Ann wants to buy a property which costs $3,500,000. She gets a mortgage with 75% LTV. What is Ann’s Debt to Equity ratio for this purchase? A. 3:4 B. 3:1 C. 5:1 D. 4:1

The three main credit bureaus are Equifax, Experian, and TransUnion.

They collect and maintain information on individuals' credit history, including credit accounts, payment history, credit limits, and outstanding balances.

They also gather personal information such as name, address, date of birth, and social security number. This information is used to calculate credit scores, which lenders use to determine creditworthiness.

Credit bureaus also collect public records such as bankruptcies, liens, and judgments that can negatively impact credit scores. It is important for individuals to regularly review their credit reports from each bureau to ensure accuracy and dispute any errors.

Therefore, this can help improve credit scores and increase the likelihood of being approved for credit in the future.

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A monopoly is a market structure where a single firm has complete control over the production and pricing of a product or service. The correct option is A, B, D and E.

To deal with a monopoly, society can utilize a combination of methods:

1. Regulate the socially efficient price and subsidize any loss to the firm: By doing this, the government can ensure that the monopoly provides goods or services at a reasonable price to consumers while still being financially viable.

2. Prevent the firm from buying all possible competitors in the market: This will promote competition and reduce the monopoly's control over the market, leading to more consumer choice and better prices.

3. Increase tariffs on monopoly firms in other countries: This can level the playing field for domestic firms and discourage foreign monopolies from dominating the market.

4. Require the firm to lower costs so the market price will fall: By enforcing cost reduction measures, the monopoly may have to lower its prices to maintain market share, benefiting consumers with more affordable goods or services.

However, shutting down the firm may not always be the best solution, as it could lead to job losses and market disruption. Instead, promoting competition and regulating the market effectively can help society manage monopolies while preserving economic stability.  The correct option is A, B, D and E.

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Answer: - method: regulate the socially efficient, price and subsidize any loss to the firm

- prevent the farm from buying all possible competitors in the market

not a method: - shut the firm down

- require the farm to lower the cost so the market price will fall
-Increase tariffs on monopoly firms in the countries

Explanation:

Public corporate structures are managed by a board of directors. The members of the board are from all walks of industry and commerce. The chairmen of these corporations are appointed by the government. The entire capital is financed by the government.

Answer:

Role Name Department

Managing Director Robert Jameson N/A

Secretary Libby Jameson N/A

Marketing Manager Terrance Jameson Marketing

Personnel Manager Christine Jameson Personnel

Finance Manager Shian Jameson Finance

Production Manager Joshua Jameson Production

Marketing Staff 4 employees Marketing

Personnel Staff 4 employees Personnel

Finance Staff 4 employees Finance

Production Staff 4 employees Production

Explanation:

Answer:

In his landmark essay on the nature of economics, Lionel Robbins defined economics as. “the science which studies human behaviour as a relationship between ends and scarce means which have alternative uses”

Explanation:

Answer:

i do like your koala

Explanation:

Answer:

B) The hotel Provides the room for free.

Unbiased sample results are probably similar to population results.

An objective depiction of the entire population is what a random sample is supposed to be. It is considered a fair way to choose a sample from a larger population (since every member of the population has an equal chance of getting selected).

As part of the sampling technique known as random sampling, every sample has an equal chance of being chosen. A randomly selected sample is intended to be a fair reflection of the entire population.

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Answer:

................

Explanation:

Step 1: Three-year accredited undergraduate psychology sequence.

Step 2: Fourth-year accredited psychology studies.

Step 3: Internship pathway or postgraduate study to general registration.

Answer:

D . BUS RIDES TO SCHOOL

Explanation:

All the others listed are negative externalities.

Bus rides to school is a positive externality

A good or service generates positive externality if it gives benefits that is greater than its cost to third parties that are not involved in its production.

Bus rides to school generates positive externality. This is because it reduces traffic on the roads. This benefits other road users (third parties).

Another example of a product that generates positive externality is research and development. Discovery of a new treatment for a disease benefits the general public.

Household waste, litter on the road  and noise pollution generate a negative externality.

A good has negative externality if the costs to third parties not involved in the activity is greater than the benefits.

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The correct option is -23.29%.

To calculate the return on the stock, we need to consider both the dividend received and the change in stock price. The return is typically expressed as a percentage.

First, let's calculate the dividend yield, which is the dividend received divided by the initial stock price:

Dividend Yield = Dividend / Initial Stock Price = $3.20 / $85 = 0.0376

Next, let's calculate the capital gain or loss, which is the difference between the current stock price and the initial stock price:

Capital Gain/Loss = (Current Stock Price - Initial Stock Price) / Initial Stock Price = ($62 - $85) / $85 = -0.2706

To calculate the overall return, we add the dividend yield and the capital gain/loss:

Return = Dividend Yield + Capital Gain/Loss = 0.0376 - 0.2706 = -0.233

Multiplying by 100 to express it as a percentage, we find that the return on the stock is approximately -23.29%. Therefore, the correct option is -23.29%.

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Answer:

outstanding deposits, outstanding checks, posted payments on credit cards

Explanation:

Bank errors, Outstanding Deposits, Service Charges, and Outstanding checks are some reasons that a bank statement might not match the cash balance of a business's records. The correct options are B, C, D, and F.

Name, address, account number, and bank branch information are all listed on bank statements for account holders. Additionally, a summary table that displays the statement's time frame, opening and closing bank balances, deposits made to the account, refunds, and cash withdrawals is included. In addition, fines levied by your bank as well as declined or canceled payments will appear on your statements.

Differences between the two records could be the result of Deposits in transit: The firm may have received cash or cheques, but the bank may not have yet recorded them. Outstanding checks are ones that have been issued but have not yet been processed. Bank service fees: Banks frequently deduct service fees.

Thus, the ideal options are B, C, D, and F.

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Answer:

Sales Orientation

O Suppliers of capital are hesitant to individually accept the credit risk associated with lending to demanders of capital.

Answer:

Ultimately, economics is the study of choice. Because choices range over every imaginable aspect of human experience, so does economics. Economists have investigated the nature of family life, the arts, education, crime, sports, law—the list is virtually endless because so much of our lives involves making choices.

Answer:

Not too sure but I think it goes 1.Fair credit billing act 2.Credit CARD act 3.Uniform commercial code 4.Truth in lending act.

Match the law terms and definition:

Truth in Lending Act - requires lenders to establish standardized disclosures regarding terms and how they calculate fees.

Through the meaningful disclosure of loan conditions, which enables customers to evaluate standardized credit terms more easily and intelligently, the Truth in Lending Act (TILA) aims to safeguard consumer protection and promote competition among financial institutions.

Match the law terms and definition:

As a result, the significance of the law terms and definition are the aforementioned.

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The revenue recognition principle is an accounting standard that guides companies on when to record revenue in their financial statements. In this scenario, Cinema King sells subscriptions for four months, where customers pay in advance for access to unlimited movies each month.

Here's how the revenue recognition principle should be applied to determine when and how much revenue should be recorded:
Part 1a: Cinema King should record revenue when the customer has access to the unlimited movies. In other words, revenue should be recognized as the service is being provided to the customer. This means that Cinema King should record revenue for each month as the customer is enjoying the unlimited movies.
Part 2b: For seven months, Cinema King should record revenue of the total subscription fee collected from the customer. This means that if a customer pays $100 for a four-month subscription, Cinema King should recognize revenue of $700 for seven months, which is the total subscription fee collected from the customer over the seven months.In summary, Cinema King should apply the revenue recognition principle by recognizing revenue for each month as the customer is enjoying the unlimited movies. For the entire subscription period, Cinema King should record revenue of the total subscription fee collected from the customer.

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Answer:

it is chocolatey and peanut buttery and tasty i like moose tracks.

Explanation:

Answer:

My favorite ice cream is minty, with chocolate chunks!

Explanation:

Answer:

5300

Explanation:

assets=equitys +liabilities

The intrinsic value (P0) of the stock using the two-stage growth model is calculated to be $155.81. This value takes into account the forecasted growth rates, dividends, and the required rate of return.

To calculate the intrinsic value (P0) of the stock using the two-stage growth model, we need to follow these steps:

Calculate the present value of the dividends during the high growth phase (first four years):

P1 = DPS * (1 + g1) / (r - g1)

P1 = $4.50 * (1 + 0.06) / (0.08 - 0.06)

P1 = $4.50 * 1.06 / 0.02

P1 = $4.50 * 53 / 2

P1 = $119.25

Calculate the present value of the dividends during the stable growth phase (after four years):

P2 = DPS * (1 + g2) / (r - g2)

P2 = $4.50 * (1 + 0.03) / (0.08 - 0.03)

P2 = $4.50 * 1.03 / 0.05

P2 = $4.50 * 103 / 5

P2 = $92.70

Calculate the present value of the stock at time zero (intrinsic value):

P0 = P1 / (1 + r)^4 + P2 / (1 + r)^4

P0 = $119.25 / (1 + 0.08)^4 + $92.70 / (1 + 0.08)^4

P0 = $119.25 / 1.3605 + $92.70 / 1.3605

P0 = $87.67 + $68.14

P0 = $155.81

Therefore, the intrinsic value (P0) of the stock is $155.81.

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The net income earned is $240

The term net income refers to a company's net earnings. It is determined by subtracting total expenses from total receipts. The term total expenditure can refer to a variety of things, such as taxes, business expenditures, interest payments, fees, and depreciation. The calculation of shareholders' earnings per share is aided by net income.

1.

Dr.  Account Receivable $5,760

Dr. Service charges         $240

Cr.  Service revenue        $6,000

2.

Dr.  Cash                            $5,760

Cr.  Accounts receivable  $5,760

Working Notes

Assuming all the sales are performed on the account first Then cash is received after the issuance of the invoice.

Service revenue                      $6,000

Less: Credit card expenses    $ (240)

Net income                              $5,760

Service charges = $6,000 x 4% = $240

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Answer:

yes because the definition match the words given

Answer:

There will be a late fee added to the bill.

Answer:

just if you don't think the person on top of me is right he is I did the quiz and got a 100%

Explanation:

One difference between accounting in the united states and the European union is that the U. S. Follows GAAP, whereas the European union follows IFRS

A unified collection of accounting regulations, guidelines, and practices published by the Financial Accounting Standards Board is known as generally accepted accounting principles (GAAP) (FASB). When assembling their financial accounts, American public firms' accountants are required to adhere to GAAP.

GAAP is a system of rules-based standards that is guided by 10 key principles. It frequently contrasts with the International Financial Reporting Standards (IFRS), which are seen as more of a standards-based standard. There have been recent efforts to switch from GAAP reporting to IFRS since IFRS is a more global standard.

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Answer:

$300,000

Explanation:

Internal failure costs are best described as the costs resulting from a nonconformance detected before a product or service is provided.

These costs arise when a company identifies defects or issues within their processes or products during the production stage, prior to reaching the customers. Internal failure costs are a component of quality costs, which also include prevention, appraisal, and external failure costs.

Identifying and addressing internal failure costs are crucial for businesses, as they help maintain product quality and reduce the chances of external failure costs, which are incurred when customers experience issues with the product or service. Internal failure costs include expenses related to rework, scrap, corrective actions, and downtime. Companies should strive to minimize these costs through effective quality management systems, process improvements, and employee training.

In summary, internal failure costs are the expenses incurred when a company detects and corrects defects in its products or services before they reach the customers. By proactively addressing these issues, organizations can maintain high-quality standards, enhance customer satisfaction, and reduce the risk of more expensive external failure costs.

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Recording, classifying, and summarizing economic events in a logical manner for the purpose of providing financial information for decision making is commonly called accounting.

Accounting is a fundamental process in business and financial management. It involves systematically recording financial transactions, classifying them into appropriate categories, and summarizing the information to create financial statements such as the income statement, balance sheet, and cash flow statement. These financial statements provide a snapshot of a company's financial performance, position, and cash flows, enabling decision-makers to analyze and make informed decisions about the organization's operations, investments, and financial strategies.

While auditing, economics, and finance are related disciplines, each has its own distinct focus. Auditing involves examining and evaluating financial records and statements to ensure accuracy, compliance, and reliability. Economics studies the production, distribution, and consumption of goods and services within an economy. Finance, on the other hand, focuses on managing financial resources, investments, and the financial aspects of decision making. However, accounting serves as the foundation for providing the necessary financial information in these areas.

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If the government creates more money to cover a large deficit, it can lead to several economic consequences, including inflation and a decrease in the value of the currency.

When the government creates more money, it increases the supply of money in circulation, leading to a decrease in the value of each unit of currency. This can lead to higher prices for goods and services, as the value of money decreases, and people need more money to purchase the same things.

Inflation can be harmful to the economy as it reduces the purchasing power of individuals, making it harder for them to afford basic necessities. It can also lead to higher interest rates, as lenders demand compensation for the decreasing value of the money they lend out.

Creating more money to cover a deficit can also lead to a decrease in investor confidence and lower foreign investment, as other countries may view the country's economic policies as unstable. Overall, creating more money to cover a large deficit can have negative economic consequences that can impact the long-term health of the economy.

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