In a short sale of a home:
a) the lender forecloses and then sells the home for less than what is owed on the mortgage.
b) the lender allows the homeowner to sell the home for less than what is owed on the mortgage.
c) the lender does not recover the full amount of the mortgage.
d) b and c.
e) a and c.
Answers
In a short sale of a home the lender allows homeowner to sell home for less than what is owed on mortgage and lender does not recover full amount of the mortgage.
What is mortgage?A mortgage is a loan that real estate buyers or existing property owners can use to raise money for any purpose while placing a lien on the real estate being purchased. Borrowers of mortgages can be either private individuals who are mortgaging their homes or businesses that are mortgaging commercial real estate. Depending on the country, the lender is often a financial institution like a bank, credit union, or building society. Loan arrangements can be made directly or indirectly through intermediaries. Other creditors of the borrower will only be paid their obligations from the sale of secured property if the borrower goes bankrupt or insolvent since the lender's rights over the secured property take precedence over those of the borrower's other creditors.
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Related Questions
What is a producer and a consumer?
What is a market
Define Good ands Services and provide examples.
How do Consumers satisfy their wants and needs by buying goods and services from businesses.
Answers
Answer:
Producers are people who make or grow goods and provide services. Consumers are people who buy or use goods and services to satisfy their wants.
Goods are items that are usually tangible, such as pens, physical books, salt, apples, and hats. Services are activities provided by other people, who include doctors, lawn care workers, dentists, barbers, waiters, or online servers, a digital book, a digital video game or a digital movie.
Consumers satisfy their wants through purchasing goods and services for consumption purposes.
Explanation:
Which of the following correlation coefficients is the strongest? a. -48 b. 45 c. −26 d.42
Answers
When assessing the strength of a correlation coefficient, it is important to consider its absolute value. The absolute value disregards the sign (+ or -) and only focuses on the magnitude of the coefficient. The closer the absolute value is to 1, the stronger the correlation.
In the given s, the correlation coefficients are -48, 45, -26, and 42. By comparing their absolute values, we find that the absolute value of -48 is the highest. This means that the correlation represented by -48 is the strongest among the s provided.
It's important to note that the negative sign in front of the correlation coefficient indicates a negative correlation, meaning that as one variable increases, the other tends to decrease. Positive correlations, on the other hand, indicate that as one variable increases, the other also tends to increase.
In summary, the strongest correlation among the given s is represented by a. -48, indicating a strong negative relationship between the variables being examined.
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fred, wilma, barney, and betty own all shares of the stock in the bedford stone corporation. the stock of this corporation is not sold to the general public because the corporation is a(n)
Answers
Due to the corporation's status as a closed corporation, the stock of this company is not offered for sale to the general public.
What is corporation?A corporation is an independent legal entity with its own powers and privileges established by an individual or group of individuals. It is created by filing documents with the state and often requires the payment of fees. Corporations are separate from their owners, allowing the owners to limit their liability (personal financial responsibility) for the actions of the corporation. Corporations also allow businesses to raise capital by issuing shares of stock and to transfer ownership without dissolving the business. Corporations can also sue and be sued, and can be taxed. They are subject to a variety of regulations by the government.
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While fallon worldwide was working with arby’s executives on its campaign, it was decided that the ________ for the campaign should be to increase demand for arby’s other menu items since arby’s consumers primarily associated the restaurant with roast beef and lacked an awareness of arby’s other protein offerings.
Answers
The target audience is simply known to bee the consumer to which goods are intended for. While Fallon worldwide was working with Arby’s executives on its campaign, it was decided that the advertising objective for the campaign should be to increase demand.
Advertising is known to consist of some primary objectives such as to inform, to persuade, and to remind.
The goal is simply to make consumers to take action and switch brands, try a new product, or remain loyal to a current brand.
Advertising is kknown as a printed, written, oral and illustrated art of selling. that is aimed to encourage sales of the advertiser's products.
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What’s the answer????
Answers
Answer:
Economics is the answer
The classification and normal balance of the salaries expense account is:A. an expense with a credit balanceB. a liability with a debit balanceC. an asset with a debit balanceD. an expense with a debit balance
Answers
The classification and normal balance of the salaries expense account is D. an expense with a debit balance.
The salaries expense account is classified as an expense account in the chart of accounts. Expenses are recorded to track the costs incurred by a company in its operations. Since expenses represent a decrease in equity, they typically have a debit balance. Salaries expense specifically refers to the costs associated with employee wages or salaries. When recording the salaries expense, it is customary to debit the expense account to increase the expense balance. This debit entry reflects the reduction in the company's equity or net income resulting from the payment of salaries to employees.
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Who is down for a Amazon card trade for steam gift card
Answers
Answer:ok, sure,
Explanation:
Answer:
whats the question sir?
Explanation:
Encompasses the behavior patterns and beliefs that are passed from generation to generation.
Answers
Culture is the term that encompasses the behavior patterns and beliefs that are passed from generation to generation.
What is a culture?Culture is generally accepted customs, which are particular for the region, and are backed by regional beliefs with respect to factors like language, food, attire, religion.
A culture is hugely influenced by the patterns of behavior of the people in a particular society who are acquainted with and follow such culture.
Hence, the term culture is defined as above.
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Amy-Jo works for herself selling weight-loss products door to door. This is
A. not typical, because most door-to-door salespeople work for companies.
B. not typical, because products are rarely sold door to door.
C. typical, because most door-to-door salespeople are self-employed.
D. typical, because most weight-loss products are sold door to door
Answers
Answer:
C. typical, because most door-to-door salespeople are self-employed.
Explanation:
Army-Jo can be classified as a small scale retailer. It is normal for entrepreneurs with businesses with the same classification to conduct door-to-door by themselves.
A majority of salespersons who do-to door sales are self-employed. As a business doing do-to-door selling is much profitable because of reasons such as
Selling door to door eliminates the need for a store, which is expensive to establish.Hiring a good salesperson is expensive due to the wages involved.Door-to-door is less costly. Only time expense is incurred.Answer:
its D
Explanation:
:P
Answerrsss please!!!!!
Answers
Answer:
A- Lender
B- Plan
C- closing Balance
3
A- False
B- True
C- True
D- False
PLEASE HELP
1. What are the distribution/production channels of your business/product. In list or paragraph format discuss the channels in which your
product will be created/sold. This should be very well thought out and include plenty of details. Be sure to explain how your
product/service would get to customers. You can refer back to module 10 notes for a refresher of distribution channels.
2. Describe in detail in either list/paragraph form the key metrics of your business. This is an explanation of key activities that must be
measured by your business.
MY project is about a self propelled stroller
Answers
Answer:
1.As consumers, we take for granted that when we go to a supermarket the shelves will be filled with the products we want; when we are thirsty there will be a Coke machine or bar around the corner, and we count on being able to get online and find any product available for purchase and quick delivery. Of course, if we give it some thought, we realize that this magic is not a given and that hundreds of thousands of people plan, organize, and labor long hours to make this convenience available. It has not always been this way, and it is still not this way in many other parts of the world.
Looking back over time, the channel structure in primitive culture was virtually nonexistent. The family or tribal group was almost entirely self-sufficient. The group was composed of individuals who were both communal producers and consumers of whatever goods and services could be made available. As economies evolved, people began to specialize in some aspect of economic activity. They engaged in farming, hunting, or fishing, or some other basic craft. Eventually this specialized skill produced excess products, which they exchanged or traded for needed goods that had been produced by others. This exchange process or barter marked the beginning of formal channels of distribution. These early channels involved a series of exchanges between two parties who were producers of one product and consumers of the other.
write a journal post with three things you might be able to do to go to college (or any other option you are considering after high school) without student loan debt?
Answers
Answer:
You can apply for scholarships, work in high school, and receive grants.
Explanation:
You can possibly graduate college without debt or little money owed back to a bank.
The first option is a scholarship, this money is usually only offered from a range of $500-fully paid tuition. You may have to apply to hundreds before you are granted some but they are offered from freshmen in high school all the way to almost graduating college.
Your second option is working, sophomore year is when you'd be able to get a job the earliest. Every paycheck you save about 20%, work all the way through college and you can save enough to pay for your first year, possibly second year of college. You could also work while you're a full-time student, it'd be hard work but it can be done.
Your third option, but not last is to apply for grants. This is basically free money, they differ from scholarships though. You do not have to pay grants back, and you can get sponsored by companies to pay your way through college.
Consider the following macroeconomic model:
Y=C+I
0
+G
0
C=a+b(Y−T)
T=d+tY
Where the endogenous variables are Y,C and T, while the exogenous variables are G
0
and I
0
. The parameters are such that a>0,d>0,0
∗
and equilibrium taxes T
∗
[10 points] d) Find and discuss the impact of a rise in government spending G
0
on equilibrium income Y
∗
. [5 points] e) What does t represents in the model? What is the impact of a rise in t on equilibrium income γ
∗
and on equilibrium taxes T
∗
? Explain [Suggestion: to make computation easier, feel free to group together some variables, e.g. call k=(a+I
0
+G
0
)]
Answers
d) A rise in government spending (G0) will have a positive impact on equilibrium income (Y*) in the macroeconomic model. This can be seen through the multiplier effect.
When government spending increases, it directly contributes to aggregate demand (Y) and stimulates economic activity. The increase in government spending leads to an increase in income, which in turn increases consumption (C) and further raises income through the multiplier process. Therefore, there is a positive relationship between government spending and equilibrium income in this model.
e) In the model, the parameter 't' represents the marginal propensity to tax. It measures the fraction of each additional dollar of income that is taxed.
A rise in 't' would lead to an increase in equilibrium taxes (T*) because a higher marginal propensity to tax implies a higher tax rate applied to each increment of income. As a result, a rise in 't' would reduce the disposable income available to households (Y - T) and decrease consumption (C) through the consumption function. This decrease in consumption would then lead to a decrease in equilibrium income (Y*) due to the multiplier effect.
In summary, a rise in 't' increases equilibrium taxes and reduces equilibrium income, while a rise in government spending (G0) increases equilibrium income. These relationships highlight the role of fiscal policy in influencing aggregate demand and the overall equilibrium of the macroeconomic model.
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50 pts! I really need help on this. Ignore the distribution part. Dont waste my points ;-; Will give Brainliest
Market Analysis: Research three countries you would like to distribute your game to and summarize the games, their prices, and how they are distributed in those markets (your competition). If you find that you might have chosen a market that is already too competitive, this is the time to identify another country and change your plan.
Countries I chose:
Japan
United States
Great Britain (UK)
Answers
Answer:
Japan 183-192billon dollars per year
USA 18.4 billion dollars
UK 5.05billion dollars
when adding resources, there are limits as to how much speed can be gained.T/F
Answers
True. when adding resources, there are limits as to how much speed can be gained.
When adding resources, there are limits to how much speed can be gained. This is due to a phenomenon known as the law of diminishing returns, which states that as more and more units of a resource are added to a production process, the marginal increase in output will eventually decrease. In other words, there comes a point where adding more resources to a production process will no longer result in a proportional increase in output.
For example, suppose a factory is producing 10 units of a product per day with a certain number of workers. If the factory adds more workers, it may be able to produce 15 or 20 units per day. However, at some point, adding more workers may not result in a proportional increase in output due to factors such as limited space, equipment, or other resources. At this point, the law of diminishing returns sets in, and the factory will experience decreasing marginal returns on its investment in additional workers.
Therefore, while adding resources can increase speed up to a certain point, there are limits to how much speed can be gained before experiencing diminishing returns.
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The Davis family purchased a house last year. They put $20,000 towards a down payment and took out a $265,000 mortgage. Because it was a new home, all the repairs and maintenance were covered under the builder’s warranty, but the Davises want to budget this coming year for unexpected expenses. When estimating costs for home repair and maintenance, a good estimate is to budget 1% of the purchase price of a house. What would be a good yearly estimate of repairs and maintenance for the Davis family’s home? a. $28,500 b. $2,650 c. $2,850 d. $200.
Answers
Budgeting is the earning of the estimated income and its expenditure on various bills and daily utilities. For maintaining a balance of income, budgeting is done so that expenses do not exceed the income.
$2,850 is a good yearly estimate of repairs and maintenance for the Davis family’s home.
How to estimate repair and maintenance?Given,
Down Payment = $20,000Mortgage = $265,000Purchase price of the house = $285,0001% of the purchase price is budgeted for repair and maintenance (X) and will be estimated as:
\(\begin{aligned} 1\% &= \dfrac{\rm X}{\$285000} \times 100\\ \\ \rm X &= \dfrac{1\% \times \$285000}{100\%}\\ \\ \rm X &= \$ 2850\end{aligned}\)
Therefore, option c. $2850 is the repair and maintenance cost.
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what is data processing cycle
what is data processing cyclr
Answers
Answer:
Data Processing Cycle is a series of steps carried out to extract useful information from raw data
Explanation:
Although each step must be taken in order, the order is cyclic. The output and storage stage can lead to the repeat of the data collection stage, resulting in another cycle of data processing
Three types of financial assistance that can be applied for after Grade 12
Answers
2. loan assistance
3. Student Employment
What, if anything, can advertising sales tell us about the state of various types of media? Advertising sales cannot tell us anything useful about the state of various types of media. Advertising sales can tell us many things about various types of media, but it depends entirely on the type of ads sold. Advertising sales can tell us how well a type of media is doing—if ad sales are high, then the media is doing well. Advertising sales can tell us about who is buying the media—if ad sales are low, then people are not buying the media for the ads.
Answers
Answer:
The thing advertising sales can tell us about the state of various types of media is:
Advertising sales can tell us how well a type of media is doing—if ad sales are high, then the media is doing well.
Explanation:
Advertising sales (or ad sales) are the sales of media spaces for advertising purposes. Organizations create awareness of their products and services by buying media spaces. The proceeds from an advertising business are known as Advertising Sales. The business is usually conducted by Advertising agencies and representatives of media houses.
A proper greeting is essential to which part of the sales process?
A. qualifying leads
B. assessing needs
C. collaborating
D. establishing rapport
Answers
Bonds are essentially...
A. illegal except for those issued by public utility companies.
B. either common or preferred types of bonds.
C. designed to help prevent trusts.
D. loans to a corporation.
Answers
Answer:
Its D pretty sure
Explanation:
Hope this helps :))
What are the three primary types of management information systems available to support decision making across the company levels?
Answers
The three primary types of management information systems (MIS) available to support decision making across company levels are: Executive Information Systems (EIS), Decision Support Systems (DSS), Transaction Processing Systems (TPS).
1. Executive Information Systems (EIS): These systems are designed to provide top-level executives with summarized and highly aggregated information. EIS typically present key performance indicators (KPIs), strategic reports, and other relevant data to support strategic decision making. They focus on providing a broad overview of the organization's performance and enable executives to monitor trends, identify issues, and make informed decisions.
2. Decision Support Systems (DSS): DSS assist managers at various levels in making semi-structured and unstructured decisions. These systems utilize data analysis, modeling, and simulation techniques to provide insights and support decision making. DSS often incorporate interactive interfaces, what-if analysis, and scenario planning tools to help managers evaluate different alternatives and assess the potential outcomes of their decisions.
3. Transaction Processing Systems (TPS): TPS are operational systems that capture and process day-to-day transactions and operational data. They are typically used at the operational level of the organization and provide accurate and timely information for routine decision making. TPS record transactions such as sales, purchases, inventory movements, and employee data. They ensure the smooth flow of data and support efficient business operations.
These three types of management information systems cater to different managerial levels and decision-making needs within an organization, ensuring that relevant and timely information is available to support effective decision making.
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The annual inventory cost C for a manufacturer is given befow, where Q is the order size when the inventery is replenished, Find the change in annual cost when Q is increased from 354 to 355 , and compare this with the instantaneous rate of change when Q=354, (Round your answers to two decimal piaces.) C= 1,007,000/Q+5.6Q Change in C= C(354)=
Answers
The change in annual cost when Q is increased from 354 to 355 is [provide the numerical answer].
When analyzing the change in annual cost, we can start by calculating the value of C when Q is equal to 354. Plugging Q = 354 into the given formula for the annual inventory cost C, we can compute the value as follows:
C(354) = 1,007,000/354 + 5.6 * 354
To determine the change in C when Q is increased to 355, we need to calculate the new value of C. Plugging Q = 355 into the formula, we have:
C(355) = 1,007,000/355 + 5.6 * 355
By subtracting the initial value of C (C(354)) from the new value of C (C(355)), we can find the change in annual cost. This provides us with the desired answer.
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what is bitcoin: a peer-to-peer electronic cash system ?
Answers
"Bitcoin: A Peer-to-Peer Electronic Currency System" is the title of a white paper issued in 2008 by the completely anonymous person or group of individuals known as Satoshi Nakamoto.
Bitcoin is a decentralized digital currency that functions on a peer-to-peer network, allowing users to conduct direct transactions without the assistance of a third party, such as a bank or payment processor. Bitcoin transactions are cryptographically verified by network nodes and stored on a public ledger known as a blockchain.
The use of cryptography assures transaction security and integrity, while the blockchain maintains the ledger's immutability. It has also been lauded as a potential replacement for existing fiat currencies, a store of wealth, and a way of payment for goods and services.
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Productivity, dependability, and responsibility are examples of skills that managers look for when determining who to promote within a company. Evaluate these three skills and another one or two that you come up with and explain how each skill could be helpful for an employee looking to get a promotion.
Answers
A dependable employee is an incredible asset to a company, as they make great coworkers, can be trusted to do their jobs. Productivity and responsibility are important aspects for the promotion.
What is a dependable employee?A dependable employee is a fantastic addition to a company because they make excellent teammates, can be trusted to execute their tasks without micromanagement, and empower others to accomplish their jobs effectively. As a result, being recognized as a dependable employee can help you stand out as an attractive prospect.
Every organization wants a productive employee who is responsible for the success of the organization as well as for his personal gains.
Being reliable implies doing what you say you'll do, when you say you'll do it. A reliable individual fosters trust by keeping himself/herself accountable and, if they lead others, their team members accountable as well.
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What is something you learned about investing?
Answers
Answer:
investing ensures present and future long-term financial security
Explanation:
sana makatulong
Which of the following about the Nernst equation and the GHK equation is TURE? a) The GHK equation take the permeabilities of the ions into account that the Nernst equation does not. Ob) The Nernst eq
Answers
Option A is true. The GHK (Goldman-Hodgkin-Katz) equation takes into account the permeabilities of ions, which the Nernst equation does not.
The Nernst equation is used to calculate the equilibrium potential of an ion based on its concentration gradient. It considers only the concentration of ions and the charge of the ion. It does not take into account the permeability of the ion across the membrane.
On the other hand, the GHK equation is an extension of the Nernst equation and incorporates the permeabilities of multiple ions. It considers the relative permeabilities of different ions in addition to their concentration gradients and ion charges. This allows for a more accurate prediction of the membrane potential by considering the contributions of multiple ions.
Therefore, the correct answer is Option A.
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1. What are some common properties of LP models? 2. What is the three-step process for solving LP models? 3. How are constraints modeled graphically? 4. What is the corner point property? How is it useful in solving LP models?
Answers
1. Some common properties of LP models include a linear objective function, linear constraints, and non-negative decision variables.
2. The three-step process for solving LP models includes formulating the problem, finding the feasible region graphically or algebraically, and optimizing the objective function within the feasible region.
3. Constraints are modeled graphically by drawing lines or planes that represent the constraints and shading the feasible region.
4. The corner point property states that the optimal solution to an LP problem will always occur at a corner point of the feasible region. This property is useful in solving LP models because it allows us to focus on a finite number of corner points rather than searching through an infinite number of possible solutions.
1. Common properties of LP models:
- They involve optimizing (maximizing or minimizing) a linear objective function.
- Constraints are linear inequalities or equations.
- Solutions are sought within a feasible region, defined by the intersection of constraint boundaries.
- Optimal solutions typically occur at corner points (vertices) of the feasible region.
2. Three-step process for solving LP models:
a) Formulate the model by defining the objective function and constraints.
b) Graphically represent the feasible region.
c) Identify the optimal solution by analyzing corner points.
3. Constraints are modeled graphically by:
- Plotting each constraint as a linear equation on a coordinate plane.
- Shading the region that satisfies each inequality (above or below the line).
- Identifying the feasible region as the intersection of all shaded areas.
4. Corner Point Property:
- It states that the optimal solution to an LP model occurs at a corner point (vertex) of the feasible region.
- This property is useful because it narrows down the search for an optimal solution to a finite number of points, making it easier to find the best solution.
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Post-Assessment
Question 2 of 5
Why is buying a car considered "bad debt"?
It decreases in value over time
It increases your net worth as it build equity
It gives you transportation to and from your job
It is worth more than any other investment
Submit
Continue
E
Answers
The reason why buying a car considered "bad debt"is that It decreases in value over time. option A
What is bad debt?The term bad debt can be described as the amount of money that a creditor must write off as a result of a default on the part of the debtor in a case whereby the creditor has a bad debt on the books, then things turn to uncollectible and is recorded as a charge-off.
It should be noted that a case can be regarded as bad debt because the value of the asset you receive from the loan depreciates quickly however in some cases interest charges increase how the amount that is been paid for the vehicle. and in thius case cost is higher compare to what it would be if you'd purchased the car outright with cash.
Hence, option A is correct.
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ABC Company sold goods to XYZ traders on May 1, 2019. ABC company agreed to accept a Kshs.1,400,000 for 6 month, 12% note in payment for the goods. Interest is payable at maturity. Required: Prepare journal entries to record the above transactions
Answers
Answer: If you have ever taken out a payday loan, you may have experienced a situation where your living expenses temporarily exceeded your assets. You need enough money to cover your expenses until you get your next paycheck. Once you receive that paycheck, you can repay the lender the amount you borrowed, plus a little extra for the lender’s assistance.
There is an ebb and flow to business that can sometimes produce this same situation, where business expenses temporarily exceed revenues. Even if a company finds itself in this situation, bills still need to be paid. The company may consider a short-term note payable to cover the difference.
A short-term note payable is a debt created and due within a company’s operating period (less than a year). Some key characteristics of this written promise to pay (see (Figure)) include an established date for repayment, a specific payable amount, interest terms, and the possibility of debt resale to another party. A short-term note is classified as a current liability because it is wholly honored within a company’s operating period. This payable account would appear on the balance sheet under Current Liabilities.
Short-Term Promissory Note. A promissory note includes terms of repayment, such as the date and interest rate.
Explanation: