Part 1: Your friend has $7,000 that she wants to invest so that, someday, she will be able to have a wombat rescue in Australia. She estimates that it will cost $20,000 to start her project. Her banker suggests three different investment opportunities
1. Savings option #1: A CD with an APR of 2.02% of simple interest (6 pts) How long it will take your friend to reach her goal of $20,000 if she puts all her money into this investment? (round answers to 2 decimal places) (Note: A = P(1+rt) is the formula for simple interest

Compared to the measured unemployment rate, the natural rate of unemployment is less fluctuating.

The unemployment that occurs when economic production is at its long-run maximum is known as the natural rate of unemployment. The average unemployment rate is the point of fluctuation for the economy. The economy's institutions and productive capability together determine the natural rate of unemployment.

The three components of natural unemployment are structural, surplus, and frictional unemployment. Because companies would increase salaries first, there could never be zero unemployment. The long-term trends that are lowering the U.S. natural rate of unemployment were not reversed by the 2008 financial crisis.

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Answer:

B

Explanation:

The specific interest rates offered by savings accounts and CDs can vary greatly depending on the financial institution, the amount deposited, and the length of the deposit term, so it's important to compare rates from different banks and credit unions to determine which one is the better option for a particular individual.

The question that can help a writer develop a claim for argumentative essay is " is supporting evidence included?"

An Argumentative essay is one characterised by responding to a prompt or questions of a fellow in other to get ideas or win points from their claims.

In a good arguments, both parties are expected to come out more enlightened about the topic they argued about.

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Answer:

A is the answer

Answer:

the answer is construction craftspeople with many years of experience

Explanation:

Answer: 1) The product should be what meets the customer's need; No one wants to buy a product and dump it in their homes, so it must meet their exact needs. 2) Customer service: asides selling great product, a great customer service would bring the client, sustain them and through them get referrals

3) Having a great sales plan or campaign which would register the products in the hearts of the client.

Explanation:

Selling is a skill on its own to be learnt, and there some things to consider to have good sales, here are the following;

1) The product should be what meets the customer's need; No one wants to buy a product and dump it in their homes, so it must meet their exact needs. 2) Customer service: asides selling great product, a great customer service would bring the client, sustain them and through them get referrals

3) Having a great sales plan or campaign which would register the products in the hearts of the client.

Things I'll consider while buying a product;

1) How good it is: products are meant to be enjoyed and not endured.

2) Customer service: having someone who understands the product very well would always make the client time keep returning

Answer:

1a. Dec-31

Dr Allowance for doubtful accounts $780

Accounts receivable (Patty's Bake Shop) Cr $780

1b . Dec-31

Dr Bad debt expense $1,000

Cr Allowance for doubtful accounts $1,000

2a. Bad debt expense $1,000

2b. Doubtful accounts $25,170

Explanation:

1. Preparation of the journal entries

First step is to adjust for estimated bad debt expense for current year

Aged Accounts Receivable Estimated Percentage Uncollectible Estimated Amount Uncollectible

Not yet due 19,000* 2%= $380

Up to 120 days past due 5,000*11%=$550

Over 120 days past due 3,000*30%=$900

Estimated balance in allowance for Doubtful Accounts $1,830

Less Current balance in allowance for Doubtful Accounts ($830)

Bad Debt Expense for the year $1,000

($1,830-$830)

Now let prepare the Journal entry:

1a. Dec-31

Dr Allowance for doubtful accounts $780

Accounts receivable (Patty's Bake Shop) Cr $780

(To record Write off accounts receivable)

1b. Dec-31

Dr Bad debt expense $1,000

Cr Allowance for doubtful accounts $1,000

(To record allowance of doubtful account)

2aCalculation to Show how the amounts related Bad Debt Expense would be reported on the income statement and balance sheet for the current year.

BROWN COW DAIRY COMPANY

Income Statement (Partial)

As of December 31

Operating expenses:

Bad debt expense $1,000

2b. Calculation to Show how the amounts related to Accounts Receivable would be reported on the income statement and balance sheet for the current year.

BROWN COW DAIRY COMPANY

Balance Sheet (Partial)

As of December 31

Current assets:

Accounts receivable (Patty's Bake Shop) $27,000

(Less)Allowance for doubtful accounts ($1,830)

Accounts receivable, net of allowance for Doubtful accounts $25,170

Accounts receivable =$ 19,000+$5,000+$3,000 Accounts receivable =$27,000

Allowance for doubtful accounts = $380+$550+$900

Allowance for doubtful accounts = $1,830

Therefore the amounts related to Accounts Receivable and Bad Debt Expense that would be reported on the income statement and balance sheet for the current year will be :

Bad debt expense $1,000

Doubtful accounts $25,170

Answer:

D on edge

Explanation:

The debt-to-income (DTI) ratio of a borrower is used to compare the borrower's gross monthly income. The monthly living expenses (rent or mortgage, property tax, mortgage insurance,

Income is the consumption and saving opportunity gained by an entity within a specified timeframe, which is mainly shown in the medium of exchange terms. Income is difficult to define conceptually,

The term debt to income refers that, the debt-to-income ratio (DTI) is all your monthly debt payments divided by your gross monthly income. This number is one-way lenders measure your ability to manage the monthly payments to repay the money you plan to borrow.

Therefore, Thus option(C) is correct.

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Answer:

Some financing options for a small business:

-you can get bank loan

-angel investor

-government grant (shown below as well)

-business incubator

-Small Business Administration (SBA) - For this financing option, manufacturing companies with 500 employees or fewer, and most non manufacturing businesses with average annual receipts under $7.5 million, will qualify as a small business.

-equity financing (funding given in exchange for partial ownership and future profits)

-debt financing (can be in the form of installment loans, revolving loans, and cash flow loans)

Explanation:

All of these examples of financing options are good to delve into, if you are interested in getting the funds needed to get your small business off the ground.

Answer:

empathizing; communication

Explanation:

Communication is the process of the exchange of thoughts and ideas. In this process the information is communicated by the sender and the receiver is intended to receive the same. The receiver shares the feedback and responds to the message and this brings an end to an active communication. The skills required for a heathy communication are listening, speaking, observing and empathizing. These skills helps in communicating the messages in smooth and better way.

If san francisco were to repeal its rent control law, the prices for short rentals in the city listed on airbnb and other peer-to-peer sites would likely to fall because the availability of housing would grow as the average rent rose.

Rent control law limits the amount a landlord may charge for leasing or renewing a lease. Municipalities typically pass rent control laws, although the specifics might differ greatly. All are designed to keep housing expenses within the reach of those with lower incomes.

Airbnb, which stands for "Air Bed and Breakfast," is a service that allows property owners to rent out their premises to tourists in need of a place to stay. As the average rent rose the availability of houses would grow which leads to the fall in prices for short rentals.

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Answer:

During an interview, a hiring manager may ask you about previous challenges you've faced in the workplace. The most effective answer to this question will highlight your problem-solving skills and professionalism. Preparing for this question ahead of time will provide you with greater confidence and a better chance of impressing the hiring manager. In this article, we discuss why employers ask this question, explain how to answer it and provide you with a list of example answers.

Explanation:

Interviewing a business manager on the crisis experienced in the workplace will help to know how efficient the business manger is.

A business manager can be defined as a person that help to manage a company or an organization business so as to ensure that the business is running effectively.

A business manger is in the right position  to know the crisis happening in his/her workplace and how to effectively manage the crisis and to ensure smooth running of the business.

Therefore Interviewing a business manager on the crisis experienced in the workplace will help to know how efficient the business manger is.

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The Variances Standard Actual Material Cost Per Yard $2.00 $2.10 is measured as $ 9262.50 unfavorable. Option A is correct.

Actual direct materials cost  = 4.75 × 9500 ×2.1  

                                                 = 94762.5

Less: Budgeted direct materials cost =4.5 × 9500 ×2

                                                        =   85500

Total direct materials cost variance =  $ 9262.50   (unfavorable)

By comparing actual results to expected results over time, variance analysis enables businesses to identify performance trends. This assists organizations with recognizing any regions where they are performing great or regions where they need to get to the next level.

Change is a factual estimation used to decide how far each number is from the mean and from each and every other number in the set. You can ascertain the fluctuation by taking the contrast between each point and the mean.

A statistical measure of the spread between numbers in a data set is referred to as variance. More specifically, variance measures how far apart each number in the set is from the mean (average) and, as a result, from each other.

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General Motors (GM) is recalling 143,000 of its SUVs due to an airbag issue. The affected vehicles are Chevrolet Traverses, GMC Acadias, and Buick Enclaves from the 2020 and 2021 model years.

According to GM, the airbags may not properly inflate during a crash, increasing the risk of injury to passengers. The issue is caused by a faulty airbag sensor connection that may come loose over time. GM has stated that it will notify affected owners and dealers will inspect and fix the connection as necessary, free of charge. Owners can also contact GM's customer service for more information or to schedule a repair appointment. It's important for affected owners to take action promptly to ensure their safety on the road. Subaru will notify the affected vehicle owners, and dealers will inspect and, if necessary, replace the faulty airbag sensor at no cost to the customers.

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Answer:

Personnel administration.

Personnel recruitment and selection.

Compensation and incentive management.

Development of a positive work climate.

Employee performance evaluation.

Staff training and development.

Labour relations.

Occupational health and safety.

Explanation:

The functions of a human resources Department are numerous and diverse, as this team is responsible for managing a company's human capital to meet the established business objectives. The personnel department is key in any company, from attracting and retaining talent to guaranteeing the interests and well-being of employees.

An advantage of using personal savings instead of bank loans and credit cards is you will not pay interest on the capital. (option B)

Personal savings is the wealth that a person has accumulated over a period of time. When a person uses his personal savings to start a business, the person would not have to pay interest on the money used in the business because the funds used belongs to the person.

Banks loans and credit cards are subject to interest payment over the duration of the loan. Interest would increase the cost of starting the business.  Funds that are gotten either from bank loans or personal savings can be lost if the business is not successful. Also, three is an opportunity cost associated in using the funds for starting a business. Opportunity cost is the cost of the next best option forgone when one option is chosen over other options.

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Factors that Influence the business environment are :

The business environment means the total of all the individuals, and institutions that could affect the working of the business firm.

Importance of business environment:

The economic environment is all the things that create an economic impact on the firm.

The social environment is all the traditions and customs of the society that creates an impact on the firm.

The technological environment is all the impact on the firm caused due to new technology and upgradations.

The political environment is the conditions and behavior that the elected representatives hold toward the business

The legal environment is entirely based on the rules and legislation of the authorities.

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D) It lowers the producer's costs and prices.The correct answer is (D) It lowers the producer's costs and prices.By shifting some functions to intermediaries, producers can benefit from economies of scale and specialization.

Intermediaries, such as wholesalers or retailers, often have established networks, distribution channels, and expertise in marketing and sales. This allows producers to reduce their costs by leveraging the resources and capabilities of intermediaries, leading to lower production and distribution costs. When producers rely on intermediaries, they can achieve cost savings in areas such as warehousing, transportation, marketing, and sales force management. Intermediaries can also provide valuable market insights and customer feedback, enabling producers to improve their products or services based on consumer preferences.Lowering costs through intermediaries can result in more competitive pricing for the producer's products or services. This can attract price-sensitive customers and increase market share. By offering competitive prices, producers can gain a competitive advantage over rivals who might not have the same cost efficiencies.

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The coordination and integration of processes used in the creation and delivery of goods or services is referred to as supply chain management.

Raw Material Acquisition: The supply chain starts with the purchase of raw materials from numerous vendors throughout the world, such as metals, polymers, glass, and electronic components.

Production: The raw materials are delivered to production sites where they go through a number of steps such injection moulding, circuit board assembly, and screen assembly. Multiple vendors, manufacturing lines, and quality control procedures are used during this phase.

Distribution: Following manufacturing, cellphones are packaged and delivered to warehouses or distribution centres. After that, they are transported to local or national

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Explanation:

I hopeit help you✌️✌️✌️✌️✌️

Occupational Health and Safety are defined as goods or services that are required for health and safety. Information standards are guidelines governing the information that must be provided to consumers when they purchase specific goods.

A safe product is one that delivers either no risk or a minimum tolerable level of risk, taking into account the product's typical or reasonably foreseeable use and the need to maintain a high level of consumer protection.

Occupational health and safety is a multidisciplinary discipline that deals with all elements of workplace health and safety, with a heavy emphasis on preventing workplace dangers.

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When a tax is placed on the sellers of cell phones, the size of the cell phone market may be affected. The impact of the tax on the market size depends on various factors, including the elasticity of demand and supply for cell phones.

If the demand for cell phones is relatively elastic, meaning that consumers are responsive to changes in price, the tax burden may be passed onto the consumers in the form of higher prices. As a result, the market size could decrease as some consumers may choose to purchase fewer cell phones due to the increased prices.

On the other hand, if the demand for cell phones is relatively inelastic, meaning that consumers are less responsive to price changes, the tax burden may be absorbed by the sellers, resulting in lower profits for the sellers. In this case, the market size may not be significantly impacted.

Additionally, the size of the cell phone market may also be influenced by factors such as the availability of substitutes, consumer preferences, and overall economic conditions.

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Answer:

1. Benefits Of Regional Economic Integration

2. Enhanced political cooperation. Several nations usually have a much larger political influence as compared to the influence that each individual country would have.

3. Creates trade. Member countries in a regional economic integration agreement have a wider choice of services and goods that were previously unavailable.

4. Employment prospects.

Explanation:

The benefits of regional integration can easily identify. There are economic benefits such as additional trade, improved quality, increased imports and exports, high-quality international relations and an integrated market. Regional integration can enhance the general quality of life for the citizens of those states.

Firms are price-takers is not a source of market failure. Option D is correct.

Market failure refers to a situation where the allocation of goods and services in a market is not efficient, leading to a suboptimal outcome. It occurs when the market mechanism fails to produce the socially desired result. Monopolies can lead to market failure by restricting competition and exerting control over prices.

Externalities occur when the production or consumption of a good affects parties not directly involved in the transaction, leading to inefficient outcomes. Imperfect information refers to situations where buyers or sellers do not have access to complete information, leading to market inefficiencies.

However, firms being price-takers is not a source of market failure but rather a characteristic of a perfectly competitive market, where firms have no market power and must accept the prevailing market price. Option D is correct.

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Answer:

I WIN

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Answer:

i win

Explanation:

:))))

Answer:

1 buying a bicycle it's a good

2 getting a back message it's a service

3 getting the plumbing fixed in your house it's a service

4 use of a smartphone app it's a service

5 buying a new Ac unit for your house it's a service

6 buying a hamburger it's a good

7 getting your taxes completed by a tax firm it's both

In this scenario, a C. legal factor affected Energy Drinks' business to close its production facility for failure to meet set health standards.

There are many environmental factors that affect the growth and development of an business.  They include technological, economic, legal, and demographic factors.

For Energy Drinks, the legal factor involves its failure to ensure compliance with the rules and regulations led down by the government. Business enterprises are required to comply with the laws, especially health-related and environmental standards.

A. technological

B. economic

C. legal

D. demographic

Thus, the factor that affected Energy Drinks' business is Option C.

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