In step 2 of the traditional risk management process, loss exposures are analyzed along the four dimensions of loss frequency loss severity, total dollar loss, and Select one: a. Risk criteria b. Key risk indicators c. Key performance indicators d. Timing

$138,000 is the residual income for the division. It assists the institutions in figuring out whether a person makes enough money to cover his expenses and obtain a second loan.

Being one of the numbers that banks and lenders consider before approving loans makes residual income an important metric.

Given

Assets =$4150000

COGS =$2600000

Operating expenses =$1422000

Target Income = 10%

Sales =$4575000

Required to Calculate Residual value =?

Residual Value = Operating Income - ( Target income x average assets)

Operating income = Sales - COGS - Operating expense

                               = 4575000 - 2600000 - 1422000 = 553000

Residual income = 553000 - (10% x 4150000) = $138000

Thus, the residual income is $138,000 for the division.

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Answer:

Investment in bonds $468,000

Explanation:

In this case, the journal entry to record the purchase of the bonds should be:

January 1, Year 1, bonds purchased as long term investment

Dr Investment in bonds 456,200

    Cr Cash 456,200

In the balance sheet it would be reported as an asset: Investment in bonds $456,200

amortization of bond discount for first coupon = ($456,200 x 10%) - ($500,000 x 8%) = $45,620 - $40,000 = $5,620

journal entry to record first coupon payment:

January 1, Year 2, first coupon payment collected

Dr Cash 40,000

Dr Investment in bonds 5,620

    Cr Interest revenue 45,620

So the investment in bonds account now has a $461,820 balance

amortization of bond discount for second coupon = ($461,820 x 10%) - ($500,000 x 8%) = $46,182 - $40,000 = $6,182

journal entry to record second coupon payment:

January 1, Year 3, second coupon payment collected

Dr Cash 40,000

Dr Investment in bonds 6,182

    Cr Interest revenue 46,182

So the investment in bonds account now has a $468,002 balance

Since we are told to report the December 31, Year 2, balance, the accrued interest journal entry should be:

Dr Interest receivable 40,000

Dr Investment in bonds 6,182

    Cr Interest revenue 46,182

The account balance is the same though, $468,002 rounded down to $468,000

In a mixed economy, both producers and consumers have an influence on pricing. Producers determine the costs of production, as well as the desired profit margin, and thus have an influence on the prices they set for their goods and services.

Consumers, on the other hand, have the power to demand lower prices if they are not satisfied with the current market rate. This can be seen in markets that offer a wide range of prices, as consumers have the ability to choose the item they wish to purchase at the price they are willing to pay. Ultimately, the pricing of goods and services in a mixed economy is determined by the balance of power between producers and consumers.

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Increased government spending can have a significant impact on demand schedules for goods & labor in the short term. When the government increases its spending, it injects more money into the economy, leading to an increase in aggregate demand, which is the total demand for goods & services in an economy.

This increase in aggregate demand can lead to a shift in the demand schedule for goods, as consumers have more money to spend and are willing to buy more goods.

This increase in demand can lead to higher prices for goods & services, as businesses seek to take advantage of the higher demand by raising their prices. This phenomenon is known as demand-pull inflation.

In conclusion, increased government spending can have a significant short-term impact on the demand schedules for goods & labor, leading to an increase in demand for goods & higher wages for workers. However, the impact can vary depending on the type of spending and other economic factors.

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Answer:

On April 30,

Dr Attorney Fee Expense $3500

Cr Attorney Fee  Payables       $3500

On May 12,

Dr Attorney Fee  Payables $3500

Cr Cash Account                        $3500

Explanation:

Okay here the attorney fee is the legal fee expense that was accrued in April and must accounted for as accrued expense. The accounting entry would be increase in payables (Credit) and expense (Debit) as well.

Dr Attorney Fee Expense $3500

Cr Attorney Fee  Payables       $3500

Now on May 12, the company paid the expense which means that the legal fee payable was reduced to zero (Reduction in liabilities is always debited) and the cash is also reduced by $3500 (Asset reduction is always credited).

Dr Attorney Fee  Payables $3500

Cr Cash Account                        $3500

Answer:

name, title, salary, and dates of employment. 

Explanation:

Im not sure with my answer ♥️

Name, salary, title, and dates of employment is required to be present in an Employment Verification Letter

An employment verification letter is a document that confirms that a person is now employed or has previously worked for a company. This official document validates job status in a variety of scenarios when legal verification of work or income is required.

Employment verifications are an essential component of the pre-employment screening process, since they indicate if the prospects are trustworthy and a suitable match for the position.

Employment verification is the process of confirming a person's previous or present employment status. It guarantees that the individual has the necessary experience to do the job properly. Employment verification may also show incorrect claims, gaps in employment, or job title forgery.

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1. Tesla's Board of Directors could implement a stronger governance structure. 2. Concepts such as group cohesion and team roles should beused to improve its results. 3. Critical factors for forming the initial board for Tesla include diversity, alignment, and strategic guidance.

1. To minimize negative impacts from Elon Musk's unpredictable behavior, the Tesla Board of Directors could consider implementing a stronger governance structure that includes clear guidelines for communication and decision-making processes, as well as oversight mechanisms to ensure that Musk's actions align with the company's goals and values.

2. The Tesla Board of Directors could utilize concepts such as group cohesion and team roles to improve its results. Group cohesion refers to the degree to which group members are united and committed to achieving common goals.

The board could work on developing a shared vision and values to increase cohesion among members. Additionally, the board could assign specific roles to each member based on their strengths and expertise to ensure that all perspectives are considered during decision-making.

3. When forming the initial board for Tesla, critical factors to consider include the diversity of perspectives and expertise, alignment with the company's values and goals, and the ability to provide strategic guidance and oversight.

The board should include individuals with expertise in areas such as finance, technology, and manufacturing, as well as those with experience in entrepreneurship and innovation. It is also important to consider diversity in terms of race, gender, and background to ensure that all perspectives are represented.

Finally, the initial board members should be committed to the long-term success of the company and able to provide strategic guidance and oversight.

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The law of diminishing marginal productivity has to do with marginal productivity of additional variable resources where if all else held constant, at least one input is:

This is an economic principle which holds that if there continues to be a continued increase in one factor of production, then the marginal output decreases.

This law operates the same way with the law of diminishing marginal productivity which states that if at least one input is fixed, then the additional resources will fall

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The baby boom generation currently represents about 30 percent of the population but holds nearly 60 percent of the debt outstanding. This significant proportion of debt held by the baby boomers can be attributed to several factors.

Firstly, the baby boomer generation consists of a large cohort of individuals who were born between the years 1946 and 1964. As they have progressed through life, they have accumulated debt from various sources such as mortgages, credit cards, student loans, and personal loans. Many baby boomers have taken on debt to finance their education, purchase homes, and meet their lifestyle needs.

Secondly, the baby boomers have experienced significant economic changes and fluctuations throughout their lives. They have witnessed periods of economic growth, recession, inflation, and fluctuating interest rates. These economic dynamics have influenced their financial decisions and borrowing patterns, leading to the accumulation of debt.

Thirdly, the baby boomers are reaching or have already entered retirement age. As they transition into retirement, they may rely on debt to sustain their lifestyles or cover healthcare expenses. Additionally, they may have incurred debt due to unforeseen circumstances such as medical emergencies or financial hardships.

The high percentage of debt held by the baby boom generation has implications for their financial well-being and future economic stability. It highlights the importance of addressing debt management strategies, retirement planning, and ensuring adequate financial resources for this significant segment of the population.

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Savings and loan association is the lender is most likely to charge you the highest interest rate on your loan. Hence, option B is correct.

Building Societies or Savings and Loan Associations perform the same fundamental duties by gathering funds from the general public and using those savings to fund mortgage loans for residential real estate.

The S&L crisis may have caused the banking sector to collapse with the greatest degree since the Great Depression. By 1989, more than 1,000 S&Ls had failed nationwide, thus destroying one of the most reliable sources of house mortgages.

In that they provide many of the same services, including banking and mortgage financing, savings and loan associations function similarly to banks and credit unions. Savings and loan organizations, however, prioritize savings and mortgages more.

Thus, option B is correct.

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Answer:

Marketing

Explanation:

This is exactly what you do in marketing.

Multiple factors. A lot of states with elevated quits are states with higher-than-average c*ovid cases, but a lot of it is due to work market stress

Answer:

Omar buys a snack pack of chips that he noticed while in line at the store - Convenience impulse good

Joaquin pays for renters' insurance so that he will get paid if his belongings are destroyed in accident or burglary - Unsought good

Jamie goes to the store to buy toothpaste - Convenience staple good

Wanda reads review of different video cameras to decide what brand she wants, and then chooses the store with the lowest price on that item - Shopping good

Adriana only buys doughnuts from her favorite local doughnut shop - Specialty good

Explanation:

I have been able to match the examples with the type of goods.

Unsought good is the good that the consumer has no knowledge of. Also, he wasn't thinking of buying such good. It is usually purchased out of fear.

Specialty good usually have specific characteristics and benefit. Therefore, the consumer has a reason for purchasing it.

Shopping good is one purchased after the consumer had compared prices, quality, etc in more than one store.

Convenience staple good is the good which is consumed regularly.

Convenience impulse good is one which entices the consumer and he makes purchase without researching or thinking.

Answer: Omar buys a snack pack of chips that he noticed while in line at the store - Convenience impulse good

Joaquin pays for renters' insurance so that he will get paid if his belongings are destroyed in accident or burglary - Unsought good

Jamie goes to the store to buy toothpaste - Convenience staple good

Wanda reads review of different video cameras to decide what brand she wants, and then chooses the store with the lowest price on that item - Shopping good

Adriana only buys doughnuts from her favorite local doughnut shop - Specialty good

According to the segment career testing is most effective when it is When it is guided by a trained career counselor.

These are assessments that are done to determine the skills that a person has for future jobs.

Career testing is very important for determining the core skills of a person and their soft skills. A counselor is very effective in helping out here:

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Answer:2

Explanation:

2

Answer:

no

Explanation:

A corporation is most likely in the growth phase of the product life cycle if it grows a product line with product variants and ramps up advertising to concentrate on product differentiation.

Thus the answer is growth phase.

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The financial condition of the energy industry can vary depending on a variety of factors such as the global demand for energy, fluctuations in energy prices, government policies, and investment in research and development.

In recent years, the energy industry has faced significant challenges due to the COVID-19 pandemic, which resulted in decreased demand for energy and lower prices. However, as economies continue to recover and grow, the demand for energy is expected to increase.

Renewable energy sources such as wind, solar, and hydro are becoming increasingly popular due to their lower costs and environmental benefits. Many countries are investing heavily in renewable energy infrastructure, which has created new opportunities for energy companies that specialize in these technologies.

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Required 1: Prepare any necessary entries in 2020. Round the rate of depreciation under the double-declining-balance method to one decimal place.

Depreciable asset A (building):

a. Calculate the new depreciation expense using the double-declining-balance method:

Cost - Accumulated Depreciation = Book Value

$540,000 - Accumulated Depreciation = Book Value

Accumulated Depreciation = $540,000 - Book Value

Depreciation Expense = (Book Value - Residual Value) / Remaining Useful Life

Depreciation Expense = ($540,000 - $0) / 10

Depreciation Expense = $54,000 per year (straight-line method)

The double-declining-balance rate will be 2 times the straight-line rate:

Double-Declining-Balance Rate = 2 * (1 / Useful Life)

Double-Declining-Balance Rate = 2 * (1 / 10)

Double-Declining-Balance Rate = 20%

New Depreciation Expense for 2020 (using double-declining-balance method):

Depreciation Expense = Book Value * Double-Declining-Balance Rate

Depreciation Expense = $540,000 * 20%

Depreciation Expense = $108,000

b. Record the depreciation expense entry:

Depreciation Expense $108,000

Accumulated Depreciation - A $108,000

Depreciable asset B (machinery):

a. Calculate the new depreciation expense using the revised estimates:

Depreciation Expense = (Cost - Accumulated Depreciation - Estimated Residual Value) / Remaining Useful Life

Depreciation Expense = ($180,000 - $0 - $3,000) / 9

Depreciation Expense = $19,667 (rounded to the nearest dollar)

b. Record the depreciation expense entry:

Depreciation Expense $19,667

Accumulated Depreciation - B $19,667

Depreciable asset C (equipment):

a. Since the asset was expensed in error in 2016, there is no additional depreciation expense required in 2020.

Bad debt expense adjustment:

a. Calculate the adjustment to bad debt expense:

Increase in Bad Debt Expense = Revised Bad Debt Rate - Original Bad Debt Rate

Increase in Bad Debt Expense = 8% - 6.5%

Increase in Bad Debt Expense = 1.5%

Revised Bad Debt Expense = Revised Bad Debt Rate * Accounts Receivable

Revised Bad Debt Expense = 8% * Accounts Receivable

If the new rate had been used in the past, an additional $15,000 worth of bad debts would have been recorded. Therefore,

$15,000 = Increase in Bad Debt Expense * Accounts Receivable

Increase in Bad Debt Expense = $15,000 / Accounts Receivable

Solving for Accounts Receivable:

$15,000 / Accounts Receivable = 1.5%

Accounts Receivable = $15,000 / 1.5%

Accounts Receivable = $1,000,000

Revised Bad Debt Expense = 8% * $1,000,000

Revised Bad Debt Expense = $80,000

b. Record the bad debt expense adjustment entry:

Bad Debt Expense $80,000

Allowance for Doubtful Accounts $80,000

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Answer: because even if there is no fire there could be an explosion, fire and gasoline WILL make an explosion. So Basically it can start with fire but soon turn into an explosion. If it's a fire DRILL then it's for practice if that actually does happen.

The qualities, skills, and abilities which workers in this career cluster need are:

According to the given question, we are meant to show the abilities, skills which workers that were displayed on video needs to have if they are to thrive in their chosen profession.

As a result of this, we can see that the workers in this particular career cluster needs communication skills, emotional intelligence and ability to be comfortable in an office setting.

Therefore, the correct answers are options B, E and F

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Answer:

B.E.F

Explanation:

Harriet was illiterate, so she communicated with her fellow slaves by singing songs that white people couldn't comprehend. Secret codes were hidden in the lyrics of the songs.

Does communicating imply talking?

You share or exchange information with someone when you communicate with them, for example, by speaking, writing, or using equipment. It is also possible to claim that two persons converse. Messages can be verbal or nonverbal in human communication: A verbal message is an exchange of information via the use of words. Examples include face-to-face contact, telephone conversations, voicemails, email etc. A comment indicating approbation of one's articulation style. Very beautifully said. Very beautifully said. properly articulated.

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Answer:

Economists often use a short-hand form for the production function: Q=f[L,K] Q = f [ L , K ] , where L represents all the variable inputs, and K represents all the fixed inputs.To determine the optimal capital-labor ratio set the marginal rate of technical substitution equal to the ratio of the wage rate to the rental rate of capital: K L = 30 120 , or L = 4K. Substitute for L in the production function and solve where K yields an output of 1,000 units: 1,000 = (100)(K)(4K), or K = 1.58.The production function is f(x1, x2) = x1/21x1/22. If the price of factor 1 is $12 and the price of factor 2 is $24, in what proportions should the firm use factors 1 and 2 if it wants to maximize profits? x1 = 2x2.There is no difference between fixed and variable factors of production. There are 3 stages namely, increased returns, constant returns, and decreasing returns, and no stage is considered best for the long run.Least Cost Rule: production at least cost requires the ratio of labor's marginal product to its price equals the ratio of capital's marginal product to its price. The amounts of labor and capital employed must be adjusted, all the while keeping output constant, until this condition is achieved.

Explanation:

Answer:

Internal

Explanation:

The problem is the flower shop’s software. The flower shop needs to update or buy a different up-to-date software like ASAP.

The accounting principle adopted to make adjustments to the trial balance so that its debit and credit side balances is the double-entry basis of accounting.

Accounting principles are considered to be the rules and guidelines which the  companies and other bodies must follow while reporting any financial data within an organization. Here, a company's transactions are recorded in a general ledger and later it is summed to be included in a trial balance.

A double-entry is a basis of accounting which is thus based on a simple principle, that for every debit must have equal and opposite credit. Which means that there should be at least two accounts involved in any transaction.

Hence, the double-entry is based on the debit and credit accounts of the done transaction.

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Answer:

The Fair And Accurate Credit Transaction Act (FACTA)

Explanation:

Answer:

Frozen Pizzas

Explanation:

Info from the video:

"To calculate this index, the US Bureau of Labor Statistics uses a predetermined fixed basket of goods and services and averaging them together. The goods and services in this basket are developed from a survey of expenditures provided by individuals and families in a typical urban household."

Frozen pizza is an expenditure that could be bought by individuals and families in a household.

Answer:

I believe the answer would be C. Justification

Explanation:

She would be allowed to do this.