All of the following are unethical practices of consumers except which?
a. pirating movies
b. submitting insurance claims
c. misredeeming coupons
d. buying counterfeit products
e. pirating software
Answers
Option b, submitting insurance claims, is not an unethical practice of consumers is correct answer because an unethical practice is any behavior that violates generally accepted ethical standards or legal codes.
Unethical practices of consumers are those that harm individuals or society as a whole. These are actions taken by consumers that are morally or legally incorrect. The following are some unethical practices of consumers: Pirating movies, software, or music without permission, Submitting fake insurance claims, Misredeeming coupons and vouchers, Purchasing counterfeit goods, pirated products or illegal merchandise. Consumer fraud or scams, Tax evasion or filing false income tax returns, Ignoring safety measures or not following safety guidelines.
Unethical practices frequently result in consequences that are detrimental to the individuals, organizations, or society as a whole. Therefore, it is necessary to be aware of these practices and avoid engaging in them when possible. Therefore option (B) is the correct answer.
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Related Questions
Hailey, a lawyer on the staff of International Group, always considers the consequences of an action rather than the nature of the action itself when making ethical decisions in a business context. Hailey is applying
the utilitarian theory of ethics in business contexts.
religious beliefs in business contexts.
Kantian ethics in business contexts.
the principle of rights theory of ethics in business contexts
Answers
Answer:
the utilitarian theory of ethics in business contexts.
Explanation:
According to the Utilitarian theory of ethics, the steps to be chosen by any business of entity should rely on maximizing the good and minimizing the sufferings. Also, at the same time, the benefit or good to the maximum is required to be considered before taking any decision.
In the given excerpt, Hailey adopts the utilitarian theory of ethics by focusing on the outcome of the steps that he take.
what is insurance? please help
Answers
Answer:
insurance is kinda a type of company that will pay for basic needs. Like you can get car insurance in case you crash your car or need it fixed. Homeowners insurance which helps if your home needs to be fixed. Doctors insurance so you don't have to pay. I hope that helps.
who is likely to be in favor of a price ceiling on a good?
Answers
Answer:
A vast majority of Democrats and a few Republicans. On this recent vote, 11 Republicans voted with the Democrats.
What is the basis of the law of demand?
Group of answer choices
Self-interested behavior
Marginal utility
Utility curves
Market timing
Answers
market timing
Explanation:
because that way u wont miss customers
What customers constitute the business market?
Answers
Answer:
The business market consists of four major categories of customers: producers, resellers, governments, and institutions. Producers-include profit-oriented organizations that use purchased goods and services to produce or incorporate into other products.
Explanation:
hope this helps
1) intermediaries add what type of utility to a manufacturers' product: answers a) time utility. b) place utility. c) time and place utility. d) convenience utility.
Answers
Intermediaries add c) time and place utility to a manufacturer's product.
In the field of business, intermediaries can be described as a type of party that acts as an intermediate between two parties. They connect the manufacturers with the buyers.
An intermediary is responsible for providing the buyers, the products of the manufacturers at the right time. This phenomenon is termed as time utility.
The intermediaries also provides the buyers with the products and offer a place for the buyers to draw a product.
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firms will only adopt more automated methods of production when
Answers
Answer when the argument gets too long
Explanation:
in what two ways do governments implement protectionism measures?
Answers
Governments can implement protectionism measures in two main ways: Non-tariff barriers and Non-tariff barriers
Ways government implement protectionism measuresGovernments can implement protectionism measures in two main ways:
Tariffs: Governments can impose tariffs or taxes on imported goods, making them more expensive and less competitive with domestically produced goods. This can protect domestic producers by making their goods relatively cheaper in comparison.
Non-tariff barriers: Governments can also implement non-tariff barriers such as quotas, embargoes, and regulations that limit the quantity or quality of imports. These measures can limit foreign competition, protect domestic industries, and support local jobs.
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what are athletes doing when they run in a more aerodynamically desirable position directly behind a competitor?
Answers
Drafting are athletes doing when they run in a more aerodynamically desirable position directly behind a competitor.
What Is Drafting?
Drafting is a strategy used in some sports, notably in high-speed activity like racing bicycles and cars. When you draft, you save energy by leveraging the wakes of others to pull you forward. Because the wake pressure behind the lead athlete is low, those behind them are pushed by the atmosphere. You also block some of Mother Nature's difficulties, including wind gusts.
Although drafting gives high-speed athletes a distinct edge, it can also be a useful practice in slower-paced sports like jogging. However, the consequences won't be as profound.
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please help me ive been stuck on this problem :( ((update i solved it))
Answers
The return on equity that Pam would have is going to be 10 percent.
What is meant by Return on Equity?Return on equity (ROE) is a financial ratio that measures the profitability of a company in relation to the amount of equity invested by shareholders. It is calculated by dividing net income by shareholder equity.
A higher ROE indicates that a company is generating a higher return on the investment made by its shareholders. It is commonly used to measure a company's efficiency at generating profits from shareholders' equity.
The formula is given as
net income / shareholders equity * 100
= 100 / 1000 * 100
= 0.1 * 100
= 10%
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As you see from this agreement, there are different APR is applied based on how the credit card is used. Which transaction type has the highest APR?
A. APR triggered by a late payment
B. APR applied on purchases made during the introductory period
C. APR applied to a balance transfer
D. APR applied to a cash advance
Answers
The transaction type with the highest APR is typically a cash advance (option D). Cash advances are often associated with higher interest rates compared to other transactions.
Cash advances typically have higher APRs compared to other transaction types on credit cards. This is because cash advances are considered more risky for credit card issuers. When a cardholder obtains a cash advance, they are essentially borrowing cash against their credit limit. This is different from making a purchase or transferring a balance.
The higher APR on cash advances is due to several factors. First, there is typically no grace period for cash advances, meaning interest starts accruing immediately from the day the cash is obtained. Additionally, cash advances often come with additional fees, such as cash advance fees or ATM withdrawal fees, which contribute to the overall cost.
In contrast, other transaction types like purchases made during the introductory period or balance transfers may have promotional APRs or lower ongoing rates, depending on the terms and conditions of the credit card agreement. These transaction types may offer lower interest rates for a specific period or under specific circumstances.
It is important for credit card holders to carefully review their cardholder agreements to understand the specific terms and conditions, including the APRs associated with different transaction types.
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1. Buyers, sellers, and producers all have someone else they are competing with for economic benefits. This is known as:
O competition
O monopoly
O collusid
O cartels
Answers
Answer:monopoly
Explanation:
Which industry is Amazon involved in ?
Answers
Answer:
Cloud computing e-commerce artificial intelligence consumer electronics digital distribution self-driving cars
Explanation:
Answer:
Cloud computing e-commerce
Explanation:
it is used for artificial intelligence or the use of robots
What to write in a professional resume is you haven't had a job
Answers
Answer:
Any accomplishments in school
Good qualities and traits
Community service(can be stuff you’ve done for your family)
Any skills
Explanation:
Bob Pirtle won $1 million in a state lottery. He was surprised to learn that he will not receive a check for $1 million. Rather, for twenty years, he will receive an annual check from the state for $50,000. The state finances this series of checks by buying Bob a payout annuity. Find what the state pays for Bob’s payout annuity if the interest rate is 8%
Answers
The state pays approximately $490,905 for Bob's payout annuity at an 8% interest rate. When Bob Pirtle won $1 million in the state lottery, he was probably expecting a lump sum payout. However, the state will be paying him an annual amount of $50,000 for the next twenty years.
To finance this payout, the state has to buy Bob a payout annuity. An annuity is a financial product that pays out a fixed amount of money at regular intervals for a set period of time. In this case, the state will be purchasing a payout annuity for Bob.
To calculate the cost of the annuity, we need to use the formula:
Present value of an annuity = (Annual payment) x (1 - (1 + i)^-n) / i
Where i is the interest rate and n is the number of periods.
In this case, the annual payment is $50,000, the interest rate is 8%, and the number of periods is 20 (since the annuity pays out for twenty years).
Using the formula, we get:
Present value of an annuity = $50,000 x (1 - (1 + 0.08)^-20) / 0.08
Present value of an annuity = $642,734.67
Therefore, the state pays $642,734.67 for Bob's payout annuity.
Hi! I'd be happy to help you with your question. To find the cost of the payout annuity for Bob, we need to calculate the present value of the annuity payments he will receive.
Given information:
- Annual check amount: $50,000
- Number of years: 20
- Interest rate: 8% (0.08 as a decimal)
Step 1: Calculate the annuity discount factor (ADF).
ADF = (1 - (1 + i)^(-n)) / i
Where i = interest rate, and n = number of years.
ADF = (1 - (1 + 0.08)^(-20)) / 0.08
ADF ≈ 9.8181
Step 2: Calculate the present value of the annuity.
Present Value = Annual check amount × ADF
Present Value = $50,000 × 9.8181
Present Value ≈ $490,905
So, the state pays approximately $490,905 for Bob's payout annuity at an 8% interest rate.
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Assume a nation's Nominal GDP is $1.3
trillion with an inflation rate of 9%. Find
its Real GDP.
Answers
A nation's nominal GDP is $1.3 trillion with an inflation rate of 9%. ∴ The real GDP is 14.44 trillion.
A measure of the level of prices for all newly manufactured, domestically sourced final products and services in an economy is the GDP deflator. It is determined by dividing the nominal GDP by the real GDP measure. real GDP is a macroeconomic metric that accounts for price fluctuations to reflect the worth of an economy's output (inflation or deflation).
Nominal GDP: An inflation-unadjusted macroeconomic indicator of the value of the economy's production.
GDP deflator( inflation rate = 9% ) = \(\frac{Nominal GDP}{Real GDP}\) × 100
Given,
Nominal GDP = $ 1.3 trillion
Inflation rate = 9%
Real GDP = \(\frac{1.3}{9}\) × 100
Real GDP = 14.44
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What source documents can be issued by Thandi to her customers name three types of documents
Answers
These source documents serve as evidence of the exchange between Thandi and her customers and are essential for record-keeping and financial reporting.
Sales invoices: Sales invoices are one of the most common source documents issued by Thandi to her customers. These documents include details such as the customer's name, date of sale, description of goods or services sold, unit price, total price, and any applicable taxes. Sales invoices are important because they provide customers with a detailed breakdown of what they purchased and how much they paid.
Receipts: Receipts are another type of source document that Thandi can issue to her customers. These documents serve as proof of payment and include details such as the date of the sale, the amount paid, and the method of payment. Receipts are particularly useful for customers who need to track their expenses and for Thandi's records as well.
Credit notes: If Thandi needs to issue a refund or credit to her customer, she can issue a credit note. These documents include details such as the customer's name, date of the sale, the original amount paid, and the amount being credited back. Credit notes are essential for record-keeping purposes and ensure that both Thandi and her customer have an accurate record of the transaction.
In conclusion, the source documents that Thandi can issue to her customers include sales invoices, receipts, and credit notes. These documents are essential for record-keeping, financial reporting, and serve as evidence of the transactions made between Thandi and her customers.
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hello , What are three common tools for qualitative research in business and marketing?
Answers
Answer:
they would be in-depth interviews, focus group discussions and observation over data
Explanation:
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Which activity most contributes to increased smog in the atmosphere?
A. underground mining
B. gasoline combustion
OC. agricultural irrigation
D. nuclear energy production
HELP PLEASE
Answers
Answer:
B. gasoline combustion
Explanation:
Smog is a term that refers to a combination of smoke and fog. It describes intense air pollution that blackens the atmosphere with a fog-like cloud. The major contributors of smog factories, power plants, and automobile exhaust. From the list provided, gasoline combustion contributes most to the formation of smog. These are car exhausts, heavy machine emissions, and other equipment fueled by petrol or diesel.
A company's payroll for the week ended February 23 included earned salaries of $30,000. All of that week's pay is subject to FICA social security taxes of 6.2% on the first $128,400 of earnings each calendar year and Medicare taxes of 1.45% on all earnings. In addition, the company withholds the following amounts for this weekly pay period: $1,100 for medical insurance, $3,500 for federal income taxes, and $280 for union dues. a. Prepare the general journal entry to accrue the payroll. b. The company is subject to state unemployment taxes at the rate of 2.4% and federal unemployment taxes at the rate of 0.6%. Prepare the general journal entry to accrue the employer's payroll tax expense.
Answers
FICA is a U.S. federal payroll tax. It stands for the Federal Insurance Contributions Act and is deducted from each paycheck.
Is Social Security the Same as FICA?No, but it's related to it.
FICA is an acronym that stands for an act passed by the U.S. Congress back in 1935 at about the time Social Security was established.
This Federal Insurance Contributions Act called for all working people in the U.S. to fund Social Security so that it could provide them with financial benefits later in life.
The dollar amounts on your paycheck labeled as FICA are the payroll taxes we contribute to Social Security, and since 1965, Medicare.
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https://brainly.com/question/12593759#SPJ4What causes low customer retention?.
Answers
Poor customer service - 82% percent people had abandoned a firm due of poor customer support. Customer dissatisfaction - 53% of clients changed companies because they considered unappreciated.
Retail consumer loyalty recovered in 2022, with much more customers saying that they want to purchase with the same business on a constant basis. Although price is a significant element influencing client loyalty, the majority of customers place a higher value on convenience and ease of purchasing.
Whenever an employee quotes a figure that is significantly higher than the organization's budget and refuses to compromise, retention becomes a challenge. The organization must consider the interests of all employees and therefore can afford to irritate them.
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_____ is a subset of e-commerce that involves electronic transactions between consumers using a third party to facilitate the process.
Answers
Consumer-to-consumer (C2C) is a type of e-commerce in which consumers trade products, services and information with each other online.
Is a part of e-commerce that involves electronic trades between parties.All electronic transactions for the exchange of products or services between consumers fall under the consumer-to-consumer (C2C) category. These transactions are typically carried out through a third party, which also offers the web platform where the transactions are actually completed.Consumers sell goods, services, and information with one other online in a sort of e-commerce known as consumer-to-consumer (C2C). The majority of the time, these transactions take place online through a third party that offers a platform for that purpose. Consumer-to-consumer (C2C) is a type of e-commerce in which consumers trade products, services and information with each other online.To learn more about Consumer-to-consumer (C2C) refer to:
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Which nims management characteristic refers to personnel.
Answers
The NIMS (National Incident Management System) is a comprehensive framework that provides guidance for effective and efficient incident management.
In NIMS, personnel management refers to the process of organizing, mobilizing, deploying, and managing the people involved in incident response. This includes identifying the roles and responsibilities of personnel, establishing clear lines of communication and reporting, and providing adequate training and resources to support their efforts.
One of the key principles of personnel management in NIMS is the concept of a unified command structure. This means that all personnel involved in incident response, regardless of their agency or organization, work together under a single command structure to ensure a coordinated and effective response.
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Commercial hotels are usually in downtown or _____________ districts.
Answers
Answer:
buisness
Explanation:
When meeting customer employees should blank them in a friendly and polite manner
Answers
Answer: 1.When meeting customers, employees should greet them in a friendly and polite manner.2.When providing customer service, employees must first listen the customer’s needs.3.Employees must treat all customers with respect.4.When employees make a mistake, they must take responsibility for it.5.Employees must communicate with customers clearly and respectfully.6.After helping customers, employees should thank them for their business.7.Employees should never promise to do something they cannot or are not authorized to do.
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if the return distribution for the asset is described as below, what is the standard deviation for the asset's returns? (do not round your intermediate calculations. round your percentage answers to two decimal places.) return probability 12% 15% 10% 50% 7% 35%
Answers
If the asset's return distribution is known, then its standard deviation is 1.79%
Investors may find volatility to be both a difficulty and an opportunity. It is a challenge since a significant loss in portfolio value could occur quickly. At the same time, volatility gives knowledgeable investors the chance to profit from brief price fluctuations and buy stocks at a discount to their true worth.
Let,
pi = probability of state i
Ri = return in state i
The weighted average of all returns will yield the expected return:
R = ∑ pi * Ri
R = (0.15 * 0.12) + (0.5 * 0.1) + (0.35 * 0.07)
R = 0.018 + 0.05 + 0.0245
R = 9.25%
Computation of Standard Deviation:
SD = √∑pi * (Ri - R)²
SD = √0.15 * (0.12 - 0.0925)² + 0.5 * (0.1 - 0.0925)² + 0.35 * (0.07 - 0.0925)²
SD = 1.79%
Therefore, the Standard Deviation for the asset's returns = 1.79%
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Which transfer of ownership would not be excluded from property tax reappraisal?
Answers
Transfers between unrelated buyers and sellers is the transfer of ownership would not be excluded from property tax reappraisal.
State law requires one at least every eight years(Randolph County’s last reappraisal was effective 1-1-2014)Assure all properties reflect current market valueTo create equity between the four types of assessed property:Real estatePersonal property (Individual and Business)Registered motor vehiclesPublic service companiesReappraisal is an in-depth process of assigning new values to all the real property in the county at its current market value. If no changes are made to the property in-between reappraisal years, the value will not change.
Guilford County appraisers review and analyze information including comparable sales in your neighborhood. Reappraisals are not only mandated by North Carolina General Statues, but are necessary to maintain equitable and uniform property values. Reappraisal tools include county maps, aerial photography, street level images, sales analysis, field visits, and other methods to gather data used in determining market value. Guilford County conducts reappraisals entirely in-house by appraisers familiar with the local market.
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this shows a lender, if you have a good track record of paying debts. A. loan B.profit planning C. SBA D. credit rating
Answers
Answer:
The big three C's – Credit, Capacity, and Collateral – are really the drivers how lenders determine who gets a loan, how much they'll loan, and what the interest charge will be.5) Si tuvieras que hacer un presupuesto de Ingresos y uno de Gastos ¿Cuál harías primero y que te sirva de base para hacer el otro? Explica tu respuesta
Answers
Answer:
Si tuviese que hacer un presupuesto de ingresos y uno de gastos, primero haría el de ingresos. Así, podría tener en cuenta la cantidad de dinero que mes a mes ingresa en mi patrimonio y de esta manera organizar mis gastos teniendo en cuenta no gastar mas dinero del que gano mensualmente.
Si, en cambio, organizara mis gastos antes que mis ingresos, me vería limitado posteriormente a realizar algunos gastos dado que no habría contemplado mi liquidez financiera mensual.
Which of the following is an example of typosquatting? Group of answer choices A start-up investment company assumes the online identity of Arman & Company, a well-established investment company, in social networking platforms for the purposes of acquiring its brand equity. An environmental support group creates a spoof of the advertisement of a popular beverage company, highlighting its degradation of the environment by releasing waste products into the water bodies near its bottling plant. A person registers a domain name, Tucson Multispecialty Clinic, which is the name of a popular multispecialty clinic hoping to resell it to the clinic at an exorbitant profit. A person registers the domain name "currentaffairs.net" to take advantage of the huge popularity of the e-newspaper currentaffairs.org to divert traffic to his webpage and make money by selling advertising space.
Answers
Answer:
An environmental support group creates a spoof of the advertisement of a popular beverage company, highlighting its degradation of the environment by releasing waste products into the water bodies near its bottling plant.
Explanation:
An example of typosquatting is an environmental support group creates a spoof of the advertisement of a popular beverage company, highlighting its degradation of the environment by releasing waste products into the water bodies near its bottling plant.