You have a whole life policy with the face value of $100,000. Your annual premium is $2,000. The cash value of the policy is expected to be $15,000 in 10 years. If you could invest your money elsewhere for a 5% annual yield, what is the net cost of insurance?
The negative value indicates that the policy is providing a net benefit of approximately $9,742.21 over the 10-year period.
To calculate the net cost of insurance, we need to compare the return on investment from investing the premium elsewhere with the cash value of the policy.
First, let's calculate the amount of money you would have if you invested the $2,000 premium elsewhere for 10 years with a 5% annual yield. We can use the compound interest formula:
A = P * (1 + r)^n
Where:
A is the final amount.
P is the principal amount (premium).
r is the interest rate per period (5% or 0.05).
n is the number of periods (10 years).
Calculating the investment amount:
A = 2,000 * (1 + 0.05)^10
A ≈ 2,000 * 1.628895
A ≈ 3,257.79
Therefore, if you invested the premium elsewhere, you would have approximately $3,257.79 after 10 years.
Now, let's calculate the net cost of insurance:
Net cost of insurance = Annual premium - Cash value of the policy + Investment return
Net cost of insurance = 2,000 - 15,000 + 3,257.79
Net cost of insurance ≈ -$9,742.21
The negative value indicates that the policy is providing a net benefit of approximately $9,742.21 over the 10-year period.
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Given the diagram below, what is
cos(45*)?
8 √2
450
Triangle not drawn to scale
O A. 1/√2
O B. 2 √2
O C. 4 √2
O D. √2
The value of cos(45°) is √2/2. The correct answer choice is D. √2.
In the given diagram, the angle labeled as 45° is part of a right triangle. To find the value of cos(45°), we need to determine the ratio of the adjacent side to the hypotenuse.
Since the angle is 45°, we can assume that the triangle is an isosceles right triangle, meaning the two legs are congruent. Let's assume the length of one leg is x. Then, by the Pythagorean theorem, the length of the hypotenuse would be x√2.
Now, using the definition of cosine, which is adjacent/hypotenuse, we can substitute the values:
cos(45°) = x/(x√2) = 1/√2
Simplifying further, we rationalize the denominator:
cos(45°) = 1/√2 * √2/√2 = √2/2
Therefore, the value of cos(45°) is √2/2.
The correct answer choice is D. √2.
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Get me right twinnnn
Answer:
\( \frac{9x { }^{2 } - 63x}{ 3x} \\ = \frac{3x(3x - 21)}{3x} \\ = 3x - 21 \)
hope it helps:)
Answer:3x-21
Step-by-step explanation:
\(\frac{9x^{2} - 63x }{3x}\) ⇒ \(\frac{3x * (3x - 21) }{3x}\) ⇒ cancel out 3x ⇒ 3x - 21
Can I please have help real answers only
Answer:
Sure.
Step-by-step explanation:
ok, so you basically just count from 0 going left three spaces. and the same going 5 spaces. For positive numbers you go (starting at 0) from left to right. for negative numbers (starting from 0 on the line) you go right to left.
I will make a G for where the green dot goes and a P for the pink dot.
<--I--I--I--I--I--I--I--I--I--I--I--I--I--I--I--I-->
P G 0 3 5
Hope this helps.
- Mach Speed.
1. Which of the following is equivalent to 6/10? 5/9 9/15 8/12 36/100
If you apply the changes below to the absolute value parent function, f(x)=|x|, what is the equation of the new function? Shift 4 units to the right. Shift 6units up.
If you apply the changes below to the absolute value parent function, f(x) = |x|, the equation of the new function is option A. g(x) = |x – 4| + 6
What is the new function?The mathematical function f(x) = |x|, commonly referred to as the absolute value parent function, yields the numerical value of a provided input in an absolute sense.
from the question,
\(f(x)= /x/\)
as well as the fact that It shifted 4 units to the right end 6 units up.
So, we see that:
(0) 4 units to the right
(b) 6 units up
Hence, Equation f(x)= /x/ is one that have moved the vertex of the parabola 4 units to the right as well as 6 units up.
So,
\(f(x) = a(x-h)^{2} + k\\\\f(x) = /x/\)
So by moving right it implies one is adding 4 h= 4 and going up implies adding for example. k = 6
So:
\(f(x)= |x|\\\\g(x) = /x-4/ + 6\)
So, based on the equation above, the transformation that is correct is option (A).
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See full text below
If you apply the changes below to the absolute value parent function, f(x) = |x|, what is the equation of the new function?Shift 4 units to the right.Shift 6 units up.
A. g(x) = |x – 4| + 6
B. g(x) = |x – 6| + 4
C. g(x) = |x + 6| + 4
D. g(x) = |x + 4| + 6
Find the GCF of 15, 24, and 27
Answer:
3
15: 1, 3, 5, 15
24: 1, 2,3,4,6,8,12,24
27:1, 3,9,27
100 Points! Geometry question. Photo attached. Please show as much work as possible. Thank you!
(A) Triangle ABC, and triangle QPR are similar based on side-side-side (SSS) similarity.
(B) Triangle ABC and triangle DEF are similar based on side-side-side (SSS) similarity.
(C) ) Triangle STU and triangle JPM are similar based on side-angle-side (SAS) similarity.
(D) ) Triangle SMK and triangle QTR are similar based on angle-angle (AA) similarity.
What are similar triangles?Similar triangles have the same corresponding angle measures and proportional side lengths.
The triangle similarity criteria are:
AA (Angle-Angle)SSS (Side-Side-Side)SAS (Side-Angle-Side)(A) Triangle ABC, and triangle QPR are similar based on side-side-side similarity.
12/8 = 9/6
1.5 = 1.5
(B) Triangle ABC and triangle DEF are similar base on side-side-side similarity as shown in the side lengths.
(C) ) Triangle STU and triangle JPM are similar base on side-angle-side similarity.
14/10 = 21/15
1.4 =
(D) ) Triangle SMK and triangle QTR are similar base on angle-angle similarity.
SMK = 90⁰, 60⁰, 30⁰
QTR = 90⁰, 30⁰, 60⁰
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What are the values of x in the equation x2 – 6x + 9 = 25? x = –2 or x = 8 x = –1 or x = –11 x = 1 or x = 11 x = 2 or x = –8
Answer:
x = 8 or x = -2
Step-by-step explanation:
x^2 - 6x + 9 = 25
x^2 - 6x - 16 = 0
The formula to solve a quadratic equation of the form ax^2 + bx + c = 0 is equal to x = [-b +/-√(b^2 - 4ac)]/2a
with a = 1
b = -6
c = -16
substitute in the formula
x = [-(-6) +/- √(-6^2 - 4(1)(-16))]/2(1)
x = [6 +/- √(36 + 64)]/2
x = [6 +/- √10]/2
x = [6 +/- 10]/2
x1 = [6 + 10]/2 = 16/2 = 8
x2 = [6 - 10]/2 = -4/2 = -2
Answer:
x = 8,-2
Step-by-step explanation:
First, complete the square on LHS (Left-Handed Side).
\(\displaystyle \large{x^2-6x+9=(x-3)^2}\)
Make sure to recall the perfect square formula. Rewrite another equation with (x-3)² instead.
\(\displaystyle \large{(x-3)^2 = 25}\)
Square both sides of equation.
\(\displaystyle \large{\sqrt{(x-3)^2}=\sqrt{25}}\)
Because x² = (-x)² which means that it’s possible for x to be negative. Thus, write plus-minus beside √25 and cancel square of LHS.
\(\displaystyle \large{x-3=\pm \sqrt{25}}\\ \displaystyle \large{x-3=\pm 5}\\ \displaystyle \large{x=\pm 5+3}\)
Therefore, x = 5+3 or x = -5+3
Thus, x = 8,-2
The method above is called completing the square method.
NO LINKS!! URGENT HELP!!
Calculate the perimeter of the following figures.
Answer:
Quadrilateral: 20.5 units
Triangle: 8.6 units
Step-by-step explanation:
Quadrilateral:
We can use the following formula to find the perimeter of a quadrilateral.
Perimeter = AB + BC + CD + DA
where AB, BC, CD, and DA are the lengths of the four sides of the quadrilateral.
In your case, the coordinates of the vertices of the quadrilateral are A(-3,-1), B(-3,3), C(2,3), and D(4,-1).
Using the distance formula, we can find the lengths of the four sides of the quadrilateral as follows:
\(AB = \sqrt{(-3 - (-3))^2 + ((-1) - 3)^2} = \sqrt{16} = 4\)
\(BC = \sqrt{(-3 - 2)^2 + ((3) - 3)^2} = \sqrt{25}= 5\)
\(CD = \sqrt{(2 - 4)^2 + ((3) - (-1))^2} = \sqrt{4+16} = 2\sqrt{5}\)
\(DA = \sqrt{(4 - (-3))^2 + ((-1) - 1)^2} = \sqrt{49} =7\)
Therefore, the perimeter of the quadrilateral is:
Perimeter = AB + BC + CD + DA
= \(4+5+2\sqrt5+7=20.5\) units
Triangle
The perimeter of a triangle is the total length of all three sides of the triangle. To find the perimeter of a triangle, we can use the following formula:
Perimeter = AB + BC + CA
where AB, BC, and CA are the lengths of the three sides of the triangle.
In your case, the coordinates of the vertices of the triangle are
E(-4,1), F(-2,3), and G(-2,4). Using the distance formula, we can find the lengths of the three sides of the triangle as follows:
\(EF = \sqrt{(-4 - (-2))^2 + ((1) - (3))^2} = 2\sqrt{2}\)
\(FG = \sqrt{(-2 - (-2))^2 + ((3) - (4))^2} = 1\)
\(EG = \sqrt{(-4 - (-2))^2 + ((1) - (4))^2} = \sqrt{4 + 9} = \sqrt{13}\)
Therefore, the perimeter of the triangle is:
Perimeter = EF + FG + EG
= 4 + 1 + \(\sqrt{13}\)
=8.6 units
Therefore, the perimeter of the quadrilateral is 20.5 units and the perimeter of the triangle is 8.6 units
A rectangular athletic field is twice as long as it is wide. If the perimeter of the athletic field is 90 yards, what are its dimensions?
Answer:
L=30 W=15
Step-by-step explanation:
90 divided by 6 is 15. 15 is the Width. Multiply 15 by 2 and you get 30 which is the Length.
Suppose that the probability that the dart hit the area between the square of side length 14 and the square of side length 16
The probability of the area hit by the dart between the bigger square and the smaller square is equal to 0.7656.
As given in the question,
Total number of squares present = 2
Side length of the bigger square = 16 units
Side length of the smaller square = 14 units
Area of the bigger square = ( side length )²
= ( 16 )²
= 256 square units
Area of the smaller square = ( side length )²
= ( 14 )²
= 196 square units
Here favorable outcome is represented by small square and total outcome is represented by bigger square
Probability that the given dart hit the area between the square is
= 196 / 256
= 49/64
= 0.765625
≈ 0.7656
Therefore, the probability of the dart hitting the area formed by bigger square and smaller square is equal to 0.7656.
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Look for a pattern in the first three diamonds below. For the fourth diamond, explain how to find the missing numbers (?) if you know the two numbers(#). Copy the Diamond Problems below onto your paper, then use the pattern you discovered to complete each one
The general pattern that these diamonds follow is that the top number is the result of multiplying the numbers in the middle; while the bottom number results from adding these numbers. This pattern can be used to find the numbers in the fourth diamond. Moreover, the numbers that complete the diamonds are A (15,8), B (2,-3), C (4,2), D(4,8.5), E (-3.-4)
What is the general pattern in the diamonds?Based on observation, you can determine in these diamonds the top number is obtained by multiplying the numbers in the middle, while the bottom number is obtained by adding these numbers.
What numbers complete the diamonds?Diamond A
Top number: 15 (3x5)
Bottom number: 8 (3+5)
Diamond B
Top number: 2 (-2x-1)
Bottom number: -3(-2+-1)
Diamond C
4, 2 because 4x2 = 8 and 4+2 = 6
Diamond D
Top number: 4( 8x0.5)
Bottom number: 8.5(8+0.5)
Diamond E
-3,-4 because -3x-4= 12, and -3+-4= -7
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The mean useful life of car batteries is 56 months. They have a standard deviation of 6. Assume the useful life of batteries is normally
distributed
a. Calculate the percent of batteries with a useful life of less than 38 months. (Round your answer to the nearest hundredth percent.)
b. Calculate the percent of batteries that will last longer than 68 months. (Round your answer to the nearest hundredth percent.)
a. Percent of batteries
%
b. Percent of batteries
%
Answer:a. 0.13% b. 2.28%
Step-by-step explanation:
Let x denotes the useful life of batteries.
Given: \(\mu=56\) months, \(\sigma=6\)
Since X is normally distributed.
The probability that batteries with a useful life of less than 38 months
\(P(X<38)=P(\frac{X-\mu}{\sigma}<\frac{38-56}{6})\\\\=P(Z<-3) \ \ \ [Z=\frac{X-\mu}{\sigma}]\\\\=1-P(Z<3) \\\\=1- 0.9987\\\\=0.0013\)
The percent of batteries with a useful life of less than 38 months =0.13%
The probability that batteries will last longer than 68 months
\(P(X>68)=P(\frac{X-\mu}{\sigma}>\frac{68-56}{6})\\\\=P(Z>2) \ \ \ [Z=\frac{X-\mu}{\sigma}]\\\\=1-P(Z<2)\\\\=1-0.9772=0.0228\)
The percent of batteries that will last longer than 68 months =2.28%
Match the metric units on the left with their
approximate equivalents on the right. Not all the
options on the right will be used.
1 meter
kilogram
1 liter
1 cup
I mile
2
pounds
1 quart
I yard
Answer:
meter - yard
kilogram - 2 pounds
liter - quart
Hank made payments of $219 per month at the end of each month for 30 years to purchase a piece of property. He promptly sold it for $195,258. What interest rate, compounded monthly, would he need to earn on an ordinary annuity for a comparable rate of return?
To achieve a comparable rate of return, Hank would need to earn an interest rate of approximately 0.86% per month, compounded monthly on his ordinary annuity.
To find the interest rate, compounded monthly, that Hank would need to earn on an ordinary annuity for a comparable rate of return, we can use the present value formula for an ordinary annuity.
First, let's calculate the present value of Hank's payments. He made payments of $219 per month for 30 years, so the total payments amount to $219 * 12 * 30 = $78840.
Now, we need to find the interest rate that would make this present value equal to the selling price of the property, which is $195,258.
Using the formula for the present value of an ordinary annuity, we have:
PV = P * (1 - (1+r)\(^{(-n)})\)/r,
where PV is the present value, P is the payment per period, r is the interest rate per period, and n is the number of periods.
Plugging in the values we have, we get:
$78840 = $219 * (1 - (1+r)\({(-360)}\))/r.
Solving this equation for r, we find that Hank would need to earn an interest rate of approximately 0.86% per month, compounded monthly, in order to have a comparable rate of return.
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PLEASE HELP ( WILL GIVE BRAINLIEST)
Answer:
26,225.3 = 3.14(12^2)h + (2/3)(3.14)(12^3)
26,225.3 = 452.16h + 3,617.28
452.16h = 22608.02
h = 50 feet
26,225.3 = π(12^2)h + (2/3)π(12^3)
26,225.3 = 144πh + 1,152π
144πh = 26,225.3 - 1,152π
h = (26,225.3 - 1,152π)/(144π)
h = 49.97 feet = 50 feet
Elapsed time
Mary rented a movie. She started the movie at 10:29 PM and it ended at 1:49 AM. How long was the movie?
Answer:3 hours 20 mins
Answer:
3 hours 20 minutes is the length of the movie.
Write the equation of the line in fully simplified slope-intercept form.
Answer:
y = -1/6x + 2
Step-by-step explanation:
Slope: (-6,3) and (6,1) = (1-3) / (6 - - 6)
= - 2/12 = -1/6
b = 3 - (-1/6)(-6)
b = 3 - 1
b = 2
Kate ordered a set of beads. She received 40 beads in all. 12 of the beads were blue. What percentage of the beads were blue?
Answer Qucikly
Answer: 30%
Step-by-step explanation:
12/40 = 3/10 = 0.30
0.30*100 = 30%
Note: Enter your answer and show all the steps that you use to
solve this problem in the space provided.
You have a credit card with a balance of $1,367.90 at a 9.5%
APR. You pay $400.00 each month on the due date until the
card is paid off. How many months does it take to pay off the
card, and what is the total amount paid including interest?
Be sure to include in your response:
• the answer to the original question
. the mathematical steps for solving the problem
demonstrating mathematical reasoning
Given statement solution is :- It takes 4 months to pay off the card, and the total amount paid, including interest, is $1600.
To determine the number of months it takes to pay off the credit card and the total amount paid, including interest, we can follow these steps:
Step 1: Calculate the monthly interest rate.
The APR (Annual Percentage Rate) is given as 9.5%. To find the monthly interest rate, we divide this by 12 (the number of months in a year):
Monthly interest rate = 9.5% / 12 = 0.0079167
Step 2: Determine the monthly payment.
The monthly payment is given as $400.
Step 3: Calculate the interest and principal paid each month.
The interest paid each month can be calculated by multiplying the monthly interest rate by the current balance.
Principal paid = Monthly payment - Interest paid
Step 4: Track the remaining balance each month.
Starting with the initial balance of $1,367.90, subtract the principal paid each month to determine the new balance.
Step 5: Repeat Steps 3 and 4 until the balance reaches zero.
Continue calculating the interest and principal paid each month, updating the balance, until the remaining balance becomes zero.
Step 6: Determine the total number of months and the total amount paid.
Count the number of months it takes to reach a balance of zero. Multiply the number of months by the monthly payment ($400) to find the total amount paid.
Let's calculate the number of months and the total amount paid, including interest:
Month 1:
Interest paid = 0.0079167 * $1,367.90 = $10.84
Principal paid = $400 - $10.84 = $389.16
New balance = $1,367.90 - $389.16 = $978.74
Month 2:
Interest paid = 0.0079167 * $978.74 = $7.75
Principal paid = $400 - $7.75 = $392.25
New balance = $978.74 - $392.25 = $586.49
Month 3:
Interest paid = 0.0079167 * $586.49 = $4.64
Principal paid = $400 - $4.64 = $395.36
New balance = $586.49 - $395.36 = $191.13
Month 4:
Interest paid = 0.0079167 * $191.13 = $1.51
Principal paid = $400 - $1.51 = $398.49
New balance = $191.13 - $398.49 = -$207.36 (Paid off)
It takes 4 months to pay off the credit card. Now, let's calculate the total amount paid, including interest:
Total amount paid = 4 * $400 = $1600
Therefore, it takes 4 months to pay off the card, and the total amount paid, including interest, is $1600.
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Determine function of the following graph
Find the value of x.
Answer:
the value of x is 150° because all are 150°
Simplify using the order of operations. 2+6*8=
Answer:
The answer is 50.
Step-by-step explanation:
Use MDAS
Multiplication, Division, Addition and Subtraction
2 + 6 * 8 =
Multiply first then add
2 + 6*8 = ?
= 2 + 48
= 50
Use a calculator to graph f(x) = 2x ^ 3 - 6x ^ 2 - 4x + 1 Which are the approximate x-values of the local maximum and local minimum rounded to the nearest tenth?
A) max ≈ -15.6 , min ≈ 1.6
B) max ≈ 1.6 , min ≈ -15.6
C) max ≈ 2.3 , min ≈ -0.3
D) max ≈ -0.3 , min ≈ 2.3
The approximate x-values for the local maximum and the local minimum are given as follows:
D) max ≈ -0.3 , min ≈ 2.3.
What are the relative minimums and the relative maximums of a function?The relative minimums of a function are given by the points in which the function's behavior changes from decreasing to increasing.The relative maximums of a function, meanwhile, are given by the points in which the function's behavior changes from increasing to decreasing.Hence the critical points of the graphed function are given as follows:
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Please give a clear answer and a thorough explanation!
The volume of an object that has small dimensions is 348.4 cubic centimeter
What is Three dimensional shape?a three dimensional shape can be defined as a solid figure or an object or shape that has three dimensions—length, width, and height.
Take the stack of 100 sticky notes and stack them on top of each other to create a single "block" of sticky notes.
Measure the length, width, and height (thickness) of this block.
Calculate the volume of a rectangular prism with the same dimensions as the block: length × width×height.
Volume=7.62×7.62×6
=348.38 cubic centimeter
Hence, the volume of an object that has small dimensions is 348.4 cubic centimeter
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Solve the equation by using the Square Root Property. (Enter your answers as a comma-separated list.)
x²
6
X=
= 24
Answer:
12 is the answer of this equation
divide 90kg into the ration 2:3:7
the answer would have to be 465
Answer:
Weight of a pile of sand = 90 Kg
Ratio of weight of sand in three bags =
2 : 3 : 7
Let the weights be 2x kg, 3x kg and 7x kg respectively
A.T.Q.
=> 2x + 3x + 7x = 90
=> 12x = 90
=> x = 90/12
=> x = 7.5 Kg
___________________________
Weight of sand in small bag =
=> 2 × 7.5
=> 15 Kg ANS
Weight of sand in medium bag =
=> 3 × 7.5
=> 22.5 Kg ANS
Weight of sand in large bag =
=> 7 × 7.5
=> 52.5 Kg ANS
help i have test and have no idea how to do this
5 "Always." Consecutive angles of a rectangle are always congruent.
6 "Never." A parallelogram is not always a square.
7 "Sometimes." In a rhombus, the diagonals are always perpendicular bisectors of each other, but they are not always congruent.
8 "Always." A rectangle has congruent sides, but not necessarily all four sides.
9 Given: ABCD is a parallelogram
To prove: AABC = ACDA
Proof:
AB || DC (definition of parallelogram)
AD || BC (definition of parallelogram)
∠ABC = ∠CDA (alternate interior angles)
AC = AC (reflexive property)
∠BCA = ∠DAC (alternate interior angles)
Therefore, AABC = ACDA (ASA congruence theorem)
10 Given: TRAP is an isosceles trapezoid
To prove: AAPR ARTA
TR = AP (definition of isosceles trapezoid)
∠APT = ∠ATR (alternate interior angles)
∠PAR = ∠RTA (alternate interior angles)
∠PAR = ∠APT (angles at a point)
Therefore, AAPR ARTA (AA congruence theorem)
How to explain the informationConsecutive angles of a rectangle are always congruent. This is a property of rectangles that is true for every rectangle.
A square is a specific type of parallelogram that has all four sides congruent and all four angles right angles.
A rectangle has two pairs of opposite sides that are congruent, but the adjacent sides may have different lengths. This is a defining characteristic of rectangles, and it is always true for every rectangle.
The ASA congruence theorem states that two triangles are congruent if two angles and the included side of one triangle are congruent to the two angles and the included side of the other triangle. In this case, ∠ABC and ∠CDA are congruent by (3), AC is congruent by (4), and ∠BCA and ∠DAC are congruent by (5). Therefore, AABC = ACDA by the ASA congruence theorem.
The AA congruence theorem states that two triangles are congruent if two angles of one triangle are congruent to two angles of the other triangle, and the side between those angles is congruent in both triangles
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Hi, I was wondering why (-1)(-1)(-1)(-2) equals 2 but (-2)(-4)(-3) equals -24. Thank you in advance.
Answer:
-1*-1= 2;2*-1=-1;-1*-2=2
Step-by-step explanation:
negative times neg equals positive
Because when you add negatives together it goes more down because you are adding negatives together. if you add 2 negatives it decreases in value but when you subtract 2 negatives from each other the number increases.