For the statement, "During the years 2019, their taxable income for the year 2018 must equal the net income before taxes", the correct option is b. False.
There is no direct relationship between the year of purchase of equipment and the taxable income for the year that is used to calculate income tax payable by a company. When a company purchases equipment such as a laptop and office furniture, the purchase is usually treated as a capital expenditure. Capital expenditures are not treated as business expenses for tax purposes, instead, they are capitalized on the balance sheet and depreciated over the useful life of the asset. Thus, capital expenditures do not impact the taxable income of the year in which they were made.
In order to calculate taxable income for a year, a company subtracts tax-deductible business expenses from the total revenue of the year. Tax-deductible business expenses are ordinary and necessary expenses incurred in the course of conducting business. Examples include salaries, rent, utilities, and other costs associated with running a business.
The amount of taxable income for a year is calculated by subtracting tax-deductible business expenses from the revenue for that year. It does not include capital expenditures such as the purchase of equipment. Therefore, the statement is false.
Learn more about net income: https://brainly.com/question/32614743
#SPJ11
what is the price of a stock at the end of 1 year (p1) if the dividend for year 2 (div2) is $2, the price for year 2 (p2) is $15, and the discount rate is 9 percent?
The price of the stock at the end of one year (p1) is $15.60, calculated by adding the dividend for year 2 ($2) to the price for year 2 ($15) and then dividing the sum by 1.09, the discount rate.
To calculate the price of the stock at the end of one year (p1), we need to use the dividend discount model. This model assumes that the price of the stock is equal to the present value of all future dividends. In this case, we are given the dividend for year 2 ($2), the price for year 2 ($15), and the discount rate (9%).
The calculation breakdown of the price of a stock at the end of 1 year (P1) using the Dividend Discount Model (DDM) formula is as follows:
P1 = (Div2 + P2) / (1 + discount rate)
Plugging in the given values:
P1 = ($2 + $15) / (1 + 0.09)
P1 = $17 / 1.09
P1 ≈ $15.60
So, the price of the stock at the end of 1 year (P1) is approximately $15.60.
Learn more about price of the stock: https://brainly.com/question/29362234
#SPJ11
You are a multi-disciplinary project group, tasked with preparing proposals for a new outdoor Pop Music Festival. The inaugural Festival is to take place in June 2023.
The client, a Music Entrepreneur, has stipulated that the annual festival is to be aimed at families; last 7 days, attract 250, 000 people over the 7-day period, with 50, 000 at any time. The major sponsors, a Building Society and a Bank are very supportive of the Family concept of the Festival and any bad publicity from the Festival could cause them to withdraw their support. You should assume that Planning Permission would require, amongst other things that as much of the site as possible should be returned to Farming use after the Festival. The site is a farm located on the other side of a river currently accessible only by foot.
The proposals are to take account of all the factors critical to the success of the Festival.
List the key stakeholders to the project, i.e., the significant parties that can influence or are affected by the project. You should allocate roles to each stakeholder respectively.
Indicate stakeholders who are not at the group meeting, but whose interests must be considered; e.g. customers, entertainers, neighbours, Land owner, Local Planning Authority etc.
List the primary requirements/objectives for the project, of each key stakeholder and indicate any secondary objectives of the project if any.
Agree a succinct statement of the Objectives of the Project that meets the primary requirements of the key stakeholders
List the critical issues for consideration in developing the project
List the primary functions (i.e., what the project must do, rather than what it is), that the project must fulfill to meet the objectives (Express in simple verb-noun form;. E.g. Attract families; Satisfy Planners; Make profit; Have good access; Accommodate families)
Brainstorm each of the primary functions to generate as many ideas as possible to achieve the functions and list all generated ideas.
As a multi-disciplinary project group, we propose the following plan for the new outdoor Pop Music Festival:
1. Site Selection and Access: We will carefully select a suitable farm site that can accommodate the festival's requirements. Since the site needs to be returned to farming use afterward, we will prioritize minimizing environmental impact. We will also explore options for temporary bridge construction or boat transportation to provide easy access across the river for festival attendees.
2. Event Planning: To ensure the festival is family-oriented, we will curate a diverse lineup of popular artists suitable for all ages. We will incorporate various entertainment options such as interactive activities, children's zones, and family-friendly attractions throughout the festival grounds. Safety measures, including designated areas for children and family facilities, will be implemented to create a secure environment.
3. Infrastructure and Sustainability: Temporary infrastructure, such as stages, seating, and facilities, will be designed and constructed in a manner that allows for easy dismantling and minimal impact on the land. We will prioritize eco-friendly practices, including waste management, recycling, and energy-efficient solutions. Collaboration with local farmers will facilitate the restoration of the site to its original farming use after the festival.
4. Risk Management: We will implement a comprehensive risk management plan to minimize potential negative incidents and ensure the sponsors' continued support. Safety protocols, security measures, and emergency response procedures will be put in place to safeguard attendees and mitigate any possible risks.
By following these proposals, we aim to create a successful outdoor Pop Music Festival that caters to families while respecting the environment and meeting the expectations of the major sponsors.
To Learn more about Pop Music Festival. Click this!
brainly.com/question/32212216
#SPJ11
shares of stock previously sold by the corporation that are repurchased are called
Answer:treasury stock
Explanation:
Shares of stock previously sold by the corporation that are repurchased are called Treasury stock.
What is stock?A stock is a colloquial phrase for any product - market papers. , a share alludes to a certain stock's certificates. The holder becomes an investor if you possess shares of a specific corporation.
A stock that used to be in circulation but has since been bought back and is now owned by the corporation that issued it is referred to as equity security. Treasury stock is a counter-accounting concept since it lowers the overall investors' ownership on a financial sheet.
The federal stock decommissioned shares can indeed be reproduced; only stocks that are held in the capital can. Shares that are retired lower the group's overall number of authorized shares.
Learn more about stock, here:
https://brainly.com/question/28235296
#SPJ2
For the majority of millennials, the cost of paying off their student loans has wound up holding them back from living on their own, making major purchases like buying home and even being able to start a family…
Trade schools cost a fraction of what public and private schools cost. The average cost of vocational school comes out to around $33,000 – for the entire education. This the average cost of a single year of college.
–"The Financial Case for Trade School Over College," Mel Bondar, US News
According to the text, why is trade school more economical for some students? Select two that apply.
a). The cost of attending trade school is cheaper than the cost of a 4 year college.
b). Trade school graduates make more money than college graduates.
c). The cost of attending a 4 year college is offset by higher earnings in the long run.
d). Students who chose trade school over college often make better financial decisions.
e). Students who graduate from trade school have less debt than college graduates.
Answer:
A) The cost of attending trade school is cheaper than the cost of a 4 year college.
E). Students who graduate from trade school have less debt than college graduates.
Explanation: I just took the test on a virtual course and got it right. Hope this helps :)
Trade school more affordable for some students cost, according to the text A trade school is less expensive to attend than a four-year university. Thus option (a, e) is correct.
What is the cost?A cost is the amount of money that has been spent to produce something or provide a service and is thus no longer accessible for use. In business, the cost could be one of acquisition, in which case the money spent to obtain it is recognized as cost. In this situation, money is the input that is used to purchase the item.
If you set a goal of 5 jars of mayonnaise and only have 2 on hand, you know you need to order 3 more. Private expenses are the costs borne by the buyer of a commodity or service. This is also known as the costs associated with the firm's production function. External costs (also known as externalities) are the costs borne by people other than the buyer.
Therefore, Thus option (a, e) is correct.
Learn more about cost here:
https://brainly.com/question/15135554
#SPJ2
HR managers who take SHRM certification exams are tested on all of the following areas EXCEPT ________.A) strategic managementB) workforce planningC) information technologyD) occupational health and safety
HR managers who take the Society for human resource management (SHRM) certification exams are tested on a variety of areas related to human resource management. These areas include strategic management, workforce planning, and occupational health and safety.
However, the exam does not specifically test on information technology. The SHRM certification exams are designed to test the knowledge and skills of HR professionals in order to demonstrate their expertise and commitment to the field. By passing the SHRM certification exams, HR managers can demonstrate their ability to effectively manage and lead their organizations in all areas related to human resource management.
HR managers who take SHRM certification exams are tested on various areas, but the exception is information technology (C). The SHRM certification exams focus on strategic management (A), workforce planning (B), and occupational health and safety (D), among other human resources topics. Information technology, although essential in the modern workplace, is not specifically covered in these exams, as it is a separate domain from human resources management. The SHRM exams primarily assess HR professionals' knowledge and expertise in core HR functions and their ability to apply this knowledge in real-world situations.
To know more about human resource management visit:
https://brainly.com/question/30092751
#SPJ11
franchises will generally have higher ____, but they offer ongoing support and training.
Franchises will generally have higher direct financing but they offer ongoing support and training.
What is the meaning of financing?Finance is the study and practice of money, money-related instruments, and capital assets. It is associated with economics, which refers to the study of the creation, transfer, and consumption that money, assets, goods, and services, but it is not the same as economics.
The process of raising capital or finances for any type of spending is known as financing. It is the act of directing various financial resources—such as credit, loans, and invested capital—to those parts of the economy that need them most or can use them most effectively.
Learn more about Financing here:
https://brainly.com/question/29493385
#SPJ1
With illustration explain how marriage/synergistic value is created arises
When two people get together and pool their resources, abilities, and skills to accomplish more than they might have done on their own, they are creating a marriage or synergistic value.
The idea of a puzzle can serve as an example of this value.Think of each person as a jigsaw piece with a distinct shape and pattern. When two people marry, they join their disparate parts to form a more complex and substantial whole.
Without a single component, the total picture would be without something important and crucial that each piece adds.
Similar to this, in an union, each spouse brings unique skills and talents to the table that, when combined, can result in more fulfilment and success than either could get on their own.
Learn more about accomplish here :
https://brainly.com/question/23779510
Organizational success relies considerably on effective purchasing and
A) supply management
B) employee benefits
C) geographical location of suppliers
D) the size of the organization
Organizational success relies considerably on effective purchasing and Supply management option (a)
Supply chain management (SCM) is a system in commerce that deals with procurement (purchasing raw materials/components), operations management (ensuring the production of high-quality products at high speed with good flexibility and low production cost), logistics, and marketing channels so that raw materials can be converted into a finished product and delivered to the end customer).
This can include raw material movement and storage, work-in-process inventory, finished goods, and end-to-end order fulfilment from point of origin to point of consumption. In a supply chain, interconnected, interrelated, or interlinked networks, channels, and node businesses collaborate to provide the products and services required by end customers.
Learn more about supply management
https://brainly.com/question/25032511
#SPJ4
Problem 15-33 (Algorithmic) Kolkmeyer Manufacturing Company is considering adding two machines to its manufacturing operation. This addition will bring the number of machines to ten. The president of Kolkmeyer asked for a study of the need to add a second employee to the repalr operation. The arrival rate is 0.07 machines per hour for each machine, and the service rate for each individual assigned to the repair operation is 0.6 machines per hour. a. Compute the operating characteristics if the company retains the single-employee repair operation. If required, round your answers to four decimal places. P 0 = t 2 = L= W G = hours W= haurs
the operational parameters for Kolkmeyer Manufacturing Company's single-employee repair operation: P0: The likelihood that there are no machines waiting to be repaired. t2: The typical length of time a machine waits to be repaired. L: The typical number of machines waiting to be repaired.
WG: The average amount of time (including both queue and service time) that a machine spends in the system.W: The amount of time on average that a machine waits in queue before being serviced. Using the M/M/1 queuing system formulas: P0 is equal to 1 minus (/), where / is the service rate and / is the arrival rate. t2 = P0 / (μ * (1 - P0)) L = λ * t2 WG = t2 + (1/μ) W = λ * WG Given: Arrival Each machine is clocked at a rate of () = 0.07 machines per hour. 0.6 machines per hour is the service rate. The arrival rate changes to 0.07 * 10 = 0.7 machines per hour due to the presence of ten machines. When these values are entered into the formulas: P0 = 1 - (0.7 / 0.6) ≈ 0.1667 t2 = 0.1667 / (0.6 * (1 - 0.1667)) ≈ 0.2381 L = 0.7 * 0.2381 ≈ 0.1667 WG = 0.2381 + (1 / 0.6) ≈ 2.9056 W = 0.7 * 2.9056 ≈ 2.0339 As a result, the single-employee repair operation's operational characteristics are as follows: P0 = 0.1667; t2 = 0.2381 0.1667 machines for L 2.9056 WG hours
learn more about company here:
brainly.com/question/30532251
#SPJ11
One of the key learning outcomes for ACG514 requires you to discuss and critically reflect on the role of ethical theories in supporting the role of accounting as a profession. This task has therefore been designed to help you build your skills in applying and evaluating ethical theories to a case scenario. Case Rory Hilton is the senior accountant of Pluto Ltd, a manufacturer of chocolate bars and other confectionary items. This is Rory’s first job since he finished university and he is nearly at the end of his probationary period. Once his probation is finished Rory will have greater job security at Pluto. Business conditions for Pluto have been good, with strong demand for its products. Management of Pluto is now negotiating a loan with the bank to fund significant investment in upgrading its factory equipment. Upgrading the factory equipment is an expensive process and management are keen to minimise the impact of the upgrade on short-term production. Rory and a team of engineers are responsible for recommending one of three potential bids from tenderers to conduct the overhaul. Factors taken into consideration include the impact on short-term production, and balancing the cost with the quality of the upgrade. Rory’s team analysed the costings of the three tenders and ultimately decided to recommend a company called Roach Ltd to perform the overhaul. When the Managing Director of Pluto, Alex, was informed of their choice, she was surprised as she believed that the tender process merely a formality and that another company, Archibald, had already essentially won the contract. Archibald is a business with which Alex has a material interest through her family business, Limbach Ltd. Upon viewing Rory’s costings, Alex questions many of Rory’s assumptions and insists that several amounts be adjusted. Rory acknowledges that some of the assumptions are open to interpretation, but also suggests to Alex that she has a conflict of interest and that this was influencing her perspective. Alex responded by telling Rory that that there is no conflict as she has more shares in Pluto than she has in Archibald, and that her interest is for Pluto to get the loan, conduct the upgrade and increase the productivity of its factory. Alex then tells Rory that if he wants to secure his future with Pluto, he should change the recommendation to Archibald.
Required:
a) What are the ethical issues facing Rory?
b) Advise Rory of appropriate courses of action from the teleological ethical perspectives of 'ethical egoism' and ‘utilitarianism’. Justify why these are based on 'ethical egoism' and ‘utilitarianism’.
c) Recommend a course of action for Rory based on deontological theory. Outline why this course of action is based on deontological ethics.
d) Which ethical theory do you think leads to the most appropriate course of action for Rory? Justify your position.
Rory is faced with several ethical issues which include :Conflict of interest: Alex is Rory's boss, and she has a personal interest in the selection process for the company to conduct the overhaul.
How did he entail?Alex's family business has an interest in Archibald, a competing company. This presents a situation where Rory could be influenced to compromise his ethical judgment.
Alex pressures Rory to change his recommendation to Archibald.
Fairness and integrity: Rory's decision needs to be made fairly and with integrity. He needs to ensure that he considers all relevant information and comes to a decision that is the best for the company in the long run.
b) Advise Rory of appropriate courses of action from the teleological ethical perspectives of 'ethical egoism' and ‘utilitarianism’.
Justify why these are based on 'ethical egoism' and ‘utilitarianism’. The teleological ethical perspective of 'ethical egoism' suggests that the moral worth of an action is based on its outcomes and benefits for the individual who makes the decision. Rory needs to act in his self-interest and make a decision that benefits him.
c) Recommend a course of action for Rory based on deontological theory. Outline why this course of action is based on deontological ethics.
A deontological ethical perspective requires that individuals make decisions based on their moral duties or principles, regardless of the outcomes. In this case, Rory needs to act based on his moral duties and principles. He needs to follow the selection process without any interference, make an impartial decision, and uphold the integrity of the process.d) Which ethical theory do you think leads to the most appropriate course of action for Rory? Justify your position.Utilitarianism leads to the most appropriate course of action for Rory. Rory needs to make a decision that benefits the company and maximizes the benefits for all stakeholders. The decision should consider the impact on short-term production and balancing the cost with the quality of the upgrade. This decision-making process will ensure that Rory makes an informed decision that benefits the company in the long run.To know more on interest visit:
https://brainly.com/question/30393144
#SPJ11
How do perception, learning and attitudes affect consumer decision making and how marketer influence these processes
Perception means how a person is thinking, learning refers to acquiring new knowledge and attitudes means feeling towers the product or service. Consumer decision-making is significantly influenced by perception, learning, and attitudes.
Perception, learning, and attitudes are all important factors that affect consumer decision making. Perception influences how a consumer interprets and evaluates stimuli in the marketplace. Learning affects how a consumer learns from past experiences and develops buying habits. Attitudes influence a consumer's predisposition towards a product or service. Marketers can influence these processes by designing their campaigns to appeal to the target audience's senses, past experiences, and biases.
For such more question on Perception:
https://brainly.com/question/30580004
#SPJ11
Side effects of anabolic steroid use in males include which of the following? A. Timidity. B. Shrinkage of sex organs. C. Greatly increased hair growth. D. Increased body fat.
Answer:
It’s B 100%
Explanation:
Answer: b
Explanation:
What is the hazard? Chris works for a city public works department. One hot afternoon the temperature outside reached 92 degrees. While Chris was shoveling dirt in a vacant lot, he started to feel dizzy and disoriented. He fainted due to the heat.
Answer: dehydration
Explanation:
Answer:
dehydration and heat exhaustion.
Explanation:
I hope this helps! :)
Question 4 (10 points)
The ABC Company executives decide that they will begin to produce more gidgets
than gadgets. They previously had been producing 500,000 gadgets per year and
only 300,000 gidgets. Yet they noticed that at the end of the year, there were still
100,000 gadgets left on the shelves and no gidgets.
a. In an answer of at least one paragraph, explain why the company would want to
produce more gidgets based on this market data.
b. In an answer of at least one paragraph, explain why the ABC Company's decision
involves a trade-off and identify what the trade-off is.
Answer:
A. In an answer of at least one paragraph, explain why the company would want to produce more gidgets based on this market data.
Explanation:
The company has 100000 gadgets left in the stock and no gidgets
Answer:
The company has 100000 gadgets left in the stock and no gidgets
Explanation:
The ABC Company executives decide that they will begin to produce more gidgets only 300,000 gidgets. Yet they noticed that at the end of the year, there were still
analyse how
natural factors such as adverse weather may cause a shift in the supply curve.
Answer: Natural factors such as adverse weather can cause a shift in the supply curve by affecting the ability of producers to produce and supply goods. For example, severe droughts can reduce the supply of agricultural products such as crops and livestock, leading to a decrease in the supply of these goods. Similarly, natural disasters such as hurricanes, floods, and wildfires can damage production facilities and disrupt transportation systems, causing a decrease in the supply of goods.
When the supply of goods decreases due to adverse weather, the supply curve shifts to the left. This means that at every price level, the quantity of goods that producers are willing and able to supply is lower than it was before. This results in higher prices and lower quantities of goods being exchanged in the market. In contrast, if weather conditions are favorable, the supply curve may shift to the right, leading to an increase in the supply of goods.
In addition to affecting the supply of goods, adverse weather can also affect the cost of production. For example, if there is a shortage of water due to a drought, the cost of irrigation may increase, leading to higher production costs for farmers. These higher costs may cause producers to increase their prices to maintain their profit margins, leading to an upward shift in the supply curve.
In conclusion, natural factors such as adverse weather can cause a shift in the supply curve by affecting the ability of producers to produce and supply goods. This shift can lead to changes in price and quantity in the market, as well as changes in production costs. It is important for economists to consider these natural factors when analyzing market trends and making predictions about future supply and demand.
Learn more about weather, click here:
brainly.com/question/21251700
#SPJ11
There are 5 women and 3 men applicants for a job.Only two out of eight are selected for a job.The probability that at least one of the selected person will be a women is:
According to the theory of 'supportive communication' please write
a reflective journal based on your personal experience(500 words,
student perspective)
Reflective Journal - The Power of Supportive Communication (Student Perspective)
As a student, I have personally experienced the transformative effects of supportive communication in various aspects of my academic journey. The theory of supportive communication emphasizes the importance of creating a positive and empathetic environment for effective interpersonal interactions. In this reflective journal, I would like to share my personal experiences and insights regarding the impact of supportive communication on my educational experiences.
One significant area where I have witnessed the power of supportive communication is in the classroom setting. I recall a specific instance where I was struggling to grasp a complex mathematical concept. Instead of feeling discouraged, my teacher adopted a supportive approach. She patiently explained the concept using real-life examples and encouraged me to ask questions without fear of judgment. Her empathetic and understanding demeanor made me feel comfortable, enabling me to express my difficulties openly. Through her supportive communication style, she instilled confidence in me, leading to a remarkable improvement in my understanding of the subject.
Supportive communication has also played a vital role in my interactions with classmates. During group projects, there have been instances where conflicts or disagreements arose. In such situations, applying the principles of supportive communication has helped in resolving conflicts constructively. By actively listening, acknowledging different perspectives, and showing respect, we were able to foster a collaborative environment. This supportive atmosphere allowed us to find common ground and reach mutually beneficial solutions. Through effective communication and understanding, we not only completed our projects successfully but also built strong relationships based on trust and support.
Outside of the classroom, supportive communication has influenced my relationship with mentors and advisors. I vividly remember a meeting with my academic advisor, where I was feeling overwhelmed with the demands of my coursework and extracurricular activities. Instead of simply providing advice, my advisor employed a supportive communication approach. She actively listened to my concerns, empathized with my situation, and offered guidance tailored to my specific needs. Her supportive communication style made me feel valued and understood, alleviating my stress and enabling me to develop strategies to manage my workload effectively.
Moreover, supportive communication has extended beyond formal academic settings and into my personal life as well. The support and encouragement I have received from my friends and family have been instrumental in my educational journey. Their belief in my abilities and their willingness to provide emotional support during challenging times have given me the strength to persevere. Through their affirming words, they have helped me overcome self-doubt and maintain a positive mindset.
In conclusion, my personal experiences as a student have reinforced the significance of supportive communication in fostering positive and impactful interactions. Whether it was the compassionate guidance from my teachers, the collaborative approach with my classmates, or the empathetic support from mentors and loved ones, supportive communication has been instrumental in shaping my educational experiences. It has created an environment where I feel comfortable expressing myself, seeking help when needed, and embracing growth opportunities. Going forward, I am committed to incorporating the principles of supportive communication into my interactions, recognizing its potential to transform not only my educational journey but also my personal and professional relationships.
To know more about journal visit,
https://brainly.com/question/28390337
#SPJ11
Job satisfaction can be lost for all of the following reasons EXCEPT:
a.
Lack of opportunities for promotion
b.
Bickering with co-workers
c.
Being recognized for a job well done
d.
Having little or no say in decisions that affect you
Answer:
Being recognized for a job well done
Explanation:
Are you surprised a couple with a joint income of $200,000 is priced out of the housing market well above average in the US approximately 6% of the population? Explain!
At least three sentences to be put as the brainliest. Due tomorrow!
A couple with a $200,000 joint income is priced out of the housing market It's not unexpected, especially in locations where the cost of living is high and demand for property is high.
The given question is an opinion based on the answer written in a generalized manner keeping in mind the income and housing market of the United States.
The high cost of housing can have serious consequences for people, families, and communities. since people with higher earnings may be able to buy houses, It may result in growing economic inequality.
The high cost of housing in the United States is a complex issue driven by a variety of factors, including economic trends, government regulations, and social attitudes.
Learn more about the housing market, here:
https://brainly.com/question/2654378
#SPJ1
Jason was conducting an evaluation of a restaurant waitress. He sat at the table with a list of things to observe in front of him, and the waitress noticed that he was assessing her every move. He noticed that she began acting more professionally around him, was friendlier, and gave him extra attention. Why would jason have been better off using naturalistic observation for this assessment?
Jason would have been better off using naturalistic observation for this assessment because it would provide a more accurate and unbiased understanding of the waitress's behavior.
1. Naturalistic observation involves observing individuals in their natural environment without their knowledge. In this case, Jason would have observed the waitress's behavior without her being aware of being evaluated.
2. By using naturalistic observation, Jason would have gained a more authentic understanding of how the waitress normally behaves, without any changes influenced by the awareness of being assessed.
3. The waitress's professional behavior, friendliness, and extra attention towards Jason after she noticed him evaluating her may not reflect her usual behavior. These changes could be a result of her wanting to make a good impression or being aware that she was being observed.
4. Naturalistic observation allows for the collection of unbiased data, providing a more accurate representation of the waitress's behavior in her natural setting. This would have allowed Jason to make a more objective evaluation of her performance as a waitress.
To learn more about behavior
https://brainly.com/question/29569211
#SPJ11
What can affect whether banks or other financial institutions are interested in offering an individual a loan?
There are several factors that can affect whether banks or other financial institutions are interested in offering an individual a loan. These include an individual's credit score, past payment history, debt-to-income ratio, collateral, current financial situation, and employment status.
Banks and other financial institutions use these factors to assess the risk of lending to an individual and will generally offer a loan with favorable terms to individuals with higher credit scores, lower debt-to-income ratios, and more stable employment. Additionally, banks and other financial institutions often require collateral either in the form of assets or a co-signer to increase their chances of repayment.
To know more about lending risk click here
https://brainly.com/question/14328876
#SPJ4
What role do ethics play in using technology in market research?
Answer:
The importance of ethics in marketing research doesn’t just apply to the way participants are treated but market research methods as well. Companies today have more access to customer data than ever before and this amount of access can easily lead to deceptive practices.
Explanation:
Tariffs may raise the price that foreign customers must pay for goods produced in the United States, negatively impacting a U.S. firm's ability to be price
competitive in those markets.
True or False
(Will give branliest)
Answer:
true
Explanation:
tarrifs raise the price of foreign goods
If European tourists flock to the United States in large numbers, then this event is most likely to cause the European euro to:
If European tourists flock to the United States in large numbers, then this event is most likely to cause the European euro to Depreciate and the US dollar to appreciate.
When European tourists flock to the United States, there is an increase in the demand for US dollars. This increase in demand leads to a rise in the value of the US dollar against the European euro. This phenomenon is due to the principles of supply and demand. As more European tourists buy US dollars to purchase goods and services in the US, the supply of euros increases, while the demand for US dollars rises. This results in a depreciation of the euro and an appreciation of the US dollar.
The increase in the value of the US dollar has a positive effect on the US economy. It makes imports cheaper, which benefits businesses and consumers alike. It also attracts foreign investment as investors look to take advantage of the strong currency.
On the other hand, the depreciation of the European euro can hurt European economy. It makes exports more expensive, which can lead to a decrease in demand and sales. This can hurt businesses that rely on exports and lead to higher unemployment rates.
In conclusion, when European tourists flock to the United States in large numbers, it is most likely to cause the European euro to depreciate and the US dollar to appreciate. This phenomenon is a result of the principles of supply and demand and can have both positive and negative impacts on the economies of the US and Europe.
Know more about principles of supply and demand here:
https://brainly.com/question/29648463
#SPJ11
the margin of safety for the miter saw is?
A. two inches
B. three inches
C. four Inches
D. six inches
Answer:
D six inches
Explanation:
Your still cute
Answer: D. Six inches MINIMUM margin of safety at all times.
Future Value Computation You are scheculed to receive \( \$ 12000 \) every sax months for ten periods beginning in sir mantho. What amourt in 5 years is equivalent to the futare serief of foymitis asw
To calculate the future value of the series of cash flows, we can use the formula for the future value of an ordinary annuity:
\[ FV = P \times \left( \frac{(1 + r)^n - 1}{r} \right) \]
Where:
FV = Future value
P = Periodic payment amount
r = Interest rate per period
n = Number of periods
In this case, you will receive $12,000 every six months for ten periods, starting in six months. We need to calculate the future value of this series of cash flows after 5 years.
First, let's calculate the interest rate per period. Since the payments are made every six months, the annual interest rate needs to be divided by 2 to get the semi-annual interest rate. Let's assume the annual interest rate is 5%, so the semi-annual interest rate (r) would be 5% divided by 2, which is 2.5%.
Next, we calculate the number of periods. Since the payments are made every six months for ten periods, the total number of periods (n) would be 5 years multiplied by 2 (since there are two semi-annual periods in a year), which equals 10 periods.
Now we can plug in the values into the formula:
\[ FV = \$12,000 \times \left( \frac{(1 + 0.025)^{10} - 1}{0.025} \right) \]
Please note that if the interest rate or the number of periods is different in your scenario, you will need to adjust the values accordingly in the formula to calculate the accurate future value of the cash flows.
To know more about future value visit:
brainly.com/question/30105963
#SPJ11
What is the purpose of the Subtotal feature?
In today's culture, Muslims seem to be facing more discrimination than other religious groups. What seems to be a cause for this increase?
Their beliefs
Their manner of dress
The change in immigration patterns and the events of 9/11
Their religious practices
The increase in discrimination against Muslims in today's culture appears to be largely caused by the change in immigration patterns and the events of 9/11.
Following the terrorist attacks on September 11, 2001, many individuals in the United States began to associate Islam with terrorism, leading to negative attitudes and discriminatory behavior towards Muslims.
Additionally, the rise of anti-immigrant sentiment and policies has targeted Muslims and individuals from Muslim-majority countries, further exacerbating the discrimination they face. While some may argue that Muslim beliefs, manner of dress, or religious practices contribute to discrimination, the root cause appears to be a combination of societal perceptions and government policies.
Efforts to combat discrimination against Muslims involve education and awareness-raising campaigns, as well as policy changes aimed at promoting diversity, inclusion, and equal treatment for all individuals regardless of their religion.
To know more about immigration patterns, refer here:
https://brainly.com/question/16796369#
#SPJ11
the most exacting measure of supply chain performance regarding availability is ______.
The most exacting measure of supply chain performance regarding availability is the Perfect Order Fulfillment (POF) metric.
Perfect Order Fulfillment measures the percentage of customer orders that are delivered without any errors or issues, meeting all customer requirements and expectations. It takes into account various aspects of order fulfillment, including order accuracy, on-time delivery, complete shipment, and documentation accuracy. The POF metric provides a comprehensive assessment of the supply chain's ability to deliver products or services reliably and efficiently, reflecting the availability of products as desired by customers. It focuses on ensuring that the right products are delivered in the right quantity, to the right location, at the right time, and in the right condition.
By measuring Perfect Order Fulfillment, organizations can identify and address any bottlenecks or areas of improvement in their supply chain processes to enhance availability and customer satisfaction.
Learn more about Perfect Order Fulfillment metric here:
https://brainly.com/question/31376077
#SPJ11
Ftx, recently valued at $32 billion, has filed for bankruptcy. What type of company is it?.
FTX is a Bahamas-based cryptocurrency exchange. It was recently valued at $32 billion and has filed for bankruptcy.
What is cryptocurrency?Cryptocurrency which is also called crypto-currency or crypto is any form of currency that exists digitally or virtually and uses cryptography to secure transactions. Cryptocurrencies don't have a central issuing or regulating authority, instead using a decentralized system to record transactions and issue new units.
So simply, cryptocurrency is a digital payment system that doesn't rely on banks to verify transactions. It’s a peer-to-peer system that can enable anyone anywhere to send and receive payments.
Cryptocurrency is stored in digital wallets.
Learn more about cryptocurrency, here:
https://brainly.com/question/16450854
#SPJ1