An increase in tax benefits associated with individual retirement accounts will increase the supply of loanable funds.
a) When there is an increase in the supply of loanable funds, the equilibrium interest rate will decrease, while the equilibrium level of investment will increase.
This is because borrowers have access to more loanable funds at lower interest rates and hence will borrow more, while lenders have more money to lend at lower interest rates, and hence more investment projects will be funded.
(b) An increase in the amount of available investment tax credits will increase the demand for loanable funds, which will lead to an increase in the equilibrium interest rate and the equilibrium level of investment.
(c) A technological discovery of room-temperature quantum chips largely benefits the companies that buy new quantum computers. This leads to a rise in the demand for loanable funds. Hence, the equilibrium interest rate will increase, while the equilibrium level of investment will increase as well.
(d) An increase in taxes will decrease disposable income, which will lead to a decrease in consumption. This leads to a decrease in the demand for loanable funds. Hence, the equilibrium interest rate will decrease, while the equilibrium level of investment will decrease as well.
(e) When government spending and tax revenue increase by the same amount, the supply and demand for loanable funds remain unchanged. Hence, the equilibrium interest rate and the equilibrium level of investment will remain unchanged as well.
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Early on in an amortized loan the interest portion of each payment is typically ______ than the principle portion. Towards the end of the loan term the interest portion of each payment is typically ______ than the principle portion. This is because the principle remaining _______ over the life of the loan. A) less / greater / increases B) greater / less / increases C) greater / less / decreases D) less / greater / decreases
Answer:
C
Explanation:
An amortized loan is a form of loan which the principle together with the accrued interest component is gradually written off over an agreed period of time at a specified rate.An equal amount is regularly paid over the extended period.
The interest component of an amortized loan is firstly settled before considering the principle amount , which makes the interest component to be higher that the principle at the initial stages. This process leads to a reduction in the volume of the principle balance with time . Moreover , as the principle reduces with time , the interest expenses also reduces , and it eventually gets to a point where the principle component of repayment becomes greater.
make a budget of 2000 dollars for a grade six pupil
Answer:
Spend half save half
Explanation:
ASAP PLEASE-------------
Cameron has decided to diversify his investments in the following way:
$3,000 in an account earning 2.7% simple interest
$5,000 in a savings account earning 1.8% interest compounded annually
$5,000 in a certificate of deposit earning 3.9% interest compounded quarterly
How much total interest will Cameron earn on his investments at the end of 3 years?
a. $530.87
b. $665.57
c. $973.30
d. $1,135.30
Anyone know how to do this?
Answer:
D.) $1,135.30 at the end of 3 years
Explanation:
First method:
Formula for simple interest is I = P * R * T.
In this instance P = 3,000, R = 2.7, T = 5.
\(I=(3000)(0.027)(5)\\= $405\)
Second method:
The formula for annual compounding is \(A=P(1+r)^t\), where A = amount, P = principal (initial) amount, r = rate of growth, t = years.
\(A=5000(1+0.027)^3\)
=\(5416.0334\)
Third method:
The formula for periods within a year is \(A=P(1+\frac{r}{n})^n^t\). There is now the added value of n (number of periods per year). Since there are 3 quarters per year, n will be 4.
\(A=5000(1+\frac{0.039}{4})^4^*^3\\=5000(1.00975)^1^2\\= 5617.4129\)
Sum after 3 years is $1,135.30
In this pay, Moss Company deducted OASDI taxes of $5,276.24 and HI taxes of $1,233.95 from the $85,100.90 of taxable wages paid. What is Moss Company's portion of the social security taxes for: Round your answers to the nearest cent.
Answer:
A. $5,276.26
B. $1,233.96
Explanation:
Calculation for What is Moss Company's portion of the social security taxes for:
a. OASDI taxes=($85,100.90 x 6.2%)
OASDI taxes=$5,276.26
Therefore Moss Company's portion of the social security taxes for OASDI will be $5,276.26
b. HI taxes=($85,100.90 x 1.45%)
HI taxes=$1,233.96
Therefore Moss Company's portion of the social security taxes for HI will be $1,233.96
¿Un producto tiene una EPD de 0,73. Qué podemos decir acerca de la Elasticidad de este producto? Explique.
Answer:
En este caso, EPD tiene un valor de 0,73, siendo menor que 1. Por lo que la demanda del bien es inelástica y la cantidad demandada aumenta (disminuye) en menor proporción de lo que baja (sube) el precio.
Explanation:
La elasticidad precio de la demanda (EPD) indica en qué medida los cambios en el precio alteran la demanda de productos o servicios concretos. En otras palabras, la elasticidad precio de la demanda señala cuánto varía la cantidad demandada de un bien cuando varía su precio.
Se calcula comparando el valor porcentual del cambio en el precio con el del correspondiente cambio en la demanda. Es decir, se define como el cambio porcentual en la cantidad demandada dividido por el cambio porcentual en el precio.
Si la EPD > 1, se dice que la demanda del bien es elástica y la cantidad demandada aumenta (disminuye) en mayor proporción en que baja (sube) el precio. La cantidad demandada aumenta (disminuye) en mayor proporción en que baja (sube) el precio.
Si la EPD < 1, se dice que la demanda del bien es inelástica y la cantidad demandada aumenta (disminuye) en menor proporción de lo que baja (sube) el precio. La demanda de un bien es inelástica cuando la reacción de los consumidores ante un cambio en el precio no es significativa.
Si la EPD = 1, se dice que la demanda del bien tiene elasticidad unitaria y la cantidad demandada aumenta (disminuye) en la misma proporción en que baja (sube) el precio.
En este caso, EPD tiene un valor de 0,73, siendo menor que 1. Por lo que la demanda del bien es inelástica y la cantidad demandada aumenta (disminuye) en menor proporción de lo que baja (sube) el precio.
Which of the following is NOT example of Capital used to produce goods?
Answer:
Some examples of capital used to produce goods are machinery, human workers, equipment, basically anything that is used by a factory in the production process. You didnt list any options so I can't tell you which one isn't, but I hope this helps!
Explanation:
HELPPPPPP!!!! ASAPPPPP!!!!!
Answer:
B I believe
Explanation:
Drag each tile to the correct box.
Sequence the correct steps that an accountant needs to follow for recording transactions.
record the transaction as an entry in the
journal
obtain the source document and verify its authenticity
prepare the trial balance
make adjustment entries
post the entry into a ledger
The correct steps that an accountant needs to follow for recording transactions: obtain the source document and verify its authenticity, record the transaction as an entry in the journal, post the entry into a ledger, prepare the trial balance, and make adjustment entries.
What is accounting procedure?Accounting procedures are standardized processes that are used within the accounting department to perform a function.
An accounting procedure is intended to perform a function efficiently while incorporating adequate controls to reduce the risk of loss. A procedure can also be created as a training tool for employees, who can read the document to learn about a new job.
The accountant must first obtain the source document and verify its authenticity, and then post into journal and ledger. Then the trial balance is prepared and the accounts are closed with the necessary adjustment entries.
Therefore, the correct steps that an accountant needs to follow for recording transactions is given above.
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At year end the perpetual records of Greta Co. showed a balance of $98,000 in the Merchandise Inventory account. The company did a year end inventory count and the actual inventory on hand was, $96,500. Please show the adjusting journal entry required. Account Name Debit Credit 2) Greta runs a perpetual system for inventory costs. At year end, it is estimated that 3% of total Sales, $535,000, will be the amount of Sales that will be returned during the next year. This will bring back an estimated $9,550 of Inventory. Please show the appropriate 2 Adjusting Entries needed. Account Name Debit Credit 2 a) b) c) Which of these Adjusting Entries would be done if Greta Co. was instead running a periodic intentory system? d) Where in the Financial Statements would the other Adjusting Entry amount be shown? Ex 6 When using a perpetual inventory system, how many closing entries does a merchandising company have, and describe these.
1. Adjusting Entry for Merchandise Inventory: Debit Merchandise Inventory by $1,500 and credit Cost of Goods Sold by $1,500.
2.Adjusting entries for estimated sales returns involve debiting Estimated Sales Returns and Allowances and crediting Allowance for Sales Returns and Allowances, and debiting Allowance for Sales Returns and Allowances and crediting Merchandise Inventory.
How to adjust entries for estimated sales returns?1) Adjusting Journal Entry for Merchandise Inventory:
Account Name Debit Credit
Merchandise Inventory $1,500
Cost of Goods Sold $1,500
2) Adjusting Entries for Estimated Sales Returns:
a) Estimated Sales Returns and Allowances $16,050
Allowance for Sales Returns and Allowances $16,050
b) Allowance for Sales Returns and Allowances $9,550
Merchandise Inventory $9,550
c) No adjusting entry is required for a periodic inventory system.
d) The amount of the adjusting entry for estimated sales returns and allowances would be shown as a contra account (reduction) to Accounts Receivable on the balance sheet.
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Stan’s savings account has a balance of $2257. After 5 years, what will the amount of interest be at 10% compounded quarterly?
a.
$1432.36
c.
$112.85
b.
$1446.36
d.
$1441.36
Answer:
b
Explanation:
Answer:
1441.36
Explanation:
got it right on edge
The economy of the United States is BEST described as
A. noncompetitive
B. socialistic
C. government-owned
D. market-based
E. not-for-profit
Answer:
i believe the answer is b
Explanation:
because the us economy is best described as mixed ( capitalism & socialism) so i think its b
Which act requires financial institutions to ensure the security and confidentiality of customer data and mandates that data must be stored on a secure medium and protected during storage and transmittal?.
Gramm-Leach-Bliley Act requires financial institutions to ensure the security and confidentiality of customer data and mandates that data must be stored on a secure medium and protected during storage and transmittal.
The Gramm-Leach-Bliley Act requires financial institutions (companies that provide financial products or services to consumers, such as credit, financial or investment advice, and insurance) to explain their information-sharing practices to their customers and Obliged to protect.
GLBA requires entities that qualify as “financial institutions” to take a number of positive steps to prevent the unauthorized collection, use and disclosure of NPIs. These obligations are imposed by two "rules": (i) Privacy Rules and (ii) Security Rules.
To comply with the GLBA, financial institutions must provide customers with notice of how they share their confidential information and the right to opt out if they do not want their personal information shared with third parties. be notified and apply special protective measures. to personal data in customer accounts.
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If the stock turnover rate for your industry is 3, how many months' worth of inventory should you keep in stock at all times? (a) 2. (b) 3, (c) 4,
(d) 9.
Answer:
2
Explanation:
what two elements must be present in a contract to achieve complete agreement referred to as meeting of the minds offer with escrow deposit
Two elements that must be present in a contract to achieve complete agreement referred to as meeting of the minds offer with escrow deposit are offer and awareness.
All contracts begin with a desire and a sense of obligation. Someone desires something, and someone has the ability to fulfill or accept responsibility for that desire.
This first element is "the offer" which includes each party's duties and responsibilities but must also illustrate a value exchange. This value can be monetary or refer to a desired action or consequence.
To be legally binding, both parties must be aware that they are entering into an agreement. Both parties must be active participants. This is usually called "a meeting of the minds," They must acknowledge the existence of the contract and willingly accept to be bound by its terms.
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Think of a time you encountered an ethical dilemma. What was the situation? How did you react? Do you behave ethically? How do you know?
(i never had a ethical problem plz HELP!!!!!!!)
Answer: Ok so i work in a place where realtionships at the job are forbbiden, well not forbbiden strictly but you get it right. so, this boy and this girl were dating and once the boss found he did not let them work together he actually seperated them and the girl had to work with me and the boy had to work with other coulleges.
Explanation: i hope you understand
Answer:
One time I was working in a group with my friends for a school project and they weren't acting appropriately or doing their part of the project. I didn't know if I should ask the teacher for a new group and upset my friends, or if I should just do the project myself so as to not risk upsetting my friends and still get a good grade. I reacted by having a serious conversation with my friends and explaining the situation. I behaved ethically because I communicated the issue, and we were able to solve it by them realizing what they were doing, focusing and completing their part of the project, and all of us getting it done as a team.
what statement best illustrates an example of economic specialist
Assume an economy with a full employment (potential) real GDP of $600, an actual (equilibrium) real GDP of $500, and an MPC = 0.90 Answer the following questions. a) Graphically illustrate the state of this economy using an AD-AS model. b) What type of GDP (output) gap exists in this economy? c) What is the size of the gap? d) Calculate the spending multiplier: e) To close this gap using only changes in government spending (G) means that government spending must ____by $ ____ billion. f) To eliminate this gap using only changes in taxes (I) means that taxes must ___ by $ ___ billion.
To eliminate this gap using only changes in taxes (I) means that taxes must decrease by $10 billion.
The size of the output gap is 100 and the spending multiplier is 10, which means that an increase in government spending of $10 billion will close the output gap.
a) Graphically, the AD-AS model for this economy would have the aggregate demand curve (AD) at 500, which is lower than the potential output (AS) of 600.
b) This economy has an output gap, which is the difference between the actual and potential output.
c) The size of the output gap in this economy is 100.
d) The spending multiplier is 1/MPS (1 - MPC) = 1/0.10 = 10.
e) To close this gap using only changes in government spending (G) means that government spending must increase by $10 billion.
The output gap in this economy is the difference between the actual and potential real GDP. The actual GDP of 500 is lower than the potential GDP of 600, indicating that the economy is not at full capacity. The size of the output gap is 100 and the spending multiplier is 10, which means that an increase in government spending of $10 billion will close the output gap.
Alternatively, decreasing taxes by $10 billion will also close the output gap.
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Which of the following choices incur speculative risk?
a.stocks
b.fire insurance on a house
c.options
d.life insurance
e.high interest savings account
Answer: correct option is A.
Explanation: A speculative risk can be defined as risk that is taken willingly either it results in profit or loss and the stocks involve in probability of gain and loss making it a speculative risk.
Stocks incur speculative risk. Therefore option A is correct.
What are Stocks?A stock usually referred to as equity, is a type of investment that denotes ownership in a portion of the issuing company. Shares, also known as units of stock, entitle their owners to a share of the company's assets and income in proportion to the number of shares they possess.
Common stock and preferred stock are the two primary categories of stocks.
Owners of common stock are entitled to dividends and the right to vote at shareholder meetings.
Common stockholders often do not have voting rights, while preferred stockholders typically get dividend payments ahead of time and are given preference over common investors in the event of a firm bankruptcy and asset liquidation.
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Calculate the annual interest rate on a loan of 200,000 if at the end of the year, the borrower has repaid 230,000.
Answer:
15%. fifteen percent is the answere
What is referred to as discussing the way potential risks are analyzed and thereby decisions are made to address the risk?
Risk Management is referred to as discussing the way potential risks are analyzed and thereby decisions are made to address the risk.
What is Risk Management?In order to reduce, monitor, and control the likelihood or impact of unfortunate events or to maximize the realization of opportunities, risk management involves the identification, evaluation, and prioritization of risks. Risk management is followed by the coordinated and efficient application of resources.Risk management can originate from a variety of things, such as unpredictability in global markets, threats from failed projects, legal liabilities, credit risk, accidents, natural disasters, and enemy-initiated attacks, as well as occurrences with unclear or unpredictable origins.Two categories of events exist. Negative events, then, can be categorized as dangers, whereas favorable ones, then, can be categorized as chances.Several organizations, including the Project Management Institute, the National Institute of Standards and Technology, actuarial societies, and ISO standards, have created risk management standards.To learn more about Risk management with the given link
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Maria is a recruiter with a bachelor's degree in business administration. She is well respected among her peers for her professional standards and understanding of the HR field. However, she has noticed that when she recruits engineers for her company, they sometimes seem unresponsive to her. The most likely reason for this is because Maria:________.
Group of answer choices.
A. Is not warm enough to the applicants.
B. Is perceived as less credible because she is an HR specialist.
C. Does not give applicants enough information, leaving them with more questions than answers.
D. Comes off as being too professional for someone in the HR field.
E. Is not approaching the candidate with enough skepticism.
Answer:
B. Is perceived as less credible because she is an HR specialist.
Explanation:
Human resources (HR) can be defined as an art of managing, controlling and improving the number of people (employees or workers), functions, activities which are being used effectively and efficiently by an organization.
Hence, human resources managers are saddled with the responsibility of managing and improving the welfare and working conditions of the employees working in an organization.
In this scenario, Maria is well respected among her peers for her professional standards and understanding of the HR field. She noticed that when she recruits engineers for her company, they sometimes seem unresponsive to her. Thus, the most likely reason for this is because Maria is perceived as less credible because she is an HR specialist and as such is considered not to have a deep understanding of the field of engineering to recruit a qualified and experienced candidate.
During year 1, albrecht sold his personal sport plane that had an adjusted basis to him of $112,000 to roy for $140,000. roy paid $40,000 as a down payment and agreed to pay $20,000 per year plus interest for the next 5 years. what is the amount of gain to be included in albrecht’s gross income for year 1?
Answer:
$8000
Explanation:
Given that:
Adjusted basis of sport plane = $112,000
Sales price = $140,000
Down payment = $40,000
Balance paid in $20,000 installment for the nest 5 years
Gross income:
Gross income = sales price - adjusted basis
Gross income = $140,000 - $112,000
Gross income = $28,000
Based on the installment payment of $20,000:
140,000/20,000 = 7
Gross income = $28000/ 7 = $4000
With down payment being 40,000
In year 1, down payment of $40,000 was made, which is 2 times the yearly installment amount.
Hence gross profit in year 1 = $4000 × 2 = $8000
Why is Netflix's stocks going down?
Answer:
Netflix stock was falling sharply Wednesday after the streaming giant posted disappointing first-quarter earnings, prompting a flurry of price target cuts and critique from analysts.
Explanation:
Hope this helpes.
Give an overview of the Key Performance Indicators (KPI) that your organisation uses in evaluating the performance of its suppliers
These Key Performance Indicators (KPIs) may vary based on the industry, organizational goals, and specific supplier relationships. Some commonly used KPIs in supplier performance evaluation are on-time delivery, quality performance, and financial stability.
On-time Delivery: This KPI measures the supplier's ability to deliver goods or services according to the agreed-upon schedule.
Quality Performance: This KPI evaluates the quality of the products or services provided by the supplier.
Financial Stability: This KPI assesses the financial health and stability of the supplier.
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If a market signals contain accurate information available to investors, then the market is said to be?
If a market signals contain accurate information available to investors, then the market is said to be transparent.
What is market signals?Market maker signals can be described as the signs broker-dealers or market makers do give to themselves as regards the movement of stock prices.
It help to buys and sell share amount orders in real-time during trading hours however , the market should be open, at this time.
Therefore, If a market signals contain accurate information available to investors, then the market is said to be transparent.
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Good Morning! Make sure to eat something for breakfast, drink some water, Stay healthy, and take care of yourself :) I care about y'all!
seller al and agent alice mutually decide to end their agency relationship. which duties does the agent continue to owe the seller?
Confidentiality and accounting are duties the agent continues to owe the seller.
What is accounting?The process of gathering, compiling and reporting information on business and financial transactions. also: this system's guidelines and practices. as a first-year student, I studied accounting: work done in accounting or by accountants.
The agents continue to owe the seller, By The fiduciary duty is the duty to act always in the interest of the principal; the duty here includes that to avoid self-dealing and preserving confidential information.
Therefore, By the two duties, fiduciary and general act always in the interest of the principal.
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What specific types of appeal strategies such as fear, humour,
sex and comparative etc. would be more effective for food product
advertising?
In food product advertising, specific appeal strategies that can be effective include fear, humor, sex, and comparative appeals.
1. Fear appeal: This strategy involves highlighting potential negative consequences or risks associated with not consuming the advertised food product. For example, emphasizing the health risks of not eating a balanced diet or the dangers of consuming unhealthy alternatives.
2. Humor appeal: Using humor in food product advertising can capture consumers' attention and create a positive association with the brand. Funny scenarios or witty dialogue can help make the advertisement memorable and enjoyable.
3. Sex appeal: This strategy involves using attractive models or suggestive imagery to create a link between the food product and desirable qualities such as attractiveness or pleasure. However, it is important to note that the appropriateness of this strategy can vary depending on cultural and ethical considerations.
4. Comparative appeal: Highlighting the superiority of the advertised food product compared to competitors can be an effective strategy. This can include emphasizing qualities like taste, nutritional value, or price. Comparative appeals can help create a perception of value and uniqueness for the product.
Remember, the choice of appeal strategy should align with the target audience, brand image, and the nature of the food product being advertised. In food product advertising, specific appeal strategies that can be effective include fear, humor, sex, and comparative appeals.
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Law of demand is defined as the relationship between price and quantity from a buyer's perspective.
a. true
b. false
It is true that the Law of demand is defined as the relationship between price and quantity from a buyer's perspective
What is law of demand?The law of demand states that that as the price of a good increase, the quantity demanded will fall and as the price of a good falls, the quantity demanded also rise.
Here, consumers tend to buy more goods and services as the price go down or fall, hence more of a product will be purchased at lower prices than at higher prices.
Therefore, the Law of demand is defined as the relationship between price and quantity from a buyer's perspective
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Explain how AI is changing the IT industry or how it will change it in the future. How can IT professionals leverage AI in their roles? Provide an example that supports your response.
AI is significantly transforming the IT industry and will continue to do so in the future. It has the potential to revolutionize various aspects of IT operations, ranging from automating repetitive tasks to enabling advanced data analytics and decision-making.
AI-powered automation can streamline and optimize IT operations by automating routine tasks, such as system monitoring, network management, and software deployment. This allows IT professionals to focus on more complex and strategic initiatives, leading to increased efficiency and productivity.AI plays a vital role in strengthening cybersecurity defenses. Machine learning algorithms can analyze vast amounts of data to detect anomalies, identify potential threats, and respond to security incidents in real-time.
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