The amount of each mortgage payment is $925.39 is the answer.
Given: Mozart borrowed a mortgage loan of $143,200, Monthly payments required for 20 years, APR = 4.75%, compounded monthly
To Find: Amount of each mortgage payment
Monthly payments are calculated using the formula; P = L[c(1 + c)n]/[(1 + c)n - 1] where L is the loan amount, P is the monthly payment, n is the number of payments, and c is the periodic interest rate.
Substituting the given values, Loan amount, L = $143,200APR = 4.75% compounded monthly= 0.0475/12 = 0.00395833 (Periodic interest rate)
Number of payments, n = 20 years * 12 months/year= 240
Periodic interest rate, c = 0.00395833
Substitute the given values in the formula, P = 143200[0.00395833(1 + 0.00395833)240]/[(1 + 0.00395833)240 - 1]≈ $925.39
Hence, the amount of each mortgage payment is $925.39.
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A product line is a group of products that are physically similar or are intended for a similar market. What is the best example of a product line?
Explanation:
A product line can be defined as a strategy that a company uses to produce similar products but that meets different needs of different audiences. The advantage of this strategy is to achieve a greater market share and increase positioning and strengthen a brand in the market.
An example of a product line is a chocolate brand, Lindt for example, which has several types of chocolate, such as milk, white, dark, diet, etc.
با ما
Outline two reasons why a business such as AEC could not be
Successful without other firms providing natural resources
Answer:
Because of product's use of natural resources in its input (1) and dependence on the supply chain system of other companies.
Explanation:
The reason is that all of the companies rely on natural resources that the companies are processing and making it available for the other companies to utilize it to control its cost and complete the production of the products. The energy is a natural resource which every company utilizes and due to this its production is largely dependent on the firms that are processing natural resources to make it available for companies to utilize it.
The next most important thing is supply chain system of natural resource companies that helps the companies like AEC and even an individual to make the use of these natural resources in an efficient and effective manner. If I don't have access to fuel, then I cann't travel and traveling by using horses would be expensive and time consuming. So supply chain system of the other businesses play key role here.
prime factorization of 1624
Answer:
1624 = 2, 4, 8, 7, 56, 29, 1624 divided by 2, 2, 2, 7, 29
Explanation:
start by dividing the number by the first prime number which is 2.and continue dividing. only can divide by prime numbers since it's prime factorization.
your network is the only resource you need when planning an event true or false please help
Answer:
False
Explanation:
It makes common sense to use different resources. :)
if a person attempts to make a phone call while they are waiting for a meeting to begin, they are________
a. combining tasks
b. multitasking
c. sequential tasking
d. cleaving tasks
An adviser opens a new account for a client. the client gives the adviser $20,000 in cash to open the account. the adviser:___.
An adviser opens a new account for a client. the client gives the adviser $20,000 in cash to open the account. the adviser must file a CTR report with FinCEN in 15 days.
A currency transaction report (CTR) is a bank form which is used in the United States to help in preventing the money laundering.
This form must be filled out by any bank representative whenever any customer attempts or tries to attempt a currency transaction of more than $10,000.
It is a part of the banking industry's anti-money laundering
responsibilities or we can say it a part of AML.
FinCen is the United states department of treasury.
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Which of the following is NOT an example of a work practice control?
a. Bandaging a cut on the hands before gloving.
b. Picking up broken glassware with gloved hands.
c. Placing a lancet in a biohazard sharps container.
d. Sanitizing the hands after removing gloves.
The correct option is a) Bandaging a cut on the hands before gloving. Work practice controls include behaviors and practices that reduce the likelihood of exposure to infectious or hazardous materials.
They serve as a critical component of an effective exposure control plan and can be utilized in combination with engineering controls, administrative controls, and PPE to provide a multilayered approach to worker protection. Bandaging a cut on the hands before gloving is not an example of a work practice control because it does not reduce the likelihood of exposure to infectious or hazardous materials. Instead, it serves as a remedial measure after exposure has already occurred.
The other options are as follows: Option b: Picking up broken glassware with gloved hands is a work practice control as it minimizes the likelihood of injury and exposure.
Option c: Placing a lancet in a biohazard sharps container is a work practice control as it minimizes the likelihood of injury and exposure.
Option d: Sanitizing the hands after removing gloves is a work practice control as it minimizes the likelihood of cross-contamination and transmission of infectious agents.
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Your credit card has a credit limit of $1,000. Your credit card company reviews your credit line every 6 months.
The time it will take to increase the limit to $1,600 is 2.5 years, when the credit card has a credit limit of $1,000.
What is a credit card?A credit card is a payment card issued to users or cardholders to enable the cardholder to pay a merchant for goods and services based on the cardholder's accrued debt that is promised to the card issuer to pay them for the amounts plus the other agreed charges. The card issuer usually a bank or credit union creates a revolving account and grants a line of credit to the cardholder, from which the cardholder can borrow money for payment to a merchant or as a cash advance.
A credit card is different from a debit card.
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Your question was incomplete, your full question probably was:
Your credit card has a credit limit of $1,000. Your credit card company reviews your credit line every 6 months. They will not increase your credit line more than 10% each 6-month period. Assuming they increase your limit each 6-month period by 10%, how long will it take to increase your limit to $1,600?
The congress of industrial organizations: brought together industrial unions. modeled itself after the brotherhoods of the nineteenth century. took up the cause of craft unions. specialized in the claims of women and minorities.
The Congress of Industrial Organizations (CIO) was a labor organization that brought together industrial unions in the 1930s.
It modeled itself after the brotherhoods of the nineteenth century, which were skilled trade unions. However, the CIO specialized in representing workers in mass-production industries, such as automobile manufacturing and steel production.
Unlike the American Federation of Labor (AFL), which focused on craft unions, the CIO organized all workers in an industry, regardless of skill level. Additionally, the CIO was known for its advocacy for women and minorities, fighting for equal pay and employment opportunities.
Overall, the CIO played an important role in advancing the rights of workers and promoting social justice during a pivotal period in American history.
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borrow $100,000 from captive credit corporation. the installment note bears interest at 7 nnually and matures in five years. payments of $1,980 are required at the end of each month for 60 months.
Over the 60-month term, you will make monthly payments of $1,980, resulting in a total payment of $118,800. The total interest paid on the loan is $18,800.
To determine the total cost and interest paid on the loan, we can calculate the monthly payment amount, the total payment over 60 months, and subtract the original loan amount.
The loan amount is $100,000, and the loan term is 60 months. The interest rate is 7% annually.
To calculate the monthly payment, we can use the formula for the monthly payment on an installment loan:
Monthly Payment = [P * i * (1 + i)^n] / [(1 + i)^n - 1]
Where:
P = Loan principal amount ($100,000)
i = Monthly interest rate (7% / 12 = 0.583% or 0.00583 as a decimal)
n = Number of payments (60 months)
Plugging in the values:
Monthly Payment = [100,000 * 0.00583 * (1 + 0.00583)^60] / [(1 + 0.00583)^60 - 1]
Calculating this expression gives us the monthly payment amount of $1,980.
To calculate the total payment over 60 months, we multiply the monthly payment by the number of payments:
Total Payment = Monthly Payment * Number of Payments
Total Payment = $1,980 * 60
Total Payment = $118,800
Finally, to calculate the total interest paid, we subtract the original loan amount from the total payment:
Total Interest Paid = Total Payment - Loan Amount
Total Interest Paid = $118,800 - $100,000
Total Interest Paid = $18,800
Therefore, over the 60-month term, you will make monthly payments of $1,980, resulting in a total payment of $118,800. The total interest paid on the loan is $18,800.
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WePayU is led by CEO, Homiah Losyl. He believes that everyone from his senior leadership team down to the most entry-level employee is responsible for helping customers. He expects everyone to step in and help if it impacts WePayU customers. This best demonstrates the marketing concept of
Answer:
Customer satisfaction
Explanation:
Remember, we are told the CEO, Homiah Losyl wants "everyone...to step in and help" their customers. In other words, he puts his customer's satisfaction first above the roles of employees.
Hence, this type of marketing concept is channeled towards meeting the customer's expectations and feelings, by asking: what I can do to better satisfy my customers?
Disadvantages of choosing a job that is extremely popular or in demand
The disadvantage of choosing a job that is very popular or a job that is in high demand is that after a while such a job may become saturated or it would become monotonous.
What is a high demand job?This is the term that is used to refer to a job that the people that wpould employ labor are constantly in need of. Such a job is one that would require the people that have the qualification to opt in and get the places and the roles that they are to fill.
The issues that may arise from such a job that is in high demand is that after a period, such a job may have a lot of persons that would want to fulfil the role.
The number of qualified persons may become more than the job that is available for the people to do in the long run.
Hence this is a disadvantage. Therefore I would conclude by saying that the disadvantage of choosing a highly popular job is that the number of persons that are willing to fulfil the role may exceed the job overtime.
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A large part of the Communication and Information Technology career clusters probably didn’t exist 100 years ago—which parts in particular and why?
Answer:
In the Communication and Information Technology you have to have, well, Technology. 100 years ago we didn't have the Tech we have today so that career hadn't existed back then.
Explanation:
This was just my answer for the assignment. Please change the wording and phrasing of the answer.
Hope this helps!
A career relating to Communication and Information Technology hadn't existed 100 years before as the technology we are having today was not there previously.
What is technology?Technology refers to the process of applying scientific knowledge for industrial purposes.
In ancient times, the technology was not there which is currently having in the world today. There is a presence of digital devices like smartphones, computers, laptops, cameras, etc. which makes most of the work very easier. The electronic gadgets take seconds to minutes for performing any task. There are many professionals who are educated and qualified in the field of Communication and Information Technology.
Therefore, the increased need for technology created a career in Communication and Information Technology.
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Who at Universal Studios hates FORBIDEN JURNY?
MEEEEEEEEEEEEEEEEEE
°ω°
Jackie has determined some possible careers that would suit her include being a photographer, a graphic artist, a web designer, or a visual merchandiser. What is the next step Jackie should take in the decision-making process? a. Analyze resources b. Make a decision c. Define wants and needs d. Gather information Please select the best answer from the choices provided A B C D.
The correct statement is that the next step to be taken by Jackie should be analyzing the resources available in his hands for decision-making of his career. So, the correct option is A.
The analysis of resources can be done by following the process of carefully taking into consideration, the resources that are accessible by Jackie during the entire course of pursuing the career.
What is a decision-making process?A decision-making process is used for deriving at conclusion after taking into consideration the plans, options and the resources that are favorable for accomplishments of such task.
The next step that is to be taken in the decision-making process is to analyze the resources that can be accessed by such person so that a conclusion is derived.
In the case of Jackie, he must take into account the resources that he has for deciding his careers like admission fee, infrastructure, knowledge of the field, etc. and decide the most favorable field.
Hence, the correct option is A that the next step to be taken by Jackie should be analyzing the resources available in his hands for decision-making of his career.
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Answer: D
Explanation:
I took the test and selected A and got it wrong. D. gather information
Teams have better communication than other workers because they get to
a. Know each other better
b. Attend commurication seminars
C. Earn extra benetits packages
d. Use better telephones
Does the idea that population increases as technology increases that’s leading more to apply in the same way in advance nations as it does in the developing nations?
Yes, population increases almost always lead to war in both cases
Yes, theories of war apply equally in all circumstances
No advanced nations never have said in population increases
No the theory of population in Technology assume scarce resources
No the theory of population in Technology assume scarce resources. The corrtect answer is option (D).
How has technology increased population growth?All across the world, new developing technologies are being used for improving human welfare. Agriculture is producing more as new technologies advance, which is why mortality is down and fertility is rising. By increasing productivity, new technologies can contribute to population growth.
Rapid population growth makes it more challenging for low-income and lower-middle-income nations to pay the rise in public spending per capita required to end poverty, end hunger and malnutrition, and provide universal access to health care, education, and other important services.
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CJ recently had a surgery. His total bill for his only surgery that year was $12,890. His health insurance plan has a $500 annual deductible and an 80/20 coinsurance provision (meaning CJ will only pay 20% of the costs). The coinsurance cap for CJ is $2,000. How much of the bill will CJ pay? Type your answer here Round to the nearest cent. DO NOT INCLUDE COMMAS OR $.
CJ will pay $2,478 towards his surgery bill, $2,478.00 (rounded to the nearest cent)
The given total bill of CJ for his only surgery of the year is $12,890. The health insurance plan has the following features:
$500 annual deductible80/20 coinsurance provision20% coinsurance cap = $2,000The amount that CJ will pay for the surgery will be calculated below:
First, CJ will have to pay the annual deductible, which is $500. So, the remaining amount after the annual deductible is:
Total bill − Annual deductible = $12,890 − $500 = $12,390
Now, according to the 80/20 coinsurance provision, CJ will have to pay 20% of the remaining amount after the annual deductible. The insurance company will pay 80% of the remaining amount after the annual deductible, which is:
Insurance company's share = 80% of (Total bill − Annual deductible) = 0.8 × $12,390 = $9,912
CJ's share = 20% of (Total bill − Annual deductible) = 0.2 × $12,390 = $2,478
This means that CJ will pay $2,478 towards his surgery bill , $2,478.00 (rounded to the nearest cent)
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Define buisness collaboration. What are the things to be considered in buisness collaboration?
Answer:
Is a working practice where people work together for a commonpurpose to a achieve a bussiness benefit. Type of collbration is network, coalitions and movement and public private partnership and collective impact initiatives
Explanation:
This is the best way I can explain it hope this helps u
Elijah and Aneesha are farmers. Each one owns an 18-acre plot of land. The following table shows the amount of watermelon and zucchini each farmer
can produce per year on a given acre. Each farmer chooses whether to devote all acres to producing watermelon or zucchini or to produce watermelon
on some of the land and zucchini on the rest.
Aneesha can also produce a total of 72,000 lbs of watermelon and 14,400 lbs of zucchini.
What is the total produce?Generally, Watermelon (lbs/acre) | Zucchini (lbs/acre)
------------------------|--------------------
4,500 | 800
If Elijah and Aneesha both choose to grow both watermelon and zucchini, Elijah can produce a total of 72,000 lbs of watermelon (4,500 x 18 acres) and 14,400 lbs of zucchini (800 x 18 acres).
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I NEED HELPPPP! I need a 5 paragraph essay thats due on nov 17 2022 about finance. Word limit is 900
3.4 3 Practice Analyzing Visuals in Business Documents
P L Z help me with this
Synthesize
Determine and design the best visuals for a progress report, including appropriate graphs, tables, illustrations, text boxes, and other visuals. You will need to think about how the visuals relate to the information presented in the progress report and how the visuals will aid readers’ understanding.
1. Using the graphs above, which would you choose to include in the Costs section of your progress report to show how project spending compares to the budget so far? Explain why.
2. Using the graphs above, which would you chose to include in the Costs section of your progress report to show how much of the total budget remains for the project? Explain why.
3. Examine the table in the section above.
a. Recreate the exact table shown above in a separate document. Submit this document to your teacher with your worksheet.
b. Explain how you created the table.
4. In your progress report, you want the Work Completed section to follow your Summary of Costs. To date, the company has rewritten the home page content, created a new logo, and updated the overall structure of the site. Currently, an idea for site navigation has been proposed but not yet confirmed. You want to include a visual of the navigation option in the progress report.
a. The navigation option includes these links from the Home Page: About, Services, Customer Reviews, and Contact. The About section would include links to History and Our Mission; the Services section would also include links to Pricing, Scope, and Timeline. Show an example of a simple, custom graphic to display the navigation.
b. Explain how you created your graphic.
5. Once you finish your progress report, your manager wants to look it over before distributing it to everyone in the company. What is the best way to give this report to your manager and why?
6. Your manager looks over the report and decides that because you did such a thorough job with the report, your next project will be to help update the company's business cards. Create a sample business card that includes a graphic to represent the law firm, Stevens & Patterson.
Graphics are employed as visual representations to support the text in a report, proposal, set of instructions, or other similar papers in corporate writing and technical communication. Charts, diagrams, sketches, figures, graphs, maps, pictures, and tables are examples of several graphic types.
What is the purpose of using visuals in a professional document?Visuals are an important aspect of any documentation approach because they may make complicated ideas and procedures easier for readers to comprehend. They let readers envision linkages and occurrences, although it may be more challenging to understand the same information when presented in the text.
Place the graphic as near to the relevant text as you can. Assign a number and a precise descriptive title to each image. When describing the content of the graphic, refer to the number or title in the body text. Give the graphic ample white space around it to draw attention to the picture and improve readability.
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The following table shows the salary of 7 people in an office last year.
Name Income Andy £9500 Bevan £25000 Cheryl £13250 Deva £72000 Elliott £12750 Frankie £29500 Grace £11000 a) Work out the mean income to 2 DP.
b) Deva was given a large bonus for 30 years service.
Excluding Deva's income, what was the mean income for the remaining 6 workers to 2 DP?
Answer:
£16,833.33
Explanation:
The computation of mean income is shown below:-
Mean income = Total sum of salaries ÷ Number of workers
= £9,500 + £25,000 + £13,250 + £72,000 + £12,750 + £29,500 + £11,000
= £173,000 ÷ 7
= £24,714.29
Now, the Mean income excluding Deva's salary:
Mean income = Mean income
= Total sum of salaries excluding Deva salary ÷ Number of workers
= (£9,500 + £25,000 + £13,250 + £12,750 + £29,500 + £11,000) ÷ 6
= £101,000 ÷ 6
= £16,833.33
We simply applied the above formulas
Kiran owns a T-shirt shop in a beach community. For many years, he owned the only T-shirt shop in the area. Recently, several other T-shirt shops have opened next to Kiran’s shop. What is likely to happen?
Answer:
most likely kiran is going to go out of business
Explanation:
so he has to step up his products and have something that makes his stuff look outstanding like ads and he might want to have someone with a lot of fame to represent his brand
trec rules require a license holder to disclose his dual role if he is representing himself in a transaction. trec also requires a license holder to disclose if his client is his:
trec rules require a license holder to disclose his dual role if he is representing himself in a transaction. Trec also requires a license holder to disclose if his client is his spouse or children or parent. Thus, option C is correct
What is the license?A license can be defined as a part where the person needs to get authority or permission to perform a certain action, for that he may need a registered document from the government which is called a license.
According to the trec rule, a real estate holder needs to present himself and license if they have a dual role, that is if he is also the service provider but also with some kind of relationship with the client. Therefore option C is the correct option
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The question is incomplete, the correct question will be
(a) Brother, sister, or parent
(b) Brother, sister or child
(c) Spouse, child or parent
(d) Relative of any kind
Which person is financially responsible?
Answer:
avoids debts
Explanation:
A financially responsible person would want to quick come out of bad debts, even if he is in debt , the payments should be less than 50percent of what he makes
Which of these is a major advantage of a market economy?
Select one:
1.There is efficient government control of production and
distribution.
2.It can change direction rapidly when needed as markets change.
3.People are likely to be offered goods and services they can't
afford.
4.There is a high degree of individual freedom.
These is a major advantage of a market economy is it can change direction rapidly when needed as markets change. Thus second option is correct.
What is Market Economy?Market Economy refers to the economy in which the prices of the goods and services are determined by the two market forces that are supply and demand.
There is a less control of the government in the market economy and therefore all the decisions are taken by the private individuals. Thus option 1st is incorrect.
The Prices of the goods and services are determined by the supply and demand forces and the prices are kept as per the affordability of the customers. Thus option 3rd is also incorrect.
Therefore the correct option is 2nd one as the market changes the price of the good and services are also effected and get changed.
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bichon company purchased equipment for $6,720 on december 1. it is estimated that annual depreciation on the equipment will be $1,680. if financial statements are to be prepared on december 31, the company should make the following adjusting entry:
The company should make the following adjusting entry Debit Depreciation Expense, $140; Credit Accumulated Depreciation, $140.
A corporation, often known as co., is a legal entity that stands for a group of individuals with a certain goal who are either natural, legal, or a combination of the two. Members of the company work together for a shared cause in order to accomplish clearly stated objectives. Companies come in a variety of shapes.
So that the business itself has limited responsibility as members fulfil or fail to fulfil their obligations in accordance with the publicly stated incorporation, or published policy, a company may be established as a legal entity. It may be necessary to liquidate a company after it closed in order to discharge any outstanding debts. Corporate groupings are the ensuing entities that develop when corporations join forces and register themselves as new businesses.
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technological advances allow smaller companies to compete with larger companies. group of answer choices true false
True, Technological advances allow smaller companies to compete with larger companies.
What is company?
A company is a legal entity created by a group of people to conduct and manage a business enterprise, whether it be commercial or industrial. Depending on the corporate law of its jurisdiction, a company may be set up in a variety of ways for tax and financial liability reasons. The type of business structure a company chooses, such as a partnership, sole proprietorship, or corporation, will typically depend on the industry it operates in. The ownership structure of the business is also indicated by these structures. Additionally, they can tell private from public companies. Both have different ownership arrangements, laws, and rules regarding financial reporting.
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the trial balance for lindor corporation, a manufacturing company
The trial balance for Lindor Corporation, a manufacturing company, is a list of all the accounts used in the company's general ledger, along with their respective debit or credit balances.
The trial balance is usually prepared at the end of an accounting period, such as a month or a year. It is used to prepare financial statements, such as the income statement, balance sheet, and statement of cash flows.
To prepare the trial balance for Lindor Corporation, follow these steps:
1. Gather all the information you need, such as the general ledger and any other subsidiary ledgers or journals.
2. List all the accounts in the general ledger, such as cash, accounts receivable, inventory, accounts payable, and so on.
3. Enter the balances of each account as either a debit or a credit, depending on its normal balance. For example, cash is a debit account, so its balance is entered as a debit.
4. Add up the total debits and the total credits.
5. Compare the totals to ensure that they are equal. If they are not equal, there may be errors in the accounting records that need to be corrected.
6. Make any necessary adjustments to the accounting records, and then prepare the financial statements based on the adjusted trial balance.
In conclusion, the trial balance is a key tool in the accounting process, as it helps to ensure the accuracy of the accounting records. By following the steps outlined above, you can prepare the trial balance for Lindor Corporation, a manufacturing company.
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