if a depositor m first bank takes a check written on valley bank to first bank to deposit, it will not normally be credited to his account until collected from the payer bank. T/F?

Answers

Answer 1

Answer: True

Explanation:

When a depositor of First Bank takes a check written on Valley Bank to First Bank to deposit, it will not normally be credited to their account until the check is collected from the payer bank. This process is known as check clearing and settlement.

During the check clearing process, the depositor's bank (First Bank) sends the check to the payer bank (Valley Bank) for verification and collection. The payer bank verifies the availability of funds in the account of the check writer and then transfers the funds to the depositor's bank. Once the funds are successfully collected from the payer bank, they are credited to the depositor's account in First Bank.

The time it takes for the check to be cleared and the funds to be credited to the depositor's account can vary depending on the banks involved, the amount of the check, and other factors. It is important for the depositor to be aware that there may be a delay between depositing the check and having the funds available in their account.

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Related Questions

Henry, a trainer at MyChem Inc., schedules training on handling hazardous chemicals for a group of newly hired employees. The training complies with OSHA regulations and is given to all employees upon hire along with periodic refreshers. The type of training described in this scenario is _____.

Answers

Answer:

Hazard Communication Standard  (HCS) training program

Explanation:

The type of training described in this scenario is known as the  Hazard Communication Standard  (HCS) training program. This is a employee training program designed with the goal of explaining and reinforcing the written information regarding hazard labels and material safety data sheets, as well as how to behave around hazardous material and to apply this information to their workplace.

reviewers are largely supportive of the increased push to have people pre order video games

A- true
B- false

Answers

Answer:

False

Explanation:

Reviewers resist the pre-order movement because it circumvents their role in the marketing process.

In 1994, president Clinton said the new trade agreements would create a market for American products in China. What happened to the American companies after opening trade with China?

Answers

Answer:

- US retailers costs decreased and their profits increased

- US suppliers moved production to China and sell to America

Explanation:

In the year 1994, the diplomatic relation between the United States and the People's Republic of China strengthened and they reestablished their positions. They then signed a bilateral trade agreement  which opened the markets of China for the American products.

But things turned out differently as they were envisaged in the Chinese markets. The American' trade did not lived up to the expectations in the Chinese markets. China was a tough market for small and medium sized companies of America. The retailers of the US decreased in costs and the China's profit increased. Also the suppliers of he US moved to the production of China and they in turn sell to the American market.

the eisp component of provides informatino on the importance of infosec in the organization

Answers

The EISP component provides information on the importance of information security in the organization - True

Information on the significance of information security in the organisation is especially provided by the EISP (Enterprise Information Security Policy) component. The organization's general approach and structure for information security are described in the EISP, a policy document. Information security-related high-level declarations, objectives, duties, and recommendations are frequently included.

Even while the EISP may discuss the value of information security within the company, its main goal is to offer a thorough and organized framework for managing and protecting information assets. It assigns roles and duties, outlines procedures, and lays the basis for establishing and maintaining efficient information security practises across the organisation. It also defines the organization's security goals.

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Complete Question:

The EISP component provides information on the importance of information security in the organization - True/False

An individual client purchased his residence 5 years ago for $200,000. For 3 of the last 5 years, the client rented out the property for income, and lived in the house of 2 of those years. The client sells the house for $500,000. How much of the gain is taxable

Answers

yes the answer is 500,000 dollrs

show the vegetable market of nepal in pyramid

Answers

Due to massive increases in agriculture and production area over the last two decades, per capita vegetable consumption has increased to 105 kg from 60 kg. Nepal has reported 3,243,521 vegetable holdings. Vegetable crops are grown on a total of 232,295 hectares of cultivable land.

What is market?A market is a collection of systems, institutions, procedures, social relations, or infrastructures through which parties exchange goods and services. While parties can barter for goods and services, most markets rely on sellers offering their goods or services to buyers in exchange for money. The exchange of goods and services that occurs as a result of buyers and sellers coming into contact with one another, either directly or through mediating agents or institutions, is referred to as a market.A market is defined as the total number of buyers and sellers in the area or region under consideration. The area could be the entire planet, a country, a region, a state, or a city.

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a single dwi conviction can cost a driver up to ____.

Answers

It depends which state

Dana solomon is a partner in the firm seiner & wliner, cpas. the firm prepared the audited financial statements of hamilton inc for the year ended dec 31, 20x1 and issued its report on february 18, 20x2. hamilton inc is publicly traded corporation. dana solomon was the lead partner in charge of the hamilton, inc audit for the year ended december 31, 20x1. dana solomon has been offered a position as the cfo of hamilton, inc. under the california accountancy act, what is the earliest date that dana solomo may accept this position?
a) january 1,20x2
b) february 19, 20x3
c) january 1, 20x3
d) february 19, 20x2

Answers

According to the California Accountancy Act, Dana Solomon can start working in this capacity no earlier than February 19, 2003. The answer of above question is option (b).

What is California Accountancy Act?

The California Accountancy Act, often known as the CAA, is a liberal collection of rules created by the California Accountancy Board, a framework made up of all of California's CPAs. The Board is empowered by the Act to oversee, punish, and license CPAs. To make sure they are following the guidelines, the CPAs must examine the Act.

The California Accountancy Act (CAA), which was passed by the California Board of Accountancy, serves as the state's complete regulatory framework for CPAs.

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Justify the statement, business is important human activity

Answers

Answer:

Actions that involve the production, distributionand consumption of goods and services at all levels within a society. Gross domestic product or GDP is one way of assessing economic activity, and the degree of current economic activity and forecasts for its future level can significantly impactbusiness activity and profits, as well as inflationand interest rates.The economic activity in the region was being analyzed by our team and we had concluded it would be great to enter the market.

There was some new economic activity going on in the area and it made me excited at the thought of new activities and opportunities.

You should try and follow all of the economic activity so that you know how it might affect your business.

Explanation:

Business is an important human activity that has allowed humans to survive better because it:

allows people access to goods and services - thanks to business, people are able to trade goods that they have for goods that they want thereby ensuring that human needs and wants are satisfied

is a source of income - engaging in business allows people to earn money that they can use to get things that they want either as employees or as owners.

For these two main reasons, we can conclude that business is important because the satisfaction of human needs and wants is paramount to the survival of our species.

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dressed in your best suit, you firmly shake the hand of a prospective new employer when introducing yourself, then maintain stiff posture and minimize direct eye contact during your interview. according to research, which nonverbal behaviors work better to win over this person?

Answers

You introduce yourself to a potential new employer while wearing your nicest suit, shake their hand firmly, and during the interview, keep a rigid posture and avoid making direct eye contact. It is easier to win them over by shaking their hands firmly and dressing professionally.

What are handshakes?

A handshake is a widely practiced, quick welcome or farewell custom that involves two individuals grabbing each other's similar hands and, in most situations, briefly moving them up and down.

The traditions surrounding handshakes vary among civilizations.

The firmness of your handshake shouldn't be excessive.

Avoid squeezing or pinching the other person's palms.

The perfect handshake will be relaxed and match the other person's grasp pressure.

Therefore, you introduce yourself to a potential new employer while wearing your nicest suit, shake their hand firmly, and during the interview, keep a rigid posture and avoid making direct eye contact. It is easier to win them over by shaking their hands firmly and dressing professionally.

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The purpose of an electric spreadsheet is to and data in an concise manner

Answers

Answer:

A spreadsheet is a computer application for organization, analysis and storage of data in tabular form. Spreadsheets were developed as computerized analogs of paper accounting worksheets. The program operates on data entered in cells of a table.

Which of the following do we typically consider to be variable (i.e., not fixed) in the short run? resource endowments
capital
labor
technology

Answers

In the short run, we typically consider labor to be a variable resource. The reason is that labor can be adjusted in the short term. Labor is the answer.

In the short term, firms can adjust their labor force by hiring or firing employees, adjusting their hours, or changing their salaries. However, resource endowments, capital, and technology are typically considered to be fixed in the short run. Resource endowments refer to the amount of natural resources that are available to a firm. They are typically considered to be fixed in the short run because they cannot be easily changed.

Similarly, capital refers to the amount of machinery, buildings, and other equipment that a firm has. In the short run, it is difficult for firms to adjust their capital because it takes time to build new machinery or buildings. Technology is also typically considered to be fixed in the short run because it takes time to develop new technologies or implement changes to existing technologies.

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CAGED BIRD: Cite one piece of evidence that shows Marguerite's grandmother was a hard-working woman.

Answers

In the book "I Know Why the Caged Bird Sings" by Maya Angelou, Marguerite's grandmother is portrayed as a strong and hardworking woman.

One piece of evidence that shows this is when Marguerite describes how her grandmother would work long hours in the fields picking cotton. Marguerite notes that her grandmother would start work at dawn and continue until dark, only taking a short break for lunch. Despite her age and physical limitations, Marguerite's grandmother was able to keep up with the other workers and would often outwork many of the younger women. This demonstrates her dedication and work ethic, as well as her ability to overcome challenges and persevere through difficult tasks. Additionally, Marguerite notes that her grandmother would use the money she earned from her work to support her family and help those in need, further highlighting her generosity and selflessness. Overall, the evidence shows that Marguerite's grandmother was a hardworking and determined woman who worked tirelessly to provide for her family and community.

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What does a company do to start the strategic planning​ process?

Answers

A company defines its overall purpose and mission.

What is strategic planning?

The process through which an organization determines its plan or direction and decides how to allocate its resources to achieve its strategic goals is known as strategic planning. Controls that govern how the strategy is implemented may also be included. Strategic planning became more popular in corporations in the 1960s, and it is still an important part of strategic management today. It is carried out by strategic managers or strategists who do an extensive study of the company and how it interacts with its competitive environment. Although there are numerous definitions of strategy, most agree that it entails deciding on steps to attain goals, creating a timeframe, and allocating resources to carry out those actions.

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Niat ny mau bikin dua akun tapi malah kesasar :(​

Answers

Answer:

I'm lost and I don't understand your language

3. The owner of a specialty delicatessen buys baskets, decorates and fills them with food items, and
sells them as one of the products in the shop. The entrepreneur sells an average of 130 baskets a
month The basket supplier charges $0.50 per basket. The entrepreneur would like to reduce his
variable costs and has found a basket supplier who will charge only $0.40 per basket. How much
will the delicatessen owner save in a year by changing suppliers?

Answers

Answer:

$156

Explanation:

he old price per basket is $0.50 per basket

the new supplier has a price of $0.40 per basket

Savings per basket is $0.10 ($.50- $0.40)

The average sales per month are 130 baskets.

The average savings per months will be

=$0.10 x 130

=$13

yearly savings will be

=$13 x 12 months

=$156

Define the term unemployment and explain the relationship between unemployment and crime​

Answers

Answer:

The term unemployment refers to a situation where a person actively searches for employment but is unable to find work.

an illegal act for which someone can be punished by the government. especially : a gross violation of law. : a grave offense especially against morality

Explanation:

hope it helps️️

Alonso went to the store to buy some almonds. the price per pound of the almonds is $7.25 per pound and he has a coupon for $3.50 off the final amount. with the coupon, how much would alonso have to pay to buy 5 pounds of almonds? also, write an expression for the cost to buy pp pounds of almonds, assuming at least one pound is purchased.

Answers

Answer:

Explanation:

a+p = 10

5a+3p = 4.6(10)

a = 10-p

5(10-p) + 3p = 46

50-5p + 3p = 46

2p = 4

p= 2

a = 10            - 2  = 8

Answer:

7.25p-3.50

Explanation:

Original cost = cost per pound x 5

=  7.25 x 5

=  36.25

final cost = original cost - coupon

=  36.25 - 3.50

=  32.75

Cost of p pounds

Original cost = cost per pound x p

=  7.25 x p

=  7.25p

coupon = 3.50

Final cost = original cost - coupon

=  7.25p - 3.50

What are the three types of money you should use when paying for college, and what type of money are scholarships and grants?.

Answers

Loans, grants, and work-study are the three categories of federal financial aid.

Grants are typically offered based on financial need, whereas scholarships are merit-based and given to students based on their academic performance, extracurricular involvement, field of study, and other factors.

Financial aid is cash that you are given or lent in order to help you pay for college. Financial aid that you don't have to pay back includes grants and scholarships. They are known as gift aid because of this.

Some college finance methods are:

Try to get a scholarship. Obtain a college grant by applying. Like scholarships, grants for college are based on financial need and are not repaid.Federal student loans and private student loans.Work study programmes at colleges.

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define finiancial institution​

Answers

Answer:

A financial institution (FI) is a company engaged in the business of dealing with financial and monetary transactions such as deposits, loans, investments, and currency exchange.

Answer:

Financial institutions, otherwise known as banking institutions, are corporations that provide services as intermediaries of financial markets. Broadly speaking, there are three major types of financial institutions:[1][2]

Depository institutions – deposit-taking institutions that accept and manage deposits and make loans, including banks, building societies, credit unions, trust companies, and mortgage loan companies;

Contractual institutions – insurance companies and pension funds

Investment institutions – investment banks, underwriters, brokerage firms

100 points! PLEASE HELP. DO NOT SKIP THIS!
PLEASE DON'T DO FUNNY BUSINESS HERE.

You are now familiar with government and how it plays a role in our economy. Using what you learned in the lesson, describe two advantages and two disadvantages of governmental involvement. What changes would you make to improve government’s role?

You can say answers other than-
there are more restrictions

Answers

Answer:

There are many advantages of government intervention such as even income distribution, no social injustice, secured public goods and services, property rights and welfare opportunities for those who cannot afford. Whereas, according to some economists the government intervention may also result in few disadvantages.

I would try to remove corruption

Explanation:

Plz mark brainliest thanks

Answer:

(Disadvantages)

Government and political interference may lead to poor management.

-Operation in large scale may lead to diseconomies of scale arise.

(Advantages)

-Protecting the safety and health of the public and the environment.

-Offering consumers increased safety when choosing products.

Explanation:

Stop trying to legislate morality. Where we get tripped up is in the conversation about "beliefs". We have been stuck in fights that keep our country in a holding pattern. It is not only detrimental to our unity, it undermines our ability to concentrate on areas that need it.?

_____ is an insignificant value per share of capital stock specified in the corporate charter. Multiple choice question. Seasoned value Treasury Stock Par value Additional Paid-in Capital

Answers

The insignificant value per share of capital stock that is been set and introduced in the charter can be regarded as par value.

Par value can be explained as the value of a single common share which is been specified by corporation's charter.

This cannot be been  related to the actual value of the shares.

Therefore, par value is the correct term.

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The government is concerned that the high inflation rate is threatening the sustainability of recent economic growth. What is the best way for the government to reduce the inflation rate?

Answers

Answer:

both raising taxes and reducing government spending, reduce the amount of money in the economy and reduce inflationary pressure on prices

Explanation:

Inflation is a situation where prices of goods and services become high. It can be caused by increased sand where consumers are willing to spend more on goods, or by an increase in production cost forcing suppliers to increase price.

The government can take various measures to control price increase during an inflation.

If money supply is reduced by less government spending and increased tax, there will be less tendency for price to increase.

Consumers will not be able to buy at the high price so suppliers are forced to reduce their prices

when evaluating manager performance of an international business, the text lists several items that should be allowed for since managers would have no control over them. which three items are included in that list?

Answers

The text lists several factors that should be taken into account when evaluating the performance of international business managers, including interest rates, transfer prices, and tax rates.

Which three factors would make capital budgeting more difficult for an international company?

The three main external factors that have an impact on multinational companies' budgets are interest rates, inflation, and foreign currency exchange rates. Chief financial officers are aware that they have no control over this "Bermuda Triangle" of external factors.

What is the purpose of financial reporting for businesses?

An organization's economic resources, claims to those resources, and shifts in those resources and claims should all be included in financial reporting.

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Recall the formula for figuring a company's inventory turnover ratio. Click the answer you think is right. a.inventory turnover- Cost of goods sold/Average inventory b.Inventory -Merchandis Inventory/Average inventory c.Inventory turnover - Merchandise Inventory/Cost of goods sold d.Inventory turnover- Cost of goods sold/Gross profit Do you know the answer?

Answers

Option A) Cost of goods sold divided by average merchandise inventory is used to calculate inventory turnover.

Inventory turnover is a measure of efficiency that reveals how frequently a company has sold through its typical inventory of goods.

A company's inventory turnover is a financial measure that reveals how frequently it changed hands in relation to its cost of goods sold (COGS) within a specific time period. To determine the average number of days it takes to sell its inventory, a business can divide the number of days in the period (usually a fiscal year) by the inventory turnover ratio.

Businesses can improve their pricing, production, marketing, and purchasing decisions by using the inventory turnover ratio. One of the efficiency ratios used to determine how efficiently a business uses its resources is this one.

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Employers will consider an application valid even if it has not been signed.
T or F

Answers

That is true employers will consider an application valid without a signature

Fabio Corporation is considering eliminating a department that has a contribution margin of $30,000 and $60,000 in fixed costs. Of the fixed costs, $15,000 cannot be avoided. The effect of eliminating this department on Fabio's overall net operating income would be: Group of answer choices a decrease of $15,000. a decrease of $30,000. an increase of $15,000. an increase of $30,000.

Answers

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In addition to competition for food, what is another example of a density dependent process that can affect population growth rates?

Answers

Predation, inter- and intraspecific competition, waste buildup, and diseases including parasitic diseases are the most density-dependent biological (biotic) factors. Generally speaking, a population's mortality rate increases with population density.

What is Density-dependent regulation?

When population growth rates are controlled by population density, this is known as density-dependent processes in population ecology.

Predation, intra- and interspecific competition, waste accumulation, and diseases including parasitic diseases are the most density-dependent biological (biotic) factors.

Normal mortality rates increase with population density.

The reproduction rates of the individuals, for instance, will often be lower during intra- and interspecific competition, slowing the rate of population expansion.

Because the predator has a harder time discovering its food supply, low prey density also raises the mortality of the prey.

Results from a study on the giant intestinal roundworm (Ascaris lumbricoides), a parasite of humans and other mammals, provide as an illustration of density-dependent control.

The information indicates that the parasite is less fertile in denser populations since there were fewer eggs present.

The fact that females would be smaller in groups with increased density due to scarce resources and hence lay fewer eggs is one explanation for this phenomena.

In a 2009 study, the concept that female weight had any bearing on the outcome was evaluated and refuted.

There is still more research that needs to be done to determine the exact reason why this organism's fecundity is density-dependent.

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working in office or in a bank is an example of❔​

Answers

Answer:

White collar jobs

Explanation:

This work is situated in an office

The lecture on film genre described the hollywood system of film genres as offering both ________ and _______.

Answers

The lecture on film genre described the hollywood system of film genres as offering both Representation and position.

The purpose, tone, and some of characteristics the classification criteria that are taken into account.Drama, comedy, and action are asmall number of the movie’s genre. In action movies, it typically entails an automobile chase and a struggle with weapons. For humour, it entails characters that are humorous hilarious gestures or sentences. Drama entails weeping and crying in plenty.It is best to contrast the documentary from every other moment, taking into account how Schrader’s formulation phase was implemented for both the traditional and current black senses. The 1944 film “Double payment” by Billy Wilder looks to be the key black text of the cinematography age.

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Please help me this is already overdue and I just can't - Ill mark you brainiest if you answer, please The table shows the balance of a money market account over time. Write a function that represents the balance y (in dollars) after t years. Choose all the statements that are true about the RNA world hypothesis. There may be more than one correct statement.A. According to this hypothesis, the first genomes were RNA.B. According to this hypothesis, RNA catalysts were eventually replaced by protein catalysts.C. According to this hypothesis, the first catalysts were RNA.D. According to this hypothesis, RNA evolved after DNA to allow the transfer of information from DNA to proteins.E. The function of reverse transcriptase provides evidence that RNA genomes can be converted to DNA. 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The financial statement of TanjungUdaBerhad is as follow:-TanjungUdaBerhadBalance Sheet as at 31st December 2021Current Assets RM$ 2,000,000Fixed Assets RM$ 8,000,000 RM$ 10,000,000Current Liabilities RM$ 1,500,000Bonds:(8.5%, RM1,000 par value) RM$ 4,000,000(9%, RM1,000 par Value) RM$ 1,000,000Preference Shares(RM$ 100 par value) RM$ 500,000Ordinary Shares(RM$ 2 par value) RM$ 2,400,000Retained Earnings RM$ 600,000 RM$ 10,000,000Required:a) Calculate the indifference level of EBIT between the two Plans.b) If EBIT is Expected to be RM1,500,000 which plan will result in ahigh EPS?