most americans will never be able to understand and develop a personal financial plan. true or false

Consumer culture ruled in the 1920s. People ultimately ended up taking on debt they couldn't repay and making unnecessary purchases, which ultimately led to the collapse of the stock market.

In a consumerist culture, individuals spend a lot of time, effort, money, and attention on "consuming." Consumption is good, and increasing consumption is even better, according to the prevailing perception of life in a consumerist culture. An example of such a hyper-consumerist culture is the United States.

Here are some instances of consumerism: 1. The auto business regularly develops new models with cutting-edge technology and novel features, enticing buyers to trade in their older, dependable vehicles. Some are fueled by conspicuous consumerism.

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Answer:

=$1,551.255

Explanation:

The amount can be calculates using the formula

A = p x ( 1 + r) ^n

Where A = Amount

P= principal: $1500

r=1.12% or 0.0112 per year.  Dairy interest rate = 0.0112/365

n = 365 days x 3 = 1095

A= 1500 x( 1 + 0.0112/365)^1095

A =$1500 x ( 1.00003068493)^1095

A =$1500 x 1.034170

A =$1,551.255

Answer:

Keyboarding and Math :)

Explanation:

Answer:2 Maybe

Explanation:

I liquidity needs

II investment time horizon

III existing assets including insurance holdings

IV intended use of the variable annuity

A. I and II only

B. III and IV only

C. I, II, III only

D. I, II, III, IV

Answer:

D. I, II, III, IV

1.  liquidity needs

2.  investment time horizon

3.  existing assets including insurance holdings

4.  intended use of the variable annuity

Explanation:

Before a registered representative gives recommendation on a variable annuity, the following actions amongst others should have been taken:

1. investment time horizon

2. liquidity needs

3. intended use of the deferred annuity

4. existing assets including life insurance

5. investment experience

6. investment objectives

8. obtain the customer's age,

9. annual income

10. financial situation and needs

Answer:

It is most likely c

Explanation:

Answer:

The correct answer is C.

Explanation:

Randall is most likely part of Maintenance/Operations.

Hopefully, this helps! :D

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The cash flow from investing activities for this company is B. $-20,000.

The cash flow from investing activities includes the cash inflow from the sale of the old equipment and the cash outflow from the purchase of the new truck.
Cash inflow = $1,000
Cash outflow = $25,000
Net cash flow from investing activities = cash inflow - cash outflow
Net cash flow from investing activities = $1,000 - $25,000
Net cash flow from investing activities = -$24,000
However, we also need to consider the dividends paid to shareholders. Dividends are classified as cash flows from financing activities, not investing activities. Therefore, we need to subtract the dividends paid from the net cash flow from investing activities.
Net cash flow from investing activities - dividends paid = -$24,000 - $2,000
Net cash flow from investing activities - dividends paid = -$26,000

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Lily is able to use the check from Sarah to make her grocery payments by depositing the check into her bank account and then using the funds from the account to pay for her groceries.

When Lily receives the check from Sarah, she can endorse the back of the check with her signature and deposit it into her bank account. The bank then processes the check and credits the amount to Lily's account, making the funds available for her use. With the funds in her bank account, Lily can either withdraw cash or use other payment methods, such as a debit card or online transfer, to make her grocery payments at the supermarket.

Using checks as a form of payment offers convenience and security. It eliminates the need for carrying large amounts of cash and provides a record of the transaction. By depositing the check into her bank account, Lily can access the funds easily and use them for her various financial needs, including paying her grocery bills. The banking system ensures that the check amount is transferred from Sarah's account to Lily's account, enabling her to make purchases without relying solely on physical cash.

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Assignment InstructionsApply concepts, knowledge and ideas from the course module and class engagements to complete the scenarios presented. Your submission must contain a professional APA style cover page. In the questions and answers (Q&A), responses must be articulated with clear a delineation of the questions and associated responses.

This is an individual assignment to be completed in Microsoft Word in accordance with the guidelines provided.As a seller, you may not go through all the steps of the complete sales cycle. Identify the steps in the cycle that you may use for each of the following scenarios:A customer who is purchasing her favorite chocolate bar from the Dollar Store (2 Marks)

Step 1: Identify customer.

Step 2: Build rapport.

Step 3: Recognize needs.

Step 4: Present product.

Step 5: Respond to objections.

Often people enter your selling environment for reasons other than to make a purchase. List two possible responses to your greeting of "Good Morning, How can I help you?" that let you know right away that someone is not a customer for a new sale at this time.

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Answer:

Oral tradition is a form of human communication that transmits knowledge, ideas, culture, thoughts, beliefs and other issues of social or ideological nature through verbal communication. Therefore, this was the main means of knowledge transmission in pre-literate societies, where older generations transmitted their knowledge to younger people, and also an important aspect in literate societies in parallel with written literature.

Therefore, since it is the first means of transmitting knowledge, and is still applied today in smaller social groups such as the family, oral tradition is a fundamental part in the construction of knowledge and people's identity.

Answer:

High demand equals higher prices

Explanation:

The lesson reads:

Remember:

   high demand = higher prices

   low demand = lower prices

   high supply (when there is an increased inventory or a lot of a product) = lower prices

   low supply (when there is a decreased inventory or not enough of a product) = higher prices

If there is a high demand for a product, the price for that product will be higher. The correct option is b.

A product is an object, system, or service made available for consumer use as per consumer demand; it is anything that can be offered to a market to satisfy the desire or need of a customer. In retailing, products are often referred to as merchandise, and in manufacturing, products are bought as raw materials and then sold as finished goods. Service is also regarded as a type of product.

In project management, products are the formal definition of the project deliverables that make up or contribute to delivering the objectives of the project. A related concept is that of a sub-product, a secondary but useful result of a production process.

Dangerous products, particularly physical ones, that cause injuries to consumers or bystanders may be subject to product liability.

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Answer:

1) It may not be fair to Kara,but since many teenagers are ill-responsible, it may be best to work out deals with their parents, rather than a child. Since she is supposed to be making monthly payments, that may mean that she forgets, or doesn't do so. By having a parent there, Kara and the manager can ensure that there is understandment about the product that is being sold.

2) Kara is under 18, which means that a salesperson does not have to sell her a product if they feel it is not fit for them. So no, it is not illegal or discriminatory to her race, but perhaps to her age group..

3) a. The manager may be worried that Kara is not mature or old enough to have the responsibilities that come with paying a month-to-month rate.

b.The manager also may be worried that Kara took the money from her parents to secretly buy the computer, rather than buying the computer with her own money.

I hope this helps & Good Luck!

Answer:

D Values

Explanation:

Answer:Because insurance market is competitive, when companies become profitable, they start adopting a more lenient underwriting criteria and lower their premiums to grab more market share.

Explanation:

Other insurance companies react by adopting the same policies, to prevent their shares taken away or to increase their market share.

Answer:

c

Explanation

i think

The example of internal data in a marketing information system is spending levels for advertising in each type of media.

Internal data is referred to that information that resides within the business atmosphere itself and could be controlled by the managing authorities of the business.

Therefore, the budget that would be spent on advertising media is generated in the business by covering the factors of marketing plans.

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Marxism seeks to explain social phenomena within any given society by analyzing the material conditions and economic activities required to fulfill human material needs.

Marxism is a social, economic, and political ideology that examines the effects of the privileged elite on the working class, which results in unequal income and privilege distribution in society. The workers are inspired to oppose the injustice.

Marxism is a left-leaning to the far-left technique of socioeconomic analysis that employs a dialectical viewpoint to comprehend social transformation and a materialist interpretation that historical development to understand class relations and social conflict.

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Virtually all jobs and professions, regardless of the proficiency or experience needed to Skills Professionals Need for Workplace Success. A talent is the learned capacity to accomplish an action with predictable outcomes and good execution, generally in a limited amount of time, energy, or both.

In the domain of work, for example, some general skills would include time management, teamwork and leadership, self-motivation, and others, whereas domain-specific abilities would only be utilized for a certain job. To assess the amount of skill displayed and employed, certain contextual triggers and scenarios are normally required. When a talent represents a body of information.

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Answer:

I like chicken

Explanation:

The cost principle principle states that accounting information is based on actual cost.

The cost principle  cannbe regarded aa an accounting principle that stressed that an asset should be recorded at the purchase price.

Therefore, cost principle, stressed that accounting information is based on actual cost.

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People are engage in different aspect of Accounting. The Cost Principle states that accounting information is based on actual cost.

Cost Principle is known as a type of principle which implies that accounting information is due to the use of actual costs incurred in business transactions.

Conclusively, This type of cost is often measured on cash or equal-to-cash methods.

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Answer:

I love to read and write. So, I want to become an author. I want to entertain people with my stories. I also want to be a media specialist. I love being part of the library and the books.

Explanation:

Immediately upon receipt of cash, a responsible employee should prepare a remittance listing

A remittance listing is a document that provides a detailed breakdown of cash received and the associated payments or transactions. It helps in accurately recording and documenting the cash received and ensures proper reconciliation with the company's financial records. While it is generally considered a good practice for responsible employees to prepare a remittance listing promptly after receiving cash, the specific procedures may vary depending on the company's policies and internal controls.

Here are the general steps involved in preparing a remittance listing:

Remember, it's important to follow your company's specific procedures and internal controls when preparing a remittance listing. These steps serve as a general guideline, but the exact process may vary based on your organization's policies and requirements.

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Answer:

O social and economic indicators

Explanation:

The Human Development Index (HDI) is a statistic used to measure a country's achievements in different aspects of its social and economic welfare. The united nations developed HDI to evaluate different dimensions of human development in a country. Dimensions of human development refer to people's health, educational level, and standards of living.

The HDI  makes comparisons between countries by analyzing components such as average annual income and educational achievements.

Social and economic indicators is best describes the types of indicators that the HDI measures. The HDI analyzes factors such as average annual income and educational achievements to directly compare between countries.

The Human Development Index is a metric that assesses a country's progress in various areas of social and economic development.

HDI was created by the United Nations to assess many aspects of a country's human development. Human development dimensions include people's health, educational attainment, and living conditions.

Thus, option C is correct.

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Answer: because even if there is no fire there could be an explosion, fire and gasoline WILL make an explosion. So Basically it can start with fire but soon turn into an explosion. If it's a fire DRILL then it's for practice if that actually does happen.

The amount of the total assets that should be reported on the balance sheet at the closing of year 2 is $2,725.

The following formula should be used for determining the total assets:

= Acquired cash + borrowed amount + revenues earned - expenses paid - dividend paid + issuance of the additional common stock - repaid debt amount + revenues earned - expenses paid - dividend paid

= $1,150 + $620 + $800 - $290 - $90 + $525 - $360 + $950 - $440 - $140

= $2,725

Therefore we can conclude that the amount of the total assets that should be reported on the balance sheet at the closing of year 2 is $2,725.

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The first step should making sure such child receives proper medical attention. When he is well, we can have a conversation with the neighbor to prevent it from happening again..

It is very important to prioritize the child's health in this situation and once the medical attention has been sought, we can have a calm and respectful conversation with the child's parent to discuss the incident for future interactions.

One can also review any legal liabilities or insurance policies that could be involved. So, by taking proactive steps to prevent similar incidents in the future can help maintain positive relationships with neighbors while ensuring everyone's safety.

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When planning to start a new venture, it is imperative to identify your personal and professional goals, including the possible exit strategy. A well-planned exit strategy helps you in setting realistic targets, keeping the investors informed, and optimizing the business value.

Ideally, exit strategy planning should be done at the onset of the business venture.Entrepreneurs may consider various exit strategies such as Initial Public Offering (IPO), Merger and Acquisition (M&A), Employee Stock Ownership Plan (ESOP), or handing over the business to family members. I envision an exit strategy through the Initial Public Offering (IPO). The IPO is a common exit strategy for investors who intend to sell their shares to the public. The benefits of this exit strategy include creating liquidity for the investors, expanding the firm's capital base, and enhancing the company's profile.

Additionally, the IPO process would offer the opportunity to raise funds for the growth and expansion of the business. However, I understand that the decision to go public involves several regulatory and financial requirements and should be carefully planned and executed.

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The given trial balance sheet is used to prepare financial statements at the end of an accounting period. In this worksheet, the adjustments for accruals and deferrals are entered separately to ensure that all accounts are up-to-date. Below are the accounts affected by each adjustment entry:

1. Insurance expired$1,200 – This is a prepaid expense that has been used up in the current period. As a result, Insurance Expense is debited while Prepaid Insurance is credited.

2. Depreciation expense$950 – This is the cost of the furniture and fixtures that have been used in the business. Sheridan Company has been using these assets since the day of purchase, so their value has been reduced by depreciation. Accumulated Depreciation is credited while Depreciation Expense is debited.

3. Interest revenue$275 – Interest is earned on a bank deposit, but it will not be received until the end of the month. To account for the interest earned, Interest Receivable is debited while Interest Revenue is credited.

4. Wages accrued$600 – This is a liability that the company owes to its employees for the current pay period. As a result, Wages Expense is debited while Wages Payable is credited.

5. Rent expired$450 – This is a prepaid expense that has been used up in the current period. Rent Expense is debited while Prepaid Rent is credited.

As a result, Office Supplies Expense is debited while Office Supplies is credited.7. Income taxes accrued$550 – This is an expense that the company owes to the government for the current tax period. As a result, Income Tax Expense is debited while Income Tax Payable is credited.

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Answer: dehydration

Explanation:

Answer:

dehydration and heat exhaustion.

Explanation:

I hope this helps! :)