The price of Nesmith Corporation's bond is approximately $990.56.
To calculate the price of the bond, we need to use the present value formula for bond pricing. The formula is as follows:
Bond Price = \((C / (1+r)^1) + (C / (1+r)^2) + ... + (C / (1+r)^n) + (M / (1+r)^n)\)
Where:
C = Coupon payment per period
r = Yield to maturity (YTM) as a decimal
n = Number of periods
M = Par value of the bond
Given the information:
Coupon payment (C) = $1,000 * 8% / 2
= $40
YTM (r) = 11% / 2
= 0.055 (semiannual rate)
Number of periods (n) = 12 years * 2
= 24 (semiannual periods)
Par value (M) = $1,000
Plugging these values into the formula:
Bond Price = \(($40 / (1+0.055)^1) + ($40 / (1+0.055)^2) + ... + ($40 / (1+0.055)^24) + ($1,000 / (1+0.055)^24)\)
Using a financial calculator or spreadsheet, we can compute the bond price to be approximately $990.56. Rounded to the nearest cent, the bond price is $990.56.
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In the ________ activity of scm, organizations choose suppliers to provide the goods, services, and raw materials the company needs to create their product or service.
In the planning activity of supply chain management, organizations choose suppliers to provide the goods, services, and raw materials the company need to create their product or service. Supply chain planning (SCP) can be defined as the forward-looking process of coordinating assets to optimize the delivery of services, goods and information from supplier to customer, balancing supply and demand.
Supply chain management or also known as SCP can be defined as the management of the flow of goods and services includes all processes that transform raw materials into final products between locations and business. Suppliers can be defined as a company, a person or an organization that sells or supplies something such as equipment or goods to customers.
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There are all kinds of little pricing strategies that are very effective at attracting customers' attention and getting them to buy. Provide some examples of pricing strategies and products/brands that use these strategies
Pricing strategies are very effective in attracting customers' attention and getting them to purchase the products. The following are examples of pricing strategies that various products/brands use:
1. Bundle Pricing: A pricing strategy in which a seller sells several products or services as a single package for a lower price than if each item were purchased separately. Example: Fast food combos where burgers, fries, and a drink are sold together at a lower price than if each item was bought separately.
2. Psychological Pricing: A pricing strategy that considers the consumer's perception of the product or service. It is used to make the product or service more appealing to consumers by using price points that appear more attractive. Example: When products are priced as $9.99 instead of $10.
3. Discount Pricing: A pricing strategy in which a seller reduces the price of the product or service to attract more customers. Example: End of the season sale.
4. Skimming Pricing: A pricing strategy in which a seller sets a high price for a new product or service to gain maximum profit from the early adopters. Example: High-end technology products such as Apple's iPhones.
5. Penetration Pricing: A pricing strategy in which a seller sets a low price for a new product or service to gain maximum market share. Example: A new business entering the market may set a lower price to attract more customers than its competitors.
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Certainly! Here are some examples of pricing strategies used by products/brands to attract customers' attention and drive purchases:
Penetration Pricing: Setting an initially low price for a new product to quickly gain market share. Examples include tech gadgets like smartphones and gaming consoles, where manufacturers offer competitive prices upon release to capture a larger customer base.
Bundle Pricing: Offering multiple products or services together as a package at a discounted price. This strategy is commonly used in the software industry, where companies bundle different applications or features to provide added value and encourage customers to purchase the package.
Price Anchoring: Presenting a higher-priced option alongside a lower-priced option to make the lower-priced option appear more attractive. An example can be seen in the menu at a restaurant, where a high-priced premium dish is listed next to a more reasonably priced dish, making the latter seem like a better deal.
Loss Leader Pricing: Offering a product or service at a price below cost to attract customers and potentially generate sales for other profitable items. Grocery stores often use this strategy by offering discounted prices on staple items like milk or bread to drive traffic to their stores.
Dynamic Pricing: Adjusting prices in real-time based on factors such as demand, supply, or customer segmentation. Airlines and ride-sharing services like Uber utilize dynamic pricing to vary fares based on peak times, demand levels, or other factors to optimize revenue.
Freemium Model: Offering a basic version of a product or service for free while charging for advanced features or premium versions. Popular examples include software like Dropbox and Spotify, which provide free access to limited features but offer premium subscriptions for additional functionality.
Psychological Pricing: Setting prices based on consumer perception or behavioral biases. Examples include pricing products at $9.99 instead of $10.00, which gives the perception of a significantly lower price, or using "99 cents" endings to make prices appear more affordable.
Price Skimming: Initially setting a high price for a new and innovative product to target early adopters and maximize revenue, then gradually lowering the price to attract more price-sensitive customers. Apple's strategy with the release of new iPhone models often follows this approach.
Pay-What-You-Want: Allowing customers to determine the price they are willing to pay for a product or service. This strategy has been employed by musicians, independent artists, and some software developers who let customers decide the value of their work.
Subscription Pricing: Offering products or services on a subscription basis, typically with recurring payments. Streaming platforms like Netflix and subscription boxes like Birchbox utilize this strategy, providing continuous access to content or curated products for a regular fee.
These are just a few examples of pricing strategies employed by various products and brands to attract customers and drive sales. Each strategy is designed to appeal to different customer preferences, maximize perceived value, and create a competitive advantage in the market.
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state any 5 tpyes of legal requirements that will be required to a business
Which of the following statements is true?
Answer:
True
Explanation:
How do objectives make it more likely that you will reach your goals?
A. Objectives are based on others' experiences.
B. Objectives help guide your career choices.
C. Objectives provide a step-by-step path to success.
D. Objectives are the best way to assess your interests.
Answer:
C seems the most reasonable
Objectives provide a step-by-step path to success: make it more likely that you will reach your goals. Thus, option C is the correct option.
How to achieve your objectives?You may achieve your goals by setting realistic goals for yourself to strive toward. The way objectives do this is by outlining specific actions you can take immediately to move closer to your long-term goals. An aim is a specific activity that must be taken in order to accomplish a goal, whereas a goal is a more general, longer-term, achievable conclusion.
Despite being distinct, the two terms are frequently used together when working on a project. This is due to the fact that both are necessary for project planning and execution. It enables you to put your grant's ideas into practice. Setting SMART goals ensures that the project advances, facilitates accountability and scheduling, and informs you of accomplishing what you set out to accomplish.
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what protocols would need to be put in place to lay out decision-making rights, responsibilities and rules for decision-makers
When deciding on a decision-making methodology, the group will: Use super-majority voting (66%) as a fallback if full consensus is not feasible. This section contains a step-by-step overview of six various problem-solving methodologies, as well as tools, vignettes, and checklists for practising facilitators.
The decision-making process involves obtaining information, evaluating alternatives, and eventually making a final decision. So, before a decision-making meeting begins, make it clear how the decision will be made. For example, inform the group that there will be 90 minutes of debate and that if no resolution is reached by then, the matter will be put to a vote. While this may seem obvious, keep in mind how the results will be used in the future.
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The line on a supply curve moves in which direction?
Responses
upward and to the left
downward and to the center
upward and to the right
downward and to the left
Explanation:
The supply curve will move upward from left to right, which expresses the law of supply: As the price of a given commodity increases, the quantity supplied increases (all else being equal).
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All employers in the U.S. Pay "payroll taxes" on behalf of employees. The Medicare portion of this is 1.45% of pay. If an employee makes $480 in a week, how much does the employer contribute for Medicare?
Answer: $6.96
Explanation:
Weekly earning = $480
Medicare tax rate = 1.45%
1.45% = (1.45/100) = 0.0145
Medicare contribution = Medicare tax rate × weekly earning
Medicare contribution = 0.0145 × $480 Medicare contribution = $6.96
The employees weekly contribution that is apportioned for Medicare is $6.96
Answer:
$7.10 USD
Explanation:
If the Employer is paying 1.48% of the employees paycheck to Medicare on their behalf then in order to calculate the actual amount we must first change the percentage into a decimal by dividing it by 100.
1.48 / 100 = 0.0148
Now that we have the percentage as a decimal we multiply it by the amount that the employee made that week, which in this case is $480
480 * 0.0148 = 7.104
Therefore we can see that $7.10 USD goes to medicate this week.
What percent of adults, nationally, were current on all credit payments in the last year?
Your friend sees your answer to #1 and assumes that each of those people has a high credit score. Why is your friend incorrect?
How does your state’s on-time payment record compare to the national rate?
Find your county within your state. How does your county’s rate compare to your state’s rate of on-time payment?
If you look at the state shading on the map, it seems on-time payment rates are somewhat clumped geographically. What might cause that “clumping?”
Based on prior learning, name two reasons that paying your credit card or loan bill late has serious consequences.
The percentage of adults, nationally, that were current on all credit payments in the last year is 78.5% .
Your friend is incorrect in assuming that all will have high credit scores. because base on the fact that a lot young adults have no credit experience. They are said to often have a high balance on too many credit card.
The state’s on-time payment record compare to the national rate is known to be Texas who are said to have an on-time payment record of 6.7% that is known to be lower than the national rate.
Miral county’s payment rate is 80%, 10% higher than the state of Texas.
The “clumping may be due to the types of jobs that are available to certain states.
The reasons our credit card or loan bill paid late?The reasons why our credit card or loan bill late said to be late is known to have a lot of serious effects if not managed. It can lead to:
Credit score reduction drastically, that can affect your credit report badly.It can also affect the types of opportunities, etc. that one can get through the credit bureau.learn more about credit payments from
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PLEASE HELP! IN A TEST! A salesperson may sell from a distance except when it involves _____.
A. contacting people through email messages
B. contacting people who have opted
out of receiving sales messages
C. letting customers place orders on a company's website
D. contacting people through telemarketing
Answer:
b
Explanation:
A salesperson may sell from a distance except when it involves contacting people who have opted out of receiving sales messages. Thus option (b) is correct.
Who is a salesperson?A salesperson is a person who is employed by a company or organization to sell products or services to customers. The primary role of a salesperson is to identify potential customers, establish relationships with them, and persuade them to purchase the company's products or services.
They may use a range of techniques to sell, including advertising, direct marketing, and personal selling. Successful salespeople typically have strong communication, interpersonal, and negotiation skills, and are able to build trust and rapport with customers.
If a person has opted out of receiving sales messages, the salesperson is not allowed to contact them for marketing purposes. Therefore, option (b) is correct.
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Disadvantages of choosing a job that is extremely popular or in demand
The disadvantage of choosing a job that is very popular or a job that is in high demand is that after a while such a job may become saturated or it would become monotonous.
What is a high demand job?This is the term that is used to refer to a job that the people that wpould employ labor are constantly in need of. Such a job is one that would require the people that have the qualification to opt in and get the places and the roles that they are to fill.
The issues that may arise from such a job that is in high demand is that after a period, such a job may have a lot of persons that would want to fulfil the role.
The number of qualified persons may become more than the job that is available for the people to do in the long run.
Hence this is a disadvantage. Therefore I would conclude by saying that the disadvantage of choosing a highly popular job is that the number of persons that are willing to fulfil the role may exceed the job overtime.
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the difference between personal assets and personal liabilities
Answer:
Assets include the value of securities and funds held in checking or savings accounts, retirement account balances, trading accounts, and real estate. Liabilities include any debts the individual may have including personal loans, credit cards, student loans, unpaid taxes, and mortgages.
Explanation:
Answer:
Assets: include the value of securities and funds held in checking or savings accounts, retirement account balances, trading accounts, and real estate.
Liabilities: include any debts the individual may have including personal loans, credit cards, student loans, unpaid taxes, and mortgages.
Difference between Assets & Liabilities:
Assets are what a business owns and liabilities are what a business owes. Both are listed on a company's balance sheet, a financial statement that shows a company's financial health. Assets minus liabilities equals equity, or an owner's net worth.
a real estate broker hires a secretary who does not have a real estate license. if the secretary receives a fixed salary, the secretary may legally?.
Answer:
The legality of a secretary working for a real estate broker without a real estate license depends on the specific laws and regulations of the jurisdiction in which the real estate broker operates. Real estate regulations can vary from one jurisdiction to another, so it is important to consult the specific laws and licensing requirements of the relevant jurisdiction.
In some jurisdictions, a real estate license may not be required for certain administrative or support roles within a real estate brokerage. These roles may include tasks such as answering phones, scheduling appointments, managing paperwork, and general administrative duties. If the secretary's responsibilities are limited to non-licensed activities and they are not engaged in activities that require a real estate license, it may be legally permissible for them to work without a license.
However, if the secretary's duties involve activities that require a real estate license, such as showing properties, negotiating contracts, or providing real estate advice, then working without a license would likely be a violation of the law.
It is crucial for both the real estate broker and the secretary to understand and comply with the licensing requirements and regulations specific to their jurisdiction to ensure legal and ethical practices are followed. Consulting with a local real estate attorney or contacting the appropriate licensing authority can provide accurate and specific information regarding the legality of a secretary working without a real estate license in a particular jurisdiction.
After Joslin had been running her business for several months, she began to feel confident of her success . She was making a profit. It was not as much as she had hoped for, but it was still a profit. One thing she had not decided was what price she should charge. She kept having sales an d specials that she hoped would hide the fact that she was having a hard time making up her mind. Finally she combined the in formation she had gathered in a demand-and-supply schedule and came up with an answer she hoped would work . Study her schedules below an d answer the questions that follow.(Those are the answer choices for all of them by the way)
If Joslin charged $10.50 a bag, the problem she would have is a surplus. The quantity supplied (1,600 bags) would exceed the quantity of bags Joslin believes will be demanded (800 bags), resulting in an excess supply of 800 bags.
If Joslin charged $9.00 a bag, the problem she would have is a shortage. The quantity demanded (1,400 bags) would exceed the quantity supplied (800 bags), resulting in a shortfall of 600 bags.
If Joslin charged $10.50 a bag, she would probably have to lower her price to reduce the surplus. The quantity supplied (1,600 bags) would exceed the quantity demanded (800 bags), indicating an excess supply of 800 bags.
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1.Briefly describe some of the continued risks associated with outsourcing to Stretchum along with benefits to Chatham by collaborating with the supplier?
2.Considering the long-term relationship between Chatham and Stretchum, what kind of relationship has been sustained over the past 10 years? Secondly, what kind of relationship should be developed, and how should Chatham approach Stetchum?
3. Given the case information relevant to dispersed procurement activities across OnTarget, briefly discuss the interconnections to potentially reducing costs using ERP and the SCOR model framework to connect information flows throughout OnTarget.
4. Explain the supply chain attributes and measures that can be implemented to maximize cost reductions across OnTarget?
5. Explain the benefits that could may come from implementing a Supply Chain Advisory Council to oversee OnTarget growth initiatives and continued cost reductions?
Outsourcing to Stretchum carries risks such as quality control and dependence on a single supplier, but it can also bring benefits such as cost savings and access to specialized expertise. The relationship between Chatham and Stretchum has likely been a long-term partnership, and Chatham should aim to develop a strategic partnership going forward.
1. Risks associated with outsourcing to Stretchum:
Quality control: There is a risk that the products or services provided by Stretchum may not meet Chatham's quality standards, which could lead to customer dissatisfaction and reputational damage.
Dependence on a single supplier: By outsourcing to Stretchum, Chatham becomes heavily reliant on them for the supply of goods or services.
Communication and coordination challenges: Outsourcing involves working with an external partner, which can introduce complexities in terms of communication, coordination, and alignment of goals and objectives.
Benefits of collaborating with Stretchum:
Cost savings: Outsourcing to Stretchum may provide cost advantages due to lower labor costs or economies of scale, enabling Chatham to reduce expenses and improve profitability.
Focus on core competencies: By outsourcing non-core activities to Stretchum, Chatham can concentrate its resources and expertise on its core competencies, leading to improved efficiency and innovation.
2. The sustained relationship between Chatham and Stretchum over the past 10 years can be characterized as a long-term partnership. This partnership has likely involved regular interactions, collaboration, and mutual trust.
For the future, Chatham should aim to develop a strategic partnership with Stretchum. This means going beyond a transactional relationship and working towards a deeper integration of operations, shared goals, and mutual benefits.
3. Dispersed procurement activities across OnTarget can benefit from using an Enterprise Resource Planning (ERP) system and the Supply Chain Operations Reference (SCOR) model framework to connect information flows throughout the organization. By implementing ERP, OnTarget can centralize procurement data, streamline processes, and improve visibility across the supply chain. This integration enables better coordination, inventory management, demand planning, and cost control.
4. To maximize cost reductions across OnTarget, several supply chain attributes and measures can be implemented:
Lean principles: Implementing lean practices such as just-in-time inventory management, waste reduction, and continuous improvement can lead to cost savings.
Supplier collaboration: Developing strong partnerships with suppliers, sharing information, and collaborating on cost-saving initiatives can help optimize the supply chain.
Demand forecasting and planning: Accurate demand forecasting and efficient planning can reduce inventory carrying costs and prevent stockouts or overstock situations.
5. Implementing a Supply Chain Advisory Council to oversee OnTarget's growth initiatives and continued cost reductions can bring several benefits:
Strategic guidance: The council can provide strategic advice and direction to align supply chain activities with the company's growth objectives.
Cross-functional collaboration: By involving representatives from different departments, the council facilitates collaboration, communication, and coordination across the entire organization.
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Type the correct answer in the box. Spell all words correctly.
Which quality helps a leader cooperate with team members?
_____ is a quality that helps a leader cooperate with the team on important matters to achieve company goals.
Answer:
agreeableness
Explanation:
I got the right answer on edmentum
Describe a real or made up but realistic situation in which you would want to use revolving credit. (2-4 sentences)
An example of when a revolving credit is used is when a person makes use of a credit card to make a payment.
What is a revolving credit ?Revolving credit is a form of credit that does not have a fixed number of payments. It allows the holder of the revolving credit to borrow repeatedly until a maximum amount is reached.
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Why do you think a higher percentage of those over 35 years old invest in the market compared to those under 35? Help please!
Answer:
Yes I think those over 35 invest in a market compared to people not 35, because they been though school, and have more experience in the market company.
Explanation:
suppose+a+bank+has+$700+million+in+deposits+and+$30+million+in+required+reserves,+and+it+is+holding+no+excess+reserves.+what+is+the+required+reserve+ratio?+give+your+answer+to+two+decimal+places.+%
The required reserve ratio for the bank is 4.29%. The required reserve ratio is the percentage of a bank's total deposits that it must hold as required reserves. To calculate the required reserve ratio, we divide the required reserves by the total deposits and multiply by 100 to express it as a percentage.
Given that the bank has $700 million in deposits and $30 million in required reserves, we can calculate the required reserve ratio as follows:
Required Reserve Ratio = (Required Reserves / Total Deposits) * 100
= ($30 million / $700 million) * 100
= 0.0429 * 100
= 4.29%
Therefore, the required reserve ratio for the bank is 4.29%, indicating that the bank is required to hold 4.29% of its total deposits as reserves.
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Define the following terms: differential cost, opportunity cost, and sunk cost.
Defining the following terms:
differential cost, opportunity cost, and sunk cost.
Differential cost:
The difference in cost between the two alternatives.
It is also referred to as incremental cost.
Opportunity cost:
In contrast to other types of costs, opportunity cost does not necessitate payment in cash or its equivalent.
It is a significant advantage or revenue that is foregone as a result of choosing one option over another.
Mostly every alternative has a cost of opportunity.
It is not recorded in the accounting records, but it must be taken into account when making decisions.
Sunk cost:
Sunk costs are costs that have already been incurred and can't be changed by any decision.
It should not be considered when making a decision as no action can reverse it.
Hence, I have defined the given terms above.
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The combination of print advertisements, commercials, special offers, promotions, and displays of a product are all part of the product’s marketing or advertising _____.
indicators
campaign
structure
consternation
Answer: i believe its B) “structure”
Explanation: might be wrong but its the only one that makes since based on definition .
What is your opinion on traditional directed government benefits versus
universal income?
Answer:
I believe that a form of universal income would be a better policy than the traditional directed government benefits or welfare.
Explanation:
This is because the idea of the universal income would be to replace the welfare programs, by giving people a reasonable amount of money so that they can decide by themselves in what utilities or amenities to spend that money.
Programs with poor incentives like food stamps, or inefficiently run public-programs, could be replaced by universal income without causing harm to ther beneficiaries, and possibly even generating more benefit.
what is a risk of entrepreneurship
Answer:
Entrepreneurs face multiple risks such as bankruptcy, financial risk, competitive risks, environmental risks, reputational risks, and political and economic risks. Entrepreneurs must plan wisely in terms of budgeting and show investors that they are considering risks by creating a realistic business plan.
Why is Rent to Own a Rip Off?
Which combination of choices would be correct?
Perfect Competition and the Supply Curve - End of Chapter Problem Washington state is the largest producer of apples in the United States. In 2018, farms in Washington produced 171 million bushels of apples, nearly five times more than the next highest-producing state, New York. Many apple farms in Washington depend on migrant labor from Mexico and Central America. These countries were once reliable sources of labor, but farmers are now experiencing a large shortage of labor. Most migrant workers are choosing year-round positions in the construction industry instead of the seasonal work offered in agriculture, leaving apple farms relying on undocumented migrant labor. With fewer undocumented workers, labor costs have soared, forcing many farmers to invest in expensive mechanical harvesting devices.
a. Firms have to cut back on growing apples, and the market supply of apples will decrease.
b. Firms who cannot break even due to higher production costs will exit the industry. c.Firms will experience an increase in average fixed costs as they invest in expensive mechanical harvesting devices.
d.Firms will experience an increase in average variable costs as labor becomes more expensive. Incorrect
The correct combination of choices would be:
b. Firms who cannot break even due to higher production costs will exit the industry.
c. Firms will experience an increase in average fixed costs as they invest in expensive mechanical harvesting devices.
With the shortage of labor and the resulting increase in labor costs, apple farms are facing higher production costs. This can lead to some firms being unable to cover their costs and ultimately exiting the industry (choice b). Additionally, in order to cope with the labor shortage, some farms are investing in expensive mechanical harvesting devices, which can increase their average fixed costs (choice c).
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$10,000 Revenue, $5,000 Expenses. What is the Net Profit $?
Answer:
$5,000
Explanation:
5 RACKIES
The chemical formula for the mineral Augite is NaFeSi2O6. how many elements are in the compound
The chemical formula for the mineral Augite is NaFeSi2O6, contains four elements. To determine the number of elements in a compound, we count the unique chemical symbols present.
In the case of Augite (NaFeSi2O6), we have sodium (Na), iron (Fe), silicon (Si), and oxygen (O). Each of these chemical symbols represents a different element. Therefore, Augite consists of four elements.
The chemical formula provides the specific combination and ratio of atoms within a compound. In this case, Augite is a silicate mineral commonly found in igneous rocks and has a complex structure. The elements sodium, iron, silicon, and oxygen combine to form the compound NaFeSi2O6, representing their respective proportions within the mineral.
In summary, Augite (NaFeSi2O6) contains four elements: sodium, iron, silicon, and oxygen. Each element contributes to the overall composition and properties of the mineral, which is commonly found in igneous rocks.
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When an account payable is paid off in full, an entry is journalized that credits
which account?
O A. Accounts Payable
B. Accounts Receivable
C. Cash
D. Income
Answer:
B
Explanation:
Here's the revenue and expenses for the month. Calculate whether Mia had a profit or loss.
MAY ACCOUNTS
CHECKING
$860.00
REVENUE
FIXED EXPENSES
VARIABLE EXPENSES
CARD PURCHASE
$300
SAVINGS
$1,006.68
DOG FOOD
CAT FOOD
PET TREATS
PET SUPPLIES
$3,650
$2,850
$1,650
$1,800
RENT
$2,000
SALARIES
$2,000
UTILITIES
$1,000
PRODUCT STOCK $4,000
TOTAL
$9,950
TOTAL
$9,000
TOTAL
$300
ENTER MIA'S TOTAL PROFIT/LOSS FOR THE MONTH IN THE BOX BELOW, THEN CLICK SUBMIT.
$
SUMIT
Answer:
Loss
Explanation:
Because she started with 860.00 then ended with 300
Answer:
350
Explanation:
I guessed
19. Which medium has the advantage of moving images, sound, and portability in business?
*
(1 Point)
Newspapers
Transit Media
Internet
Radio
Answer:
Internet
Explanation:
Newspapers can be online, but they are originally on paper, transit media is on billboards or the sides of cars, and the radio is definitely not it.