We need to calculate the retention ratio to calculate the sustainable growth rate. The retention ratio is:
b = 1 - .27
b = .73
Now we can use the sustainable growth rate equation to get:
Sustainable growth rate = (ROE × b) / [1 - (ROE × b)]
Sustainable growth rate = [.19(.73)] / [1 - .19(.73)]
Sustainable growth rate = 0.2169, or 21.69%
A sustainable growth rate (SGR) is the maximum growth rate a company or social enterprise can sustain without funding growth through additional equity or debt. In other words, it is a fee for growing the business while utilizing internal revenue without borrowing external funds.
What are the components of sustainable growth rate?
Sustainable growth rate is calculated by multiplying an organization's internal retention rate by its return on equity. The system for calculating sustainable growth rates is: Where: Deduction - [ (Net Income - Dividend) / Net Income) ].
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If you get an email from your bank on its official stationery that asks for your account number, what should you do
When an email is received in one's bank name and asks for account number, it is more likely a fraud and should be reported immediately.
It is very uncommon and rare for bank to contact an account-owner and when they does, it is usually for complicated situations, complimentary messages, product offers etc
This type of message received (in question) are usually from a malicious party disguising as you bank and it is referred to as email phishing.
In conclusion, when an email is received in one's bank name and asks for account number, the intent is more likely a fraud and should be reported immediately to necessary department.
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Explain at least four consumer rights.
Explanation:
four basic consumer rights – the right to safety; the right to be informed; the right to choose and the right to be heard
Your withholdings selections allow you to choose how much money your employer takes out of your paycheck for income taxes. example
(Relevant cash flows) Captins' Cereal is considering introducing a variation of its current breakfast cereal, Crunch Stuff. The new cereal will be similar to the old with the exception that it will contain sugarcoated marshmallows shaped in the form of stars and will be called Crunch Stuff n' Stars. It is estimated that the sales for the new cereal will be $25 million; however, 35 percent of those sales will be former Crunch Stuff customers who have switched to Crunch Stuff n' Stars but who would not have switched if the new product had not been introduced. What is the relevant sales level to consider when deciding whether to introduce Crunch Stuff n ' Stars? The relevant sales level to consider when deciding whether to introduce Crunch Stuff n ' Stars is $ (Round to the nearest dollar.)
The relevant sales level to consider when deciding whether to introduce Crunch Stuff n ' Stars is $16,250,000 (Round to the nearest dollar).
Relevant cash flows refer to the difference in cash flow that a particular investment generates as compared to an alternative investment. When considering whether to launch Crunch Stuff n ' Stars, the relevant sales level that should be taken into consideration is the incremental sales revenue that will be generated by the new product.
To determine the relevant sales level to consider when deciding whether to introduce Crunch Stuff n ' Stars, we need to calculate the incremental sales revenue that will be generated by the new product.
If 35% of the estimated $25 million sales are from customers who will switch to Crunch Stuff n ' Stars from Crunch Stuff, then the incremental sales revenue from the new product will be:$25,000,000 x (1 - 0.35) = $16,250,000.
Therefore, the relevant sales level to consider when deciding whether to introduce Crunch Stuff n ' Stars is $16,250,000 (Round to the nearest dollar).
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what do you need to know to make good career decisions?
if anyone's able to write me a paragraph (about 100-200 words) for this question, I'd rly appreciate it. if not, it's alright, maybe a few sentences will help. thanks in advance!
(this isn't actually business, it's career ed. just chose the subject closest to it).
Answer:
Career is a very important thing in one’s life. Whatever career path you choose to follow, it will impact your life greatly. Your career will define your status in a society in addition to your lifestyle. In other words, your career will determine your social circle and relationships.Therefore, it is extremely important to choose the correct career path. From a very young age, we aspire to be something or the other. While someone aims to be a doctor, some wish to become a painter.
Explanation:
hope this helpa
I think there are two factors for making a career decisions:
1. You like that career
2. That career is useful in future (financially)
If any 1 of these is left out, you may don't like what you are doing or you may have to do something you don't like for a living (along side with your main career choice).
Firstly, you should research the following things:
1. How hard it is?
2. What future choices does it offers?
3. How much competition is there?
4. Will you be able to compete with the other students who have chosen that career?
5. Do you already have some knowledge about it or you have to start from scratch?
After answering these questions, you should be able to choose your career.
Thanks.
P.S.: I am not some expert, I just know a little. So, there may be some points that I don't know or forget to mention.
Monetary policy is neutral in both the short-run and the long-run. b. Though monetary policy is neutral in the long-run, it may have effects on real variables in the short-run. c. Monetary policy has profound effects on real variables in both the short-run and the long-run. d. Monetary policy has profound effects on real variables in the long-run, but is neutral in the short-run.
Answer:
b
Explanation:
Monetary policy are policies taken by the central bank of a country to shift aggregate demand.
Tools of monetary policy
1. Open market operations : government can either sell bonds to the public, this is known as open market sales. this is an example of an contractionary policy or it can buy bonds from the public. this is known as open market purchase. it is an expansionary policy
2. Reserve Requirement : Reserves are the proportion of deposits required by the central bank that banks keep
If reserve requirement is increased, it is an example of a contractionary policy. If on the other hand, it is reduced, it is an example of an expansionary policy.
3. Discount rate : this is the rate at which the central bank lends to commercial banks. An increase in discount rate is a contractionary policy while an decrease in discount rate is an expansionary policy
There are two types of monetary policy :
Expansionary monetary policy : these are polices taken in order to increase money supply. When money supply increases, aggregate demand increases. reducing interest rate and open market purchase are ways of carrying out expansionary monetary policy
Contractionary monetary policy : these are policies taken to reduce money supply. When money supply decreases, aggregate demand falls. Increasing interest rate and open market sales are ways of carrying out contractionary monetary policy
Goals of monetary policy include
• financial market stability
• economic growth
• high employment
Money neutrality is an economic theory that changes in money supply do not affect real variables but only affect nominal variables. As a result, monetary policy is neutral in the long-run and affects real variables in the short-run.
How can a person become a dentist
Explanation:
It generally takes eight years to become a dentist: four years to earn a bachelor's degree as an undergraduate and four years to earn a DDS or DMD in dental school. If you're interested in specializing, you'll also need to complete a dental residency (more on that below).
brainliest please
Locate 2 transactions in recent financial news to illustrate and explain the roles of financialintermediaries, and banks, in particular these transactions. Furthermore, explain how thesetransactions would occur without a financial intermediary.
1. Transaction: Company A obtains a loan from Bank B to finance a new project. 2. Transaction: Individual C invests in a mutual fund managed by Investment Firm D.
1. In the first transaction, Bank B plays the role of a financial intermediary. It receives deposits from various individuals and businesses and then lends those funds to Company A. The bank assesses the creditworthiness of Company A, determines the terms of the loan, and provides the necessary funds. Without the bank acting as a financial intermediary, Company A would need to directly seek out individual lenders who are willing to provide the required funds. This process would be time-consuming and may involve higher transaction costs for both the borrower and the lender.
2. In the second transaction, Investment Firm D acts as a financial intermediary by managing the mutual fund. Individual C invests in the mutual fund, which pools the funds from multiple investors. The investment firm then uses those funds to invest in a diversified portfolio of stocks, bonds, or other securities. Without the financial intermediary, Individual C would need to individually research, select, and manage their own portfolio of securities. This would require a significant amount of time, knowledge, and resources, making it less accessible for many individual investors.
Financial intermediaries, such as banks and investment firms, play crucial roles in facilitating transactions between borrowers and lenders or investors. They provide a range of services, including the pooling and allocation of funds, risk assessment, and efficient transaction facilitation. Without financial intermediaries, the process of obtaining funding or investing would be more complex, time-consuming, and costly for both parties involved.
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Where would you measure angles?
A) Driveline components
B) Bolt
C) Fasteners
D) All of the above
Driveline components (option A) are where I would measure angles.
What is angle measurement?The amount of rotation from point A to point B is described as an angle measurement. It is important to mention that the if the rotation is carried in a clockwise direction, then such an angle is called a positive angle. If the rotation is carried out in the anticlockwise direction. Then such an angle is called a negative angle.
Driveline components are described as the various components in a vehicle that allows the wheels to rotate by transferring power to the wheels from the transmission. Angles are measured in a driveline and the angle is kept within one degree with respect to the other components.
It can be concluded that driveline components (option A) are where I would measure angles.
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Implement a superclass Appointment and subclasses Onetime, Daily, and Monthly.
3. Make sure the appointment has a description (for example, "see the dentist") and occurs on one or more dates.
4. Write a method occursOn(Date d) that checks whether the appointment occurs on that date. For a monthly appointment, you must
check whether the day of the month matches.
5. Appointment class must implement Recurring interface. It contains the repeat method.
6. When the repeat method is called on a Daily appointment object, get the number of occurrences from the user and add all
continuous dates until the end date of the list of dates.
Tip: It is good practice not to have user input only in the main function and not to add it to other member functions.
7. When the repeat method is called on a Monthly appointment object, get the number of occurrences from the user and add the
same date of consecutive months until the end date of the list of dates.
8. When the repeat method is called on a Onetime appointment object, print a message that says, "One-time appointments cannot
be repeated. Sorry."
9. Add an abstract method cancelAppointment to Appointment. The subclasses must override this and empty the list of dates.
For Daily appointments, print a message that says, "Daily appointment is cancelled." Change the message accordingly for other
subclasses.
10. Use the class SchedulingAssistant as your tester/main class. Then fill an array of Appointment objects with a mixture of
appointments (Onetime, Daily, and Monthly appointments).
11. Prompt the user to enter a date and print out all appointments that occur on that date
12. Give the user the option to add new appointments. The user must specify the type of the appointment, the description, and the Iteratively ask if the user wishes to add an appointment or view appointments on a specific date until they wish to exit. Implement
this using a do-while loop.
Implement a superclass Appointment and subclasses Onetime, Daily, and Monthly, with methods for occurrence checking, repeating appointments, cancellation, and scheduling assistance.
To implement the appointment system, we create a superclass called "Appointment" and three subclasses: "Onetime," "Daily," and "Monthly." The Appointment class has a description and a list of dates. It implements the Recurring interface, which includes a "repeat" method. The "occursOn(Date d)" method checks if an appointment occurs on a specific date. For Daily appointments, the "repeat" method adds continuous dates based on user input. For Monthly appointments, it adds the same date for consecutive months. Onetime appointments display a message that they cannot be repeated
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WILL MARK BRAINLIEST
Etiquette Inc. earns $150,000 as income from services in a particular accounting period. The company's operating expenses for this period are
$35,000. What is the company's net income?
The net income Etiquette Inc. earns is $______.
Answer:
$115,000
Explanation:
150,000-35,000
In parliamentary procedure, a meeting begins when the chair person says which of the following phrases?
a. We will now begin the meeting.
b. The meeting has been called.
C. The meeting will now come to order.
d. There shall be order and commencement.
Answer:
c
Explanation:
got it right on test
In parliamentary procedure, a meeting begins when the chairperson says The meeting will now come to order. Thus option A is correct.
What is parliamentary procedure?A parliamentary system, sometimes known as a parliamentarian system, is a method of democratic government whereby the executive branch obtains the backing of the legislative, usually a parliament, to whom it is answerable.
A really well agenda results in shorter sessions that go more smoothly. The topics that will be covered in what order should be listed on the agenda. Establish a priority list if there are multiple critical items.
Ahead-of-time preparation and the use of agendas is preferred by some boards. This was stating that there will be a commencement. Therefore, option A is the correct option.
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There commencement.
An increase in the money supply causes
which of the following?
A. stagnationary pressure
B. deflationary pressure
C inflationary pressure
Answer:
Inflationary Pressure
Explanation:
Inflationary pressures are the underlying causes of inflation. These pressures are the reason that the production of goods increases to meet or exceed consumer demand or that prices increase due to lack of supply. Inflationary pressures cause the economy to adjust as a result of supply and demand.
________ can be classified according to whether they are delivered by people or equipment, or by business firms or nonprofit organizations. Multiple choice question.
Services can be classified according to whether they are delivered by people or equipment, or by business firms or nonprofit organizations.
What are services?
Services serves as the task or activities that is been delivered to the client in exchange if rewards.
Services can be different based on the organization performing it such banking sector , and classified according to whether they are delivered by people or equipment, or by business firms.
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Give one word for the following.
A. Involuntary separation from an organization.
__________________
B. Voluntary separation from an organization.
__________________
Answer:
a fired
b quit
Explanation:
involuntary is not by choice
voluntary is by choice
Mort Silver owns a home. He estimates his expenses as mortgage interest, $10,180; property taxes, $3,690; insurance, $833; depreciation, $3,800; maintenance and repairs, $900; lost interest income, $2,375; and utilities, $2,450. He expects to save $3,700 in income taxes. What is his net cost of home ownership?
Answer:
$17,528.00
Explanation:
The net cost of home-ownership will be the expenses minus savings.
Mortgage interests: $10,180
Property taxes :$3,690
Insurance :$833
Depreciation :$800
Maintenance and repairs :$900
Loss interest income :$2,375
Utilities: $2,450
The total expenses
= $10,180 + $3,690 + $833 + $800 + $900 + $2,375 + $2,450
=$21,228
Savings
=$21,228 - $3,700
=$17,528.00
The managers and employees in the manufacturing unit share a common outlook and find it easier to communicate with each other because they have similar training and experience.
The given statement is true to a certain extent. It is common for managers and employees in the same department or unit to have similar training and experience as they are working towards a common goal. This shared understanding can create a positive working environment, where communication is more effective and efficient.
However, it is important to note that diversity in training and experience can also be beneficial in the manufacturing unit. It can bring new ideas and perspectives that can lead to innovation and improvement in the production process. It is important for managers to recognize and appreciate the diversity of their employees and encourage collaboration between individuals with different backgrounds and experiences.
Additionally, it is essential for managers to provide ongoing training and development opportunities for their employees to keep them up-to-date with the latest technology and industry trends. This can help improve the skills and knowledge of the employees and enable them to contribute more effectively to the unit's goals.
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Complete Question : The managers and employees in the manufacturing unit share a common outlook and find it easier to communicate with each other because they have similar training and experience. State true or false.
the activity which can be used to predict the behavior of a manufacturing or service system by actually tracking the movement and interaction of the system comonents is known as
The activity which can be used to predict the behavior of a manufacturing or service system by actually tracking the movement and interaction of the system components is known as simulation.
Simulation refers to the creation of an artificial environment that imitates the conditions of a real-world process or system in order to comprehend and analyze its characteristics. Simulation is frequently employed to assist in decision-making, problem-solving, and analysis of complex systems or processes that are impossible or difficult to comprehend or predict by other methods. It has many applications in a variety of fields, including manufacturing, engineering, healthcare, and transportation, among others. In manufacturing and service systems, simulation can be used to study and evaluate various aspects of the system, such as resource allocation, capacity planning, process optimization, and quality control, among others.
By tracking and analyzing the movement and interaction of system components, simulation can help to identify bottlenecks, delays, and other issues that may impact the performance of the system. By simulating various scenarios and alternatives, decision-makers can identify the most efficient and effective ways to improve system performance and achieve their goals.
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How old will someone who graduated high school at 18 be until they get a Masters Degree in civil engineerings ?
Answer:22 years
Explanation:
Bram knows that the pipes in his building leak, but he tells cassie, a potential buyer, that there are no leaks. on this assurance, cassie buys the building. on learning the truth, she may sue bram for group of answer choices
She may sue Bram for fraudulent misrepresentation.
What is fraudulent misrepresentation?
A false statement made by the defendant intentionally or negligently to persuade the other party to engage in a contract is known as a fraudulent misrepresentation. The harmed party may try to have the contract nullified and sue the defendant for compensation.
What are the elements of fraudulent misrepresentation?
The following are the basic components of a claim for fraudulent misrepresentation:
misrepresentationknowledge of deceptiona desire to encourage dependencyjustified trustresultant harmIs fraudulent misrepresentation a crime?
Prosecutors and the person that was deceived by the fraud can both bring civil claims against the other party for a single fraudulent act. Fraud typically involves a number of legal components, whether it be criminal or civil, such as the following: Falsely representing a material fact
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What can a boosted post help an advertiser achieve?
A boosted post helps an adviser to connect with the audience and gain trust.
Boosted post is a kind of post that is used on social media platforms in order to enhance the page of the platform and to attract audience to the page. Boosted post can help better communication with the audience along with the increase in a greater number of messages, calls and texts. Boosted posts help for better advertisements of the product. For example, A Chocolate brand may use Boosted posts to gain audience as well as consumers. Boosted posts helps an adviser to be discovered among people, to establish a benchmark in the market and to gain more and more customers. It's a kind of marketing strategy used for publicity purpose.
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a stock is expecting 4 years of non-constant growth in dividends followed by a constant growth rate in year 5 and beyond. how would you go about finding the value of this stock today?
Use the dividend discount model (DDM) by discounting expected dividends over 4 years with non-constant growth, then use a constant growth rate for year 5 and beyond, and discount back to present value.
Use the dividend discount model to calculate the value of a company with four years of non-constant dividend growth and five years of constant dividend growth. (DDM). Using financial estimates, calculate the anticipated dividends for each of the next four years.
Then, for years five and beyond, assuming a steady growth rate. The predicted dividends for each year are discounted back to present value using a needed rate of return. To determine the stock's current worth, add up the present values of all projected dividends.
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Which of the following is a section found in most business plans?
A. Crowdfunding
B. Bank account information
C. Legal requirements
D. Target market
Answer:
D. Target market
Explanation:
Enjoy the response
Out of the choices provided above, the legal requirements and target market are the sections generally found in most of the business plans. Therefore, the options C and D hold true.
What is the significance of a business plan?A business plan can be referred to or considered as a plan that is a part of the functions of management of the business process throughout their entirety of operations. Planning is the first and foremost step in business operation.
A business plan includes the key elements that revolve around the operations to be carried out by a business organization. The legal requirements and target market are taken into consideration while making a business plan.
Therefore, the options C and D hold true and state regarding the significance of business plan.
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Many companies use referrals by current employees as a source for new hiring and even monetarily reward them because __________________.
Many companies use referrals by current employees as a source for new hiring and even monetarily reward them because it requires less stress and cost.
Why is referrals by current employees better?
Publishing advert for Job opening requires a cost and this could take a lot of process before the final candidate is selected.
Getting referral could reduce the number of days and the cost of making different advertisement.
Therefore, Many companies use referrals by current employees as a source for new hiring and even monetarily reward them because it requires less stress and cost.
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Smitty Museum purchased the copyright to a piece of artwork for $897,000. Smitty plans to reproduce 1.8 million posters of the artwork over a period of 12 years. Calculate the amortization for the year assuming the Museum plans to reproduce and sell 125,000 posters the first year.
Answer:
Annual amortization= $62,291.67
Explanation:
Giving the following information:
Purchase price= $897,000
Smitty plans to reproduce 1.8 million posters of the artwork for 12 years.
To calculate the amortization, we need to use the following formula:
Annual amortization= (original cost/total estimated production)*production for the year
Annual amortization= (897,000/1,800,000)*125,000
Annual amortization= $62,291.67
The lower the market price,
A) the higher the rate of return
B) the riskier the investment
C) the safer the investment
D)the lower the taxes
The amount businesses have left after paying their rent, interest on debt, and employee costs is called profits.
True
False
Answer:
Answer above mine is incorrect, real answer is TRUE
Explanation:
definition of the term small business
Answer:
make me brainalist and keep smiling dudeExplanation:
Small business is defined as a privately owned corporation, partnership, or sole proprietorship that has fewer employees and less annual revenue than a corporation or regular-sized business.How does one's behavior affect business? Give at least two examples.
Aggressive workplace conduct puts workers at risk, hinders efficiency and damages the reputation of the organization. Even if violence is not overt, it ultimately erodes trust and morale and could lead to actions that are progressively worse.
a home builder wants to construct a house on his lot. the house will sit 20' from the front lot line. the city ordinance calls for a minimum setback line of 25'. in order to construct his house in the manner described, the builder must obtain a: select one: a. variance. b. spot zoning permit. c. special use permit. d. non-conforming use license.
The correct answer is: a. variance.
in order to construct the house with a setback of 20' from the front lot line, which is less than the minimum setback required by the city ordinance (25'), the builder would need to obtain a:
a. variance.
a variance is a permission or exception granted by the local zoning authority that allows a property owner to deviate from certain zoning regulations or requirements. in this case, the builder would need to request a variance to construct the house with a setback of 20' instead of the required 25' setback.
a spot zoning permit typically refers to the process of designating a specific area or spot for a particular use within a larger zoning district. a special use permit is required for specific uses that may have an impact on the surrounding area, but it doesn't apply to setback requirements. a non-conforming use license is related to properties that were legally established before zoning regulations were enacted and do not comply with current zoning requirements.
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