Financial Management
Individual Assignment I
Submission Deadline: November 01/2022
Please bring your assignment answers (handwritten or hard copy) to the classroom on Nov 01
1. NT has sales of $19,700, net income of $3,517, fixed assets of $18,282, current liabilities of
$2,940, current assets of $3,018, long-term debt of $7,600, and equity of $10,760. Assets, costs,
and current liabilities are proportional to sales. Long-term debt and equity are not. The company
maintains a constant 50 percent dividend payout ratio. The firm is currently operating at full
capacity and next year's sales are projected to increase by 17 percent. Long-term debt is the plug
variable.
Using the information provided above for NT, calculate:
A. Projected sales
B. Projected net income
C. Addition to retained earnings
D. Projected retained earnings
E. Projected current assets
F. Projected total assets
G. Projected total equity
H. Projected current liabilities
I. Additional debt required
J. Projected long-term debt

Answer:

What is the work of senior vice president?

---------------------------------------_-----------+----;;-----

What is the work of senior vice president?

Senior Vice Presidents set business goals (e.g maximizing revenue) and solve internal issues when needed. They supervise Vice Presidents and managers and evaluate each department's performance. They also ensure employee compliance with company policies.

Senior Vice Presidents set business goals (e.g maximizing revenue) and solve internal issues when needed. They supervise Vice Presidents and managers and evaluate each department's performance. They also ensure employee compliance with company policies.

BRAIN LESS ANSWER

Product Development is the focus of Design Thinking. The Agile Manifesto is concerned with software development.

Design Thinking is about discovering the right things, while Agile Manifesto is about creating the right things. Hence, option b) is correct.

Design thinking is a problem-finding methodology, whereas agile is a problem-solving methodology. It requires a high level of end-user empathy and comprehension, as well as an iterative process of developing new ideas, debunking assumptions, and redefinition of problems.

Agile Manifesto and Design thinking fosters a user-centric environment that emphasizes rapid iterations to achieve the best results. Use agile development to collaboratively build solutions to problems identified through design thinking.

Design thinking prioritizes the needs of the user, and Agile is an excellent method for delivering solutions gradually. The user's needs are considered throughout the design and development process.

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Answer:

C. Buster cannot take any more leave if he has also used up his sick leave and vacation days.

Explanation:

Answer:

b

Explanation:

Answer:

1.

Explanation:

Educational levels cannot be diversified depending on the position, many require a minimum level of education to properly conduct job functions.

Answer:

Trademark

Explanation:

Answer:

Jeon graphic design.co

Jeonify graphics.co

Jeon side graphic studio.co

Jeon Joen graphics.co (it's too good you have to pronounce it twice)

Jeon and me graphic studio.co

Jeon studio graphics.co

Jeon graphic studios.co

Jeon graphic lens.co

The real jeon graphic design.co

Hope this helps atleast

The basic concept of microeconomics are : Production theory, Price theory and Incentives.

What is microeconomics?

Microeconomics is the study of individuals, households and firms' behavior in decision making and allocation of resources. It generally applies to markets of goods and services and deals with individual and economic issues.

Basic concept of micro are :

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The Fed normally implements monetary policy by setting a target for the federal funds rate. It achieves its goals through open market operations, financial transactions traditionally involving US Treasury bonds.

What is the goal of US monetary policy? Monetary policy has two basic objectives: Promote 'maximum' sustainable production and employment and promote 'stable' prices. These goals are mandated by amendments to the Federal Reserve Act of 1977.

Monetary policy primarily affects the economy, promoting or constraining it in the form of new capital. Monetary policy is implemented by the Fed and involves changes in the money supply interest rate. An expansionary policy involves increasing the money supply while lowering interest rates.

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Answer:

Explanation:

ATM s are of great use to the banks as the reduce the number of people storming the banks for withdrawal of money as well as deposit of money it reduces cost of operation and from customer point of view it is available easily near by hence travelling further distance to the bank is not required

ATMs are one of the most convenient services provided by the banks to customers. It is beneficial to banks as it is to its customers. It helps banks to save cost and time in withdrawing money and various other services which are now provided by ATM.

Automated teller machines, or ATMs as they are more commonly referred to, are a convenient way to conduct one-on-one transactions quickly and easily. One can do self-serviced transactions with these machines without a physical teller's aid or a trip to the bank branch. Cash withdrawals, cash deposits, and fund transfers are just a few of the many transactions possible with automated teller machines, or ATMs. Although the majority of customers only use ATMs to withdraw cash, these additional transactions make the service more effective.

With the advent of the ATM, users' financial lives became simpler because they could now perform simple transactions on their own with the aid of an ATM, which was much more practical than often visiting the bank. The ability for users to transact between banks is another significant advantage of an ATM. This means you can still use basic services like cash withdrawals from the ATM even if you don't have an account with the bank that runs the machine. Again, this saves you time and comes in handy in an emergency because you won't need to go to the ATM at your bank every time you need a quick infusion of cash. ATM helps banks operate more cheaply by lowering the number of human operations. The ATM provides service 24 hours a day which means customers can avail of money and other services at any time of the day.

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Answer:

I believe it would be B. Social Pressure.

Explanation:

The reason is because since the person who bought a new phone because their friend's got new phones, they were influenced or given pressure on them to have a new phone so they can fit in and perhaps be liked by their friends or find similar interests with them

Except for option C. All that apply Internal controls must be in place to protect these assets and ensure that only authorized individuals have access to them.

Internal control is a procedure implemented by a company's board of directors, management, and other staff members and intended to give reasonable assurance that the information is trustworthy, accurate, and timely. of adherence to relevant laws, rules, contracts, policies, and procedures.

Thus, Internal control is crucial when it comes to cash because it is susceptible to theft or loss. Because of the enormous volume of cash transactions, there is always always a very high risk of theft, which is prevented by the separation of roles and the impossibility of document procedures.

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The market structure you are referring to is known as monopolistic competition. It is a market structure characterized by many producers supplying similar but varied products to consumers. In monopolistic competition, each producer has some degree of control over the price of their product, but there is also a high degree of competition among producers.

In monopolistic competition, producers differentiate their products through branding, advertising, packaging, or other means to make them stand out from their competitors. This product differentiation allows producers to have some control over the price and gives them a degree of market power. However, because there are many producers offering similar products, consumers have choices and can switch to alternative products easily, leading to intense competition.

Unlike perfect competition, where products are homogeneous and there are no barriers to entry or exit, monopolistic competition involves product differentiation and may have some barriers to entry, such as brand loyalty or advertising costs. Nonetheless, it shares some similarities with perfect competition, such as the absence of significant barriers to entry and the presence of many competing firms.

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The given statement "Sometimes a narrative description is the best form to use for recording information."is true because a narrative description provides a detailed account of events, situations, or experiences in a storytelling format.

This can be particularly beneficial in certain scenarios, as it allows for a more comprehensive and engaging representation of the information.One reason why a narrative description can be advantageous is that it helps in retaining the reader's interest. By presenting information in a story-like format, readers are more likely to remain engaged and better understand the details. This is particularly useful in subjects such as history or literature, where context and individual experiences are crucial.

Another reason is that narrative descriptions can help convey complex concepts more effectively. By using a storytelling approach, it becomes easier to illustrate relationships between different pieces of information and clarify the cause and effect dynamics. This can be particularly helpful in fields like psychology or sociology, where understanding human behavior and social interactions requires a deeper exploration of individual experiences.
Moreover, a narrative description can also aid in the development of empathy and emotional connections with the subject matter.

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In an interview an economist states, "This problem should be of greater concern to the federal government." We can explicitly put this statement in the category of normative economics. Answer is normative economics.

According to the school of thought known as normative economics, economics as a topic should express value judgements and attitudes regarding economic projects, claims, and policies. It assesses whether circumstances and the results of economic behaviour are morally good or evil.

For instance: Teenage unemployment rises when the minimum wage is raised. Normative claims involve a value determination. They contain phrases like "have to," "ought to," "must," and "should," as well as nonquantifiable adjectives that cannot be quantified objectively, such "essential."

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Complete question:

In an interview an economist states, "This problem should be of greater concern to the federal government." We can explicitly put this statement in the category of

Yes, that statement is true. In QuickBooks, you have the option to create invoices directly from estimates. This feature is helpful for businesses that provide services or products that require a quote before the final price is determined.

By creating an estimate first, you can give your customer an idea of the cost and scope of the project. If the customer agrees to move forward, you can then easily convert the estimate to an invoice without having to re-enter all the information. This can save you time and improve accuracy. It's important to note that estimates and invoices serve different purposes. Estimates are used to provide a rough idea of the cost of a project, while invoices are used to request payment for completed work.

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Allowing young people to have credit cards can foster financial education, provide a safety net in emergencies, and build a positive credit history. Proper guidance and monitoring are essential for responsible usage.

Introduction:

The question of whether young people should be allowed to have credit cards has sparked a debate. Proponents argue that it can foster financial responsibility and independence, while critics express concerns about potential risks. In this discussion, we will examine the main facts supporting the allowance of credit cards for young individuals.

Supportive Arguments:

1. Financial Education: Allowing young people to have credit cards can serve as a valuable tool for financial education. It provides an opportunity for them to learn about money management, budgeting, and the consequences of overspending. By actively managing their credit card usage, young individuals can develop essential skills that will benefit them throughout their lives.

2. Emergency Situations: Credit cards can act as a safety net in emergencies. Young people may encounter unforeseen circumstances that require immediate access to funds, such as medical expenses or urgent car repairs. Having a credit card enables them to handle such situations independently, without relying on others for financial assistance.

3. Building Credit History: Establishing a credit history early on can be advantageous for young individuals. Responsible credit card usage allows them to build a positive credit history, which can help when applying for loans, renting an apartment, or securing future financial opportunities. By demonstrating responsible financial behavior at a young age, they set themselves up for better financial prospects in the long run.

Conclusion:

While concerns exist regarding young people having credit cards, the supportive arguments highlight the potential benefits. Credit cards can be valuable tools for financial education, provide a safety net in emergencies, and assist in building a positive credit history. However, it is crucial to emphasize the importance of proper guidance and monitoring to mitigate potential risks and ensure responsible credit card usage. With the right approach, allowing young individuals to have credit cards can contribute positively to their financial development.

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Answer:

a set of three hierarchical models used to classify learning objectives into levels of complexity and specificity

Answer:

Bloom's Taxonomy is a Hierarchal Pyramid used to classify the objectives when learning something into: creating, evaluating, analyzing, applying, understanding, and remembering.

Explanation:

Answer:

taxes, principal interest, homeowner´s insurance.

Explanation:

Mortgage payments include four parts called PITI, Principal, which is the normal payment of the loan, or the payment needed that is debited to the loan, then the taxes, the interests, and the homeowners insurance, this 4 elements make up for the main monthly payments.

The mortgage payment includes taxes, principal interest, and homeowner’s insurance. The correct options are a, b, and d.

Taxes, principal interest, as well as homeowner's insurance are a few of the items included in the mortgage payment.

1. Taxes: A portion of the mortgage payment is towards property taxes, which typically go to the local government. Schools, roads, and essential services are just a few of the public services that are supported by these levies. 2. Principal and interest: The principal borrowed and the interest accrued by the lender are both paid back with a portion of your mortgage payment. The initial sum of money borrowed to buy the house is known as the principal, and the cost of borrowing the funds is known as the interest.

3. Homeowner's insurance: This sort of insurance shields you and your possessions against harm or loss brought on by calamities like fire, theft, or natural catastrophes. Your monthly mortgage payment includes a percentage for this insurance.

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Answer:

c. be visually confusing or distracting

Explanation:

"Too many"=Negative

Answer:

C

Explanation:

Developing the project schedule involves analyzing activity sequences, activity resource estimates, and activity duration estimates to determine the sequence and timeline of project activities.

Project scheduling is a critical step in project management that aims to create a well-structured timeline for completing project activities. It involves analyzing various factors to determine the order in which activities should be performed, estimating the resources required for each activity, and estimating the duration of each activity.

Firstly, activity sequencing is performed to identify the logical order in which activities should be executed. This involves determining dependencies between activities and establishing the sequence of activities based on their relationships. The next step is to estimate the resources required for each activity, considering factors such as labor, materials, equipment, and any other necessary resources. Finally, activity duration estimates are made by estimating the time required to complete each activity based on historical data, expert judgment, or other estimation techniques.

By analyzing activity sequences, resource estimates, and duration estimates, project managers can create a comprehensive project schedule that outlines the start and end dates for each activity, enabling effective planning and execution of the project.

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Environment: Having a secure employment and a nice working environment are absolutely necessary. Reorganization: When a worker receives the accountability and respect he merits, his confidence is boosted. Learning new things: We should provide our staff with greater chances.

2] I strive to learn new things in work. I aim to get knowledgeable in every aspect of my profession. It boosts my understanding while also increasing my productivity.

3]HR advantages: a] Ratifies interpersonal and conflict issues; b]Manages events and programs.

Determines positions for internal advancement.

My employer offers benefits like paid time off, flexible work schedules, happy hours, and access to a library, among employment others.

4] My place of employment does really give out prizes. Every month, we are awarded the "employee of the month" medal based on our productivity.

5] Goal-setting is used by my organization. When creating goals, we set them for ourselves as well as the time frame for achieving them.

Setting objectives involves writing them down, measuring them, and

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Option One: If you are currently employed: In my workplace, several factors motivate me, aligning with concepts and theories from Chapters 5 and 6 on Motivation and Performance Management. One motivating factor is the presence of a comprehensive rewards system that encompasses both financial and non-financial incentives.

In my workplace, several factors motivate me, aligning with concepts and theories from Chapters 5 and 6 on Motivation and Performance Management. One motivating factor is the presence of a comprehensive rewards system that encompasses both financial and non-financial incentives. Our organization follows the principles of distributive, procedural, and interactional justice by ensuring that rewards are distributed fairly, there is transparency in the performance evaluation process, and employees are treated with respect and dignity.

Additionally, our company utilizes a goal-setting process, which is based on the goal-setting theory. This process involves setting clear and challenging goals, providing regular feedback, and offering necessary resources to achieve those goals. This approach enhances motivation and performance by creating a sense of direction, increasing focus, and fostering a sense of accomplishment.

Regarding intrinsic and extrinsic motivators, our company recognizes the importance of both. Intrinsic motivators include opportunities for personal growth and development, autonomy in decision-making, and a supportive work environment that fosters creativity and innovation. Extrinsic motivators include competitive salaries, performance-based bonuses, and comprehensive benefits packages provided by the Human Resources department.

Overall, the combination of distributive and procedural justice, the goal-setting process, and a balance between intrinsic and extrinsic motivators contributes to a motivated workforce and enhances individual and organizational performance.

Option Two: Research a company that interests you:

I have researched Company XYZ, an organization known for its employee-friendly policies and benefits. According to their website and reviews on Glassdoor, Company XYZ offers a range of attractive benefits to its employees.

In terms of Human Resources benefits, Company XYZ provides comprehensive healthcare coverage, including medical, dental, and vision insurance. They offer a 401(k) retirement savings plan with a generous matching contribution. The company also provides paid time off and flexible work arrangements, allowing employees to achieve a better work-life balance.

One aspect that stood out is Company XYZ's emphasis on employee well-being and development. They have an employee assistance program that offers counseling services, wellness initiatives, and access to fitness facilities. Additionally, they have a robust training and development program, which includes both internal and external opportunities for professional growth.

These offerings align with concepts from Chapters 5 and 6 on Motivation and Performance Management. Company XYZ recognizes the importance of meeting employees' basic needs through healthcare coverage and retirement savings, thereby addressing Maslow's hierarchy of needs theory. Their focus on employee well-being and development supports the idea of a supportive work environment that fosters intrinsic motivation and personal growth, as discussed in self-determination theory.

Overall, based on my research, Company XYZ appears to prioritize employee satisfaction, growth, and work-life balance, which can positively impact motivation and performance. (Note: Please note that the details mentioned are fictional and provided as an example.)

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The amount to be paid at the end of the loan period will be $33,120. The rate of interest on the loan is given as per annum and hence the interest is to be calculated for 6 months.

Given:

\(\rm Principal &= \$32,000\\\\Rate &= 7\%\:per\:annum\\\\Tenure = 6\:months\)

Interest is calculated from the following formula:

\(\rm Interest = Principal\times Rate \times Tenure\)

Hence the interest for the loan will be:

\(\begin{aligned}\rm Interest &= \$32,000\times 7\% \times 6\: months\\\\&= 32,000 \times \dfrac{7}{100}\times \dfrac{6}{12}\\\\&= \$1,120\end\)

The final payment for the loan will be the combination of principal and interest.

Therefore final payment = $32,000 +$1,120

                                        = $33,120

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Answer:

refers to the process of offering shares of a private corporation to the public in a new stock issuance. Public share issuance allows a company to raise capital from public investors.

Explanation:

Answer:

The combo box includes a drop-down menu

Explanation:

A combo box contains a text box field, so choices not on the list can be typed in. The exception is when the DropDownStyle property is set to DropDownList. In that case, the control will select an item if you type its first letter. In addition, combo boxes save space on a form

Answer:

A user can type in the values.

A user can search for a record.

A user can get values from another query.

A user can retrieve values from another table.

Explanation:

did it on edg 2021 :)

Answer:

Yes because some family's are not doing very good in money so they should be able to afford more items

But also no at the same time because if you have more sales more of your stuff will be out of stock.

Explanation:

Answer:

B adjustments in life roles

Explanation:

because if you have to adjust your life role or comfort zone to do something totally different it would mess up your timing and how you would do things

Adjustments in life roles are most often a cause for a change in career or lifestyle. Thus, option B is correct.

A life role is something that a person plays in his lifetime. here are eight life roles that a person follows. Those eight are:

If a person needs to fit in any of these eight careers or wants to move from one lifestyle to another, then they make too many changes in their lifestyle or even make a change in their career.

For example, if Tanya was a working woman and decides to get married, then that means that she will also be a spouse and a part of homemaker, and a worker too. Then she does need to make some changes to fit all of these new adjustments and changes in her life. Therefore, option B is the correct option. Therefore, option B is the correct option.

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Using a personal loan could help with the purchase of   A house .Option C is correct .

What does the term "personal loan" mean?

When someone borrows money for a personal need, such as investing in a business, it is referred to as a personal loan (also known as a consumer loan).

What is an example of a personal loan?

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Answer: Punctuality

Explanation:

High-performance work practices include all of the following EXCEPT​ centralized decision making.

Centralization alludes to the cycle where exercises including arranging and decision-making inside an association are concentrated to a particular chief or area. In a centralized association, the decision-making powers are held in the administrative center, and any remaining workplaces get orders from the primary office. The executives and experts who settle on basic choices are situated in the administrative center.

Essentially, in a centralized government structure, the decision-making authority is gathered at the top, and any remaining lower levels follow the bearings coming from the highest point of the association structure.

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