as investors age, they tend to invest more in growth-oriented investments. true or false

Answer: Finding a job that matches your skill and interest.

Explanation:

This is very important and it majorly one of the key things to consider when applying for jobs. Sometimes, desperation makes people take any job without thinking if they like the job or not and this is bad as it will hinder the success of such person in the firm.

A typical example of this is applying for a job that requires proficiency in microsoft office packages and you literally have no knowledge but you only applied considering the Positive outlook of the firm, they are no two ways about this, you'd perform woefully if being asked simply because you don't possess the skill.

Finding a job that matches your skills and interest tends to make the job more enjoyable as you will be more motivated to keep the job and will find great pleasure in carrying out the task given. It also aids your career development as well, according to the saying practice makes perfect, doing what you love will continually help you to grow and develop yourself in your chosen field.

The interest is the amount of payment that is given by the borrower to the lender of money, it is the excess amount that is paid for the use of money.

The amount of interest that Gertrude would pay is $2,908 to repay the total amount of the loan.

Interest is the monetary charge for acquiring money, and it is mostly shown as a percentage, such as an annual percentage rate (APR).

Interest is the excess amount that is paid by the lender to use his money on a certain percentage, and it is repaid with the amount of principal.

Computation of Interest:

Given that,

Principal(P) = $5,550,

Interest Rate(i) = 6.8%,

\(\text{i} = \dfrac{6.8}{12\times100}\\\\\text{i} =0.005667\)

Number of monthly Installments(n)= 10×12 = 120.

Here, we apply the formula of E.M.I (Equated Monthly Installment):

\(\text{E.M.I.}= \dfrac{P\times i\times (1+i)^n}{(1+i)^n-1}\\\\\\\text{E.M.I.}=\dfrac{\$5,500\times 0.005667\times (1+0.005667)^1^2^0}{(1+0.005667)^1^2^0-1}\\\\\\\text{E.M.I.}=\$63.29\)

Here, the total installments of the loan are 120,

then the amount of total payment would be:

\(120\times\$63.29= \$7,594\)

Then, the amount of interest that is paid on the loan would be:

\(\text{Amount -Principal}= \text{Interest}\\\\\$7,594.28-\$5,500= \$2,094.28\\\\\\\text{Interest}= \$2,094.28\)

Therefore, the total amount of interest that Gertrude has to pay is $2,097.28.

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Switzerland is much smaller than the united states but its population density is much greater. Although Switzerland's GDP is much smaller than the united states' GDP, its GDP per capita is slightly higher.

A country's Gross Domestic Product (GDP) per capita is calculated by dividing the GDP by the entire population. The table that follows ranks all of the nations in the world according to nominal GDP per capita and GDP at purchasing power parity (PPP) per capita. Therefore, a higher GDP per capita is frequently associated with excellent outcomes in a wide variety of areas, such as better fitness, more education, or even more lifestyle satisfaction. United States of America. The United States of America is a North American country and the strongest naval and economic power in the region. Likewise, its cultural influence is felt around the globe, mostly because to the popular culture that is reflected in music, movies, and television.

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A medium-income economy with a GDP per capita of $20,000 has a growth rate of 7%. calculate the economy's growth after 20 years. The economy's growth after 20 years is $80,579.

Given,

GDP per capita = $20,000

Growth rate = 7%

Time = 20 years

Calculation:

GDP growth after 20 yearsGrowth rate per year = 7%

Time = 20 years

Total GDP Growth Rate = 1.07^20

GDP Growth after 20 years = GDP per capita * Total GDP Growth Rate= $20,000 * 1.07^20= $20,000 * 4.02893= $80,578.60

Hence, the economy's growth after 20 years is $80,579.

GDP is defined as the measure of  the monetary value of final goods and services—that is, those that are bought by the final user—produced in a country in a given period of time (say a quarter or a year). It also counts all of the output generated within the borders of a country.

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Answer:

a supplier of funds, since the bank simply is an intermediary between those who want to borrow loanable funds and those who are willing to lend them (depositors).

Explanation:

A deposit money bank can be regarded as a financial intermediary that connects a supplier of fund to those in need of funds.

Deposit money banks practice what is known as fractional banking

Fractional banking is a banking system where a portion of customer's deposits is kept as reserves while remaining portion is lent out. The amount kept as reserves is determined by the required reserve ratio set by the Central bank.

If the required reserve ratio is 10% and $100 is deposited, reserves would be $10 and $90 would be lent out

Because profits are expressed in current dollars while assets and equity are expressed in historical dollars, profitability ratios are distorted by inflation. The assertion is accurate.

Profitability ratios are a class of financial metrics that are used to assess a company's ability to generate profits in relation to its revenue, operating costs, balance sheet assets, or shareholders' equity over time using data from a specific point in time.

The profitability ratio evaluates how consistently an organization can turn a profit in relation to its revenue, operating costs, and shareholder equity. The ratio should be as high as it can be because it shows how well-equipped the business is to consistently produce profits.

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The income tax entries and expense on the income statement depend on taxable income. Losses may result in deferred tax assets, while future income may require deferred tax liabilities

The entries for income taxes and the presentation of income tax expense on the income statement depend on the taxable income or loss for each year and the applicable tax rates.

For 2016, where there was a loss of $150,000, no income tax expense was recorded due to the absence of taxable income. However, a deferred tax asset (DTA) may need to be recognized if the company expects to offset future taxable income with the loss from 2016.

In 2017, with a pretax financial income of $90,000, the income tax expense would be calculated based on the applicable tax rate of 20% and recorded as an expense, while the income tax payable would reflect the tax liability.

In 2020, a loss of $60,000 was incurred, resulting in no income tax payable. However, a deferred tax liability (DTL) might need to be recognized if the company expects to generate taxable income in the future that can be offset by the loss from 2020.

It is important to note that the specific amounts for the deferred tax assets and liabilities cannot be determined without additional information, such as the enacted tax rates and the timing of future taxable income or deductions.

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Steps of the Writing Process:

The set of steps authors follow to create a final product is known as the writing process. The writing process has been characterized in a variety of ways by authors, teachers, and theorists, but it often involves prewriting, writing, and post-writing chores. The procedures that most authors follow to produce a polished piece of writing are referred to as the writing process.

Prewriting activities like brainstorming and planning are followed by drafting, revision for content, editing for mechanics, and publication. Writing, however, is more than just a process; it also serves as a gauge of your knowledge and your level of thinking, therefore the process must pause at key stages to allow for measurement.

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Main Answer (15-20 words): Efficient and effective supply processes are needed to optimize resource utilization and meet customer demands promptly.

Efficiency and effectiveness in supply processes are crucial for several reasons:

1. Resource Optimization: Efficient supply processes help minimize waste, reduce costs, and optimize resource utilization. By streamlining operations, eliminating bottlenecks, and improving productivity, companies can ensure that resources such as materials, labor, and time are utilized optimally. This leads to cost savings, increased profitability, and a competitive advantage in the market.

2. Timely Customer Demands: Effective supply processes enable companies to meet customer demands promptly and efficiently. By ensuring a smooth flow of goods and services from production to delivery, companies can minimize lead times, avoid stockouts, and enhance customer satisfaction. Efficient supply processes help in accurately forecasting demand, managing inventory levels, and coordinating logistics, all of which contribute to timely and reliable delivery of products or services to customers.

Additionally, efficient and effective supply processes contribute to other benefits such as improved agility, enhanced supply chain visibility, and better risk management. They enable companies to respond quickly to market changes, adapt to customer needs, and mitigate supply chain disruptions. By continuously evaluating and optimizing supply processes, companies can gain a competitive edge, drive growth, and build long-term customer relationships.

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your answer is D because i took the test a couple of days back

Answer:

"Carry Trade", is the right answer.

Explanation:

Laura is engaged in "Carry Trade" because the carry trade refers to the process to borrow from the country where the interest rate is lower and deposit the borrowed money in other countries in which the person earns more interest. Therefore, the process for borrowings and deposits from low and high-interest rates respectively is called the carry trade.

A 20-year bond was issued 5 years ago for RM900, and coupon rate is 5% annually. The current market price of the bond is RM850. Question: - Determine cost of debt at the time of issuance. 4.44 % - Determine the current cost of debt. 6.35%

Determine cost of debt at the time of issuance and current cost of debt.At the time of issuance, the cost of debt can be calculated using the following formula:

Cost of Debt = (Coupon Payment + ((Face Value - Current Market Price) / Years to Maturity)) / ((Face Value + Current Market Price) / 2)

Where,Coupon Payment = 5% of RM900 = RM45

Face Value = RM900

Current Market Price = RM900

Years to Maturity = 20 - 5 = 15

Cost of Debt = (45 + ((900 - 900) / 15)) / ((900 + 900) / 2)= 4.44%

Therefore, the cost of debt at the time of issuance is 4.44%.

The current cost of debt can be calculated using the following formula:

Current Cost of Debt = (Coupon Payment + ((Face Value - Current Market Price) / Years to Maturity)) / ((Face Value + Current Market Price) / 2)

Where,Coupon Payment = 5% of RM900 = RM45

Face Value = RM900Current Market Price = RM850

Years to Maturity = 20 - 5 = 15

Current Cost of Debt = (45 + ((900 - 850) / 15)) / ((900 + 850) / 2)= 6.35%

Therefore, the current cost of debt is 6.35%.

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Answer:

7

Explanation:

9867=7

Answer: The action button lets users play the audio file, the sound button will play an audio clip.

Explanation:

The action button lets users play the audio file once it is clicked or has a mouse over action over the assignment button. The sound button will play an audio clip that you have specified in the action settings dialog box.

Answer:

$5,000

Explanation:

5 RACKIES

Answer:

B,C,C,A

Explanation:i did it on edge 2021

His job is best described as​ an Audio and video equipment technician. They manage the electrical machinery used to produce radio and television shows, concerts, sound recordings, and movies.

Audio technicians sometimes referred to as sound technicians, set up sound and recording equipment, test it out, and make modifications to help with recordings and sound production. They typically work in radio, television, film, concert halls, and recording studios.

Technicians that work with audio and video equipment operate devices including mixing boards, microphones, and video screens. They capture conferences, sporting events, concerts, and meetings.

Establish, run, and maintain the electronic machinery required to collect, edit, and broadcast audio and video for radio or television programs. To control sound volume, signal strength, and signal clarity in incoming and outgoing broadcast signals, make appropriate adjustments.

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Based on the given information, Joe lives in the mixed economy, and he is interested in purchasing the private building.

A mixed economy is the system that combines the system of both the economy, means the combination of capitalism and socialism, is called the mixed economy.

This system defends private property and allows a degree of  freedom in economy in the use of capital.

But it also permits for governments to interpose in economic activities in order to accomplish social intents.

Therefore, in the above case, Joe lives in the mixed economy, and purchasing the private property.

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Answer:

Mixed economy and Private Property

Explanation:

I just got it right on the assignment :)

A government regulation that taxes production (and thus pollution) reduces the equilibrium quantity of the product and increases its price, leading to a decrease in pollution levels and potential improvement in welfare.

When the government introduces a regulation that taxes production, it aims to internalize the external costs associated with pollution. By imposing a tax on each unit of production that generates pollution, the government effectively increases the cost of production for producers. As a result, the supply curve shifts upward, leading to a higher equilibrium price and a lower equilibrium quantity in the market.

This decrease in production and consumption levels translates to a reduction in pollution as producers have a financial incentive to produce less or adopt cleaner technologies. The tax creates a market-based mechanism that encourages firms to consider the environmental consequences of their production decisions.

From a welfare perspective, the reduction in pollution can be seen as a positive outcome. Externalities, such as pollution, impose costs on society that are not reflected in the market price. By internalizing these costs through taxation, the government attempts to align private costs with social costs. As a result, society as a whole can experience a net gain in welfare, as the harmful effects of pollution are reduced.

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Answer:

A-Occupational Health and Safety Specialist

Explanation:

Occupational Health and Safety Specialist. Hence, option A is appropriate.

A state of complete physical, mental, and social well-being is referred to as health. A balanced diet and consistent exercise are necessary for a healthy life cycle. Additionally, one needs to maintain appropriate hygienic practices, live in a decent shelter, and get adequate sleep.

Your lifestyle should include a commitment to good health. A healthy lifestyle can aid in the prevention of chronic diseases and debilitating conditions. Your self-esteem as well as self-image depend on how you feel about yourself and how well you take care of your physical and mental well-being. Living a healthy lifestyle means taking care of your body.

Personal health is divided into five categories: physical, emotional, social, spiritual, and intellectual.

The WHO Constitution defines "health" as "a condition of complete physical, mental, and social well-being and not only the absence of disease or disability." Balanced health is based on five pillars: activity, diet, sleep, stress reduction, and social interaction. While we can borrow from or swap out part of the balance in one area for another, when we take too much of too many of these fundamentals, our general health begins to deteriorate.

Hence, option A is correct.

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The $25 per hour opportunity cost, which represents a lost best option, is $25.

What is an example of opportunity cost?

Time spent studying and money used for other purposes are the opportunity costs.Wheat is planted by a farmer;Planting a different crop or making a different use of the resources (land and farm equipment) is an example of the opportunity cost.

The value of what you must give up in order to choose something else is known as the opportunity cost in economics.

The value of what you lose when choosing between two or more options is called the opportunity cost.There are trade-offs in every option, and the opportunity cost is the potential advantages you will miss out on if you choose one path over another.

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Answer:

that does not make sense

Explanation:

that does not make sense

Answer:

An investment insurance, also known as universal life insurance, provided financial security as well as fiscal growth to the investor. It has two main features: an investment, and an insurance plan.

Explanation:

Investment insurance plans are a two-in-one insurance policy. You not only get a safety blanket, but also a profitable return on your investment. Under this type of insurance plan, when you pay your insurance premium, a part of it gets invested after a certain time period.

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Redlining was used to create broad support among racial minorities for suburban housing.

Redlining is a process that was used by the US government, the real estate industry, and financial institutions in the 20th century to discriminate against people of color, particularly African Americans, by denying them access to loans and other financial services that would enable them to buy homes or start small businesses.

Redlining is a discriminatory practice used by banks and other financial institutions to refuse or limit loans, mortgages, and other financial services to certain groups of people based on their location, race, ethnicity, or religion. Banks would literally draw a red line around certain neighborhoods on a map and refuse to provide loans or mortgages to people living in those areas. Redlining was used as a tool to create broad support among racial minorities for suburban housing. It had the opposite effect of creating equal opportunities in housing and small business loans. Instead, it created a cycle of poverty in many urban areas, where people were denied access to the resources they needed to start businesses or buy homes.

Redlining was also used to secure financial and educational resources among European Americans, as it allowed them to accumulate wealth and power while excluding people of color from the same opportunities.

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On December 31, 2021, the following pension-related data were available:Management has a noncontributory, defined benefit pension plan.The accumulated benefit obligation (ABO) for the pension plan at the beginning of the year was $1,100,000.

The projected benefit obligation (PBO) for the pension plan at the beginning of the year was $1,200,000.The fair value of plan assets at the beginning of the year was $1,000,000.Pension benefits paid by the trustee during the year were $50,000.Service cost for the year was $100,000.The settlement rate for the year was 10%.The expected return on plan assets for the year was $80,000.The amortization of prior service cost for the year was $25,000.

The amortization of net gain – AOCI for the year was $5,000.No contributions were made to the pension plan during the year.Prepare the 2021 journal entries to record pension expense, to record any 2021 gains and losses and the contribution to plan assets and benefit payments to retirees:General Journal:AccountTitles and ExplanationDebitCreditPension Expense(100,000)Cash(50,000)Benefit Payment(50,000)Gain or loss(20,000)OCI(20,000)

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Answer:

Bank of America (NYSE:BAC) has had its fair share of missteps over the past decade, but it's also had successes. Topping the list for the latter is the progress it's made in mobile banking, which has enabled the bank to slash operating expenses in its consumer banking segment.

You can get a sense for Bank of America's success in this regard by looking at the number of people who use its mobile application. In the most recent quarter, the bank boasted 19.6 million active mobile users. That's five times the number it had in 2009. To put this in perspective, Bank of America has 60 million total clients within 45 million households.

The impact on Bank of America's transaction mix has been dramatic. Mobile check deposits are up by a factor of 10 since 2012, and now account for 16% of all deposit transactions at the North Carolina-based bank. If you also factor in ATM transactions, two-thirds of Bank of America's deposit transactions are now automated. That compares to only 35% in 2009.

Explanation:

It's true. A contract is deemed concluded when all parties have rendered their services.

An agreement between two or more parties that they both agree upon that outlines specific legally enforceable rights and obligations is known as a contract. The transfer of commodities, services, money, or promises to transfer at a later time are common components of contracts. Victims of contract violations are entitled to legal remedies, such as withdrawal and damages.

A treaty is a legally binding agreement between parties in international law. The foundation of contract law, the area of law of obligations that deals with contracts, is the idea that contracts must be upheld. Like other areas of private law, contract law varies from jurisdiction to jurisdiction.

In general, contract law is practiced and administered in either a common law jurisdiction, a civil law jurisdiction, or a mixed jurisdiction that combines common law and civil law elements. Common law jurisdictions usually require consideration to be included for a contract to be valid, whereas civil and most mixed jurisdictions only require a disagreement between the parties.  

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Answer:

I'm lost and I don't understand your language

It can be seen from the solutions given that Cain's net income is $24,000.

Net income = Net cash provided by operating activities - Adjustments

= $35,000 - $6,000 - $10,000 + $4,000 + $7,000 + $4,000

= $24,000

Therefore, Cain's net income is $24,000.

Here is a breakdown of the adjustments:

To determine cash flow from operations, it is necessary to include the gain on equipment sales in the net income as it is a non-cash entry.

A rise in accounts receivable implies that customers are prolonging payment of their invoices, resulting in decreased cash flow from the company's activities.

The depreciation expense is classified as a non-cash expense, hence it must be included in the calculation of cash from operations by adding it back to the net income.

A decrease in inventory indicates that the company is experiencing faster turnover of its inventory, leading to increased cash flow generated by its operations.

A rise in prepaid expenses denotes that the company is channeling more funds towards prepaid expenditures like insurance and rent, implying a reduced cash inflow from its operational activities.

A decline in the amount of wages that the company owes indicates that it is not promptly compensating its workforce. Consequently, this implies that the company's operational cash flow is reduced.

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When such transactions involving long-term assets and current investments are put into the statement of cashflows, they are classified as Investing activities.

Investing Activities:

Long-term assets are fixed assets and current investments refer to those in other companies so these are considered investing activities.

In conclusion, these are investing activities.

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Functional structure.

A functional structure is a business structure that divides a company into departments based on their areas of expertise.

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