gender equity due to port on los Angeles
Answers
The Port of Los Angeles recognizes the importance of gender equity and actively works towards creating a level playing field for men and women within its operations and the broader maritime industry.
The Port of Los Angeles plays a significant role in promoting gender equity and equality in various ways. Firstly, the port authority has implemented policies and initiatives to ensure equal opportunities for both men and women in employment. They have established anti-discrimination measures and policies that promote fair hiring practices, job training, and career advancement for all individuals, regardless of gender.
Additionally, the port actively encourages women to pursue careers in traditionally male-dominated fields, such as maritime operations and logistics. They collaborate with local educational institutions and community organizations to provide mentorship programs, scholarships, and vocational training specifically targeted at women interested in these industries. By breaking down gender stereotypes and offering support, the port strives to increase the representation of women in these sectors.
Furthermore, the Port of Los Angeles supports and promotes women-owned businesses through various initiatives. They provide resources, networking opportunities, and contracts specifically reserved for women-owned enterprises, empowering women entrepreneurs and fostering economic growth.
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Related Questions
How is Ramadan celebrated?
Answers
Answer:
As a Muslim, you can celebrate Ramadan with family or/and with friends and other families. In Ramadan if you are young you get a certain amount of money form your elders and the most important thing is eat! After one month of not eating you should have fun and eat really good foods. I hope this helped!! :)
Answer:
During Ramadan Muslims abstain from food and drink during daylight hours. This fast, called sawm, is one of the five pillars of Islam. To get through a long day without food, Muslims will often wake up early to eat a meal called suhur before daybreak.
Explanation:
A 100-watt bulb becomes warm and glows brightly enough to light a small room. On the other hand, a 100-watt laser can cut holes in steel and would not be effective at lighting a small room. What is true about the light coming from these two sources that accounts for these differences
Answers
The key difference between the light emitted by a 100-watt bulb and a 100-watt laser lies in their properties and characteristics. The distinction can be attributed to two main factors: coherence and intensity.
A 100-watt bulb emits incoherent light, which means the emitted photons are not aligned in phase and have varying directions. This light spreads out in all directions, creating a diffuse glow that illuminates a room. The bulb's brightness is a result of the collective effect of numerous photons being emitted in various directions.
In contrast, a 100-watt laser produces coherent light. The photons in laser light are aligned in phase and have a single direction. This coherent beam of light remains focused, allowing a concentrated energy transfer to a specific point. The laser's high intensity and focused nature enable it to cut through materials like steel.
Therefore, the difference in the light coming from these two sources lies in the coherence and intensity of the emitted photons, determining their ability to light a room or cut through steel.
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Which two methods can be used to pass conversion attributes such as model type, color, and year of production through a floodlight activity? (select two)
Answers
The two methods that can be used to pass conversion attributes such as model type, color, and year of production through a floodlight activity are: Custom Floodlight Variables, Dynamic Remarketing.
Custom Floodlight Variables (CFV): Custom Floodlight Variables allow you to pass custom data through a Floodlight tag. This method involves creating custom parameters in the Floodlight tag and then passing data through those parameters from the conversion page. For example, you could create a custom parameter called "model" and pass the model type through that parameter.
Dynamic Remarketing: Dynamic Remarketing allows you to show ads to users based on the specific products or services they viewed on your website. This method involves passing data such as product ID, model type, color, and year of production through a Floodlight tag on the product page. This data is then used to show relevant ads to users who viewed that product.
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A credit card company advertises an APR of 14.7%, compounded daily. What
is the effective interest rate? Round your answer to two decimal places.
Answers
Answer:
16%
Explanation:
Effective interest rate = (1 + i/m)^m - 1
= (1 + 0.147/365)^365 - 1
= 0.1583
= 0.16 = 16%
What is it called when businesses are doing poorly and stock prices drop?
Answers
Answer:
When a stock price falls, that means the company must sell additional shares of stock to raise the same amount of proceeds
Explanation:
'Market management is the key element for a business' Justify this statement with an example.
Answers
Answer:
Explanation:
Marketing Management is the key element for a business because it enables the business to generate revenue, gain new customers, and establish the brand. It ensures that the business is profitable by analyzing and aligning the company's goals.
Depending on the industry and marketing objectives of an organization, marketing management can mean many things. As the name implies, marketing management performs managerial tasks in the field of marketing, including, but not limited to, planning and decision-making before, during, and after the execution of marketing plans.
An example of marketing management is creating an advertising plan and implementing it. Another example is the expansion of business via mergers and acquisitions.
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Power Wind is a corporation that specializes in designing and manufacturing windmills. Power Wind has a manufacturing plant in Colorado and offices throughout the southwestern United States. NRGreen, a provider of a variety of renewable energy design and installation services, has offered to buy Power Wind at a favorable price. However, because NRGreen's business model does not involve any manufacturing, it will close the Colorado plant immediately after acquiring Power Wind. May Power Wind's directors decline NRGreen's offer in order to keep the plant open?
a. No. Their fiduciary duty requires them to put the shareholders' interests first, and the shareholders will benefit from the sale to NRGreen.
b. No, if they are in a state that has codified Unocal.
c. Yes, if the plant is the primary source of Power Wind's profits
d. Yes, if they are in a state that has codified Unocal.
Answers
Business
12 questions please help!!
Answers
Answer:
Fill in the blanks
Explanation:
Answer: 1. Unsecured loans 2. Business credit card 3. Unsecured loan 4. Small Business Investment Companies 5. Reserve Fund 6. Routine 7. Operating costs 8. Secured loan 9. Commercial Debt Financing 10. Small Business Administration 11. Sound 12. Venture Capital Firm
Explanation:
1 Noodles Unlimited, Inc. Sells swimming pool toys. The following adjusted trial balance 2 is for the year ended December 31, 20X1 Debits Credits 4 Account Titles 5 Cash 6 Accounts Receivable 7 Inventory 8 Prepaid Rent 9 Equipment 10 Accumulated Depreciation 11 Accounts Payable $37,500 28,600 43,300 2,000 69,000 $20,700 8,800 20,000 75,000 31,800 175,500 12 Unearned Fees 13 Long-term Notes Payable 14 J. Noodle, Capital 15 Sales Revenue 16 Sales Returns and Allowances 17 Sales Discounts 18 Cost of Goods Sold 19 Salaries and Wages Expense 20 Depreciation Expense 21 Rent Expense 22 Interest Expense 23 Loss on Sale of Equipment 24 25 26 Required 27 1. Prepare a multistep income statement that would be used for internal reporting purposes. 28 Note: When more than one correct account could appear in a cell, list items in order of largest to 29 smallest dollar amounts. Use cell referencing to select account titles and values 0 All numbers should appear as positive numbers 31 2. After entering the formula in cell B52, use the Excel IF function to label cell A52 as either 32 "Net Income" or "Net Loss" as appropriate based on the value calculated in cell B52. 4,700 6,000 67,700 25,900 13,800 24,000 1,600 7,700 48 Income from Operations 49 Other Expenses and Losses 50 51 34 35 36 37 38 Less: 39 40 41 Net Sales 42 3 Gross Profit 44 Expenses: 45 46 47 NOODLES UNLIMITED Income Statement For the Year Ended December 31, 20X1 53 54 3. Compute the gross profit percentage 55 Note: Make sure to include 100 at the end of your formula 56 in order to convert the decimal to a percenta 57 Gross Profit Percentage 58 59 60 61 percent
Answers
Noodles Unlimited, Inc. reported a net income (or net loss) for the year ended December 31, 20X1, based on the prepared multistep income statement.
To prepare the multistep income statement, follow these steps:
Create the headers for the income statement:
NOODLES UNLIMITED
Income Statement
For the Year Ended December 31, 20X1
Calculate the net sales by subtracting sales returns and allowances and sales discounts from sales revenue:
Net Sales = Sales Revenue - Sales Returns and Allowances - Sales Discounts
Calculate the gross profit by subtracting the cost of goods sold from the net sales:
Gross Profit = Net Sales - Cost of Goods Sold
List the operating expenses:
Salaries and Wages Expense
Depreciation Expense
Rent Expense
Interest Expense
Loss on Sale of Equipment
Calculate the income from operations by subtracting the total operating expenses from the gross profit:
Income from Operations = Gross Profit - Total Operating Expenses
List the other expenses and losses:
Other Expenses and Losses
Calculate the net income or net loss by subtracting other expenses and losses from the income from operations:
Net Income (or Net Loss) = Income from Operations - Other Expenses and Losses
Arrange the calculated values in the income statement format:
NOODLES UNLIMITED
Income Statement
For the Year Ended December 31, 20X1
Net Sales
Cost of Goods Sold
Gross Profit
Operating Expenses:
Salaries and Wages Expense
Depreciation Expense
Rent Expense
Interest Expense
Loss on Sale of Equipment.
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Growth has which positive effect for businesses?
A. It widens the area inside the frontier on a production possibilities
curve.
B. It allows products to be sold in a wide variety of new markets.
C. It cuts down on the amount of capital investment needed for
expansion.
D. It ensures that opportunity costs will never exceed overall
productivity.
Answers
Growth widens the area inside the frontier on production possibilities and has a positive effect on businesses. Thus option A is correct
What is business?A corporation or creative entity engaging in business, industrial, and business life is referred to as a business. Corporations could be for-profit corporations or charitable institutions. Limited liability firms, sole traders, corporation, and collaborations are among the several types of businesses.
Growth benefits firms by expanding the territory inside of the frontier of production frontier. There might not be enough money to cover the cost of development. Your workplace and workers will be under more strain if you take on ever more tasks to boost you revenue. Facing pressure, business may be acting quickly in response instead than strategically.
Therefore, option A is the correct option.
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Can someone please Explain why both the General Minimum Wage rate and the Student’ rate are linear patterns.
Answers
I dont even get this
Mohamed is starting a new business. Before selling anything, he bought a motor van for $3500, a
market stall for $2000 and inventories for $1100. He did not pay in full for his inventories and still
owes $1000 for them. He borrowed $4000 from Ibrahim. After the above, he has $400 cash in hand
and $1000 cash at bank. Calculate the amount of his Capital.
Answers
Answer:
$3,500
Explanation:
Which investment advice would Gale most likely give to Alex? Invest in stocks because they are less risky. Put most of your money in a savings account instead. Spread your investments in several different areas. Stick with the stocks because they will bounce back.
Answers
Investment advice is the advice given by consultants or consultancy firms holding special expertise in the field of securities market to the individual investors.
Investment DecisionTheir is a very popular quote in the investment market that "do not put all your funds in a single security " and put your funds in different securities so that loss of a security is set-off with the gains of other security.
Therefore , the investment advice most likely Gale would give to Alex will be "Spread your investments in several different areas" and OPTION C is correct.
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Answer:
c
Explanation:
suppose investors can earn a return of 2.8% per 6 months on a treasury note with 6 months remaining until maturity. the face value of the t-bill is $10,000. what price would you expect a 6-month-maturity treasury bill to sell for?
Answers
PV = Parvalue/(1+r)n = $10,000/(1+2.8%) 6=10000.168would you anticipate paying for a 6-month Treasury bill.
US Treasury Notes (T-bills) 1.3 Treasury bills, often known as T-bills, are short-term debt securities issued by the Government of India and are now available in three tenors: 91 day, 182 day, and 364 day. T-bills are money market instruments. Treasury bills are interest-free securities with zero coupon payments.Out of all the debt that the federal government has issued, T-bills have the earliest maturity date. T-bills can be bought in non-competitive and competitive bids in $100 increments. Federal taxes apply to T-bills, but state and local taxes are not. The 1 Year Treasury Rate is currently 4.79%, down from 0.78% last year and 4.64% on the previous market day.
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1. Describe what is meant by wealth?
2. What is wealth and how do you think it relates to budgeting?
3. Identify a wealthy person; a.what makes this person wealthy?
b.How did they earn their wealth?
Answers
Answer:
All the answers of the asked question are discussed below in detailed explanation.
Explanation:
Wealth includes the evaluation of all the items of merit occupied by an Individual, society, corporation, or nation. ... Fundamentally, wealth is the collection of limited resources. Particular people, corporations, and countries are assumed to be wealthy when they are able to acquire many necessary resources or goods.
1. Four electricians are discussing special requirements for health care facilities. Electrician A says that a nursing home is required to include an emergency system circuit. Electrician B says that GFCI outlets are required in the bathroom area of some critical-care patient rooms. Electrician C says that a nursing home is not required to include an emergency system circuit. Electrician D says that GFCI outlets are required in the bathroom area of the critical-care patient rooms. Which of the following statements is correct?
A. Electrician C is correct.
B. Electrician A is correct
C. Electrician D is correct
D. Electrician B is correct.
2. Four electricians are discussing wiring under raised floors in information technology equipment rooms. Electrician A says that wiring under the raised floor requires fire-resistant walls, floors, and ceilings between other occupancies. Electrician B says that wiring under the raised floor requires fire resistant halfway up the walls and floors between other occupancies. Electrician C says that the room must employ a disconnecting means that removes half of the power to all equipment in the room. Electrician D says that a disconnecting means isn't necessary for the room. Which of the following statements is correct?
A. Electrician B is correct.
B. Electrician C is correct.
C. Electrician D is correct.
D. Electrician A is correct.
3. Five electricians are discussing grounding. Electrician A says that 6" of an 8' rod or pipe electrode is allowed to extend above the finished grade. Electrician B says that a "made" grounding electrode constructed from copper rod that’s 5/8" in diameter and 100" long is acceptable per the NEC. Electrician C says that 6" of a 16' rod or pipe electrode is allowed to extend above the finished grade. Electrician D says that a "made" grounding electrode constructed from copper rod that's 5/8" in diameter and 50" long is acceptable per the NEC. Which of the following statements is correct?
A. Electrician C is correct.
B. Electrician B is correct.
C. Electrician D is correct.
D. Electrician A is correct.
4. Where resistance to ground of a single-made electrode exceeds 25 ohms,
A. additional electrodes must be added until the resistance to ground is lower than 25 ohms.
B. the electrode can be omitted.
C. no additional electrodes are required.
D. one additional electrode must be added.
5. According to the NEC, what type of threadless connectors and couplings must be used with rigid metal conduit if installed in masonry?
A. Rain tight.
B. Concrete tight.
С. Weatherproof.
D. Wet/damp listed.
6. Four electricians are discussing NEC requirements for common appliances.
Electrician A says that new, cord-and-plug, single-phase room A/C units must have factory-installed LCDI or AFCI protection. Electrician B says that the cord for a household refrigerator must be visible and readily accessible to be used as a disconnect switch. Electrician C says that the cord and plug don't have to be new. Electrician D says that an old cord with a spliced new plug can be used. Which of the following statements is correct?
A. Electrician A is correct.
B. Electrician B is correct.
С.Electrician C is correct.
D.Electrician D is correct.
7. Four electricians are discussing switchboards and panelboards. Electrician A says that switchboards and panelboards must provide front and rear access to meet accessibility requirements. Electrician B says that unused circuit breakers mounted in a panelboard should not be identified on the circuit directory until they're actually connected for a circuit application. Electrician C says that switchboards can be installed in cabinets. Electrician D says that switchboards aren't intended to be installed in cabinets. Which of the following statements is correct?
A. Electrician C is correct.
B. Electrician D is correct.
C. Electrician A is correct.
D. Electrician B is correct.
8. Four electricians are discussing the installation of a luminaire in a clothes closet.
Electrician A says that because the clothes-hanging rod is located five inches from the ceiling, the light fixture that's to be mounted directly over the rod must be recessed.
Electrician B says that a surface-mounted incandescent fixture must be placed at least six inches from the storage area. Electrician C says that a surface-mounted incandescent fixture must be placed at least 12 inches away from the storage space. Electrician D says that a surface-mounted incandescent fixture must be placed at least nine inches away from the storage space. Which of the following statements is correct?
A. Electrician B is correct.
B. Electrician A is correct.
С. Electrician C is correct.
D. Electrician D is correct.
Answers
The correct options are
B. Electrician A is correct.
D. Electrician A is correct.
B. Electrician B is correct.
A. Additional electrodes must be added until the resistance to ground is lower than 25 ohms.
B. Concrete tight.
A. Electrician A is correct.
C. Electrician A is correct.
A. Electrician A is correct.
What are electricians?Generally, An electrician is a skilled laborer who specializes in the electrical wiring of structures, transmission lines, stationary machinery, and other apparatus that is connected to the field.
Installing new electrical components, repairing and maintaining existing electrical infrastructure, and maintaining and repairing existing electrical infrastructure are all possible jobs for electricians.
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Design thinking is based on the needs of the designer.
True
False
Answers
Answer:
True
Explanation:
A proven product, established management systems, and customer goodwill are three advantages of _____. a. joining a family business b. starting a new business c. buying a franchise d. working from home
Answers
Answer:
Option C: Buying a franchise
Explanation:
Franchise is simply defined as a business that sells or distribute a product or service that has beingdeveloped by a franchisor. It is usually in the way or manner that the franchisor listed.
The product, method of distribution, and, sales and management are governed or controlled by the franchisor of the business.
The process of purchasing that is buying of a Franchise is by looking into franchising company, contact, application, franchise contact and review, franchise agreement, negotiation terms, agreement signed and others.
Answer:
C or 3Explanation:
i got the proof if you would like.
Which of the following is best for targeted marketing tactics? Select one.
a. LinkedIn
b. Billboards
c. Radio commercials
d. Banners
Answers
Answer:
C
Explanation:
I think it is C because radio commercials seem WAY more convincing.
Let me know if it helps! :)
MAKE ME A KRABBY PATTY SO I CAN GIVE IT TO PLANKTON!!!
weyerhaeuser incorporated has a balance sheet that lists $93 million in assets, $57 million in liabilities, and $36 million in common shareholders' equity. it has 1 million common shares outstanding. the replacement cost of its assets is $103 million. its share price in the market is $51. its book value per share is .
Answers
The book value per share for Weyerhaeuser Incorporated, based on the common shareholders equity and the common shares is $36.00.
How to find the book value of shares?The book value of shares refers to the amount that they are valued at by the company, based on the common shareholders equity that the company records in its balance sheet.
The book value per share for Weyerhaeuser Incorporated is:
= value of common shareholders' equity / number of common shares outstanding
= 36, 000, 000 / 1, 000, 000
= 36 / 1
= $36 per share
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Select the correct answer from the drop-down menu. Which type of college credit program does the statement describe? The program is one of the more common ways to get college credi you must take at the end of the course. Reset
Answers
Answer:
scholarship
i wanna say its that but
can we see the drop down menu?
Explanation:
Answer:
can we see what's in the drop down menu
But I'm pretty sure its a scholarship
Explanation:
After income tax is paid by a
corporation, what percentage of
the remaining profit is paid as the
dividend tax?
A. 30%
C. 15%
B. 5%
D. 10%
Answers
Answer:
option C
Explanation:
the general rate of dividend is 15%
When a merchandising company pays cash to purchase inventory: ________-
Answers
When the merchandising company pays the cash to purchase inventory , then (d) None of the answers is correct.
When the merchandising-company pays cash to purchase the inventory ,the total assets of company remains same because it is an asset exchange transaction .
The current asset (cash) will decrease and the other current asset (inventory) will increase, so, net effect of the transaction will have no impact on total assets .
Also, the purchase of inventory is not considered as an expense , because expenses are recognized only when the inventory is sold .
Therefore, neither there is any effect on assets nor on expenses, the correct answer is (d).
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The given question is incomplete , the complete question is
When a merchandising company pays cash to purchase inventory then
(a) the amount of total assets increases.
(b) the amount of expenses increases.
(c) the amount of total assets decreases.
(d) None of the answers is correct.
How does your state’s on-time payment record compare to the national rate?
Answers
It should be noted that my state’s on-time payment record is high compare to the national rate.
What is a credit score?A credit score serves as a numerical expression based on a level analysis of a person's credit files.
This is a term that to represent the creditworthiness of an individual after his account has been checked.
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Consider a classical economy. Assume that the GDP of an economy is 9000. Consumption is given by the equation C = 600 +(3/4)YD-40r, where r is the percentage real rate of interest. Investment is given by the equation / = 1200 - 120r. Net exports is given by NX = 1500-200€. There is a budget deficit of 500 and government spending is 1500. Finally, suppose the world interest rate is 5. (i) For this open economy derive all equilibrium values, all savings values, and also describe whether the current and capital accounts are in deficit or surplus. (ii) Suppose the government wants the currency to depreciate. What actions should it take (and briefly explain why based on part (i).) Graphically illustrate equilibrium in this economy both before and after the government's actions. Now consider the Mundell-Fleming Model. Suppose that net exports in the UK are given by the following equation: NX = NX (E,Y*), where Y* is foreign income. (iii) If the foreign country enacts expansionary fiscal policy, briefly explain and illustrate the impact on the UK's income, exchange rate, and the trade balance under floating exchange rates. (iv) If the foreign country enacts expansionary fiscal policy, briefly explain and illustrate the impact on the UK's income, exchange rate, and the trade balance under fixed exchange rate.
Answers
(i) As CA > 0, the Current Account is in Surplus and KA < 0, the Capital Account is in Deficit.
(ii) If the government wants the currency to depreciate, then it can decrease the interest rate.
(iii) If the foreign country enacts expansionary fiscal policy, then the foreign income (Y*) will increase, which will increase the demand for UK's exports.
(iv) If the foreign country enacts expansionary fiscal policy, then the foreign income (Y*) will increase, which will increase the demand for UK's exports.
Gross Domestic Product (GDP) is a measure of the total value of goods and services produced within a country's borders over a specific period of time, typically a year. It is used as an indicator of a country's economic performance and is often used to compare the economic size of different countries or track changes in an economy over time.
(i) Given Information:
GDP = Y = 9000,
C = 600 + (3/4)YD - 40r,
I = 1200 - 120r,
G = 1500,
NX = 1500 - 200€,
Budget Deficit = 500.
Formulae: YD = Y - T (Where T = Taxes),
S = YD - C,
S = I + NX, CA + KA = 0 (Where CA = Current Account & KA = Capital Account)
Calculation:
T = G - NX - C - I + Budget Deficit
T = 1500 - (1500 - 200€) - (600 + (3/4)YD - 40r) - (1200 - 120r) + 500
T = -100€ - (600 + (3/4)(Y - T) - 40r) - (1200 - 120r) + 500
T = -100€ - 600 - (3/4)Y + (3/4)T - 40r - 1200 + 120r + 500
T = -200€ - (3/4)Y + (3/4)T - 40r
(7/4)T = -200€ - (3/4)Y + 40r
T = -800€/7 + (3/28)Y + (20/7)r
Given CA + KA = 0
i.e. CA = - KA
Substituting, CA = S - I - G
- KA = S - I - G
KA = I + G - S
KA = (1200 - 120r) + 1500 - (600 + (3/4)YD - 40r) - (YD - C)
KA = 2700 - (5/4)YD + 80r
Thus, Equilibrium Values are:
Y = GDP = 9000
r = 5%
T = -800€/7 + (3/28)Y + (20/7)r
T = -800€/7 + (3/28)(9000) + (20/7)(5)
T = 2075€
YD = Y - T
YD = 9000 - 2075
YD = 6925€
C = 600 + (3/4)YD - 40r
C = 600 + (3/4)(6925) - 40(5)
C = 5650€
I = 1200 - 120r
I = 1200 - 120(5)
I = 600€
S = YD - C
S = 6925 - 5650
S = 1275€
NX = 1500 - 200€
NX = 1300€
S = I + NX
1275 = 600 + 1300
Thus, Savings = Investment + Net Exports
Now, we can find CA, KA as we have found all equilibrium values:
KA = 2700 - (5/4)YD + 80r
KA = 2700 - (5/4)(6925) + 80(5)
KA = -715€
Thus, CA = - KA
CA = 715€
As CA > 0, Current Account is in Surplus.
As KA < 0, Capital Account is in Deficit.
(ii) As we know that the Capital Account is in Deficit, so the demand for the currency will increase if the interest rate decreases, which will eventually lead to the depreciation of the currency.
Equilibrium before Government Actions:
Current Account Surplus - Capital Account Deficit
Equilibrium after Government Actions:
Current Account Surplus - Capital Account Surplus
(iii) If the foreign country enacts expansionary fiscal policy, then the foreign income (Y*) will increase, which will increase the demand for UK's exports. As a result, the demand for the Pound will increase, which will appreciate the exchange rate, and increase the Trade Balance.
(iv) If the foreign country enacts expansionary fiscal policy, then the foreign income (Y*) will increase, which will increase the demand for UK's exports. As a result, the demand for the Pound will increase, which will appreciate the exchange rate, and decrease the Trade Balance.
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suppose you take a 30-year, one-year adjustable, monthly payment arm of $360,000 with two discount points. your payment in year one is $2,158.38, your payment in year two is $2,509.39, and your outstanding balance at the end of year two is $352,014. if you repay the loan at the end of year two, what is the effective cost
Answers
To calculate the effective cost of the loan, we need to consider the total amount of interest and fees paid over the two-year period. The effective cost of the loan is 3.17%.
First, let's calculate the total amount paid in year one:
$2,158.38 x 12 = $25,900.56
Next, let's calculate the total amount paid in year two:
$2,509.39 x 12 = $30,112.68
Now, let's calculate the total amount of interest paid over the two-year period:
$30,112.68 - $25,900.56 = $4,212.12
We also need to take into account the two discount points paid at closing. Each discount point is equal to 1% of the loan amount, so in this case, two discount points would equal:
2% x $360,000 = $7,200
Therefore, the total cost of the loan over the two-year period would be:
$4,212.12 + $7,200 = $11,412.12
To calculate the effective cost, we divide the total cost by the amount borrowed:
$11,412.12 ÷ $360,000 = 0.0317
Multiplying by 100 to express as a percentage:
0.0317 x 100 = 3.17%
Therefore, the effective cost of the loan is 3.17%.
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what credit score is needed to buy a car without a cosigner
Answers
The applicant's net annual income must be at least Rs. 3–4 lakh. For the vehicle loan to have a low interest rate, the borrower must have a credit score of 750 or higher.
What is meant by annual income?The minimum credit score needed to secure a car loan varies by lender, but generally speaking, you'll need a credit score of at least 600 to qualify for a typical auto loan. You may need to look for a bad credit vehicle loan if your credit rating is in the subprime range. A cosigner is typically only required when your credit standing or income may not be sufficient to pass a financial institution's underwriting standards. You may not need a co-signer if you have a good credit score—typically one of 650 or higher—and enough money to meet the loan monthly. Your employer, the business you work for, pays you a yearly wage. The term "annual salary" refers to a wage that is typically paid across 12 months. The total amount of money you make throughout the course of a year is your yearly income, in contrast.To learn more about annual income, refer to:
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what's an economy? how does it work?
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What is an economy:
The wealth and resources of a country or region, especially in terms of the production and consumption of goods and services.
How does it work:
The three principles that describe how the economy as a whole works are: (1) a country's standard of living depends on its ability to produce goods and services; (2) prices rise when the government prints too much money; and (3) society faces a short-run tradeoff between inflation and unemployment.
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Why is there a huge demand of professionals in the field of agriculture??
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Explain the role audit committee plays in the company
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Answer:
The primary purpose of a company's audit committee is to provide oversight of the financial reporting process, the audit process, the company's system of internal controls and compliance with laws and regulations. ... As such, CPAs report directly to the audit committee, not management.
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