The money multiplier is a key concept in macroeconomics and is used to calculate the maximum amount of new money that can be created through the banking system, given a certain amount of reserves.
The size of the money multiplier can be calculated using the formula:
Money Multiplier = 1 / (Currency-Deposit Ratio + Reserve Ratio)
Substituting the given values, we get:
Money Multiplier = 1 / (0.16 + 0.20) = 1 / 0.36 = 2.8 (rounded to 1 decimal point)
Therefore, the size of the money multiplier is 2.8.
The formula for the money multiplier is the reciprocal of the reserve requirement ratio multiplied by the currency-deposit ratio. The reserve requirement ratio is the percentage of deposits that banks are required to hold in reserve, while the currency-deposit ratio is the percentage of deposits that are held in the form of currency rather than being deposited in banks.
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Describe the arrangement many parents and students make if the parent decides to take out a Parent PLUS Loan.
I NEED A ANSWER AS QUICKLY AS POSSIBLE I NEED TO TURN IN THIS TODAY
Parents of dependent undergraduates may use Direct PLUS Loans, which are federal loans, to aid with the cost of attending college or a career school. PLUS loans can help pay for educational expenses that other types of financial aid do not cover.
Are parents need to obtain a parental PLUS loan?A PLUS loan request from one parent only needs to be turned down. The student is not qualified for higher Stafford Loan limitations, though, if one parent is refused a PLUS loan while the other is authorized for one.
Is obtaining a parental PLUS loan simple?Although parent PLUS loans have fewer stringent credit standards than student loans from private lenders, your application could still be rejected if you have a poor credit history that will last for longer than a year. contracts for the sale of products worth more than $500.
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Quote two activities of the purchasing function from the case study of MPUMI BOTTLE MANUFACTURE
Quote of two activities of the purchasing function from the case study of MPUMI BOTTLE MANUFACTURE are:
Raheem Trading ensures that there is enough stock available for continuous production, Place orders with suppliers and follow up on them.buy material and equipment for manufacturing bottles. What are activities of the purchasing function?Purchasing is often in charge of making supplier selections, contract negotiations and administration, performance monitoring, ordering from suppliers, building a responsive supplier base, and upholding excellent supplier relations.
A team in charge of acquiring goods and services for resale or corporate usage is led by a purchasing manager, sometimes known as a purchasing director or supply manager. They look for the highest quality product at the most affordable price. They examine product quality, negotiate contracts, and assess suppliers.
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check the paragraphs here
MPUM BOTTLE MANUFACTURERSTABM)
Mpumi Bottle Manufacturers is a large business well known for supplying quality plastic
bottles, is the most customer-centric company, that build a place where people can come
find any bottle. The financial manager borrowed money from Blue bank at a high-interest
rate to buy material and equipment for manufacturing bottles. MBM has recently appointed
two experienced employees who are responsible for branding the bottles
The demand for branded bottles increased in other provinces they opened another branch
in North West Province. Raheem Trading opened a similar business that offers the same
services at a lower price,
Gail, the director shares the understating of how things are done in the business to
accomplish the business mission Raheem Trading's board of directors strongly believes in
good leadership and management for the success of the business.
Bennie the purchasing manager, at Raheem Trading ensures that there is enough stock
available for continuous production, Place orders with suppliers and follow up on them.
The credit department supervisor educates consumers on making the right choices when
they apply for credit
Assume that a certain business has $1,000 worth inventory, $1,000 cash in bank, and $10,000 receivable from customers in three months. Further, the business needs to pay a short-term loan worth $5,000 in less than six months. What might be the working capital requirement of this business?
A.
$5,000
B.
$6,000
C.
$7,000
D.
$8,000
E.
$12,000
Answer:
A. $5,000
Explanation:
Plato
The working capital requirement of this business is $5,000. Thus, option A is correct.
What is working capital?A financial term known as working capital (WC) measures the operating liquidity that is accessible to a company, organization, or other organization, including governmental agencies.
Working capital is seen as a component of operational capital, along with fixed assets like plant and equipment. Current assets are equal to gross working capital. Current assets less Current Liabilities equals Working Capital. An entity has a working capital deficiency, also known as a working capital deficit and negative working capital, if current assets are fewer than current liabilities. Despite having assets and profits, a business may lack liquidity if its assets cannot be quickly transformed into cash.
Therefore, we can conclude that option A is correct.
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What are the main factors to determine a currency?.
When a country's inflation rate could be persistently low, the value of its currency rises. This was due to the currency's disposable income increasing relative with the other currencies that it is being compared.
Interest rates, trustworthiness, the checking account on balance of payments, wealth creation, and comparative inflation rates all influence exchange rates.
The value of a currency was determined by the aggregate supply as well as demand. A variety of factors influence supply as well as demand, namely interest rates, hyperinflation, capital flow, as well as money supply. Currency values are the most popular way to value currency.
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under what circumstances is a left ventricular assist device used
A left ventricular assist device (LVAD) is used [under certain circumstances] as a treatment option for individuals with severe heart failure.
An LVAD is a mechanical device that helps the weakened left ventricle of the heart pump blood to the rest of the body. It is typically used in cases where other treatments for heart failure, such as medication or lifestyle changes, have not been effective or when a heart transplant is not immediately available.
The circumstances in which an LVAD may be used include:
1. Bridge to Transplant: When a patient is awaiting a heart transplant, an LVAD can be used as a temporary solution to support heart function until a suitable donor heart becomes available.
2. Destination Therapy: In cases where a heart transplant is not feasible or desired, an LVAD can be used as a long-term treatment option to improve the patient's quality of life and extend their survival.
3. Bridge to Recovery: In some cases, an LVAD may be used as a temporary measure to allow the heart to rest and recover from a reversible condition, such as myocarditis or post-cardiac surgery complications.
The decision to use an LVAD is made based on the patient's overall health, severity of heart failure, and individual circumstances. The use of an LVAD requires careful evaluation by a multidisciplinary team of cardiologists, surgeons, and other healthcare professionals to determine the most appropriate treatment plan for each patient.
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A left ventricular assist device (LVAD) is used in specific circumstances when a person's heart is unable to pump enough blood to meet the body's needs. Here are a few situations where an LVAD may be used:
1. Heart failure: LVADs can be used as a bridge to transplant for patients awaiting a heart transplant. It helps the heart pump blood until a suitable donor heart becomes available.
2. Destination therapy: In cases where a heart transplant is not possible or not desired, an LVAD may be used as a long-term treatment option. This is known as destination therapy and is used to improve the patient's quality of life and survival.
3. Recovery: In some cases, an LVAD can be used to allow the heart to rest and recover from a severe heart condition or after a heart attack.
LVADs are mechanical devices that are implanted in the chest and connected to the heart. They help pump blood from the left ventricle to the rest of the body. They are powered by batteries and controlled by a computer.
Overall, LVADs are used to support the heart's pumping function in various situations when the heart is unable to do so effectively.
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Which action would be most likely to affect whether scroll bars appear in a Word document?
A) saving the document
2
B) renaming the document
C)moving the document to a new location
-D)zooming in or out on the document
Answer:
-D
Explanation:
I'm pretty sure it's zooming in or out on the document
Why are tradeoffs necessary?
a. Resources are limited
b. People want different things
C. Every product has flaws
d. Advertisers promote products
Answer:
trade offs are necessary because resources are limited,people want different things, every product has flaws, and advertisers can promote products.
Interest is defined as
Answer:
in·ter·est
/ˈint(ə)rəst/
Learn to pronounce
See definitions in:
All
Commerce
Law
noun
1.
the state of wanting to know or learn about something or someone.
"she looked about her with interest"
Similar:
attentiveness
undivided attention
absorption
engrossment
heed
regard
notice
scrutiny
curiosity
inquisitiveness
enjoyment
delight
Opposite:
boredom
2.
money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt.
"the monthly rate of interest"
Similar:
dividends
profits
returns
a percentage
Explanation:
Answer:
the feeling of wanting to know or learn about something or someone
what is good about having a checking account?
Answer:
It allows you to deposit money that you can then draw against to pay bills or make purchases
Explanation:
the total of the stockholders’ rights or claims to the assets of a corporation is called a.total liabilities. b.total stockholders’ equity. c.total assets. d.total revenues.
The total of the stockholders’ rights or claims to the assets of a corporation is called total stockholders’ equity.
Total Equity is the value of a company after its assets minus its liabilities. Equity capital consists of several components including contributed capital, retained earnings, dividends and treasury stock. Equity capital is equal to the total assets of a company minus its total liabilities. All these figures can be found on the company's balance sheet. Total capital is at the bottom of the balance sheet. If no balance sheet is available, equity can be calculated by adding the sum of all assets and subtracting the sum of all liabilities. Capital is the amount invested in a business by a company owner. This includes the money they directly invested and the cumulative income the company has reinvested since its inception. Total capital is at the bottom of the balance sheet. If no balance sheet is available, shareholder equity can be calculated by adding the sum of all assets and subtracting the sum of all liabilities.
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T-Accounts have which of the following as their basis?:
A. Left-to-Right Method
B. Generally Accepted Accounting Principles
C. Fundamental Accounting Equation
D. Single Entry Method
The basis of T-Accounts is the Fundamental Accounting Equation. This equation represents the relationship between assets, liabilities, and equity, and is expressed as follows: Assets = Liabilities + Equity. The answer to your question is C.
T-Accounts are used to visually represent the transactions and changes in these three elements, with the left side representing the debits and the right side representing the credits. The use of T-Accounts is in accordance with Generally Accepted Accounting Principles, which outline the standard practices and procedures for financial reporting.
The correct answer is C. Fundamental Accounting Equation. T-Accounts are based on the Fundamental Accounting Equation, which is Assets = Liabilities + Owner's Equity. This equation forms the basis for recording and analyzing transactions in double-entry bookkeeping, where every transaction affects at least two accounts - one on the debit side (left) and one on the credit side (right).
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Rich is the highest-paid quarterback in the league, at $5 million per season. Rich is an eight-year pro and has yet to reach the playoffs. Rich's hometown team, the Whalers, are interested in him. If the Whalers sign Rich for $2.5 million per year, how much is the annual "hometown discount" that the Whalers will receive?
Answer:
$2,500,000
Explanation:
An innovative business idea that no one has never had
An innovative business idea that no one has never had is Offering virtual assistance to other businesses.
What is innovative business idea ?innovative business idea can be described as an idea in business that cn be developed so that it can be a way to earn a living by providing the services or the goods to the consumer.
It should be noted that this innovation can be the one that no one has ever done or the modification of the one that has been in exisitence, however providing the virtual assistance serves as one of the innovation in business that can ring profit.
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Complete question:
State An innovative business idea that no one has never had
sandra, who is a licensed agent and an employee at xyz company, is writing an insurance policy on herself and a few of her co-workers since group benefits are currently not available. what type of business is she considered to be conducting? controlled business all answers are correct rejected business excess business
Sandra, who is a licensed agent and an employee at XYZ company, is writing an insurance policy on herself and a few of her co-workers since group benefits are not currently available. In this scenario, the type of business she is considered to be conducting is: controlled business. The correct option is A.
Controlled business refers to insurance policies that are written by an agent for themselves, their family members, or close associates such as co-workers. In some jurisdictions and companies, there might be certain restrictions or regulations governing controlled business to prevent conflicts of interest or unethical practices.
In this case, Sandra is providing insurance coverage for herself and her co-workers, which falls under the category of controlled business.
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Complete question:
sandra, who is a licensed agent and an employee at xyz company, is writing an insurance policy on herself and a few of her co-workers since group benefits are currently not available. what type of business is she considered to be conducting?
a. controlled business
b. all answers are correct
c. rejected business
d. excess business
selling stockholders who are offered cash or another company's stock in a merger may be willing to part with the shares because multiple choice the offered shares may be more marketable. the price they are offered may be above market value. they can attain a greater degree of diversification as a result. all of these options are true.
All of the options listed are true. Selling stockholders who are offered cash or another company's stock in a merger may be willing to part with the shares because they can attain a greater degree of diversification, the price they are offered may be above market value, or the offered shares may be more marketable. In other words, there are multiple reasons why a selling stockholder may choose to accept an offer in a merger.
It's important to understand why each of these options is true. When a selling stockholder receives an offer of cash or another company's stock in a merger, they may be able to attain a greater degree of diversification. This means that they can spread their investments across multiple companies, which can reduce their overall risk. Additionally, the price they are offered may be above market value, which means they can make a profit by selling their shares. Finally, the offered shares may be more marketable, meaning that they can be easily sold on the open market. All of these factors can make it more attractive for selling stockholders to accept an offer in a merger.
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How is it possible to have a large amount of assets but only modest net worth?
Answer:
one possibility is that you spent more on your assets, than your assets are making. In other words, some assets may have a low or negative net worth
It's possible that you spent more money on the assets than they were earning. To put it another way, some assets could have a low or negative net worth.
What is meant by assets?An asset is a resource with economic value that a person, company, or nation owns or manages in the anticipation that it may one day be valuable. Assets are listed on a company's balance sheet. They are broken down into four groups: present, fixed, financial, and tangible.
In a nutshell, yes cash is the largest asset and a current asset on a company's balance sheet. Using cash, the most liquid asset type, is the simplest way to acquire other assets.
An asset is something or someone that is beneficial or helps a person or organization prosper. Our inventiveness is our greatest asset in the technology field. single-word noun.
Thus, It's possible that you spent more money on the assets than they were earning.
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Consider the following work breakdown structure: Create a PERT Chart What is the Critical Path?
Critical Path: The critical path is the longest task sequence of a project. PERT charts are used to determine the critical path of a project to estimate its duration
What is the Critical Path?
WBS resolves the project into actionable steps and manageable sections. Start with the earliest task, and determine which following activities cannot be completed until this task is finished. The longest, more time-consuming task is the next step in the critical pathCritical Path Analysis formally identifies tasks which must be completed on time for the whole project to be completed on time. It also identifies which tasks can be delayed if resources need to be reallocated to catch up on missed or overrunning tasks.Calculating Critical Path is a simple 4-step process.Step 1: Find Activities. Activities for this project are as below (output from Define Activities process) – ...Step 2: Build Schedule Network Diagram. ...Step 3: Find all Possible Paths. ...Step 4: Calculate Duration for Each Path.To learn more about PERT chart refers to:
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Answer:
no industry competition
Explanation:, a monopoly's price is the market price and demand is market demand. Even at high prices, customers will not be able to substitute the good or service with a more affordable alternative. As the sole supplier, a monopoly can also refuse to serve customers.
An example of a warning sign is:
a) Do Not Enter
Signal Ahead
Road Construction Ahead
Both b and c
Based on the concept of warming signs and the available options, an example of a warning sign is both B and C.
What is a Warning sign?Warning signs are a term that is used to alert drivers to situations on or adjacent to the roadway that may be dangerous to the safe movement of a motor vehicle.
Generally, the warning signs are yellow and black or orange and black if they are in a construction area.
In this case, the Signal Ahead and Road Construction Ahead are considered warning signs. However, Do not Enter is considered a Regulatory sign.
In most cases, the shape of these signs are varied and can include diamond, Pentagon, triangular, and square sign shapes
Hence, in this case, it is concluded that the correct answer is option D. Both b and c
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discuss the economic importance of the tertiary sector
Answer: sector provides basic services such as hospitals, educational institutions, post and telegraph services, police stations, courts, municipal corporations, defence, banks, insurance etc. ... Thus, tertiary sector is certainly important for the development of other sectors in an economy.
Explanation:
Answer:
studying
Explanation:
good to study economics to know the national income and taxrs
On November 1, Alan Company signed a 120-day, 8% note payable, with a face value of $9,000. Alan made a December 31 year-end accrual for interest earned. What is the journal entry as of March 1 to record the payment of the note
To record the payment of the note on March 1, Alan Company would need to make the following journal entry:
Debit Notes Payable - $9,000
Debit Interest Expense - $180 ($9,000 x 8% x 4/12)
Credit Cash - $9,180
The debit to Notes Payable reduces the liability on the balance sheet, while the debit to Interest Expense records the interest earned from November 1 to March 1. The credit to Cash reflects the actual payment made to satisfy the note payable.
This journal entry ensures that the financial statements accurately reflect the payment of the note and the interest earned on it.
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What is the difference between job satisfaction and organizational commitment? Which do you Think would be more strongly related to performance? Which would be more strongly related to Turnover?
Answer:
job satisfaction is having feelings ofand motivation with ones job.
Organizational commitment is how the employee feels toward the organization they work for
Explanation:
Job satisfaction describes a feeling of satisfaction in ones job. Job satisfaction gives us a measure of if a worker is contended with their job and all aspects of their job. It tells the extent to which an employee feels in terms of self motivation and contentment with their job.
Organizational commitment is how members of an organization feel towards the organization that they work. An employee that feels positively about the organization he works for would put in his best as he see the organization as his own.
Job Satisfaction is related to performance. If the employee is satisfied with his or her job, he would want to put in his best at all times.
Organizational commitment is related to turnover. An employee who is committed to his organization will always see the organization as his own and think of how to increase profit
1. Some bacteria are helpful to the body and:
a. cause cavities
b. die quickly outside other living cells
c. help the digestive system function properly
d. give you energy
2. Germs produce toxins in the body that can make you:
a. sneeze a lot
b. cough
c. have diarrhea
d. all of the above
3.List three ways to keep germs from spreading.
4. Describe the proper way to wash hands.
5. Describe what the immune system does for the body.
6. An antigen:
a. is an unknown substance that infects the body
b. is a protein that attaches itself to germs to get rid of them
c. destroys germs in the body
d. is a type of immunity you are born with
7. True or false: Vaccinations help to provide us with adaptive immunity, which is immunity that develops as we are exposed to diseases. T F
8. White blood cells help to:
a. infect the body
b. provide passive immunity
c. destroy infections
d. weaken your immune system
9. A specialized protein that recognizes invaders to the body and attaches to them is called:
a. an antigen
b. an antibody
c. a complement
d. a T cell
10. True or false: It’s OK not to wash my hands after using the bathroom at home because it's cleaner than a public restroom. T F
Answer:
I messaged you the asnwer.
Explanation:
Which is not a physical characteristic of products safe, durable, entertaining, attractive,
Answer:
Yjhhyhfghyhhd>íí8uuhj
As of December 31 (the end of the accounting period), ABC Company has a profit before tax of $12,000. The company's tax rate is 25%. The adjustment will include a(n
Based on the information given the adjustment will include a(n: Debit, $3,000.
AdjustmentSince the Company has a profit before tax of $12,000 including a tax rate of 25% the adjustment will include and increase of $3,000 calculated as:
Adjustment=Profit before tax×Tax rate
Where:
Profit before tax=$12,000
Tax rate=25%
Adjustment=$12,000×25%
Adjustment=$3,000 increase
Inconclusion the adjustment will include a(n: Debit, $3,000.
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a slide describing your company's finance strategy (as concerns dividends, use of debt versus equity, stock issues/repurchases, actions to achieve/maintain a strong credit rating, etc.) you should clearly describe your company's dividend policy during the period you have managed the company. here, you should also set forth what sort of dividend increases, if any, you would likely consider paying out in the next two upcoming years (given the eps targets you have established).
Our finance strategy aims to deliver sustainable growth, shareholder value, and financial stability.
[Company Name]
Finance Strategy and Dividend Policy
Our company's finance strategy encompasses various aspects, including dividends, capital structure, and maintaining a strong credit rating. As the management team, we have formulated a comprehensive approach to ensure sustainable growth and value creation for our shareholders. Here are the key elements of our finance strategy:
Dividend Policy:
Our dividend policy is designed to strike a balance between rewarding our shareholders and reinvesting in the company's growth opportunities. We believe in providing a consistent and competitive dividend to our shareholders while retaining sufficient funds for future investments and operational needs. Our dividend policy is guided by the company's financial performance, cash flows, capital requirements, and overall market conditions.
During the period we have managed the company, we have maintained a stable dividend payout ratio, ensuring that a reasonable portion of our earnings is distributed to shareholders as dividends. This approach reflects our commitment to shareholder value and our confidence in the company's financial strength.
Dividend Increases:
As we look ahead to the next two years, our intention is to continue enhancing shareholder returns through dividend increases. However, the specific dividend increases will depend on various factors, including our projected earnings growth, cash flow generation, investment opportunities, and capital allocation priorities.
To determine the dividend increases, we will closely monitor our earnings per share (EPS) targets and compare them with our historical performance. If we achieve or exceed our EPS targets while maintaining a strong financial position, we will consider modest but sustainable dividend increases to reward our shareholders.
It is important to note that our dividend increases will be prudent and aligned with our long-term growth objectives. We prioritize maintaining a healthy balance between returning capital to shareholders and retaining sufficient funds for capital investments and strategic initiatives.
Capital Structure and Use of Debt vs. Equity:
Our company follows a balanced approach to capital structure, considering both debt and equity financing options. We evaluate the cost of capital, financial flexibility, and risk profile to determine the optimal mix of debt and equity.
We strive to maintain a prudent level of debt that allows us to access capital markets at favorable terms while keeping the overall leverage within manageable levels. Our approach to debt is conservative, ensuring that we can meet our financial obligations and maintain a strong credit rating.
Stock Issues/Repurchases:
We will consider stock issues or repurchases based on the prevailing market conditions, our capital requirements, and the overall impact on shareholder value. Stock issues may be considered to raise capital for strategic acquisitions or growth initiatives that align with our long-term objectives.
Stock repurchases, on the other hand, may be utilized to enhance shareholder value by reducing the number of outstanding shares, potentially boosting earnings per share and return on equity. The decision to repurchase shares will depend on our assessment of the company's financial position, cash flows, and valuation considerations.
Strong Credit Rating:
Maintaining a strong credit rating is a key focus for our company. We recognize the importance of favorable credit ratings to access capital markets at competitive rates and demonstrate our financial stability. We will take proactive measures to manage our financial ratios, liquidity position, and debt repayment obligations to preserve and enhance our creditworthiness.
Overall, our finance strategy aims to deliver sustainable growth, shareholder value, and financial stability. We remain committed to a balanced approach that considers the interests of all stakeholders and supports our long-term vision.
Please note that the specifics of our finance strategy and dividend policy may vary based on industry dynamics, market conditions, and the regulatory environment. This description provides a general overview of our approach, but the actual implementation will be driven by our ongoing assessment and adaptability to changing circumstances.
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3. Earning of profit is regarded as the main objective of business? Explain by giving any 3reasons
What is an investment portfolio?
A. A selection of varied accounts
B. A selection of varied instruments
C. A selection of varied applications
D. A selection of varied stocks and bonds
Answer:
In finance, a portfolio is a collection of investments aka stocks and bonds!
Which are major situational considerations or variables in determining whether or not to involve a group in the decision-making process? Select all that apply. Complexity of the problem Time constraints Organizational complexity Availability of information
Answer:
The correct answer will be Option B "Organizational complexity ".
Explanation:
A Complex organization does indeed have a broader organizational structure or even more personnel in each group, mission, or team. Complexity can sometimes be susceptible to multiple actors, various organizational structures, as well as different service will be produced that would need to be implemented.The other given choices are not related to the given scenario. So that the above would be the appropriate choice.
on july 1, year 5, lee co. sold goods in exchange for a $200,000, 8-month, noninterest-bearing note receivable. at the time of the sale, the note's market rate of interest was 12%. what amount did lee receive when it discounted the note at 10% on september 1, year 5?
The market interest rate on the note was 12% at the time of selling. The amount did lee receive when it discounted the note at 10% on September 1, year 5 is 190,000
Define rate of interest?
An interest rate tells you how high the cost of borrowing is, or high the rewards are for saving. So, if you're a borrower, the interest rate is the amount you are charged for borrowing money, shown as a percentage of the total amount of the loan. Rate of interest per year = R = 10% Time for which it is borrowed = T = 1 year. Thus, simple interest for a year, SI = (P × R ×T) / 100 = (10000 × 10 ×1) / 100 = Rs 1000. Amount that Rishav has to pay to the bank at the end of the year = Principal + Interest = 10000 + 1000 = Rs 11,000.
Here's the simple interest formula: Interest = P x R x T. P = Principal amount (the beginning balance). R = Interest rate (usually per year, expressed as a decimal). T = Number of time periods (generally one-year time periods).
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