defined-contribution employer-sponsored retirement plans provide you with a specific amount of income when you retire, based on factors such as your salary and years of employment.
Answers
Defined-contribution employer-sponsored retirement plans do not provide you with a specific amount of income when you retire. Instead, these plans allow you to contribute a portion of your salary to an individual account, which is typically invested in stocks, bonds, or mutual funds. The final amount you receive at retirement depends on factors such as the performance of your investments and the contributions made over the years.
Defined-contribution employer-sponsored retirement plans differ from defined-benefit plans in that they do not guarantee a specific amount of income upon retirement. Instead, these plans involve individuals contributing a portion of their salary to an individual account, often with employer matching contributions. The accumulated funds are then invested in various assets, such as stocks, bonds, or mutual funds, based on the individual's preferences and risk tolerance.
The final amount received at retirement from a defined-contribution plan is determined by factors such as the performance of the investments within the account and the total contributions made over the years. The account balance is subject to market fluctuations, and the individual assumes the investment risk. Therefore, the income received in retirement is not predetermined but rather dependent on the contributions, investment returns, and other variables.
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Complete Question:
defined-contribution employer-sponsored retirement plans provide you with a specific amount of income when you retire, based on factors such as your salary and years of employment. True/False
Related Questions
The quantity of a product or service that businesses will make available at various prices is called:
1. market share
2. demand
3. capacity
4. market potential
5. supply
Answers
The quantity of a product or service that businesses make available at various prices is 5. supply.
Supply represents the relationship between the price of a product or service and the quantity that businesses are willing and able to produce and make available in the market. It is a fundamental concept in economics and plays a crucial role in determining market equilibrium.
The quantity of u Supply is influenced by factors such as production costs, technological capabilities, resource availability, and the profitability of producing and selling the product or service.
As prices increase, businesses generally have more incentive to increase production, leading to a higher quantity supplied. Conversely, when prices decrease, businesses may reduce their production levels due to lower profitability.
Supply is typically depicted graphically using a supply curve, which shows the relationship between price and quantity supplied. The upward-sloping supply curve illustrates that as prices rise, the quantity supplied also increases.
This relationship helps determine the equilibrium price and quantity in a market, where supply and demand intersect. It is an essential concept in economics and helps determine the dynamics of markets.
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The quantity of a product or service that businesses will make available at various prices is called supply. So, the correct option is 5.
Supply refers to the quantity of a product or service that producers or businesses are willing and able to offer for sale at different price levels in the market. It represents the relationship between price and the quantity of goods or services that suppliers are willing to supply.
The supply of a product or service is influenced by various factors such as production costs, technological advancements, input prices, availability of resources, and market conditions. As prices increase, suppliers are generally motivated to increase their production and supply more goods or services to maximize their profits. Conversely, as prices decrease, suppliers may reduce their production levels or even exit the market if it becomes unprofitable.
Understanding the concept of supply is crucial for analyzing market dynamics, pricing strategies, and forecasting market equilibrium. It helps businesses make decisions regarding production levels, pricing, and resource allocation based on the expected demand and market conditions.
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why should mary ann and nana create a business plan?
Answers
One of the most important steps in beginning and operating a business is writing a business plan. It acts as a strategic instrument to direct choice-making, reduce risk, and increase chances of success.
A business plan is a strategic instrument for defining and clarifying the concept of the business as well as its main aims and objectives. It offers a methodical manner to describe what the company wants to accomplish and how it intends to do it.
In a business plan, Mary Ann and Nana describe the approaches they aim to take in order to realize their objectives. They can use it to plot out their necessary course, spot probable obstacles, and make backup plans.
The financial, human, and technological resources that the company will require to run successfully are listed in the business plan. This guarantees effective resource allocation and prevents wasteful spending.
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Select the correct answer. What is a SWoT analysis?
A. marketing strategy
B. a market research strategy
C. a strategy to spot opportunities D. a strategy to allocate resources E. astrategy to understand resource allocation
Answers
Answer:
B
Explanation:
SWOT stands for Strengths, Weaknesses, Opportunities, and Threats. SWOT analysis (or SWOT matrix) is a strategic planning technique used to help a person or organization identify strengths, weaknesses, opportunities, and threats related to business competition or project planning.
Answer:
I think its C.
Explanation:
I'm trying to find the answer, too, but I know it's not B because I got it wrong before. D and E don't match SWOT at all, so those are out. It's either A or C. C seems the better bet though, as what I've learned from the internet, it helps in deciding a market research strategy, not being one itself.
So C is the right answer from using the process of elimination.
the direct labor hours required to produce the first two units of a new product are 2,000 and 1,800, respectively. using a 90% learning rate the company would estimate the direct labor hours for the fifth unit to be
Answers
The corporation would calculate the direct labor hours for the fifth unit to be 1566.0 hours, assuming a 90% learning rate.
Is direct labour wage-based?
A new product's first two units require 2,000 and 1,800 direct labor hours to produce, respectively. The hourly pay rate, the cost of fringe benefits, and your share of employee payroll taxes are all included in the direct labour hourly rate, commonly referred to as the labour rate standard. Divide that sum by the total number of hours worked during the pay period to determine the hourly value of employee taxes and fringe benefits. The amount of direct labour hours required to create one unit of a product is known as the direct labour hours.
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"Section 2: Supply and Demand Curves
The owner of Bond's Gym has paid you to carry out a survey of potential customers. You asked 600 potential customers what price they would be willing to pay to join the gym. Then, the owner provided data about the number of customers that can be admitted as members at each membership price.
This allowed you to create a combined supply and demand schedule for Bond's.
(refer to the table shown in the picture)
•Using the data in the supply and demand schedule, create demand and supply curves for Bond's Gym on the following graph. Be sure to use text boxes to label the supply curve as 'S' and the Demand curve as 'D'. (refer to the graph shown in the picture)"
if you couldn't read the photo, I wrote it all down here. I still don't have a grip on the graphing, so I'm kind of stuck. I'd really appreciate any help or explanation.
Answers
Answer:
Explanation: here's the graph!
Murad dreamed of working in the fashion industry. He landed a fashion internship, but the company did not hire him when he graduated. After interviewing with 8 other companies, Murad still did not have a job upon graduation. Murad viewed his job search struggles as an opportunity to move to Paris, the fashion capital of the world. Murad is demonstrating
- self motivation
-personal adapility
-openness to change
-resilence
Answers
The correct answer is self-motivation. In the given scenario, Murad is demonstrating the personality trait of self-motivation.
Self-motivation is the personality trait that drives individuals to accomplish tasks and achieve goals without external influence. It refers to the desire to set and achieve personal goals and challenges, as well as the drive to overcome obstacles and challenges. It is a quality that is valued in both personal and professional contexts.
In the given scenario, Murad's determination to keep searching for a job in the fashion industry, even after facing several rejections, is an indication of his self-motivation. His decision to view his job search struggles as an opportunity to move to Paris, the fashion capital of the world, is a manifestation of his self-motivation.
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How does email marketing help companies nurture customers?
Answers
Answer:Email helps with a lot of things , emails can help companies keep track of things such as documentary , reciepts,checks and more.
Explanation:
When consumers are unhappy with a product, they may boycott the product and/or store and express dissatisfaction to friends. private response
Answers
This type of response is called private response. A company can send a single message to someone who published anything via Private Replies.
What is audience response?In order to foster engagement between a presenter and their audience, audience response is a sort of interaction related to the employment of audience response systems.
Systems for remote audiences may use telephones or web polls for viewers watching through television or the Internet, while systems for co-located audiences integrate wireless technology with presentation software.
Real-time response, the worm, telephone testing, and audience reaction meters are some of the several names for this technology.
Such systems are frequently referred to as "personal response systems" or "student response systems" in educational environments.
Often referred to as a "clicker," the handheld remote control is what students use to respond to questions.
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You want to write a press release about a free new app you're offering. The app allows people to keep track of what they've eaten each day and reports on nutritional value and calories. It also creates customized recommendations for improving your diet. By emphasizing the cost-free nature of this useful tool in the press release, you are primarily relying on which principle of persuasion?
Answers
The principle of reciprocity is being used when emphasizing the free nature of the useful tool in the press release, as this principle generates a reciprocal response to individuals.
What is the principle of reciprocity?It corresponds to an approach developed by Cialdini, who states that reciprocity is the first principle of persuasion, as individuals are conditioned to reciprocate favors and concessions to others.
Therefore, by using the principle of reciprocity, emphasizing the free nature of the new app, the company hopes to generate more attention, use and positive response from the target audience as a form of retribution.
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hellp! WILL GIVE 30 POINTS!!
Alexis and Damian are both taking a course on picking a career. They go to the same art club so they both know what they enjoy doing. Surprisingly, Alexis and Damian might find careers in the Architecture and Construction Career Cluster that allow them to express themselves through art. Create a list of possible jobs in this cluster that could use an artistic person and explain a task that each job does that the two students might particularly enjoy.
*Dont answer for points, cuz I've gotten scames so many times :/
Answers
Answer:
A few jobs that express how you feel through art are house remodeling because you can decorate with things that make you happy or that show how you feel, professional painter because you can paint how you feel, and a gardener because you make the garden look like something that expresses how you feel.
Explanation:
Hope this helps! Just make sure to edit it a little so that you don't get in trouble! :)
Enumerate the reasons why there is no universally accepted definition of the term entrepreneur.
Answers
Answer:
There is no universal definition of entrepreneurship because it is unique from person to person. ... However a person sees a business venture may or may not be exactly the same as to how somebody else sees it.
Explanation:
which is not considered a source of threat? government grant untrained employee newly implemented technology earthquake
Answers
Government Grant is not considered a source of threat. Government grants are a sort of financial help that the government offers to people, companies, or organizations for a particular goal.
Since grants do not need repayment like loans do, they are a significant source of funding for many people.
Government grants can be used to help finance initiatives or programs that would otherwise be too expensive or challenging to finance.
Government grants are often given out for specified goals, such as research or infrastructure projects.
Government grants are not regarded as a danger because they are merely a type of financial assistance and don't expose the receiver to any risks directly.
The correct question is -
which is not considered a source of threat?
A) government grant
B) untrained employee
C) newly implemented technology
D) earthquake
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Recently, mobile phone makers have introduced phones with large easy-to-read buttons to tap into the growing market of ________. Multiple choice question. younger consumers illiterate buyers seniors immigrants
Answers
Recently, mobile phone makers have introduced phones with large easy-to-read buttons to tap into the growing market of Seniors. So the correct answer is option A.
Seniors tend to have difficulty with small buttons, small screens, and intricate features, thus mobile phone makers introduced phones with large easy-to-read buttons that make it easier for seniors to read and navigate through their phones.
Seniors form a considerable part of the population in developed nations such as the United States of America, Germany, and Japan, as well as in developing nations such as India, Nigeria, and China. With the increase in the proportion of seniors, mobile phone makers have realized the potential of introducing phones with large easy-to-read buttons to appeal to these buyers or consumers.
So the correct answer is option A.
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Lymen International is considering a significant expansion to its product line. The sales force is excited about the opportunities that the new products will bring. The new products are a significant step up in quality above the company’s current offerings, but offer a complementary fit to its existing product line. Fred Riddick, senior production department manager, is very excited about the high-tech new equipment that will have to be acquired to produce the new products. Barbara Dyson, the company’s CFO, has provided the following projections based on results with and without the new products.
Without New Products
With New Products
Sales revenue $12,149,200 $16,618,200
Net income $488,900 $885,800
Average total assets $5,282,800 $13,930,400
(a) Compute the company’s return on assets, profit margin, and asset turnover, both with and without the new product line. (Round answers to 0 decimal places, e.g. 2% and asset turnover to 1 decimal place, e.g. 6.2)
Without new products
With new products
Return on assets
International sidering offerings, xut offer compl step up with New Products Sales 2,145.20 Average tel Without new products with now products ej abou: red Riddick, bring. Th producti depart
%
%
Profit margin
%
%
Asset turnover
Answers
Answer:
I don't know sorryyyyyjdkd
The computation of the Lymen International Company's return on assets, profit margin, and assets turnover, both with and without the new product line, is as follows:
a) Return on assets = Net Income/Average total assets
Without New Products With New Products
Net income $488,900 $885,800
Average total assets $5,282,800 $13,930,400
= 9% 6%
b) Profit margin = Net Income/ Sales revenue
Without New Products With New Products
Sales revenue $12,149,200 $16,618,200
Net income $488,900 $885,800
= 4% 5%
c) Asset Turnover = Net Sales / Average Total Assets
Without New Products With New Products
Sales revenue $12,149,200 $16,618,200
Average total assets $5,282,800 $13,930,400
= 2.3 x 1.2 x
How useful are accounting ratios?The accounting ratios above help investors understand the efficiency, profitability, and effectiveness that companies achieve when compared with previous years or with competitors.
For instance, the assets turnover ratio helps investors understand Lymen International Company's effectiveness in using its assets to generate sales.
Data and Calculations:Without New Products With New Products
Sales revenue $12,149,200 $16,618,200
Net income $488,900 $885,800
Average total assets $5,282,800 $13,930,400
Total assets = $10,565,600 $2,786,0800
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A(n) _____ identifies how you feel about an activity or subject.
Answers
Answer:
Survey
it questions and identifies how you feel about an activity or subject.
Answer: interest theory
took it on edg.
which of the following may be a challenge for conflict resolution in the workplace? the resolution process may run counter to the existing channels of communication. all of the answer choices are correct. there may be status differences between the conflicting parties. there may be union laws that conflict with some resolution processes.
Answers
The following may be a challenge for conflict resolution in the workplace are the resolution process may run counter to the existing channels of communication, all of the answer choices are correct and there may be status differences between the conflicting parties, there may be union laws that conflict with some resolution processes.
According to Amy Gallo, there are four types of workplace conflict: status conflict, task conflict, process conflict, and relationship conflict. A status conflict is when you disagree about who is in charge.
This can happen because it’s unclear who is actually allowed to make the call based on organizational hierarchy, or it’s more of a turf war in which one person feels they should be in charge instead of another.
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A street vendor sells two types of newspapers, one for $0. 25 and the other for $0. 40. If she sold 100 newspapers for $28. 00, how many newspapers did she sell at $0. 25?.
Answers
The correct answer using linear equation formula will be, that she sold 80 newspapers at $ 0.25.
Let a be the no. of newspapers at $ 0.25,
and b be the no. of newspaper at $0.40
According to question, the linear equation which will be formed is,
a+b = 100 (i)
0.25 a + 0.40 b = 28
25 a + 40 b = 2800
25 a + 25 b = 2500
15 b = 300
b = 20, with equation 1, a= 80
Therefore, she sold 80 newspapers at $ 0.25.
Linear equation: It is an equation of the type Ax + B = 0, where the A and B are a type of real numbers whereas, x is a variable which is unknown and since it involves only one variable means it will have only one solution .
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TRUE OR FALSE? Please help
Compound interest includes interest only on the principle balance
Answers
Why is money management important? How would you rate your own money management?
Answers
Answer:
because it has money
Explanation:
Answer:
Money management is important because you should have a balance of bills to pay, and money you keep for fun. If you don't have this then you might have to pay to much money for bills, and you not having enough to pay them off.
Explanation:
Farley Inc. has perpetual preferred stock outstanding that sells for $34.00 a share and pays a dividend of $4.00 at the end of each year. What is the required rate of return? Round your answer to two decimal places. ______%
Answers
To calculate the required rate of return, we can use the following formula:
Required Rate of Return = Annual Dividend / Stock Price
In this case, the annual dividend is $4.00, and the stock price is $34.00. So we can plug these values into the formula:
Required Rate of Return = $4.00 / $34.00
Required Rate of Return = 0.1176
Multiplying by 100 to convert to a percentage, the required rate of return is 11.76%.
This means that investors in Farley Inc.'s perpetual preferred stock expect to earn a return of 11.76% on their investment.
If the company fails to meet this expectation, the stock price could decrease as investors sell their shares.
The required rate of return is an important metric that helps investors determine whether a stock is a good investment.
If the required rate of return is higher than the expected return from the stock, it may not be a good investment.
Conversely, if the required rate of return is lower than the expected return, the stock may be undervalued and could be a good investment opportunity.
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goro just bought a new television for $610.00. he made a down payment of $64.00 and will pay monthly payments of $26.00 until it is paid off. how many months will goro be paying? (assume that goro pays no interest.) 21 months 20 months 24 months 26 months
Answers
The Goro will be paying for 21 months. Hence, the correct option is 21 months.
The Goro just bought a new television for $610.00. He made a down payment of $64.00 and will pay monthly payments of $26.00 until it is paid off. How many months will Goro be paying?The amount of the television = $610.00 The down payment = $64.00 Monthly payment = $26.00 The total amount that Goro would pay by paying monthly payments = 610 - 64 = $546 To find the number of months, divide the total amount by the monthly payment.546/26 = 21 Goro will be paying 21 months, therefore, the correct answer is 21 months.Solution:Let us first calculate the total amount Goro needs to pay to completely pay off the television:$ Total amount = $610$ Down payment = $64$ Amount left to pay = $610 - $64 = $546 Since Goro is paying off the television in equal monthly installments, let the number of installments to be paid be n. Therefore, the total number of installments multiplied by the monthly payment should give the total amount:$ n × $26 = $546 n = $546 ÷ $26 ≈ 20.91 Since the number of installments has to be a whole number, the number of installments Goro needs to pay is 21.For more such questions on paying
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FILL IN THE BLANK. Electrical forces ____.
(static electricity)
a. can cause objects to only attract each other
b. can cause objects to only repel each other
c. can cause objects to attract or repel each other
d. have no effect on objects
Answers
Electrical forces can cause objects to attract or repel each other.
Option C is correct.
Electrical forces are one of the fundamental forces of nature that govern the behavior of electrically charged particles, such as protons and electrons. These forces arise due to the interaction between the electrically charged particles and are responsible for the attraction or repulsion of particles.
The strength of the electrical force is determined by the magnitude of the charge on the particles and the distance between them. Like charges (i.e., positive-positive or negative-negative) repel each other, while opposite charges (i.e., positive-negative) attract each other. The magnitude of the force decreases as the distance between the particles increases.
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16) In addition to owner-supplied capital, what are several other sources of financing for
a small business?
Answers
Answer:
Some financing options for a small business:
-you can get bank loan
-angel investor
-government grant (shown below as well)
-business incubator
-Small Business Administration (SBA) - For this financing option, manufacturing companies with 500 employees or fewer, and most non manufacturing businesses with average annual receipts under $7.5 million, will qualify as a small business.
-equity financing (funding given in exchange for partial ownership and future profits)
-debt financing (can be in the form of installment loans, revolving loans, and cash flow loans)
Explanation:
All of these examples of financing options are good to delve into, if you are interested in getting the funds needed to get your small business off the ground.
Baby you’re too controllin’
Ima feed you too the wolves when
You get nasty, back at me
But baby don’t distract me
I’m a goner, I lost her
Like why the hell yhu wanna play me that way
You’re bad babe, You double-faced enternare
LiFe GoEs On AnD oN aNd On AnD oN AnD oN aNd
Answers
Tharpist can help you.
Explanation:
They specialize in mental health and illness care and treatment.
models of competitive markets are helpful in understanding real-world markets. to help you to better understand competitive markets, it is important to understand economic efficiency. sort the descriptions below into whether they are characteristics of productive or allocative efficiency.
Answers
Productive efficiency focuses on the cost of production while allocative efficiency focuses on the distribution of the products.
In economics, the efficiency or productivity of a business is classified into two types:
Productive efficiency.Allocative efficiency.These two types of efficiency focus on different aspects of production and selling goods and services.
Productive efficiency: This type implies producing goods at the lowest cost possible. This means:
Avoiding unnecessary costs.Controlling costs when the number of units increases.Allocative efficiency: This type implies selling or allocating the products in society. This means:
Considering the maximum amount the customer can pay for a product (marginal benefit).Making the cost of production equal to the marginal benefit.Note: This question is incomplete because the statements that need to be classified are not provided; due to this, I answered the question based on general knowledge.
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How do companies use social media sites to promote their products?
Answers
Answer:
Social media offers an easy and low-commitment way for potential customers to express interest in your business and your products. Lead generation is such an important benefit of social media for business that many social networks offer advertising formats specifically designed to collect leads.
When calling a support line to request help with a computer problem, it is best to
provide as many details and information as possible.
keep information to a minimum to avoid confusion.
avoid attempting to name or identify the problem.
avoid first attempting simple fixes to the problem
Answers
Answer: Provide as many details and information as possible.
Explanation:
So they can identify the problems with your computer
Answer:
1.provide as many details and information as possible.
Explanation:
consider the market demand curve for the latest samsung galaxy smartphone. for each of the following, identify what impact it would have on the demand for the samsung galaxy smartphone (i.e., will the demand curve for the samsung galaxy smartphone shift and, if so, which direction will it shift). briefly explain your reasoning for each. the economy experiences a recession and many individuals become unemployed. does your answer depend on whether the samsung galaxy smartphone is considered to be a normal or inferior good? if not why not?
Answers
Samsung loyalists have long placed multitasking capabilities at the top of the list of reasons they prefer Galaxy devices. Galaxy devices leverage crisp, expansive screens to give users a variety of options for working across multiple apps.
What is meant by multitasking ?
When someone tries to do two things at once, switches between tasks, or quickly completes two or more jobs, they may be multitasking.
Psychologists conduct task-switching research to determine the costs of this type of mental "juggling."
Multitasking occurs when a person performs multiple tasks at the same time.
Examples include talking on the phone and watching television while chewing gum, or writing emails during a conference.
According to research, multitasking has both advantages and disadvantages.
Although a hyphen is not required for the word "multitask," it is commonly used and is not a typo.
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Xavier need to print ome color copie for a preentation, and he ha a coupon. Hi cot y in dollar to print x copie i y = 0. 08x – 2. 50
Answers
The equation y = 0.08x - 2.50 represents the cost, y, in dollars, to print x copies for Xavier's presentation, where x is the number of copies he needs to print.
The constant term -2.50 represents a fixed cost associated with printing the copies, such as setting up the printer or using the printing services. The coefficient 0.08 represents the per-copy cost, which increases as the number of copies, x, increases.
So, for a given number of copies, x, we can substitute it into the equation to find the total cost, y, to print those copies. For example, if Xavier presentation needs to print 50 copies, then:
y = 0.08 * 50 - 2.50 = 4 - 2.50 = 1.50
So, it will cost Xavier $1.50 to print 50 copies using his coupon.
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what is franco invoice?
Answers
An invoice number is a unique number in chronological order without any breaks. There can be separate series for different invoices. The invoice must have the date on which service is provided to the client.