graciela treadwell won a lottery. she will have a choice of receiving $25,000 at the end of each year for the next 30 years, or a lump sum today. if she can earn a return of 10 percent on any investment she makes, what is the least she should be willing to accept today as a lump-sum payment? (round to the nearest hundred dollars.)

Answers

Answer 1

The least she should be willing to accept today as a lump-sum payment is $176,100 (rounded to the nearest hundred dollars).

The Future Value of an Ordinary Annuity (FVOA) formula can be used to determine the future value of the $25,000 annual payments.

The formula for FVOA is given as:

FVOA = Payment * [(1 + r)n - 1] / r

Where Payment is the amount of each payment, r is the interest rate per period, and n is the number of periods.

So, for this case:

Payment = $25,000r = 10% = 0.1n = 30 years

Using the formula,

FVOA = $25,000 * [(1 + 0.1)30 - 1] / 0.1

FVOA = $2,207,962.42

We can now determine the present value of the $2,207,962.42 if she invests it today at a rate of 10%.

The Present Value of a Future Sum (PVFS) formula can be used for this. The formula is given as:

PVFS = FV / (1 + r)n

So, for this case:

FV = $2,207,962.42r = 10% = 0.1n = 30 Years

Using the formula, we have:

PVFS = $2,207,962.42 / (1 + 0.1)30

PVFS = $176,051.59

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Related Questions

Mary is a member if the accounting group. you want to assign ntfs permissions taking the least amount of actions possible and affecting existing permissions as little as possible. what should you do?

Answers

The least amount of actions possible and affecting existing permissions as little as possible, you should do the following to assign NTFS permissions to Mary:

1. **Check the current permissions for the Accounting group.** You can do this by right-clicking on the folder and selecting "Properties". Then, click on the "Security" tab and view the permissions for the Accounting group.

2. **Make sure that the Accounting group has the "Read & Execute" permission for the folder.** This will allow Mary to open and view the files in the folder.

3. **If the Accounting group does not have the "Read & Execute" permission, then you need to add it.** You can do this by clicking on the "Add" button and entering the name of the Accounting group. Then, select the "Read & Execute" permission and click on the "OK" button.

4. **Deny the Write permission to Mary.** This will prevent Mary from modifying the files in the folder. You can do this by clicking on Mary's name in the "Permissions" list and selecting the "Deny" checkbox next to the "Write" permission.

This will assign the necessary NTFS permissions to Mary while affecting the existing permissions as little as possible.

Here are some additional things to keep in mind:

* If the Accounting group already has the "Write" permission, then you do not need to deny it to Mary.

* If you are not sure what the current permissions are for the Accounting group, then you can always reset them to the default permissions.

* You can also use the "Advanced" permissions settings to grant Mary more granular permissions, such as the ability to create new files or folders in the folder.

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us bank pulls from what credit bureau washington state

Answers

Trans union is the answer i think :)

What are the main differences between checking and savings accounts?.

Answers

Answer:

Checking is used for everyday activity, as for saving it is for saving money!

Explanation:

Santander Bank: checking accounts are primarily for accessing your money for daily use while savings accounts are primarily for saving money.

On November 1, Jovel Company loaned another company $100,000 at a 6% interest rate. The note receivable plus interest will not be collected until March 1 of the following year. The company's annual accounting period ends on December 31. The amount of interest revenue that should be reported in the first year is:

Answers

The amount of interest revenue that will be recorded in the books of Jovel Company as on December 31 will be $1,000.

What is interest revenue?

The revenue which is generated by a company by the way of earnings made through interest over debts during a financial period is known as an interest revenue.

Using the above information, it can be ascertained that the total interest revenue over a loan of $100,000 will be $6,000, however, it was issued on November 1, and accounts close on December 31, so the interest revenue for 2 months will be computed as under,

\(\rm Interest\ Revenue\ for\ 2\ Months= \dfrac{Total\ Interest\ Revenue}{12}\ x\ No.\ of\ Months\\\\\rm Interest\ Revenue\ for\ 2\ Months= \dfrac{6000}{12}\ x\ 2\\\\\rm Interest\ Revenue\ for\ 2\ Months= \$1000\)

Thus, the interest revenue has been computed as above.

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A machine was purchased for $500,000 with a residual value of $50,000. The company estimates that the machine will last 5 years and produce 2,000,000 parts over its life. Calculate depreciation expense using the Straight-Line method for the 5-year life. (NOTE: Round your answers to the nearest dollar and enter it enter it WITHOUT decimals, commas or dollar signs [Example 75000].)

Answers

This means that the company will record $90,000 as depreciation expense on the machine in each year of its useful life until it reaches the residual value of $50,000.

The Straight-Line method of depreciation allocates the cost of an asset evenly over its useful life. To calculate the depreciation expense for the machine over its 5-year life, we need to first determine the depreciable cost of the asset. The depreciable cost of the asset is the original cost minus the residual value. In this case, the depreciable cost would be $500,000 - $50,000 = $450,000.
Next, we divide the depreciable cost by the number of years of useful life to calculate the annual depreciation expense. So, the annual depreciation expense for this machine would be $450,000 / 5 years = $90,000. Therefore, the depreciation expense using the Straight-Line method for the 5-year life would be $90,000 per year. This means that the company will record $90,000 as depreciation expense on the machine in each year of its useful life until it reaches the residual value of $50,000.

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What is the relationship between sample size and false conclusions in market research?

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The relationship between sample size and false conclusions in market research is- The larger your sample size, the less chance there is to draw a false conclusion.

What do you mean by sample size?

It takes consideration and logical reasoning to choose the appropriate sample size for your market research survey, but it's not a complex process. You only need as many respondents to your survey as are actually required. A sample of 300–400 will often be sufficient for most uses.The margin of error reduces with sample size. The margin of error rises as population variability does as wellThe phrase "sample size" in marketing research refers to the total number of participants in the study. Statistics like age, gender, and geographic region are taken into account while selecting the sample for research. Samples might either be general or detailed.

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Analyze the unique components of enterprise business model and architecture The report should follow the normal structure of a report, and we recommend that you use the following structure: 1. Introduction The introduction should provide a general introduction to the problem of authentication in client'server applications. It should define the scope of the answer, ie. explicitly state what problems are considered, and outline the proposed solution. Finally, it should clearly state which of the identified goals are met by the developed software. 2. Authentication This section should provide a short introduction to the specific problem of password based authentication in client server systems and analyze the problems relating to password storage (on the server), password transport (between client and server) and password verification. 3. Design and Implementation A software design for the proposed solution must be presented and explained, i.e. why this particular design chosen is. The implementation of the designed authentication mechanism in the client server application must also be outlined in this section. 4. Evaluation This section should document that the requirements defined in Section 2 have been satisfied by the implementation. In particular, the evaluation should demonstrate that the user is always authenticated by the server before the service is invoked, eg the usemame and method name may be written to a log file every time a service is invoked. The evaluation should provide a simple summary of which of the requirements are satisfied and which are not. 5. Conclusion The conclusions should summarize the problems addressed in the report and clearly identify which of the requirements are satisfied and which are not (a summary of Section 4). The conclusions may also include a brief outline of future work.

Answers

The enterprise business model and architecture have unique components necessary for the business's success.

The unique components of the enterprise business model and architecture include:

1. Business Strategy: This component is the foundation of any business model. It outlines the enterprise's goals, objectives, and vision of the enterprise.

2. Value Proposition: This component is the solution the enterprise offers to its customers. It is what sets the enterprise apart from its competitors.

3. Revenue Model: This component outlines how the enterprise generates revenue. It includes pricing strategies, sales channels, and revenue streams.

4. Market Environment: This component outlines the market's competitive landscape. It includes the target market, customer demographics, and market trends.

5. Organizational Structure: This component outlines the structure of the enterprise. It includes the roles and responsibilities of employees, the reporting structure, and the communication channels.

6. Technology Infrastructure: This component includes the hardware and software that the enterprise uses to run its business.

An enterprise business model is a conceptual structure that outlines the various components of a business. The enterprise architecture is a framework that defines the structure of an enterprise. The unique components of the enterprise business model and architecture work together to ensure that the enterprise achieves its goals and objectives.

In conclusion, an enterprise business model and architecture are critical components of any successful business. It is important to understand the unique components of these models and architectures to ensure that the enterprise is well-positioned to achieve its goals and objectives.

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To be eligible for reimbursement for travel, and Auxiliarist must be traveling on reimbursable orders issued by...
A. An appropriate Coast Guard official.
B. The Flotilla Commander (FC).
C. The Flotilla Staff Officer for Finance (FSO-FN).
D. Any elected Coast Guard Auxiliary official.

Answers

To be eligible for reimbursement for travel, an Auxiliarist must be traveling on reimbursable orders issued by an appropriate Coast Guard official. This means that option A is the correct answer.

Reimbursable orders are documents that authorize an Auxiliarist to perform official duties on behalf of the Coast Guard Auxiliary. These orders are issued by authorized Coast Guard officials and must be in compliance with the Auxiliary Manual and other applicable regulations.
The purpose of reimbursable orders is to ensure that Auxiliarists are properly authorized to perform official duties and that they are eligible for reimbursement of travel expenses incurred while performing those duties. This includes expenses such as transportation, lodging, and meals, as well as other incidental expenses.
It is important to note that travel reimbursement is not automatic and must be approved in accordance with the applicable regulations. In addition, there are certain requirements that must be met in order to be eligible for reimbursement, such as submitting the appropriate documentation and complying with travel policies and procedures.

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The corporate office has awarded a $3,000 bonus to be distributed evenly among the 12 employees in your department. Each employee also receives a $100 gift card.

What is the total amount each employee receives in bonuses?

$150
$242
$250
$258
$350

Answers

$350. This is because 3,000 divided by 12 is 250. 250 + 100 = 350. So each employee received $350.

Which group tried to learn American Indian languages and customs?


What programs are always running when your computer is turned on? Enter the names of the programs in the space provided.

Answers

Answer:

The French

Explanation:

Edge babyyyyy

Synthesizing Suppose you were told that you would
earn $95,000 in 2020. Explain why this information
would say little about the standard of living you might
enjoy. What other information would you need before
you could evaluate how well you could live in 2020?

Answers

Answer:

The nominal earnings is only one side of the story. The thing that matters is what the earnings would be able to buy. Hence, we need to know how the prices are going to change, and what are is the expected inflation. If the inflation is very high, the same nominal money would be able to buy less goods and if the inflation is more, the same nominal money would be able to buy more goods.

Explanation:

The answer is the explanation

Before evaluating how well I could live in 2020, there are several other factors that need to be evaluated.

Evaluation for living

Many things need to be evaluated. These include the rise in price of every thing from food, petrol, and other basic necessities. It is important to note that what our earnings would be able to buy. Earnings will decide how better can we live in 2020.

Standard of living

Standard of living refers to the level of wealth, comfort, material goods, and necessities available to a certain socioeconomic class or geographic area. Standard of living is relevant because it is considered to contribute to an individual's quality of life.

Thus, many things need to be evaluated before deciding how well we are going to live in 2020.

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In terms of corporate social responsibility, what should companies provide to suppliers?

Answers

As part of their CSR companies should provide suppliers Hassle-free acceptance of timely and complete deliveries.

Companies must be aware of their social responsibilities regarding supply chain practices for the environment, occupational health and safety, sustainable production, and human rights (including working conditions, child labor, and slavery). Companies need to manage potential risks as well as moral, legal, and financial concerns.

Corporate social responsibility (CSR) places a strong emphasis on how important it is for a company's whole supply chain to protect the environment and proactively enhance social welfare.

Government laws are the primary factors driving corporations to behave more socially responsibly.

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Assume that a country with total income of $160,000 has a population of 10 households whose incomes are listed in table: income of households. What percentage of income is earned by the bottom quintile of the population? group of answer choices 8% 4% 3% 2%

Answers

Answer:

The percentage of income is earned by the bottom quintile of the population is approximately 8%.

Explanation:

To determine the percentage of income earned by the bottom quintile of the population, we need to first find the total income earned by the bottom 20% of households.

There are a total of 10 households, and 20% of that is 2 households. Looking at the table, we can see that the first two households have incomes of $5,000 and $7,000 respectively.

Total income earned by the bottom quintile = $5,000 + $7,000 = $12,000

Percentage of income earned by the bottom quintile = ($12,000 / $160,000) x 100% ≈ 7.5%

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what is the purpose of the health insurance portability and accountability ac?

Answers

The Health Insurance Portability and Accountability Act (HIPAA) is a federal law that was enacted in 1996 with the purpose of protecting patients' healthcare information privacy and security.

It was designed to improve the efficiency and effectiveness of the healthcare system by creating national standards for electronic healthcare transactions and privacy protections for individual health information.

HIPAA has two main objectives: portability and accountability. Portability refers to the ability of individuals to keep their health insurance coverage when they change jobs or health plans, regardless of pre-existing conditions. This means that individuals are no longer tied to a specific employer for healthcare coverage.

Accountability refers to the responsibility of healthcare providers, insurance companies, and other entities that handle health information to safeguard patient data and maintain privacy.

HIPAA has helped to establish standards for the handling and storage of electronic health information, ensuring that patient data is secure and private. The law requires healthcare providers and insurance companies to use standardized codes for billing and other transactions, making it easier to track and monitor healthcare costs.

Overall, HIPAA has played a critical role in improving the healthcare system by promoting efficiency, protecting patient privacy and security, and ensuring accountability among healthcare providers and insurance companies.

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mental ability tests produceDespite being easy to use and one of the most valid selection methods for all jobs, mental ability tests produce that are three to five times larger than other methods, such as structured interviews, that are also valid predictors of job performance

Answers

Answer:

Despite being easy to use and one of the most valid selection methods for all jobs, mental ability tests produce racial differences three to five times larger than other methods, such as structured interviews, that are also valid predictors of job performance.

Explanation:

The way out of the racial differences produced by mental ability tests is for HR personnel to combine the use of mental ability tests with other assessment methods in order to lessen the racial bias results.  By so doing, the job applicants will still be subjected to some form of cognitive or mental ability tests, which is then ameliorated with structured interviews, whose results will be used to compare one candidate's performance against other candidates' performances.

which of these is the healthiest inflation rate?

A. 2.5%
B. 3%
C. 3.5%

Answers

Based on the Consumer Price Index, the Federal Reserve seeks to maintain inflation at 2%. (CPI)

Price increases, or inflation, can be thought of as the gradual loss of purchasing power. The average price increase of a selection of products and services over time can serve as a proxy for the rate at which buying power declines.

A unit of currency effectively buys less as a result of the increase in pricing, which is sometimes stated as a percentage. Deflation, which happens when prices fall and buying power rises, can be compared to inflation.

The rate at which the cost of goods and services increases is known as inflation.

Demand-pull inflation, cost-push inflation, and built-in inflation are the three categories into which inflation is sometimes divided.

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What is the annual interest rate for a 60-day note issued with a face value of $2,500 that will earn interest of $42?.

Answers

10.1% annual interest rate is the annual interest rate for a 60-day note issued with a face value of $2,500 will earn interest of $42.

Annual guides, extra regularly definitely called annuals, are periodical guides acting frequently as soon as in line with the year. Although actual definitions may additionally range, forms of annuals include calendars and almanacs, directories, yearbooks, annual reports, complaints and transactions, and literary annuals. A weekly or month-to-month guide may additionally produce an Annual providing comparable materials to the regular book. Some encyclopedias have published annual supplements that basically summarize the news of the a year, much like some newspaper yearbooks. To libraries and collectors, annuals gift challenges of size (tens or hundreds of volumes) and completeness (acquiring a sequence without a lacking volume). They're dealt with similarly to serial courses, which typically means a single library catalog file for the title, not for person-years. The single report has to then suggest which volumes (years) are held.

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Credit unions advantages are: their income is not subject to federal income tax before it is paid out as dividends Savers who own shares receive dividends instead of interest as a return on their savi

Answers

The main advantage of credit unions is that they are typically able to offer lower interest rates on loans and higher interest rates on savings accounts compared to traditional banks.

Additionally, credit unions are member-owned and operated, which means they prioritize the needs of their members rather than maximizing profits for shareholders.

Credit unions are able to offer lower interest rates and higher dividends because they are not-for-profit organizations and their income is not subject to federal income tax before it is paid out as dividends.

Savers who own shares in a credit union receive dividends instead of interest as a return on their savings, which may provide a tax advantage as dividends are typically taxed at a lower rate than interest income. Overall, credit unions offer a unique and community-focused alternative to traditional banks.

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a product sells for 280 per unit and its variable costs per unit are 90 the fixed costs were 605000 what is the break even point in dollar sales

Answers

The break-even point in dollar sales is approximately $891,520.

To calculate the break-even point in dollar sales for this product, you need to consider the selling price per unit, variable costs per unit, and fixed costs.

Determine the contribution margin per unit: Selling price per unit ($280) - Variable costs per unit ($90) = $190. Calculate the break-even point in units: Fixed costs ($605,000) / Contribution margin per unit ($190) = 3,184.21 units.

Since you cannot sell a fraction of a unit, round up to 3,185 units. 3. Find the break-even point in dollar sales: Break-even point in units (3,185) * Selling price per unit ($280) = $891,800.

So, the break-even point in dollar sales is $891,800.

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Is streaming Business in form 4 Diffult?. Justify your Answer.​

Answers

Answer:

money

Explanation:

because when you have a business you are making money

If you observe a co-worker, customer, or stranger in your workplace exhibiting any of the warning signs of workplace violence, who should you talk to?.

Answers

If you observe a co-worker, customer, or stranger in your workplace exhibiting any of the warning signs of workplace violence you should first report your concern to your supervisor, or human resources department.

What is workplace violence?

Workplace violence is any act of, or threat of, physical violence, harassment, intimidation, or other threatening disruptive behavior that takes place at the workplace. Threats, slander, and physical and verbal abuse are all included, as well as murder. Customers, clients, visitors, and staff all may be impacted. The third-leading cause of fatal workplace injuries in the United States is now acts of violence and other injuries. In 2019, there were 5,333 fatal workplace injuries in the United States, and 761 of those injuries were caused intentionally by another person, according to the Bureau of Labor Statistics Census of Fatal Occupational Injuries (CFOI). Employers and employees across the country are very concerned about workplace violence, regardless of how it presents.

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Answer: Your co-worker is late to work one or two days each week.

Explanation:  

How did the government attempt to manage the economy for three decades after World War II as a result of Keynes's influence?

Answers

Answer:

You have to understand that there were 2 perspectives of how to proceed after WWII, a meeting was planned which led to the Bretton Woods system

Explainanation:

Keynes- Plan (UK) vs. White-Plan (US $)

White: represented the new creditor of the world (US)

Eco. policy needs to target balance of payment, countries ensure balance of payment equilibrium. Employment comes second.

Adjustment mechanism: countries that have a current account surplus should not adjust. The debt countries should adjust, not the creditors (surplus countries). Exchange rate is not allowed to change. Restrictive social policy. → Burden in deficit countries

Keyne: “ represented the” old creditor of the world (UK) → both Surplus/Deficit countries must adjust so the burden should not fall on one country, to reduce balance of payment disequilibrium.  

(to reduce the disequilibria in the BoP both surplus countries and deficit countries need to adjust so the burden is split)  → 1.  Symmetric adjustment to reduce BoP disequilibrium

→ 2. There should be a scope for domestic policy in favor of employment programmes . Countries should be able to adjust their fiscal and monetary policies should be used to help employment after WWII. → Burden shared.

→ because WWII had happened in Europe, they needed reconstruction and as Keyne was british he wanted it too (symmetric adjustment).

White was American and as the WWII damage had not reached the US (creditor country), he did not see why the burden should be split, as it would be of disadvantage to the US because the creditor ones are highly competitive. (asymmetric adjustment).  He said that they have to target the BoP equilibrium as a mandate to prevent new economic catastrophes.

→ In conclusion White: burden shifts towards deficit countries and Keyne Burden shared between Surplus and Deficit countries.

--> Keynes wanted distribution How would they exactly move surpluses to countries with deficits? →  By taxing it away, what you need is an agreement, what is the mechanism.

Define about informal education tutor​

Answers

Answer:

Informal education is a general term for education that can occur outside of a structured curriculum. Informal education encompasses student interests within a curriculum in a regular classroom, but is not limited to that setting. It works through conversation, and the exploration and enlargement of experience.

Explanation:

how do you find your claimant id number for unemployment

Answers

Answer:

The Claimant ID can be found in the upper-right of the UI Finding letter, as well as other letters received from IDES. Fraud victims can use the information from a fraudulent UI Finding letter to report the case to IDES.

Explanation:

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Interview employees at any workplace e. G schools hospital etc​

Answers

Conducting employee interviews at any workplace, such as schools or hospitals, can provide valuable insights into the experiences, perspectives, and needs of employees.

Employee interviews serve as a means to gather firsthand information about various aspects of the workplace. By conducting interviews, employers can gain a deeper understanding of employee satisfaction, engagement, work environment, and potential areas for improvement. Interviews can be structured to cover a range of topics, including job satisfaction, communication, workload, professional development, and organizational culture. The insights gathered from employee interviews can help identify strengths and weaknesses, inform decision-making processes, and foster a positive work environment. It is important to create a comfortable and confidential setting for interviews to encourage employees to share their honest feedback.

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The data on price and quantity purchased relating to a commodity for 10 months are given
below:Calculate coefficient of correlation between price and quantity.

Answers

Price and number of goods purchased are inversely correlated. Consequently, price rises as quantity rises.

What is data on price ?

Pricing Data is accurate information on the costs of goods that are strikingly comparable to those being purchased. Prices are used interchangeably in this definition to refer to actual selling prices as well as suggested or prospective selling prices. Data pertinent to both primary and subcontract prices are referred to in the definition. Data may consist of specific costs, weights, addresses, names, ages, temperatures, dates, or distances, for instance. Data is a basic type of knowledge and has no meaning or use by itself. In other words, facts must be interpreted in order to have any significance. A pricing list again for new term has been sent by the Contractor to authorized buyers.

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1} When making decisions regarding the use of resources, options NOT chosen are known as which of the following?



A} The economic allowance for the option chosen


B} The chosen option’s tangible adversary


C} The opportunity cost of the option chosen


D} The chosen option’s conscious rejection

Answers

Answer: The answer is C opportunity cost of the option chosen

Explanation:

Human want are numerous while the resources to satisfy them are limited in supply. Because of the scarcity of resources this informed the use of scale of preference to rank our want in their order of preference. Then arise the concept of opportunity cost ,opportunity cost is the value of benefit sacrifice in favour of an alternative course of action in the sense that the acceptance of one option will automatically lead to the rejection of the second option. It is the cost of doing anything that could have been obtained if that particular decisions has not been taken. The return forgone from its use is the opportunity cost.

27. Many organizations do not have a formal trouble reporting system. Why do you think this is the case?

Answers

Many organizations may not have a formal trouble reporting system for several reasons. One primary factor could be a lack of awareness regarding the benefits of such a system. Organizations might underestimate the importance of tracking and resolving issues in a systematic manner, which could lead to inefficiencies and dissatisfaction among employees and stakeholders.



Another reason could be the perceived complexity and cost associated with implementing a formal trouble reporting system. Organizations might assume that setting up such a system requires significant resources, both in terms of time and financial investment. This perception might discourage them from establishing a systematic approach to handling issues. Additionally, some organizations may rely on informal methods of reporting trouble, such as personal communication or ad hoc meetings, believing that these are sufficient for addressing problems. In reality, these methods may not be as effective as a formal system in terms of providing transparency, accountability, and traceability. Lastly, organizational culture and resistance to change could also play a role. Employees and management might be accustomed to existing processes and resistant to adopting new systems, especially if they believe that current methods are working well.

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two rivers that helped China develop

Answers

primero el rio Amarillo (Huang He) en el norte, y más tarde el Yangtze en el sur.


Two great rivers run through China Proper: the Yellow River in the north, and the Yangtze (or Yangzi ) River to the south

Suppose that a worker in Cornland can grow either 40 bushels of corn or 10 bushels of oats per year, and a worker in Oatland can grow either 5 bushels of corn or 50 bushels of oats per year. There are 20 workers in Cornland and 20 workers in Oatland. If the two countries do not trade, Cornland will produce and consume 400 bushels of corn and 100 bushels of oats, while Oatland will produce and consume 60 bushels of corn and 400 bushels of oats. If each country made the decision to specialize in producing the good in which it has a comparative advantage, then the combined yearly output of the two countries would increase by

Answers

Answer:

see. I hope it's helpful for you lol

Explanation:

i need friend lol can you my friend
Suppose that a worker in Cornland can grow either 40 bushels of corn or 10 bushels of oats per year,
Suppose that a worker in Cornland can grow either 40 bushels of corn or 10 bushels of oats per year,
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