an 8oupon, 30-year maturity bond has a par value of $1,000. suppose the interest rate is 10 nnually. what is the bond value?

Answer:

A(1) Future value of annual deposit = $4,345.97

A(2) Future value of semiannual deposit = $4,466.71

A(3) Future value of quarterly deposit = $4,530.15

B. The more frequent deposits and compounding of interest are, the higher the future value of an annuity of an annuity will be.

Explanation:

A(1). Determine the future value that Janet will have at the end of 10 years, given that end-of-period deposits are made and no interest is withdrawn if (1) $300 is deposited annually and the credit union pays interest annually.

These can be calculated using the Future Value (FV) of an Ordinary Annuity as follows:

FVA = P * (((1 + r)^n - 1) / r) ................................. (1)

Where,

FVA = Future value of the annual deposit = ?

P = Annual deposit = $300

r = Annual interest rate = 8%, or 0.08

n = number of years = 10

Substituting the values into equation (1), we have:

FVA = $300 * (((1 + 0.08)^10 - 1) / 0.08)

FVA = $4,345.97

A(2). Determine the future value that Janet will have at the end of 10 years, given that end-of-period deposits are made and no interest is withdrawn if (2) $150 is deposited semiannually and the credit union pays interest semiannually.

These can be calculated using the Future Value (FV) of an Ordinary Annuity as follows:

FVS = P * (((1 + r)^n - 1) / r) ................................. (2)

Where,

FVS = Future value of the semiannual deposit = ?

P = Semiannual deposit = $150

r = Semiannual interest rate = 8% / 2 = 0.08 / 2 = 0.04

n = number of semiannual = 10 * 2 = 20

Substituting the values into equation (2), we have:

FVS = $150 * (((1 + 0.04)^20 - 1) / 0.04)

FVS = $4,466.71

A(3). Determine the future value that Janet will have at the end of 10 years, given that end-of-period deposits are made and no interest is withdrawn if (3) $75 is deposited quarterly and the credit union pays interest quarterly.

These can be calculated using the Future Value (FV) of an Ordinary Annuity as follows:

FVQ = P * (((1 + r)^n - 1) / r) ................................. (3)

Where,

FVQ = Future value of the semiannual deposit = ?

P = Quarterly deposit = $75

r = Quarterly interest rate = 8% / 4 = 0.08 / 4 = 0.02

n = number of quarters = 10 * 4 = 40

Substituting the values into equation (3), we have:

FVQ = $75 * (((1 + 0.02)^40 - 1) / 0.02)

FVQ = $4,530.15

B. Use your finding in part a to discuss the effect of more frequent deposits and compounding of interest on the future value of an annuity.

Since the future value of quarterly deposit of $4,530.15 is greater than the future value of semiannual deposit of $4,466.71 which on its own is also greater than the future value of annual deposit of $4,345.97, this implies that the more frequent deposits and compounding of interest are, the higher the future value of an annuity will be.

Answer:

I-9

Explanation:

A P E X

A  person complete to demonstrate his or her legal ability to work and pay taxes on income with the help of I-9 form.

I-9 form is a form that is used by the employers. This can use I-9 to check who is permitted to work in the United States.

Every new employee employed after November 6, 1986, must fill out a Form I-9. With the use of the I-9 form, a person can demonstrate his or her legal ability to work and pay income taxes.

Therefore, option B is correct.

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Answer:

Answer C

Explanation:

Answer:C)

Explanation:just got it right<3

Answer:

$2,775

Explanation:

The computation of the GDP of the economy is given below:

But before that the total value sold by three firms would be determined

Total amount of goods sold by X:

= X sells to Y + X sells to Z

= $150 + $75

= $225

Total amount of goods sold by Y:

= Y sells to X + Y sells to Z

= $200 + $50

= $250

Total amount of goods sold by Z:

= Z sells to X + Z sells to Y

= $300 + $250

= $550

Now

Amount of goods generated by X

= units of output × cost per unit

= 250 units ×  $4

= $1,000

Value of goods generated by Y

= units of output × cost per unit

= 300 units ×  $6

= $1,800

Value of goods generated by Z

= units of output × cost per unit

= 500 units ×  $2

= $1,000

Now GDP is

= [Goods generated by X - Valued added by X] + [Goods generated by Y - Value added by Y] + [Goods generated by Z - Value added by Z]

= [$1,000 - $225] + [$1,800 - $250] + [$1,000 - $550]

= $775 + $1,550 + $450

= $2,775

According to Legends, attendees spent an average of $212 inside the stadium, with $132 going toward food and beverages and $80 going toward merchandise both Super Bowl records. Over the previous five years, Super Bowl 50's average fan spending increased by about 40%.

The National Football League's (NFL) annual championship game, known as the Super Bowl, determines the league champion. Since 1966, it has replaced the NFL Championship Game as the last contest of each NFL season.

The game is being played on the second Sunday in February every year as of 2022. With the exception of 2002 and the first Sunday of February from 2004 to 2021, Super Bowls in the past have been held on Sundays in early to mid-January, late January, and late-February. The Vince Lombardi Trophy is given to winning teams.

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The statement "A labor union is an organization of employees formed to represent workers to achieve shared job-related goals." is true.

A labor union is an association of workers who unite to protect their common interests. The union members' objective is to work together to improve wages, working conditions, benefits, and job security. The purpose of a union is to provide an equal bargaining power between the workers and the management.

The primary function of the union is to act as an intermediary between the workers and the management. It serves to ensure that the workers' rights are protected and that the management follows fair labor practices. It helps employees who feel powerless as individuals to band together to improve their working conditions and wages.

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The correct answer to this open question is the following.

Although there are no options attached we can say the following.

This would be my example of Post Purchase Behavior being important in the buying process of an individual buyer.

When an individual buys a car, the seller usually shows a great attitude to take care of the client, he continually answers questions and facilitates the process. But the deal is done, it seems that the salesman and the company automatically disappear.

Post Purchase Behavior is important in the buying process of an individual buyer because it really shows the interest and the willingness of the company to take care of their clients. Here is when the salesman or the customer care agent follows up and offers the client a series of services or options to make the client feel comfortable and assure him that he did the best purchase.

The customer care agent can frequently call the client or contact him through email, to ask about how he feels with his new car, if he has encountered any problems if the company can be of help, maybe offering the client a "thank you gift" to create a loyalty bond, and more.

To pinpoint the problem of lower customer satisfaction, Savard Company can gather data from various sources to gain insights. The following sources can be helpful in identifying the issue:

Customer Surveys: Conducting customer satisfaction surveys can provide direct feedback from customers regarding their experiences, satisfaction levels, and any specific issues they may have encountered. Surveys can be distributed through various channels, such as email, online forms, or phone interviews.

Customer Complaints and Feedback: Reviewing customer complaints and feedback received through customer service channels, social media, or online review platforms can provide valuable insights into the specific issues faced by customers and their concerns. Analyzing common themes or recurring problems can help identify areas for improvement.

Sales and Revenue Data: Analyzing sales and revenue data can provide an overview of the company's performance and identify any significant changes or trends. By comparing revenue figures over time, it may be possible to pinpoint when the downturn in revenues started and correlate it with changes in customer satisfaction.

By collecting and analyzing data from these various sources, Savard Company can gain a comprehensive understanding of the issues affecting customer satisfaction and make informed decisions to address them.

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When a programme is sold on a station-by-station, market-by-market basis, it is said to be in "syndication."

When a programme is sold on a station-by-station, market-by-market basis, it is said to be in "syndication."

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A company needs a way to convert 10 years of shipping records currently on paper into files that can be saved to its private cloud storage. The statement is False.

The company needs to first digitize the paper records before they can save them to their private cloud storage. They may need to use scanning or imaging software to do this.

Shipping documents are forms that are included with a shipment that specify the products being transported, their specifications, the customer, the mode of shipment, and the date the cargo was made. Bills of lading, packing lists, invoices, insurance documents, and air waybills are examples of shipping documents.

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The food handler must call the emergency medical service so that the patient can be seen as soon as possible and avoid a serious medical risk.

It is a term that refers to a set of alterations in the body that can affect the systems

Allergies generally occur when the body has an extreme sensitivity to a substance to which it has been exposed, and that under normal conditions do not cause these alterations.

According to the above, the best way to treat an allergy is to call the emergency medical system because the patient's allergic reaction can be severe and cause choking or other serious symptoms that can cause death.

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Answer:

She should purchase a disability insurance if $1,150

Explanation:

To calculate the amount of individual disability insurance she should purchase, we use the mathematical equation below;

Required amount of disability insurance = Monthly income - work related expenses- Employer’s contribution

From the question

Monthly income = $1800

Work related expenses = $50

Employer’s contribution = $600

Substituting these values, we have;

1800-50-600 = $1,150

The truth is that empathy makes people happier because it helps life feel more meaningful. Because they can see things from another person's point of view, they're more able to make and keep friends.

Empathy is the ability to put oneself in another person's shoes and comprehend or experience what they are going through from within their frame of reference. Since term was first used in the English language, scholars and laypeople have given empathy a broad variety of meanings.

Definitions of empathy cover a wide variety of behaviors, such as having compassion for others and a desire to assist them, feeling feelings similar to those of another person, understanding what another person is thinking or feeling, and blurring the lines between oneself and others.

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No, if your nominal wage increases by 25, it does not necessarily mean that you will have a 25% increase in purchasing power.

No, if your nominal wage increases by 25, it does not necessarily mean that you will have a 25% increase in purchasing power. This is because nominal wages refer to the amount of money you earn before accounting for inflation, while purchasing power is determined by the real value of your income after accounting for inflation. If the rate of inflation is higher than the rate of your nominal wage increase, then your purchasing power may actually decrease. Therefore, it is important to consider inflation when evaluating the impact of a nominal wage increase on your purchasing power.

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Answer:

a. fob destination

Explanation:

FOB (Free on Board) is a shipping term that specifies when the responsibility for goods passes from the seller to the buyer. FOB destination means that the seller is responsible for the shipping costs and the ownership of the goods is transferred to the buyer when the goods arrive at the buyer's destination. In contrast, FOB shipping (also known as FOB origin) means that the buyer is responsible for the shipping costs, and the ownership of the goods is transferred to the buyer when the goods are shipped from the seller's location. FOB factory and point FOB are not commonly used shipping terms.

in a Keynesian viewpoint, the government must buy more output, employ more people and make more money available to stimulate the economy

The Keynesian theory advocated for an increased government expenditures (spending) and lowering of taxes for stimulation of demand for getting an economy out of the depression.

Hence, in a Keynesian viewpoint, the government must buy more output, employ more people and make more money available to stimulate the economy.

Therefore, the Option A, B and C is correct.

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Answer: 1 and 3

hope this helps!

Answer:

divisional

Explanation:

-A simple structure s a structure in which there is little specialization and there is a central authority that controls everything and has the power.

-Functional structure is a structure in which a company is divided in groups according to specialized activities. Because of this specialization, companies with this structure can increase productivity but the communication is rigid and the cooperation between departments is difficult.  

-Divisional structure is a structure in which there are different divisions and each one concentrates on a specific product or service and has all the functions and resources for that. This structure can create inefficiencies because the specialized functions are separated but the results of one division don't affect the other ones.

-Matrix structure is a structure in which employees report to more than one manager and it is used in companies that have different lines to have more flexibility and increase productivity.

According to this information and the statement, the answer is that this is an example of divisional stucture because in this structure each division has its own resources and specialized functions and because of that the results are based on the effectiveness of the managers but as each division has its own specialized functions, this creates inefficiencies.

Answer: Memorandum Of Understanding (MOU)

Explanation: A memorandum of understanding may be explained as a binding document between two or more parties usually employed to showcase an agreement in action, decision or intent of the parties involved. The memorandum of Understanding may be adopted to serve as a commitment to partner between two or more parties where the parties prefer to adopt a gentle or leave out legal procedure in their agreement deal.

In the scenario above, Bob will have to create a Memorandum of Understanding which will be signed by Bob's company and the third party to signify a convergence of will between them.

It is important to report fraud that happens through these websites, even if there is less chance that you will get your money back because flagging the account and reporting the fraud could prevent others from becoming victims. Thus, option (D) is correct.

By reporting the fraud, the account can be flagged, and the marketplace can take steps to prevent the fraudulent seller from victimizing others. This can help protect other consumers from losing their money and falling prey to the same scam.

It is important to report fraud to the appropriate authorities even if there is little chance of recovering the lost funds.

Therefore, option (D) is correct.

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Answer:

because flagging the account and reporting the fraud could prevent others from becoming victims

Explanation:

its D

Answer:

A mortgage broker. Have a good day! =)

Explanation:

Using the FIFO method, the total costs assigned to the units transferred out to the mixing department from the roasting department is $35,160, and the total costs assigned to the units that remain in process in the roasting department at month-end is $2,110.


The FIFO method, or first-in, first-out method, is an inventory valuation method where the first items purchased or produced are assumed to be the first items sold or transferred out of inventory. In this Quick Study, we are using the FIFO method to assign direct materials costs to the output of BOGO Inc.'s roasting department.
To assign costs to the units transferred out, we need to consider the units started and completed during the month, as well as the units in beginning inventory. The cost per equivalent unit for direct materials is calculated by adding the beginning work in process inventory cost to the direct materials added during the month and dividing by the equivalent units. Using this cost per equivalent unit, we can calculate the total direct materials costs for the units transferred out, which is $35,160.
To assign costs to the units that remain in process in the roasting department at month-end, we need to consider the units in ending inventory. The cost per equivalent unit for direct materials is calculated in the same way as for the units transferred out. Using this cost per equivalent unit, we can calculate the total direct materials costs for the units in ending inventory, which is $2,110.

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Answer:

Leading economic indicator.

Explanation:

Leading economic indicators are objective data regarding the economy of a given country or region, which allow projections of future development of the economy of that place. Thus, based on data such as the current economic performance of the place, inflation, the exchange rate, the unemployment rate, etc., projections can be made about how the future economic cycles of the place will develop.

The management and labor unions at Wegner's Market are at odds. Lockouts are one method through which management might use its negotiating position.

A lockout is started by employers or business owners, as opposed to a strike, which involves workers refusing to go to work. Lockouts might include changing locks or employing security guards at the location, but they are typically conducted by simply refusing to let employees into the company's premises.

When a company closes a workplace or stops assigning work to its employees who are part of a negotiating unit, a lockout occurs. A lockout is intended to apply pressure on the workers and their union during collective bargaining.

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The leaders should direct considerable energy toward maintaining holding environment because of its critical role in adaptive process.

A "holding environment" is a psychological setting that is at once secure and unsettling. To put it more specifically, a holding setting is unsettling enough that a person cannot avoid the issue yet secure enough that the individual can test out a new way of being. You may think of it as being similar to the space a parent makes for his child to learn to ride a bike. Running alongside the child to grab him if necessary, the father (or mother) is holding the space for the child and so providing a "holding environment" where the child learns a new skill while feeling safe. The parent is not, however, establishing a holding environment if he is holding the bike because he is doing the majority of the labour.

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It holds completely appropriate and factually correct to mention that messages can be organized by an outline, as it makes sure that all the main points on the messages have been well-developed. Therefore, the statement given above holds true.

An outline can be referred to or considered as the literary tool that helps in sequential organization of the composition in such a manner that the work of the author becomes more presentable and appealing to be read. It is generally in relation to the draft of the composition, before the final composition is actually finalized by the author.

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Answer:

Millennials

Explanation:

They are the highest group of people joining the workforce as they are just graduating high school/college. They also have that mindset. Hope this helps!