The variance of the returns over the past 3 years, given as 18%, -12%, and 15%, can be calculated to determine the variability of the investment's performance.
To calculate the variance of the returns, we first need to find the average return. Adding up the returns and dividing by the number of years gives us (18% - 12% + 15%) / 3 = 7%.
Next, we calculate the squared difference between each return and the average return. The squared differences are (18% - 7%)^2 = 121%, (-12% - 7%)^2 = 361%, and (15% - 7%)^2 = 64%.
To find the variance, we take the average of these squared differences by summing them and dividing by the number of years. (121% + 361% + 64%) / 3 = 182%. Therefore, the variance of the returns over the past 3 years is 182%.
The variance measures the spread or variability of the returns from the average return. In this case, a higher variance indicates greater volatility or fluctuation in the investment's performance over the three-year period.
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Bill received an unordered calendar from the local charity so he must pay money to the charity.
True
False
Answer:
false, they sent the calendar hoping he would make a donation, but he does not have to give any money
Explanation:
they sent the calendar hoping he would make a donation, but he does not have to give any money
Section A: True/False/Uncertain statements. Answer TEN questions. State first whether each is TRUE/FALSE/UNCERTAIN and then briefly justify your answer. Marks will be awarded only for the justification you give. [5 marks per question] 11. In an IS/LM fixed-price closed economy, fiscal policy will be more effective the flatter is the LM curve. 12. An increase in the ratio of cash to deposits held by the commercial banks will reduce the money supply. 13. In a closed economy where wages and prices are fully flexible an increase in the money supply increases the price level by the same proportion. 14. In an open economy with fixed prices, a fixed exchange rate and full international capital mobility, fiscal policy is ineffective. 15. If the rate of inflation is increasing from one year to the next, then the unemployment rate must be higher than its long run equilibrium.
11- It is uncertain because the effectiveness of fiscal policy in an IS/LM fixed-price closed economy depends on various factors, including the shape of the LM curve.
12- It is true that an increase in the ratio of cash to deposits held by commercial banks will reduce the money supply.
Fiscal policy refers to the government's use of taxation and government spending to influence the overall economy. The main objectives of fiscal policy are to stabilize the economy, promote economic growth, control inflation, and reduce unemployment.
13- It is uncertain because the statement refers to a closed economy with flexible wages and prices.
14- It is uncertain because the effectiveness of fiscal policy in an open economy with fixed prices, a fixed exchange rate, and full international capital mobility can be influenced by various factors.
15- It is false because the statement suggests a positive relationship between the rate of inflation and the unemployment rate.
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Quote one purpose of the organization culture in a case study of MPUMI BOTTLE MANUFACTURE
One purpose of the organization culture in this bottling company is that it would help to create a rule for expected behavior among the employees in the organization.
What is organizational culture?This is the collection of values, what the company expects of its employees and the guides and rules to the behavior of members of the organization.
In a company, organizational culture helps to establish the norms and the ethics in the business environment.
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The requirement that lenders disclose the annual percentage rate of interest is mandated by the Real Estate Settlement and Procedures Act. Consumer Credit Protection Act. Equal Credit Opportunity Act. Fair Housing Act. QUESTION 20 Which of the following is a distinguishing feature of a mortgage broker? Mortgage brokers accept deposits from savers and then lend that money to borrowers. Mortgage brokers borrow money from commercial banks and lend it to borrowers. Mortgage brokers act as facilitators to arrange loans between borrowers and lenders. Mortgage brokers issue mortgage-backed securities to replenish their supply of funds.
A distinguishing feature of a mortgage broker is that they act as facilitators to arrange loans between borrowers and lenders.
They connect borrowers with appropriate lenders and assist in the loan application and approval process. Unlike traditional lenders such as banks or credit unions, mortgage brokers do not lend their own money. Instead, they serve as intermediaries between borrowers and lenders. Mortgage brokers have access to a network of lenders and work on behalf of the borrowers to find suitable loan options that match their needs and financial situation.
The role of a mortgage broker involves gathering relevant financial information from borrowers, including credit history and income documentation. They analyze this information to assess the borrower's eligibility and determine the loan options that may be available to them.
Once the borrower's information is gathered, the mortgage broker works to find lenders willing to offer loans to the borrower. They negotiate terms, interest rates, and loan conditions on behalf of the borrower. This includes comparing different loan offers from various lenders to find the most favorable terms.
Overall, the distinguishing feature of a mortgage broker is their role as intermediaries, connecting borrowers with lenders and assisting in the loan arrangement process. They provide personalized guidance and help borrowers navigate the complexities of obtaining a mortgage, ensuring that they find the most suitable loan option for their specific needs.
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An individual who wants to use public goods but wants others to pay for public goods is referred to as a _____________________. Question 14 options: tax evader excluder free rider consumption rival
is that an individual who wants to use public goods but wants others to pay for public goods is referred to as a "free rider."
A free rider is an individual who benefits from public goods but does not contribute to their production or maintenance. Public goods are non-excludable and non-rivalrous, meaning that they are available to everyone and one person's use of the good does not diminish its availability to others.
As a result, individuals may choose to free ride, or enjoy the benefits of the public good without paying for it, since they know that the good will still be available to them even if they do not contribute. This behavior can lead to underfunding of public goods and can be seen as a form of economic inefficiency.
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you receive a confusing request from the marketing department to develop a new billing system. what is the first step you should take?
The first step you should take when receiving a confusing request from the marketing department to develop a new billing system is to seek clarification and gather more information about the requirements and objectives of the project.
When faced with a confusing request, it is crucial to ensure a clear understanding of what is being asked. Schedule a meeting or conversation with the marketing department to discuss their expectations, goals, and specific needs regarding the new billing system. This step allows you to gather more information, clarify any ambiguities, and gain insights into the desired functionalities, user requirements, and project scope. It also provides an opportunity to identify any constraints, timelines, or dependencies associated with the project. Effective communication and gathering detailed requirements at the outset contribute to a successful and aligned development process.
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What talents are helpful for the Arts, AV Technology and Communication Cluster? PLEASE HELP!!
WILL GIVE BRAINLIEST ! ! ! ! !
Why is flexibility the most obvious benefit of road transportation? (Select all that apply.)
Transportation companies can employ driving teams of two drivers in the same truck to increase haul times and daily mileage.
Trucks can go anywhere that there are roads.
Truck shipments are impervious to weather conditions like fog, ice, heavy rain, and snow.
Transportation companies can set up systems for having a truck driver approaching his or her maximum driving hours take freight to a drop location where a fresh driver can pick it up and continue on with it.
Answer:
Trucks can go anywhere that there are roads.
Explanation:
Road transport is considered flexible due to the extensive road network. Practically, they are roads almost everywhere including, cities, estates, and villages. As long as there is a road, trucks will get there. Road transport will reach almost any destination as long as there is a road. This is the reason road transport is flexible.
A work arrangement whereby employees are able to remain at home and perform their work using computers that connect them with their offices is referred to as
Answer:
Telecommuting
Explanation:
Telecommuting is when employees work outside of their organization. In this type of work arrangement, employees work remotely and are connected to their organization platform through technology applications such as zoom, slack etc.
Although, workers may visit their workplace occasionally for meetings that requires physical presence , their main duties are carried out away from their workplace.
How important is money
Answer:
very important
Explanation:
money is a global income source for everyone. we all have different types but it is all still money. now say one country got rid of money and had people pay for stuff using other things. if china did that lots of different countries wouldn't be able to get stuff from there unless they had so much of that product they could just give it up.
A price-taker firm will tend to expand its output so long as its A) marginal revenue is positive. B) marginal revenue is greater than the market price. C) marginal revenue is less than the market price. D) marginal cost is less than the market price.
A price-taker firm will tend to expand its output so long as its marginal revenue is positive. Option A is correct.
Price-taker is a term used in economics to describe a market in which a small seller has no control over the price of a product or service. In these markets, it is rare for a single seller to have any significant impact on the price. A firm in this position is referred to as a price-taker firm.
Marginal Revenue (MR) refers to the revenue that a firm obtains from the sale of one additional unit of output. Marginal Revenue (MR) is a critical concept in economics because it is used to determine how much of a good or service a firm should produce to maximize its profit.
A firm can calculate its Marginal Revenue (MR) by dividing the change in total revenue by the change in output. A price-taker firm will tend to expand its output so long as its marginal revenue is positive. Therefore, option A (marginal revenue is positive) is the correct answer to this question.
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Calculate the 2017 total tax for Gordon Geist, a single taxpayer without dependents and no itemized deductions. He has active income of $44 comma 000, a short-term capital gain income of $2 comma 800 from the sale of stock, and $7600 from book royalties. What is Gordon's average tax rate?
Answer:
15.32%
Explanation:
Note: Attached as picture below is the missing table
Total gross income = Active income + Capital gains + Book royalty = $44,000 + $2,800 + $7,600 = $54,400
Standard deduction = $6,350
Exemption = $4,050
Taxable income = Total gross income - Standard deduction - Exemption = $54,400 - $6,350 - $4,050 = $44,000
Income tax due:
Over 37,950 but not over 91,900 - 5,226.25 plus 25% of the excess over 37,950
Income tax due = 5,226.25 + 25%*(44,000 - 37,950)
Income tax due = 5,226.25 + 25%*6050
Income tax due = 5,226.25 + 1512.5
Income tax due = $6,738.75
Average tax rate = Income tax due/Taxable income
Average tax rate = $6,738.75/$44,000
Average tax rate = 0.15315341
Average tax rate = 15.32%
Suppose economic conditions call for a tax increase but Congress does not implement this measure because an election is approaching. This is an example of which of the real-world problems associated with fiscal policy?
Answer:
Implementation lag
Explanation:
there are four types of lags associated with fiscal policy
Administrative lag is the time it takes to enact the needed policies. Operational lag is the time it takes for the policy to be enacted to the time the effects are felt in the economy
Recognition lag is the amount of time it takes for authorities to recognise a problem in the economy that needs fiscal policy intervention.
Implementation lag is the amount of time it takes for fiscal policy decisions to be implemented.
b. he believed they should be cut as a matter of fairness and good economic policy
Which of the following is not an example of appropriate business etiquette?
Greet everyone cordially, warmly, professionally, and with eye contact.
Dress appropriately and professionally and practice good hygiene.
Arrive at appointments within fifteen minutes of the scheduled time.
Pay attention to the person to whom you are speaking and learn their name.
Answer: Arriving at appointments within fifteen minutes of the scheduled time. This is not an example of appropriate business etiquette as it suggests arriving late or not on time. A person should arrive on time or a few minutes early for a business appointment.
evaluate whether locating closer to raw materials is the most important factor when locating a business. if not what other factor/s would be more important
Answer:
The nature of the major raw material requires to produce the product of the business determines the level of importance attached to locating a business closer to raw materials.
Explanation:
The level of importance attached to locating a business closer to raw materials depends on the nature of the major raw material requires to produce the product of the business.
When the major raw material requires to produce the product of the business is a heavy raw material that cannot be easily transported, locating the business closer to the raw material will be the most important factor.
However, when the major raw material requires to produce the product of the business can be easily be transported, locating the business closer to raw materials will NOT be the most important factor. In this case, some of the other important factors to consider will include proximity to markets; availability of labour; water supply; availability of power, fuel or gas; waste products disposal facility and among others.
When a large, well-known corporation wishes to borrow directly from the public, it can.
When a large, well-known corporation wishes to borrow directly from the public, it can sell shares of stock.
A corporation is an organization—normally a set of humans or a corporation—legal with the aid of the kingdom to act as a single entity and recognized as such in regulation for positive purposes. Early included entities had been established via the constitution. maximum jurisdictions now allow the advent of new corporations via registration.
A company is an enterprise entity that is owned by means of its shareholder(s), who decide on a board of directors to supervise the enterprise's activities. The enterprise is responsible for the actions and finances of the business – the shareholders aren't.
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list the two things the government does that fall under fiscal policy. (A.p.e.x.)
Explanation:
These two policies are combined in numerous ways to influence a country's economic situation.
Fiscal policy, together with monetary policy handled by central banks, is the primary means through which governments influence a country's economy. The two primary elements of fiscal policy are income taxes and government expenditures.
What is the cost of running the following schedule in Rolling
Stone magazine? 4th cover 12x
-$3,173,700
-$2,538,960
-$2,792,856
-$2,697,648
$2,697,648
The total cost of the ads is $-16,300,816, or $8,505,516.
the cost of running the following schedule in rolling stone magazine is $-8,505,516.
the prices for the ads are as follows:
* 4th cover 12x = $3,173,700 * 4th cover 12x = $2,538,960
* 4th cover 12x = $2,792,856 * 4th cover 12x = $2,697,648
* 4th cover 12x = $2,697,648
the total cost of the ads is $16,300,816. however, the negative sign in front of the prices indicates that the company is *receiving* money for the ads, not paying for them. to calculate the total cost, you can simply add up the prices of the ads. however, you need to be careful to take into account the negative sign in front of the prices. if you ignore the negative sign, you will calculate the total cost as $16,300,816, which is the total cost if the company were paying for the ads. however, since the company is receiving money for the ads, the total cost is actually $-16,300,816, or $8,505,516.
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The u.s. bureau of labor statistics has a website that can be of great help when researching careers. it contains many types of information, including: career outlook. career locations and environments.
The U.S. Bureau of Labor Statistics helps with career advice with a section of their website allowing for career research so this is True.
How does the U.S. BLS help with career research?The Bureau of Labor Statistics is interested in helping Americans to decide what career best suits them.
They offer this help by operating a section on their website where different information on careers are found such as career locations and environments.
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Answer:
Option B: Salary
Explanation:
Edge 2022
Refer to Scenario 19.2. BASF has decided to offer discounts to its businesses customers in the form of the following: For each order of $100,000 or more during the next 90 days, the buyer will receive a rebate of 5 percent. This type of pricing would be an example of ____ discounts. Group of answer choices
Answer:
cumulative discounts
Explanation:
Options:
A) allowance B )cash C) seasonal D) noncumulative E) cumulativeA cumulative discount refers to a company offering a discount in the sales price of an item or items if the total purchase is higher than a certain threshold. It is similar to offering discounts for buying in bulk (which refers to quantity), only that this type of discount is offered to customers that purchase over a certain amount of money.
Air max 270's or Jordan 1 Mid's?
Air max 270's
they make me taller than Jordan 1 Mid's, and since im a short dude, I lowkey need that extra inch.
For standing bear company, sales revenue is $200,000, sales returns and allowances are $5,000, sales discounts are $3,000, and cost of goods sold is $120,000. Net sales is?.
The net sale is $72,000.
What do you mean by net sales?Net sales are the total money that a company makes from sales after deducting discounts, client refunds, and other expenses. One of the top line KPIs for product-based organizations, it is often measured across weekly, monthly, or annual accounting periods and appears on the income statement.
What's the difference between gross sales and net sales?While net sales include all costs incurred during the sales process, gross sales do not account for deductions. Net sales are a better indicator of how much money a company is making from sales.
The Gross Sales:
Sales revenue: $200,000
Cost of goods sold: $120,000
Total = $200,000 - $120,000
=$80,000
Expenses:
Sales allowances and discounts: $5,000
Sales discounts: $3,000
Total= $5,000 + $3,000
= $8,000
Therefore, net sales = Gross Sales – Returns – Allowances – Discounts
$80,000- $8,000
=$72,000
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What are some of the benefits of regional integration?
Answer:
1. Benefits Of Regional Economic Integration
2. Enhanced political cooperation. Several nations usually have a much larger political influence as compared to the influence that each individual country would have.
3. Creates trade. Member countries in a regional economic integration agreement have a wider choice of services and goods that were previously unavailable.
4. Employment prospects.
Explanation:
The benefits of regional integration can easily identify. There are economic benefits such as additional trade, improved quality, increased imports and exports, high-quality international relations and an integrated market. Regional integration can enhance the general quality of life for the citizens of those states.
Name and describe four trade barriers.
Answer:
subsidies, standardization, tariffs, quotas, and licenses.
Explanation:
The main types of trade barriers used by countries seeking a protectionist policy or as a form of retaliatory trade barriers are subsidies, standardization, tariffs, quotas, and licenses.
Discuss the ethics of the indirect strategy of an organization. Is it manipulative to delay the presentation of the main idea in a message? Explain why or why not.
Indirect strategy is the pattern that is used by organizations to withhold or delay the presentation of some information about their product or services without giving it all out.
Why It Is ManipulativeThe strategy is about delaying the presentation of the main idea of the product or services but it is unethical because it provides misleading information's to customers there by causing them to acquire products or services that may not meet their taste.
The good side to the strategy is that by delaying information of the main idea, it makes the organization to create anticipation among its customers thereby drawing up more expectation and sales from the customers.
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Record each of the following transactions in the appropriate journal. ec 1 Received a check for $3,136.00 from Shore Properties, Inc. in payment of our invoice of Nov 22 for $3,200.00, less discount. ec 1 Sold merchandise on account to McBooks Bookstore, Invoice # 707 ; computers, $749.00; peripherals, $675.00. Issued check #1102 for $1,989.40 to Southeast Computers in payment of their Nov invoice of $2,030 for computers. ec 2 Purchased store supplies on account from Chung Store Supplies \& Equipment Co., for $395. ec 2 Issued check =1103 for $360 to Jefferson Insurance Agency for the premium on a $40,000 policy for one year beginning December 1 . ec 2 Isgued check # #1104 for $1,397 to Bellevue Advertising for store advertising materials. ec 2 Isgued check #1105 for $3,275 to the Orlando Tabloid for newspaper advertising for the month of Nov. ec 3 Sold computers on account to Botero Exporters, Inc., invoice #708, for $5,475. ec 3 Isgued check #1106 for $9,349 to Joe's Furniture for the purchase of new office equipment for the office. ec 3 Received an invoice for $747 from Wee, Cheatum \& Howe, Attorneys for legal services. Purchased computers on account for $7,449 from Southeast Computers. Purchased peripherals on account from Computer Supply, Inc. for $3,468. Cash sales for Dec 1-3 were as follows: peripherals, $10,432; computers, $7,357. Received a check for $2,058 from Kenya \& Sons Developers in payment of our invoice of Nov. 25 for $2,100, less discount Sold computers on account to Shore Properties Inc., Invoice #709, for $979. Declared dividends, payable on Dec 20, to stockholders of record on Dec 13, as follows: a. Quarterly cash dividends of $1.00 per share on common stock outstanding b. Quarterly cash dividends of $3.00 per share on preferred stock outstanding. Isgued check #1107 for $7,483 to Hal Computers for the purchase of computers. Purchased $65 of office supplies and $1,234 of store supplies on account from Office Staples. Issued check #1108 for $842 to Larry's Roofing, Inc. for roof repair and maintenance. Received a check for $4,108 from Silk Preparatory School in payment of our invoice of Nov 29 for $4,100, less discount. Completed servicing and installing computers for Ortega Investments and billed them $12,493, Invoice #710, for professional services. Received a check for $5,586 from Johnson Conatruction Company in payment of our invoice of Nov 30 for $5,700, less discount.
A journal is a report-maintaining tool used in accounting to chronologically report financial transactions. It gives a detailed account of each transaction, inclusive of the date, description, and corresponding debit and credit score entries, bearing in mind accurate bookkeeping and economic evaluation.
Journal Entries:
Dec 1:
Accounts Receivable $3,136.00
Sales Discounts $64.00
Sales Revenue $3,200.00
(Received payment from Shore Properties, Inc. for Nov 22 invoice)
Accounts Receivable (McBooks Bookstore) $1,424.00
Sales Revenue (Computers) $749.00
Sales Revenue (Peripherals) $675.00
(Sold merchandise on account to McBooks Bookstore)
Accounts Payable (Southeast Computers) $1,989.40
Cash $1,989.40
(Paid Southeast Computers for Nov invoice)
Dec 2:
Store Supplies $395.00
Accounts Payable (Chung Store Supplies) $395.00
(Purchased store supplies on account)
Prepaid Insurance $360.00
Cash $360.00
(Paid Jefferson Insurance Agency for insurance premium)
Advertising Expense $1,397.00
Cash $1,397.00
(Paid Bellevue Advertising for store advertising materials)
Advertising Expense $3,275.00
Cash $3,275.00
(Paid Orlando Tabloid for newspaper advertising)
Dec 3:
Accounts Receivable (Botero Exporters) $5,475.00
Sales Revenue (Computers) $5,475.00
(Sold computers on account to Botero Exporters)
Office Equipment $9,349.00
Cash $9,349.00
(Purchased new office equipment from Joe's Furniture)
Accounts Payable (Wee, Cheatum & Howe) $747.00
Legal Services Expense $747.00
(Received invoice for legal services)
Accounts Payable (Southeast Computers) $7,449.00
Computers Expense $7,449.00
(Purchased computers on account from Southeast Computers)
Accounts Payable (Computer Supply, Inc.) $3,468.00
Peripherals Expense $3,468.00
(Purchased peripherals on account from Computer Supply, Inc.)
Cash $10,432.00
Peripherals Sales Revenue $10,432.00
(Cash sales of peripherals)
Cash $7,357.00
Computers Sales Revenue $7,357.00
(Cash sales of computers)
Accounts Receivable $2,058.00
Sales Discounts $42.00
Sales Revenue $2,100.00
(Received payment from Kenya & Sons Developers for Nov 25 invoice)
Dec 4:
Accounts Receivable (Shore Properties Inc.) $979.00
Sales Revenue (Computers) $979.00
(Sold computers on account to Shore Properties Inc.)
Dividends Payable (Common Stock) $1,000.00
Dividends Payable (Preferred Stock) $3,000.00
Dividends Declared $4,000.00
(Declared dividends to stockholders)
Accounts Payable (Hal Computers) $7,483.00
Cash $7,483.00
(Purchased computers from Hal Computers)
Office Supplies Expense $65.00
Store Supplies Expense $1,234.00
Accounts Payable (Office Staples) $1,299.00
(Purchased office supplies and store supplies on account)
Roof Repair Expense $842.00
Cash $842.00
(Paid Larry's Roofing, Inc. for roof repair and maintenance)
Dec 6:
Accounts Receivable (Silk Preparatory School) $4,108.00
Sales Discounts $8.00
Sales Revenue $4,100.00
(Received payment from Silk Preparatory School for Nov 29 invoice)
Accounts Receivable $12,493.00
Service Revenue $12,493.00
(Billed Ortega Investments for professional services)
Accounts Receivable $5,586.00
Sales Discounts $114.00
Sales Revenue $5,700.00
(Received payment from Johnson Construction Company for Nov 30 invoice)
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Tim receives a call from a friend when he is on a conference video call with his boss. What should be his next step?
Answer:
He shoukd apologises to his boss and send the other person to voicemail and creat a plan to call back later
Explanation:
Answer:
Disconnect the call
Explanation:
edmentum
Oliver's company is planning the launch of their hybrid cars. The company has included "never-before-seen" product benefits in the hybrid cars. Which type of advertising should Oliver's company use for the new cars?
That’s the answer.
Oliver's company's hybrid cars have "never-before-seen" product benefits, and they should use advertising that reflects this unique selling proposition.
One type of advertising that the company should use is digital advertising. This is because digital advertising has the potential to reach a larger audience, is cost-effective, and can be targeted toward specific demographics. One specific type of digital advertising that Oliver's company could use is social media advertising. Social media platforms have billions of users, and advertising on these platforms can reach a vast audience.
Moreover, social media advertising is cost-effective and can be targeted toward specific demographics. For example, if Oliver's company's hybrid cars are targeted toward young professionals, social media advertising can be targeted towards this demographic. Another type of advertising that Oliver's company can use is experiential advertising. This type of advertising involves creating an experience for the customer that allows them to interact with the product.
For example, Oliver's company can set up a hybrid car showcase where potential customers can test drive the cars and experience the unique product benefits. This type of advertising can create a lasting impression on potential customers and lead to increased sales. Oliver's company should use digital advertising, specifically social media advertising, and experiential advertising to market their hybrid cars.
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What is the name of swarovski’s platform for innovation and collaboration with the world’s most exciting brands?
The “Creative Labs” is the name for the platform created by Swarovski for the purpose of innovating and collaborating with some of the most exciting brands in the world.
The collaboration has become extremely popularized over the past few years due to the unique marketing strategies adopted by the brands and businesses across the world. Moreover, there has also been a significant amount of increase in the content creation industry with the growth of social media. As both the factors go hand in hand, the innovation, and collaboration has become common with the platform in the name of ''Creative Labs''.
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Can I please please get help this is do in 10 mins please please help!!!!!!!!