A(n)
is a federal- or state-chartered financial institution accepting deposits that it
uses to make loans and earn profits.

The correct answer is:

D. A company that makes brownies.

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When it is about the indirect competitor for a company that makes chocolate chip cookies is that company which is engaged in manufacturing brownies. Hence, Option D is correct.

In this scenario, there is cut-throat competition among the product producers of any of the products. It is not only about the producers; there is competition in the whole world.

When it comes to the types of competitors, there are basically two types of competitors. One is a direct competitor, and the second is an indirect competitor. The indirect competitor is the one who doesn't affect the business and directs management people in place of the product.

The product can be replaced by a company that is playing as if it had a monopoly on the whole market. It is about a company that produces cookies. The company's manufacturers of brownies The reason they are both made of chocolate ingredients is that they are both liked by people.

Thus, Option D is correct.

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The practice mentioned in the question is called outsourcing. Outsourcing refers to the practice of purchasing components or goods from external suppliers rather than producing them in-house.

Stock-out costs refer to the costs incurred when a company runs out of stock and is unable to fulfil customer orders. These costs can include lost sales, reduced customer satisfaction, and damage to the company's reputation. The two-bin inventory system is a method of inventory management where two bins are used for each inventory item. One bin is used for current stock, while the other bin is used as a backup or safety stock. When the current bin runs out of stock, the backup bin is used to fulfil orders, and a reorder is placed for the item.

Seasonal demand refers to the fluctuations in demand for a product or service throughout the year. Seasonal demand can be influenced by factors such as weather, holidays, and cultural events. Total ordering costs refer to the costs associated with ordering inventory from suppliers. These costs can include the cost of placing an order, the cost of transportation or shipping, and the cost of processing and receiving the order.

In the context of outsourcing, a company may choose to outsource certain components to external suppliers to reduce stock-out costs and better manage seasonal demand. The two-bin inventory system can also be used to manage inventory levels and reduce the risk of stock-outs. However, companies must also consider the total ordering costs associated with outsourcing and determine whether the benefits outweigh the costs.

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The recent research highlighting the health benefits of eating cooked tomatoes would likely cause the demand curve for tomatoes to shift to the right. Option a is correct.

This is because the increased awareness of the health benefits would lead to a higher demand for tomatoes, as more people would be inclined to consume them. However, it would not affect the supply curve for tomatoes, as the supply is determined by factors such as production and availability, which are not directly influenced by health benefits.

Therefore, the correct answer would be option A, the demand curve for tomatoes would shift to the right.

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B)

Explanation:

the definition of stimulus is something that causes a reaction so b is the only one that makes sense

Answer:

D on edge

Explanation:

The debt-to-income (DTI) ratio of a borrower is used to compare the borrower's gross monthly income. The monthly living expenses (rent or mortgage, property tax, mortgage insurance,

Income is the consumption and saving opportunity gained by an entity within a specified timeframe, which is mainly shown in the medium of exchange terms. Income is difficult to define conceptually,

The term debt to income refers that, the debt-to-income ratio (DTI) is all your monthly debt payments divided by your gross monthly income. This number is one-way lenders measure your ability to manage the monthly payments to repay the money you plan to borrow.

Therefore, Thus option(C) is correct.

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Answer: 1.True

2. False

Explanation:I just took the quiz and got it right so you should too lol.

All the housing costs which include (mortgage, interest, insurance, and property taxes) should be below 28 percent of pre-tax income to avoid financial stress.

What is the 28% rule?

The 28 percent rule states that your house payment, including property taxes and insurance, should not exceed that percentage of your monthly gross income.

This is also known as a decent general guideline for mortgage payments or a safe mortgage-to-income ratio.

Therefore, Option B. 28% is the correct answer.

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Amy can swiftly respond to the unexpected incident and reduce its influence on the project by using the management reserve. This helps to guarantee the project continues on track and is completed on schedule.

A management reserve is an emergency fund set aside by the project manager to deal with risks or problems that weren't planned for. Amy can utilize the management reserve to handle the impact of the flood on the project if a risk was not identified in the risk response plan and a mechanism to address it has not been specified. She can also use the management reserve to pay for any extra expenses linked to the delay, such as pay for overtime for employees or fees to speed up the delivery of supplies.

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Answer:

Repairs and maintenance costs are not Sasha's responsibility.

Sasha's up-front costs will be lower, allowing her to keep her savings.

Sasha's monthly costs will be lower

Explanation:

The advantage of renting the apartment over buying a home are that:

• Repairs and maintenance costs are not Sasha's responsibility - The repair and maintenance cost goes to the home owner and not Sasha since she just rented the house. The owner who bought the house bears the cost.

• Sasha's up-front costs will be lower, allowing her to keep her savings. - Her upfront cost will be lower and she can use the money which might have been used for house repair or maintenance to do other things.

Sasha's monthly costs will be lower - There'll be also be a reduction in the amount she spends every month.

The other options such as "Sasha will make money if the value of the apartment increases". and "Utilities, such as electricity and water, are included in Sasha's rent payment" aren't advantages of renting the apartment.

Answer:

Answers 1, 3, and 4.

Explanation:

Option 1: Repairs and maintenance costs are not Sasha’s responsibility.

Option 3: Sasha's up-front costs will be lower, allowing her to keep her savings.

Option 4: Sasha's monthly costs will be lower.

Answer:

Explanation:

41,900

June 01 Balance b/d   16,300        

Answer:

41,900

June 01 Balance b/d   16,300  

Explanation:

Smith Corporation reported $1 million in goodwill associated with the purchase of West.

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Answer:

Actions that involve the production, distributionand consumption of goods and services at all levels within a society. Gross domestic product or GDP is one way of assessing economic activity, and the degree of current economic activity and forecasts for its future level can significantly impactbusiness activity and profits, as well as inflationand interest rates.The economic activity in the region was being analyzed by our team and we had concluded it would be great to enter the market.

There was some new economic activity going on in the area and it made me excited at the thought of new activities and opportunities.

You should try and follow all of the economic activity so that you know how it might affect your business.

Explanation:

Business is an important human activity that has allowed humans to survive better because it:

For these two main reasons, we can conclude that business is important because the satisfaction of human needs and wants is paramount to the survival of our species.

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The statement is true because diminishing marginal returns occur when adding an additional input to a production process leads to smaller and smaller increases in output.

In other words, as more and more of a variable input is added to a fixed input, the marginal product of the variable input eventually starts to decline. The marginal product is the additional output that is produced when one additional unit of input is added to the production process.

Therefore, if a firm is experiencing diminishing marginal returns, its marginal product is declining. So, the statement "If a firm is experiencing diminishing marginal returns, its marginal product is declining" is true.

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Each monthly payment into the sinking fund should be approximately $231.64 to accumulate $53,000 in 14 years, assuming a 5.1% annual interest rate compounded monthly.

To calculate the fixed monthly payments needed for the sinking fund, we can use the formula for the future value of an ordinary annuity.

The future value of an ordinary annuity formula is given by:

FV = P * [(1 + r)^n - 1] / r,

where:

FV = future value of the annuity (target amount)

P = monthly payment

r = monthly interest rate

n = number of periods (number of months in this case)

In this scenario:

FV = $53,000 (target amount)

r = 5.1% per year, compounded monthly, so the monthly interest rate is 5.1%/12 = 0.425% or 0.00425

n = 14 years * 12 months/year = 168 months

Substituting these values into the formula, we can solve for P:

$53,000 = P * [(1 + 0.00425)^168 - 1] / 0.00425.

Let's calculate this equation to find the value of P.

P * [(1 + 0.00425)^168 - 1] / 0.00425 = $53,000.

P * (1.00425^168 - 1) / 0.00425 = $53,000.

P * (1.972386 - 1) = $53,000 * 0.00425.

P * 0.972386 = $225.25.

P = $225.25 / 0.972386.

P ≈ $231.64.

Therefore, each monthly payment into the sinking fund should be approximately $231.64 to accumulate $53,000 in 14 years, assuming a 5.1% annual interest rate compounded monthly.

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The price elasticity of demand for ovens is likely to be greater in absolute value (more elastic) than the price elasticity of demand for scissors due to the availability of substitutes, the price relative to income, and the difference in necessity versus luxury.

The price elasticity of demand measures the responsiveness of the quantity demanded to a change in price. In this case, the question is comparing the price elasticity of demand for ovens and scissors.

The price elasticity of demand for ovens is likely to be greater in absolute value (more elastic) than the price elasticity of demand for scissors. This means that the quantity demanded of ovens is more responsive to changes in price compared to scissors.

There are a few reasons why this may be the case:

1. Availability of substitutes: Ovens tend to have more substitutes available in the market compared to scissors. If the price of ovens increases, consumers can choose to buy alternative cooking appliances such as microwaves or toaster ovens. On the other hand, scissors have fewer close substitutes, so the demand for scissors may be less affected by changes in price.

2. Price relative to income: Ovens are generally more expensive compared to scissors. As a result, a change in the price of ovens will have a relatively larger impact on consumers' budgets compared to a change in the price of scissors. This makes consumers more sensitive to price changes for ovens.

3. Necessity vs. luxury: Ovens are often considered a necessity for cooking meals, while scissors are more of a convenience item. The demand for necessities tends to be less elastic compared to luxury or discretionary goods. Therefore, consumers are more likely to adjust their consumption of ovens based on price changes compared to scissors.

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Self-talk is your inner voice or the way you speak to yourself. Although you almost probably are doing it without realizing it, you almost certainly are. In order to produce an internal monologue throughout the day, this inner voice mixes conscious thoughts with ingrained beliefs and biases.

Your inner discourse is known as self-talk.

Personalizing. You own all of the guilt for yourself.

Magnifying.

Catastrophizing.

Polarizing.

Helm Stetter outlines the "Five Levels of Self-Talk" (Negative Acceptance, Recognition and Need to Change, Decision to Change, The Better You, and Universal Affirmation) and offers advice on how to navigate each level for significant life changes.

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Occupational Health and Safety are defined as goods or services that are required for health and safety. Information standards are guidelines governing the information that must be provided to consumers when they purchase specific goods.

A safe product is one that delivers either no risk or a minimum tolerable level of risk, taking into account the product's typical or reasonably foreseeable use and the need to maintain a high level of consumer protection.

Occupational health and safety is a multidisciplinary discipline that deals with all elements of workplace health and safety, with a heavy emphasis on preventing workplace dangers.

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Answer: Since consumers' resources such as time, attention, and money are limited, they must choose how to best allocate them by making tradeoffs. ... When scarce resources are used (and just about everything is a scarce resource), people and firms are forced to make choices that have an opportunity cost

The best first course of action the VP of HR should take is to thoroughly investigate the allegations of unlawful harassment made by the employee and consult with legal counsel to ensure proper handling of the situation.

When a complaint of unlawful harassment is received, it is crucial to take it seriously and conduct a prompt and thorough investigation. This involves gathering relevant information, interviewing involved parties, and reviewing any supporting evidence. It is essential to maintain confidentiality throughout the process and ensure a fair and unbiased investigation. Additionally, consulting with legal counsel is important to understand the legal implications, assess potential risks, and determine appropriate actions to be taken.

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Demographic type of segmentation is utilized for this new line of grilling accessories.

To segment, industry is to break it into identifiable, operable, productive, and segmented pieces that have room for expansion. Due to limitations on time, money, and labor, a corporation would be capable of reaching the overall economy.

As there is some kind of segmentation that is being gone on regarding the grill and its use of it. It will be most preferable that Bobby flay has chosen a particular kind of group that will be more suitable for this kind of line. This is usually due to the demographic limitation of a particular group.

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Answer:

The answer is below

Explanation:

Suppose the average income of students is $100 per day with a standard deviation of $10 now a student selected at random and the main income is $100 what percentage of student incomes is below $100

Solution:

The z score is a score used in statistics to determine by how many standard deviations the raw score is above or below the mean score. If the raw score is above the mean score then the z score is positive while if the raw score is below the mean score the z score is negative.

The z score is given by:

\(z=\frac{x-\mu}{\sigma} \\\\for\ a\ sample\ size(n)\ \\\\z=\frac{x-\mu}{\sigma/\sqrt{n} }\)

Where μ is the mean, σ is the standard deviation and x the raw score.

Given that μ = 100, σ = 10. Hence:

For x < 100:

\(z=\frac{x-\mu}{\sigma} =\frac{100-100}{10} =0\\\\\)

From the normal distribution table, P(x < 100) = P(z < 0) = 0.5 = 50%

Answer:

A.measurable

Explanation:

Smart is an acronym Specific, Measurable, Achievable,

Realistic and Timely. These are attributes that guide how goals or objectives should be set.

The question of " how" is answered by the attribute 'measurable.'

In this criterion, measurable describes the specific criteria to be used and the ways of measuring progress toward accomplishing the goal. The path to achieving the objective must be meaningful and motivating.

Answer:

Measurable

Explanation:

The term "Date of Authorization" is not a correct term to describe the three crucial dates in authorizing a cash dividend payment to investors.The three crucial dates in authorizing a cash dividend payment to investors are the following:

a. Date of declaration: This is the date on which the board of directors of a company declares that a dividend will be paid to investors.

b. Date of record: This is the date on which the company determines which investors are eligible to receive the dividend payment. Investors who own shares on this date are said to be "on record."

c. Date of payment: This is the date on which the dividend payment is actually made to eligible investors.

The term "Date of Authorization" is not a commonly used term in this context. Instead, the term "Date of Approval" may be used to refer to the date on which the board of directors approves the dividend payment, which is equivalent to the Date of Declaration.

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The term "Date of Authorization" is not a correct term to describe the three crucial dates in authorizing a cash dividend payment to investors.

The three crucial dates in authorizing a cash dividend payment to investors are the following:

a. Date of declaration: This is the date on which the board of directors of a company declares that a dividend will be paid to investors.

b. Date of record: This is the date on which the company determines which investors are eligible to receive the dividend payment. Investors who own shares on this date are said to be "on record."

c. Date of payment: This is the date on which the dividend payment is actually made to eligible investors.

The term "Date of Authorization" is not a commonly used term in this context. Instead, the term "Date of Approval" may be used to refer to the date on which the board of directors approves the dividend payment, which is equivalent to the Date of Declaration.

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Answer:i THINK num one is C

i THINK num two is B

i THINK num three is D but im not as confedent as the other two.

Explanation:

The financial institutions in our banking system play a crucial role in transferring funds from savers to investors. This process is known as D. Financial Intermediation. Financial intermediation involves banks and other financial institutions serving as intermediaries between those who have funds to lend, such as savers, and those who need funds, such as investors or borrowers. These intermediaries facilitate the flow of funds by accepting deposits from savers and providing loans to investors.

Financial intermediation is essential for the efficient allocation of resources and the smooth functioning of an economy. It helps in matching the needs of savers and investors by providing a range of financial products and services tailored to their specific requirements. Additionally, financial intermediaries assess the creditworthiness of borrowers and manage risks associated with lending, thereby promoting financial stability.

In contrast, parachuting, money laundering, and lobbying are not related to the transfer of funds between savers and investors. Parachuting refers to an executive being brought in to help a struggling company, money laundering is the process of making illegally obtained funds appear legitimate, and lobbying is the act of influencing decision-makers in favor of a specific cause or policy.

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