Cloud computing is a type of on-demand service that provides access to shared resources, applications, or storage over the Internet. It enables financial institutions to store and process data in remote servers instead of local systems. While the financial industry has been slow to adopt cloud technology due to concerns about giving up their legacy on-premises applications, regulatory compliance and data privacy issues, this position is starting to change as more financial institutions realise how technology can help them meet their business objectives while satisfying customers' needs at the same time.
Answer ALL the questions in this section.
Usage of cloud computing in finance has skyrocketed throughout the pandemic and is showing no sign of slowing down anytime soon. The shift to remote working has resulted in more financial businesses utilising cloud-based technologies than ever before. Discuss the business benefits of cloud computing in the financial sector

The correct answer is B. Federal minimum wage. The Federal Work-Study program requires that students be paid at least the federal minimum wage, which is currently $7.25 per hour.

Some states have a higher minimum wage rate, so if the state's minimum wage is higher than the federal minimum wage, then the student would need to be paid at the higher state rate.

When there are conflicting minimum wage rates, employers are required to pay the higher rate. It is important to note that some types of workers, such as tipped employees and workers with disabilities, may have a different minimum wage rate under certain circumstances.

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Answer:

They are available to any student who meets lending standards, regardless of financial need

Explanation:

Federal student loan is funded by tax payer's money. it's usually available to all students who were born in United States as long as they can provide proof for their citizenships.

Compared to private student loan, Federal student loan does not impose a strict deadline for the students who want to take it. This means that they can pay it back when they obtain job and salary after they graduate.

Answer:

A

Explanation:

edge 2021

Answer:

how much

Explanation:

lol jk

Answer:

B

C

E

Explanation:

The other options do not make sense so these are the right answers I think, lol

Reasons why the CMO in the chapter example wanted to revamp the marketing plan:

2. People's tastes changed

3. Customers increasingly preferred organic

5. Demand for chicken sandwiches varied widely​

Chief medical officer (CMO) is the title used in many countries for the senior government official designated head of medical services, sometimes at the national level. The post is held by a physician who serves to advise and lead a team of medical experts on matters of public health importance.

Chief medical officers are healthcare administrators who oversee the effective management of medical centers. They are responsible for managing clinical operations, liaising between the administration and medical staff, and ensuring that patients receive the highest standard of medical care.

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The yield to maturity is 20 percent. The correct answer is B) 20 percent.

Yield to maturity is the total return anticipated on a bond if it is held until it matures. In this case, the bond has a face value of $10,000 and is selling for $8,000, meaning it is being sold at a discount of $2,000.

To calculate the yield to maturity, we need to use the formula:

YTM = (Annual Interest Payment + ((Face Value - Purchase Price) / Number of Years Held)) / ((Face Value + Purchase Price) / 2)

In this case, the bond has a one-year maturity, so the formula simplifies to:

YTM = (Annual Interest Payment + (Face Value - Purchase Price)) / ((Face Value + Purchase Price) / 2)

We don't know the annual interest payment, but we can assume that it is equal to the discount amount of $2,000. Therefore:

YTM = (2,000 + (10,000 - 8,000)) / ((10,000 + 8,000) / 2)
YTM = 0.2 or 20 percent

So the correct answer is B) 20 percent.

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Answer:The law of supply and demand is a theory that explains the interaction between the sellers of a resource and the buyers for that resource. The theory defines what effect the relationship between the availability of a particular product and the desire (or demand) for that product has on its price.

Explanation:

Answer:

u must work out the total cost and variable cost and add them up, then you must count all your sales and figure out ur revenue. then u do ur total revenue minus ur total costs

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The formula to calculate profit is: Total Revenue - Total Expenses = Profit. Profit is determined by subtracting direct and indirect costs from all sales earned. Direct costs can include purchases like materials and staff wages. Indirect costs are also called overhead costs, like rent and utilities.

For businesses, profit is often calculated by profit margin formula:follow me nice business

True.

Commingling is the unlawful use of a client's funds by a licensee, often mixing their own funds with the client's.

Answer:

Child Care Facilities

Large Family Child Care Homes

Public and non-public schools

Summer day and 24-hour camps

Vacation Bible School Programs.

Explanation:

A facility that is exempted from licensing is the one that is not licenses, but is still to maintaining certain requirements held under respective authorities. They need to meet certain requirements in order to operate effectively.

There are several programs that are exempted from licensing. From the given list, they are:

These programs are exempted from having a license but are under the obligation to meet certain requirements to run efficiently.

Answer:

planning

Explanation:

it Helps to Set the Right Goals

In particular, planning helps to critically assess the goal to see if it's realistic. It facilitates decision making and allows setting a time frame by predicting when the company can achieve its goal

It is important to note that the interest rate of non bank credit alternatives in most cases are higher than their traditional competition  - The commercial banks.

The unbanked are immune to such rate, however, they'd also be missing our on the many other utilities provided by the commercial banks. For example:

The larger banks can provide:

On the other hand, non-bank lender have the following advantages:

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Answer:

hey you too!

Explanation:

love the positivity

thank you!! hope you do too :)

Overconfidence: Excessive belief in one's abilities and knowledge, leading to overestimation of investment performance. Self-attribution bias: Attributing success to internal factors and failure to external factors, distorting decision-making.

i. Overconfidence: This bias refers to an individual's excessive belief in their abilities and knowledge, leading them to overestimate their investment performance. Overconfident investors may take excessive risks, underestimate uncertainties, and make investment decisions without thoroughly considering all available information.

ii. Self-attribution bias: This bias occurs when individuals attribute their investment successes to their own skills or abilities, while attributing failures to external factors beyond their control. This bias distorts decision-making by inflating one's confidence and overlooking personal mistakes, potentially leading to poor investment choices and a lack of accountability.

iii. Herding: Herding bias describes the tendency of individuals to follow the actions and decisions of others, even if it contradicts rational analysis or information. This bias stems from the belief that others possess superior knowledge or that safety lies in numbers. Herding behavior can amplify market trends, leading to bubbles or crashes, as individual decision-making is influenced more by social conformity than by independent analysis of investment fundamentals.

These biases highlight how irrational behavior can influence investment decisions, leading to suboptimal outcomes and market inefficiencies. Understanding and mitigating these biases is crucial for investors to make more rational and informed choices.

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Some firms like financial services firms do not have physical inventory and so must rely on service process management.

Tracking inventory from producers to warehouses and from these locations to a point of sale is inventory management, a crucial component of the supply chain. Having the right products at the right location at the right time is the aim of inventory management.

Companies that use the zero inventory strategy aim to maintain little to no goods on hand. Ordering exactly what will be sold and receiving products into stock as needed are the goals of zero inventory.

Thus, it is service process management.

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Supply chain members must build mutual trust, communicate openly, share common goals, recognize the benefits of interdependence, and be willing to invest in each other's success.

Through these competencies, partnering relationships will be stronger and more effective in achieving the organizational goals and targets of each member of the supply chain.

The supply chain network comprises:

It is essential that the relationship between a company and its suppliers is integrated and that one member contributes to the other's success, as each step of the supply chain is related to another.

Therefore, as the supply chain is a cycle, each step will impact the activities of the next step, requiring the integration of members and maintaining the quality of the product cycle until reaching the end customer.

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Answer:

the first part of the question is missing:

                                   Assets  Liabilities

Beginning of the year $57,000  $24,436        

End of the year        $115,000  $46,575  

equity = assets - liabilities

beginning = $57,000 - $24,436 = $32,564

ending = $115,000 - $46,575 = $68,425

                                                       a        b        c      d

Beginning of the year equity  $32,564   $32,564   $32,564   $32,564

Owner investments          0            0           $55,000   $35,000

Dividends ($1,250 x 12)                 0   ($15,000)      0      ($15,000)

Net income (loss)                     $35,861    $50,861    ($19,139)   $15,861

End of the year equity             $68,425   $68,425   $68,425   $68,425

net income = end equity + dividends - investments - beginning equity

The total number of exemptions the couple can claim on their last year's tax return if they file with the married filing jointly status would be three. Option D

For tax purposes, an exemption is a deduction from an individual's taxable income for themselves and their dependents. In the given scenario, the household consists of a married couple and their two-year-old daughter. The couple can claim one exemption for themselves and one exemption for their daughter, as she is their dependent and has no income.

Therefore, the total number of exemptions the couple can claim on their last year's tax return if they file with the married filing jointly status would be three (one for each spouse and one for their dependent daughter).

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Banks must retain reserves equivalent to a proportion of their deposits on hand. Here option A is the correct answer.

Reserves refer to the funds that banks hold to ensure they have enough liquidity to meet customer demands for withdrawals and to satisfy regulatory requirements. These reserves act as a safeguard against unexpected events, such as a sudden increase in customer withdrawals or a financial crisis.

By maintaining reserves, banks can mitigate the risk of potential liquidity shortages and maintain stability within the banking system. Reserves also serve as a tool for central banks to manage monetary policy and control the money supply in the economy.

The percentage of reserves banks are required to hold can vary based on regulations and policies set by the central bank or other regulatory authorities. These reserve requirements are typically expressed as a percentage of a bank's total deposits.

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Complete question:

Banks must keep an amount equal to a percentage of their deposits on hand as:

A) Reserves

B) Investments

C) Liabilities

D) Assets

industrial lead to water pollution

Answer: email marketing

Explanation:

Email marketing is the act of promoting a business, a product or anything worth promoting or an exchange of mail. This emails are sent to existing and prospective customers either telling them of this new product or promoting existing goods and services. Zappos utilizes email marketing for this promotion.

The workplaces that are typical for someone working in Marketing, Sales, and Service are:

Majority work in these section to promote product and sales of goods and service.

Hence, the typical workplaces of someone working in Marketing, Sales, and Service includes stores, factories and warehouses.

Therefore, the Option A, E and F is correct.

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Answer:

A. Factories
E. Stores
F. Warehouses

Explanation:

The two actions governments take in response to pressure from business firms Increased protectionism, Push for more open markets and freer trade.

To increase national revenue, strategic trade policy consists of two parts: assisting businesses in capturing first-mover advantages and interfering in markets where foreign companies already have a first-mover advantage.

defending native industry against international competition.

Keeping budding industries alive until they are fully developed and competitive globally.

obtaining domestic work and revenue.

to bring in money for the government.

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Decision making is  a very rational process that involves  the steps

1. Identify the problem or opportunity,

2.Think of alternative solutions

3. Evaluate alternatives and select a solution

4. Implement and evaluate the solution chosen.

Decision making is the process of making decisions by identifying decisions, gathering information, and evaluating alternative solutions. A step-by-step decision-making process helps you make more conscious and thoughtful decisions by organizing relevant information and defining alternatives.

The importance of decision-making lies in the way it helps you choose between different options. It is important to gather all available information and weigh the pros and cons before making a decision. It's important to focus on the steps that help you make the right decisions.

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Answer:A sales tax is a consumption tax imposed by the government on the sale of goods and services. A conventional sales tax is levied at the point of sale, collected by the retailer, and passed on to the government. A business is liable for sales taxes in a given jurisdiction if it has a nexus there, which can be a brick-and-mortar location, an employee, an affiliate, or some other presence, depending on the laws in that

Explanation:

The possession of a billy club is a felony under dangerous weapons control statutes, while selling a BB gun to a person under a 18 years of age age is considered a criminal offense.

Under dangerous weapons control statutes, the mere possession of a billy club is classified as a felony offense. A billy club is a type of weapon typically consisting of a heavy, often cylindrical object, such as a wooden stick or metal rod, used for self-defense or as a weapon. Possessing a billy club is illegal under these statutes, indicating the severity of the offense.

Additionally, the sale of a BB gun to a person below a certain age is considered a criminal act. A BB gun is an air-powered gun that shoots small metal or plastic pellets, commonly referred to as BBs.

The specific age threshold for the prohibition may vary depending on local laws and regulations. Selling a BB gun to someone below this age limit is regarded as a violation of the law, highlighting the need to regulate the sale and possession of such firearms, particularly in the context of minors.

These regulations aim to ensure public safety and prevent the misuse of potentially dangerous weapons. By criminalizing the possession of billy clubs and regulating the sale of BB guns to minors, the statutes serve as measures to mitigate the risks associated with the possession and use of such items.

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The price of a national currency relative to other national currencies is known as Exchange rate.

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