The income stream's future worth at an interest rate of 9% per year, compounded quarterly, given that the income from recycling the paper and cardboard generated in an office building has averaged $4000 per month for the past 6 years is $133,659.53.
The income stream's future worth at an interest rate of 9% per year, compounded quarterly, given that the income from recycling the paper and cardboard generated in an office building has averaged $4000 per month for the past 6 years can be calculated as follows;
First, we find the total income over the 6-year period as follows;
Total income = $4000 x 12 months x 6 years= $288000Then we divide the annual interest rate of 9% by 4 to get the quarterly interest rate as follows;Quarterly interest rate = 9%/4 = 0.0225
Next, we determine the total number of quarters by multiplying the number of years by the number of quarters in a year as follows;
Total number of quarters = 6 years x 4 quarters per year= 24 quarters
Using the future value of an annuity formula, we can determine the future worth of the income stream as follows;
FV = A[((1 + r)^n - 1) / r],
where FV is the future value of the annuity, A is the periodic payment, r is the interest rate per period, and n is the total number of periods
FV = $4,000[((1 + 0.0225)^24 - 1) / 0.0225]= $4,000[((1.0225)^24 - 1) / 0.0225]= $4,000[33.4149]= $133,659.53
Therefore, the income stream's future worth at an interest rate of 9% per year, compounded quarterly, given that the income from recycling the paper and cardboard generated in an office building has averaged $4000 per month for the past 6 years is $133,659.53.
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The new video game console from Kashikoi Games was just released for sale to the public. The console has been a huge success. Kashikoi Games makes the console available for purchase on their website and at TechMart and SmartShopper retail stores. In this scenario, which is the best example of a delivery system?
A, Kashikoi Games's website and the public sector
B. TechMart and the new console
C. The new console and Kashikoi Games
D. SmartShopper and Kashikoi Games's website
The best example of a delivery system in this scenario is D. SmartShopper and Kashikoi Games's website, as these are the channels through which the new video game console from Kashikoi Games is delivered to the consumers.
Explanation:In this scenario, the best example of a delivery system is D. SmartShopper and Kashikoi Games's website. These are the channels through which the product, the new video game console from Kashikoi Games, is delivered to the consumer. This means that these channels are part of the delivery system because they bridge the gap between the producer (Kashikoi Games) and the end user (the gamer). TechMart is another example of a part of the delivery system in this scenario.
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in a business process group of answer choices hardware and software is involved information technology is used information systems is involved multiple steps are taken to achieve an outcome quizle
In a business process group of answer choices hardware and software is involved information technology is used information systems is involved multiple steps are taken to achieve an outcome, like:
Task support and automationInformation TechnologyInformation systemsHow does Hardware and Software impact business?They support the automation of processes, involving the speed of information flow, task fulfillment, networks and organizational decision-making.
Therefore, information technology helps in the development of speed and processing of large volumes of data and relevant information for decision-making, innovation and business efficiency.
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To show appreciation to a headhunter who has helped place you with an employer, you might: (Multiple Choice)
send a thank-you note
stay in contact
save him or her time by contacting the employer directly when you need information
refer other hardworking individuals to him or her
Answer:
• send a thank-you note
• stay in contact
• refer other hardworking individuals to him or her
Explanation:
A headhunter refers to an individual or a company that provides recruiting service with regards to employment on behalf of an employer. The employers hires headhunters in order to find individuals who meet a particular job requirement.
In order to show appreciation to a headhunter who has helped place an individual with an employer, the person can:
• send a thank-you note
• stay in contact
• refer other hardworking individuals to him or her
Option C is incorrect as saving him or her time by contacting the employer directly when an information is needed isn't ideal. Therefore, the correct options are A, B and D.
A commercial building would be classified as a(n)
part.
piece of equipment.
installation.
supply.
Answer:
installation.
Explanation:
A commercial building would be classified as an installation.
Answer:
supply
Explanation:
because from there supply willl be done
We suppose an economy defined by:
Y=10000 ; G = 2000 ; T = 1000 ;
r (real interest rate) = 3%;
C = 400 + 0.6 (Y-T) ;
Lo (factors that affect demand of moeny) = 5 ;
Ms (money supply) = 15000 ;
Mg (growth rate of money) = 10% ;
Yg (growth rate of Y) = 7%
question : If M increase by 3%, the P increase by ? ( the options I have are : 1.22%/1.23%/1.24%/1.25%)
Answer:
Explanation:
To find the percentage increase in P if M increases by 3%, we need to use the equation for the quantity theory of money, which is:
M * V = P * Y
Where M is the money supply, V is the velocity of money, P is the price level, and Y is the output of the economy.
If M increases by 3%, then the new value of M can be found by multiplying the old value of M by 1 + the percentage increase:
M' = M * (1 + 0.03) = 15000 * 1.03 = 15450
We can then solve for the new value of P by substituting the new values of M and Y into the equation:
P' = (M' * V) / Y = (15450 * V) / 10000 = 1.5450 * V
We can then find the percentage increase in P by taking the difference between the new value of P and the old value of P, and dividing by the old value of P:
Percentage increase in P = (P' - P) / P = (1.5450 * V - 1) / 1 = 0.5450 * V
So the percentage increase in P is 0.5450 * V.
Using productivity software ensures that the end product will look professional.
Answer: false
Explanation:
on edge 2021
Answer: The answer is false
Explanation:
props to the other dude, give them brainliest
The market for sports drinks is characterized by the following supply and demand functions: Supply: Q
s
=50+11p Demand: Q
D
=140−7p where Q
5
stands for quantity supplied (number of bottles), Q
D
stands for quantity demanded (number of bottles), and rho stands for price (per bottle). Suppose that the current price per bottle in the market for sports drinks is $6.
At a current price of $6 per bottle, the market for sports drinks has a surplus with 116 bottles supplied and 98 bottles demanded, indicating a potential downward pressure on prices.
The supply and demand functions for the market for sports drinks:
Supply: Qs = 50 + 11p
Demand: QD = 140 - 7p
Where Qs represents the quantity supplied (number of bottles), QD represents the quantity demanded (number of bottles), and p represents the price per bottle.
If the current price per bottle is $6, we can substitute this value into the equations to determine the corresponding quantities supplied and demanded.
Supply:
Qs = 50 + 11p
Qs = 50 + 11(6)
Qs = 50 + 66
Qs = 116 bottles
Demand:
QD = 140 - 7p
QD = 140 - 7(6)
QD = 140 - 42
QD = 98 bottles
At a price of $6 per bottle, the quantity supplied is 116 bottles, and the quantity demanded is 98 bottles.
Since the quantity supplied exceeds the quantity demanded at the current price, there is a surplus in the market for sports drinks. This surplus may lead to downward pressure on the price as suppliers attempt to sell their excess inventory.
Conversely, if the price were lower than $6, the quantity demanded would likely increase, potentially resulting in a shortage as the quantity demanded surpasses the quantity supplied. This shortage may push prices higher as demand outpaces supply.
Overall, the supply and demand functions help us understand the dynamics of the sports drinks market and how changes in price can impact the equilibrium quantity and price in the market.
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The tenth-century chinese scroll painting a solitary temple amid clearing peaks uses what method(s) to imply depth?
The above methods are used to imply depth as :
An Alternating darker as well as lighter values.An increasingly softer textures that ranges from bottom to top.What is Chinese scroll painting?
The Chinese scroll painting is known to be one of the widely used form or format of Chinese painting and it is one that entails the use of the handscroll.
It also consist the use of a continuous sheet/roll of paper or silk that can be of different length on which an image can be painted on and which, can be viewed or be rolled up.
Based on the above, we say that the above methods are used to imply depth as :
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Regina, a 25-year-old professional, wants to start an investment portfolio. What strategy may her financial advisor suggesta
A.Start a moderate portfolio and shift to high risk later in life.
in luce
B.Invest only in national companies.
C.Buy 100% international stocks.
D. Choose a high-risk portfolio now and change it, if needed, in the future.
Answer:
A.Start a moderate portfolio and shift to high risk later in life.
Explanation:
Investment portfolio may be defined as the financial investments done by one. It is the collection or ownership of various assets and stocks, bonds, real estates, cash, etc.
In the context, Regina who is 25 year old wishes to start an investment plan. For this her financial advisor may suggest her to start her investment in a moderate portfolio and then later may shift to a high risk portfolio. This is because Regina is young and is new to investment. She is not experience enough to invest in high risk portfolio. When she gains knowledge about investments in her life then she can properly plan her investment in order to achieve maximum profit.
What is the difference between asset management and wealth management
Answer:
here is ur answer
Explanation:
wealth management comes down to what services you need. Asset management is about choosing and managing investments. Wealth management, on the other hand, looks more broadly at a person's financial life and portfolio. Some financial advisors do both, allowing you to hire just one person for the job.
It all boils down to the services you require in terms of wealth management. Asset management is the process of selecting and managing investments.
Wealth management, on the other hand, examines a person's financial life and portfolio in greater depth. Some financial advisors do both functions, allowing you to hire only one person for the job.
Is asset management part of wealth management?Wealth management entails supervising all of the client's financial elements, which may include asset management, taxes, estate planning, cash flow management, and all other conceivable uses of money. Thus, wealth management includes asset management and takes a comprehensive perspective of the client's finances.
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A corporation has cumulative preferred stock on which it pays dividends of $20,000 per year. The dividends are in arrears for two years. If the corporation plans to distribute $90,000 as dividends in the current year, how much will the common stockholders receive?.
The common stockholders will receive $30,000 in dividends.
The cumulative preferred stock means that the dividends accumulate from year to year and must be paid before any dividends are paid to common stockholders.
In this case, the dividends are in arrears for two years, which means that the corporation owes the preferred stockholders $20,000 x 2 = $40,000 in unpaid dividends.
Since the corporation plans to distribute $90,000 as dividends in the current year, the preferred stockholders will receive their $40,000 in arrears plus their current year dividend of $20,000, for a total of $60,000.
The remaining $30,000 ($90,000 - $60,000) will be available for distribution to the common stockholders.
Therefore, the common stockholders will receive $30,000 in dividends.
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Flint Corporation has been authorized to issue 20,900 shares of $ 100 par value, 7%, noncumulative preferred stock and 1,190,000 shares of no-par common stock.
The corporation assigned a $ 5 stated value to the common stock. At December 31, 2017, the ledger contained the following balances pertaining to stockholders’ equity.
Preferred Stock $ 159,000
Paid-in Capital in Excess of Par Value—Preferred Stock 21,900
Common Stock 2,005,000
Paid-in Capital in Excess of Stated Value—Common Stock 1,600,000
Treasury Stock ( 4,900 common shares) 44,100
Retained Earnings 81,200
Accumulated Other Comprehensive Income 49,900
The preferred stock was issued for $ 180,900 cash. All common stock issued was for cash. In November 4,900 shares of common stock were purchased for the treasury at a per share cost of $ 9. No dividends were declared in 2017.
(a)
Prepare the journal entries for the following. (Credit account titles are automatically indented when amount is entered. Do not indent manually. If no entry is required, select "No Entry" for the account titles and enter 0 for the amounts.)
(1) Issuance of preferred stock for cash.
(2) Issuance of common stock for cash.
(3) Purchase of common treasury stock for cash.
(1) Issuance of preferred stock for cash:
The journal entry to record the issuance of preferred stock for cash would be as follows:
Preferred Stock $180,900
Paid-in Capital in Excess of Par Value—Preferred Stock $ 21,900
Cash $202,800
Preferred stock is a form of equity financing where the corporation issues shares of preferred stock in exchange for cash. In this case, 20,900 shares of preferred stock were issued at a par value of $100 per share, with a total value of $180,900. The excess amount received above the par value is recorded as "Paid-in Capital in Excess of Par Value—Preferred Stock." Therefore, the journal entry debits the Preferred Stock account for $180,900, credits the Paid-in Capital in Excess of Par Value—Preferred Stock account for $21,900 (the excess amount), and credits the Cash account for $202,800 (the total amount received).
(2) Issuance of common stock for cash:
The journal entry to record the issuance of common stock for cash would be as follows:
Cash $1,190,000
Common Stock (no-par value) $1,190,000
Common stock is also a form of equity financing. In this case, 1,190,000 shares of common stock were issued at a stated value of $5 per share, resulting in a total value of $1,190,000. The journal entry debits the Cash account for $1,190,000 and credits the Common Stock account for the same amount.
(3) Purchase of common treasury stock for cash:
The journal entry to record the purchase of common treasury stock for cash would be as follows:
Treasury Stock $ 44,100
Cash $ 44,100
Treasury stock represents shares of a company's own stock that have been repurchased and are being held by the company. In this case, 4,900 shares of common stock were purchased for the treasury at a cost of $9 per share, resulting in a total cost of $44,100. The journal entry debits the Treasury Stock account for $44,100 and credits the Cash account for the same amount.
The journal entries for the issuance of preferred stock for cash, issuance of common stock for cash, and purchase of common treasury stock for cash have been correctly recorded. These entries reflect the inflow of cash from the issuance of preferred and common stock and the outflow of cash for the repurchase of common treasury stock.
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REI sells snowboards. Assume the following information relates to REI's purchases of snowboards during September. During the same
month, 104 snowboards were sold. REI uses a periodic inventory system.
Date
Sept. 1
Sept. 12
Sept. 19
Sept. 26
Explanation Units Unit Cost
Inventory
Purchases
Purchases
Purchases
Totals
13
48
56
23
140
$115
118
119
120
Total Cost
$ 1,495
5,664
6,664
2,760
$16,583
we can analyze REI's purchases of snowboards during September using a periodic inventory system. A periodic inventory system involves determining the cost of goods sold (COGS) and the ending inventory at the end of the accounting period. the cost of goods sold (COGS) for September is $19,582,760.
The given statement states that REI is a snowboard seller and the given information is related to the purchases made by the company in the month of September. The given information is provided below;481202,760$16,583To find the cost of goods sold (COGS), we need to follow a formula;COGS = Beginning inventory + Purchases - Ending inventoryCOGS = $16,583 + $481,202,760 - Ending inventoryGiven, Gross profit = Sales - COGSGross profit = $35,682,000 - COGSAs the value of Gross profit is given, we can put this value in the formula of Gross profit to calculate COGS;Gross profit = $35,682,000 - COGS$16,099,240 = $35,682,000 - COGSCOGS = $35,682,000 - $16,099,240COGS = $19,582,760.
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“Creditors do not actually have to worry about their dues in case the business fails.” In which
form of business is this possible? Which special feature is highlighted in this statement ?
Answer:
Sole proprietorship
The sole proprietor(not creditors but creditor) bears all losses
Explanation:
Sole proprietorship is a form of business in which there is no legal difference between the owner and the business entity as both are one and the same. The term 'sole' connotes 'only' while 'proprietorship' connotes 'owner(ship)'; it is also referred to as individual entrepreneurship. This is because only the owner of the business (the proprietor) bears all the risks (losses, debts, legal actions etc) and benefits (profits, dividends etc) of the business venture. He owns all the assets of the business venture, debts as well as the legal actions (whether positive or negative); when business is faring well, he enjoys a handsome profit and when business is struggling, he also bears the brunt of it.
The special feature highlighted in the statement above is the reality that the "creditors" refers simply and only to the proprietor (the owner of the business); in which case, if the business fails, the proprietor does not have to bother about the backlash from creditors' pressures, legal actions etc. He is the sole bearer of the losses of the business venture.
Which represents the greatest acceleration?
200 m/s
200 cm/s2
0.020 km/s2
0.002 km/s2
Answer:
(3) 0.020km/s²
Explanation:
The option with greatest acceleration is the one with greatest magnitude.
To do this, we have to analyse each if the given options.
1. 200m/s.
This doesn't represent acceleration because acceleration is not measured in m/s. Rather, this option is a measure of velocity..
2. 200 cm/s²
[Convert to m/s²]
= 200 / 100 m/s²
= 2 m/s²
3. 0.020 km/s²
[Convert to m/s²]
= 0.020 * 1000m/s²
= 20m/s²
4. 0.002 km/s²
[Convert to m/s²]
= 0.002 * 1000 m/s²
= 2m/s²
By comparison options 1 through 4, option (3) has the highest magnitude of acceleration.
Hence, 0.020km/s² is the highest acceleration
Describe the role that network design plays in the supply
chain.
Network design plays a crucial role in the supply chain by determining the physical structure and configuration of the network, which directly impacts the efficiency, cost, and responsiveness of the supply chain operations.
Network design in the supply chain involves making strategic decisions regarding the location, capacity, and connectivity of facilities such as production plants, warehouses, distribution centers, and transportation routes. These decisions have significant implications for various aspects of the supply chain. Firstly, network design affects transportation costs and lead times. By strategically locating facilities and optimizing transportation routes, companies can minimize transportation distances and reduce costs. Efficient network design also enables faster and more reliable delivery, improving customer satisfaction and responsiveness.
Secondly, network design impacts inventory management. Properly designing the network helps determine the optimal number and placement of inventory holding points. By strategically locating warehouses and distribution centers, companies can reduce inventory levels, improve order fulfillment, and minimize holding costs. Thirdly, network design influences overall operational efficiency. A well-designed network considers factors such as demand patterns, customer locations, and production capabilities to ensure efficient flow of products and materials. It helps streamline processes, eliminate bottlenecks, and improve overall supply chain performance.
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The economy of the United States is BEST described as
A. noncompetitive
B. socialistic
C. government-owned
D. market-based
E. not-for-profit
Answer:
i believe the answer is b
Explanation:
because the us economy is best described as mixed ( capitalism & socialism) so i think its b
calculate the average of each of the following. speed per hour during a three-hour trip: 65 MPH, 55 MPH, 45 MPH
Answer:
ffffgfggggggggggggg
Which of the following is NOT an animal rights group?
O People for the Ethical Treatment of Animals (PETA)
O Local animal rights group
O Mercy for Animals
O National Animal Interest Alliance
Answer:
National Animal Interest Alliance
Explanation:
The National Animal Interest Alliance; (NAIA) is a group or an association of different professionals dedicated to promoting animal welfare. It is a lobby group that seeks to strengthen the human-animal bond and to safeguard the rights of responsible animal owners.
PETA) is People for the Ethical Treatment of Animals ( is an international not-for-profit organization supporting animal rights. It is dedicated to ending the abusive treatment of animals.
Mercy for Animals endeavors to build a society in which all animals are treated with respect and compassion. It aims at ending cruelty to farmed animals and promoting compassionate animal feeding policies.
Answer:
pp
Explanation:
A new business should be based on an entrepreneur’s individual interests because the entrepreneur must:
A. Have sufficient confidence to succeed
B. Be willing to take personal responsibility
C. Have enough determination to work alone
D. Dedicate as many hours as needed to the work
Answer:
D. Dedicate as many hours as needed to the work
Explanation:
Have a nice day!! :)
Answer:
D
Explanation:
Womack Toy Company’s stock is currently trading at $25 per share. The stock’s dividend is projected to increase at a constant rate of 7 percent per year. The required rate of return on the stock, ks, is 10 percent. What is the expected price of the stock 4 years from today?
Answer: $32.77
Explanation:
Given the following :
Current price of stock = $25
Growth rate of Dividend per annum= 7%
Required return on stock = 10%
Period = 4 years
Expected price of stock after 4 years can be calculated using the relation :
Current price × ( 1 + growth rate)^period
Expected price = $25(1 + 7%)^4
Expected price :
$25 × ( 1+ 0.07)^4 = $25 × (1.07)^4
= $25 × 1.31079601
= $32.76990025 = $32.77
what is one of the most important components of a token economy?
One of the most important components of a token economy is reinforcement.
Reinforcement is the use of rewards to increase the likelihood that a person or animal will repeat desired behaviors. In a token economy, this can involve rewarding a person with tokens (e.g., stickers, points, or money) for exhibiting a desired behavior. Tokens can then be exchanged for a tangible item, such as a snack or toy, or for a privilege, such as extra free time or access to an activity.
Reinforcement is an effective way to motivate people to engage in desired behaviors and to maintain desired behaviors over time. Reinforcement works best when it is used consistently, when the rewards are meaningful to the individual, and when the reinforcement is delivered promptly. When used correctly, reinforcement can be a powerful tool in a token economy system.
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A(n) ______ buying center is where one person makes the decisions alone. - autocratic - consensus - consultative - democratic
A autocratic buying center is where one person makes the decisions alone.
Thus, A buying centre consists of many persons whose opinions are needed to narrow down the final choice to what will be most advantageous to the company.
However, it is well known that small businesses have an autocratic buying centre where only one person, typically the owner, makes all the purchasing decisions.
The main benefit of a buying centre in an organization is that it ensures that every purchase has an impact on multiple areas of the business.
The finance department, for instance, will be interested in monitoring the spending. The best offer or quickest delivery would be of interest to the purchasing department.
Thus, A autocratic buying center is where one person makes the decisions alone.
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lending money at rates significantly higher than the legally prescribed limits is known as
The practice of lending money at rates significantly higher than the legally prescribed limits is known as usury.
It is considered illegal in many countries and is often associated with predatory lending practices that target vulnerable individuals who have limited access to credit. The solution to usury is to enforce laws that prohibit the practice and protect consumers from abusive lending practices.
Governments and regulatory authorities can impose strict penalties on lenders who engage in usury, such as fines, license revocations, and even criminal charges. Additionally, consumer education and financial literacy programs can help individuals to make informed decisions about borrowing and avoid falling victim to usurious practices.
In conclusion, usury is the practice of lending money at rates significantly higher than the legally prescribed limits. It is illegal in many countries and can lead to predatory lending practices that target vulnerable individuals.
The solution to usury is to enforce laws that prohibit the practice, impose strict penalties on lenders who engage in usury, and provide consumer education and financial literacy programs to help individuals make informed decisions about borrowing
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A ___It’s a written set of instructions that tells a bank how to use money to pay someone
Answer:
Check
Explanation:
Check is seen as the series of inscribed commands that inform a bank of whether to use money to pay anyone. It directs the bank to the check bearer regarding the exact sum of money to be paid. It is a signed agreement which guides the bank on the sum of money to be drawn on the payer's name and sent to the payee. So the correct answer would be 'check.'
If the interest rate on short-term government bonds declined as a result of open market operations by a central bank, the central bank must have (A) purchased government bonds (B) sold government bonds to commercial banks circulation (D) increased the supply of bonds (E) increased the discount rate on loans to commercial banks
If the interest rate on short-term government bonds declined as a result of open market operations by a central bank, the central bank must have (A) purchased government bonds.
When a central bank purchases government bonds through open market operations, it is effectively injecting more money into the economy. This increase in the supply of money leads to a decrease in interest rates on short-term government bonds. Conversely, if the central bank sells government bonds, it is effectively taking money out of the economy, leading to an increase in interest rates.
Therefore, if the interest rate on short-term government bonds declined as a result of open market operations by a central bank, it must have purchased government bonds.
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Question 3 of 10
A standard is a:
Answer: Level of quality or performance that people accept as normal
Explanation: I took this quiz
Compared to a perfectly competitive firm, the demand curve facing a monopolistically competitive firm is.
The demand curve facing a monopolistically competitive firm is downward sloping.
The demand curve as faced via a monopolistic competitor is not flat, but as a substitute downward-sloping, meaning that the monopolistic competitor, like the monopoly, can improve its rate with out dropping all of its clients or lower its rate and advantage more customers.
The call for curve of a monopolistic aggressive market slopes downward. which means as rate decreases, the quantity demanded for that desirable will increase.
The call for curves faced by a monopoly and through a monopolistic competitor appearance similar—this is, they both slope down. however the underlying monetary that means of those perceived call for curves is specific, because a monopolist faces the market demand curve and a monopolistic competitor does no longer.
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Working with others and workforce diversity are two challenges facing groups of workers in the workplace. T/F
True. Working with others can be a challenge in any workplace, but when you add in workforce diversity, it can become even more complex.
Workforce diversity refers to differences among workers, such as age, race, ethnicity, gender, religion, sexual orientation, and more. These differences can bring unique perspectives and strengths to the workplace, but they can also create misunderstandings, conflict, and communication barriers. Effective communication, open-mindedness, and respect for differences are key to successfully working with others in a diverse workforce. Working with others and workforce diversity are indeed two challenges facing groups of workers in the workplace. Workforce diversity refers to the variety of differences among people in an organization, including age, gender, race, and ethnicity. While it can bring a wide range of perspectives and ideas, it may also lead to communication and cultural barriers. On the other hand, working with others can pose challenges in team dynamics, collaboration, and decision-making. Both aspects require effective communication, adaptability, and understanding to create a harmonious and productive work environment.
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you can eliminate negative parts of your credit score by closing accounts that are overdue. true or false?
It is false that closing of account that are overdue will help eliminate the negative parts of the credit score.
Basically, the Credit score means the score which tells a consumer's general. creditworthiness. The higher the credit score , the higher the rate of repayment of credit.
The credit report is a database which record the credit gotten and its repayment credit by the Debtor.
So, the closure of account will not eliminate the negative credit score, rather, the account closure will prevent the account user from using it again.
Therefore, it is false that closing of accounts that are overdue will help eliminate the negative parts of the credit score.
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