May a creditor with a perfected security interested sue a defaulting debtor for the full amount owed, rather than repossess the collateral?
Answers
Yes, a creditor with a perfected security interest may sue a defaulting debtor for the full amount owed, instead of repossessing the collateral.
When a creditor has a perfected security interest, it means that they have taken the necessary legal steps to ensure their right to the collateral in case of default. While the creditor has the option to repossess the collateral, they can also choose to sue the debtor for the full amount owed. This is known as a "deficiency judgment."
Obtaining a deficiency judgment allows the creditor to recover any remaining balance after selling the collateral. However, the creditor must follow certain legal procedures to pursue this route. They need to provide evidence of the debtor's default, the value of the collateral, and any efforts made to sell it. If the court finds in favor of the creditor, they can then pursue collection actions to recover the remaining amount owed.
In conclusion, a creditor with a perfected security interest can sue a defaulting debtor for the full amount owed instead of repossessing the collateral. This allows them to obtain a deficiency judgment and pursue collection actions to recover the remaining balance.
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Related Questions
seattle company issued a $90,000 face value discount note payable to first federal bank on september 1, year 1. the note had a 4% discount rate and a one-year term. what is the amount of interest expense appearing on the year 1 income statement?
Answers
The Seattle company's interest expense on the year 1 income statement will be $1120.
What is an Income statement?An income statement is one of the three primary financial statements used to report a company's financial performance for a particular accounting period. Two other essential statements are the balance sheet and the cash flow statement.An income statement focuses on a company's revenues, expenses, profits, and losses in a particular period of time. The Income Statement, also known as the Profit and Loss Statement (P&L) or Profit and Loss Statement, provides valuable insight into a company's operations, operational efficiency, underperforming sectors, and performance relative to its peers.This shows balance sheet and cash flow statement is one of the three primary financial statements that report a company's financial performance for a particular accounting period.to know more about income statements refer to:
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HELP I NEED SOMEONE`S ADVICE
Answers
Answer:
Ok so Here's my advice -
"If You can't do great things then, do small things in a great way"
Byee!
-Nezuko
What do you need advice for? Is this a specific issue or are you just wanting advice in general?
What happens when the government imposes a tax increase?
Answers
People pay more in taxes when the government raises the income tax rate, leaving them with less money to spend on goods and services.
The government can alter the amount of money spent in the economy by changing the tax rate because taxes lower income and income influences spending. "A stream of spending proposals that would help the economy would be funded by tax increases now, which would accelerate growth." Thus, it appears that raising tax rates would benefit the economy because they could fund new programs. However, Douglas Holtz Eakin made the observation that "the taxes are bad but all the better news for growth, if there is any, is in the spending proposals," as he put it. This indicates that, regardless of how the revenue would be spent, tax increases for businesses and higher earners would harm the economy.
In point of fact, negative effects on the economy are found in all major analyses of Biden's tax plan. According to the Tax Foundation model, his tax plan would result in a long-term productivity output decrease of nearly 1.5%. While the direction does not change between estimates, the magnitude does change depending on various factors, like how open the economy is.
Companies would be less competitive and would pay more to invest in the United States as a result of that tax increase. This would not only burden workers but also discourage investment for a nascent economic recovery when additional investment is required. Workers would shoulder half of the long-term cost of the corporate tax increase, according to estimates. According to the Congressional Budget Office, workers will bear a quarter of the corporate income tax burden.
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question content area diamond boot factory normally sells its specialty boots for $34 a pair. an offer to buy 60 boots for $29 per pair was made by an organization hosting a national event in norfolk. the variable cost per boot is $13, and special stitching will add another $3 per pair to the cost. determine the differential income or loss per pair of boots from selling to the organization. $fill in the blank 1 should diamond boot factory accept or reject the special offer?
Answers
The differential loss per pair of boots from selling to the organization is $8. The company should reject the proposal as it is a loss for the company.
Differential analysis is the study of the effect on the cost and revenue of a company due to a management decision. The differential analysis focuses on the cash flow differences after accepting a project.
Under normal scenario:
Contribution margin = Selling price - Variable costs
Contribution margin = 34 - 13
Contribution margin = $21
Under offer from the Organization:
Contribution margin = Selling price - Variable costs - Additional stitching cost
Contribution margin = 29 - 13 - 3
Contribution margin = $13
Differential loss per pair = 21 - 13
Differential loss per pair = $8
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in October 2001 president George w bush gave directions to establish the office of homeland security and the homeland security council. what is this an example of? A. treaty B. executive order C. agency regulation D.Statute
Answers
Answer:
agency regulations i think
QUE ES UN CHOQUE ELECTRO SEVERO
RAPIDO RAPIDO AYUDA POR FAVOR
ES DE ELTRICIDAD PERO LE PUSE ESA MATERIA PORFAVOR AYUDAME
Answers
Answer:
un choque electro es un choque electrico
_________ measures management effectiveness in generating profits with its available assets by dividing the net income generated by a project by the average assets invested in the project.
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ROI measures management effectiveness in generating profits with its available assets by dividing the net income generated by a project by the average assets invested in the project.
What do you mean by ROI?Return on Investment (ROI) is the monetary worth of an investment divided by its cost.(profit minus cost) / cost is the ROI formula. ROI is determined by subtracting the initial cost of the investment from the ultimate value, dividing the result by the cost of the investment, and then multiplying it by 100. The profit earned on an investment is divided by the cost of the investment to compute the return on investment (ROI).When represented as a percentage, an investment with a profit of $100 and a cost of $100 has a ROI of 1, or 100%. Return on investment, or ROI, is a key performance indicator (KPI) that organizations frequently use to measure the profitability of an expenditure.It's especially important for tracking progress over time and eliminating uncertainty when making future business decisions. Economists, investors, company executives, and financial analysts use it on a regular basis to determine if a certain investment is likely to make or lose money, and by how much.If all else is equal, a higher positive ROI is a desirable thing because it signals a more profitable investment.To learn more about ROI refer
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rent received Rs. 10,000/-
Answers
Answer:
Okay, but where is the question or it's free points?
An investment of 1 will double in 15.142 years at a force of interest, δ. An investment of 1 will increase to 3 in n years at the same force of interest. Find n to the nearest whole number.
Answers
Answer:
24 years
Explanation:
Nper = 15.142
PMT = 0
PV = 1
FV = 2
Type = 0
Rate = Rate(Nper, pmt, -pv, fv, type)
Rate = Rate(15.142, 0, -1, 2, 0)
Rate = 4.68%
Rate = 4.68%
PMT = 0
PV = 1
FV = 3
Type = 0
NPER = NPER(rate, pmt, -pc, fv, type)
NPER = NPER(0.04684, 0, -1, 3, 0)
NPER = 24 years
7. Choose if the product is a Good, a Service, or Both.
buying a bicycle
getting a back massage
getting the plumbing fixed in your house
use of a smartphone app
buying a new AC unit for your house
buying a hamburger
getting your taxes completed by a tax firm
Answers
Answer:
1 buying a bicycle it's a good
2 getting a back message it's a service
3 getting the plumbing fixed in your house it's a service
4 use of a smartphone app it's a service
5 buying a new Ac unit for your house it's a service
6 buying a hamburger it's a good
7 getting your taxes completed by a tax firm it's both
Describe five features of economic resources
Answers
Answer:
5 Features of economic resources
Features of economic resources include:
Scarcity. They are found in small quantities compared to the many uses into which they have to be put and hence not sufficient to satisfy all human wants.
Monetary Value. ...
Uneven distribution. ...
Combinability. ...
Usefulness. ...
Transferability.
Explanation:
Private: Easily excluded and subtractive. Common pool: Difficult to excluded and subtractive. Toll: Easily excluded and jointly consumption. Public: Difficult to exclude and jointly consumed.
Classify each of the following quality-related costs as prevention costs, appraisal costs, internal failure costs, or external failure costs. Exemal failure cost External fanure cost Prevention cost Internal failure cost Intemalaiture cost. 1 Warranty repairs. 2. Legal fees from customer lawsuits. 3.Training employees. 4 Cost incurred producing and disposing of defective units. 5 Lost productivity due to machine breakdown. 6. Inspecting products that are halfway through the production process. 7. Inspecting incoming raw materials. 8.Repairing defective units found during inspection. 9.Incremental cost of using a higher grade raw material. 10. Redesigning the production process
Answers
The Prevention Cost, the Appraisal Cost, the Internal Failure Cost, and the External Failure Cost are the four subcategories that make up the Cost of Quality.
What are the four costs of example and quality?Inspection, testing, process or service audits, and calibration of measuring and test equipment are examples of four types of cost of quality.
How much do high-quality PDFs cost?Any costs incurred by an organization as a result of either poor quality or efforts to ensure good quality are referred to as the cost of quality (COQ). In particular, COQ is the sum of four categories that have been agreed upon: evaluation, prevention, failure from the outside, and failure from within.
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Companies that make products that must be used along with a main product are using __________.
A. optional-product pricing
B. product bundle pricing
C. product line pricing
D. captive-product pricing
E. by-product pricing
Answers
The correct answer to the question is D. captive-product pricing. This type of pricing strategy is used by companies that make products that must be used along with a main product. Captive-product pricing involves pricing the main product low while pricing the complementary products high.
The goal is to attract customers with a low price for the main product and then generate revenue from the complementary products. This pricing strategy is commonly used in the tech industry where companies sell hardware at a low price and then make money from software and accessories. An example is printers, where the printer is sold at a low price while the ink cartridges are priced high. Companies using captive-product pricing aim to create a dependency for their customers on their complementary products. This is a common marketing tactic that increases revenue for businesses. In contrast, optional-product pricing offers complementary products to the main product but the customer is not required to buy them. Product bundle pricing offers several products sold together as a package deal.
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Answer:
for plato it's b captive-product pricing got it right on my own
Explanation:
answer a, c, d, and e are wrong
Licensing typically occurs most frequently with products that are _____ and ______ have complex patents and copyrights
Answers
Licensing typically occurs most frequently with products that are highly specialized and may have complex patents and copyrights. These are often products that require a high level of expertise to develop or manufacture, and which may have a limited market.
Licensing is a common strategy for companies that have developed new technologies or products but may not have the resources or expertise to commercialize them on their own. By licensing their products to other companies, they can benefit from the expertise and resources of the licensee, while still retaining ownership of the technology or product.
In some cases, licensing can also be used as a way to expand a product line or enter new markets without having to invest in new research and development. By licensing a product to a company that has an established presence in a particular market, a company can quickly gain access to that market and start generating revenue.
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The repair service that fixes your farming equipment doesn’t seem to fix your plow correctly. The technician says that if you are not happy, you can buy a new plow from him, but the cost is extremely high. Do you have other options available to you for higher-quality repairs or cheaper equipment? Explain your answer.
Answers
Answer:
Your best option would be for higher quality repairs and higher quality equipment, this would save you more money and time in the long run where you have the ability to do other things.
Explanation:
Mark as Brainliest please!
Ill give u a cookie
Answer:
No, because in command economies, there is no competition. So, there are no other repair services that would offer higher-quality repairs or cheaper equipment. Additionally, no incentive exists for the technician to provide high-quality service.
Explanation:
the actual answer
What should a food worker do to prevent chemical hazards from contaminating food?
O a. Wear gloves when working with ready-to-eat foods
O b. Remove pits from cherries and immediately discard them
O c. Store cleaning solutions in a utility closet away from food
O d. Clean and sanitize cutting boards after cutting raw chicken
Answers
Answer:
c. Store cleaning solutions in a utility closet away from food
Explanation:
The best way to prevent food from getting contaminated by chemicals is to separate the two as much as possible. Deliberate actions should be taken to ensure that items containing chemicals such as cleaning materials and sanitizers are not in close contact with food.
During cleaning, food items should be kept at a safe distance. Surfaces should be left to dry before food preparation begins. Cleaning materials should have a lockable place away from the kitchen.
Because Bennett claimed in her complaint that she suffered both physically and mentally as a result of the defendant's action, the defendant has requested that she submit to both a physical and a mental exam. Your supervising attorney has agreed to one examination to be conducted by Dr. Peter Ebert, a board-certified psychiatrist. The attorneys have also agreed that the doctor will not inquire into any events that occurred more than five years ago. The examination is scheduled for the 25 th of next month. You have been asked to prepare a written stipulation reflecting this agreement.
Answers
It is important to ensure that the stipulation accurately reflects the agreement and is concise and professional in its language.
To prepare a written stipulation reflecting the agreement, include the following key points:
1. The defendant has requested that the plaintiff, Bennett, undergo both a physical and a mental examination due to her claims of physical and mental suffering resulting from the defendant's actions.
2. The plaintiff's supervising attorney has agreed to one examination conducted by Dr. Peter Ebert, a board-certified psychiatrist.
3. Both attorneys have agreed that the examination will not inquire into any events that occurred more than five years ago.
4. The examination is scheduled for the 25th of next month.
The written stipulation should clearly outline these terms and be signed by both parties involved in the case. It is important to ensure that the stipulation accurately reflects the agreement and is concise and professional in its language.
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Productive resources (factors of production) are
A jobs that produce products,
B inputs that produce goods and services that people want.
C available in unlimited quantities.
O plentiful.
Answers
A.
hope this helps. have a nice day.
Prepare a short report about the importance of hotel management.
Answers
Answer:
Having a hotel management degree can help you get a lucrative entry position in food or beverage service, accounts, restaurant service, executive housekeeping, marketing, or other departments within a hotel
5a) Change
the given angle
into
degress-
i) 10ʻl6' 15"
Answers
Given :
An angle 10 16' 15".
To Find :
The given angle into degrees.
Solution :
We know, 1° = 60' and 1' = 60".
Now,
\(15" = (15\times \dfrac{1}{60})^{'}\\\\15"= \dfrac{1}{4}^{'}=0.25^{'}\)
Now, total minutes are :
(16 + 0.25)' = 16.25'
Converting 16.25' to degrees.
\(16.25^{'} = 16.25\times \dfrac{1}{60} ^o\\\\16.25^{'} = 0.271^o\)
Therefore, angle in degree is ( 10+0.271 )° = 10.271° .
When creating a résumé, other experiences should be included only if they are relevant to the job objective.truefalse
Answers
When creating a résumé, other experiences should be included only if they are relevant to the job objective. true
Why is it crucial to just include information that is relevant on your resume?
Recruiters want to be certain that you are serious about the position and are not simply flooding the internet with applications for every open position. This implies that if you have a lot of expertise in other, unrelated subjects, you might want to opt to concentrate exclusively on those that are specifically relevant to the career or field you seek.
Employers may learn more about you, see your qualifications, and request an interview by reviewing your resume.
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Match each business management role to its corresponding description.
Answers
Answer:
Explanation:
1.) 3
2.) 4
3.) 2
4.) 1
The role of Chief operating officer is to develop policies and structure to protect company data. The appropriate response is statement 3.
Who is a Chief operating officer ?A Chief Operating Officer (COO) is a corporate leader who is in charge of managing a company's continuing business operations. The COO is often the company's second-in-command and reports to the CEO. Chief Operations Officer, Operations Director, and Director of Operations are other titles for the COO.
The CEO is in charge of managing all resources and overseeing the staff, with the COO serving as his or her deputy. In all business meetings and management decisions, the CEO represents the company. The COO manages revenue, expenses, task distribution, client happiness, and efficiency.
The appropriate responses are
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Which career path includes the work duties of hiring and managing farm laborers? a career as a purchasing agent a career as a farm management advisor a career as a farm labor contractor a career as a food scientist
Answers
Answer:
B.) A career as a farm management advisor
Explanation:
Answer:
B
Explanation:
An insurance company faces an ethical dilemma. A faulty computer program designed to evaluate insurance claims has been denying a high number of valid claims. A meeting has been arranged where senior management would decide how to handle the situation. The people at the table have varying views of what action to take and why. Han wants to report the error and reimburse the affected customers immediately because he believes he could end up being fired if the company's reputation suffers because of the issue. Jamila wants to report the error because it is the honest thing to do, and therefore necessary. After hearing his colleagues' opinions, Keith says he is willing to do whatever the more experienced managers in the group recommend. Several other managers believe the company should correct the problem going forward but not do anything about the customers who lost out on past payments. Which of the following best describes the ethical system used by Jamila to make her decision?
A. universalism
B. utilitarianism
C. egoism
D. virtue ethics
E. relativism
Answers
Answer:
D. virtue ethics
Explanation:
Virtue ethics is the person based. It would show the moral character of the person that carried out the action instead of the duties & rules. Basically a good person is the someone who possessed and Live the virtues
So according to the given situation, Jamila would use the virtue eithics because the ethical system has come for her decision
Hence, the option d is correct
One disadvantage of government subsidies over price controls is that subsidiesA. cause unemployment.B. make higher taxes necessary.C. prevent the attainment of equilibrium in the markets in which they are imposed.D. are always unfair to those with low incomes.
Answers
Answer:B Make higher taxes necessary
Make
Explanation:
This is because if there are subsidizes then the money must come from
Consider the businesses that began in the founders garages? What were the benefits of starting in there garage for these companies ? Would you ever consider starting your business in your garage why or why not
Answers
Some of the benefits of starting their companies in their garage to the businesses were:
Low costs of operations Allows for work at odd hours Comfortable and familiar environmentFor the benefits above given, I would consider starting my business in my garage.
What are the benefits of starting a business in a garage?When you have your business in your own garage, you won't have to pay for things like rent and utilities for the business alone which would save you from costs of operating.
You can also work at the garage in odd hours like the early mornings and late nights without worrying about safety or being too far from home.
Also, you can dress as comfortably as you like because you'll still be home. This will help with creativity.
These are good reasons why I would start my business from my garage.
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Current challenges in operations management include all of the following except:_________
a. sustainability.
b. increased communication cost.
c. lean operations.
d. mass customization.
e. rapid product development.
Answers
Current challenges in operations management include all of the following except Increased communication cost.
Operation management has a number of difficulties that must be resolved right away to improve performance. Rapid product development, lean operations, sustainability, and mass customization are a few current difficulties in operation management. All of them are fresh approaches that the present needs to adopt. Current operation management does not include higher communication costs.
The management of business operations in order to increase efficiency is referred to as operation management. For increased productivity, the business operations are planned, coordinated, and monitored in this process. By preventing resource waste, operation management seeks to lower costs for the company.
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there is no right or wrong answer
Answers
a trial balance prepared after adjusting entries are posted.
Answers
A trial balance is a statement that lists all the accounts in the general ledger and their respective balances at a specific point in time.
It is usually prepared at the end of an accounting period to ensure that the total debits equal the total credits and that all transactions have been recorded accurately. However, a trial balance prepared before adjusting entries may not reflect the correct balances of certain accounts, such as prepaid expenses, accrued revenues or expenses, and depreciation.
To correct these errors, adjusting entries are made at the end of the accounting period to update the balances of the affected accounts. After these entries have been made, a new trial balance is prepared to ensure that the accounts have been adjusted correctly and that the total debits still equal the total credits.
Therefore, a trial balance prepared after adjusting entries are posted reflects the accurate balances of all accounts, including those that were previously adjusted. This ensures that the financial statements prepared from this trial balance will provide a true and fair view of the company's financial position and performance.
It is a critical step in the accounting process and provides a basis for preparing accurate financial statements and making informed business decisions.
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select an industry, identify what might make that industry high-risk, and discuss factors that you would consider when deciding whether to disclose co
Answers
One industry that can be considered high-risk is the pharmaceutical industry. This is because pharmaceutical companies deal with highly regulated products that are subject to strict safety standards, and any mistakes or malpractice can lead to serious consequences for patients, the company, and the entire healthcare system.
When deciding whether to disclose confidential information in the pharmaceutical industry, several factors need to be considered. One of the most important factors is the potential impact of the disclosure on patient safety and public health. If the information that is being disclosed can help prevent harm or improve patient outcomes, then it may be necessary to disclose it, even if it involves breaching confidentiality.Another factor to consider is the legal and ethical obligations of the company. Pharmaceutical companies are required to comply with various regulations and guidelines, such as the Health Insurance Portability and Accountability Act (HIPAA), which protect patient privacy and confidentiality. Therefore, any disclosure of confidential information should be done in accordance with these laws and regulations, and the company should be transparent about the reasons for the disclosure.
The nature of the confidential information should also be taken into account. For instance, if the information pertains to research and development of new drugs, disclosing it may give competitors an advantage, which could be detrimental to the company's business. However, if the information is related to safety concerns or adverse effects of drugs, disclosing it can help improve public trust and prevent harm to patients.
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