In 500 words, describe three different financial decisions and their opportunity costs.

When using in-network providers, a PPO (Preferred Provider Organization) subscriber's out-of-pocket expense is typically lower compared to using out-of-network providers.

PPO networks consist of a group of healthcare providers, including physicians, hospitals, and ancillary facilities, that have contracted with the PPO to provide services at negotiated rates. These providers are considered "in-network" for PPO subscribers.

When a PPO subscriber chooses to receive care from an in-network provider, the PPO plan typically offers discounted rates or a higher level of coverage for services rendered. This means that the subscriber's out-of-pocket expenses, such as deductibles, copayments, and coinsurance, are usually lower when using in-network providers.

In contrast, if a PPO subscriber decides to use an out-of-network provider, they may incur higher out-of-pocket costs. Out-of-network providers may not have negotiated rates with the PPO, and the consumer  may be responsible for a larger portion of the costs or may need to meet a separate out-of-network deductible.

It's important for PPO subscribers to review their specific plan details and coverage policies to understand the extent of their out-of-pocket expenses when using in-network providers.

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Ruth does not violate any marketing or sales event guidelines.

Marketing or sales event guidelines refer to the rules and regulations implemented to ensure an ethical and professional level of conducting business. Such guidelines may also provide certain rules that one must adhere to, to ensure nothing is done illegally.

Providing a promotional item during a marketing/sales event is legal and allowed as long as the item or service provided does not exceed the $15 per person. Thus, Ruth does not violate any event guidelines.

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Answer:

B. 60 days.

Explanation:

The Worker Adjustment and Retraining Notification Act (WARN) requires employers to satisfy the notice requirements usually in 60 days before sacking. This is however not applicable to unforeseen issues that may affect the business requiring sacking such as natural disaster

Denthrill Inc. introduced a variety of flavored toothpaste in the market to satisfy its target market. The company has used consumer behavior to satisfy its target market.

What is Consumer Behavior?

Consumer behavior is the study of how people make decisions to spend their available resources (time, money, and effort) on consumption-related items. Consumer behavior research often focuses on the consumer's decision-making process when making a purchase.

What is the significance of Consumer Behavior?

The significance of consumer behavior lies in the fact that knowing and understanding consumer behavior helps a company to improve its products and services. By understanding consumer behavior, companies can determine how their consumers make buying decisions, the needs and wants of their consumers, and what they expect from their products and services.

What is Market Targeting?

Market targeting is the process of identifying and evaluating a particular market's attractiveness and the company's ability to serve that market successfully. Market targeting strategies are used by companies to identify their target market, which helps them to focus their marketing efforts on that particular segment. The four basic market targeting strategies are undifferentiated marketing, differentiated marketing, concentrated marketing, and micromarketing.

What is Product Development?

Product development is the process of creating and improving a product or service for a particular market. The product development process involves identifying customer needs and preferences, creating a product design that meets those needs, testing the product to ensure its functionality, and then launching the product to the market. It is a strategic approach that helps companies to differentiate their products from their competitors by providing superior products to their customers.

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Answer:

$1.98

Explanation:

Calculation for should Kasravi Co. report for diluted earnings per share for the year ended 2013

First step is to calculate the Proceeds amount

Proceeds = 12000 × $30

Proceeds = $36,000

Second step is to calculate the Shares assumed purchased

Shares assumed purchased= ($36,000 ÷ $36)

Shares assumed purchased = 10000 shares.

Third step is to calculate the Incremental share issued

Incremental share issued (12000 - 10000)

Incremental share issued = 2000 shares

Now let calculate the diluted earnings per share for the year ended 2013 using this formula

Diluted earnings per share = (Net income ÷ Average Weighted shares + incremental share issued))

Let plug in the formula

Diluted earnings per share = ($400,000 ÷ (200,000 shares +2000 shares))

Diluted earnings per share= $400,000 ÷ 202,000 shares

Diluted earnings per share= $1.98

Therefore The amount that Kasravi Co. Should report for diluted earnings per share for the year ended 2013 is $1.98

Hi, you've asked an incomplete question. However, I provided some explanations on distribution channels.

Explanation:

Interestingly, the term distribution channel is one often used in businesses today to refer to the various routes or intermediaries their goods or services passes through before it gets to the end-user or buyer.

Today the popular distribution channels among businesses include:

Among the various options, the internet has been attributed by some big businesses to be most instrumental in their distribution process.

Answer:

losing money

Explanation:

Helps save you from the out of pocket expense if something bad were to happen.

For example if your roof was damaged by a natural disaster it could cost thousnads of dollars out of a persons pocket.

Insurance will pay the cost to repair it allowing you to be protected from losing money.

Product Life cycle Management has several stages. The stages determined the growth and low downs of product. During the introduction stage, sales are growing slow(low) and profit is minimal.

Most times, firms do experience losses rather than profits during this stage. and so when product is new on the market and small or no profit is made due to high costs and low sales.

Conclusively, the stage gives a lot of opportunities such as low competition in the market.

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Photo Finish, a sports photography business, has many locations that are owned an operated by the company is the businesses describes a branch. Hence, option C is correct.

A variety of services are offered by professional photography studios, including portraiture, commercial photography, event photography including weddings, family gatherings, bar mitzvahs, and more, convention photography, and more.

Their creativity, which is the art or process of making images by the influence of radiant energy, particularly light, on a sensitive surface, is expressed through shades, tones, smiles, joy, and even sadness.

To start, you can increase brand awareness by including brand-specific colors in your images. Additionally, your image might inspire bto take action. Good pictures elicit an emotion. Within that attitude, an emotion develops, which inspires potential customers to become clients.

Thus, option C is correct.

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An investor is considered to have substantial influence over an investee if they possess between 20% and 50% of the voting shares.

Equity accounting is used to record and account for equity investments made by a firm when it holds 20% or less of the voting shares of another company. According to the number of shares it owns in the investee company, the investor records the investee's earnings in its accounts.In other words, the initial investment grows in proportion to the earnings earned.

The investee is a subsidiary of the investor since it has the power to control influence if it holds more than 50% of the voting shares.

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Answer:

segregation

Explanation:

There was a societal force that was in place in mainstream American culture until the 1960s. This societal force was segregation that resulted in the separation of people along racial and other lines.

The United States remains a segregated society in respect of housing patterns and church membership despite all the legal changes that have taken place since the 1960s.

As a part of the federal trade commission, the Bureau of Consumer Protection informs consumers and companies of their rights and obligations.

It also prevents unfair, misleading, and fraudulent business activities by gathering consumer complaints, conducting investigations, suing offenders, creating laws to ensure a fair market, and educating businesses and customers about their rights.

A company or inventive entity engaging in commercial, industrial, or professional activity is referred to as a business. Companies can be for-profit or nonprofit enterprises.

Technology is a key component of contemporary business. The majority of corporate operations and activities are now carried out using technology as a result of advancements in the industry. Contemporary business competition demands that companies employ technology to stay current.

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The FCAC computed for the management of the project that upgrades the production facility is $56,597.82.

To compute the FCAC through the use of CAC + (TBC - CEV), we need to calculate the total budget cost (TBC) and also the completed effort value (CEV).

The total budget cost (TBC) is the sum of all costs for the project:

TBC = 12,550 + 27,051 + 9,662 + 3,221

TBC = 52,484

The completed effort value (CEV) is the cost of the project at the current percentage of completion:

CEV = 0.57 × TBC = 0.57 × 52,484
CEV = 29,847.48

Finally, the FCAC is computed using CAC+(TBC - CEV):

FCAC = CAC + (TBC - CEV)

FCAC = 33,960.30 + (52,484 - 29,847.48)

FCAC = 56,597.82

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We can't enhance our best on that profession. Financial concerns, job uncertainty and worry of failure are all frequent challenges students face when selecting a career. The reality is, no one is aware of what the world will seem like 10 or 15 years from now.

Lack of Experience

Limited work trip is some other motive why you may find it hard to choose your profession path. There are situations when speakme with human beings who work in a profession you're involved in pursuing is not enough. You can overcome this hurdle by using potentially participating in additional training.

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An HDMI-compliant source device can send uncompressed video data and compressed or uncompressed digital audio data using the High-Definition Multimedia Interface (HDMI), a proprietary audio/video interface.

Multimedia refers to many media since "multi" denotes many and "media" refers to media. Multimedia refers to the blending of several media, such as sound, text, graphics, animation, or video. Virtually all instructional software and many video games contain multimedia.

Videos, photos, and audio are all examples of multimedia material. Because people no longer want to consume material solely in written form, which takes us to the most crucial lesson in digital marketing.

The term "multimedia" is used when integrating several media in art as well, but it is more frequently employed there, such as in television-based performances and installations.

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Lower management, department managers, analysts, and staff are all employees at the operational level.

The operational level is the lowest level in an organization and is responsible for carrying out the day-to-day tasks and activities.

This level includes employees who perform routine tasks and implement the policies and procedures established by the higher levels of management.

In the context of your question, lower management comprises of individuals who oversee the work of analysts and staff.

They are responsible for managing the daily operations within their respective departments and ensuring that tasks are completed efficiently and effectively. Department managers are also part of the lower management, and they have a similar role as they supervise the activities of their respective departments.

Analysts and staff, on the other hand, are responsible for carrying out specific tasks and activities within their respective departments.

They often work under the supervision of department managers and lower management. Analysts may be responsible for analyzing data and providing insights to support decision-making processes, while staff may have varied roles depending on the department they belong to, such as customer service, sales, or accounting.

Overall, the operational level is crucial for an organization's success, as it ensures that the daily operations run smoothly and efficiently. This level is the foundation of an organization and is essential for implementing the strategies and plans developed by the higher levels of management.

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Suppose the equilibrium rent in Boston is $1,500. Ceiling rent $1,600 per month doesn't make a difference in the Boston apartment market.

The buying and selling transaction itself usually involve a bargaining process between the seller and the buyer. Both will seek a price that they mutually agreed upon and then the sale and purchase transaction will be carried out.

Basically, the equilibrium price is a price meeting point that is agreed by both parties for a sale and purchase transaction to occur. The interaction between sellers and buyers that causes buying and selling transactions is referred to as the market, so the equilibrium price is also commonly referred to as the market price.

The equilibrium price is formed because of a meeting between supply and demand. At the equilibrium price, the quantity demanded is equal to the quantity supplied. The equilibrium price can be obtained in 3 ways, namely a mathematical approach using a formula, a curve approach, and a table approach.

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Answer:

Recession cycle

Explanation:

Cyclical unemployment is the nature of unemployment caused by the natural cyclical trends in the economy.  The economy undergoes seasons of boom and downturns. These seasons occur repetitively in a country from time to time.

When the economy is experiencing growth(boom or expansion), the production level is high, resulting in the creation of many job opportunities. During recessions ( economic downturns), demand and production decline leading to loss of jobs. The rate of unemployment increases. The type of unemployment created by the decline in economic activities is cyclical unemployment.

Answer:

C. the office dimensions.

Explanation:

Answer:

C. office dimensions

Explanation:

edge 2022

Explanation:

All the external forces: Business Environment includes all the forces, institutions and factors which directly or indirectly affect the Business Organizations.

Specific and general forces: ...

Inter-relation: ...

Uncertainty: ...

Dynamic: ...

Complex: ...

Relativity:

Finance companies offer short-term loans.

An organisation that lends money to people and businesses is the finance firm.

The fees that financial institutions charge for processing loans and the annual percentage rate (APR) they charge on loans granted are the sources of income for these institutions.

Nasdaq claims that the main duty of finance companies, as opposed to banks, is to lend money to private individuals.

A finance firm, unlike a bank, does not accept customer cash deposits and does not offer certain banking services like checking accounts.

The interest rates that finance businesses charge on their loans, which are typically higher than the interest rates that banks charge their customers, generate profits for the corporations.

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Answer:

Four effects of this virus on the human body include;

1. Fatigue

2. Difficulty breathing

3. Cough

4. Fever

Four effects of this virus on the society include;

1. Shortage in the quantity of food.

2. Rise in the cost of commodities.

3. Loss of jobs

4. A slowed education time table

Explanation:

This virus that caused a pandemic in 2019/2020 and still persists till 2021, mostly affects the respiratory tract. It is airborne and can be contacted through the inhalation of the air coming off from an infected person, hence, people are instructed to always wear a nose mask. Touching areas or spots that have the droplets of an infected can also expose a person to the virus.

When contracted, it causes difficulty in breathing, thus making some people dependent on oxygen. Fever, tiredness and cough are also common symptoms.

In the society, problems caused by the virus;

1. Shortage in the quantity of food: Many countries are today suffering from a lack of food because of the crippling effects caused by the lockdown that is associated with the virus. It is even worse for countries that rely on the importation of food.

2. Rise in the cost of commodities: Transportation of goods from one place to another became difficult with the coming of the virus. This also had a telling effect on the cost of goods.

3. Loss of jobs: Many lost their jobs due to the downsizing of businesses.

4. A slowed education time table: Since social distancing and lockdown were advised, schools had to shut down and this slowed the academic time table.

Answer:

Explanation:

When an individual’s current money income exceeds his current consumption desires, hesaves the excess. Rather than keep these savings in his possession, the individual mayconsider it worthwhile to forego immediate possession of the money for a larger futureamount of consumption. This trade-off of present consumption for a higher level of futureconsumption is the essence of investment.An investment is the current commitment of funds for a period of time in order to derivea future flow of funds that will compensate the investor for the time value of money, theexpected rate of inflation over the life of the investment, and provide a premium for theuncertainty associated with this future flow of funds.2.Students in general tend to be borrowers because they are typically not employed so haveno income, but obviously consume and have expenses. The usual intent is to invest themoney borrowed in order to increase their future income stream from employment - i.e.,students expect to receive a better job and higher income due to their investment ineducation.3.In the 20-30 year segment an individual would tend to be a net borrower since he is in arelatively low-income bracket and has several expenditures - automobile, durable goods,etc. In the 30-40 segment again the individual would likely dissave, or borrow, since hisexpenditures would increase with the advent of family life, and conceivably, the purchaseof a house.In the 40-50 segment, the individual would probably be a saver since incomewould have increased substantially with no increase in expenditures. Between the ages of50 and 60 the individual would typically be a strong saver since income would continueto increase and by now the couple would be “empty-nesters.”After this, depending uponwhen the individual retires, the individual would probably be a dissaver as incomedecreases (transition from regular income to income from a pension).4.The saving-borrowing pattern would vary by profession to the extent that compensationpatterns vary by profession. For most white-collar professions (e.g., lawyers) incomewould tend to increase with age. Thus, lawyers would tend to be borrowers in the earlysegments (when income is low) and savers later in life. Alternatively, blue-collarprofessions (e.g., plumbers), where skill is often physical, compensation tends to remainconstant or decline with age. Thus, plumbers would tend to be savers in the earlysegments and dissavers later (when their income declines).5.The difference is because of the definition and measurement of return. In the case of theWSJ, they are only referring to the current dividend yield on common stocks versus thepromised yield on bonds. In the University of Chicago studies, they are talking about thetotal rate of return on common stocks, which is the dividend yield plus the capital gain or

Answer:

17

Explanation:

Assuming i am the President of U.S. and the country needs a financial assistance to get back on their feet. The most likely fiscal Policies we would initiate are the:

In economics, a fiscal policy refers to a governmental decision to increase or decrease taxation and spending. Most time, a Fiscal and monetary policy are often used together to influence the economy. But the fiscal policy can affect a company’s growth, hiring ability and taxes.

We have 3 types of fiscal policy which includes a neutral, expansionary, and contractionary fiscal policy. The neutral policy is one where government takes no steps to provide economic support because it feels the economy is healthy and stable, the expansionary fiscal policy mainly involves increasing spending or cutting taxes to prevent or end a recession or depression and the contractionary fiscal policy involves cutting spending or raising taxes to slow down unsustainable economic growth.

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Answer:

i'm no expert but, i think first start out with ideas of the business u wanna do and keep adding on to those ideas you already have and find a business idea you know you can invest in and stick to that business so you can make money you want and supply the products people want and need so, that your making money to help yourself out in life and their getting supplies that are good and don't have harsh chemicals so, it doesn't result in you losing money. Also Natural Beauty is a good name but, i think you might like these three name ideas but, if not its okay go with the name you want since it's your business. Here are the name ideas Natural Essentials, Clear Beauty, or Organic Beauty Essentials.

Answer:

Many small business owners decide to set up an LLC for the liability protection it provides. An LLC, or limited liability company, exists separately from its owners (known as members), and the owners are therefore not personally responsible for business debts.Most states don’t allow two different business entities to have the same name. So you can’t, for example, have “Joe’s Donuts, LLC” and “Joe’s Donuts, Inc.,” even if they’re located in different cities. Many states also restrict companies from using certain words in their names, such as “bank.” If the LLC name you’ve selected is available, but you aren’t going to be filing your LLC documents right away, you may want to reserve the name. Nearly every state allows you to reserve a name by filing a form and paying a name reservation fee. The length of the reservation period, filing fees, and renewal policies vary from state to state.Almost every state requires its LLCs to name a registered agent (also sometimes called a statutory agent). A registered agent is a person who agrees to receive lawsuits, subpoenas and other official documents on behalf of the LLC and to pass them along to the appropriate person at the LLC.An LLC operating agreement is the roadmap that describes how your LLC will be run. It specifies such things as the ownership interests and voting rights of the members, how profits and losses will be allocated, how meetings will be held, how the business will be governed, the rights of the members if one of them dies or leaves the business, and the way the company will be dissolved if it goes out of business.Each state has its own form and procedure for establishing an LLC. In general, you must file articles of organization that list.After the LLC’s formation documents are filed and approved, the state will issue a certificate or other document that confirms that your LLC formally exists. Once you’ve received the certificate, you can take care of business matters like obtaining a tax ID number and business licenses and setting up a business bank account. Explanation:If your LLC does business in more than one state, you may need to register to do business in other states. To do this, you’ll need to fill out and submit paperwork that’s similar to the paperwork you filed when you formed your LLC. You’ll also need a registered agent in each state where you are authorized to do business.