I borrowed a 30-year mortgage loan of $350000 to buy a house. My mortgage rate is 4.1%. How much money will I still owe the lender 10 years from now after making each monthly payment (keep two decimal places)?
Answers
You will owe the vendor $266,428.68 after 10 years of monthly payment.
To calculate how much money you will still owe the lender 10 years from now, you'll need to use the mortgage loan formula:
M = P * r * (1 + r)^n / ((1 + r)^n - 1)
Where:
M = Monthly payment
P = Loan amount ($350,000)
r = Monthly interest rate (4.1% / 100 / 12)
n = Number of payments (30 years * 12 months)
First, calculate the monthly payment:
M = $350,000 * (0.041 / 100 / 12) * (1 + 0.041 / 100 / 12)^(30 * 12) / ((1 + 0.041 / 100 / 12)^(30 * 12) - 1)
M ≈ $1,692.93
Now, calculate the remaining balance after 10 years (120 months):
B = P * (1 - (1 + r)^(-n_remaining)) / r
Where:
B = Remaining balance
n_remaining = Remaining number of payments (20 years * 12 months)
B = $350,000 * (1 - (1 + 0.041 / 100 / 12)^(-240)) / (0.041 / 100 / 12)
B ≈ $266,428.68
After 10 years of making monthly payments, you will still owe the lender approximately $266,428.68.
To learn more about vendor, refer below:
https://brainly.com/question/13135379
#SPJ11
Related Questions
Quantify the Effects of Managerial Actions on ROPI and Components Rincon Farms Inc. reports the following financial data just prior to its fiscal year ended December 31, 2019 ($ millions). Rincon Farms Inc. Balance Sheet Cash $100 Accounts payable $300 Accounts receivable Long-term debt 600 Inventory Property, plant & equipment 1,000 Equity 1,000 $1,900 Total liabilities and equity $1,900 300 500 Total assets Actual Forecasted Dec. 2019 Dec. 2020 Sales $1,200 $1,310 NOPAT $210 5216 NOA $1,500 $1,545 WACC 7% a. Compute ROPI for FY2019 and FY2020. Net operating assets (NOA) at June 30, 2019 were $1,350. Round answers to one decimal place, if applicable. 2019 ROPI 2020 $ The company is contemplating taking the following actions before the end of 2019. (These actions are not reflected in any of the financial data reported above.) For each of the action determine the effect on residual operating income for the fiscal year ended December 31, 2020, 1. Reduce inventory by to which reduces accounts payable by 5% 2. Decrease property, plant and equipment (PPE) by 20% with no consequent impact on NOPAT 3. Engage in a sale femeback of a major building The company will se 50% of its PPE at book value and increase rental costs by 530 after tax, per year 4. Increase debt $300, which increases interest expense by 515 Round answers to one decimal place, if applicable Action Actual Forecasted June 2013 June 2020 2 NOMAT GA
Answers
Based on the given financial data for Rincon Farms Inc., the ROPI (Residual Operating Performance Indicator) for FY2019 can be calculated as follows:
ROPI 2019 = NOPAT / NOA = $210 million / $1,500 million = 0.14 or 14%
Similarly, the ROPI for FY2020 can be calculated using the forecasted data:
ROPI 2020 = NOPAT / NOA = $216 million / $1,545 million = 0.14 or 14%
Now, let's analyze the effects of the proposed managerial actions on the residual operating income for FY2020:
Reducing inventory by 5%: This would reduce accounts payable, which is a component of NOA, by the same amount. As a result, the NOA would decrease, and assuming NOPAT remains unchanged, the ROPI would increase.
Decreasing property, plant and equipment (PPE) by 20%: This would decrease the total assets and NOA, assuming NOPAT remains unchanged. As a result, the ROPI would likely increase.
Engaging in a sale-leaseback of a major building: This action would result in the sale of PPE at book value, which would decrease the total assets and NOA. However, the increased rental costs after tax would result in higher expenses and lower NOPAT. The net effect on ROPI would depend on the magnitude of the rental costs and the impact on NOPAT.
Increasing debt by $300: This would increase interest expense, which is a component of NOPAT. As a result, the NOPAT would likely decrease, and the ROPI would be negatively impacted.
Overall, the effects of these proposed actions on ROPI would depend on the specific details and magnitude of each action, as well as their impact on NOPAT and NOA. Detailed calculations would be needed to accurately quantify the effects on ROPI for FY2020.
To know more about financial data click here:
brainly.com/question/29891241
#SPJ11
How did we know that Volkswagen is cheating? Who found out and how did they found out
Answers
Answer: can you be more specific please?
Explanation:
Answer:
Explanation:
Volkswagen was caught by independent testing carried out by a clean-air advocacy group, The International Council on Clean Transportation, which tested the cars because it thought they were such a great example of how diesel could be a clean fuel.
A put option that expires in eight months with an exercise price of $57 sells for $3.85. The stock is currently priced at $59, and the risk-free rate is 3.1 percent per year, compounded continuously. What is the price of a call option with the same exercise price and expiration date? (1.5 point) Answers 1-1 1.
Answers
The price of a call option with the same exercise price and expiration date is unknown.
To determine the price of a call option with the same exercise price and expiration date, we can use the put-call parity formula. According to put-call parity, the price of a call option (C) plus the present value of the exercise price (Xe^(-rt)) should equal the price of a put option (P) plus the current stock price (S). Mathematically, it can be expressed as:
C + Xe^(-rt) = P + S
Given information:
Put option price (P) = $3.85
Exercise price (X) = $57
Stock price (S) = $59
Risk-free rate (r) = 3.1% per year (0.031)
Time to expiration (t) = 8 months (expressed in years as 8/12 = 2/3)
Using the put-call parity formula, we can solve for the price of the call option (C):
C + 57e^(-(0.031)*(2/3)) = 3.85 + 59
C + 57e^(-0.0206) = 62.85
C + 57 * 0.97955 = 62.85
C + 56.00335 = 62.85
C = 62.85 - 56.00335
C = 6.84665
Therefore, the price of a call option with the same exercise price and expiration date is approximately $6.85.
Based on the given information and using the put-call parity formula, the price of a call option with the same exercise price and expiration date is calculated to be $6.85.
To know more about put-call parity visit:
brainly.com/question/15508400
#SPJ11
A variable can be called or referenced before it has been defined.
O True
O False
Answers
Answer:
True.
Explanation:
When two different messages produce the same hash value what has occurred?
Answers
When two different messages produce the same hash value, it is called a hash collision. This means that the hash function used to generate the hash value was unable to produce a unique output for each input, and two different messages ended up with the same output.
While hash collisions are rare, they can still occur in certain circumstances, such as when the hash function is not strong enough or when there is a deliberate attempt to create a collision.
Hash collisions can pose security risks in certain situations, such as when a malicious user attempts to create a fake message with the same hash value as a legitimate message. This is known as a hash collision attack and can be used to bypass security measures such as digital signatures or to create fake digital certificates.
To prevent hash collisions, it is important to use strong hash functions that are resistant to collisions and to regularly update them as new vulnerabilities are discovered. Additionally, using salted hashes, where a random value is added to the message before hashing, can make it more difficult for attackers to create hash collisions.
Learn more about hash collision here :-
https://brainly.com/question/13162118
#SPJ11
38% of a company's employees prefer coffee to tea. If the company has 7000 employees, how many prefer coffee to tea?.
Answers
After calculating the person who prefers coffee to tea, 2,660 employees prefer coffee to tea.
To find out how many employees prefer coffee to tea, you can use the percentage given and calculate it based on the total number of employees.
Calculate the number of employees who prefer coffee.
Number of employees who prefer coffee = Percentage of employees who prefer coffee × Total number of employees
Plug in the values and calculate:
Number of employees who prefer coffee = 0.38 × 7000
Number of employees who prefer coffee = 2660
Therefore, 2,660 employees prefer coffee to tea.
Learn more about percentage here:
https://brainly.com/question/31083257
#SPJ12
The biomedical division needs to hire the best biomedical engineers in the world to be competitive in this global industry, and competition to attract talent is stiff. Many of the most innovative engineers work for startups. What would be the most appropriate HRM approach
Answers
Answer:
Explanation:
Based on the information provided, it can be said that the most appropriate approach would be to acquire startups with talented employees and integrate these employees into the company's culture. These startup's would not only already have the talented employees that the biomedical division needs but those employees would also already have become accustomed to the team that they have been working within the startup. This would drastically increase their efficiency.
Fractional reserve banking is a term used to describe a banking system whereby a. banks hold reserves equal to only a fraction of their deposit liabilities. b. banks hold reserves equal to a multiple of their deposit liabilities; that is, fractional in this case really means multiple. c. individual banks share a fraction of the total funds deposited in the whole banking system. d. banks are required to quote interest rates in fractions. e. banks are required to maintain a certain fraction of their deposits in the form of checkable deposits, a certain fraction of their deposits in the form of savings deposits, etc.
Answers
Answer:
a. banks hold reserves equal to only a fraction of their deposit liabilities.
Explanation:
The Federal Reserve System ( popularly referred to as the 'Fed') was created by the Federal Reserve Act, passed by the U.S Congress on the 23rd of December, 1913. The Fed began operations in 1914 and just like all central banks, the Federal Reserve is a United States government agency.
Generally, it comprises of twelve (12) Federal Reserve Bank regionally across the United States of America.
Like all central banks, the Federal Reserve is a government agency that is saddled with the following responsibilities;
I. The Fed controls the issuance of currency in United States of America: it promotes public goals such as economic growth, low inflation, and the smooth operation of financial markets.
II. It provides banking services to all the commercial banks in the country because the Federal Reserve is the "lender of last resort."
III. It regulates banking activities in the United States of America: it has the power to supervise and regulate banks.
In the banking system, fractional reserve banking describes a situation in which a depository financial institution such as a bank, hold an amount of reserves that is typically equal to only a fraction of its deposit liabilities.
1. Looking at Nigeria as a potential emerging market, mention and explain 4 factors you think are preventing Nigeria from becoming an excellent emerging market to invest in? 2. If you were given the chance, resources and power to change Nigeria, which one out of the 4 problems identified above would you try to solve and how would you do it?
Answers
do not understand what you are saying
Why is HR planning integral to a firm's strategic planning? As
an HR professional, what do you think you could do to tie the two
functions together?
Answers
HR planning is integral to a firm's strategic planning as it helps organizations determine the current and future human resource needs of the organization to achieve its goals and objectives.
Through HR planning, firms can identify skills and competencies required, align workforce needs with business goals, forecast labor shortages or surpluses, and develop recruitment and training strategies to meet the company's future needs.
As an HR professional, one could tie the two functions together by ensuring that HR plans are aligned with the firm's strategic goals and objectives, identifying the workforce skills, knowledge, and capabilities that are required to achieve these goals.
This will help in forecasting labor needs, developing recruitment strategies, and building employee capability programs to fill skill gaps. Additionally, an HR professional can provide input on the workforce implications of the firm's strategic plans and recommend human resource strategies to support the company's goals.
To know more about HR planning click on below link:
https://brainly.com/question/29022864#
#SPJ11
employee talent is relied on most in which type of production?a. Unit productionb. Mass productionc. Continuous productiond. A primary production systeme. A matrix structure
Answers
Employee talent is relied on most in a primary production system. In this type of production system, products are made in small batches or even one at a time, with a high degree of customization or individualization.
The production process is often complex and requires a high level of skill and expertise from the employees. As a result, the quality and success of the final product depend largely on the talent and abilities of the employees involved in the production process.
Mass production and continuous production, on the other hand, rely more on automation and standardized processes, with less emphasis on individual employee . The matrix structure is a type of organizational structure, not a production system, and does not necessarily affect the reliance on employee talent in production processes.
To know more about employee talent. here
https://brainly.com/question/27404382
#SPJ4
Employee talent is relied on most in a unit production system due to the need for specialized skills and knowledge to create customized products. The correct option is a.
Out of the five production types listed, employee talent is relied on most in a unit production system. This is because unit production involves the creation of a customized product that requires specialized knowledge and skills from employees. In this type of production, each product is unique and requires a different set of procedures and techniques to produce. As a result, employees must have a high level of expertise and skill to complete each project successfully.In contrast, mass production relies on standardized processes and machinery to create identical products on a large scale.
Continuous production involves the production of a single product continuously, such as in the case of chemical plants or refineries. These production types rely less on employee talent and more on the efficiency and consistency of the production process.Primary production systems involve extracting raw materials from the environment, such as farming or mining.
While employee talent is still essential in these systems, the skills required are more focused on manual labor and knowledge of the environment.Finally, a matrix structure involves employees with different skills and expertise working together to complete a project. While employee talent is critical in this system, it is spread across various departments and skillsets, rather than concentrated in a single area.The correct option is a.
For more such questions on production system
https://brainly.com/question/28478997
#SPJ11
Find solutions for your homework
Find solutions for your homework
businesseconomicseconomics questions and answersrefer to exhibit 28-4. if a labor union successfully organizes the labor market and sets the wage rate at w4, the quantity of labor hired will be a)q1. b)q2. c)q3.
This problem has been solved!
You'll get a detailed solution from a subject matter expert that helps you learn core concepts.
See Answer
Question: Refer To Exhibit 28-4. If A Labor Union Successfully Organizes The Labor Market And Sets The Wage Rate At W4, The Quantity Of Labor Hired Will Be A)Q1. B)Q2. C)Q3.
Exhibit 28-4
Wage
Rate
W2-T---
0
01 02 O,
Quantity of Labor
4
Refer to Exhibit 28-4. If a labor union successfully organizes the labor market and sets the wage rate at W4, the quantity of labor hired will be
a)Q1.
b)Q2.
c)Q3.
d)Q4.
e)cannot be determined
Answers
If a labor union successfully organizes the labor market and sets the wage rate at W4, the quantity of labor hired will be (b) Q2.Exhibit 28-4 shows a labor market supply and demand curve where the equilibrium wage rate and quantity of labor hired are represented by W2 and Q2 respectively.
Exhibit 28-4, which shows the relationship between wage rate and quantity of labor?Exhibit 28-4 shows a labor market supply and demand curve where the equilibrium wage rate and quantity of labor hired are represented by W2 and Q2 respectively.
If a labor union successfully organizes the market and sets the wage rate at W4, which is higher than the equilibrium wage, the quantity of labor demanded by firms will decrease, and the quantity of labor supplied by workers will increase. This will result in a surplus of labor or unemployment in the market.
Therefore, the quantity of labor hired will be less than Q2, but it cannot be determined from the given information whether it will be Q1 or Q3 or some other value.
Learn more about wage rate
brainly.com/question/30461515
#SPJ11
Specialty Products Company has a high turnover rate among its employees, especially those
who are young parents. Solution to this problem
Answers
The company has to first investigate the reason why young parents are leaving the company. This is the first step towards resolving the issues of high turnover.
If it is because of the inability to care for their kids while at work, then the company can solve this problem by:
Turnover in human resources refers to the act of replacing one employee with a new employee. Termination, retirement, death, interagency transfers, and resignations are examples of separations between organizations and personnel.
Turnover in human resources refers to the act of replacing one employee with a new employee. Termination, retirement, death, interagency transfers, and resignations are examples of separations between organizations and personnel.
Learn more about high turnover:
https://brainly.com/question/2309682
#SPJ1
Which of the following would be more typically the responsibility of a controller rather than a treasurer?A) Overseeing accounting and tax functionsB) Capital budgetingC) Managing creditD) Making investment decisions
Answers
overseeing accounting and tax functions would be more typically the responsibility of a controller rather than a treasurer.
Who is considered as treasurer?An organization's treasurer is in charge of managing its finances. Cash and liquidity management, risk management, and corporate finance are among a corporate treasurer's important primary responsibilities. The major responsibilities of a treasurer include supervising the organization's financial management, reviewing policies and financial reporting, advising the board on financial strategy, and providing fundraising advice. A treasurer, often known as a financial controller, is responsible for supervising all financial activities and fundraising attempts made by an organizing committee. Their main responsibilities include managing incoming and outgoing funds, maintaining records, and establishing the budget.A controller, not a treasurer, would normally be in charge of supervising accounting and tax functions.To learn more about treasurer refer to:
https://brainly.com/question/24180593
#SPJ4
Chandler and Joey have ordered 1 large cheese pizza with 8 slices.
(a) Describe 2 different ways the pizza can be split that would be Pareto Efficient.
(b) Can Chandler and Joey move from 1 allocation of pizza described in part (a) to the other allocation described in part (a) while being Pareto improving? Explain.
(c) How else might Chandler and Joey construct a Pareto improving pizza transaction? Explain.
(d) How does your answer to part (b) illustrate the outcome of perfectly competitive markets? Explain.
Answers
The concept of Pareto efficiency is an economic concept used to describe a situation where no one can be made better off without making someone else worse off. In this scenario, Chandler and Joey have ordered a large cheese pizza with 8 slices, and the question is asking for different ways to split the pizza that would be Pareto efficient.
(a) There are many different ways to split the pizza that would be Pareto efficient. Two possible ways are:
Chandler and Joey each get 4 slices of pizza.
Chandler gets 6 slices of pizza, and Joey gets 2 slices of pizza.
In both of these allocations, it is not possible to make one person better off without making the other person worse off. This means that they are Pareto efficient.
(b) Chandler and Joey cannot move from one allocation of pizza described in part (a) to the other allocation described in part (a) while being Pareto improving.
This is because in order for one person to get more pizza, the other person must get less pizza, which means that the other person would be worse off. Therefore, any move from one allocation to the other would not be Pareto improving.
(c) Chandler and Joey could construct a Pareto improving pizza transaction by bringing in a third party who is willing to trade something of value for a portion of the pizza. For example, if Monica has ordered a small cheese pizza with 4 slices, Chandler and Joey could trade 2 slices of their large cheese pizza for 2 slices of Monica's small cheese pizza.
This would be Pareto improving because both Chandler and Joey would be better off with 6 slices of large cheese pizza and 2 slices of small cheese pizza, while Monica would be better off with 2 slices of large cheese pizza and 2 slices of small cheese pizza.
(d) The answer to part (b) illustrates the outcome of perfectly competitive markets because in a perfectly competitive market, the allocation of resources is already Pareto efficient. This means that it is not possible to make one person better off without making someone else worse off.
In this case, the allocation of pizza slices is already Pareto efficient, which means that it is not possible to make one person better off without making the other person worse off. This is similar to the situation in a perfectly competitive market, where resources are allocated efficiently and it is not possible to make one person better off without making someone else worse off.
To know more about Pareto Efficient, refer here:
https://brainly.com/question/28325803#
#SPJ11
2. Make a list of information areas that the individuals who join foreign
employment should know or understand.
Answers
Answer:
Going from one country to another country for job and to earn money is called foreign employment. People of Nepal go to different countries of the world for jobs and earning. It uplifts the life standard of the people and has become an important source of earning foreign currency.
Explanation:
Problem 1: On April 01, 2016 Anees started business with Rs. 100,000 and other transactions for the month are: 2. Purchase Furniture for Cash Rs. 7,000. 8. Purchase Goods for Cash Rs. 2,000 and for Credit Rs. 1,000 from Khalid Retail Store. 14. Sold Goods to Khan Brothers Rs. 12,000 and Cash Sales Rs. 5,000. 18. Owner withdrew of worth Rs. 2,000 for personal use. 22. Paid Khalid Retail Store Rs. 500. 26. Received Rs. 10,000 from Khan Brothers. 30. Paid Salaries Expense Rs. 2,000 Required: Prepared general journal
Answers
Answer:
General Journal
April 01
Cash Rs. 100,000 (debit)
Capital Rs. 100,000 (credit)
Owner invest cash in the business
April 02
Furniture Rs. 7,000 (debit)
Cash Rs. 7,000 (credit)
Cash Purchase of Furniture
April 08
Merchandise Rs. 3,000 (debit)
Cash Rs. 2,000 (credit)
Accounts Payable : Khalid Retail Store Rs. 1,000 (credit)
Cash and credit purchases made
April 14
Accounts Receivables : Khan Brothers Rs. 12,000 (debit)
Cash Rs. 5,000 (credit)
Sales Revenue Rs. 17,000(credit)
Cash and credit sales
April 18
Drawings Rs. 2,000 (debit)
Cash Rs. 2,000 (credit)
Owner withdraws cash from business for personal use
April 22
Accounts Payable : Khalid Retail Store Rs. 500 (debit)
Cash Rs. 500 (credit)
Payment made to supplier Khalid Retail Store
April 26
Cash Rs. 10,000 (debit)
Accounts Receivables : Khan Brothers Rs. 10,000 (credit)
Receipts from customer Khan Brothers
April 30
Salaries Expense Rs. 2,000 (debit)
Cash Rs. 2,000 (credit)
Salaries paid
Explanation:
See the journals and their narrations prepared above for Anees` business.
Explain job description and job specification. Identify two examples of information in both documents
Answers
Explanation:
Job description is an internal document that specifies the job requirements, job duties, job responsibilities and skills required to form a role.
Job specification is a detailed description of the role including all responsibilities, objectives and requirements.
Answer:
Job description is a document which states an overview of the duties, responsibilities and functions of a specific job in an organisation. Job specification is a statement of the qualifications, personality traits, skills, etc. required by an individual to perform the job.
Please mark my answer as brainiest.You have been hired as the new controller for the Radiance Company. Shortly after joining the company in 2024, you discover the following errors related to the 2022 and 2023 financial statements: a. Inventory at December 31,2022 , was understated by $6,000b. Inventory at December 31,2023 , was overstated by$9,000c. On December 31,2023 , inventory was purchased for $3,000. The company did not record the purchase until the inventory was paid for early in 2024. At that time, the purchase was recorded by a debit to purchases and a credit to cash.
Answers
These errors need to be corrected to ensure the accuracy of the financial statements. An adjustment of $6,000 needs to be made to increase the inventory balance at the end of 2022, an adjustment of $9,000 needs to be made to decrease the inventory balance at the end of 2023, and a journal entry needs to be made to record the inventory purchase of $3,000 in 2023.
Here's a step-by-step explanation to address the errors you've mentioned:
1. Inventory at December 31, 2022, was understated by $6,000:
To correct this error, you need to increase the inventory balance at December 31, 2022, by $6,000. This will also require an adjustment to the retained earnings balance for 2022.
2. Inventory at December 31, 2023, was overstated by $9,000:
To correct this error, you need to decrease the inventory balance at December 31, 2023, by $9,000. This will also require an adjustment to the retained earnings balance for 2023.
3. Inventory purchased for $3,000 on December 31, 2023, was not recorded until paid for in 2024:
To correct this error, you need to record the inventory purchase in the 2023 financial statements. You should debit inventory and credit accounts payable for $3,000 on December 31, 2023. Then, when the payment is made in 2024, you should debit accounts payable and credit cash for $3,000.
By following these steps, you can correct the errors related to the 2022 and 2023 financial statements for the Radiance Company.
To know more about inventory balance refer here:
https://brainly.com/question/13741571#
#SPJ11
A retail ownership form that combines independent ownership and management assistance is ________.
Answers
A retail ownership form that combines independent ownership and management assistance is franchising.
What is franchising?A franchise is the a license type which grants a access to a franchisee and franchiser's proprietary. The franchise is allowed to sell the products accessing the business knowledge trademarks and other processes under the name of the franchiser.As an exchange to the acquired franchise, the franchisee will have to pay the an annual licensing fees and an initial startup fee.The royalties paid to the franchise varies with industries and the lies in the range of 4.6% and 12.5%.A franchise fee is exchanged for owning the license.
To learn more about franchising, refer
https://brainly.in/question/7032452
#SPJ4
Ralph is leasing a $32,000 car for 36 months. The terms of his lease include an 8. 5% interest rate (money factor of 0. 00354) and a residual value of 72%. Determine Ralph’s approximate monthly lease payment. A. $145. 00 b. $230. 40 c. $248. 89 d. $443. 73.
Answers
Based on the information given in the question the approximate value of monthly lease payment is 443.73, which relph paid.
Given that, in $
Principal value =32000
\(\begin{aligned}\text{Residual Value}&=\text{Principal}\times\text{ Residual Percentage}\\&= \$32,000\times 72\%\\&=\$23040.\end{aligned}\)
\(\begin{aligned}\text{Depreciation}&=\text{Principal}-\text{ Residual value}\\&=32,000-23040\\&=8960\end{aligned}\)
\(\begin{aligned}\text{Base monthly lease payment}&=\frac{Depreciation}{ Residual value}\\&=\frac{8960}{36}\\&=248.89\end{aligned}\)
\(\begin{aligned}\text{Interest per month}&=\text{Principal amount}+{ Residual value}\times{money factor}\\&=\text{8960}+{23040}\times{0.00354}\\&=194.84\end{aligned}\)
\(\begin{aligned}\text{Monthly lease payment}&=\text{Base monthly lease payment}+{Interest per month}\\&=\text{248.89}+{194.84}\\&=443.73\end{aligned}\)
Hence, the monthly lease payment is approximately $ 443.73
See more about leasing:
https://brainly.com/question/158279
Are the following statements true or false? Explain in each case.
“Two countries can achieve gains from trade even if one of the countries has an absolute advantage in the production of all goods.”
“Certain very talented people have a comparative advantage in everything they do.”
“If a certain trade is good for one person, it can’t be good for the other one.”
“If a certain trade is good for one person, it is always good for the other one.”
“If trade is good for a country, it must be good for everyone in the country.”
Answers
1. True. Even if one country has an absolute advantage in the production of all goods, both countries can still benefit from trade if the other country has a comparative advantage in the production of certain goods.
2. False. Even the most talented people are not good at everything but they might be better at some things than others, but they cannot be excellent at everything.
3. False. Trade can be beneficial for both parties involved.
4. False. Trade can be beneficial for one party but not necessarily for the other.
5. False. International trade can have negative consequences for certain groups of people.
Need help ASAP!
Select the described workplace culture from the drop-down menu below.
* workplace culture emphasizes everyone being in agreement
* workplace culture emphasizes development of new skills
* workplace culture emphasizes reacting quickly to change
* workplace culture emphasizes accomplishing goals
Answers
Answer:
The workplace culture emphasizes everyone being in agreement.
Explanation:
The workplace culture emphasizes everyone being in agreement.
An organization should have a good work condition that should be create a good relationship and employee-employee and employer-employer relationship.
It should helped to everyone to achieve their organizational target.
Learn more about workplace culture refer:
https://brainly.com/question/19256853Answer:
✔ Consistency-oriented
workplace culture emphasizes everyone being in agreement.
✔ Involvement-oriented
workplace culture emphasizes development of new skills.
✔ Adaptive
workplace culture emphasizes reacting quickly to change.
✔ Achievement-based
workplace culture emphasizes accomplishing goals.
Explanation:
answer on edge
Assuming the ratios you calculated in the previous steps are the​ same, the money supply should ______ to ​$______billion.
Answers
Without knowing the ratios calculated in the previous steps, it is impossible to accurately determine the change in the money supply. However, assuming the ratios remain constant, the money supply would increase if the Fed were to conduct an open market purchase.
An open market purchase involves the Fed buying government securities from banks or other financial institutions. This increases the amount of reserves that banks have, which they can then use to make loans or buy other assets. This results in an increase in the money supply, as more money is available to be spent and circulated throughout the economy.The exact amount by which the money supply would increase would depend on the amount of the open market purchase, as well as the reserve and currency ratios. For example, if the Fed were to conduct a $100 billion open market purchase, and the reserve ratio is 0.1 and the currency ratio is 0.4, the money supply would increase by:($100 billion) x (1 / 0.1 + 0.4) = $166.67 billion.This is because the initial injection of $100 billion in reserves would allow banks to create $66.67 billion in new loans, assuming the reserve ratio is 0.1. Additionally, the currency ratio of 0.4 means that $40 billion would be held as currency, leaving $60 billion to be deposited into bank accounts and circulated as part of the money supply.
Learn more about ratios here
https://brainly.com/question/13513438
#SPJ11
Which is better 21 jump street or 22 jump street?
Answers
Answer:
according to my calculation its 21.
Explanation:
I own a candy store in my country. I am free to choose the products I sell and I am able to complete against other stories using innovative ideas. After a white selection of candies are various prices what type of economic system does my country most likely utilize
Answers
Answer:
The country most likely utilizes a free market economy.
Explanation:
A free market economy is characterized by the price system: in this system, prices signal economic activity in order to coordinate the forces of supply and demand in order to reach a market equilibrium.
In a free market economy, competition is stiff because firms can freely enter and exit the markets, and this also influences the price of goods and services.
Firms try to out-compete other firms by improving production processes, innovating, and lowering costs.
flat organizational structures become more and more desirable as __________ uncertainty increases
Answers
Flat organizational structures become more and more desirable as environmental uncertainty increases.
Environmental uncertainty refers to the degree of unpredictability and complexity in the external environment that organizations operate in. Factors such as market volatility, technological advancements, competitive dynamics, regulatory changes, and customer preferences can contribute to increased uncertainty.
In such uncertain and dynamic environments, flat organizational structures offer certain advantages. These structures typically have fewer hierarchical levels and a wider span of control, meaning that there are fewer layers of management and employees have more autonomy and decision-making authority.
To learn more about Flat organizational structures follow:
https://brainly.com/question/28271397
#SPJ11
When looking at the purchase of accounting software, things to avoid include
Answers
Answer:
4) C) software that requires a high annual subscription whether you want the updates or not
Explanation:
Layla has $200,000 of QBI from her neighborhood clothing store (a sole proprietorship). Her proprietorship paid $30,000 in W-2 wages and has $20,000 of qualified property. Layla's spouse earned $50,000 of wages as an employee, and the couple earned $20,000 of interest income during the year. They will be filing jointly and take the standard deduction of $25,100.What is their QBI deduction for 2021
Answers
Layla and her spouse will be filing jointly and take the standard deduction of $25,100. Their QBI deduction for 2021 is $15,000.
To calculate the Qualified Business Income (QBI) deduction for Layla and her spouse for the year 2021, we need to consider several factors outlined in the Tax Cuts and Jobs Act (TCJA).
First, we calculate Layla's QBI from her clothing store. Her QBI is the net income generated by her sole proprietorship, which in this case is $200,000.
Next, we need to determine the wage and qualified property limitations. The QBI deduction is subject to limitations based on W-2 wages and qualified property.
The wage limitation is the greater of 50% of the W-2 wages paid by the business or 25% of the W-2 wages paid plus 2.5% of the qualified property.
In this case, Layla's proprietorship paid $30,000 in W-2 wages. So the wage limitation would be $15,000 (50% of $30,000).
Since the qualified property limitation is not greater than the wage limitation, we don't need to consider it further.
Now, we calculate the deductible amount. The deductible QBI is the lesser of Layla's QBI ($200,000) or the wage limitation ($15,000). Therefore, Layla's deductible QBI is $15,000.
The total taxable income before the QBI deduction is $200,000 (Layla's QBI) + $50,000 (spouse's wages) + $20,000 (interest income) = $270,000.
However, they will be filing jointly and taking the standard deduction of $25,100. So their taxable income after the standard deduction is $270,000 - $25,100 = $244,900.
In conclusion, their QBI deduction for 2021 is the deductible QBI amount, which is $15,000. This deduction will reduce their taxable income from $244,900 to $229,900.
To know more about QBI deduction, refer to the link :
https://brainly.com/question/30369615#
#SPJ11
How much will you have in a savings account in ten years, if you deposit $1000 in the account at the end of each year and the account earns 6% interest, compounded annually? how would i work this out.
Answers
If you deposit $100 in the account at the end of each year and the account earns 6% interest, compounded annually. You will have $1,790.85 in your saving account in ten years.
The formula to calculate compound interest is:
\(A = P (1+ r/n)^{nt}\)
A is the total value for the future investments or the total balance. P is the principal amount or the value of investment.
r is the annual rate interest. n is the number of times the interest is compounded in each year. it is also known as compound frequency.
T is the total number of years that the money will be invested.
If you need to learn more about saving accounts
https://brainly.com/question/738615
#SPJ4
If you deposit $1000 at the end of each year at 6% interest rate while compounded annually, after ten years you will have $ 13,180.79
If you deposit $1000 at the end of each year at a 6% interest rate then you will get $13,180.79 after ten years. It is noted that in this question the initial investment is 0.
Compounding: First we need to know what is compounding. It is the interest that is automatically added to your balance in your standard bank account. You earn interest on that interest in the future years. This interest of reinvestment in the original deposit is called compounding.
Now we need to calculate the compound interest.
Here it is noted that there are two different formulas are used to calculate the future value of deposit. If you deposit the money at the end of period, then the ordinary annuity formula is used. If you deposit at the beginning of deposit period then annuity due formula is used.
In this question, we will use the ordinary annuity to calculate the future value of the deposits.
\(FV_{A} = Pmt[\frac{(1+i)^n -1)}{i}]\)
Where \(FV_{A}\) = future value of an ordinary annuity
\(P_{mt}\) = deposit each period
i= interest rate in decimal form
n= number of (compounding periods) years
\(FV_{A} = 1000[(1+0.06)^{10} -1)/10]\)
\(FV_{A} = 1000[(1+0.06)^{10} -1)/0.06]\)
\(=1000[1.06^{10} -1)/0.06]\)
=1000[(1.7908 – 1)/0.06]
=1000(0.7908/0.06)
=1000(13.1879)
= $13180.79
you can learn more about compound interest at https://brainly.com/question/28020457
#SPJ4