graciela treadwell won a lottery. she will have a choice of receiving $25,000 at the end of each year for the next 30 years, or a lump sum today. if she can earn a return of 15 percent on any investment she makes, what is the least she should be willing to accept today as a lump-sum payment? group of answer choices $212,400 $750,000 $164,149 $201,380
Answers
Among the given options, the closest of lump-sum payment to this value is $164,149, so the correct answer is $164,149.
To determine the least amount Graciela should be willing to accept today as a lump-sum payment, we need to calculate the present value of the cash flows she would receive over the 30-year period at a 15 percent return rate.
Using the formula for the present value of an annuity, the present value of receiving $25,000 annually for 30 years at a 15 percent return rate is approximately $164,149. Therefore, Graciela should be willing to accept a lump-sum payment of at least $164,149 today to be indifferent between receiving the annual payments of $25,000 for the next 30 years or taking the lump sum.
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Related Questions
If the annual sales are 20,000 units per store, determine whether the direct shipping network or milk runs of 2 stores per truck or milk runs of 4 stores per truck are optimal. If the annual sales were 10,000 units per store; what would be your optimal solution
Answers
To determine the optimal solution for shipping based on annual sales per store, we need to calculate the total number of truckloads required and compare the total cost of each option.
To compare the costs, we need to consider the cost per truckload and the fixed costs associated with each option. For example, the direct shipping network may have higher fixed costs such as warehouse and distribution center expenses, while the milk runs may have higher variable costs such as fuel and maintenance.
Direct shipping network: 20 x $1,000 = $20,000 per store per year
Milk runs of 2 stores per truck: 10 x $1,200 = $12,000 per store per year
Milk runs of 4 stores per truck: 5 x $1,500 = $7,500 per store per year
Based on these calculations, the milk runs of 4 stores per truck would be the optimal solution for annual sales of 20,000 units per store.
For annual sales of 10,000 units per store:
Direct shipping network: 10 x $1,000 = $10,000 per store per year
Milk runs of 2 stores per truck: 5 x $1,200 = $6,000 per store per year
Milk runs of 4 stores per truck: 2.5 x $1,500 = $3,750 per store per year
Based on these calculations, the milk runs of 4 stores per truck would still be the optimal solution for annual sales of 10,000 units per store.
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Frank is already taking advantage of his employer benefit package but wants to find
options to save for retirement that offer tax incentives. Which of the following should
Frank explore?
A. Contribution matching
B. Lower interest
C. Opt in or opt out
D. Roth IRA
Answers
Matheson Electronics has just developed a new electronic device which, when mounted on an automobile, will tell the driver how many miles the automobile is traveling per gallon of gasoline.
The company is anxious to begin production of the new device. To this end, marketing and cost studies have been made to determine probable costs and market potential. These studies have provided the following information: a. New equipment would have to be acquired to produce the device. The equipment would cost 315,000 and have a 12 -year useful life. After 12 years, it would have a salvage value of about 15,000 . b. Sales in units over the next 12 years are projected to be as follows: c. Production and sales of the device would require working capital of 60,000 to finance accounts receivable, inventories, and day-to-day cash needs. This working capital would be released at the end of the project's life. d. The devices would sell for 35 the following; variable costs for production, administration, and sales would be 15 per unit. e. Fixed costs for salaries, maintenance, property taxes, insurance, and straight-line depreciation on the equipment would total 135,000 per year. (Depreciation is based on cost less salvage value.) f. To gain rapid entry into the market, the company would have to advertise heavily. The advertising program would be: g. The company's required rate of return is 14% .
Required:
(Ignore income taxes.)
(a) Compute the net cash inflow (cash receipts less yearly cash operating expenses) anticipated from sale of the device for each year over the next 12 years.
Answers
John need to invest $16393.44 with the process of simple interest.
What is simple interest?Simple interest is calculated based on a loan's principal or the initial deposit into a savings account. Simple interest doesn't compound, therefore a creditor will only charge interest on the principal sum, and a borrower will never be required to pay further interest on the interest that has already accrued.
Rate of interest = 12%principal + interest = $40000
Time = 12 years
Simple interest = \(\frac{p \times 12 \times 12}{100}\\=1.44p\)
Now principal + interest = 40000
\(\frac{p \times 12 \times 12}{100}\\=1.44pNow principal + interest = 40000\Rightarrow p+1.44p=40000\\\Rightarrow 2.44p=40000\\\Rightarrow p=\frac{40000}{2.44}\\\Rightarrow p= 16393.44\)
Therefore, John need to invest $16393.44.
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Which of the following communications must be reviewed and approved by a principal before it can be used? A) An internal memo to be sent to registered representatives describing a new sales technique B) Promotional material to be sent only to mutual funds and insurance companies C) A letter to be sent to all customers reminding them of a change in the tax laws D) A letter to be sent this week to 30 existing customers recommending a new service being offered by the firm
Answers
Answer: I'm thinking C, but I cant find any evidence to help support it all to much. I looked up the answers and everything and no one knows, i'm sorry if I wasn't of any help
Good luck
The communications that must be reviewed and approved by a principal before they can be used are an internal memo to be sent to registered representatives describing a new sales technique, a letter to be sent to all customers and a letter to be sent this week to 30 existing customers recommending a new service. The correct options are a, c, and d.
An internal memo to be sent to registered representatives: Since this letter involves instructing staff members on sales practices, it should be examined and authorized by a principal. All clients are to get a letter informing them of an alteration to the tax laws: A principal should evaluate and approve this letter to make sure that it contains accurate, understandable information that complies with applicable tax regulations.
30 current clients will receive a letter this week proposing a new service the business is offering. A principal should also examine and approve this communication. Even though it is directed towards a certain consumer segment, it is still crucial for a principal to check it to make sure the information is correct, pertinent, and compliant with the company's marketing and advertising standards.
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Write any five methods of getting information of foreign employment and discuss any one of them.
Answers
Answer:
May it will help you
Explanation:
1) Notice board
2) Book of introduction
3) Institutions work working under the ministry of labour
4) Authority of human resources
5) Manifestos of training institutions
6)Web site
7) Newspapers
8) Public meeting :the manpower company, training institutions and institutions of public counseling are working in the field of foreign employment in nepal.
They come to the direct or indirect contact of people through various programmes of interaction, seminar, and meeting.
9)Radio and television
Foreign employment getting information through Notice board, Book of introduction, Authority of human resources, Web site, and Newspapers.
Who is Foreign employment?
Public meeting: When the manpower company, training institutions, and institutions of public counseling are working in the field of foreign employment in Nepal.
Although, They come to direct or indirect contact with people through various programs of interaction, seminars, and meetings.
Also, Foreign employment getting information through Institutions work working under the ministry of labor, Manifestos of training institutions, Radio, and television
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Tina, a sales manager, is interviewing a worker who applied for a sales job. She likes the applicant so much that she says, "This is a great place to work. If you are loyal to us, we will be loyal to you, and you can count on a job here." Phil, the HR manager, learns what Tina said. He asks her not to make this kind of statement again. What reason best explains why Tina's comment was unwise?
Answers
The reason why the comment by Tina was unwise was because A. Tina's statement could be taken as an implied contract to keep the worker in future, making it hard to dismiss the worker if problems arise.
Why should Tina not have said that?Tina essentially gave the applicant an implied contract because she gave the applicant terms that they needed to abide by in order to get the job and to keep it.
Those terms revolved around loyalty. This means that if the company needed to dismiss the worker in future, the worker could go to court and argue that they deserve to keep their job because they have given the loyalty that was a requisite according to Tina.
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Answer:
Tina's statement could be taken as an implied contract to keep the worker in the future making it hard to dismiss the worker if problems arise
When gathering information, which of the following tasks might you need to
perform?
A. Apply standards, such as measures of quality, beauty, usefulness,
or ethics
B. Fill out forms, follow procedures, and apply math and science
C. Study objects, conduct tests, research written materials, and ask
questions
O D. Seek out ideas from others and share your own ideas
SUBMIT
Answers
Answer:
c
Explanation:
study objects, conduct tests, research, and ask questions
do this document and I will give you 100 points send it back to me completed all the directions are on here.
Answers
Answer:
I like chicken
Explanation:
Owing to globalization and rapid technological change over the past few decades, the major contemporary issues in management lies in the need for efficient managers. More and more organizations today face a dynamic and changing environment. This, in turn, makes these organizations either to change or perish. There are five (5) specific forces that are acting as stimulants for change, state and explain them with relevant
Answers
Answer:
The five Specific forces acting as stimulants for change are (1)Globalization, (2)Social trends (3)Competition (4)Changes in Technology (5)Changes in Law and political behavior.
Explanation:
Solution
The Five specific forces as stimulants for change is stated below:
Globalization: globalization has also affected the domestic organizations more often. Globalization has led to the increase of the competition for every industry. for this, every domestic business would have to adopt some change is in its operations to maintain its market share and to get a competitive advantage over others.Social trends: social trends in any market would act as a stimulus for organizational environment and change as they would help the business get a first-mover advantage. for example, any social movement such as ripped jean or Bell bottom jeans, made the various companies in the same industry to adopt some changes.Competition: the entrance of new competition in the market forces the existing business organizations to acquire some changes to get a competitive advantage.Changes in technology: It is one of the significant changes in the business environment, which acts as a substance for the change in the organization. If any business wants to prosper and survive for a longer period, then it would have to acquire changes according to the technological changes in the environment to attend the competitive environment and a continually increasing market share.Changes in law and political behavior: if there are changes in government or law in any country, it may bring some changes for the business. It would force the business to adopt such changes. for example some laws related to the environmental Protection force are the business to produce environment-friendly products and adopt green technology.What are current government transfers?
Answers
Remittances from employees, gifts, tax payments, international aid, and grants are examples of current transfers. A capital lease is one in which the asset is given over to the lessee by the conclusion of the lease period.
All transfers that lack the following features of capital transfers are considered current transfers: ownership changes for fixed assets. transfers of money related to the purchase or sale of fixed assets. In a capital lease, the lessor promises to transfer ownership of the leased asset to the lessee at the end of the lease term. Long-term and non-cancelable capital or finance leases are the norm. At the conclusion of a capital lease, the lessor gives the lessee ownership of the asset. Due to the bargain option provided under the lease, the lessee will have the chance to purchase the asset at the conclusion of the lease period for less than its fair market value.
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Please help in this question asap
Answers
Answer:
All of these
Explanation:
do I need to explain lol?? :]
started business with cash Rs 100000 and furniture Rs 50000
Answers
Answer:
See below
Explanation:
Cash and furniture are assets. An increase in assets is debited. The amounts used to buy the in facilitating the transactions is the capital.
The journal entry will be as below,
Cash A/c Dr. Rs 100,000
Furniture A/c Dr. Rs 50,000
Capital A/c Cr. Rs 150,000
What challenges might we face in case we chose profession that does
not meet our interest and capacity?
Answers
We can't enhance our best on that profession. Financial concerns, job uncertainty and worry of failure are all frequent challenges students face when selecting a career. The reality is, no one is aware of what the world will seem like 10 or 15 years from now.
Why is it tough to pick out a career path?Lack of Experience
Limited work trip is some other motive why you may find it hard to choose your profession path. There are situations when speakme with human beings who work in a profession you're involved in pursuing is not enough. You can overcome this hurdle by using potentially participating in additional training.
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A. Tenants in rent-controlled apartments.
B. Owners of rent-controlled apartments.
C. People who work maintenance and repairs in rent-controlled apartments.
Answers
Tenants in rent-controlled apartments benefits the most from rent control.
Rent control is a government policy that places a cap on the amount a landlord can charge to rent out a property or renew a lease. Ordinarily, local governments enact rent control laws with a variety of characteristics. All of these measures are intended to keep housing costs affordable for tenants who make less money.
The cap is set by a national programme, while local rent control laws are enforced by regional governments. In this approach, rent might be "controlled" to prevent egregious yearly rent increases by landlords. Because of this, some homes may continue to be affordable for people who cannot afford a market- or above-market-rate residence.
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the production or consumption of an economic good that generates a externality results in part 2 a. of the good and a price that is higher than marginal social . b. of the good and a price that is lower than marginal social . c. of the good and a price that is lower than marginal social . d. of the good and a price that is higher than marginal social .
Answers
The production or consumption of an economic good that generates an externality results in part (b) of the good and a price that is lower than marginal social.
The production or consumption of an economic good that generates an externality results in part (b) of the good and a price that is lower than marginal social. An externality occurs when the production or consumption of a good creates costs or benefits that are not reflected in the market price. These external costs or benefits are borne by society as a whole and not by the producers or consumers directly involved in the transaction.
When there is a negative externality, such as pollution from manufacturing, the social cost of production is higher than the private cost borne by the producer. In this case, the price of the good in the market does not fully capture the true social cost, resulting in an underallocation of resources to the production of the good. The price of the good is lower than the marginal social cost, which means that too much of the good is being produced or consumed from society's perspective.
To address this market failure, policymakers often intervene by imposing taxes or regulations to internalize the externality. By increasing the price of the good to reflect the full social cost, the market outcome can be aligned with the socially optimal level of production or consumption. This helps to correct the underallocation of resources and encourages producers and consumers to take into account the external costs or benefits associated with the good.
In conclusion, the production or consumption of an economic good that generates an externality results in part (b) of the good and a price that is lower than marginal social.
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Discuss the 4 stages of a product / company life cycle and
indicate where ‘Tesla’ would lie on it. Explain your answer in
detail by providing evidence from the case.
Answers
The product life cycle concept, which depicts the stages a new product goes through in the market, has four stages. The first stage is the introduction stage, followed by the growth stage, the maturity stage, and finally the decline stage.
The introduction stage is the stage when a new product is introduced to the market. During this stage, there are no profits, and the manufacturer spends a significant amount of money on advertising and other promotional activities to attract customers.
Tesla is past the introduction stage since it is a well-known company with a well-known brand name.The second stage is the growth stage, and it occurs when the product has been in the market for some time and has started to attract customers. During this stage, there is a high demand for the product, and the sales and profits increase as a result.
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I need advice on Commission prices...so far, I have come up with this:
Shoulders&up = $5, Hips&up = $7, Full body = $10
Line Art = see above prices, Black&White = +$3, Colored = +$5
Pet = +$1, Mounted = +$3, Background = +$5
Is this good? Am I over/underpricing my work? Am I just wasting my time and hopes on this?
Answers
Answer:
It's good
Explanation:
Don't put yourself down you're not wasting your hopes or time. You're doing what you like doing and that's what counts
Navel County Choppers, Inc., is experiencing rapid growth. The company expects dividends to grow at 19 percent per year for the next 8 years before leveling off at 5 percent into perpetuity. The required return on the company’s stock is 10 percent. If the dividend per share just paid was $1.52, what is the stock price?
Answers
Answer:
Price of stock = $74.636
Explanation:
The Dividend Valuation Model is a technique used to value the worth of an asset. According to this model, the worth of an asset is the sum of the present values of its future cash flows discounted at the required rate of return.
The price of the stock will the sum of the present value of the growing annuity and the growing perpetuity
Present value of dividend from year 1 to 8
The PV of the growing annuity = A/r-g) ( 1- (1+g)/(1+r)^n )
A- dividend payable now , r- required of return, g-growth rate, number of years
PV = 1.52×(1.19)/(0.1-0.19) × (1 -(1.19/1.1)^8)= 17.605
PV of Dividend from year 9 and beyond:
P = D× g/(r-g)
This will be done in two steps:
Step 1: PV(in year 8)of dividend = (1.52× 1.19^8× 1.05)/(0.1-0.05)= 122.250
Step 2 : PV in year 0 = 122.25× 1.1^(-8)= 57.030
Price of stock = 17.60 + 57.030= 74.63
Price of stock = $74.636
XYZ is an established business and has written a business plan in order to request additional funding from a local bank. Unlike a plan for a new business, their business plan will include which information?
Answers
Answer:
Growth Highlights
Explanation:
When a new business is to start up, and it requires funding it shall propose the business idea to investors, but it depends upon the discretion of investors whether or not to invest, and their results are dependent upon the expectations of the business idea.
Whereas when a established business requires further funds, it can state the statistical records and performance reports which shall highlight the growth achieved by the business already.
This shall ensure the investors about their returns in a more confident manner.
Funding from local bank shall include the growth results achieved till now, in order to create the investor confidence.
What is the first step creating a budget
Answers
The first step is to find out how important a plutocrat you make each month. You’ll want to calculate your net income, which is the quantum of plutocrats you earn lower levies. still, anyhow if you’re part-time or full-time, the quantum listed is likely your net income If you admit a regular stipend through your employer.
Keep in mind that if you’re enrolled in a health insurance plan, flexible spending account (FSA), and/or a retirement account through your employer, the money is often automatically withdrawn from your paycheck. You’ll want to subtract those deductions to make sure you have a clear picture of your take-home pay.
If you freelance, are self-employed, or simply don’t receive a regular paycheck, you’ll need to subtract taxes from your income amount. The self-employment tax rate is 15.3%, according to the IRS. You can use this TaxAct calculator to estimate how much taxes you’re required to pay in a year. Then you can divide by 12 to get a monthly estimate.
What is a flexible spending account (FSA)?
A flexible spending account (FSA) is a type of savings regard that provides the account holder with specific duty advantages. An FSA is occasionally called a “flexible spending arrangement” and can be established by an employer for workers. The account allows you to contribute a portion of your regular earnings; employers also can contribute to workers’ accounts. Distributions from the account must be used to repay the hand for good charges related to medical and dental services.
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Careers in the Hospitality and Tourism career cluster are
O highly desirable and pay high wages.
O bountiful and expected to continue to grow.
O seldom desirable and pay low wages.
O limited and expected to continue to decline.
Answers
Answer:
B
Explanation:
Edge
Careers in the Hospitality and Tourism career cluster are bountiful and expected to continue to grow. Thus option B is correct.
What are Careers?Career sectors are means of classifying various career kinds based on shared characteristics. People can use these criteria to help them focus their job options and select a suitable path.
A collection of occupations that emphasize giving people food, lodging, aid to travelers, and enjoyable activities. The abundance of jobs in the travel and hospitality career cluster is anticipated to persist.
The planning, management, and provision of lodging, dining, entertainment, conferences, and tourism, as well as related arranging and community programs including transport services, are all part of a the hospitality and tourism employment cluster. Therefore, option B is the correct option.
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2 Type the correct answer in the box. Spell all words correctly. Which law regulates online credit reporting in the United States? regulates online credit reporting in the US.
Answers
Answer:
The Fair Credit Reporting Act
Explanation:
The Fair Credit Reporting Act (FCRA) is the law that regulates online credit reporting in the United States. It was passed in 1970, and it helps in ensuring the privacy, fairness, and accuracy of the data in consumer credit bureau files. This law provides guidelines on the way credit bureaus can collect and share information on an individual customer.
The FCRA protects the rights of consumers to access their own credit reports.
In order to leverage social media ads, where you choose to advertise your product/service should also be based on your target audience and what is __________ amongst that audience.
Answers
In order to leverage social media ads, where you choose to advertise your product/service should also be based on your target audience and what is relevant and engaging to them.
By analyzing their demographics, interests, and online behaviors, you can identify the social media platforms or channels that align with their preferences. This ensures that your ads are seen by the right people, in the right context, maximizing their relevance and impact.
Additionally, staying attuned to trending topics, popular hashtags, and viral content within your target audience's online communities allows you to tap into what is currently captivating their attention.
By combining audience insights with relevant content, you can create compelling ad campaigns that drive engagement, increase brand visibility, and ultimately yield positive results.
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John works as a website designer and for a fee will perform tasks that help clients create or redesign their websites. In other words, John is providing what for each client?
A) a deficit
B) an export
C) an import
D) a service
Answers
What are the steps you should follow after you have installed a software update?
Answers
Answer:
You should make sure there are no more updates after that and if their are no more needed then you should be fine to just go on
Explanation:
NEED HELP!!
Taxes are payments to the blank the are required by law. You need to file a tax return each blank.
Answers
Answer:
year
Explanation:
Answer:
Government and year I believe
All jobs advertised in the classified section of a newspaper must be legitimate.
True
False
Answers
All jobs advertised in the classified section of a newspaper must be legitimate. Hence, the given statement is true.
What are the legitimate advertisements?One of the most reliable advertising forms is using owned (brand-managed) web channels. As a matter of fact, branded websites rank as the second most trustworthy format, with seventy percent of respondents from over the world.
Indicating that they absolutely or partially trust these sites. Furthermore, fifty six percent of respondents say they have confidence in the emails they have subscribed to.
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tala operates sunshine event planning as a sole proprietorship. lately, tala has become dissatisfied with her employee, leon. leon continually refuses to follow directions, calls in late to work, and generally is not performing up to tala’s standards. before tala can fire leon, she must obtain approval from:
Answers
If tala has become dissatisfied with her employee, leon. leon continually refuses to follow directions, calls in late to work, and generally is not performing up to tala’s standards. before tala can fire leon, she must obtain approval from: A. no one.
What is sole proprietorship?A sole proprietorship can be defined as a type of business that is own by one person in which the person is the main decision maker of the company and he/she is responsible for any profit and loss incurred from the business.
Based on the scenario tala is the a sole proprietorship which implies that tala is the only owner of the business, this means that she is the only person that have says over the business and she can fire and hire anybody. Hence she does not need to obtain approval before firing her employee from anybody because she is the sole owner of the business.
Therefore the correct option is A.
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The complete question is:
Tala operates Sunshine Event Planning as a sole proprietorship. Lately, Tala has become dissatisfied with her employee, Leon. Leon continually refuses to follow directions, calls in late to work, and generally is not performing up to Tala’s standards. Before Tala can fire Leon, she must obtain approval from:
a. no one.
b. the partners of Sunshine Event Planning
c. the Board of Directors of Sunshine Event Planning.
d. the shareholders of Sunshine Event Planning.
Jamal and keisha are considering entering into an agreement to trade tasks. how can specialization of labor benefit jamal and keisha? check all that apply. jamal can specialize in washing cars, because he has the comparative advantage. keisha can specialize in washing cars, because she has the comparative advantage. specialization allows them to collectively mow 3 more lawns and wash 3 more cars every three days. specialization allows them to collectively mow 12 more lawns and wash 27 more cars every three days. specialization allows them to earn more money.
Answers
The ways in which specialization of labor can benefit them would be: Keisha can specialize in washing cars because she has a comparative advantage.
What is Specialization of Labor?Specialization of Labor is a division of labor that involves breaking down activities into a simpler set of tasks so that each participant participates hand in hand and no individual is being overworked, and to promote efficiency.
From the given information, the correct options are:
Keisha can specialize in washing cars because she has a comparative advantage.Specialization allows them to collectively mow 3 more lawns and wash 3 more cars every three days.Specialization allows them to earn more money.Learn more about specialization here:
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Answer:
B C E
Explanation:
hai brought 6 pears fo 3.60 how much did each pear cost?
Answers
Answer: $0.6
Explanation:
3.6/6 is 0.6