The reduction of interest rates by the Philippine Reserve Bank during the 2020-2021 recession aimed to stimulate economic growth by encouraging borrowing, investment, and consumption.
Lowering interest rates can have several effects on the Philippine economy during a recession. Firstly, it stimulates borrowing and investment as businesses and individuals find it more affordable to access credit. This can lead to increased spending on capital projects, expansion, and hiring, which in turn stimulates economic activity and supports growth.
Secondly, lower interest rates make housing more affordable, encouraging individuals to take out mortgages or loans for home purchases. This boosts the construction industry and related sectors, creating jobs and contributing to economic recovery.
Additionally, decreased interest rates can weaken the exchange rate, making exports more competitive and benefiting industries reliant on foreign trade. However, the effectiveness of interest rate reductions also depends on various factors such as economic conditions, government policies, and external factors.
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#1 What are the main differences between goods and services?
Explain.
What are the implications for marketing a service?
#2 What are the main factors that influence customer satisfaction?
What can you do to best manage customer satisfaction?
#3 What are the benefits of service blueprinting?
Why is it important?
The main differences between goods and services lie in their tangibility, production process, and customer experience. Goods are tangible, produced before consumption, and can be stored, while services are intangible, produced and consumed simultaneously, and perishable.
Goods are physical products that can be seen and touched, while services are intangible and based on actions or performances. Marketing a service requires emphasizing intangible aspects like quality, expertise, and customer experience, as well as focusing on relationship building and customization to meet individual customer needs.
Customer satisfaction is influenced by various factors. Businesses can manage customer satisfaction by conducting market research to understand customer preferences, delivering high-quality products and services that meet customer expectations, offering competitive pricing, providing convenient and efficient customer service, and actively seeking and responding to customer feedback.
Service blueprinting is a visual representation of the service process from the customer's perspective. It helps businesses understand the customer journey, identify potential pain points or gaps in service delivery, and design more effective and efficient service experiences. By blueprinting services, organizations can improve service design, optimize processes, enhance employee training, and ensure consistent service delivery, resulting in increased customer satisfaction and loyalty.
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I'm watching RUBBE LANA videos
Answer:
Thats cool
Explanation:
Shondra’s family’s monthly net income is $6,654. The family’s budget is shown in the circle graph below. The family decides to increase the savings budget by 3 percent by decreasing one of the variable expenses by 3 percent. A circle graph titled Family Budget. Housing is 30 percent, Food is 27 percent, Savings is 10 percent, Transportation is 12 percent, medical is 7 percent, clothing is 10 percent, emergency fund is 4 percent. If the family decreases the clothing budget by 3 percent, what amount will it have to spend on clothing? Round to the nearest dollar. $266 $466 $645 $665
Answer:
B. 466
Explanation:
All you need to do is take the net income and multiply it with the percentage of the clothing budget. Since the budget for clothing is brought down from 10% to 7% the equation becomes:
\(6654(0.07)=465.78\)
Answer:
I believe that the answer is B
Explanation:
Lucinda works for a city fire department. She is creating a podcast about first-responder safety for firefighters. Which phrase best describes the purpose of her podcast?
Answer:
(C) To discuss measures to improve safety.
Explanation:
This is the actual answer on your business English course. Happy cheating :)
Answer:
to discuss measures to improve safety
Explanation:
Javier recently graduated and started his career with DNL Inc. DNL provides a defined benefit plan to all employees. According to the terms of the plan, for each full year of service working for the employer, employees receive a benefit of 1.5 percent of their average salary over their highest three years of compensation from the company. Employees may accrue only 30 years of benefit under the plan (45 percent). Determine Javier’s annual benefit on retirement, before taxes, under each of the following scenarios (Use Exhibit 13-1): (Do not round intermediate calculations. Round your final answers to the nearest whole dollar amount. Leave no answers blank. Enter zero if applicable.) Q: Javier works for DNL for six years and three months before he leaves for another job. Javier’s annual salary was $93,000, $103,000, $109,800, and $115,700 for years 4, 5, 6, and 7, respectively. DNL uses a five-year cliff vesting schedule.
A qualifying employer-sponsored retirement plan known as a "defined benefit plan" bases payouts on a predetermined formula that takes the employee's length of service,
What is a defined benefit plan.Defined benefit pension plans provide recipients with security and predictability in their retirement, although being less frequent than defined contribution plans. Understanding this kind of retirement plan will help you decide whether it would be appropriate for the company to establish or how your pension functions. In this article, we define a defined benefit pension scheme, explain how it operates, list the benefits of this kind of retirement plan, and describe the various defined benefit plans and payment options.
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What does the stock market drive companies to do?
Answer:
It drives companies to push themselves to increase their market value, and make sure all the companies news is relevant and important.
Explanation:
The stock market is an online exchange where prices are put together and people make different trades. The stock market drives them to increase their earnings and ultimately the price per share of their stock.
True or false: Operating activities are the primary sources of revenue and expenses involved in running a business.
It is true that operating activities are the primary sources of revenue and expenses.
What is operating activities?Operating activities are the primary source of revenues and expenses of a business which ultimately determine whether a company make profit or incurs loss. The amounts a business charges its customers when it provides goods or service is referred to operating activities.
Operating activities involve those activities a business engages for the purpose of making profit.
Operating activities includes:
Investing activitiesFinancing activitiesHence, operating activities are truly the primary sources of revenue and expenses.
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50 points each
“When you drink alcohol you are just borrowing happiness from tomorrow.”
“Your stomach thinks all potato is mashed.” ...
“I wonder what my dog named me?
”We eat pizza from the inside out. ...
If you live to be 70 years old you will spend TEN YEARS of your life on Monday. ...
Sometime in the future, someone will say your name for the last time. ...
Deaf people probably don't understand why farts are funny. ...
The word ambiguous only has one meaning.These are not my memories. ...
No one knows how anyone feels. ...
You are neither the first nor the last. ...
You are someone's ancestor. ...
Today the Earth is more beautiful than it will be tomorrow. ...
You only know you were happy when you no longer are. ...
If we're alone it's frightening. ...
Every thing could be the last thing.
join my pad let no space in between pad let
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Answer:
that x-ray has arthritis
Answer:
Hey mate.....
Explanation:
Facts were very true......can't join pad let now....
Thx for points...!!!!!Lol
Equivalent Units of Production The Converting Department of Hopkinsville Company had 1,040 units in work in process at the beginning of the period, which were 60s complete. During the period, 21,600 units were completed and transferred to the Packing Department. There were 1,160 units in process at the end of the period, which were 30% complete. Direct materials are placed into the process at the beginning of production.
To calculate the equivalent units of production for the Converting Department of Hopkinsville Company, we need to consider the units that were started and completed during the period, as well as the units that are still in process at the end of the period.
1. Units completed and transferred to the Packing Department: 21,600 units.
2. Units in process at the beginning of the period: 1,040 units, 60% complete. This means that 40% of these units were completed during the period. Equivalent units for these units = 1,040 units x 40% = 416 units.
3. Units in process at the end of the period: 1,160 units, 30% complete. This means that 70% of these units are still in process and need to be considered for equivalent units. Equivalent units for these units = 1,160 units x 70% = 812 units.
Therefore, the total equivalent units of production for the Converting Department during the period is:
21,600 units (completed and transferred) + 416 units (from the beginning WIP) + 812 units (ending WIP) = 22,828 units.
Please note that the equivalent units of production represent the number of fully completed units that could have been produced given the degree of completion of the units in process at the end of the period.
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a In a short response of 3-5 sentences, identify a common time-management pitfall that
you have personally experienced or are personally experiencing. Describe what time
management strategies you used to overcome that pitfall or how you will overcome the
"pitfall in the future."
Note that Procrastination is my pitfall. To overcome it, I set specific deadlines for tasks, break large projects into smaller ones and prioritize them, and use reminders to stay on track. I also try to minimize distractions while working.
What is Procrastination?Procrastination is the deliberate and unnecessary delay or postponement of something while knowing that doing so would result in negative repercussions.
It is caused by a variety of factors, including poor self-esteem, worry, a lack of organization, and, simply, an inability to inspire oneself to do unpleasant chores.
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Some banks pay interest only on the minimum or smallest balance on deposit during an interest period. Helen Lamb had a balance of $783 in such an account on July 1. Annual interest is 2.7% compounded quarterly. She withdrew$170 on August 17 and deposited $200 on September 12. What was Helen’s minimum balance during the quarter?
Helen's minimum balance during the quarter was $613.
What is Minimum Balance in Account?According to the terms and conditions of the account agreement, a customer is required to keep the smallest amount of money in their account for a predetermined amount of time. This amount is known as the minimum balance in an account. Depending on the type of account and the bank's policies, the minimum balance can be set at a certain amount or it can change.
Plugging in the values, we get:
A = 783(1 + 0.027/4)^(4*(3/12))
A ≈ $791.13
So the balance at the end of the quarter, before the deposit, was about $791.13.
Next, we need to figure out the impact of the withdrawal and deposit:
August 17: Helen withdrew $170, leaving a balance of $783 - $170 = $613.
September 12: Helen deposited $200, bringing the balance to $613 + $200 = $813.
We can conclude that the minimum balance was $613 because the balance on July 1 was higher than the estimated balance at the end of the quarter, which was $791.13.
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A down payment is usually what percentage of the asking price of a home? a. 5 percent b. 20 percent c. 50 percent d. 75 percent
The most common down payment for a home is 20 percent of the asking price. So the answer is b) 20 percent.
A down payment is the initial payment made by the buyer when purchasing an expensive item, typically a house or a car, and is usually expressed as a percentage of the total purchase price. The down payment amount can vary depending on the lender's requirements and the type of loan being used.
Generally, a down payment of 20% of the purchase price is considered standard for a home purchase, although some lenders may accept a lower down payment amount. A larger down payment can result in a lower interest rate, lower monthly payments, and less overall interest paid over the life of the loan.
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Checking a credit report is a good way to
know whether credit is improving.
reduce the amount of money owed.
determine which debts to pay off.
decrease interest payments.
Checking a credit report is a good way to know whether credit is improving.
What is a credit report?A credit report refers to a statement that has information about your credit activity and current credit situation such as loan paying history and the other status of your credit accounts.
A credit report contains personal information, credit account history, credit inquiries and public records. This information is reported by your lenders and creditors to the credit bureaus. Your credit report can be used in a variety of situations, from getting a credit card to buying a house or even applying for a job.
Why is checking a credit report important?Checking your credit history is a good way to know whether credit is improving. It also helps you in understanding your current credit position.
Thus, regularly checking your credit reports can help you be more aware of what lenders may see and it can also help you detect any inaccurate or incomplete information.
Hence, option A is correct.
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The difference between revenue and cost of goods sold is called:
gross profit
owner's equity
cost of goods sold
net income before taxes
Answer:
gross profit
Explanation:
Revenue is the income gained through the sales of goods and services to customers. It is the money received from customers when they buy from a business.
Costs of goods sold are the expenses incurred in producing goods meant for sales. It is composed of the direct cost of the manufacturing process. Costs of goods sold include direct materials, direct labor costs, and direct overhead costs.
Gross profit is equal to sales minus direct costs. Revenue is the same as sales, and direct costs are similar to the costs of goods sold. Therefore, revenue minus costs of goods sold is equal to gross profit.
How do you think your interests and experiences could turn into your future career?
Answer:
Well if you like doing something and/or you like watching someone that you look up to do things then you would most likely be more than happy to do that job in the future. For example if you like playing games and learning about how they are made you might become a pro gamer or a game developer.
Explanation:
4. Tim moves to a different state and buys a house in his new city. His new house is bigger than the apartment he lived in before, so he also buys new furniture. His property taxes are higher for his new house, but sales tax he pays on his new furniture is lower. Which of these taxes is progressive, and which are regressive? What is the difference between a progressive and a regressive tax? (8 points)
Answer:
Property tax is progressive
Sales Tax is regressive
A progressive tax is one that takes a higher proportion of revenue from high-income people than it does from low-income people. A regressive tax is one that takes a higher percentage of low-income people's income than it does from high-income people.
Explanation:
Why are russian and eastern europe interested to international managers? identify and describe reasons for such interest as well as risks associated with doing business in these regions
Both Eastern Europe and Russia are interested to international manager because Russia and Eastern European countries are trying to make firm change to market economics.
Market economies are economies in which personal entities reserve the privilege to posses property and record the production and distribution of goods and services. In a market company, the state does not control personal entities, rather they help competition and systematic practices. There in an aim for MNCs looking for growth and opportunities.
The risks associated with doing business in these regions consists of-
Russia and Eastern Europe are regarded as greater risk from a corruption point of view.Corruption notably prevents businesses to invest in Russia and Eastern Europe.
Foreign investors have usually faced challenges added by Russian bureaucracy. Meantime, important multinational companies like McDonald's, Ikea and Starbucks have announced a suspension on Russian operations and investments due to the war in Ukraine.
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the associated income effect of in the price of one good may increase or decrease may increase or decrease will always increase will always decrease the quantity of that good and may increase or decrease may increase or decrease will always increase will always decrease the quantity of the other good, but the quantities of the two goods in the new consumption choice cannot simultaneously decrease decrease increase as a result of the income effect.
The associated income effect of a change in the price of one good may increase or decrease the quantity of that good and may increase or decrease the quantity of the other good, but the quantities of the two goods in the new consumption choice cannot simultaneously decrease as a result of the income effect.
How does the income effect affect the quantities of goods when the price of one good changes?Explanation: The income effect refers to the change in the quantity demanded of a good due to a change in consumer's purchasing power resulting from a change in the price of that good. When the price of one good decreases, the consumer's purchasing power increases, which can lead to two possible outcomes for the quantities of goods.
1. Effect on the good with a price change: The income effect can increase or decrease the quantity demanded of the good whose price has changed. If the good is a normal good (i.e., the demand increases as income increases), a decrease in price will lead to an increase in quantity demanded due to the higher purchasing power. Conversely, if the good is an inferior good (i.e., the demand decreases as income increases), a decrease in price will result in a decrease in quantity demanded.
2. Effect on the other good: The income effect can also impact the quantity demanded of the other good in the consumption choice. The direction of this effect depends on the relationship between the two goods. If they are substitutes, a decrease in the price of one good will likely decrease the quantity demanded of the other good, as consumers may switch to the relatively cheaper option. If they are complements, a decrease in the price of one good will likely increase the quantity demanded of the other good, as the decrease in price makes the complementary good more affordable.
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considerations must be made in order to successfully integrate the usage of business intelligence systems in a company. these considerations include:
Considerations, in order to successfully integrate the usage of business intelligence systems in a company, include organizational culture, utilization of the system, and the mission of users valued by the system.
The system must be used and accepted by the users in order to add value to the organization. If the system does not further the users' mission, they will not use it. Success can be improved by involving senior management to help integrate BI into the organizational culture. Business intelligence (BI) combines business analytics, data mining, data visualization, data tools and infrastructure, and best practices to assist organizations in making decisions that are more data-driven.
In actuality, you can tell if you have modern business intelligence when you can use your organization's data to drive change, eliminate inefficiencies, and respond quickly to supply or market changes. Flexible self-service analysis is a top priority for modern BI solutions.
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Imagine that a project manager creates a matrix with two variables: risk impact and probability. They use the matrix to measure potential future losses to a project resulting from specific activities or events. What is the project manager trying to determine
The project manger is trying to perform project risk analysis to determine the impact of potential losses on projects.
What is risk analysis?Risk analysis is the process of identifying and analyzing potential losses arising from key business initiatives or projects, thereby helping the organization to manage the risks' impacts.
Using a probability and impact matrix as a table of values shows the probability of potential risks and their severity of impact. The probability and impact matrix serves as a technique for the project manager to perform risk analysis.
Thus, the project manager is trying to perform project risk analysis to determine the impact of potential losses on projects.
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Match the following.
1. A sign is written before a note that changes the pitch of that note slightly for an entire measure.
2. A sign is used to show lower pitches on the staff.
3. Identical pitches with two different names.
4. Treble and bass clef staves joined by a bracket.
5. An interval with pitches sounded consecutively.
Accidental
Bass clef
Grand staff
Enharmonics
Melodic interval
1. Accidental
2. Bass clef
3. Enharmonics
4. Grand staff
5. Melodic Interval
Which loan type allows you borrow up to the cost of attendance, minus other aid you have received?.
A subsidized loan allows a borrower to borrow an amount up to the cost of attendance, minus other aids or benefits received by the person.
What is a subsidized loan?A student loan, the facility of which is available only for students, allowing them to borrow any amount up to the cost of their attendance after subtracting the financial aids received, is known as a subsidized loan.
Hence, the significance of a subsidized loan is aforementioned.
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my boss just took 70 dollars out of my paycheck and he said, "i cant believe you yelled at one of our costumers." and I have no idea what he is talking about. Is this something i should take to the owner of the store?
1. Jessica is going out of the office for a business trip. She would like her e-mail
account to automatically send out an "out of office" message when she receives
e-mails.
Answer:
that's nice, my teachers do that too on breaks
Explanation:
sales of cases of soft drinks are up 20% from last year. you sold 500 cases of soft drinks during September of the previous year. based on current demand trends, what would the forecast be for total sales of cases of soft drinks for this September?
Answer:
600 cases you welcome :)
hich pricing strategy involves setting a high price for an exclusive, high-end product?
what is the process of taking decision in the office?
Answer:
dress code, smile, thinking cap, and due process
Explanation:
u must have all of them to complete your job. if u not fit for work you not going to have a nice day. you must think the due process through and follow guidelines
3.) A special cereal mixture contains rice, wheat and corn in the ratio of
2:3:5. If a bag of the mixture contains 3 pounds of rice, how much corn
does it contain?
Answer:
7.5
Explanation:
Let R = rice.
Let W = wheat.
Let C = corn.
Let X = special cereal mixture
Given the following data;
Ratio of rice, wheat and corn = 2:3:5
Total quantity of rice = 3 pounds.
Ratio = 2 + 3 + 5 = 10
For rice;
2/10 * X = 3
Cross multiplying, we have;
2X = 30
X = 30/2 = 15
Therefore, the total quantity of the special cereal mixture is 15 pounds.
To find the total amount of corn;
C = 5/10 * 15
C = 75/10
C = 7.5 pounds.
Hence, the special cereal mixture contains 7.5 pounds of corn.
To find the total amount of wheat;
W = 3/10 * 15
W = 45/10
W = 4.5 pounds.
Check;
Special cereal mixture = rice + wheat + corn.
Special cereal mixture = 3 + 4.5 + 7.5
Special cereal mixture = 15 pounds.
Answer:
7.5 pounds of corn.
Explanation:
Rice=2x -> 3 pounds
Wheat=3x
Corn=5x
2x=3
x=1.5
5*1.5
=7.5
using data to demonstrate the connections between implemented hr practices and agency performance is
Using data to demonstrate connections between implemented HR practices and agency performance is referred to as "HR analytics".
The HR analytics involves collecting, analyzing, and interpreting data related to HR practices, employee behavior, and organizational performance to gain insights and make data-driven decisions.
By examining the data, organizations can identify correlations, trends, and patterns that help establish the impact of specific HR practices on agency performance.
This approach enables organizations to measure the effectiveness of their HR strategies, identify areas for improvement, and make informed decisions to optimize HR practices and ultimately enhance agency performance.
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The given question is incomplete, the complete question is
Using data to demonstrate the connections between implemented hr practices and agency performance is called as ?
when considering how mobile users will search for your business, which types of keywords should you focus on?
When considering how mobile users will search for business one should focus on shorter keywords and phrases.
Keywords are used in search engine optimisation. Search engine optimisation allows mobile users to have an optimised experience. It takes into consideration the design of the website, structure, speed etc.
Generally, there are four different types of keywords. Their names are commercial, transactional, informational, and navigational. Keywords refer to small phrases or words an individual usually searches for.
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