What is your assessment of Cracker Barrel’s performance over time?Cracker Barrel’s performance was highly successful from 2002 to 2007, according to the case study. However, following the recession and the years that followed, the company’s performance fell short of expectations.
Do you agree with Biglari’s critique of the company’s performance?Yes, I agree with Biglari’s critique of Cracker Barrel's performance. Sardar Biglari, who owned 10% of Cracker Barrel, was dissatisfied with the company’s performance and proposed better financial reporting and strategic changes. Do you agree with Biglari’s choice of peer companies The investor’s choice of peer companies in the restaurant industry was questionable, according to some people.
Biglari, according to some observers, did not compare Cracker Barrel to similar businesses, and the businesses he suggested were not comparable in terms of business model and size. Imagine the new CEO hires you as her advisor. What suggestions would you have to improve the performance of the company Here are some recommendations for Cracker Barrel, which the new CEO could consider to improve the performance of the company:Improving customer experience: Cracker Barrel must concentrate on enhancing customer experience. It must upgrade its restaurants, expand its menu, and invest in customer service to win back lost clients. Marketing and Promotions: Cracker Barrel must develop more effective marketing and promotion strategies that are appropriate for different demographics to enhance brand recognition and attract new clients.
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· Hope's contribution to her RETIREMENT plan...
a. is a post-tax contribution on which she pays federal income taxes
b. is pre-tax and therefore not included in federal income taxes
c. Is a contribution to her Social Security
d. is taxed at a rate of 15%
Based on Hope's check, her contribution to her RETIREMENT plan b. is pre-tax and therefore not included in federal income taxes.
What does the check say?The check notes that Hope's retirement contribution is not included in her federal taxable income.
This means that the contribution is paid pre-tax and will not be liable for federal income taxes. She will most probably pay taxes on the retirement fund when she withdraws from it.
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Being financially responsible is no easy task for any age, but it is certainly the best choice for everyone to follow. One of the first steps to being responsible is to plan a budget for your income and spending This will help you learn to manage your money. Anyone can make a budget plan by listing all fixed expenses for the month, then determining variable expenses, and, finally, planning for miscellaneous expenses. You should know your income-to-debt ratio in order to determine how much money you actually have and how much money you actually spend. It is important to track your spending by making a list and then avoiding impulse purchases. Putting aside some money for savings for emergencies and future goals is crucial to being financially responsible
Another important goal is to use credit wisely and make all payments on time. When borrowing money, you should shop around for the best interest rates and choose wisely by reviewing all the terms and conditions of the loan or credit card. Remember to only charge and borrow what you can afford to repay, not what you are offered in a loan or credit limit. Always use discipline in your borrowing, and be committed to paying back your loans in a timely manner.
You can have control over your finances if you take the right steps. If you do get into trouble with managing your money, there are ways to take back control. There are people and resources to guide you in becoming financially responsible, even if you have made some poor decisions.
OBJECTIVES
Calculate credit card payments at various interest rates.
Identify the three Cs of creditworthiness.
Examine credit scores.
Develop plans for becoming financially responsible.
Compare renting to owning a home.
Before You Begin
Examine the Prompt
Many adults make poor choices about credit and financing. In order to understand smart choices and the results of poor choices, you will complete a research project comparing three people and their circumstances. You will identify, calculate, and project credit-card debt, payments, and mortgage rates. You will write a five hundred word essay comparing the three people, their particular circumstances, and your projected advice.
Directions
Meet Gary. He has a great credit score and little credit card debt, with only two cards and owing $2,000 on each with a 10% interest rate. He has been working at his current job for four years with a steady income.
Meet Greg. He has a good credit score and some credit card debt, with five cards owing $2,000 on each. He has reached the maximum limit on two of them, but one is late, regularly costing him additional late fees. All have a 12% interest rate. He has been working at his current job for a year.
Meet Bob. Meet Bob. He has a bad credit score and high credit-card debt, with seven cards, owing $4,000 on each. He has reached the maximum limit on five of them, but all are late each month, costing additional late fees. All have a 15% interest rate. He has had six jobs in the past two years but has been working at his current job for three months.
Part I.
Assign a credit rating number to each person.
Explain why each person has a certain credit rating.
How can each person improve or maintain that credit rating?
Estimate the monthly credit-card payments for each of these people.
How can each person become more responsible?
Write a plan of improvement for each person.
Part II.
Each person wants to buy a home. Why should each person buy and not rent? Find each one a $200,000 house to purchase, using a local real-estate listing. What would the interest rate be for each? What would the monthly mortgage payment be? Why is each a different amount?
Part III.
Summarize the results of your research, and explain why it is financially responsible to make wise choices, using these three people as examples.
Prompt
Write a five hundred word essay answering all the questions about the three scenarios. Be sure to discuss the creditworthiness of each person, as listed below.
the credit card problems and payments
the suggestions for having better credit
the mortgage and house choices for each
the final summary comparing each person's credit story
Rubric
Answer:
Jesus christ
Explanation:
That was the longest prompt ive ever read
Answer:
This is what I put
Gary: score of 650
Greg:440
Bob:220
Explanation:
To improve their credit score they would have to join a credit union , they help because they typically charge lower fees but if the credit score is too bad then even they wont help. First thing would be to pay all the bills on time.
If Gary payed off his debt in 12 months or 1 year he would have to pay a minimmum$352 a month for 12 months.
In order for Greg to pay off his he's going to have to pay 888 a month for 13 months in order to pay off his debt but then he a;;so has to pay off his late fees so probably around almost 2 years until he can start working on his credit.
Bob would probably have to pay 666 a month in his current situation for 5 years in order t pay off his debt but then he also has the late fees so maybe around 6-6.5 years until he can start building his credit.
so its best for all of them to get rid of all their credit cards but more than 2 is deadly they can work on paying stuff on time.
If they all wanted to buy a home it would be better than renting because at least they wouldn't have to pay every month for rent cost along with the debt they all already owe, but even buying a home is dangerous because if they cant buy it all at once they are in debt on paying for the house along with everything else they are in debt for.
They chose not to pay for everything they were in debt for already at the time the bills were due and because of that its going to cost more than before because the longer you wait the more you will owe, all because they hold off on their payments. hence why it's deadly because again the longer they wait the more money they have to give, leaving them in bad debt and no money to help pay their fees and bills.
Can anybody help me please? :)
According to O*NET, what is the most common level of education required for Nursery and Greenhouse Managers?
master’s degree
bachelor’s degree
associate degree
high school diploma or equivalent
Answer:
bachleor's degree
Explanation:
hope this helped
it’s B
i hope it helps
2. A flexible tape with different type of measurements essential for taking
body measurements.
a. ruler
b. yard stick
c. hem gauge
d. tape measure
Can someone pls solve 2.10 for me ?
Answer:
A, B, F
Explanation:
Why is it good to be organized?
Answer:
its good to be organized to feel like you have your life together. it makes it easier to find things and makes you feel less stressed and anxious when the area youre in is organized and clean
Because when you are organized things are easier, you have an organized sleep schedule and your school things and papers are organized so it's easier to know where everything is. Also when you are organized you'll notice some things would run smoother than it would when you aren't organized. But you have to want to be organized.
which aspect of sarbanes-oxley has created severe difficulties for businesses? a.the law's whistle-blower protections b.the creation of the public company accounting oversight board c.the cost and difficulties of compliance d.the law's aim to hold ceos accountable
The Sarbanes-Oxley Act , a piece of federal legislation, created stringent financial and auditing standards for publicly traded firms. To assist shareholders be protected, lawmakers created the legislation.
Which components of the Sarbanes-Oxley Act relate to governance the most?The act established new regulations for corporations, such as raising the bar for auditors to avoid conflicts of interest and reassigning accountability for the thorough and accurate management of financial reports.
Which Sarbanes-Oxley Act drawbacks are there?With SOX, the demand for auditors from public firms grew, decreasing the number of auditors available to private businesses and organizations. Due to this, private businesses applying for bank financing saw a reduction in the usage of independent auditors, and audit fees for nonpublic corporations rose noticeably.
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A Sign That Ethics Has Become A Primary Concern For Boards Of Directors Is That Multiple Choice Directors Area. More Often Chosen For Their Political Connections Than For Their Expertise b. Modern Executive Compensation Is Closely Linked To The Firm's Employee Retention Rate. C. Poor Financial Performance Is The Most Common Reason For CEOs To Be Fired Saved Help
Modern executive compensation is closely linked to the company's employee retention rate.
To elaborate: Ethical behavior toward employees is one of the primary responsibilities of the Board of Directors. They shouldn't be fired for little things. They should be given a chance to grow and develop.
2. the environment in which a manager works In addition to their social and ethical responsibilities, managers need to be aware of the environment in which they operate. If the business is to be viable and successful in the long run, they must take into account all of these factors.
What does "Board of Directors" mean?A board of directors is a group of people who represent the interests of shareholders. In addition, it offers advice to an organization's chief executive officer and executive team. A board provides general oversight of operations without getting involved in the day-to-day operations.
The hiring of the company's CEO or general manager and the evaluation of the company's overall strategy and direction are the board of directors' primary responsibilities. The CEO or general manager is responsible for hiring all other employees and overseeing the business's day-to-day operations.
The majority of the board of directors consists of the chief executive officer and occasionally other senior managers, as well as board members who are not otherwise associated with the company. The most common definition of an inside director is an employee of the company, though significant shareholders may also be included from time to time.
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Marco owns a retail store. Although he is buying his fall line of merchandise now, he won't actually pay for the merchandise until later. This is a type of short-term funding known as
The type of short-term funding used by Marco is known as Trade credit.
Trade credit refers to an arrangement to purchase goods or services on one's account with a promise to make cash or cheque payments at a specified of future date.
Trade credit is very important in business because the buyer will not need to pay immediate cash for purchase of goods, rather, the repayment can be made when he/she sells the goods.
Therefore, the type of short-term funding used by Marco is known as Trade credit
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how do you find your claimant id number for unemployment
Answer:
The Claimant ID can be found in the upper-right of the UI Finding letter, as well as other letters received from IDES. Fraud victims can use the information from a fraudulent UI Finding letter to report the case to IDES.
Explanation:
hope this helps you if it does please mark brainliest
If a country's birth rate is 15 per 1,000 population per year and the death rate is 10 per 1,000 population per year, what is
the annual population growth rate?
5 per 1,000
10 per 1000
15 per 1,000
25 per 1,000
can i doit without pay
Answer:
what?
Explanation:
rue or false: Volume variances are due to the difference between expected production and actual production and, therefore, never need to be investigated.
False.
Volume variances can result from factors other than differences between expected and actual production, and thus, they may need to be investigated.
For example, volume variances can also be caused by changes in product mix, changes in customer demand, changes in inventory levels, and changes in the production process.
Investigating the underlying causes of volume variances can help identify areas where improvements can be made, and can lead to better decision-making in the future.
Therefore, it is important to investigate volume variances to gain a deeper understanding of the factors that impact production and sales.
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The _____ is a piece of U.S. legislation that raises executive and board responsibility and ties criminal penalties to certain accounting and financial violations.
Answer: Sarbanes-Oxley Act
Explanation:
In the wake of the accounting scandals that rocked the world in the early 2000s from companies like WorldCom and Enron, the U.S. Government passed a law that was aimed at ensuring that such an event would not repeat itself.
The Act was the Sarbanes-Oxley Act which was passed in 2002 and amongst other methods, it aimed to protect investors in a company from accounting misstatements by raising executive and board responsibility and also tying criminal penalties to certain accounting and financial violations.
Erica's Country Furniture sells wooden chairs for $179.49. It buys the chairs from a craft shop for $87.49 each. Its overhead rate is 28%. What is the net profit rate for each chair?
Answer:
60.28%
Explanation:
The selling price per chair = $179.49
buying price per chair = $87.49
the overhead rate is 28%
Actual overheard = 28% x $87.49
=28/100 x 87.49
=0.28 x 87.49
=$24.4972
total cost price per chair = $87.49 + $24.4972
=$111.98
profit per chair
= $179.49 - $111.98
=67.51
Profitability rate = 67.51/111.98 x 100
=60.28%
A student used material that was copyrighted but without penalty. Although age is not a guarantee, at what age is most material in the public domain? it must be years old.
A student used material that was copyrighted but without penalty. Although age is not a guarantee, at what age is most material in the public domain must be 50 years old.
Is the word "copyrighted" accurate?
Always use copyrighted content. Both as a verb and an adjective, it is this word's usual form. Copyright, the term that goes along with it, is essentially the ability to copy something. Consider the "w" in copywritten to be the letter "w" for incorrect.My work is copyrighted, is that correct?
A copyright notice is a voluntarily added statement to your work stating that it is owned by you and protected by copyright law. Giving notice to possible infringers is the purpose of a copyright notice. serve as proof of intentional infringement.
The full question was
Allison would like to find all records that are in stock. In her database, she has a field named "in stock." When the item is in stock, a "yes" appears. What should Allison do?
Conduct a query and set the criteria as =yes.
Conduct a query and set the criteria to >2.
Locate each record and check each one.
Sort the records in ascending order by item number.
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Is the sentence “It doesn’t matter if people come to work on time.” true or false?
Answer:false
Explanation:
on a health insurance application a signature is required from all of the following except The agent b. The insured c. The policyowner (if different from insured) d. All of the above
A signature is required from all parties involved in a health insurance application, except for the agent. The correct option is a.
The agent is the individual who assists with the application process and provides guidance on selecting a policy. However, they do not have a direct stake in the policy's ownership or coverage. The insured, or the person who will be receiving medical benefits under the policy, must sign the application to verify their agreement to the terms and conditions outlined in the policy. If the policy is owned by someone other than the insured, such as an employer or family member, that individual must also sign to acknowledge their ownership of the policy. In summary, the agent is not required to sign the application, but all other involved parties must provide their signatures.
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If a customer makes a partial payment of $100 on a service for which you have already billed him, you would record this transaction into the accounting equation by:____.
If a customer makes a partial payment of $100 on a service for which you have already billed him, you would record this transaction by increasing cash and decreasing accounts receivable.
The accounting equation is a fundamental accounting concept and a crucial part of the balance sheet. The calculation looks like this:
Assets = Liabilities + Shareholder’s Equity
This equation highlights the balance sheet's structure and lays the groundwork for double-entry accounting, also referred to as double-entry bookkeeping. In a double-entry accounting system, every transaction affects at least two accounts.
The balance sheet's foundation is the accounting equation. The statement of financial position and balance sheet are both financial statements. Assets, Liabilities, and Shareholder's Equity are the three main sections of the balance sheet, along with their various underlying components.
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Which of the following is a style trend?
A. An increase in the population of young parents in a neighborhood
B. The popularity of a new type of jeans
C. An increased concern for protecting the environment
D. The popularity of cell phones that can access the Internet
What does an exchange rate tell you?
A. How many products have been exchanged between two different countries
B. The number of people in one country in comparison to another country
C. How much one unit of currency is worth when converted to another currency
D. The speed that people are buying a specific type of product
Answer:
C. How much one unit of currency is worth when converted to another currency
It tells you: C. How much one unit of currency is worth when converted to another currency.
DeShawn formed a hiring committee for his advertising company. Six employees (including two managers) met to discuss applicants and select the finalists for a copywriter position in the public relations department. Although the head of public relations would have the final nod on the candidate that would ultimately be hired, the evaluative work of the committee was very important because they sent forward a candidate they believed would be a good work colleague, and their input facilitated the ultimate decision. In setting up this type of hiring process, the head of public relations was utilizing a(n) __________ style of leadership.\
The head of public relations utilized a leadership style called democratic or participative style.
The democratic leadership encourages the active participation of the members of the hiring committee, who select the finalists for the position.Decision-making is shared between the hiring committee and the head of the public relations department. The hiring committee carries out candidates evaluations to guide the final decision by the head of the department.As the direct opposite of the participative or democratic leadership style, the autocratic style does not encourage the committee to decide the final candidate for the position.Thus, a democratic leadership style is participative and encourages input from members of the selection group.
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Some HR workers investigate possible company violations. Why is it important for these workers to reserve judgment and be impartial? Explain in your own words. Then, imagine a situation in which someone may NOT reserve judgment and/or may NOT be impartial. Describe that situation.
To ensure a fair and impartial investigation, HR employees investigating potential company violations must reserve judgment and remain impartial.
Why is it critical for these employees to exercise impartiality and reserve judgment?HR professionals can gather all relevant data, facts, and evidence if they are impartial, and then evaluate it without having any preconceived notions or personal biases. They are able to make sound decisions using this strategy rather than relying on their own irrational thoughts or feelings to make decisions.
A situation in which the HR worker conducting the investigation is personally connected to or has a close relationship with the accused party could indicate that the individual may NOT reserve judgment or be impartial.
In such a scenario, the HR employee may feel compelled to safeguard their friend or coworker, which may result in a biased investigation and a result that does not accurately reflect the situation. The HR department's impartiality and integrity could be questioned in this scenario, which would jeopardize the investigation.
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Match the financial institution with its definition.
1. Brokerage Firm
2. Credit Union
3. Bank
a. An organization chartered by either the state where it is headquartered or by the federal government.
b. A non-profit company that is owned by its stockholders and provides checking accounts and other financial services.
c. A business where stocks, bonds or mutual funds are sold. They can be found in your hometown or on the internet.
Answer:
1. C
2. B
3. A
Explanation:
a. Bank: An organization chartered by either the state where it is headquartered or by the federal government.
A bank is said to be federally chartered when it is appropriately authorized and regulated by the federal government of a country with recourse to statutory laws but not the state government. Some examples of federally chartered banks are Wells Fargo Bank, Bank of England, Swiss National Bank, Citizen National Bank, Bank of Japan, PNC Bank, First National Bank, U.S. Bank, Reserve Bank of Australia, etc.
b. Credit Union: A non-profit company that is owned by its stockholders and provides checking accounts and other financial services.
A credit union can be defined as a non-profit making financial cooperative that is typically controlled by its members (employees, church groups, labour unions etc) and it is saddled with the responsibility of providing financial services like the traditional banks.
Generally, the profit made from the amount of money that is being deposited by the members of a credit union are usually returned to the members as a form of better interest rates. Some examples of credit unions are SchoolsFirst Credit Union, New York University Federal Credit Union, Consumers Credit Union, etc.
c. Brokerage Firm: A business where stocks, bonds or mutual funds are sold. They can be found in your hometown or on the internet.
Why is it important for a company to have structure?:
Answer: Organizational structure provides guidance to all employees by laying out the official reporting relationships that govern the workflow of the company. A formal outline of a company's structure makes it easier to add new positions in the company, as well, providing a flexible and ready means for growth.
Explanation:
Techno City Firm is an accounting firm that specialize in other financial tasks, such as tax, management consulting etc. This company built a website that allows clients and staff to communicate. This website allows users to access and enter the personal data. However, crackers broke into the server and later retrieved database information. Included in the theft of data was staff and client's information from chat room questionnaires. a) Based on what you know, how do you explain Cybercrime with examples? 4 Marks b) Briefly explain the FOUR (4) types of attacks that occur for the above 10 situation. Marks c) Describe THREE (3) possible solutions to prevent the attacks in Question 6 Marks 1b).
a) Cybercrime refers to criminal activities that are committed using computers or the internet. The examples of cybercrime include: Phishing; Malware Attacks; Identity Theft; and Hacking.
Cybercrime involves the exploitation of technology and digital systems to conduct illegal or malicious activities Cybercriminals steal personal information, such as social security numbers, credit card details, or login credentials, to assume someone else's identity for financial gain or illegal activities.
b) The four types of attacks that can occur in the given situation are: Server Breach; Database Theft; Phishing Attack; and Data Interception.
c) Three possible solutions to prevent such attacks are: Robust Security Measures; Regular Updates and Patches; and User Education and Awareness.
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Design Math Quiz
QUESTION 1 of 10: To get your design manufactured, you need to pay $4,000 in setup costs and $5 per item. Which of the following
represents the cost of having 1,000 items made?
a) 5+4,000 x 1,000
b) 4,000 + 5 x 1,000
c) 4,005
d) 5x1,000
Answer:
b) 4,000 + 5 x 1,000
Explanation:
The cost of 1000 items will be the total of
1). the set up cost
2). The per item cost multiplied by 1000 units
Therefore, the cost function will
=set up cost($4000 ) + cost of 1000 items( $5 x 1000)
=$4000 + $5 x 1000
Richie and Saul are conducting a urvey on the mot popular board game played by tudent at their high chool. Richie interview 25 boy from grade 9 through 12 and conclude that card game are the mot popular among high chool tudent. Saul peak with 20 tudent, including girl and boy, from grade 9 through 12 and conclude that word game are the mot popular among high chool tudent. Whoe generalization i valid? Why?
The generalization made by
i valid becaue he included
Given that Saul spoke with both boys and females, his generalization is accurate.
What is meant by generalizing in psychology?A generalization is a kind of abstraction where the general traits of specific cases are articulated as overarching concepts or claims. Generalizations presuppose a domain or collection of elements, as well as one or more shared characteristics.
Why is being general useful?Generalization is the capacity to do an action, engage in an activity, or display a behavior in a variety of situations, with a variety of people, and at a variety of times. Our ability to complete routine tasks in a variety of contexts and settings is due to the fact that we have "generalized" the necessary skills.
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WILL MARK BRAINLIEST
Does my signature have to be my name? Example, Instead of using my first and last name, i use 'lettuce'.
Please put how or where u got ur information.
(this is for a class discussion)
The final step in the development of corporate codes of conduct or mission statements is to:
A)ask oneself what one stands for or what the company stands for.
B)articulate a clear vision regarding the firm's direction.
C)identify clear steps as to how the cultural shift will occur.
D)believe that the culture is actually possible and achievable.
The final step in the development of corporate codes of conduct or mission statements is to **believe that the culture is actually possible and achievable.**
The development of corporate codes of conduct or mission statements is an important aspect of creating a positive corporate culture. Once a company has identified its values and articulated a clear vision, it is important that the culture is actually possible and achievable. This is the final step in the development of corporate codes of conduct or mission statements. It is essential that the company believes in the culture that they are trying to create. Without this belief, it is unlikely that the culture will be successful. The culture must be embraced by all members of the organization, and everyone must be committed to making it a reality. While the other options are important steps in the development of corporate codes of conduct or mission statements, they are not the final step. Asking oneself what one stands for or what the company stands for is an important first step, but it is not the final step. Articulating a clear vision and identifying clear steps as to how the cultural shift will occur are also important steps, but they do not represent the final step in the development of corporate codes of conduct or mission statements.
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