Moral hazard is caused by a. Hidden actions b. Hidden information c. Both of the above d. None of the above QUESTION 33 Adverse selection is caused by a. Hidden actions b. Hidden information c. Both of the above d. None of the above QUESTION 34 Screening is a. actions by the more informed party to conceal her true risks b. actions by the less informed party to uncover the true risks c. actions by the less informed party to conceal the true risks d. actions by the more informed party to reveal her true risks Signaling is a. actions by the more informed party to reveal her true risks b. actions by the less informed party to uncover the true risks c. actions by the more informed party to conceal her true risks d. actions by the less informed party to conceal the true risks QUESTION 36 Which of the following is NOT a signal? education a male peacock's feathers a pre-FDIC bank built of granite with an ornate marble lobby a crop futures contract QUESTION 37 The lemon problem is a. cars of verifiable low quality are withheld from the used car market b. cars of verifiable high quality are withheld from the used car market c. cars of unverifiable high quality are withheld from the used car market d. cars of unverifiable low quality are withheld from the used car market The lemon problem is an example of a. adverse selection b. screening c. signaling d. moral hazard QUESTION 39 The following is an example of adverse selection a. Individuals living in less secure neighborhoods want to buy less insurance b. A majority of those applying for well paid jobs are well qualified c. More reckless drivers opt for cars with fewer safety devices d. Individuals with a strong family history of heart diseases opt to buy more insurance QUESTION 40 An indication that Insurance companies anticipate adverse selection is a. they classify clients into different risk types according to pre-existing conditions b. they do not classify clients into different risk types according to their claim history c. they do not require a co-payment d. they do not require a deductible

1. I imagine buying 100 shares of Amazon.com Inc. on January 3, 2020, when the stock price was $93.75, investing $9,375.  

Today, October 31, 2022, the stock price of Amazon.com Inc. is $102.44.

2. The real return on my investment in Amazon.com Inc was a net loss of  7.12% or $667.60.

3. The company I selected to buy its stock three years ago was Amazon.com Inc.

4. I decided on Amazon.com Inc., hoping to earn spectacular returns since it is a multinational technology company.

5. When I consider the actual return on the stock investment in Amazon.com Inc., I think it was an unwise investment.

6. The investment returned a negative real value because I realized less than I initially invested; I actually lost about $667.60 overall.

Stock investment is the purchase of shares for an ownership interest in a publicly-listed company.

The investor makes the investment with the hope that the investee will grow and perform well over some period, enabling the investor to earn some real returns (in the form of dividends and capital appreciation).

Purchase of 100 shares Jan. 3, 2020 = $9,375 (100 x $93.75)

Sales of 100 shares Oct. 31, 2022 = $10,244 (100 x $102.44)

Tax (10%) = $1,024.40 ($10,244 x 10%)

Inflation (3%) = $307.32 ($10,244 x 3%)

Administration fee on sales (2%) = $204.88 ($10,244 x 2%)

Real Returns in dollars = $8,707.40 ($10,244 - $1,024.40 - $307.32 - $204.88)

Loss on returns = $667.60 ($8,707.40 - $9,375)

Loss percentage = 7.12% ($667.60/$9,375 x 100)

Unfortunately, Amazon.com Inc. did not pay any dividends during the period of my investment, and I really lost funds to taxes, inflation, and administration fees when I sold it.

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Out of the given scenarios, the most likely scenario for a behavioral economist to study is: A man uses credit cards to pay his bills because he enjoys the feeling of spending money.

Behavioral economics is a branch of economics that focuses on the psychological and cognitive factors that influence individuals' decision-making and behavioral patterns. It combines economic theories with insights from psychology and other social sciences to explain how individuals make decisions and behave in different circumstances.Irrational decision making:Irrational decision making is the process of making choices that do not take into account rationality, logic, or evidence. People can make irrational decisions based on emotions, biases, or other non-rational factors. The following scenarios are examples of irrational decision-making:A woman buys a new dress to attend a party, even though she already has several dresses in her wardrobe that she could wear.A man uses credit cards to pay his bills because he enjoys the feeling of spending money.A teenager starts smoking because they believe it will make them look cool in front of their peers.A Behavioral economist would be most likely to study the scenario where a man uses credit cards to pay his bills because he enjoys the feeling of spending money. This scenario shows how emotions can influence financial decisions and how people may prioritize immediate gratification over long-term financial stability.

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Answer:

Medical Information

Explanation:

Medical Information of the application includes certain information on the  insured's prospective medical background, his or her present health conditions, any kind of visits to the medical in the recent years, the medical status of the living relatives, and also causes of death of the deceased relatives.

The medical information are used by the insurance companies to underwrite the policies.

Answer:

I ate an egg sandwich. I drank some water. I went outside for a short walk.

Explanation:

Thanks for asking :)

Answer:

ram said to gita that she is his best friend

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hope it may help

1. 100 bushels and p1

2. 150

3. as bushels become that big, it gets harder and harder to transport them, messing with the price compared to just buying two separate 100 bushels.

Answer:

Dr Cash $6,790

Dr Sales discount $210

Cr Accounts Receivable $7,000

Explanation:

Cost of goods sold by Landon Jewelers is $7,000

The cost is subject to 3/15, n/30 meaning that 3% will discount will be applicable if payment is made in 15 days. Where the balance is not paid within 15 days, it must however be paid within 30 days.

Since payment was made to Landon Jewelers within the 15 days grace, 3% deduction will be applicable to the payment.

Therefore Sales discount would be ;

= $7,000 × 3%

=$210

Balance paid in cash would be;

=$7,000 - $210

=$6,790

Journal entry for cost of goods sold would be;

Dr Cash $6,790

Dr Sales discount $210

Cr Accounts Receivable $7,000

Sales discount is an expense hence debited while the whole amount is credited to accounts receivable.

Answer:

Improved education is the key to economic development.

Explanation:

What is development without education, then we will just go back to the Savage civilization, education is fundamental in our professional and personal life, it deals with everything. Like industrialization, cooking, economic development and everything else. So for sustainable development for a developed or developing country one needs education to become skilled and help in the development of ones country

Option C accurately describes this dynamic process of firms engaging in competitive actions and counteractions as they strive to gain or maintain a competitive advantage in the marketplace.

The set of words "attack, counterattack" describes the initial set of actions a firm uses to gain a competitive advantage, followed by the other firm's response to it. In a competitive market, firms often engage in aggressive strategies to gain a competitive edge over their rivals. This can involve actions such as aggressive pricing, product differentiation, marketing campaigns, or innovation to attract customers and increase market share.

When a firm initiates an aggressive move, the competing firms respond with counterattacks to protect their own market position and competitive advantage. These counterattacks can involve strategies such as price cuts, new product introductions, enhanced marketing efforts, or other competitive actions to regain market share or defend against the initial attack.

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Answer:

did you mean red cross?

Explanation:

It is an international humanitarian organization established by Geneva Organization to provide medical care.

Answer:

Explanation:

Lower income and economic opportunities for the people. Might lose investors and business opportunities.

Answer:

Please see below.

Explanation:

Below are some of the list a family can provide enrichment for children without elaborate or expensive toys.

1. A family can gather their children and ask them to sing their favorite songs poems. They can also be taught new songs and poems. By doing this, boredom will be eliminated hence enriches them without necessary buying them expensive toys.

2. A family can ask their children to paint any animals they like whether on papers or plywood in different colours This will enable them to develop their innate drawing skills while making fun of the whole process.

3. The family can as well play a quick game with their children. Some games like arm or thumb wrestle could be fun. There is also clapping games or the children can teach the family the clapping games they learnt at school.

4. Children could be asked to tell a story from favorite story books or the parent could create an imaginary story for them. The whole idea is to keep them busy and make it fun as much as possible.

5. There is also riddles and play and cracking of jokes. Children may be asked to crack jokes, play riddles etc. Parents may as well crack jokes and play riddles for them in order to keep them busy and make them have fun.

6. For children who are already in school, the parents could help them solve their maths home work. They may be asked to solve first, after which corrections will be done for them. They may also be given other maths puzzle to solve, just to make them busy and have fun.

Answer:

i’m pretty sure it’s mentoring

Explanation:

plato

Answer:

Shadowing answer on plato

Explanation:

If the planner chooses to produce less than the equilibrium then the value placed on the last unit of production by buyers exceeds the cost of production.

What is equilibrium?

Economic equilibrium, as used in economics, is a state in which forces such as supply and demand are in balance and the values of economic variables will not change in the absence of external influences. Equilibrium, for instance, happens when the quantity demanded and the quantity given are equal, as in the classic text perfect competition.

In this context, market equilibrium refers to the situation in which a market price is set through competition in such a way that the quantity of goods or services demanded by buyers and the quantity of goods or services provided by sellers are equal. This pricing, which is frequently referred to as the competitive price or market clearing price, tends to remain constant barring changes in supply or demand. The quantity is known as the "competitive quantity" or market clearing quantity. Economic equilibrium, however, also holds true in imperfectly competitive marketplaces and takes the form of a Nash equilibrium.

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If a benevolent social planner chooses to produce less than the equilibrium quantity of a good, then?

Answer:

b: makes sure that a company is using its resources in a way that helps it meet its goals.

Explanation:

as a team, they gather around and make goals, but its mainly the manager that has to make sure they meet all there deadlines towards there goals.

The statement that  best describes what a manager does makes sure that a company is using its resources in a way that helps it meet its goals. Thus, option B is correct.

According to the conventional definition, a manager is only someone who coordinates the efforts of others. Simply, managers coordinate the efforts of others to accomplish goals. Managers in the modern workforce could be in charge of particular systems or tasks that don't involve people.

They get together as a team and set goals, but the manager is primarily responsible for seeing that all the deadlines for achieving those goals are met.

Manages employees, plans, and evaluates departmental operations to meet departmental goals. Maintains staff by bringing in, choosing, onboarding, and training new hires.

The action that most accurately sums up a manager's responsibilities is ensuring that a firm uses its resources in a way that advances its objectives. Therefore, choice B is correct.

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In 2022 Versa’s available Advanced Drive-Assist Display, the functions that can be performed by using the up/down buttons include the following:

Nissan is an automobile manufacturing company that designs and develop various automobile vehicles such as:

In 2022 Versa’s available Advanced Drive-Assist Display, the functions that can be performed by using the up/down buttons include the following:

1. To highlight multiple items on the menu screen.

2. To use some primary screens in accessing available secondary screens.

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True. Price elasticity of demand reduces as price drops along a straight line of demand. In a linear demand curve, there are several pairs of sites where the price elasticity of demand differs.

Lower absolute values of price elasticity of demand are observed with lower prices and higher quantities desired. This is due to the fact that as the customer descends the curve, equivalent changes in quantity required will reflect smaller and smaller percentage changes, but equal increases in price will represent greater and larger percentage changes.

The resulting decrease in the absute value of the price elasticity of demand. A linear demand curve has a constant slope, but its elasticity is not constant. This is accurate as the slope represents the ratio of changes.

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Answer:

The career planning process involves taking the time to decide what your career goals are and how you'll get there. You might engage in this process on your own or with a guidance or career counselor. You can also start the career planning process at any point in your career.

Explanation:

Answer:

aalu jasto answer dinxa

Answer:

i dont like the idea of them but if  you must get one to survive then do it

Explanation:

Answer:

I. Retail industry

ii. 7%

Explanation:

Retail industry is the second largest employers of teen and young people next to health sector which is the largest employer.

Retailing involves buying goods either from the producers or wholesaler and selling them to the final consumers. Some services are also offered in these retailing such as call center representative, those who work in innovation lab. etc

In the United States, about 7% of teens and young people are in the employment of government , while retail industry is the largest employer of teen and young people because it provides flexibility and also do not involve much academic qualifications.

Example of these retail jobs are those who work in call center, sales representatives and those who works in stores.

Answer:

Retail Trade

7%

Explanation:

Edge 2020

Answer:

c. It should reduce encumbrances by $200,000

Explanation:

Based on the information given the city should handle encumbrance accounting when it prepares the $200,000 voucher to pay for the first two trucks by REDUCING THE ENCUMBRANCES by the amount of $200,000 which represent the amount for the trucks received, calculated as ($100,000 * 2 trucks).

Therefore IT SHOULD REDUCE ENCUMBRANCES BY $200,000

Answer:

e. $ 5,011.20

If ali grows hot peppers in his garden for his own consumption, the value of his production will : a. not be included in gross domestic product and understate the value of the production in his country.

GDP the value of goods and services produced in a country's borders during a particular period, and it only includes the value of goods and services that are sold in the market.

The hot peppers Ali grows in his garden are not sold in the market, so their value is not included in GDP. Therefore, the value of his production is not reflected in the calculation of the country's economic activity, which may understate the true value of production in the country.

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Answer:

Hello There!!

Explanation:

I think the answer is c.PMI because that is the only option which best fits into the sentence.

hope this helps,have a great day!!

~Pinky~

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C. PMI

To examine the weekly payroll of all employees, one would look at the: d. payroll register.

The payroll register is a book or record that is used to fill in the details of all the employees and their payment logs. A record of this register is often kept in good condition in case of any future discrepancies that will have to be resolved.

A person who wants to examine the weekly payroll of all employees in an organization must be able to look at the payroll register to know what is obtainable. There, he would find the names of the employees, their job roles and payment record.

Options:

a. W-4

b. employee earnings record

c. W-2

d. payroll register.

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Netflix's success in both streaming existing content and producing original content is an example of the potential value of diversification in a business model.

By diversifying its product offerings, Netflix was able to tap into new markets and create additional revenue streams. This also allowed them to differentiate themselves from competitors in a crowded streaming market.

Diversification can be achieved in various ways, including expanding product lines, targeting new customer segments, entering new geographic markets, or developing new channels of distribution. The benefits of diversification include reduced risk, increased revenue opportunities, and improved customer loyalty. However, it also involves additional costs and risks associated with managing multiple lines of business.

In Netflix's case, their original content allowed them to attract new subscribers and retain existing ones. It also gave them more control over their content library and reduced their reliance on third-party providers. Overall, diversification can be a powerful strategy for businesses looking to expand their reach and increase their bottom line.

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