financial statements such as the income statement, balance sheet, and cash flow statement. These financial statements provide a snapshot of a company's financial performance, position, and cash flows, enabling decision-makers to analyze and make informed decisions about the organization's operations, investments, and financial strategies.
While auditing, economics, and finance are related disciplines, each has its own distinct focus. Auditing involves examining and evaluating financial records and statements to ensure accuracy, compliance, and reliability. Economics studies the production, distribution, and consumption of goods and services within an economy. Finance, on the other hand, focuses on managing financial resources, investments, and the financial aspects of decision making. However, accounting serves as the foundation for providing the necessary financial information in these areas.
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Requiring managers to prepare the budgets from scratch or zero-base may help them to overcome the problem of:
Answer: Excessive cost
Explanation:
Zero-based budgeting is the sort of budgeting where when income is subtracted from expenses it gives zero. This sort of budgeting puts a measure of the expenses, it ensures the expenses matches the income. The purpose of the budget plan is to justify expenses and optimize cost, thereby look out for cost effective ways to plan and avoid inflated budgets. It primarily guides against excessive costs on projects.
which type of sales position often requires input within the evaluation process with feedback from the customer? select one: a. technical b. consultative c. trade d. missionary
Option b: The type of sales position that often requires input within the evaluation process with feedback from the customer is consultative. The correct option is b. consultative.
Consultative selling is a technique that requires an organization to recognize and meet the needs of potential customers, using specific techniques to identify opportunities and provide solutions that meet the customer's business goals or needs.
Consultative selling aims to create a long-term relationship between the salesperson and the client, allowing for cross-selling and upselling opportunities that will benefit both parties involved. Consultative selling is a type of sales approach that focuses on identifying and meeting the needs of customers.
It is more than just selling a product or service; it requires listening to the customer, identifying their needs, and offering solutions that meet those needs. In addition, consultative selling involves building a relationship with the customer that leads to long-term loyalty.
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Budgeting for Needs Select your needs from your cash expenses. CASH Last Month Gas for car$120 Fast food$20 Movie tickets$30 Amusement park$115
The necessities would be last month's gasoline for the car, while the expenses would be fast food, movie and amusement park tickets.
What are needs and expenses?Needs are a term that refers to the goods and services that a person needs in a fixed way for their daily life, some examples are:
TransportationFeedingEducationOutfitLiving placeAmong othersAccording to the above, it can be inferred that car gasoline is a necessity because it is a means of transportation that we can use to go to our work or place of study.
On the other hand, expenses are the goods and services that are not necessary for our daily lives but that we acquire for leisure and entertainment purposes. For example:
Video gameCinemaTheaterMake-upToysSweetStreet foodAmong othersBased on the above, it can be inferred that movie tickets, fast food, and amusement park tickets are expenses.
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As an internal auditor for the Quick Manufacturing Company, you are participating in the audit of the company’s AIS. You have been reviewing the internal controls of the computer system that processes most of its accounting applications. You have studied the company’s extensive systems documentation. You have interviewed the information system manager, operations supervisor, and other employees to complete your standardized computer internal control questionnaire. You report to your supervisor that the company has designed a successful set of comprehensive internal controls into its computer systems. He thanks you foryour efforts and asks for a summary report of your findings for inclusion in a final overall report on accounting internal controls. Have you forgotten an important audit step? Explain. List five examples of specific audit procedures that you might recommend before reaching a conclusion
It is possible that an important audit step has been forgotten. The audit step that has been overlooked is the testing of the internal controls to ensure that they are functioning effectively.
While the company may have designed a successful set of comprehensive internal controls, it is important to test their effectiveness in practice to ensure that they are actually preventing or detecting errors and fraud. Without testing the controls, there is no way to know for sure if they are working as intended.
Five examples of specific audit procedures that could be recommended before reaching a conclusion include:
Conducting walkthroughs of the accounting system to gain a deeper understanding of the system's design and operation.
Performing substantive testing to verify the completeness and accuracy of transactions processed by the system.
Testing the accuracy and completeness of the system's input and output.
Testing the segregation of duties within the system to ensure that no single person has control over multiple aspects of the system.
Reviewing system logs and monitoring controls to ensure that the system is operating as intended and that any errors or irregularities are detected and corrected in a timely manner.
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Fred Rogers bought a $50,000 whole life insurance policy at age 20. What is his annual premium if the rate is $18.75 per $1,000 of insurance coverage?
Answer:
Amount of annual premium = $937.5
Explanation:
Given:
Total amount of insurance coverage = $50,000
Rate of premium = $18.75 per $1,000 Insurance coverage
Find:
Amount of annual premium
Computation:
Amount of annual premium = Total amount of insurance coverage [18.75/1,000]
Amount of annual premium = 50,000[18.75/1,000]
Amount of annual premium = 50[18.75]
Amount of annual premium = $937.5
Where do you report a stolen credit card to efta standards or pci standards
A merchant's PCI DSS compliance can be confirmed using the PCI Report on Compliance. The PCI DSS's standards and procedures were created to increase the security of credit card-based transactions and safeguard cardholder data from fraud and other unauthorized uses of their personal data.
To protect cardholders' private information and boost the security of transactions involving credit, debit, and cash cards, the Payment credit card Industry Data Security Standard (PCI DSS) is a well-known set of rules. PCI Compliance is NOT a one-time project but an ongoing practise. Merchants (the Business Owner) are in charge of overseeing the finances of their company's activities.
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Why do analysts sometimes use retail spending as a factor in measuring market demand for a sport facility? What are the pros and cons of using it?
Analysts sometimes use retail spending as a factor in measuring market demand for a sport facility because it can provide insights into the overall economic health of the area and the potential consumer base.
By examining retail spending patterns, analysts can assess the purchasing power and disposable income of residents, which can be indicators of their willingness and ability to spend on sports-related activities.
The pros of using retail spending as a factor include:
1. Economic indicator: Retail spending can reflect the overall economic condition of the market. Higher retail spending suggests a strong economy, indicating a potential demand for a sport facility.
2. Consumer behavior: Retail spending patterns can provide insights into consumer preferences and behaviors. This information can help analysts understand the potential demand for different types of sports facilities.
However, there are also cons to consider:
1. Limited focus: Retail spending may not capture the entire spectrum of market demand for a sport facility. It may not account for factors such as tourism, corporate sponsorships, or other non-retail sources of revenue.
2. Volatility: Retail spending can be subject to fluctuations due to economic conditions, seasonal factors, or changes in consumer behavior. Relying solely on retail spending data may not provide a comprehensive and stable measure of market demand.
In summary, while retail spending can offer valuable insights into market demand for a sport facility, it should be used in conjunction with other indicators to gain a comprehensive understanding of the market dynamics.
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Why is it called Chick-Fil-A when a Fil-A (filet) is normally cooked with beef???
how long should advertisers wait after creating a new display campaign
There is no proper answer to how long advertisers should wait after creating a new display. It depends on factors such as campaign objectives, budget, and the performance of the campaign etc.
However, most advertisers recommend waiting at least a few days before making any changes to a new display campaign. This allows for enough time to gather sufficient data and gain insights into the campaign's performance.
It's also important to establish a baseline for the campaign's performance by tracking key metrics such as impressions, clicks, click-through rate (CTR), conversion rate, and cost per conversion. Once enough data has been collected, advertisers can use this information to identify areas of the campaign that need improvement and make data-driven adjustments to the campaign.
It's important to note that making too many changes too quickly can also negatively impact campaign performance. Advertisers should be patient and make incremental changes based on data and insights gathered over time.
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2. If a school's total cost of attendance is $23,000 and your EFC is $5,000, how much need-based aid could you qualify for?
Answer:
$28,000 or $18,000
Explanation:
BOB OS THE BEST PERSON IN THE WORLD
If your COA is $10,000 and your EFC is $5,000, for example, you cannot get more need-based assistance than $5,000.
Your Expected Family Contribution (EFC), an index number, will determine your eligibility for federal student financial aid.
Describe EFC?Your Expected Family Contribution (EFC), an index number, will determine your eligibility for federal student financial aid.This amount was calculated using the information you provided on your Free Application for Federal Student Aid (FAFSA) form.According to the government, your EFC should be higher the more you can afford to pay for college.If one's EFC score is high, they will be eligible for less need-based federal financial aid for college.Your EFC is determined using a method that takes into consideration the family's benefits, assets, and both taxable and untaxable income.Learn more about EFC refer to:
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Explain the difference between buffet and fast food restaurants.
Answer:
The difference is that buffets don't actually have to prepare the food quickly.
Explanation:
Buffet can be considered a form of fast food: you walk in and pay, and can then immediately grab whatever you like and eat it.
In what way is your emergency fund a form of insurance?.
Answer:
well you if need a lawyer.......you have a lawyer babe.
Explanation:
I have nothing to say
Answer:
If something bad happens like a tornado you have some money to fix your house or car with the insurance.
Explanation: Hope it helps ^w^
Calculate the range of potential annual returns if you invested 10% in bonds and 90% in stocks. How does this compare with the range of potential annual returns if you invested 10% in stocks and 90% bonds?
Answer:
From the graph, if you invest 10% in bonds and 90% in stocks, the range of potential return is given as +49.8% to -39.0% with a average of 9.9% whereas if investment is made by 10% in stocks and 90% in bonds, then the range of annual returns would become +31.2% to -8.2% with a average of 6%. Therefore, as the investment in stocks increases the average annual returns also increase.
Explanation:
Hope this helps!
FILL IN THE BLANK. Giving hr managers full control access to files in a folder called hr policies while giving hr representatives read-only access to the files in the same hr policies folder is an example of ___ access controls
Giving HR managers full control access to files in a folder called HR policies while giving HR representatives read-only access to the files in the same HR policies folder is an example of role based access controls.
What is role based access control?It is a term in computer system security which means giving the right access to the authorized users only. The role based access control restricts the access to the system for unauthorized users, so it secures the system from unwanted changes. The role based access control involves certain permission settings and privileges based on what is the role of the users and whether the user is an authorized personnel to perform any change to the system or data.
Your question is incomplete, but most probably the answer choice were:
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equity shareholders are called what
Answer:
owners
Explanation:
Shareholders' equity represents the amount invested by the owners of a company in the business by either retaining earnings over time or by investing money in it. The shareholders' equity is a form of a company's net assets. Equity shareholders are also known as Equity Stockholders.
The equity shareholders of a company are called its owners.
How many years would it take for money to increase to 3 times the initial amount at an interest rate of 18% per year?
Answer:
7 years (to the nearest year)
Explanation:
Given that;
A = amount
P= principal
t = time
r = rate
A =3P(given in the question)
Formula for compound interest;
A = P(1 + r)^t
Substituting values;
3P = P(1 + 18/100)^t
3P/P= (1.18)^t
3 = (1.18)^t
log 3 = t log 1.18
t = log 3/log 1.18
t = 0.4771/0.0719
t = 6.6 years
t = 7 years (to the nearest year)
Consider a loanable funds market of Pakistan. Suppose, if government want to implement the policy to provide incentives on savings by allowing people to shield their savings by opening Retirement Accounts with commercial banks. What is the effect of this policy on the market for loanable finds
Answer:
The supply of loanable fund will increase.
Explanation:
If the government provides incentives on the savings then the people will induce to save more. Therefore, in the loanable market, the supply of loanable funds will increase because the commercial bank uses the money which a person save in banks. Thus the supply of loanable fund will increase in the market.
In defining equality, which standard would acknowledge structural disadvantage and encourage the creation of government programs to address that disadvantage?.
Through the transfer of income and wealth throughout the economy, a government budget can aid in reducing income disparities. Government employs fiscal tools like taxation and subsidies to accomplish this goal.
How does the government combat inequality?Redistribution. Inequalities in worker income can be reduced through redistributive measures. Income inequality in modern economies is decreased by more than one-third when direct taxes and transfers are combined. Redistribution is significantly less extensive in developing market economies, though.
What structural factor is the main cause of human inequality?Institutions within an economy produce a system of privileges known as structural inequality. The law, commercial conduct, and governmental regulations are some of these organizations. Education, healthcare, and the media are also included. They are effective socializing forces that demonstrate to us what we are capable of in society.
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What happens if The People do not know what they want, or are just plain ignorant?
Answer:
Then, like civilizations before, we will descend into chaos and death where the only food is other people and war will ravage our already-dying planet, eventually the human race will die off as it should, because we are the virus plaguing our once-beautiful planet.
Explanation:
Or the government will just decide for us.
Which of the following is not a true statement about value webs?
Group of answer choices
Value webs involve a collection of independent firms that use information technology to coordinate their value chains.
Value webs are inflexible and cannot adapt quickly to changes in supply and demand.
Value webs operate in a less linear fashion than traditional value chains.
Value webs are more customer-driven than traditional value chains.
Value webs involve highly synchronized industry value chains.
The correct answer is option b. Value webs are inflexible and cannot adapt quickly to changes in supply and demand is not a true statement about value webs.
Value webs are networks of businesses, suppliers, and clients connected to one another to form a flexible and adaptable value chain.
Information technology enables this network of businesses, enabling them to coordinate their operations and react swiftly to changes in supply and demand. Value webs enable clients to access a variety of goods and services from many providers, making them more customer-driven than traditional value chains.
Value webs also function less linearly than conventional value chains, enabling businesses to swiftly modify their strategy and operations in reaction to shifting market conditions.
Value webs can therefore respond to changes in supply and demand more effectively than traditional value chains because they are more flexible and adaptive.
Complete Question:
Which of the following is not a true statement about value webs?
Group of answer choices
a. Value webs involve a collection of independent firms that use information technology to coordinate their value chains.
b. Value webs are inflexible and cannot adapt quickly to changes in supply and demand.
c. Value webs operate in a less linear fashion than traditional value chains.
d. Value webs are more customer-driven than traditional value chains.
e. Value webs involve highly synchronized industry value chains.
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What is the present value of $11000 paid at the end of each of the next 101 years if the interest rate is 13% per year?
The value of a sum of money that will be received in the future in the present. Therefore, $1,000 today equals $1,100 after a year (at 10% interest).
If the proper interest rate is 10%, then $100 divided by 1.10, or $91, represents the present value of $100 spent or earned one year from now.
Is the value of money that will be paid or received in the future expressed in today's dollars or something else?The idea of present value holds that a sum of money is worth more today than it will be tomorrow. Or, to put it another way, money received in the future is not as valuable as money obtained today in an identical quantity. Getting $1,000 today is more valuable than getting $1,000 in five years.
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An upward shift in the consumption function, other things being equal, could be caused by households: a. becoming pessimistic about the state of the economy. b. becoming optimistic about the state of the economy. c. expecting future income and wealth to decline. d. experiencing a tax increase.
Sometimes, when there is an optimistism on an economy from the households, this could cause an upward shift in the consumption function,
What causes upward shift in the consumption function?Where there is a significant positive returns in the stock market that can increase consumer wealth this could cause the autonomous consumption to increase.
Hence, if there is an optimistism from households, this could cause an upward shift in the consumption function as well.
Therefore, the Option B is correct.
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A family has a
$128,800,
30-year
mortgage at
6.6%
compounded monthly.
(A)
Find the monthly payment and the total interest paid.
(B)
Suppose the family decides to add an extra $100 to its mortgage payment each month starting with the very first payment. How long will it take the family to pay off the mortgage? How much interest will the family save?
Question content area bottom
Part 1
(A) Monthly payment:
$822.59822.59
(Round to two decimal places.)
Part 2
Total interest paid:
$ ENTER YOUR ANSWER HERE
(Round to two decimal places.)
Part 3
(B) Time:
22.1922.19
years (Round to two decimal places.)
Part 4
Total interest saved:
ENTER YOUR ANSWER HERE
(Round to two decimal places.)
The monthly payment is $822.60, the total interest paid is $167,336.00, the total interest paid is $167,336.00, and the total interest saved is $39,068.69.
Part 1:
The fixed monthly payment on a mortgage: M = P × (r × (1 + r)^n) / ((1 + r)^n - 1),
Given,
P = $128,800.00
r = 6.6% / 12 / 100 = 0.0055 (monthly interest rate)
n = 30 years × 12 = 360 months
M = $128,800.00 × (0.0055 × (1 + 0.0055)^360) / ((1 + 0.0055)^360 - 1).
M≈ $822.60.
Part 2:
The total amount paid = Monthly payment × the Total number of payments.
Total interest paid = Total amount paid - Principal amount.
Total amount paid = $822.60 × 360 = $296,136.00.
Total interest paid = $296,136.00 - $128,800.00 = $167,336.00.
Part 3:
New monthly payment = $822.60 + $100 = $922.60.
Remaining principal = $128,800.00.
Time = Remaining principal / New monthly payment.
Time = $128,800.00 / $922.60 ≈ 139.72 months.
Converting months to years: 139.72 months / 12 = 11.64 years.
Part 4:
Total interest saved = Total interest paid without extra payment - Total interest paid with extra payment.
Total interest paid without extra payment = $167,336.00 (from Part 2).
Total interest paid with extra payment = New monthly payment × Total number of payments - Principal amount.
Total interest paid with extra payment = $922.60 × 139.72 - $128,800.00 ≈ $128,267.31.
Total interest saved = $167,336.00 - $128,267.31 ≈ $39,068.69.
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Most new jobs in the United States will be in the____.
a. manufacturing industries
b. goods-producing industries
C. service-producing industries
d. agriculture-producing industries