How would a shift from a tight credit policy to a relaxed policy be likely to affect a firm’s cash budget?
Suppose a firm’s cash flows do not occur uniformly throughout the month. What effect would this have on the accuracy of the forecasted borrowing requirements based on a monthly cash budget? How could the firm deal with this problem?

Answers

Answer 1

A shift from a tight credit policy to a relaxed policy is likely to increase a firm's cash budget.

Non-uniform cash flows throughout the month may decrease the accuracy of the forecasted borrowing requirements based on a monthly cash budget.

To deal with this problem, the firm can create a more detailed cash budget that accounts for daily or weekly cash inflows and outflows, or use a revolving line of credit to cover any unexpected cash shortages.

A tight credit policy restricts a firm's ability to borrow money, whereas a relaxed policy allows for easier access to credit, leading to an increase in a firm's cash budget. A monthly cash budget assumes that cash flows occur evenly throughout the month, which may not always be the case, leading to inaccurate forecasting of borrowing requirements.

A more detailed cash budget that considers daily or weekly cash flows can provide a more accurate picture of the firm's borrowing needs, while a revolving line of credit can provide a safety net to cover any unexpected cash shortages.

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Related Questions

If there are five goods in a barter​ economy, one needs to know ten prices in order to exchange one good for another.​ If, however, there are ten goods in a barter​ economy, then one needs to know​ ________ prices in order to exchange one good for another.

Answers

Why is the type like this???

An investor is trying to decide between a muni paying 5.75 percent or an equivalent taxable corporate paying 8.25 percent. What is the minimum marginal tax rate the investor must have to consider buying the municipal bond?
A. 80.00 percent
B. 20.00 percent
C. 25.00 percent
D. 66.67 percent
E. 30.00 percent

Answers

The minimum marginal tax rate the investor must have to consider buying the municipal bond is E. 30.00 percent.

In the financial industry, bonds are a type of security where the issuer (debtor) owes the holder (creditor) a debt and is required, depending on the terms, to give the creditor cash flow (for example, repay the bond's principal (i.e., amount borrowed) at the maturity date as well as interest (called the coupon) over a specific period of time).

The length and volume of the cash flow delivered determine the sort of bond that is produced, which emphasizes the economic value. The interest is typically payable on a regular basis, as once every six months, once a year, or even less frequently. A bond is thus a type of debt or IOU.

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73 points I will give if you like and comment 73 points

Answers

Answer:

i b b beg your pardon

Explanation:

Answer: 73 points is this what you mean?

Explanation:

Which of the following statements is a strong reason for giving credit to sources of data in a formal business doccument

Answers

Answer:

It shows you have done solid research to back up your conclusions.

Multiple choice options for this question are as follows:  online source

A). It shows you have done solid research to back up your conclusions.

B). Readers of a business document do not pay attention to sources

C). Giving credit is easier than treating others' ideas as your own

D). It is a requirement of MLA and APA styles

Explanation:

Giving credit to your sources is a phrase that refers to Referencing or citing the source of your information. It is important to the reader or user of the document because they can always go back and verify the data's accuracy. Referencing also leaves a trail that can be used to see the views and opinions of other business people or researchers .

Giving credit to your sources in a formal business document shows you took the time to research the subject matter. It gives the impression that you can relate your ideas to the views of other professionals in the industry.

Answer:

A). It shows you have done solid research to back up your conclusions

Explanation:

Type the correct answer in the box. Spell all words correctly.
Which customers help in the profitability and growth of an organization?
Both external and [ }customers help in the profitability and growth of an organization in a direct or indirect manner.

Answers

Answer:

Both external and Internal customers help in the profitability and growth of an organization in a direct or indirect manner.

Explanation:

External customers refer to the people who pay for goods and services. Their relationship with a business is through the purchasing of goods or services. A business produces goods and services targeting to sell them to external customers. They are also known as clients.

Internal customers are people that have a relationship with the business. They could be employees, trade partners, investors, and shareholders. Internal customers facilitate the smooth running of a business. They make it possible for a business to avail its products and services to external customers. Internal customers may buy or not buy from the business.

Answer:

internal

Explanation:

Just took test 5/5

If internal rate of return is high, the investment is
acceptable. If internal rate of return is low, the investment is
not acceptable.
Group of answer choices
True
False

Answers

False. This statement is not entirely accurate. A high internal rate of return (IRR) indicates that the investment is expected to be profitable and may be an indication that the investment is acceptable, but it's not the only factor that needs to be considered. Other factors such as the initial investment amount, the length of the investment period, the risk involved, and the company's overall goals and objectives should also be taken into account.

Similarly, a low IRR does not necessarily mean that an investment is unacceptable. It could indicate that the investment will not generate significant profits or may even result in a loss. However, if the investment aligns with the company's strategic objectives, has a low level of risk and provides other benefits such as diversification or tax advantages, it may still be considered an acceptable investment.

Therefore, while the IRR is an important metric for evaluating the potential profitability of an investment, it should be used in conjunction with other financial and non-financial measures to determine whether the investment is acceptable or not.

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Home is a country that produces two goods, pears and cellular phones. Last year, Home produced 450 bushels of pears and 1050 cellular phones. This year it produced 450 bushels of pears and 2000 cellular phones. Given no other information, which of the following events could explain this change?a. Home experienced increased unemployment.b. Home experienced a decline in pear-producing technology.c. Home experienced an improvement in cellular phone-making technology.d. Home experienced a reduction in resources

Answers

Answer:

c. Home experienced an improvement in cellular phone-making technology.

Explanation:

It is the improvement recorded in its technology for phone-making that gave rise to the improved production of cellular phones from last year's 1050 phones to this year's 2000 cellular phones.  This shows an improved productivity of about 90%.  Home did not witness similar improvement in the production of pears as the quantity produced last year was also produced in the current year.

A construction company is hiring new employees. Which scenario is an example of discrimination? (5 points)
Michael, who is 60 years old, is hired over Zara, 20 years old because he has a lot of experience.
Samantha, who happens to be in a wheelchair, is not hired because she does not have the required experience.
The company hires Bill and Tiara, who are equally qualified, for the same position but pays one of them less.
The company interviews the most qualified candidates, who happen to be of many different races.

Answers

Answer:

3. The company hires Bill and Tiara, who are equally qualified, for the same position but pays one of them less.

A transaction is initially recorded in the____journal, and then subsequently posted to the general____.
a. general ; ledger.
b. trial ; balance.
c. general ; journal.

Answers

Answer:

a. general ; ledger.

Explanation:

A transaction is initially recorded in the general journal, and then subsequently posted to the general ledger. In Financial accounting, this process of transferring information about a transaction from the general journal to the general ledger is known as posting.

Additionally, the main purpose of a general ledger is to list all accounts used in recording an organization's transactions and as such it contains a list of transactions affecting each account and the account's balance.

On the other hand, the purpose of a general journal is to record a chronological listing of every transaction for an organization at a given time.

During the _____ stage of the Product Life Cycle, technical problems are common and the product is fine-tuned.

Answers

Answer:

introductory stage

Explanation:

Answer:

-During the INTRODUCTORY_ stage of the Product Life Cycle, technical problems are common and the product is fine-tuned.

\(hope \: it \: helps\)

One strategy U.S. manufacturers have employed in order to become more competitive is

Multiple Choice

increasing advertising budgets.


creating technology foreign manufacturers depend on to increase effectiveness and efficiency.


focusing on providing the lowest-priced products.


maintaining a distance relationship with suppliers in an effort to guard trade secrets.

Answers

Answer:

creating technology foreign manufacturers depend on to increase effectiveness and efficiency.

Explanation:

Technology can be defined as a branch of knowledge which typically involves the process of applying, creating and managing practical or scientific knowledge to solve problems and improve human life. Technologies are applied to many fields in the world such as medicine, information technology, cybersecurity, engineering, environmental etc.

Generally, technology has impacted the world significantly and positively as it has helped to automate processes, increased efficiency and level of output with little or no human effort.

One strategy U.S. manufacturers have employed in order to become more competitive is creating technology foreign manufacturers depend on to increase effectiveness and efficiency.

This ultimately implies that, U.S. manufacturers will have to continue to be innovative so as to improve, strengthen or fortify their manufacturing base in the future.

Additionally, U.S. manufacturers will have to be reliant on advanced technology and an interconnected network (internet) to unite various companies in order to become more competitive.

Beauty and the bistro, inc. Had $500 of supplies on its balance at the end of its 1st year of business. It purchased $5,000 of supplies during the 2nd year. At the end of the 2nd year, it had $800 of supplies on hand. What is the amount of supplies expense on the income statement?.

Answers

The amount of supplies expense on the income statement= $4,700

It started with $500 and purchased $5,000 but only has $800 of supplies left, thus it used $4,700. The amount used is Supplies Expense and is recorded as an adjusting entry with a debit to Supplies Expense (+E,-SE) and credit to Supplies (-A) for $4,700. The Supplies balance on the balance sheet equals $800 (the supplies left).

A supplier is a person, business, or other entity that sells or provides clients with goods or equipment.A supplier in business is a person or a company that provides retailers and distributors with high-quality products and services from manufacturers at competitive prices. Deliverables from them come in the form of raw materials, which manufacturers then transform into finished goods that are ready for sale.

A supplier is a company that offers products and services to another business. This organization is a section of a company's supply chain, which might provide the majority of the value found in its products. Even drop shipping, when products are sent directly to the buyer's clients, is practiced by some suppliers.

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Select all that apply Review the following statements and select the ones which accurately describe a Petty Cash fund. Select all answers which apply. Multiple select question. It is established to pay for small payments like postage, shipping fees, etc. It is used to avoid the time and cost of writing checks for small amounts. It is an account used to record small sales amounts. It is an expense reported on the income statement. It is an asset reported on the balance sheet.

Answers

Answer:

It is established to pay for small payments like postage, shipping fees, etc.

It is an asset reported on the balance sheet.

It is used to avoid the time and cost of writing checks for small amounts

Explanation:

A Petty Cash is simply any amount of cash kept on hand and used for making small payments. It is usually placed on the asset account and it account also increases on the debit side and decreases on the credit side.

The Petty Cash fund is set up with the use of the following:

1. Date

2. Debit

3. Credit

4. Source Document

Businesses promote use of Petty Cash funds due to it having some small payments for which writing a check is not time or cost effective. It is increase by replacimg or putting more money back in the petty cash box. Before putting money, an evidence of the fund being put in to the box must be complete.

Answer:

It is established to pay for small payments like low-cost supplies and shipping fees, etc.

It is an asset reported on the balance sheet.

Explanation:

first answer is incorrect

Out of a list of the values 12, 7, 3, 5, 8, and 2, which result would the MIN function return?

Answers

Answer:

2

Explanation:

It’s just right, trust

which of the following best explains why the price-marginal cost relationship improves as production increases? multiple choice question. at the very early stages of production, marginal product is high, making marginal cost unusually high. at the very late stages of production, marginal product is low, making marginal cost unusually high. at the very early stages of production, marginal revenue is low, making marginal cost unusually high. at the very early stages of production, marginal product is low, making marginal cost unusually high.

Answers

The best explanation for why the price-marginal cost relationship improves as production increases is that "at the very early stages of production, marginal product is high, making marginal cost unusually high."

As production increases, marginal product (the additional output gained from producing one more unit) starts off high, which leads to a higher marginal cost (the additional cost of producing one more unit).

As production continues to increase, marginal product begins to decrease, and as a result, marginal cost also decreases. This results in a better price-marginal cost relationship as production increases.


Summary: The price-marginal cost relationship improves as production increases because marginal product starts off high at the early stages of production, leading to a higher marginal cost. As production continues, marginal cost decreases, leading to an improved relationship.

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suppose prices adjust immediately because there is no sticky inflation. then, monetary policy will suppose prices adjust immediately because there is no sticky inflation. then, monetary policy will have only real effects have only nominal effects have both real and nominal effects have no effect

Answers

If there is no sticky inflation, then monetary policy will have only nominal effects.

How does monetary policy respond to inflation?The term "inflation" describes a general rise in price levels brought on by an increase in the amount of money; the rate of expansion of the money stock is higher than the rate of economic production. Although there is extensive economic discussion regarding the precise nature of price increases, in this context, the term "inflation" is used to refer specifically to a monetary phenomenon.When productivity increases more quickly than the money stock, it is referred to as deflation. A broad decline in prices and the cost of living results from this, which many economists curiously perceive as being detrimental. John Maynard Keynes' paradox of thrift serves as the foundation for the arguments against deflation.

If inflation is not sticky, then the classical dichotomy will hold in the short run. This means that nominal variables will have only nominal effects on the economy.

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Each time Eddie's Cars sells a vehicle, the company receives a larger discount from the manufacturer. At the end of the fiscal year, the company often slashes its prices by several hundred dollars per car because that amount will be more than offset by the increased discount the company receives from the manufacturer. The manufacturer is giving Eddie's Cars ______. Multiple choice question. a seasonal discount zone pricing a cumulative quantity discount a slotting allowance

Answers

Answer:

a cumulative quantity discount

Explanation:

The cumulative quantity discount  is the discount that is depend on the value of the good purchased over a time period. The discount would be applied for any kind of shipments that made within the timeframe.

Just like if wholesaler make an offer that if the purchase is done more than $5,000 so 5% discount is applied

So according to the given situation, it represent the cumulative quantity discount

Helping salespeople to open double quote"work smartclose double quote" by doing the right things in the right ways is the goal of​

Answers

The goal of helping salespeople to "work smart" by doing the right things in the right ways is to enhance their effectiveness and efficiency in achieving sales objectives.

The goal of assisting salespeople in "working smart" refers to optimizing their performance by focusing on activities that lead to desired outcomes. It involves equipping salespeople with the necessary knowledge, skills, tools, and strategies to make informed decisions and prioritize their efforts effectively.

By helping salespeople work smart, organizations aim to improve their productivity, increase sales revenue, and enhance customer satisfaction. This can be achieved through various means, such as providing comprehensive training programs, offering sales tools and technology solutions, implementing effective sales processes and methodologies, and fostering a supportive and collaborative sales culture.

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Employers will consider an application valid even if it has not been signed.
T or F

Answers

That is true employers will consider an application valid without a signature

PLEASE HELP ILL GIVE YOU BRAINLIEST in a market economy, what does a producer mean when it asks, "Is there a market for my products?"
a."is there is a place where we can sell our products?"
b."is our product being more cheaply made overseas?"
c."will consumers need and want to buy our products?"
d."will the government support demand for our products?"

Answers

Answer:

It is c

Explanation:

I recently had this question lol

Answer:

c

Explanation:

i had this question on a test

probes, inc. wrote down its inventory to the lower net realizable value. the effect on probes' accounting equation includes a(n) blank

Answers

probes, inc. wrote down its inventory to the lower net realizable value. the effect on probes' accounting equation includes a(n) decrease in stockholders' equity

The predicted selling price of an item less the costs associated with its completion, sale, and transportation is its net realizable value. As a result, inventory should be written down to its net realizable value if it is recorded in the accounting records at a value higher than its net realizable value.

Every accounting transaction, or business transaction that must be taken into account for accounting purposes, has an impact on the basic accounting equation. The expressions composing the equation are changed as a result of each transaction in such a way that the accounting equation is satisfied after each such change.

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Why is making money important to having a successful life? What is the value of money to your future?

Answers

Answer:

It's important to have a job and make money so that you can be an independent person, buy a house, have access to food, etc. In my personal opinion though, you can have a successful life without making lots of money. Money is nice because it gives you something to fall back on, and it might feel validating at times.. but it is not what determines a successful life.

Explanation:

Hope this helps!

Making money is important to having a successful life because it determines your quality of life. The value of money to your future can determine your job, education, future spouse, your house, etc.

A major advantage of a ________ strategy is that the company does not tie its reputation to the product.
A) blanket family name
B) licensing
C) separate family brand name
D) category extension
E) brand revitalization

Answers

A major advantage of a C) separate family brand name is strategy is that the company does not tie its reputation to the product.

One major advantage of using a separate family brand name strategy is that the company can avoid tying its reputation solely to one product or product line. By using a separate brand name for each product line, the company can build a reputation for quality and reliability across a range of products, which can be particularly important in industries where consumer preferences and trends can shift quickly.

Additionally, using a separate family brand name strategy can also allow the company to differentiate its products more effectively and target different customer segments more precisely. Overall, using a separate family brand name strategy can help a company build a strong, diversified brand portfolio that can withstand changes in the market and maintain its reputation over time.

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The main purpose of a cover letter is to:
a. Get hired for a position
b. Be called in for an interview
C. Let yyour friends know how your job search is going
d. Obtain references from your network

Answers

Answer:

be called for an interview

Thinking about your office or college, what types of
information are conveyed through the grapevine? How
often is the information accurate?

Answers

Answer: I would experience a lot of cluster chains speaking on if someone was in trouble. An employee would be called to the back office if they were either in trouble or getting a promotion.

Explanation:

Find out which one of the following is not one of the key differences between the basic aggregate demand and aggregate supply model and the dynamic aggregate demand and aggregate supply model. O A. In the dynamic AD-AS model, SRAS keeps shifting to the right unless workers and firms expect inflation to be high, whereas in the basic AD-AS model, it does not O B. In the dynamic AD-AS model, the economy does not experience long-run growth, whereas in the basic AD-AS model, the economy experiences both continuing inflation and growth. O C. In the dynamic AD-AS model, potential GDP keeps increasing continuously, thus shifting LRAS to the right, whereas in the basic AD-AS model, the LRAS does not shift. O D. In the dynamic AD-AS model, during most years AD will be shifting to the right, whereas in the basic AD-AS model, there is no place for continuing inflation

Answers

The key difference between the basic aggregate demand and aggregate supply model and the dynamic aggregate demand and aggregate supply model is the inclusion of dynamic factors in the latter. The dynamic model considers the long-run growth potential of the economy, which means that the potential GDP keeps increasing continuously, shifting the LRAS to the right. In contrast, the basic model does not consider the long-run growth potential of the economy. Another difference is that in the dynamic AD-AS model, the SRAS keeps shifting to the right unless workers and firms expect inflation to be high, whereas in the basic model, it does not. Similarly, in the dynamic model, during most years AD will be shifting to the right, whereas in the basic model, there is no place for continuing inflation.

However, the economy experiences both continuing inflation and growth in the basic system, while in the dynamic model, the economy does not experience long-run growth. Therefore, the answer to the question is option B.

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if the nominal interest rate is 10% and the inflation rate is expected to be about 4%, what is the approximate real interest rate?

Answers

If the real interest rate is yearly, then 10% and the anticipated rate of inflation is 4%,The nominal interest rate would be about.14% (10% + 4% = 14%).

What do you mean by interest?

Your interests are indeed the things that you like to do and the things that you prefer to learn about. of curiosity. When something is interesting, it keeps your interest and piques your curiosity: There was not much of interest discussed.

What is an example of simple interest?

Simple Interest (Innovative capabilities) is a way for figuring out how much interest will accrue on a specific principal sum of money at a certain rate of interest. For instance, if someone borrows Rs. 5000 at the a rate of Ten p.a. for 2 years, they will pay S.I. on the money borrowed for those two years.

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two-year treasury securities yield 4.15%. the market anticipates that 1 year from now, 1-year treasury securities will yield 3.0%. if the pure expectations theory is correct, what is the yield today for 1-year treasury securities?

Answers

The yield today for one year treasury securities is 3.59%

Define Pure Expectation Theory.

According to the "pure" expectations hypothesis (PEH), all investment strategies with the same horizon should have expected returns that are equal in equilibrium.

As per pure expectation theory, future rates are nothing but a representation of future short term rate of interest.

n = 1 years

r1 = 4.15%

r2 = 3.0%

Thus, (1+r2,0)^2 = (1+r1,0)^1 * (1+r1,1)^1

(1+r2,0)^2 = (1+0.0415)^1 * (1+0.03)^1

(1+r2,0)^2 = 1.0415 * 1.03 = 1.073

1+r2,0= 1.0359

r2,0 = 0.0359 = 3.59%

Therefore the yield today for one year treasury securities is 3.59%

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for this question, let us pretend you work at a boston marketing firm. your supervisor informs you that she wants your input on which media type to select for an upcoming advertising campaign. your supervisor tells you not to concern yourself with the total cost of the media alternative you chose but rather keep the cost per thousand (cpm) impressions as low as possible. which media alternative below offers the lowest cost per thousand impressions? cost per thousand analysis

Answers

The phrase "cost per thousand" (or "CPM") in marketing refers to the price an advertiser pays for every thousand times their ad appears on a web page.

What are the means of advertising?

Newspapers, magazines, TV and radio shows, mailings, posters, posters, transit advertising, as well as other media are traditional forms of advertising. Advertisers have exploited digital technology to draw more attention to their products and causes in the twenty-first century.

What is advertising and example?

Newspaper, radio, and television advertisements are all examples of above-the-line advertising. Below-the-line advertising comprises of conversion-oriented efforts that are targeted to a specific audience. Billboards, sponsorships, in-store advertisements, and other forms of below-the-line advertising are examples.

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the ______ is characterized by a commitment to equal opportunities in hiring and promotions, and does not directly link a work group’s productivity or success with diversity.

Answers

Discrimination-and-Fairness Perspective is characterized by a commitment to equal opportunities in hiring and promotions, and does not directly link a work group’s productivity or success with diversity.

What is the Discrimination-and-Fairness Perspective?

This is the concept or terminology that is based on the  fact that people are the same basically and have to treated the same way in their work places.

This perspective has to do with the fact that  and that all forms of differences or awareness has to be reduced to a great minimum.

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