Assuming a reserve ratio of 20 percent, if a bank receives $100,000 in deposits how much can the bank loan out? A. $500,000 B. $80,000 C. $100,000 D. $20,000
Answers
Assuming a reserve ratio of 20 percent, the bank can loan out 80 percent of the $100,000 deposit, which is $80,000. Therefore, the correct answer is B. $80,000.
If the reserve ratio is 20 percent, it means that the bank is required to hold 20 percent of its deposits as reserves and can loan out the remaining amount.
To calculate the amount the bank can loan out, we can use the formula:
Loanable Amount = Deposits - Required Reserves
Given that the bank receives $100,000 in deposits and the reserve ratio is 20 percent:
Required Reserves = Deposits × Reserve Ratio
= $100,000 × 0.20
= $20,000
Loanable Amount = $100,000 - $20,000
= $80,000
Therefore, the bank can loan out $80,000 (option B) from the $100,000 in deposits, while keeping $20,000 as required reserves.
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Related Questions
Logan, Inc. Held 500 shares of treasury stock with a cost of $10 per share. In December, Logan sold 10 shares at $20 per share. The journal entry to record the sale of treasury stock using the cost method would include a (debit/credit) ________ to Treasury Stock in the amount of ________.
Answers
Answer:
Credit to treasury stock for $200
Explanation:
Based on the information given The Appropriate journal entry to record the sale of treasury stock would include CREDIT to treasury stock in the amount of $200
CREDIT to treasury stock $200
(10 shares at $20 per share)
(To record the sale of treasury stock)
When does the automatic 60-day extension period for qualified taxpayers impacted by federally declared disasters begin?
After the later of the earliest incident date, or the date the declaration was issued.
After the later of the date of the latest incident, or the due date of the current-year tax return.
Either the later of the date the loss was realized or the date of the incident.
Either the later of the date the first disaster occurred or the date the second disaster occurred
Answers
It begins after the later of the earliest incident date or the date the declaration was issued.
This extension is provided to assist taxpayers in recovering from the financial and logistical challenges they may face due to the disaster. It allows them additional time to gather necessary documents, reconstruct records, and fulfill their tax obligations without incurring late filing and payment penalties. The extension applies to various tax-related deadlines, such as filing tax returns, paying taxes, and submitting certain forms.
To qualify for this extension, taxpayers must reside in or have a business located within the disaster area declared by the Federal Emergency Management Agency (FEMA). Taxpayers who are not physically located in the disaster area but are affected by the disaster, such as relief workers, may also be eligible for relief.
It is important for taxpayers to remain aware of the disaster declaration date and the incident date, as the 60-day extension period will start from the later of these two dates. This ensures that the extension takes into account the full extent of the disaster and its impact on the affected community.
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when two vice-presidents disagree on a company personal email policy, where one wants to ban it completely and one wants to continue with allowing personal emails; what conflict response pattern would be the most appropriate?
Answers
Conflict can be defined as the situation or circumstances where the differences between two people, groups or individuals and groups remain unsettled or ambiguous.
Competing means being assertive to prove your point right without cooperating with the other party. This approach is appropriate in emergency situations and people are ready to support your decision. Conflict can be defined as the situation or circumstances where the differences between two people, groups or individuals and group remain unsettled or ambiguous.
Conflict can be defined as the situation or circumstances where the differences between two people, groups, or individuals and groups remain unsettled or ambiguous. Conflict can be defined as the situation or circumstances where the differences between two people, groups or individuals groups remain unsettled or ambiguous.
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Based on the information in the article, which title would be most appropriate?
Answers
Answer:
Common evaluation criteria include: purpose and intended audience, authority and credibility, accuracy and reliability, currency and timeliness, and objectivity or bias.
Explanation:
Answer: second one
Explanation: your welcome
a company recorded a total of $1,200 in depreciation. if $900 is for manufacturing equipment and $300 is for office equipment, a total of $ will be recorded as an expense.
Answers
The total amount recorded as an expense will be $1,200. Depreciation is an accounting method used to allocate the cost of an asset over its useful life.
In this case, the company recorded a total of $1,200 in depreciation, with $900 allocated to manufacturing equipment and $300 allocated to office equipment.
To find the total amount recorded as an expense, we add up the depreciation for both manufacturing equipment and office equipment. Therefore, the total amount recorded as an expense will be $900 + $300 = $1,200. This means that the company's financial statements will reflect a $1,200 expense due to the depreciation of their assets.
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please help me answer these questions
Answers
Answer: See explanation
Explanation:
1. Inelastic demand occurs when a change in price doesn't really have an effect on the quantity of the goods demanded. Examples of products with inelastic demand are salt and prescription drugs.
2. Elasticity for demand helps in the determination of the prices of factors of production. It is also vital in knowing how price changes will affect the revenue of the firm.
3. Normal goods are the goods that when income increases, the demand for them increases as well e.g. household appliances
For inferior goods, when Income increases, their quantity demand reduces. These are common with extremely cheap products.
Jerome is developing an ad for three properties he has listed in an upscale community. He wants to keep it short and simple. Which of these would NOT trigger full disclosure under TILA?
O Get a low 4.925% APRO Get a low 4.295% APRO Get a low 3.925% APRO Get a low 3.295% APR
Answers
Jerome is developing an ad for three properties he has listed in an upscale community. He wants to keep it short and simple. Among the given options, the statement that would NOT trigger full disclosure under TILA is "Get a low 4.295% APR".
TILA stands for the Truth in Lending Act, which is a United States federal law that protects consumers in credit transactions by compelling lenders to disclose all terms and costs in writing. Any credit terms provided to the client must be completely disclosed under this law.
When consumers shop for a mortgage loan, they compare the Annual Percentage Rate (APR) of various lenders to determine the best deal. The APR is a calculation that includes both the loan's interest rate and the costs of borrowing. As a result, if any loan terms or fees are advertised in the ads, they must be fully disclosed.
The option "Get a low 4.295% APR" will not trigger full disclosure under TILA. The lender must adhere to TILA's disclosure requirements while advertising the loan terms.
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in the base year, what can we say about real gdp and nominal gdp?
Answers
In the base year, we can say that nominal GDP and real GDP are equal, but in subsequent years, real GDP provides a better measure of economic performance by adjusting for inflation.
In the base year, the inflation rate is zero, which means that the nominal GDP and real GDP are equal. This is because the prices of goods and services in the base year are used to calculate both nominal and real GDP. Therefore, in the base year, we can say that nominal GDP and real GDP are equal.
However, in subsequent years, as prices change, there will be a difference between nominal GDP and real GDP. This difference is due to inflation, which causes the prices of goods and services to increase over time.
As a result, nominal GDP will tend to overstate economic growth, while real GDP will provide a more accurate measure of economic performance by adjusting for inflation.
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Please help for brainliest
Answers
Answer:
C balance
Explanation:
it shows balance when you withdraw money
How can an employee best help to maintain a positive work environment?
ОА.
Avoid interacting with other staff members.
OB.
Focus on the good things.
O C.
Socialize every evening with other staff members.
OD.
Maintain good relations with the management.
Answers
D. Maintain good relations with the management.
Answer:
it is (C)
Explanation:
oligopolies are difficult to analyze because
Answers
Sorry if it’s too complicated
This is for my NJROTC class! Pls help!
Answers
Answer: Option 1
Explanation:
Answer:
option1
Explanation:
one problem with the use of the polygraph to detect lying is that the test
Answers
Answer:
the person may be nervous, causing the test to be invalid
what are some common tasks performed by Psychiatrists? (Select four options)
A administering first aid and life support care
B collaborating with other medical professionals
C maintaining patient information and records
D developing diagnostic imaging techniques
E prescribing, directing, or administering psychotherapeutic treatments or medications
F analyzing and evaluating patient data or test findings
Answers
Answer:
B, E and F and explanation I share you other thought about it
Explanation:
Psychiatrists are medical doctors who specialize in the treatment of mental health conditions. Some common tasks performed by psychiatrists include:
Conducting initial evaluations and assessments to diagnose mental health conditionsPrescribing and managing medications to treat mental health conditionsProviding individual, family, or group therapy to help patients manage their mental healthDeveloping and implementing treatment plans for patientsCollaborating with other healthcare providers to coordinate care for patientsProviding crisis intervention and support to patients experiencing mental health emergenciesConducting research to advance the field of psychiatry and improve treatment options for patients.The act that prohibits hacking, the use of cookies, creating viruses, or using click-stream data to obtain personal
information about individual computers that surf the Web:
Answers
Answer:
ECPA
Explanation:
The Electronic Communications Privacy Act prohibits all of those things specifically, according to the Business Law Edge lesson.
Which one of the following costs should NOT be considered a direct cost of serving a particular customer who orders a customized personal computer by phone directly from the manufacturer? the cost of the hard disk drive installed in the computer the cost of shipping the computer to the customer. the cost of leasing a machine on a monthly basis that automatically tests hard disk drives before they are installed in computers. the cost of packaging the computer for shipment.
Answers
The cost of leasing a machine on a monthly basis that automatically tests hard disk drives before they are installed in computers should NOT be considered a direct cost of serving a particular customer who orders a customized personal computer by phone directly from the manufacturer.
What are direct costs?Direct costs are costs that can be explicitly identified with a specific object, such as a product or service. Direct costs can be classified into raw materials, direct labor, and manufacturing overhead costs. They are classified as variable costs because they are directly proportional to the amount of output produced by the business.
Direct costs are also referred to as prime costs, and they are directly proportional to the amount of goods manufactured by the business.Direct costs of serving a particular customer who orders a customized personal computer by phone directly from the manufacturer are the cost of the hard disk drive installed in the computer and the cost of shipping the computer to the customer.
Cost of packaging the computer for shipment is also a direct cost because it is related to the shipment of a customized personal computer by phone directly from the manufacturer.
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How creamy is creamy
Answers
Answer:
creamy
Explanation:
Answer:
c r e a m
Explanation:
Fiat money Select one: a. has no intrinsic value. b. is any close substitute for currency such as checkable deposits. c. is a medium of exchange but not a unit of account. d. is backed by gold.
Answers
Answer:
is a medium of exchange but not a unit of account
lisa has decided that with the three hours in between classes she can do one of 3 things. she has ranked her choices, from highest to lowest as, (1) hang out with her friends, (2) study economics or (3) take a nap. the opportunity cost of hanging out with her friends is: group of answer choices the value of taking a nap the value of hanging out with her friends. the value of studying economics. the combined value of studying economics and taking a nap. zero since she does not pay her friends to hang out with her.
Answers
Lisa has ranked her choices, from highest to lowest, as (1) hang out with her friends, (2) study economics or (3) take a nap. The opportunity cost of hanging out with her friends is the value of studying economics.
Opportunity cost refers to the benefits that could have been achieved if the money, resources, or time that was spent on one thing was used on something else that would have provided a higher return.
The true cost of an economic option or decision is the opportunity cost. The value of the opportunity cost of hanging out with her friends is the value of studying economics.
Lisa's best option for utilizing her 3 hours is to study economics since this is the most valuable use of her time. She could hang out with her friends or take a nap, but the opportunity cost of doing so is the value of studying economics.
So, the opportunity cost of hanging out with her friends is the value of studying economics.
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Why is it important to be extremely careful when completing your 1040 form?
1. The 1040 form determines whether you owe additional taxes or are entitled to receive a refund from the government
2. Mistakes on your 1040 form make you ineligible for employment during the next year
3. Making even one mistake on your federal taxes can result in your being convicted of a crime
4. Completing the 1040 incorrectly will mean the wrong amount of taxes will be withheld from your paychecks going forward
Answers
Your ability to receive a government refund or additional tax obligations is determined by the 1040 form. If the 1040 is filled out incorrectly, the erroneous amount of taxes will be deducted from your paychecks moving forward.
What does it mean to "determine"?
to discover or decide upon through research, analysis, or computation. The solution to the issue should be found.
to definitively determine (something), especially on the basis of facts or evidence: to establish (something) precisely or with authority. The town has finally established who owns the property.
When describing someone who is motivated to do something and won't let anything stand in their way, use the adjective resolute.
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denominator hours for may 15,000 actual hours worked during may 14,000 standard hours allowed for may 12,000 flexible budget fixed overhead cost $ 45,000 actual fixed overhead costs for may $ 48,000 what is the fixed overhead spending (budget) variance for may?
Answers
The fixed overhead spending variance for May can : Fixed Overhead Spending Variance = Actual Fixed Overhead Costs - Budgeted Fixed Overhead Costs. We can plug in the values. Actual Fixed Overhead Costs for May = $48,000, Budgeted Fixed Overhead Costs May= $45,000, Fixed Overhead Spending Variance = $48,000 - $45,000 = $3,000 .
Overhead costs are indirect costs that cannot be directly attributed to a specific product or service. They include expenses such as rent, utilities, depreciation, insurance, and salaries for support staff. These costs are necessary for the operation of a business but are not directly related to the production of goods or services. Overhead costs can be allocated to products or services based on a predetermined allocation method, such as direct labor hours or machine hours. Managing overhead costs is important for businesses to ensure that they remain competitive and profitable.
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Apple used easy-to-open, clean-lined, well- designed packaging for all of its products. It is one of the distinguishing marks of its branding. By designing and creating such distinctive and pleasing packaging, what does Appel inspire in its customers?
Answers
Brand loyalty is what apple does by well- designed packaging for all of its products. It is one of the distinguishing marks of its branding.
What is meant by design packaging?Form, structure, materials, color, imagery, typography, and regulatory information are all connected with auxiliary design aspects in packaging design to create a product that is fit for marketing.
However, there are a lot of factors to consider when creating a packaging because design must have a purpose. It must safeguard what's within. It must make storage and distribution simple. On a shelf stacked with other products, it must advertise who it is and bring attention to itself.
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Tell me 3 characteristics of money?
Answers
1.) durability
2.) acceptability
3.) scarcity
4.) portability
5.)divisibility
6.)uniformity
choose any three u want! :)
Characteristics of Money.
Answer:
(a) Divisibility
(b) Limited supply
(c) Durability
More:
(d) Portability
(e) Acceptability
(f) Uniformity
These are the characteristics of money.
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In July 1999, the average price of gasoline was $1.197 per gallon in the U.S. By July 2008, the average price of gasoline was $4.114 per gallon. Assuming the price continues to increase linearly, determine an appropriate model for the price per gallon of gasoline x years after July 1999. Interpret the y-intercept, then use the model to predict the price of gasoline per gallon in July 2025.
Answers
Using this linear model, the predicted price of gasoline per gallon in July 2025 would be approximately $9.613.
To determine an appropriate model for the price per gallon of gasoline x years after July 1999, we can use the linear equation:
price = mx + b
where x represents the number of years after July 1999, m is the slope (rate of increase), and b is the y-intercept.
We can calculate the slope (m) using the given data:
m = (price2 - price1) / (year2 - year1)
= ($4.114 - $1.197) / (2008 - 1999)
= $2.917 / 9
= $0.3241
Using the slope, we can determine the equation for the price per gallon of gasoline:
price = 0.3241x + b
To find the y-intercept (b), we can substitute one of the data points:
$1.197 = 0.3241(0) + b
b = $1.197
The equation for the price per gallon of gasoline x years after July 1999 is:
price = 0.3241x + $1.197
To predict the price of gasoline per gallon in July 2025, we need to calculate the number of years since July 1999 (x = 2025 - 1999 = 26):
price = 0.3241(26) + $1.197
price = $8.4166 + $1.197
price ≈ $9.613
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Business-level strategies detail commitments and actions taken to provide value to customers and gain competitive advantage by exploiting core competencies in?.
Answers
Business-level strategies detail commitments and actions taken to provide value to customers and gain competitive advantage by exploiting core competencies in the selection of industries in which the firm will compete.
Business level strategies are the coordinated set of moves and actions taken with the intention of providing consumers with value and establishing a competitive advantage for the organization in the specific product or service market by leveraging its core capabilities. It demonstrates the company's standing on the market in against its rivals.
Organization's positioning in your industry and the route of your earnings will be established by your business level strategy. It will also have an effect on how well you can cater to your client.
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It is a strong drive to achieve goals and objectives through focus and proactive follow-through.
a.
Consistency
b.
Coordination
c.
Competence
d.
Commitment
Answers
Answer:
C
Explanation:
Competence gives you the ability or skill to do something
Look for _____ in research information showing preferential treatment or consideration regardless of legitimate reasoning.
credibility
relevance
bias
additional sources
Answers
Answer:
bias
Explanation:
bias is the true anwer
your first attempt at innovation has resulted in only slightly increased sales for swazzi. in your meeting with the ceo, what will you recommend?
Answers
I will recommend conducting a thorough analysis of the innovation's performance and exploring additional strategies to drive significant sales growth for Swazzi.
What steps should be taken to boost sales growth for Swazzi after an initial innovation attempt?
In the meeting with the CEO, I would recommend conducting a comprehensive evaluation of the first innovation's impact on Swazzi's sales. This evaluation should include an analysis of key metrics such as revenue, market share, customer feedback, and competitive landscape. By understanding the specific factors contributing to the slight increase in sales, we can identify potential areas for improvement and formulate effective strategies to drive significant growth.
Based on the analysis, it may be necessary to refine the existing innovation or explore new avenues for product development or marketing. This could involve gathering additional customer insights, conducting market research, or seeking feedback from sales teams and key stakeholders. By leveraging this information, we can identify opportunities to enhance the innovation's value proposition and address any gaps that may be limiting its impact on sales.
Additionally, it is important to consider the broader market conditions, competitive landscape, and emerging trends. This will help in identifying potential opportunities for differentiation, targeting new customer segments, or adapting the innovation to align with evolving customer needs.
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QUESTION 2 of 10: Your Maitre'd's starting salary is $38,000/year. You have promised her an 8% raise per year for her first 5 years. What yearly salary be after 5 years? a) $23,725 b) $42,114 c) $49,189 d) $55,834
Answers
Answer:
D) 55,834
Explanation:
Garry called in a food order to feed his sales team. when he arrived to pick up, it was not what he ordered. the store associate quickly made it right, and offered a substantial discount to make up for the mistake. there was no need to check with the supervisor, and garry was satisfied with the result. what aspect of good customer service was in place
Answers
The aspect of good customer service that was in place is employee empowerment.
How does employee empowerment help customer service?When employees are sufficiently empowered to make decisions on their own, they can act faster to remedy issues arising with customers.
This is what happened with the store associate. Because they had to power to deal with Garry's issue fast, there was no need to involve management and the issue was dealt with.
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