Yes, Considering all three investments Linda did earn a 16% rate of return.
What do you mean by the term investments?A purchase made with the intention of creating income or capital growth is known as an investment. An asset's value increasing over time is referred to as appreciation. When a person invests in a good, they do not intend to utilize it as a source of immediate consumption, but rather as a tool for future wealth creation. An investment always entails the expenditure of some capital—time, effort, money, or an asset—today with the expectation of a future return higher than the initial investment. For instance, an investor might buy a financial asset right away with the hope that it would provide income later on or that it can be sold for a profit at a higher price.
Calculation:
Common stock
Gain on sale ($160,000 - $95,000)
= $ 65,000
Preferred stock
Dividends paid (6% x $30,000 x 3 years)
= 5,400
Loss on sale ($27,000 - $30,000)
= 3,000
Bonds:
Interest paid - ($ 6,000 x 3 years)
= 18,000
Gain on sale - ($52,700 - $50,000)
= 2,700
Net gain on all investments - $88,100
= $88,100 / 3 years / $175,000 = 16.8%
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You live in a rural area and don't have a nearby wired network to connect to. What could you use to connect to the Internet?
Answer;
Satellite
explanation;
One of the values of the Hilton Garden Inn is responsiveness to change or flexibility.
False
True
strategic management process, there's should also be a ________ when it comes to business * 1 point
Answer:
mission
Explanation:
The strategy of an organization are the plans that the organization run to increase their productivity and run a good business in the future. Strategic management is what the managers and the employees do develop and organize the strategies of the company.
The organization should also have a mission for which all the employees should strive to work and achieve it. Mission is purpose of the existence of the organization. There should always be a mission when it comes to business.
Why is Netflix's stocks going down?
Answer:
Netflix stock was falling sharply Wednesday after the streaming giant posted disappointing first-quarter earnings, prompting a flurry of price target cuts and critique from analysts.
Explanation:
Hope this helpes.
Why do you think forms & addenda are now required
courses to get a Real Estate License?
To ensure that real estate professionals have a thorough understanding of legal and contractual obligations, as well as to protect the interests of buyers, sellers, and the industry as a whole.
Forms and addenda play a crucial role in real estate transactions as they outline the terms and conditions of the agreements between buyers and sellers. These documents are legally binding and carry significant implications for all parties involved. Therefore, it is essential for real estate professionals to have a comprehensive understanding of these forms and addenda.
By making forms and addenda a required part of real estate license courses, regulatory bodies aim to ensure that professionals in the field are well-equipped to handle the legal aspects of real estate transactions. This helps protect the interests of clients and promotes transparency, professionalism, and ethical conduct within the industry.
Moreover, real estate is a highly regulated industry, and non-compliance with legal requirements can lead to serious consequences such as legal disputes, financial losses, and damage to professional reputation. By mandating courses on forms and addenda, licensing authorities aim to reduce the risk of such issues and enhance the overall quality of real estate services.
Overall, requiring forms and addenda courses as part of the real estate licensing process serves to promote knowledge, professionalism, and legal compliance among real estate professionals, ultimately benefiting both industry stakeholders and consumers.
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What is the marginal revenue and marginal cost for this diagram?
What type of market is this? Explain your answer
Marginal revenue :
2060120200300420560Marginal cost :
108210192640It is a Monopolistic market structure because marginal revenue is greater than the marginal cost.
Marginal Revenue is the increase in the revenue by selling one extra product in the market. It is calculated by the Change in revenue divided by the change in output.
Marginal cost is the change in cost by producing one extra unit of output. It is calculated by a change in cost divided by the change in units.
Monopolistic market structure is where there are multiple companies producing similar products in the market.Example for monopolistic structure can be a grocery store.
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Which one of the following statements accurately describes FICO?
A.FICO is firm that analyzes data collected by credit bureaus and generates a credit score.
B.FICO is a credit bureau.
C.FICO collects information about your financial dealings involving any sort of loan, debt, or billing.
D. FICO uses your grades and employment information to determine your creditworthiness
Answer:
c. FICO collects information about your financial dealings involving any sort of loan debt or billing.
FICO collects information about your financial dealings involving any sort of loan, debt, or billing. Thus, the correct answer is option C.
What is FICO?FICO, formerly Fair, Isaac and Company, is a data analytics business with a focus on credit scoring services that is situated in Bozeman, Montana. Its formal name is Fair Isaac Corporation. In 1956, Bill Fair and Earl Isaac started it. A standard of consumer lending in the US is the FICO score, which measures the risk of consumer credit.
A business can store a complete copy of its financial transaction data because of FICO. FICO is specifically designed to assist businesses in producing and managing financial statements for analysis and reporting as well as supporting efficient business planning and decision-making.
Therefore, FICO collects information about your financial dealings involving any sort of loan, debt, or billing.
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cellphones are one form of communication technology, give any other form
Answer:
television,newspaper,radio,laptops,computer etc..
Answer:
TRANSPORT AND LANDLINES.A school wants 2 chaperones for every 25 students on a field trip. There are 100 students going on the field trip. How many chaperones does the school need?
Answer:
8
Explanation:
100/25=4
4x2=8
How important is money
Answer:
very important
Explanation:
money is a global income source for everyone. we all have different types but it is all still money. now say one country got rid of money and had people pay for stuff using other things. if china did that lots of different countries wouldn't be able to get stuff from there unless they had so much of that product they could just give it up.
The balance on a credit card, that charges a 20%
APR interest rate, over a 1 month period is given in
the following table:
Days 1-5: $200 (initial balance)
Days 6-20: $350 ($150 purchase)
Days 21-30: $150 ($200 payment)
What is the finance charge, on the average daily
balance, for this card over this 1 month period?
finance charge = $ [?]
Round to the nearest hundredth.
Enter
The balance on a credit card, that charges a 20% APR interest rate, the Finance charge is given as
$4.3055
This is further explained below.
What is the APR interest rate?Generally, The interest rate that is applied to a loan, mortgage loan, credit card, etc. is referred to as an annual percentage rate of charge, which sometimes corresponds to a nominal APR and sometimes corresponds to an effective APR.
The annual percentage rate of charge is the interest rate for the entire year, as opposed to just a monthly fee or rate. It is a fee for financing that is presented in the form of an annual rate.
Interest rate APR = 12%
Average balance = ((200*5)+(350*15)+(150*10))/30
Average balance = $258.33
Average balance*APR/12
Finance charge =\(\frac{258.33*20 \%}{12 }\)
Finance charge = $4.3055
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a corporation intends to raise additional funds from its existing shareholders to avoid diluting their interest in the company. the corporation will be engaging in a:
Offering of rights. The business will participate in a rights offering. All of its current common stockholders receive the rights, which entitle them to buy a pro rata share of the new stock.
Briefing:-They can keep owning the same percentage of the company's equity if they subscribe for the extra shares. The subscription price is set below the stock's current market value. If the offering is a success, the issuer can close the offering without an underwriter and save a lot of money in the process. Shares are sold in primary and secondary offers to new shareholders, not to current shareholders.
Why is preferred stock convertible?A type of preferred share known as convertible preferred stock pays a dividend and, after a set period of time, can be converted into common stock at a fixed conversion ratio.
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Liz Mulig earns 52,000 per year as a philosophy professor. She receives a raise of 2.5% in a year in which CPI increases by 3.8%. ignoring taxes, find the effect of the two increases on her purchasing power. showwork
Answer:
She lost $754.05.
Explanation:
Giving the following information:
Liz Mulig earns 52,000 per year as a philosophy professor. She receives a raise of 2.5% in a year in which CPI increases by 3.8%.
The rise in her salary allows her to increase her purchasing power. On the contrary, inflation decreases purchasing power. We need to calculate the differences between both effects and determine whether she can buy more or less.
Increase in salary= 52,000*1.025= $53,300
Inflation effect= 52,000/(1-0.038)= $54,054.05
To maintain her purchasing power, now, she needs to earn $54,054.05.
She lost $754.05.
Find the system reliability from the figure below.
R₁ = 0.9
R3 = 0.8
R₂ = 0.9
R₂ = 0.8
R4 = 0.8
Rs = 0.9
R6 = 0.9
The biological process by which filamentous fungi reproduce asexually from spores is called conidiation. The most obvious result of fungal circadian rhythms is rhythmic conidiation.
The majority of the time, this rhythmic conidiation is studied using species of neurospora.
R₁ =0.9, R2=0.8
R3=0.95. R4 = 0.75;
R5 = 0.85; R6 = 0.99;
R7 = 6.97; and R8 = 089.
The system configuration is as follows:
R = 1- R, R3 = (0.9) (0.95) = 0.855 1-R, R2 (1-0855) =0445 1-R5 R = 1-(0.85) (0.97) =1-0.8245 -0.1755 The conidiation's system reliability is 1- [(1-R,R3) (1-RgR+) (1-R, R6 R8 R3) (1-R, R+)]
1-R2P4 |--(0.8) (0.75) = 1-0.6 from the equation. 1-R2 Rs R$ R3 -> 1- (0.8) (0.99) (0.89) (0.95) = 1-0.669636 = 0.330364 O yields = 0.4 -[(1-RIR3) (1-R2R7) (1-R2H8R&Rg) (1-R2R4)] R=1- = 1-[6.145 (0.1755) (0-23036-40) (0-4)] 10.303362752 = 0.996637248, indicating that the system's meliability is zero.
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Ella presented her master's thesis to her supervising professor. She had linked many data tables into her PowerPoint
presentation. A year later, she was asked to present her findings at a conference. When she tried to present her slides,
many of her links had broken. Which best explains what happened to her links?
Answer:Stolen
Explanation:somebody prolly stole her work for there own keep your digital stuff save
Answer:
She renamed a folder or file, and the link can no longer be found.
Explanation:
Four year universities are the only type of school worth attending. True False
Answer:
false
Explanation:
Answer:
false
Explanation:
there are a number of other reliable schooling options
Which statement is true regarding the use of the Logon Hours option under a user's account?a. Logon hours can be set for specific days of the month, as well as holidaysb. The Logon Hours forces a user to log off during "Logon denied" periodsc. Logon Hours can't be changed during weekendsd. The Logon Hours can't be used to disconnect a user that has already logged in
The correct statement regarding the use of the Logon Hours option under a user's account is: b. The Logon Hours forces a user to log off during "Logon denied" periods. This feature allows administrators to control when a user is allowed to log in and helps ensure security by restricting access during certain times.
The true statement regarding the use of the Logon Hours option under a user's account is that it allows an administrator to specify the times of day when a user is allowed to log on to the network, but it does not apply to specific days of the month or holidays. If a user attempts to log on outside of their specified Logon Hours, they will receive a "Logon denied" message and will be unable to access the network.
a. Logon hours can be set for specific days of the month, as well as holidays
b. The Logon Hours forces a user to log off during "Logon denied" periods
c. Logon Hours can't be changed during weekends
d. The Logon Hours can't be used to disconnect a user that has already logged
However, this does not necessarily force the user to log off if they are already logged on. An administrator can modify a user's Logon Hours at any time, including weekends, and can manually disconnect a user if necessary.
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Waller, Inc., is trying to determine its cost of debt. The firm has a debt issue outstanding with 11 years to maturity that is quoted at 99 percent of face value. The issue makes semiannual payments and has an embedded cost of 6 percent annually.a. What is the company's pretax cost of debt? (Do not round your intermediate calculations.)1. 5.82%2. 6.20%3. 6.43%4. 6.13%5. 6.37%b. If the tax rate is 34 percent, what is the after tax cost of debt? (Do not round your intermediate calculations.)1. 2.71%2. 4.25%3. 3.84%4. 4.04%5. 4.21%.
(a) The Yearly YTM of the bond, which is closest to 6.13%, represents the bond's pretax cost.
(b) The cost of debt after taxes is 4.04% if the corporate tax is 34%.
By debt, what do you mean?Debt is the amount owed by the borrower to the lender. A debt is a sum of money that was borrowed for a set period of time and that now needs to be paid back with interest. The magnitude and acceptability of the loan are both influenced by the cardholder's trustworthiness.
What types of debt exist?There are two types of debt: bonded and unsecured. Revolving debt and installment debt are included in those subcategories.
Briefing:Face value (F)=$1,000
Market price (P)=99% of $1,000=$990
Annual interest rate =6%
Semi- annual interest rate =3%
Semi-annual coupon = 3% of $1,000
=$30
maturity years =11
Annual YTM = 3.06%×2
=6.12%
tax cost of debt = Annual YTM (1-t)
=6.12%(1-0.34)
=4.0392%
= 4.04%
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A plan that formalizes the overall goals and objectives of a company in financial terms is called a?
A plan that formalizes the overall goals and objectives of a company in financial terms is called a master budget.
What is a budget?This refers to the proposed revenue to be earned and expenses to be incurred by an organization in the coming year. The goals of a budget is to have an overview of expected cost or to even attain certain goals.
A company may budget it's expenses for an entire year and after the budget period look back towards seeing how well they performed as regards keeping to their budget hence helps in Performance monitoring.
Budgets can be categorized into:
Personal BudgetCorporate BudgetGovernment Budget Master BudgetOperating BudgetIt is important to note that budget allows one to oversee and better understand whether a business or company has enough revenue to cover its expenses.
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An investor purchases a stock with a beta of 1.25. Over the course of the previous year, the market had returns of 6%, while the stock had returns of 10%. Assuming the market has a beta of 1.0, what is the alpha of the stock?
Answer:
2.5%
Explanation:
Calculation for what is the alpha of the stock
Using this formula
Alpha of the stock= Realized Return - (Market Return *Beta)
Let plug in the formula
Alpha of the stock= 10% - (6% * 1.25)
Alpha of the stock= 0.10 - (0.06 * 1.25)
Alpha of the stock= 0.10 - 0.075
Alpha of the stock= 0.025 *100
Alpha of the stock=2.5%
Therefore the alpha of the stock will be 2.5%
Megan believes the highest-quality information about consumer's desired product features would be obtained through personal interviews. She decides to conduct her interviews at ____ because this is a common location for personal interviews today.
Answer:
a shopping mall
Explanation:
when choosing a fraud examination team, it is important to include as many parties as possible to ensure that all investigatory perspectives are covered. True or False?
True. When choosing a fraud examination team, it is important to include as many parties as possible to ensure that all investigatory perspectives are covered. This approach promotes a comprehensive analysis of the case and increases the chances of identifying fraudulent activities.
True. When forming a fraud examination team, it is essential to include various parties to guarantee that all investigatory perspectives are considered. This ensures that all aspects of the case are thoroughly investigated, and nothing is overlooked. A team with a diverse range of expertise can bring unique insights and approaches to the table, leading to a more comprehensive and successful investigation. Moreover, involving various parties can help mitigate any potential conflicts of interest and provide checks and balances to ensure a fair and impartial investigation. In conclusion, forming a robust fraud examination team with diverse investigatory perspectives is crucial to effectively detect and prevent fraud.
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redfern audio produces audio equipment including headphones. at the campus facility, it produces two wireless models, standard and enhanced, which differ both in the materials and components used and in the labor skill required. data for the campus plant for the third quarter follow. standard enhanced total units produced 30,000 10,000 40,000 machine-hours 18,000 12,000 30,000 direct labor-hours 22,500 22,500 45,000 direct materials costs $ 600,000 $ 900,000 $ 1,500,000 direct labor costs 360,000 765,000 1,125,000 manufacturing overhead 720,000 total costs $ 3,345,000 required: compute the predetermined overhead rate assuming that redfern audio uses the number of units to allocate overhead costs.
The predetermined overhead rate assuming that redfern audio uses the number of units to allocate overhead costs is $18 per unit.
To compute the predetermined overhead rate, the total estimated overhead cost needs to be divided by the estimated activity level. In this case, the activity level is the number of units produced.
Using the data provided, we know that the total cost of manufacturing overhead is $720,000 and the total number of units produced is 40,000.
Therefore, the predetermined overhead rate is calculated as follows:
Predetermined Overhead Rate = Estimated Overhead Costs / Estimated Activity Level
Predetermined Overhead Rate = $720,000 / 40,000 units
Predetermined Overhead Rate = $18 per unit
This means that for each unit produced, $18 of manufacturing overhead costs will be allocated to it. This rate can be used to estimate the total manufacturing cost of future products based on the estimated number of units to be produced.
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Fred Landers and his brother are interested in purchasing a house priced at $310,000. They plan to put 30% down and finance the remaining amount through Anderson Savings. Anderson Savings has the following closing costs: credit report, $100; appraisal report, $250; title insurance, $190; survey and photographs, $275; recording fees, $70; and legal fees, $280. If the loan is approved, how much cash will Fred and his brother need to secure the loan, including the down payment
Answer:
the answer is 94165
Explanation:
first let's find the amount of the down payment. It is 30% of the total.
310000 x 0.30 = 9,000
now we just need to add on all the additional costs.
93000 + 100 + 250 +190 + 275 +70 + 280 = 94165
Tailoring a company's business model to accommodate the unique local circumstances of developing countries is best exemplified by:______________
A. Tata Motors' number one ranking in J. D. Power Asia Pacific's annual new-vehicle overall quality category.
B. Home Depot's reliance on its value propositions only in some developing countries.
C. Unilever's development of a low-cost detergent, named Wheel, for the Indian market.
D. Apple's reputation for competitive strength in consumer electronics.
E. Dell's entry into China by deviating from its traditional Internet-based orders to accommodate orders over phone and fax.
The best example of tailoring a company's business model to accommodate the unique local circumstances of developing countries is Unilever's development of a low-cost detergent named Wheel for the Indian market.
Unilever recognized that the majority of Indians are price-sensitive, and therefore, launched Wheel, which was more affordable than its other detergent brands. By doing so, Unilever was able to capture a significant market share in India. The success of Unilever's Wheel can be attributed to its ability to cater to the local market's needs and preferences. Unilever recognized that Indians generally wash their clothes by hand, and therefore, Wheel was designed to produce a significant amount of lather with minimal effort. Additionally, the detergent was created to remove tough stains, which is a common problem in India due to the country's climate and lifestyle.
Furthermore, Unilever's marketing strategy for Wheel was also tailored to the local market. For instance, the company used Bollywood celebrities in its advertisements to appeal to the Indian audience. This marketing strategy was successful, as it helped increase brand awareness and acceptance of Wheel in the Indian market. In conclusion, Unilever's development of Wheel is the best example of tailoring a company's business model to accommodate the unique local circumstances of developing countries. The success of Wheel demonstrates the importance of understanding local market needs and preferences and adapting business strategies accordingly.
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What is the website authorized by federal law where you can obtain your credit report for free?
The website authorized by Federal Law is annualcreditreport..com.
A credit report is an organized record database of borrower's credit history from different sources and its includes record from sources such as from banks, credit card, governments etc.
There are numerous companies and sites that offers credit reports to individual but, the only authorized place by Federal law is Annual Credit Report.However, individual's name, address, social security number, date of birth must be inputted on the website to verify identity.In conclusion, the free website which is authorized by federal law where one can obtain one credit report is annualcreditreport.
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the best way to reduce your risk of contracting a work-related disease following exposure is to
The best way to reduce your risk of contracting a work-related disease following exposure is to implement effective preventive measures and follow appropriate safety protocols.
When it comes to reducing the risk of contracting work-related diseases after exposure, several preventive measures are essential:
Personal Protective Equipment (PPE): Use appropriate PPE, such as gloves, masks, goggles, or respirators, as recommended for the specific work environment and potential hazards.
Engineering Controls: Implement engineering controls, such as ventilation systems, barriers, or isolation measures, to minimize exposure to harmful substances or pathogens.
Hygiene Practices: Follow good hygiene practices, including regular handwashing with soap and water or the use of hand sanitizers, especially before and after handling materials or touching surfaces that may be contaminated.
Training and Education: Receive adequate training and education about the potential hazards, safe practices, and protocols specific to the work environment. Stay informed about any updates or changes in safety guidelines.
Regular Health Check-ups: Undergo regular health check-ups to monitor for any signs or symptoms of work-related diseases. Report any concerns to the appropriate medical professionals promptly.
The best approach to reducing the risk of contracting work-related diseases after exposure is to prioritize preventive measures such as using appropriate PPE, implementing engineering controls, practicing good hygiene, receiving proper training, and undergoing regular health check-ups. By consistently following safety protocols and staying informed, individuals can effectively mitigate the risks associated with work-related diseases.
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2. Where does Steve Jobs’ power and influence come from?
Answer:
working with apple and creating the mac
Explanation:
Pronghorn Inc. reports the following pretax income (loss) for both book and tax purposes. (Assume the carryback provision is used where possible for a net operating loss.)
Year Pretax Income (Loss) tax year
2015 $120,000 40%
2016 97,000 40%
2017 (287,000) 45%
2018 125,000 45%
The tax rates listed were all enacted by the beginning of 2015 ?
Prepare the journal entries for years 2015-2018 to record income tax expense (benefit) and income taxes payable (refundable), and the tax effects of the loss carry back and loss carry forward will not be realized.
The tax rate for each year is multiplied by the pretax income (loss) to calculate the income tax expense (benefit) for that year. The income taxes payable (refundable) is the total income tax expense (benefit) less the tax effects of the loss carryback and loss carry forward.
1. Calculate the income tax expense (benefit) for each year by multiplying the pretax income (loss) by the corresponding tax rate.
2. Calculate the income taxes payable (refundable) for each year by subtracting the tax effects of the loss carry back and loss carry forward from the total income tax expense (benefit).
3. Record the journal entries for income tax expense (benefit) and income taxes payable (refundable) for each year
Income Tax Expense (Benefit) = Tax Rate * Pretax Income
Income Taxes Payable (Refundable) = Income Tax Expense (Benefit) - Tax Effects of Loss Carryback and Loss Carryforward
To record the income tax expense and income taxes payable for the years 2015-2018, the following journal entries would be made:
Year 2015:
Debit: Income Taxes Payable $48,000
Credit: Income Tax Expense $48,000
Year 2016:
Debit: Income Taxes Payable $38,800
Credit: Income Tax Expense $38,800
Year 2017:
Debit: Income Taxes Payable $128,650
Credit: Income Tax Expense $128,650
Year 2018:
Debit: Income Taxes Payable $56,250
Credit: Income Tax Expense $56,250
Therefore, the income taxes payable (refundable) is the total income tax expense (benefit) less the tax effects of the loss carryback and loss carry forward.
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bikes and more just announced its next annual dividend will be $2.42 a share and all future dividends will increase by 2.5 percent annually. what is the market rate of return if this stock is currently selling for $22 a share? group of answer choices 13.58 percent 13.46 percent 13.62 percent 13.84 percent 13.50 percent
The market rate of return for the stock is 13.50%. if this stock is currently selling for $22 a share.
To calculate the market rate of return for the stock, we'll use the dividend discount model (DDM) formula:
Market Rate of Return = (Dividend_1 / Stock Price) + Dividend Growth Rate
Dividend_1 refers to the expected dividend next year, which is $2.42. The dividend growth rate is given as 2.5%. We also know that the stock is currently selling for $22 a share.
Market Rate of Return = ($2.42 / $22) + 0.025
First, we'll divide the dividend by the stock price:
$2.42 / $22 = 0.1100 (rounded to four decimal places)
Now, we'll add the dividend growth rate:
0.1100 + 0.025 = 0.1350
To express this as a percentage, we multiply by 100:
0.1350 * 100 = 13.50%
So, the market rate of return for the stock is 13.50%.
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