Organizational psychologist Niro Sivanathan discusses the dilution effect in his TED talk, highlighting how pharmaceutical companies and other industries utilize it to downplay serious matters.
The dilution effect, as explained by Niro Sivanathan, is a cognitive bias where the presence of additional information or options weakens the impact of an initial piece of information.
In the context of pharmaceutical companies, they may use the dilution effect to downplay the potential risks or side effects of their products by highlighting a multitude of less significant benefits or features.
This can make the serious implications of the medication seem less important in comparison.
Another industry that employs the dilution effect is the advertising industry. They often utilize this strategy by presenting a wide range of options, features, or discounts to distract consumers from critically evaluating the primary attributes of a product or service. By diverting attention towards less important aspects, they can make their offerings appear more attractive or valuable.
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NGPF Activity Bank Paying for College
5.4 COMPARING the types of student loans
PLEASE HELP ME WITH THIS I HAVE TO TURN IN TODAY I NEED A ANSWER ASAP
There are generally two types of student loans: federal student loans and private student loans. The federal student loan is given below.
How much can a student get a student loan?Education loans are intended to pay for living expenses while the borrower is pursuing a degree, as well as tuition, books, and supplies.
As there is no cap on the largest debt that may be approved under the student loan program. The maximum amount for NRI students is Rs. 20 lakhs, and for elite institutions, Rs. 30 lakhs.
Federal student loans: These loans are provided by the government and provide a number of advantages, including reduced interest rates, repayment schedules based on income, and loan forgiveness opportunities. Federal student loans come in a variety of forms, including Direct Subsidized Loans: Undergraduate students who can prove they have a need for the money can apply for these loans. When the student is enrolled in school, the government covers the interest on these loans. Direct Unsubsidized Loans: These loans can be obtained by graduate and undergraduate students alike and don't need proof of need. While the student is enrolled in school, interest is accruing on these loans. Graduate students and parents of dependent undergraduate students may apply for Direct PLUS loans. They have higher interest rates and demand a credit check than other loan plans.Learn more about loans, here:
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When people get satisfaction from charitable giving, they are ______.
When people give because they get satisfaction from doing so, they are said to be acting out of rational self-interest.
What does it mean to act out of rational self-interest?It means that your decisions are based on catering for what gives you satisfaction. Explains why people engage in certain behaviors.Certain behaviors give people satisfaction and this theory explains that this prompts them to engage in such behavior. Those who gain satisfaction from being charitable are abiding by this theory as they only give because it makes them satisfied.
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The following selected accounts and normal balances existed at year-end. Make the four journal entries required to close the books: Accounts receivable $45,000, Prepaid insurance 4,500, Land 50,000, Accounts payable 39,000, Notes payable 55,000, Retained earnings 12,000, Dividends 2,000, Fees earned revenue 65,000, Selling expenses 34,500, Administrative expenses 12,750, Miscellaneous expense 1,250.
The required Journal Entries that are required to close the book for the selected four accounts at year-end include the following:
Journal Entries:
December 31,
Debit Fees earned revenue $65,000
Credit Income Summary $65,000
To close the Fees revenue to income summary.
Debit Income Summary $34,500
Credit Selling expenses $34,500
To close the selling expenses to income summary.
Debit Income Summary $12,750
Credit Administrative expenses $12,750
To close the administrative expenses to income summary.
Debit Income Summary $1,250
Credit Miscellaneous expense $1,250
To close the miscellaneous expenses to income summary.
Data Analysis:
1. Accounts to be closed to Income Summary are:
Fees earned revenue $65,000 Income Summary $65,000
Income Summary $34,500 Selling expenses $34,500
Income Summary $12,750 Administrative expenses $12,750
Income Summary $1,250 Miscellaneous expense $1,250
2. Assets and Liabilities accounts:
Accounts receivable $45,000
Prepaid insurance 4,500
Land 50,000
Accounts payable 39,000
Notes payable 55,000
Retained earnings 12,000
Closed to Retained earnings: Dividends 2,000
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Give an example of how a caregiver could help improve a child's perception
Answer:
knowledge and awareness, including accurate information about child development and appropriate expectations for children's behavior at every age. Such knowledge can help caregivers see their children in a positive light and promote their healthy development.
Explanation:
A man is running on the straightroad with the uniform velocity of 3m/s. Calculate acceleration produced by him.
Answer:
acceleration =0 m/s^2
Explanation:
Acceleration is defined as the rate of change in velocity. If there’s no change in velocity, then the rate of change is zero, hence the acceleration is zero. The question says the man is running at a uniform velocity (i.e. he’s running at a steady speed in a fixed direction). This means his velocity is constant, or unchanging. Hence, his acceleration is zero.
Obviously everything I said in the above paragraph only concerns his horizontal velocity. To get even more specific, it only concerns the horizontal velocity of his centre of mass. Vertically, he is of course experiencing upward and downward downward acceleration due to how his feet push against the floor as he runs. And his limbs accelerate and decelerate as well, to allow him to run.
But looking at the man’s horizontal motion as a whole, and thinking of his motion as being entirely represented by his centre of mass, his acceleration is 0.
Compare and contrast the different types of partnerships. Explain the advantages to a partnership. Explain the disadvantages.
Answer:
ADVANTAGE:Less formal with fewer legal obligationssharing burden easy to get started better decision making knowledge, skills and experience ownership and controlExplanation:
DISADVANTAGE: profits must be shared personal demands taxes no independent status limits on developing business lack of disabilityUse the following information for Ingersoll, Inc. Assume the tax rate is 22 percent.
2018 2019
Sales $ 25,549 $ 19,308
Depreciation 2,556 2,664
Cost of goods sold 6,590 6,911
Other expenses 1,469 1,268
Interest 1,200 1,415
Cash 8,766 9,787
Accounts receivable 11,668 14,022
Short-term notes payable 1,854 1,821
Long-term debt 29,600 35,679
Net fixed assets 73,183 78,150
Accounts payable 6,377 7,180
Inventory 20,730 22,042
Dividends 2,879 2,494
For 2019, calculate the cash flow from assets, cash flow to creditors, and cash flow to stockholders. (A negative answer should be indicated by a minus sign. Do not round intermediate calculations and round your answers to 2 decimal places, e.g., 32.16.)
Ingersoll, Inc. cash flow from assets is -$5,211.44, indicating a negative cash flow. Cash flow to creditors is $1,207.47, representing the net cash flow paid to creditors. The cash flow to stockholders is -$7,513.53.
To calculate the cash flow from assets, we use the formula:
Cash flow from assets = Cash flow to creditors + Cash flow to stockholders
First, we calculate the cash flow to creditors, which represents the net cash flow paid to creditors (interest payments and long-term debt). It can be calculated as:
Cash flow to creditors = Interest - (Long-term debt in 2019 - Long-term debt in 2018)
Cash flow to creditors = 1,415 - (35,679 - 29,600) = $1,207.47
Next, we calculate the cash flow to stockholders, which represents the net cash flow received by stockholders (dividends paid). It can be calculated as:
Cash flow to stockholders = Dividends
Cash flow to stockholders = 2,494
Finally, we can calculate the cash flow from assets using the formula mentioned earlier:
Cash flow from assets = Cash flow to creditors + Cash flow to stockholders
Cash flow from assets = 1,207.47 + 2,494 = -$5,211.44
The negative cash flow from assets indicates that there was a net cash outflow from the company's assets in 2019. This could be due to various factors such as increased expenses, lower sales, or investments in fixed assets. The cash flow to creditors and cash flow to stockholders provide insights into the specific cash flows related to creditors and stockholders, respectively.
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When a site is unsafe, it means a. Your personal information may be used in ways you do not want c. Permission to use that site at school is always allowed b. That site is okay to visit often d. All of the above Please select the best answer from the choices provided A B C D
Answer:A, Your personal information may be used in ways you do not want
Explanation:
If it is a unsafe site than there for your personal information can go places you do not want them to.
When a site is unsafe, it means your personal information may be used in ways you do not want. Thus, option 'A' is the correct option.
What does it mean when a website is unsafe?External connections to websites with phishing, malware, or unwanted software are known as unsafe domains. Phishing is when a website imitates another one in an effort to fool visitors into divulging personal or financial information. When you visit an insecure website, you run the risk of having your personal information compromised and/or having malicious malware installed on your system.
Additionally, you can fall prey to a phishing attack, or someone else might watch your activity or use your resources for their own gain. If the content you're seeking to view is harmful or misleading, a warning will appear. These websites are frequently referred to as phishing or virus sites. If you clicked on a phishing link, the first thing you should do is immediately unplug your device from the internet.
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How creamy is creamy
Answer:
creamy
Explanation:
Answer:
c r e a m
Explanation:
_____ are costs of selecting one opportunity or investment over another.
Fixed costs
Opportunity costs
Variable costs
None of the above
Answer:
(B) opportunity cost
Explanation:
If you are giving up an opportunity over another than it is called opportunity cost.
on january 1, 2022, woodstock, inc. purchased a machine costing $40,000. woodstock also paid $1,000 for transportation and installation. the expected useful life of the machine is 6 years and the residual value is $5,000. how much is the annual depreciation expense assuming use of the straight-line depreciation method?
a. $6,100.
b. $6,000.
c. $5,950.
d. $5,750.
The annual depreciation expense assuming the use of the straight-line depreciation method is $6,000. Option B.
Calculation:
Annual depreciation under SLM:
= (Asset cost-Salvage value) + Useful life of the asset
= ($40,000+$1,000 - $5,000)/6
= $36,000/6
= $6,000
Residual value, also called residual value, is the estimated value of an item of property, plant, and equipment at the end of the lease term or useful life. In a leasing situation, the lessor uses the residual value as one of the primary ways to determine how much the lessee will pay in regular lease payments. Residual value is one of the components of a lease calculation or transaction.
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Explain the two ways that stocks can provide investors with a return.
Answer:
DividendsCapital GainExplanation:
A stock can provide investors with a return in terms of a dividend payout. Dividends are payments by the company the stock is of and is meant as a way of sharing some of the profits the company made with its owners (the shareholders).
Capital Gain is the second way and this works by the stock appreciating in value from when the investor first bought it. This way if the investor were to sell the stock, they would sell it for more than they bought it for. For example, Amazon stock on January 31, 2020 was worth around $2,000 but in June 30,2020 was selling at around $2,700. This would be a capital gain of $700 if an investor had bough the stock on January 31 and sold on June 30.
Experiential marketing typically involves: A) providing samples to individuals through social media, B) a combination of guerrilla and buzz marketing tactics. C) generating buzz about a unique marketing event. D) direct response marketing through interactive means, such as special events and free samples.
In order to create buzz about a special marketing event, experiential marketing often combines guerilla and buzz marketing strategies (Options B and C).
By constructing immersive and engaging experiences that connect with customers on a personal level, it goes beyond conventional advertising techniques. The goal of experiential marketing is to create strong emotional bonds with the brand. Live events, pop-up shops, branded installations, product displays, and interactive campaigns can all be a part of it. While Option A's distribution of samples via social media and Option D's interactive direct response marketing can both be a part of an experiential marketing plan, they do not cover the entire spectrum of strategies normally used in experiential marketing.
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1. Ch11 Financial Planning Exercise 1 eBook Chapter 11 Financial Planning Exercise 1 Calculate amount to invest to meet objectives a. How much would Phoebe have to invest today, in one lump sum, to end up with $50,000 in five years? Round the answer to two decimal places.
Phoebe would need to invest approximately $39,184.39 today to end up with $50,000 in five years.
To calculate the amount Phoebe would have to invest today in a lump sum to end up with $50,000 in five years, we can use the formula for compound interest:
Future Value = Present Value * (1 + Interest Rate)^Number of Periods
In this case, the future value is $50,000, the number of periods is 5 years, and we need to find the present value (amount to invest). Let's assume the interest rate is not provided, so we'll use a general formula.
$50,000 = Present Value * \((1 + r)^5\)
Dividing both sides of the equation by \((1 + r)^5\), we get:
Present Value = $50,000 / \((1 + r)^5\)
Since the interest rate (r) is not provided, we cannot calculate the exact amount. However, if we assume an interest rate, we can calculate the present value accordingly. For example, if we assume an interest rate of 5%, the calculation would be:
Present Value = $50,000 / \((1 + 0.05)^5\)
Present Value ≈ $39,184.39 (rounded to two decimal places)
So, Phoebe would need to invest approximately $39,184.39 today, in one lump sum, to end up with $50,000 in five years (assuming a 5% interest rate).
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What problem does government control of prices create for economists attempting to measure a country's GDP?
A.prices do not measure market value
B.inflation is biased upwards
C.taxes are not accounted for properly
D.the government sets prices systematically too high
The government controls prices because the government's systematic setting of very high prices creates a problem for economists trying to measure a country's GDP.
When the government sets prices systematically too high, it artificially inflates the value of goods and services in the economy. This leads to an overestimation of the country's GDP.
Price controls prevent prices from reflecting the true market value of goods and services. In a free market, prices are determined by the interaction of supply and demand, which serves as an efficient mechanism for allocating resources. However, when the government intervenes and sets prices, it disrupts this mechanism and distorts the information conveyed by prices.
As a result, economists face challenges in accurately measuring the true value of production and consumption. Since prices do not reflect market conditions, GDP calculations based on these distorted prices will be artificially inflated. This inflationary bias in GDP measurement can lead to a misrepresentation of the country's economic performance.
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Which of the following is NOT an example of monetary policy? a. The Federal Reserve reduces the reserve requirement. b. The Federal Open Market Committee decides to sell bonds. c. The Federal Open Market Committee decides to buy bonds. d. The Federal Reserve facilitates bank transactions by clearing checks.
Answer:
A
Explanation:
Monetary policy controls the process of drafting, announcing, and enforcing the plans taken by the central bank, currency board, or other competent monetary authority that controls the amount of money in an economy and the channels by which new money is supplied
The statement that cannot be considered an example of monetary policy is A:The Federal Reserve reduces the reserve requirement.
Monetary policy can be regarded as control of the quantity of money which is present in an economy as well as the channels that is needed for new money to be supplied. It involves the federal to Open Market Committee who bring decision in selling or buying of bonds.Therefore, option A is correct.
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nt inc sells product a for $80, with unit variable cost of $16. they also sell product b for $90 and its uvc is $18. which product is relatively more profitable and why?
Product B is more profitable since it has a higher contribution margin.
To find which product is more profitable, we need to calculate the contribution margin per product. Contribution margin is the amount by which revenues exceed variable costs, and is calculated as revenue minus variable cost per unit.
For Product A, the contribution margin is $80 - $16 = $64.
For Product B, the contribution margin is $90 - $18 = $72.
Therefore, Product B is more profitable since it has a higher contribution margin. This is because Product B has a higher selling price and/or lower variable cost compared to Product A, which results in a higher amount of revenue per unit that is available to cover the fixed costs and generate profits.
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LO3- Guideline P5+P6 1-Explain the benefits of international Accounting Standards (IAS) and International Financial Reporting Standards (IFRS) and distingish between them. -IAS: Definition and benefit
IAS and IFRS provide a consistent and transparent way of presenting financial statements, which increases the credibility and reliability of financial information. International Accounting Standards (IAS) and International Financial Reporting Standards (IFRS) are important guidelines used by accounting professionals. The benefits of International Accounting Standards (IAS) include: Increased transparency, Improved quality of financial statements, etc.
International Accounting Standards (IAS) and International Financial Reporting Standards (IFRS) are important guidelines used by accounting professionals.IAS are standards that were issued by the International Accounting Standards Committee (IASC), which is now known as the International Accounting Standards Board (IASB).The benefits of International Accounting Standards (IAS) include: 1. Increased transparency: When companies follow IAS, it is easier to understand the financial statements and to make comparisons between companies. 2. Global acceptance: Since IAS are recognized internationally, it allows businesses to be able to present financial statements that will be acceptable to foreign investors. 3. Improved quality of financial statements: When companies follow IAS, it ensures that the financial statements are more accurate and consistent. 4. Reducing the cost of capital: When a company follows IAS, it is easier for investors to understand the company's financial position, reducing the perceived risk, thus reducing the cost of capital.IAS are used as a basis for the development of International Financial Reporting Standards (IFRS). IFRS are accounting standards issued by the IASB that are now accepted worldwide. IFRS are used by companies in over 100 countries, and they are designed to provide a common accounting language. They are intended to ensure consistency and comparability in financial statements, allowing companies to communicate financial information more effectively and clearly. The main difference between IAS and IFRS is that IFRS are more specific than IAS. While IAS provide a general framework for accounting, IFRS provide more detailed guidance on how to implement the accounting principles. This makes IFRS more useful for companies that need to comply with specific accounting requirements. In conclusion, IAS and IFRS provide a consistent and transparent way of presenting financial statements, which increases the credibility and reliability of financial information.For more such questions on IAS and IFRS , click on:
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Los conceptos de "fidelidad" y "vinculación" con la empresa:
Seleccione una:
a. No son idénticos pero son intercambiables. B. Son idénticos. C. No se aplican a clientes. D. Son diferentes y no reconocer esa diferencia puede inducir a error
La fidelidad y la vinculación son dos conceptos distintos aunque relacionados en el contexto de los clientes y las empresas.
La fidelidad se refiere a la tendencia de los clientes a seguir comprando los productos o servicios de una empresa en particular, mientras que la vinculación se refiere a la conexión emocional que los clientes pueden tener con una empresa, incluyendo aspectos como la identificación con los valores de la empresa o su imagen de marca. Es importante reconocer la diferencia entre estos dos conceptos ya que cada uno requiere estrategias y enfoques específicos para mantener o mejorar su nivel. La fidelidad se puede fomentar a través de la satisfacción del cliente y la calidad del producto, mientras que la vinculación puede requerir un enfoque más profundo en los valores y la identidad de la marca.
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What is the main concern some people have about credit cards and digital payments
Answer:
here’s the answer
Explanation:
A = P + I where
P (principal) = $ 10,000.00
I (interest) = $ 3,366.37
Answer:
A = $ 13,366.37
Explanation:
First, convert R percent to r a decimal
r = R/100
r = 3.875%/100
r = 0.03875 per year,
Then, solve an equation for A like this:
A = P(1 + r/n)nt
A = 10,000.00(1 + 0.003229167/12)(12)(7.5)
A = $ 13,366.37
Summary:
P + I = $ 13,366.37
The balance on a credit card, that charges a 20%
APR interest rate, over a 1 month period is given in
the following table:
Days 1-5: $200 (initial balance)
Days 6-20: $350 ($150 purchase)
Days 21-30: $150 ($200 payment)
What is the finance charge, on the average daily
balance, for this card over this 1 month period?
finance charge = $ [?]
Round to the nearest hundredth.
Enter
The balance on a credit card, that charges a 20% APR interest rate, the Finance charge is given as
$4.3055
This is further explained below.
What is the APR interest rate?Generally, The interest rate that is applied to a loan, mortgage loan, credit card, etc. is referred to as an annual percentage rate of charge, which sometimes corresponds to a nominal APR and sometimes corresponds to an effective APR.
The annual percentage rate of charge is the interest rate for the entire year, as opposed to just a monthly fee or rate. It is a fee for financing that is presented in the form of an annual rate.
Interest rate APR = 12%
Average balance = ((200*5)+(350*15)+(150*10))/30
Average balance = $258.33
Average balance*APR/12
Finance charge =\(\frac{258.33*20 \%}{12 }\)
Finance charge = $4.3055
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why must a monopoly supply a good or service that has no close substitute
Answer:
Because a monopoly is when one person or buisness provides a good or service that people can't get anywhere else so they can continue to make money.
Explanation:
What is the difference between perfect competition and monopolistic competition Brainly?
While in monopolistic competition, businesses generate somewhat different commodities, in perfect competition, businesses produce identical goods.
In a market with perfect competition, supply and demand factors set the industry-wide price, and each company sells its goods at that price. Every company under monopolistic competition sells its goods at the price it sees fit. In perfect competition as opposed to monopolistic competition, entry and exit are quite businesses. According to Chamberlin, perfect competition entails "perfection in many other ways than in the absence of monopoly," whereas pure competition refers to "competition unalloyed with monopoly features." In a monopolistic market, a single company controls the amount of supply and the prices of goods and services.
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In which market would a producer sell bicycles to consumers?
In the markets for goods and services, a producer would sell his bike for purchase by customers.
What is the market for goods and services?Consumers buy consumables on the products and services market, and firms sell their commodities there. The market encompasses physical stores, the Internet, and any other location where consumers can exchange products and services.
The trading of finished goods takes place here. Businesses receive payment from customers in exchange for goods. The consumer gives money to the business in a flow. In contrast to this, enterprises can buy the materials they need on the factor market to make an item.
The rule of supply and demand governs how much is produced and at what price in the market for products and services.
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stephen buys products for personal and household use, not for business purposes. he is a
Stephen is a consumer. As a consumer, he purchases goods and services for personal and household use, not for resale or business purposes. This means that he is the end user of the products he buys.
Consumers are individuals or households that buy goods and services to satisfy their own wants and needs. They are the final buyers in the chain of production and distribution. On the other hand, businesses buy goods and services to use them in the production of other goods or services that they sell to consumers or other businesses. So, Stephen's purchases are classified as consumer purchases since he buys products for personal and household use.
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Define Red Gross Society.
Answer: The Indian Red Cross Society is a voluntary humanitarian organization to protect human life and health based in India.
Explanation: It is part of the International Red Cross and Red Crescent Movement, and so shares the Fundamental Principles of the International Red Cross and Red Crescent Movement.
Most real estate agencies are created by what?
Cost Approach to Value
There are five basic steps to the cost approach:
1. Estimate the value of the site as if vacant.
2. Estimate the reproduction cost or replacement cost (new) of all the improvements (excluding any included as part of the site value).
3. Estimate accrued depreciation from all causes (physical deterioration, functional obsolescence, and external obsolescence).
The cost approach to value is one of the three main approaches used in real estate appraisal.
It is based on the principle of substitution, which states that a rational buyer will not pay more for a property than the cost of acquiring an equally desirable substitute property. The approach involves five basic steps, starting with estimating the value of the site as if vacant, followed by estimating the reproduction or replacement cost of all the improvements, and then estimating the accrued depreciation from all causes.
The final step involves subtracting the total accrued depreciation from the replacement cost to arrive at the property's value. The cost approach is particularly useful when valuing new or recently constructed properties that do not have a significant sales history.
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Which careers are apart of the Finance career cluster?
A: Retail Agent, Pet Store Owner, Retail Buyer
B: Lawyer, Paralegal, Judge
C: Architect, General Contractor, Site Foreman
D: Fraud Investigator, Financial Analyst, Treasurer
Answer:
D, most likely
Explanation:
Answer:
Fraud Investigator, Financial Analyst, and Treasurer is the part of finance career.
Explanation:
A person interested in taking up a career in the finance field they are exposed to various options. Persons who have skills in finance can adopt certain careers like- analytics, treasuring or investigation of money. The above stated cluster of career is related to finance.
An investigator who investigates about the swindling of money is the fraud investigator; a financial analyst helps in analyzing the money policies to the clients and their investments and the treasurer handles money payments from customers.