The correct option is B, only taxable to the extent of earnings above the holder's cost basis. A tax qualified variable annuity provides the investor with a tax-deferred investment. The payments received by the owner of a tax-qualified variable annuity are only taxable to the extent of earnings above the holder's cost basis.
Explanation:Variable annuities are financial products that provide investors with tax-deferred growth on their investments. They provide tax benefits in the long run and provide a higher return on investment. A variable annuity has a death benefit feature, which allows the beneficiary to receive payments in case of the death of the investor.The payments received by the owner of a tax-qualified variable annuity are only taxable to the extent of earnings above the holder's cost basis.
The cost basis of the investor is the amount they have invested in the variable annuity. Any earnings made on the investment are taxed, but only to the extent that the earnings exceed the investor's cost basis. Therefore, only the earnings portion of the variable annuity payments is taxable.The tax treatment of variable annuities is complicated. The investment's tax treatment is based on how the payments are made, the source of the funds used to purchase the variable annuity, and the distribution method used. In general, the investor must pay taxes on their gains when they withdraw money from a variable annuity.
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Current liabilities are $10,000, long-term liabilities are $20,000, common stock is $50,000, and retained earnings totals $70,000. How much is total stockholders' equity?
Total equity of stockholders' is $120,000
Stockholders' equity, also known as shareholder's equity or owners' equity, is the portion of a company's assets that is owned by its shareholders. It is calculated by subtracting total liabilities from total assets. In this case, current liabilities are $10,000, long-term liabilities are $20,000, common stock is $50,000, and retained earnings totals $70,000. To calculate total stockholders' equity, (Common stock and retained earnings are both elements of stockholders' equity. Common stock of $50,000 plus retained earnings of $70,000 equals $120,000 in stockholders' equity.) This means that the total stockholders' equity is $120,000. It is important to note that this amount represents the residual interest in the assets of the company after deducting all its liabilities.
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_____________ are a form of financial instrument through which corporations and governments borrow money from financial investors and promise to repay with interest.
Answer:
Bonds
Explanation:
Bonds are financial instruments that are used to obtain funding from the bond holders. It is a debt security that is issued by a government or corporation to investors.
When investors buy bonds the funds are used by governments for its operations and various projects. Interest is paid on the bonds.
Bonds can be municipal bonds or corporate bonds.
Unlike shares bonds does not grant the holder an equity or ownership stake in the company, rather it grants a creditor stake.
The class will be divided into five groups. With the teacher's guide, each group should suggest a business that they want to put up. Each group should then justify their choice of business. Each group will discuss among the members the environment that should be studied in terms of the location they decided to choose. Based on the environmental analysis, the group members should identify all the factor that need to be studied in the specific environment/location.
Each group will suggest a business idea and justify their choice based on their interests, market demand, and potential profitability. They will then discuss the specific location for their business and conduct an environmental analysis to identify factors that need to be studied.
In the first paragraph, each group can briefly mention the type of business they want to put up, such as a restaurant, tech startup, clothing boutique, fitness center, or any other business idea that interests them. They should provide a concise justification for their choice, highlighting factors like market demand, personal passion, unique selling proposition, or potential profitability.
In the second paragraph, the group members will discuss the specific location for their business and conduct an environmental analysis. They need to identify and examine various factors that can influence the success of their business in that particular location. This analysis can include factors such as local competition, target market demographics, economic conditions, regulatory environment, infrastructure, availability of resources, cultural considerations, and any other relevant factors. By studying these environmental factors, the group can gain insights into the opportunities, challenges, and potential risks associated with their chosen location.
Overall, the aim is for each group to select a business idea that aligns with their interests and has potential in the market. They should then analyze the specific location's environmental factors to make informed decisions and develop strategies that maximize their chances of success. This exercise helps students understand the importance of market research, environmental analysis, and strategic planning in business development.
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higher wages for data analysts would not cause some people to enter the workforce as data analysts. the supply curve for data analysts to shift. some people to switch jobs to become data analysts. existing data analysts to work longer hours.
Higher wages for data analysts would likely cause some people to enter the workforce as data analysts, the supply curve for data analysts to shift, some people to switch jobs to become data analysts, and existing data analysts to work longer hours.
This is because higher wages create an incentive for people to pursue a career as a data analyst. As a result, the supply curve for data analysts will shift to the right, indicating an increase in the supply of data analysts in the workforce. Additionally, some people may switch jobs to become data analysts in order to take advantage of the higher wages. Existing data analysts may also be willing to work longer hours in order to earn more money.Overall, higher wages can have a significant impact on the supply of data analysts in the workforce.Learn more about data analyst at: https://brainly.com/question/30033300
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3. ______ are defined as goods or services that are required for health and safety.
Occupational Health and Safety are defined as goods or services that are required for health and safety. Information standards are guidelines governing the information that must be provided to consumers when they purchase specific goods.
What is the safety of goods?A safe product is one that delivers either no risk or a minimum tolerable level of risk, taking into account the product's typical or reasonably foreseeable use and the need to maintain a high level of consumer protection.
Occupational health and safety is a multidisciplinary discipline that deals with all elements of workplace health and safety, with a heavy emphasis on preventing workplace dangers.
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Deciding whether primary data, secondary data, or sometimes both will provide researchers with the answers they need to answer their research problem takes place at which step of the marketing research process?.
Deciding whether primary data, secondary data, or sometimes both will provide researchers with the answers they need to answer their research problem takes place at research planning step of the marketing research process.
Identifying the issue or the topic your study is attempting to address comes first in the marketing research process. Then comes developing a research strategy to address the issue, acquiring and analyzing data, and lastly providing a report.A business can explain how to locate the solutions to the issues or concerns it wants to address using a marketing research plan.The available funds, the study method used to collect data, and the scope of the project will all influence how you arrange and design your research. The two primary research approaches you might use to collect data are primary research and secondary research. Each compiles data from several sources to offer a precise overview of your marketing research plan.Thus the answer is marketing research plan.
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A simple machine has efficiency 90%.What does it mean?No machine has 100%efficiency,Why?
Answer with explanation:
1) it means tht the machine can do it's work in a 90% in a good way
2) no machine is free from the effects of gravity, and even with wonderful lubrication the energy a machine produces is always less than the work put into it that's why 100% efficency isnt possible in machines.
Best of luck!!!
What is a disadvantage of solar thermal systems?Question 10 options: There are some direct emissions of CO2 and other air pollutants. There are high costs associated with the necessary natural gas turbine backups. There is low potential for growth. The systems have low net energy yield and high costs. The high technology requirements could displace jobs for local workers.
Answer:
The systems have low net energy yield and high costs.
Explanation:
In the case of the solar thermal power/electric generation systems it collects and concentrate the sunlight in order to generate the heat of high temperature so that the electricity could be generated. It mainly have two components i.e. reflectors and the focus sunlight
So the disadvantage of this is that it develops the less net energy yield also it cost is high so not everyone could afford it
What are the three main decision-making types discussed in the article? (Site 1)
Answer:
1. Certain
2. Risk
3. Uncertainty
Explanation:
Answer:
1. Certain
2. Risk
3. Uncertainty
Explanation:
edg2021
1. You are shy and not confident of your abilities to contribute to the group project. You're not good with
writing, can't come up with ideas, and are scared to present. As a result, you have contributed very little to the assignment thus far and are reluctant to volunteer yourself for tasks.
First, it is important to remember that everyone has something valuable to contribute to a group project, and that contribution can take many forms.
What is a group project.?Generally, Even if you don't feel confident in your writing or presentation skills, there are still ways to make your mark.
You could offer to do research on the topic, help organize the project and break down tasks, or take on tasks that don't require writing or presenting, such as developing a budget or timeline. You could also suggest ideas or ask questions during group meetings.
Finally, if you are feeling overwhelmed, reach out to your group members and talk openly about how you're feeling. They may be able to provide reassurance and help you come up with ideas.
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true or false: if close substitutes are available for a particular good, then the demand for that good will be less elastic than if only distant substitutes are available.
False. In the presence of near substitutes, demand is more elastic.
Do more replacements make the elastic stronger?According to the concept of an elastic good, which is one where a change in price results in a significant change in demand, the more alternatives there are for an item, the more elastic the good will be.
Alternatives — more or less elastic?The availability of alternatives raises the elastic factor, which basically means that the more alternatives there are, the more possibilities there are, and as a result, the more options there are, the higher the elastic factor.
How are replacement products related to demand elasticity?Demand for a good increases when the price of its substitute increases, hence the cross elasticity of demand for substitute goods is always positive. A negative cross-elasticity characterizes the desire for complementary goods, in contrast.
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according to beer's model for organizational change formula, what does c represent?
The variable c is not included in Beer's formula, it is a concept that refers to the level of change required to move from the current state to the desired future state.
Beer's model for organizational change is a framework used to understand and manage organizational change. The model includes six key components: a sense of urgency, a guiding coalition, a vision and strategy, communication of the change, empowerment of others to act on the vision, and the creation of short-term wins. The model is often represented by the formula: D x V x F > R
In this formula, D represents dissatisfaction with the current situation, V represents a clear vision of the future state, and F represents a practical first step towards the vision. R represents resistance to change, which must be overcome for the change to be successful.
The variable c is not included in the formula but is sometimes used to represent the level of organizational change required. This refers to the degree of change that is needed to move from the current state to the desired future state. The level of change required can range from incremental changes to significant transformational changes.
The level of change required can influence the approach and resources needed to manage the change. Incremental changes may require less resources and can be managed through smaller-scale initiatives, while significant transformational changes may require more significant investments and a more comprehensive change management plan.
In summary, The level of change required can influence the approach and resources needed to manage the change.
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What is query filtering most useful for?
adding and removing fields from a query
editing data in the table underlying the query
eliminating data that does not match from a query
reviewing only the results that meet specific criteria
Answer:
reviewing only the results that meet specific criteria
Explanation:
Query filtering is a simple way to filter informations from the available tons of data in-order to streamline it to what was actually needed. The queried and filtered information would then been reviewed and the results which met the keyed information appearing below it.
For example, query filtering could be used to seek for information about women who falls within age of 30 - 40 years among tons of information showing age of both men, children and women within the age of 10 -80 years.
Answer:
(D) seeing only the results that meet specific criteria
Explanation:
Kleen Karpet cleaned 65 rugs in October, consuming the following resources:
Labor: 520 hours at $13 per hour
Solvent: 100 gallons at $5 per gallon
Machine rental: 20 days at $50 per day
a. What is labor productivity?
b. What is multifactor productivity?i
Labor productivity is a measure of the total amount of goods produced by a company's workers in a given period of time. It is measured by dividing the total amount of goods produced by the total amount of labor hours used.
Labor productivity can be calculated as Labor Productivity = Total output / Total labor hours
Kleen Karpet cleaned 65 rugs in October, consuming 520 hours of labor.
Therefore, Labor Productivity = 65 rugs / 520 hours = 0.125 rugs/hours.
Multifactor productivity is a measure of the output produced by a company relative to the resources used to produce that output. It considers multiple inputs, such as labor, capital, and materials, to calculate the efficiency of production.
Multifactor productivity can be calculated as Multifactor Productivity = Total output / (Total labor cost + Total capital cost + Total materials cost)In this case, the total labor cost is 520 hours at $13 per hour, the total capital cost is 20 days at $50 per day, and the total materials cost is 100 gallons at $5 per gallon.
Therefore, Multifactor Productivity = 65 rugs / ($6,760) = 0.0096 rugs/dollar.
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Chewer. The state in which Susan lives has a statute prohibiting dogs running at large. All dogs are required to be on a leash whenever they are off the owner's premises. Susan's dog, while not on a leash, visits the home of a neighbor down the street. While there, the dog carries off an expensive pair of shoes belonging to Robert. The shoes are chewed and destroyed. A neighbor informed Robert of what had happened. Robert commented that he never should have left his $300 shoes lying on the deck in the first place but that he expects to be repaid by Susan. Robert found out that the dog had carried away a number of shoes and other articles in the neighborhood, chewing them to pieces. Susan did nothing to warn anyone. Robert thinks that she should be punished for her activities, which would perhaps deter her from allowing the dog to run loose. What type of damages would Robert seek in order to punish Susan and deter her from letting the dog run free in the future
Which of the following characteristics helps an entrepreneur succeed? A. Maintenance of the status quo. B. Tolerance of ambiguity and uncertainty.
The characteristics which helps entrepreneur to succeed is : (b) Tolerance of ambiguity and uncertainty.
The key characteristics which help an entrepreneur succeed is the ability to tolerate ambiguity and uncertainty. Entrepreneurship is inherently risky, and the path to success is often filled with challenges, setbacks, and unpredictable circumstances.
The Entrepreneurs must be comfortable operating in an environment where outcomes are uncertain and the future is unclear.
Having a high tolerance for ambiguity allows entrepreneurs to adapt and make decisions in uncertain situations. They can navigate through uncharted territory, identify opportunities, and embrace change. They are not discouraged by setbacks or failure but see them as learning opportunities and stepping stones towards success.
Therefore, the correct option is (b).
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The given question is incomplete, the complete question is
Which of the following characteristics helps an entrepreneur succeed?
(a) Maintenance of the status quotient.
(b) Tolerance of ambiguity and uncertainty.
what is stopping producers of fruits and veggies to use marketing techniques similar to large food processing and manufacturing organizations such as pepsico?
Extending regenerative farming practices, a collection of methods that enhance and restore ecosystems with a focus on improving soil health and fertility, lowering carbon emissions, improving watershed management, increasing biodiversity, and enhancing farmer livelihoods, is a crucial component of positive agriculture.
What is Positive Agriculture Goals?In order to achieve our long-term goal of a sustainable agricultural supply chain, we have established standards for both our internal operations and our supply chain. By 2020, we want to sustainably procure for our company potatoes, whole corn, oats, oranges, palm oil, and cane sugar. By 2025, we want to do the same for additional important crops, like vegetable oils that we don't buy directly from farmers. With 2030 aims to obtain crops and ingredients in a way that accelerates regenerative agriculture and strengthens agricultural communities, we announced a new, impact-driven Positive Agriculture ambition in 2021 to build on the progress made.Adopting regenerative farming methods on 7 million acres1, or roughly 100% of the land used globally to produce our products' key crops and ingredients. By 2030, greenhouse gas (GHG) emissions are anticipated to be reduced by at least 3 million tons as a result of these efforts. We will continue to work with farmers to adopt practices that improve and restore ecosystems while advancing the progress made with the Sustainable Farming Program (SFP) over the past almost ten years.100% of essential ingredients are sourced sustainably2, and this extends to key crops from outside sources, such as grains and vegetable oils, in addition to our own grower-sourced products (potatoes, whole corn, and oats).Enhancing the livelihoods of more than 250,000 people in our agricultural supply chain and communities, including the economic empowerment of women. We will concentrate our efforts on the most vulnerable farming communities connected to our global value chain, including smallholder farmers and farm workers, women, and farmers from underrepresented groups. We will continue to advance this objective through a variety of partnerships, including those with the German Agency for International Cooperation, the Inter-American Development Bank, CARE, the National FFA Organization, and the United States Agency for International Development.To Learn more About positive agriculture refer to :
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what is double entry in financial accounting
Answer:
method of recording transactions where for every business transaction, an entry is recorded in at least two accounts as a debit or credit. In a double-entry system, the amounts recorded as debits must be equal to the amounts recorded as credits.
Gerard Barron, the CEO of TMC (Th e Metals Company), stated about deep-sea mining, “We don’t have the luxury of saying ‘No’ to the ocean.” What do you suppose he means by this statement? Do you agree or disagree? Explain.
Deep-sea mining may start soon despite the fact that research indicates it could harm habitats or wipe out species. This is due to the depletion of terrestrial reserves and the increasing demand for metals.
What's the title of the company engaged in deep-sea mining?Deep Sea Mine Campaign, Blue Marine Foundation, International Conservation, Ecologistas En Acción, Wildlife & Flora Worldwide, German NGO Forum on Development and the Environment, Goa Groundwork, Global Ocean Trust, and Greenpeace International are all members of the DSCC.
The technique of extracting mineral reserves from deep seabeds, or ocean depths below 200 metres, is known as deep-sea mining.
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Question 26 Listen A manufacturer is considering a switch from manufacturers' representatives to an internal sales force. The following cost estimates are available. Manufacturers' reps are paid 7.9% commission and incur $645,000 in fixed costs, while an internal sales force has fixed costs projected at $2,080,000 and would receive 3.0% commission. At what sales volume would the manufacturer be indifferent between the two alternatives? Report your answer in dollars. Your Answer: Answer Question 27 4) Listen ► A manufacturer is considering a switch from manufacturers' representatives to an internal sales force. The following cost estimates are available. Manufacturers' reps are paid 8.8% commission and incur $600,000 in fixed costs, while an internal sales force has fixed costs projected at $1,750,000 and would receive 3.3 % commission. Assume that sales revenue is double the breakeven volume or the point at which the manufacturer would be indifference between reps and an internal sales force. At this volume, how much would the manufacturer save, assuming the company had switched to an internal sales force? Report your answer in dollars. Your Answer:
The manufacturer would be indifferent between manufacturers' representatives and an internal sales force at a sales volume of approximately $29,285,714.29. The savings achieved by switching to an internal sales force at double the breakeven volume can be calculated using the provided cost estimates.
To determine the sales volume at which the manufacturer would be indifferent between manufacturers' representatives and an internal sales force, we need to equate the costs of both options.
For the manufacturers' representatives:
Total cost = Commission + Fixed costs
Total cost = 7.9% of sales + $645,000
For the internal sales force:
Total cost = Commission + Fixed costs
Total cost = 3.0% of sales + $2,080,000
To find the sales volume, we set the total costs of both options equal to each other:
7.9% of sales + $645,000 = 3.0% of sales + $2,080,000
Subtracting 3.0% of sales from both sides gives:
4.9% of sales + $645,000 = $2,080,000
Subtracting $645,000 from both sides gives:
4.9% of sales = $2,080,000 - $645,000
4.9% of sales = $1,435,000
Dividing both sides by 4.9% gives:
sales = $1,435,000 / 4.9%
sales ≈ $29,285,714.29
Therefore, the manufacturer would be indifferent between manufacturers' representatives and an internal sales force at a sales volume of approximately $29,285,714.29.
For the second question, we need to find the savings achieved by switching to an internal sales force at double the breakeven volume.
Assuming the breakeven volume is the sales volume at which the manufacturer would be indifferent, which is $29,285,714.29, we can calculate the savings.
Savings = Total cost with manufacturers' reps - Total cost with internal sales force
Savings = (8.8% of sales + $600,000) - (3.3% of sales + $1,750,000)
At the breakeven volume, the sales would be $29,285,714.29:
Savings = (8.8% of $29,285,714.29 + $600,000) - (3.3% of $29,285,714.29 + $1,750,000)
Calculating this equation will give the amount saved by switching to an internal sales force.
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Is a business plan a one time fee?
Answer:
i think so :)
Explanation:
what are expenses from those:
1. premises
2. Machinery
3. Rent received
4. Advertising
5. Motor Vehicle
6: Motor expense
Suppose that a worker in Cornland can grow either 40 bushels of corn or 10 bushels of oats per year, and a worker in Oatland can grow either 5 bushels of corn or 50 bushels of oats per year. There are 20 workers in Cornland and 20 workers in Oatland. If the two countries do not trade, Cornland will produce and consume 400 bushels of corn and 100 bushels of oats, while Oatland will produce and consume 60 bushels of corn and 400 bushels of oats. If each country made the decision to specialize in producing the good in which it has a comparative advantage, then the combined yearly output of the two countries would increase by
Answer:
see. I hope it's helpful for you lolExplanation:
i need friend lol can you my friendProfit is revenue minus expenses. If your profit is $3,000 and your revenue is $50,000, what are your expenses?
in human resource management, deals with different types of people in an organization. a. affirmative action b. inclusion c. diversity d. accountability
Affirmative action is a term used to describe policies and practices that are designed to create opportunities for people who have been historically excluded from certain opportunities due to their race, gender, ethnicity, or other factors.
Affirmative action is a set of laws, policies, and guidelines put in place to ensure equal opportunity for all individuals, regardless of their race, color, gender, or national origin. It involves taking steps to provide equal opportunities for historically disadvantaged groups in areas such as education, hiring, and promotions. The goal of affirmative action is to remove barriers that have prevented these groups from fully participating in society. Examples of affirmative action include increasing access to education, creating programs to help minority businesses, and making sure that companies are hiring and promoting qualified individuals from all backgrounds.
These policies may involve actively seeking out and hiring individuals from certain backgrounds, or may involve other forms of outreach or support. Inclusion is the practice of creating an environment where everyone is welcomed and accepted. This includes recognizing and appreciating different perspectives, backgrounds, and talents. Diversity encompasses the multitude of unique characteristics that make people unique, such as their race, gender, age, religion, sexual orientation, physical ability, and more. Accountability is the practice of holding people responsible for their behavior and actions. This can include taking responsibility for mistakes and actively engaging in self-improvement. Human resource management involves creating a work environment that is fair and equitable for all, and these concepts are essential for successful management.
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Joey has $1,000.00 to invest. He loves tracking crude oil prices. If he were to invest, what type of investment strategy would he be investing in?
An investment strategy is a plan created to assist lone investors in achieving their monetary and investment objectives. Your specific circumstances, including your age, wealth, risk tolerance, and aspirations, will determine your investing plan.
What is an investment strategy example?Due to the possibility of generating a monthly rental income, rental properties are a typical form of income investment. You may then utilize those profits to increase the size of your investment portfolio. Dividend stocks, index funds, and specific bonds are some more typical income investment ideas.
Finding growth investments is a common beginner's tactic. This entails searching for up-and-coming businesses and buying a stock before the enterprise takes off. When using a growth investing plan, one of the most well-known instances is to look at Apple shareholders.
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When text is indented in an outline, what does that usually mean?
A.
The indented text is not very important.
B.
The viewer should ignore the indented text.
C.
The speaker should spend more time talking about the indented text.
D.
The indented text supports the main idea above it.
Answer:
D
Explanation:
its is D because why not ight
Answer:
D. The indented text supports the main idea above it.
Explanation:
Got a 100! This answer was correct.
They have fixed costs of £200 per month Each item's raw materials cost £50 The items sell for £150 each
What is the Break Even Point for the business?
Answer:
2 unit
Explanation:
The break-even point is that point at which a business makes no profit after settling all the necessary fixed cost for the period. It is the point preceding profit making at which costs are recovered
It is calculated by dividing the fixed costs with the sales revenue less the variable cost per unit of an item.
Workings
Fixed cost = 200
Selling price = 150
Variable cost = 50
Break even point = 200/(150-50)
=2 units
Any sales below this ends up in a loss as the fixed cost will not be fully recovered.
a car travaling at a speed of 24 m/s comes to a stop at a red light how much time will it take for the car to stop if it's excelleration is -8.0m/s2
John borrowed $6,000,000 for a period of 15 years.is interest rate is 8%. How much interest will John pay in all?
Based on the information given the amount of interest that John pay in all is his $7,200,000.
Interest:Using this formula
Interest=Amount borrowed×Number of years×Interest rate
Where:
Amount borrowed=$6,000,000
Number of years=15 years
Interest rate=8%
Let plug in the formula
Interest=$6,000,000×15×8%
Interest=$7,200,000
Inconclusion the amount of interest that John pay in all is his $7,200,000.
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