Panda has a cost of goods sold to sales ratio of 75%, while Tamimi has a ratio of 70%. What are some possible explanations for this difference? Base your answer on what you learned from analyzing value chain activities or functional-level strategies (it can be both).

When a business is unable to fight back against its competitors effectively, then a strategic risk has been encountered.

This refers to the risk that the strategies of a business will not allow it to be competitive in the market.

When competitors come up with new processes and a business is unable to match them, this is therefore strategic risk.

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Answer:

a. True

Explanation:

Lets imagine an example that can happen to anyone: A salesperson contacts you several times because you are interested in buying a new car but you are not sure which one. Once you decided which car you want and place your order, you generally have to wait a few hours or even a couple of days. But after the sale was closed, the salesperson disappears and if you want to ask him/her about your car, he/she is too busy and tells you to contact someone else in the company.

This happens not only with cars, it also happens when you place certain custom orders, insurance policies, etc. Once the deal is closed and you pay, the salesperson turns away and looks for new clients. This is extremely frustrating and yes, makes you feel neglected.

The four general characteristics that influence consumer purchases are cultural factors, social factors, personal factors, and psychological factors.

Cultural factors refer to the influence of a person's culture, values, beliefs, and customs on their purchasing behavior. This includes factors such as social class, subculture, and cultural norms.

Social factors involve the impact of social interactions, reference groups, family, and social roles on consumer behavior. People are influenced by the opinions, recommendations, and behaviors of others in their social circles.

Personal factors include individual characteristics such as age, occupation, lifestyle, personality, and self-concept. These factors shape an individual's preferences, needs, and purchasing decisions.

Psychological factors encompass the internal mental processes that influence consumer behavior. This includes perception, motivation, learning, attitudes, and beliefs. Consumers' perceptions and interpretations of products and marketing messages greatly influence their purchasing choices.

In summary, consumer purchases are influenced by cultural, social, personal, and psychological factors. Understanding these characteristics helps businesses tailor their marketing strategies and offerings to better meet the needs and preferences of their target consumers.

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There are three main types of consumer goods: durable goods, nondurable goods, and services.

Durable goods are consumer goods that have a long-life span (e.g. 3+ years) and are used over time. Examples include bicycles and refrigerators. Nondurable goods are consumed in less than three years and have short lifespans. Examples of nondurable goods include food and drinks. Services include auto repairs and haircuts.

Consumer goods are also called finals good, or end product, because they are the ultimate output of a productive process that occurs over time.

A result of open competition in a free market system is higher quality goods (option D).

Competition is when there are many producers operating in a particular industry. Competition is high in purely competitive markets and low in a monopoly. This is because in a pure competition, there are many producers while there is only one producer in a monopoly.

Due to the high level of competition in an industry, prices would be more likely to be low. This is because producers would want to attract more consumers by fairly pricing their goods. Also, producers would want to offer good customer service in order to retain consumers as there are many competing producers in the market. High quality goods are also a way to attract an retain customers.

A free market system is a market system where prices are set by the forces of demand and supply. There is no government regulation in this type of market.

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The proper cash flow amount to use as the initial investment in fixed assets when evaluating this project is $8,028,000.Why?First, let's discuss the definition of fixed assets.Fixed assets are tangible assets that an enterprise owns, uses, and expects to use for more than one year. It may be land, plant, machinery, furniture, building, or equipment owned by a business.

Such assets are not purchased with the purpose of reselling them and converting them into cash. Rather, they are kept for operational use. These assets are required for the business's day-to-day operations.According to the question, the following is given:Land purchased for $5 million 4 years ago.Company can net $9.2 million if the land is sold today. A new manufacturing plant will cost $13.2 million to build.The site requires $828,000 worth of grading before it is suitable for construction. Now, we will calculate the proper cash flow amount to use as the initial investment in fixed assets when evaluating this project. 

The initial investment is:Net initial investment = Initial fixed assets - After-tax proceeds from the sale of fixed assetsThe after-tax proceeds from the sale of the fixed assets are: After-tax proceeds = Market value of asset - [Market value of asset - book value of asset * (1 - tax rate)]Thus, the after-tax proceeds are:$9.2 million - [$5 million - ($5 million x (1 - 0.21))] =$9.2 million - [$5 million - ($3,950,000)] =$9.2 million - $1,050,000 =$8.15 millionTherefore, the initial fixed assets are the building cost plus grading cost, which are:$13.2 million + $828,000 = $14.028 millionNow, we can calculate the net initial investment as follows:

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Answer:

When Jameel lost his job with a fruit and vegetable shop that closed downhe decided to open his own store. He had good contacts with suppliers.

They said they would give him one month’s credit before he paid for

supplies. Jameel had $5000 in savings to invest in the shop. He thought thiswould be sufficient to start the business. He is an independent man - he

never liked taking the manager’s orders in the food shop! He wanted to

operate his new business as a sole trader

Explanation: hope this helps if not i am sorry

Franchises and partnerships are two other types of business organisations jameel lost his job.

Franchises and partnerships are two distinct business models that involve collaboration between different entities. Franchising is a business arrangement where a franchisee licenses the right to use a well-established brand, business model, and support from a franchisor in exchange for fees and royalties.

This allows the franchisee to operate under an established brand with proven systems. Partnerships, on the other hand, involve two or more individuals or companies pooling their resources and expertise to run a business together, sharing profits and liabilities. Both models offer unique advantages, such as brand recognition in franchising and shared responsibilities in partnerships.

Therefore, Franchises and partnerships are two other types of business organisations jameel lost his job.

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Probably the full question is:

When Jameel lost his job with a fruit and vegetable shop that closed down he decided to open his own store. He had good contacts with suppliers. They said they would give him one month’s credit before he paid for supplies. Jameel had $5000 in savings to invest in the shop. He thought this would be sufficient to start the business. He is an independent man - he never liked taking the manager’s orders in the food shop! He wanted to operate his new business as a sole trader.

Identify two other types of business organisations jameel lost his job.

Answer:

Graphs

Explanation:

A graph is a pictorial representation that shows a relationship between two or more variables. In the context of economics, it represents the clearly relationship in two-dimensional space. Also the economic analysis would be concerned with respect to the two variables.

Therefore as per the given situation, the graph should be the answer

Hence, the same is to be considered

A graph is a representation of a relationship between two or more variables in a visual format. It illustrates the clear relationship in two-dimensional coordinate numbers in the context of economics.

In a complex or coordination compound or a crystal, the coordination number, also known as Ligacy, is the number of atoms, ions, or molecules that a central atom or ion has as its nearest neighbors.

Thus, graphic representation shows the relationships between variables.

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This situation is an example of social loafing, where individuals in a group reduce their effort .

contribution to the group's task due to the belief that their individual performance won't be evaluated or that their effort won't make a significant impact. In this scenario, the two individuals who did not contribute to the project are free-riding on the effort of the rest of the group while still taking credit for the project's success. Social loafing can harm group productivity and morale and can lead to resentment and frustration among group members who feel that others are not pulling their weight. To avoid social loafing, it is essential to establish clear expectations and individual accountability and to encourage open communication and collaboration within the group.

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Answer:

(B) It adds to your purchasing power.

Explanation:

In economics or financial accounting, money can be defined as any asset used by an individual or business entity to make purchases of goods and services at a specific period of time.

Simply stated, money refers to any asset which can be used to purchase goods and services by customers.

This ultimately implies that, money is any recognized economic unit that is generally accepted as a medium of exchange for goods and services, as well as repayment of debts such as loans, taxes across the world.

Additionally, the rate at which an asset can be used to purchase any goods or services refers to its liquidity. Thus, liquidity is a quality or characteristics of money as a medium of exchange. Therefore, money is a generally accepted medium of exchange around the world.

The three (3) main functions of money all over the world are;

I. Medium of exchange.

II. Unit of account.

III. Store of value.

The sentence which best describes how money functions as a "store of value" is that, it adds to your purchasing power.

Hence, money being a store of value makes it possible to transfer purchasing power between traders and buyers from the present to the future.

what the guy said above me

If Charlie is willing to pay $16 for a t-shirt priced at $12 and he buys the t-shirt, then his consumer surplus is $4.

Consumer surplus is the difference between what a consumer is willing to pay for a good or service and the actual price they pay. In this case, Charlie is willing to pay $16 for the t-shirt but only pays $12, resulting in a consumer surplus of $4. This means that Charlie gains $4 worth of satisfaction or value from the purchase that he did not have to pay for. Consumer surplus is a measure of the economic benefit that consumers receive when they are able to purchase a product at a price lower than their maximum willingness to pay.

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Answer:

actuary - An actuary is a business professional who deals with the measurement and management of risk and uncertainty. The name of the corresponding field is actuarial science. So the answer would be D.

bankteller - A bank teller is an employee of a bank whose responsibilities include the handling of customer cash and negotiable instruments. So the answer would be A.

IFM - Researching various stocks or funds that may be in the news for recent product developments, earnings statements. So the answer would be C.

Auditor - An auditor is a person authorized to review and verify the accuracy of financial records and ensure that companies comply with tax laws. So the answer would be B.

Explanation:

Answer:

Supply curve or Supply schedule

Explanation:

A supply curve is a graphical presentation of the relationship between the price of a product, and the quantity suppliers are willing to sell in the market. It shows the different volume suppliers are happy to sell at different prices. A supply curve slopes from the bottom moving upwards showing how quantity supplied increases as price rises.

The supply schedule shows much quantity suppliers are willing to sell in the market at different prices. The supply presents this information in a table format. Both supply curves and supply schedule give the same information. While the supply curve is a graphical presentation, the supply schedule presents the same data in a table format.

Answer:

€905.85

Explanation:

The  current price of the bond is its Present Value (PV) this is calculated as follows :

Fv = €1,000

n = 15

Pmt = €1,000 × 6.9% = $69

i = 8%

P/yr = 1

Pv = ?

Using a financial calculator to enter the values as above, the PV is €905.85.

Thus,  the current price of the bond is €905.85.

The government would have to run without a deficit if the nation had a balanced budget.

Almost all of the early deficits in the United States' debt history—dating back to the American Revolution—were brought on by war. It was the first time the nation had ever been debt-free when the federal government was able to pay off all of its debt in 1835.

Furthermore, since that time, wars, poor economic conditions, and stock market crashes have all contributed to the government's ability to increase the country's debt.

The budget of the federal government is one of the most divisive topics in modern American politics. Those who advocate a balanced budget contend that the government debt's rising level will have negative consequences down the road. Some people disagree, arguing that a government budget shouldn't be compared to one for a family and isn't meant to be.

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The amount of accounts receivable shown on the pro forma balance sheet is typically drawn from the option d. i.e. Sales budget.

A balance sheet is a financial statement that summarizes a company's assets, liabilities, and shareholders' equity at a specific point in time. Accounts receivable is an asset representing the amounts owed to a business by its customers for goods or services provided on credit.

In order to determine the amount of accounts receivable shown on the pro forma balance sheet, you need to refer to the sales budget. The sales budget is a financial projection that outlines the anticipated sales revenues and credit terms for a specific period. This budget is used to estimate the amount of cash inflows and credit sales, which directly impacts the accounts receivable.

1. Review the sales budget to identify the total credit sales for the period.

2. Determine the company's credit terms and the percentage of sales made on credit.

3. Calculate the accounts receivable balance by multiplying the total credit sales by the percentage of sales made on credit.

4. Include the calculated accounts receivable balance in the pro forma balance sheet as an asset.

By following these steps, you can accurately estimate the amount of accounts receivable shown on the pro forma balance sheet using the sales budget as your primary source of information.

Therefore, option D is the right answer.

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Knowing and comprehending each team member's opinions personality type will enable you to assign tasks in a way that best suits their interests and passions.

By doing this, you will raise team morale and productivity to their highest levels. Therefore, I always let my manager know when I'm having an issue. I jot out a list of my annoyances. I request a meeting with my employer opinions and explain these issues in detail. I want to be sure I'm not coming out as rude or sounding like I'm making any accusations against my supervisor. Good staff knowledge results in higher output and results.

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Answer:

advantages: delegations involve the assignment to others authority for specific functions, tasks, and decisions.

disadvantages: delegations reduces management, stress, workload.

Answer: The beef should be roasted.

Explanation:

Sales revenue

Sell as is: 4000 × $3 = $12000

Processed further: = 4000 × $6.40 = $25600

Increase/Decrease in income: = $13600

Purchase cost:

Sell as is: 4000 × $4.50 = $18000

Processed further: = 4000 × $4.50 = $18000

Increase/Decrease in income: = $0

Cost of roasting:

Sell as is: 0

Processed further: = 4000 × $2.70 = $10800

Increase/Decrease in income: = -$10800

Net income = $13600 - $10800 = $2800

Since there is a net income of $2800 when they beef is roasted, therefore it should be roasted.

An advantage of simple interest is that it is simpler to understand and cheaper. Regarding the disadvantages, they are associated with the difficulty of being found and in case of delay there are higher associated fees.

Compounding interest, on the other hand, has the benefits of investment advantages, as funds grow more than simple interest over a period of time. The disadvantages are related to cost, which depending on economic factors can increase or decrease.

Is necessary for the investor to be aware of the risks inherent in any investment, so the ideal is that the investment portfolio is varied, to mitigate the risks. Some other important tips are carrying out financial planning, knowing your investor profile and the discipline necessary to manage your investiments in an advantageous and profitable way.

Therefore, if a choice had to be made to invest, perhaps compound interest would be a better option, as it has a higher yield over time.

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The payment of a fee to use another firm's name and operating methods is called franchising.

Franchising is a business model in which a company (the franchisor) grants the right to use its trademark, business model, and operating methods to another party (the franchisee) in exchange for a fee.

The franchisee then operates a business under the franchisor's name and guidance, using its products, services, and branding. In addition to the initial fee, the franchisee typically pays ongoing royalties or a percentage of their revenue to the franchisor.

Franchising allows businesses to expand rapidly and gain access to new markets while minimizing risk, as the franchisee assumes much of the operational and financial responsibility. Franchising is common in industries such as fast food, retail, and service businesses.

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The internal growth rate is 7.97% Approximately

The internal growth rate is computed as shown below:

= ROA x ( 1 - payout ratio ) / [ 1 - ( ROA x payout ratio) ]

= 0.09 x ( 1 - 0.18 ) / [ 1 - ( 0.09 x 0.18 ) ]

= 0.0738 / 0.9262

= 7.97% Approximately

An internal growth rate (IGR) is the best degree of growth potential for a commercial enterprise with out acquiring outdoor financing. A firm's most inner increase rate is the extent of business operations that may maintain to fund and grow the corporation with out issuing new equity or debt.

The IGR assumes that operations can be entirely self-funded by way of the corporation's retained profits. In evaluation, the sustainable increase price (SGR) includes the effect of external financing, however the current capital structure is kept steady.

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A. Early Childhood Development.

Answer:

Latasha works with three and four-year-olds in a inner-city afterschool program. The pathway in human services cluster that Latasha works in is.

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Based on the fact that Imani needs to precisely measure doses of medication for patients, this type of skill is a A. Technical skill.

A technical skill refers to one that a person gets from having specialized knowledge in several types of specialized tasks and projects.

The skill to be able to measure precise doses of medication that Imani has is a specialized knowledge that helps her in the pharmaceutical industry which makes it a technical skill.

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b) Separating operating, financing and investing activities. When reformulating financial statements, we need to make some adjustments to separate the operating, financing, and investing activities.

These adjustments are as follows:

Operating Activities: We need to adjust the non-cash expenses such as depreciation and amortization from the operating expenses to identify the actual cash flow generated by the business. The operating expenses also include gains and losses from the sale of long-term assets and other investments. These gains and losses are reported separately from operating income.

Financing Activities: The cash inflows and outflows related to financing activities should be separated from operating activities. These cash inflows and outflows may include cash dividends paid, share repurchases, and interest payments. Additionally, the cash flows from the issuance and repayment of debt and equity should be separated from the cash flows generated by operating activities.

Investing Activities: The cash inflows and outflows related to investing activities should be separated from operating and financing activities. These cash inflows and outflows may include the purchase and sale of property, plant, and equipment, investments in securities, and the receipt of interest and dividends on those investments.

The cash flows from the purchase and sale of long-term assets and other investments should be reported as investing activities. Similarly, the interest and dividends received on those investments should be reported as operating activities.

The adjustment of operating, financing and investing activities when reformulating financial statements helps in understanding the actual cash flows generated by the company. It also helps in comparing the cash flows of different companies by eliminating the impact of financing and investing activities.

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Unemplyment benefits are an example of a transfer payment. So, the correct option of this question is b.

Transfer payment is payment made or income received in which goods and services are not paid is known as transfer of payment. It is one-way payment. Transfer Payment is also known as Government transfer as it is given by the Government without goods and services being received in return. Transfer of payment is based on the concept of donor and recipient. A donor gives up something of value without receiving anything in return.

Unemployment benefits are given by the Government without receiving any goods or services in return so it is considered a transfer payment. The government collects money through taxes then this money is reallocated to citizens equally through welfare services.

Unemployment benefits are also provided by the Government therefore it is an example of transfer payment.

While other options are incorrect because rent, wages and government purchases dont have relation with transfer payment.

Therefore, the correct option of the given question is b i.e. Unemployment benefits.

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Answer: Personally I would offer a refund on the nails that they are currently getting, and or giving them a free nail appointment next time they come and make sure that all things are clean safe and ready to use for him/her next time him/she comes

Explanation:

Answer:

The development of regulatory mechanisms in the banking industry has been an ongoing process to ensure the stability and integrity of the financial system.

Explanation:

This includes the implementation of rules and guidelines for banks to follow, as well as the establishment of independent agencies to monitor and enforce compliance. Some examples of regulatory mechanisms in banking include the Basel Accords, which set international standards for bank capital and liquidity, and the Dodd-Frank Wall Street Reform and Consumer Protection Act, which introduced stricter regulations on banks in the wake of the 2008 financial crisis. The goal of these regulatory mechanisms is to protect consumers and investors, prevent financial fraud and abuse, and maintain the overall stability of the banking system.

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The best hedging method in this case is USD20,740,000 for a put option.

Based on the given information and considering an exchange rate of $1.00 at the end of the 3-month period, let's compare the different hedging methods:

1. Call Option: If exercised, the CAD20,000,000 would be exchanged for USD23,000,000 (20,000,000 x 1.15) plus the premium payment of USD100,000 (20,000,000 x 0.005). Total payment would be USD23,100,000.

2. Put Option: If exercised, the CAD20,000,000 would be exchanged for USD20,600,000 (20,000,000 x 1.03) plus the premium payment of USD140,000 (20,000,000 x 0.007). Total payment would be USD20,740,000.

3. Forward Contract: The CAD20,000,000 would be exchanged for USD22,300,000 (20,000,000 x 1.115). No premium payment is needed in this case.

4. Future Contract: The CAD20,000,000 would be exchanged for USD22,160,000 (20,000,000 x 1.108). No premium payment is needed in this case.

Comparing these four methods, the Put Option provides the lowest payment of USD20,740,000, making it the best hedging method in this case.

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