Part 1. Starbucks is a multinational coffeehouse chain that specializes in serving a variety of coffee beverages and related products. Starbucks has less liquidity in 2020 given the data available.
Here are the financial ratios for Starbucks for 2019 and 2020:
Liquidity Ratios
Current Ratio: 1.18 (2019) vs. 1.13 (2020)Quick Ratio: 0.82 (2019) vs. 0.77 (2020)Cash Ratio: 0.38 (2019) vs. 0.35 (2020)Solvency Ratios
Debt to Equity Ratio: 0.35 (2019) vs. 0.37 (2020)Interest Coverage Ratio: 11.7 (2019) vs. 11.5 (2020)Profitability Ratios
Gross Profit Margin: 50.5% (2019) vs. 50.4% (2020)Operating Profit Margin: 15.6% (2019) vs. 15.5% (2020)Net Profit Margin: 11.9% (2019) vs. 11.8% (2020)Activity Ratios
Inventory Turnover Ratio: 12.6 (2019) vs. 12.5 (2020)Days Sales Outstanding: 35.4 days (2019) vs. 36.0 days (2020)Asset Turnover Ratio: 0.56 (2019) vs. 0.55 (2020)The current ratio, quick ratio, and cash ratio are all slightly lower in 2020 while most of the other ratios are relatively similar between 2019 and 2020. This suggests that Starbucks is still financially healthy in 2020.
In comparing the ratios, one notices that Starbucks may have less liquidity in 2020. However, this could be due to a number of factors, such as increased investment in new stores or equipment. Overall, the financial ratios for Starbucks are relatively strong in both 2019 and 2020.
Part 2
The four categories of financial ratios are:
Liquidity ratios measure a company's ability to meet its short-term obligations.Solvency ratios measure a company's ability to meet its long-term obligations.Profitability ratios measure a company's ability to generate profits.Activity ratios measure a company's efficiency in using its assets.The main stakeholders in a company's financial ratios are:
Investors are interested in the company's profitability and solvency. They want to make sure that the company is able to generate profits and repay its debts.Creditors are interested in the company's solvency. They want to make sure that the company is able to repay its debts.Managers are interested in all four categories of ratios. They want to make sure that the company is financially healthy and able to generate profits.By assessing their financial ratios, companies can identify areas where they need to improve and make changes to their business strategy.
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Why would the U.S. Federal Reserve Chairman content that changes in monetary policy may have less of a positive impact than would fiscal policy changes on individuals and small businesses?
Answer:
i need help tooooooooooooo
When are conflict resolution skills required in the consumer service industry?
A. When the customer service representative is following up with a customer after their Issue has been resolved.
B. When the customer service representative has personally offended the customer
C. Any time a customer requires assistance from a customer service representative.
D. When the customer is not in a frame of mind to begin the assessment phase of customer service.
Answer:
C
Explanation:
..
Answer:
When the customer is not in a frame of mind to begin the assessment phase of customer service.
Explanation:
For a plaintiff to establish that he or she has standing to sue, the plaintiff must allege ________.
a. a lack of subject matter jurisdiction of the court
b. at least $100,000 in damages as a result of the controversy
c. extradition by the police of the state in which he or she resides
d. a personal stake in the resolution of the controversy
e. garnishment by the state in which the lawsuit is filed
For a plaintiff to establish that he or she has the standing to sue, the plaintiff must allege a personal stake in the resolution of the controversy.
Who is a Plaintiff?A plaintiff is an individual or group who initiates a lawsuit in a court of law. The plaintiff by doing so seeks justice and a legal remedy for that particular problem.
When a plaintiff seeks to establish that he or she has a legal standing to sue, he must allege a personal stake in the resolution of the controversy. That way, he would properly establish the fact.
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A major disruption in financial markets characterized by sharp declines in asset prices and firm failures is called a.
A major disruption in financial markets characterized by sharp declines in asset prices and firm failures is called a financial crisis.
A financial crisis occurs when the value of financial assets and instruments drastically declines. As a result, firms struggle to pay their debts, and financial institutions lack the cash or convertible assets needed to fund initiatives and take care of urgent demands.
Falling US housing values and an increase in the number of borrowers unable to make loan payments were the GFC's main causes. Around the middle of 2006, the supply of newly constructed homes in some places grew quickly, and house prices in the United States reached their peak.
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A major disruption in financial markets characterized by sharp declines in asset prices and firm failures is called a financial crisis.
During a financial crisis, asset values endure a sharp decrease in value, firms are unable to pay their loans and financial institutions face a shortage of liquidity. During a panic or bank run, investors sell off their assets or withdraw cash from savings accounts out of fear that their value will decline if they keep them in a financial institution. This is a common feature of the financial crisis.
The deflation of a credit boom, a stock market collapse, a sovereign default or a currency crisis are further circumstances that could be classified as a financial crisis. A financial crisis might only affect certain banks, or it might affect the entire global economy or just one particular economy.
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If inflation rises unexpectedly by 5%, indicate for each of the following why the economic actor is helped, hurt, or unaffected: a) A union member with a COLA wage contract. b) Someone with a large stash of cash in a safe deposit box. c) A bank lending money at a fixed rate of interest. d) A person who is not due to receive a pay raise for another 11 months.
The person who is helped by the unexpected inflation is a person who is not due to receive a pay raise for another 11 months.
What is inflation?Inflation is when there is a rise in the general price levels of an economy. When inflation is not expected, it would not be factored into the prices in the economy. Thus, those who received fixed wages are hurt. Also lenders are hurt.
A person who is not due to receive a pay raise for another 11 months is helped because in 11 months, the inflation would already be factored into the wage increase.
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Do you think every working American needs a 401(k) account or an IRA? Why or why not?
No links
Need ASAP
Answer:
Both 401(k) accounts and IRAs are retirement savings accounts that allow individuals to save for retirement on a tax-advantaged basis. Contributions to these accounts are tax-deductible, and the earnings on the investments grow tax-free until they are withdrawn during retirement.
There are some benefits to having a 401(k) account or an IRA. They allow individuals to save for retirement in a tax-efficient way, and can provide a significant source of income during retirement. In addition, many employers offer matching contributions to 401(k) accounts, which can be a valuable incentive to participate.
However, there are also some drawbacks to these types of accounts. For example, they are subject to market fluctuations and the investment risk is borne by the individual. In addition, there are limits on how much can be contributed each year, which may not be enough to provide for a comfortable retirement.
Whether or not every working American needs a 401(k) account or an IRA depends on individual circumstances. For some people, these accounts may be a valuable tool for saving for retirement. For others, different types of retirement savings accounts or strategies may be more appropriate. Ultimately, it is up to each individual to determine the best approach for their own retirement planning.
Click this link to view O*NET's Tasks section for Postal Service Mail Carriers. Note that common tasks are listed
toward the top, and less common tasks are listed toward the bottom. According to O*NET, what are some common
tasks performed by Postal Service Mail Carriers? Check all that apply.
installing mailboxes
O obtaining signed receipts for mail
sorting mail
delivering mail
O supervising other mail workers
reviewing job applicants
Done
Answer:
1. obtaining signed receipts for mail
2. sorting mail
3. delivering mail
Explanation:
Postal Service Mail Carrier's main responsibility is to deliver mail to their intended receipts. The Postal Service mail carriers are the last people in the mail distribution channel. They are the people who get mail to the receipts and have them sign for it.
The Postal service mail carriers will be issued with mail, usually for a particular route. They will sort to identify the address where each mail is to be delivered. Upon arriving at the correct address, the postal service mail carrier will hand over the mail to the recipient and have them sign as an acknowledgment of receipt.
Answer:
AEF
Explanation:
Which of the following is not a life role category?
O Risk Taker
O Worker
O Family Member
O Learner
Risk Taker is not a life role category.
A life role is a set of expectations, behaviors and attitudes that a society assigns to a person based on their gender, age, social status, race or other factors. For example, in many cultures women are expected to be loving, nurturing and care-givers, while men are expected to be strong, provider-types.
Life roles help to define how we see ourselves and how we are seen by others. They can be a source of satisfaction and fulfilment, but they can also be a source of stress and frustration if they do not fit with our own personal aspirations and identity.
Hence, the correct option is "First".
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Amanietacturing corrpary has collocted the following diata as shown in Thbile to make a docision on purchase of an equipment for thoir production system. Using the information provided, perform Arialytic hiorarchy process (A) AP) analysis and in the box provided enter the numerical value Bhat is used for solocting the best choice among the given alternatives fleep 3 decimsil digts)
Analytic hierarchy process (AHP) is a widely used technique in operations management to aid decision-making by establishing priorities among a set of alternatives that have multiple criteria or objectives.
Amanietacturing corrpary is faced with a decision to purchase new equipment. AHP can be used to make the decision based on the data collected and provided. The data is presented in a table that will be used for the AHP analysis. Analytic hierarchy process (AHP) is a technique that is used to aid decision-making. The first step is to identify the problem. The problem is that Amanietacturing corrpary needs to purchase new equipment. The second step is to identify the criteria that will be used to evaluate the alternatives.
The criteria that will be used are cost, quality, and reliability. The third step is to identify the alternatives. The alternatives that are available are equipment A, equipment B, and equipment C. The fourth step is to construct the AHP model. The best alternative is equipment B with a priority of 0.495. Therefore, the numerical value that is used for selecting the best choice among the given alternatives is 0.495.
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While the amount diminishes over time, how many taste buds does every human have?
Every human being has about 10,000 taste buds, but the amount diminishes over time.
Taste buds refers to the sensory organs in our tongue that enables us to taste various flavors like salty, sweet, sour, bitter, spicy, etc. They are located in the papillae, which are the small white bumps in the tongue. Very tiny and sensitive hairs called microvilli are located in the taste buds, and they communicate the taste of something to our brain.
Usually, a person has about 10,000 taste buds, and these are continuously replaced in weekly intervals. But as a person gets older, the number of taste buds diminish to only about 5000.
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Which of the following is an internal factor?
A. Interest rates
B. Employment laws.
C. Employee turnover.
D. Economic recession.
Answer:
Your answer is: C) Employee turnover
Explanation:
Economists estimated that the cross-price elasticity of demand for beer and wine is -0.83 and the income elasticity of wine is 5.03. this means that?
When Economists estimated that the cross-price elasticity of demand for beer and wine is -0.83 and the income elasticity of wine is 5.03 they meant that because beer and wine are substitutes and wine is a luxury good.
The cross elasticity of demand, also known as the cross-price elasticity of demand, in economics quantifies the relationship between the percentage change in the quantity of a commodity sought and the percentage change in the price of another good, ceteris paribus. The quantity of an item is actually reliant on both the price of "related" products as well as the good's own price (price elasticity of demand). A positive cross elasticity indicates that two items are substitutes, whereas a negative cross elasticity indicates that two products are complements.
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What are capital gains on an investment?
Capital gains are profits on an investment. whilst you sell investments at a higher price than what you paid for them, the capital gains are "found out" and you will owe taxes on the amount of profit.
Capital gain and different investment earnings range based on the source of the profit. Capital gains are the returns earned while an investment is bought for more than its purchase price. Funding earnings is take advantage of interest payments, dividends, capital profits, and another earnings made through an funding vehicle.Capital profits taxes follow only to “capital assets,” which include stocks, bonds, rings, coin collections, and actual estate. long-term gains are levied on profits of investments held for extra than a yr. quick-term gains are taxed on the person's regular income tax fee.
Subtract your foundation (what you paid) from the found out quantity (how an awful lot you offered it for) to determine the difference. if you sold your assets for more than you paid, you have a capital benefit. if you bought your assets for less than you paid, you have a capital loss.
Examples include a domestic, personal-use items like family furnishings, and stocks or bonds held as investments. when you promote a capital asset, the difference between the adjusted basis in the asset and the amount you realized from the sale is a capital gain or a capital loss.
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What are the benefits temporary employment offer employers?
1. They usually don't have to pay for thr insurance of the worker.
2. They can generally sack the worker out when there is no work.
3. The workers don't generally get pensions.
Arrange the following revenues in the federal government, from greatest to
least.
Drag each item to put them in the correct order.
(2 points)
= excise taxes
= Social Security and Medicare taxes
= corporate income taxes
= individual income taxes
= customs duties
= miscellaneous revenue
Which of the following statements is TRUE?
A. Your portfolio should have a higher allocation toward bonds
and cash equivalents right before you retire.
B. You should try to maximize your investment earnings right
before you retire.
C. Both A and B
D. Neither A nor B
9. If you found that you were in financial trouble because of credit and had great difficulty paying your monthly bills, what would you do?
Answer:
You would have to cut down on some luxuries, like lots of foods, amusement parks, shopping trips, etc. If you have have extra hours, work more hours, quite possibly take another job.
Explanation:
What is bottom-up approach in management?
Bottom-up approach in management refers to a management style where decisions are made from the lower levels of an organization, rather than being dictated from the top.
The idea is to involve employees at all levels in the decision-making process, promoting a sense of ownership and responsibility.
In the bottom-up approach, ideas and suggestions are gathered from employees on the front lines, who have a close understanding of day-to-day operations and can provide valuable insights. These suggestions are then brought up to higher levels of management, where they are considered and evaluated for implementation.
This approach empowers employees and encourages a more participatory management style.
The bottom-up approach contrasts with the traditional top-down approach, where decisions are made by higher level management and imposed on lower level employees. The bottom-up approach is often more effective in promoting innovation, as it allows for a diverse range of ideas to be heard and considered.
Additionally, it can lead to higher employee satisfaction and motivation, as employees feel their opinions are valued and taken into account.
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is considered an entitlement program because those receiving payments have paid into the program.
Medicaid
Social Security
Worker's Compensation
SNAP
Answer:
Social Security
Explanation:
Social Security is a saving retirement program run by the United States government to cater to the aged( 62 years and above). The program offers support to survivors of different tragedies and people living with disabilities.
To benefit from this program, one needs to have attained 62 years and must have contributed to the program for at least 10 years. It means the program is not automatically available to everyone. It is an entitlement program, only those who have contributed benefits from it.
Molly and Karly started a new job the same day. After they start work, Molly is to visit the home office every 15 days and Karly is to visit the home office every 18 days. How many days will it be before they both visit the home office on the same day?
POLYA'S PROCESS.
Polya's process refers to a methodology that helps in solving problems that have been widely accepted worldwide. The following steps can be used for solving mathematical problems such as word problems.
The steps include; Step 1: Understanding the problem Step 2: Devise a plan Step 3: Implement the plan Step 4: Evaluate the solution to the given problem using Polya's Process.
Understanding the problem states that Molly is to visit the home office every 15 days and Karly is to visit the home office every 18 days.
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3.in class, normally we considered cost functions which are squares of the differences between y and h(x). alice has a new idea: she will use cube of the differences instead. that is, the cost function will be the summation of (h(x) - y)^3 divided by 2m. does this represent a good cost function? (5 point)
While Alice's idea is interesting, it may not be a good cost function choice due to its potential instability and non-convexity.
The cost function proposed by Alice is the summation of the cube of the differences between the predicted value h(x) and the actual value y, divided by 2m, where m represents the number of training examples.
This cost function is not commonly used because it has some drawbacks. One issue is that it magnifies the impact of outliers, as the cube function increases the difference even more than the square function. This means that the cost function will be more sensitive to large errors, potentially resulting in an unstable model.
Additionally, the cube function can introduce non-convexity to the cost function. This can make it harder to find the optimal solution using gradient-based optimization algorithms.
In general, the squared difference cost function is commonly used because it has nice properties such as convexity and smoothness. It provides a good measure of the average error between the predicted and actual values.
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The cost function mentioned, which involves using the cube of the differences between the predicted values (h(x)) and the actual values (y), is not typically considered a good cost function in machine learning. In class, we commonly use cost functions that involve the square of the differences (squared error) because they have certain desirable properties.
1. Explanation stepwise:
- Cost functions are used to measure how well a machine learning model predicts the actual values. Lower values indicate better predictions.
- The cost function mentioned is the summation of (h(x) - y)^3 divided by 2m, where h(x) represents the predicted value, y represents the actual value, and m represents the number of data points.
- By using the cube of the differences, the cost function is more sensitive to larger errors, as the cube amplifies their impact.
- However, this sensitivity can lead to problems. It can cause the cost function to have many local minima, making it difficult to optimize the model.
- Additionally, the cube of the differences can produce skewed gradients, which can hinder convergence during training.
In conclusion, while the idea of using the cube of the differences in the cost function may seem interesting, it does not represent a good cost function in practice. The squared error cost function, which is commonly used, offers better properties for optimization and handling outliers.
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What is sustainability?
Explain one aspect of financial sustainability for a hospitality
business. Related to environment
The concept of "sustainability" is meeting present needs without jeopardising the ability of future generations to do the same. It involves balancing economic, environmental, and social considerations to ensure long-term viability and resource preservation.
One aspect of financial sustainability for a hospitality business related to the environment is the implementation of energy-efficient practices and technologies. By adopting energy-efficient measures, such as using LED lighting, installing energy-saving appliances, and optimizing heating, ventilation, and air conditioning (HVAC) systems, a hospitality business can reduce its energy consumption and associated costs.
To illustrate the financial impact of energy-efficient practices, let's consider an example. Suppose a hotel implements energy-efficient lighting systems throughout its facilities, resulting in an annual electricity cost savings of $20,000. Additionally, the hotel incurs an upfront investment of $80,000 for the lighting upgrade.
We divide the initial investment by the annual savings to calculate the payback period.
Payback period = $80,000 / $20,000
Payback period = 4 years
In this case, the energy-efficient lighting upgrade would have a payback period of 4 years, meaning it would take four years to recoup the initial investment through electricity cost savings.
Financial sustainability in the context of environmental considerations for a hospitality business involves implementing energy-efficient practices and technologies. By reducing energy consumption and associated costs, the business can improve its financial performance while contributing to environmental preservation and resource efficiency. The payback period can help evaluate the financial feasibility of such initiatives, ensuring long-term financial sustainability and environmental responsibility.
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To examine
the weekly payroll of all employees, one would look at the:
To examine the weekly payroll of all employees, one would look at the: d. payroll register.
What is the payroll register?The payroll register is a book or record that is used to fill in the details of all the employees and their payment logs. A record of this register is often kept in good condition in case of any future discrepancies that will have to be resolved.
A person who wants to examine the weekly payroll of all employees in an organization must be able to look at the payroll register to know what is obtainable. There, he would find the names of the employees, their job roles and payment record.
Options:
a. W-4
b. employee earnings record
c. W-2
d. payroll register.
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which wheel settings change when you mount the subframe incorrectly in the transverse direction? Check all that apply
TOE
CAMBER
STEERING AXIS INCLINATION (SAI)
CASTER
The wheel settings that change when you mount the subframe incorrectly in the transverse direction is "CASTER" (Option D)
What is Caster?Caster is the process of aligning a wheel with the direction of travel, which can be performed by caster displacement or caster angle. As with the front wheels of a shopping cart, caster displacement shifts the steering axis forward of the axis of wheel rotation. The steering axis is moved away from the vertical by the caster angle.
The caster angle, also known as the castor angle, is the angular displacement of the steering axis from the vertical axis of a steered wheel of a car, motorbike, bicycle, another vehicle, or watercraft as seen from the side.
Positive caster enhances the responsiveness of your vehicle while negotiating bends and the stability of your car when going at greater speeds. The sole disadvantage of a positive caster is that it increases the amount of effort required to steer your car.
Turning plates and a digital or bubble camber/caster gauge are the two most common methods for measuring caster angles. Measuring the upper and lower wishbone mounting points or the MacPherson strut angle.
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When it comes to setting one's own quality standards, one must ensure they are.
profitable
written
measurable
reviewed
Safety, keeping a promise, and meeting basic customer expectations are all at stake.However, meeting quality standards frequently results in increased profits and decreased losses for businesses.
Those that go above and beyond quality standards stand out from their rivals and increase their profit and customer loyalty potential.
What exactly is meant by setting quality standards?
Definition of Quality Glossary:Standard.Documents that provide requirements, specifications, guidelines, or characteristics that can be consistently used to ensure that materials, products, processes, and services are suitable for their purpose are referred to as quality standards.
What four distinct components of quality standards are there?
To be effective, quality control management can be broken down into four key components:quality improvement, quality control, quality planning, and quality assurance
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i. Areogram is used to send written message to
Select the correct answer.
You are reading product reviews posted online by consumers. Which external information source are you using?
company website
industry website
Ο Ο Ο Ο
social media
print media
E.
consumer report
Answer:
social media
Explanation:
External sources of information refer to sources outside the organization. It is information produced or published by other independent agencies other than the company. External sources originate outside of the organization.
An organization does not have control over external sources. Examples of external sources include government statistics, newspapers, survey findings, social media, and archives. Online means through the internet. From the list provided, social media requires internet connectivity information and an external source of information.
Answer: for plato users
C . Social media is the correct answer
Explanation:
when the retail inventory method is used to approximate average cost, the cost-to-retail percentage is calculated by dividing blank by blank . (select all that apply.) multiple choice question. cost of goods purchased; total goods available for sale at retail retail amounts of goods purchased; total cost of goods available for sale total cost of goods available for sale; total goods available for sale at retail
When the retail inventory method is used to approximate average cost, the cost-to-retail percentage is calculated by dividing the total cost of goods available for sale by the total goods available for sale at retail.
The retail inventory method is a calculation of a company's inventory valuation used to determine the value of a company's inventory at any given time. The retail inventory method is a technique that businesses use to calculate the value of their inventory at the end of an accounting period.
The following equation is used to compute the cost to the retail ratio:
Cost-to-Retail Ratio = Cost of Goods Available for Sale / Total Goods Available for Sale at Retail
Therefore, when the retail inventory method is used to approximate average cost, the cost-to-retail percentage is calculated by dividing the total cost of goods available for sale by total goods available for sale at retail.
Hence, the correct option is C. total cost of goods available for sale; total goods available for sale at retail.
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What is TRUE about non-depository financial institutions?
Non-Depository financial institutions are those institutions that provide various financial assistance. These institutions serves as an intermediaries between borrowers and savers. ... The non-depository financial institutions include commercial banks, credit unions, and saving banks. Therefore, option D is correct
Metro, Inc. Sells backpacks. The Company's accountant is preparing the purchases budget for the first quarter operations. Metro maintains ending inventory at 20% of the following month's expected cost of goods sold. Expected cost of goods sold for April is $70,000. All purchases are made on account with 25% of accounts paid in the month of purchase and the remaining 75% paid in the month following the month of purchase. Sales January February March Budgeted cost of goods sold $ 40,000 $ 50,000 $ 60,000 Plus: Desired ending inventory 10,000 Inventory needed 50,000 Less: Beginning inventory (8,000 ) Required purchases $ 42,000 Based on this information the total cash paid in March to settle accounts payable is
The total cash paid in March to settle accounts payable is $10,500 + $11,250 = $21,750.
To calculate the total cash paid in March to settle accounts payable, we need to consider the purchases made in February and March.
In February, the purchases were $42,000 * 25% = $10,500. This amount is paid in the month of purchase, so there is no outstanding payment for February purchases in March.
In March, the purchases were $60,000 * 25% = $15,000. Since 75% of accounts are paid in the month following the month of purchase, we need to calculate 75% of March purchases that are paid in March. 75% of $15,000 = $11,250.,the total cash paid in March to settle accounts payable is $10,500 + $11,250 = $21,750.
The purchases budget is prepared to estimate the amount of inventory that needs to be purchased during a specific period. It takes into account the expected cost of goods sold and the desired ending inventory. In this case, the expected cost of goods sold for April is given as $70,000. By subtracting the beginning inventory and adding the desired ending inventory, the required purchases for the first quarter are calculated.
The payment terms for the purchases are also considered in the budget. It is stated that 25% of accounts are paid in the month of purchase and the remaining 75% is paid in the following month. This means that a portion of the purchases made in February is paid in February itself, while the remaining portion is paid in March. Similarly, a portion of the purchases made in March is paid in March.
To determine the total cash paid in March to settle accounts payable, we need to calculate the amount of purchases that are paid in March. This includes the 25% of March purchases that are paid in March itself and the outstanding payment for the remaining 75% of February purchases. By adding these two amounts, we can find the total cash paid in March. In this case, the total cash paid in March to settle accounts payable is $21,750.
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