1: Aggressive growth funds
These are most volatile since they are high-risk high return investments
2: Balanced funds
These are mutual funds which are more volatile than fixed investment funds
3: Bond funds
These are the least volatile since they have fixed returns and so there is a low risk on such investments.
Mutual funds can help you pool your cash with different buyers to "together" purchase shares, bonds, and other investments. they're run by expert cash managers who decide which securities to buy (stocks, bonds, etc.) and when to sell them. You get publicity for all the investments inside the fund and any profits they generate.
A mutual fund is an investment car that swimming pools money from investors with a commonplace funding objective. It then invests the cash in numerous asset lessons like equities and bonds primarily based on the scheme's targets. An asset management corporation (AMC) makes those investments on behalf of the traders.
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Do you think large multinational corporations in general like Wal-Mart, Apple, McDonalds and Frito Lay are good or bad for the world? Is "globalization" another word for “Americanization”? Why or why not? (3 points) Explain using complete sentences.
Answer:
I think multinational corporations in like these are bad. Because even people on diets or trying to diet, and people buy it for them not knowing its hard for them to say no.
Explanation:
A customer purchases stock for $40 per share and holds it for 1 year, selling it for $50 per share exactly 12 months after the date of purchase. Four quarterly qualifying dividends of $.50 were paid during the year. If the customer's tax bracket is 30%, what is the after-tax rate of return?
Answer:
24.75%
Explanation:
the customer will be taxed in two different rates:
long term capital gains = $50 - $40 = $10 per stock x (1 - 15%) = $8.50
interests are taxed as normal income = (4 x $0.50) x (1 - 30%) = $1.40
total after tax gains = $9.90
after tax rate of return = $9.90 / $40 = 0.2475 = 24.75%
Analyse, one way a country is likely to
benefit from the expansion of its
business
enterprises.
Answer:
earning of foreign and upliftment of the host country.
Explanation:
as a bussiness expands into other countries the profits it makes if it becomes successful are retained back to the host country as retained profits and this changes the economy as government earns part pf the revunue due to the tax earnings
what happens if my tax return is rejected after the deadline?
(a) Suppose we have preferences U(X, Y) = min [2X, Y]. Graph/sketch the indifference curve
through the bundle X = 10 and Y = 10. What is the utility at (10, 10)? Explain why the
indifference curve looks the way it does.
(b) What do we mean by a composite good? What does this composite good look like with these
preferences? Show and explain.
(c) Let Px = $10, Py = $20 and income M = $600. State the consumer’s maximization problem and
express this in words.
(d) Find optimal X, Y, and the resulting Utility. Explain how you get the optimum and show/sketch
in a figure.
(e) Now suppose we offered a discount so that good Y was priced at $5 for the first 10 units but rises
to $10 for any quantity above that. Draw the new budget line.
(f) Find the optimal X, Y and the resulting Utility given the availability of the discount. Compare to
the non-discounted case and discuss why it is different/the same.
a) The indifference curve through the bundle (10, 10) is a straight line which makes an angle of 45 degrees with both the X and Y axes. This is because, in this case, U (X, Y) = min [2X, Y] = min [2 (10), 10] = 20. Thus, the indifference curve represents all the combinations of X and Y that give the same utility level of 20.
b) A composite good is a good that is the result of combining several goods and services, each with its price and quantity. The composite good is an abstraction that represents all goods and services together in the economy. In this particular example, the composite good is represented by (2X + Y), since U(X, Y) = min [2X, Y].
c) The consumer’s maximization problem is to choose X and Y to maximize their utility subject to their income and the prices of X and Y. Thus, the consumer’s maximization problem can be expressed as follows: Maximize U(X, Y) = min [2X, Y] Subject to PX X + PY Y = M. Where Px = $10, Py = $20 and income M = $600.
d) With the new discount, the budget line will be as follows:
e) With the new discount, the consumer will choose to buy more of Y, since it is now cheaper. Thus, the optimal bundle will be different from the non-discounted case. The new optimal bundle can be found by solving the consumer’s maximization problem with the new budget line. Substituting the new prices into the budget constraint, we have: 10X + 5Y + 10(Y – 10) = 600 or X + 3Y = 80. Solving for the optimal X and Y, we get: Y = 20 and X = 13.33. The utility level at (13.33, 20) is U(13.33, 20) = min [2(13.33), 20] = 26.67. Therefore, the optimal bundle is (13.33, 20) with a utility level of 26.67.
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What do pilots do on a daily basis? What kinds of skills and knowledge does a pilot need to have? Do you think you would want the job of pilot? Why or why not?
NO LINKS I WILL REPORT!! 15 POINTS PLEASE ANSWER QUICKLY!!!
Why is eagle bank's 1-year cd the only account
guaranteed to return $22 in interest on a $1,000
deposit?
because it is not allowed to charge fees under any
circumstances
because the federal government guarantees that
interest will be doubled
because the interest is continuously adjusted for
inflation
o because the apy is guaranteed not to change
Answer: Because the APY is guaranteed not to change.
Explanation:
I had the same question
The bank of Company E grantees that the interest of $22 on the one year of certificate of deposit of $1,000 as there is no change in APY.
Option D is the correct answer.
What is the certificate of deposit?The certificate of deposit is a kind of financial instrument issued by banks providing the interest rate premium to the investors.
APY stands for annual percentage yield which is defined as the rate of return on the investment being adjusting by the compound interest. When the Eagle Company invests $1,000 in certificate of deposit, then it gets the guaranteed return of $22 in that one year.
Therefore, there should be no change in the APY due to which there is a fixed interest of $22 on the $1,000 of value of CD.
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imagine that you have no money and you have to leave home and live by yourself make a list of the ten mist important things that you would take with you and explain why
Answer:
waterfoodcookerexpensive jewelleryphonelaptoptoolsutensilswashing machinemicrowaveExplanation: things you need to survive and get by with; and also things that you can make money out of e.g. selling jewellery or using your laptop to start up a business.Use this formula to help solve the problem.
• gross income = total of all incomes added together
Given the following information, what does the gross income for the month equal?
Cash = $700, Checks = $200, Credit Card Charges = $400
a. $700
b. $1100
c. $1300
d. $400
Answer:
C.$1300.................:)
Answer:
1,300
Explanation:
just added the numbers
Before you look to change the strategy, you take a look at the leadership team and see a concern. A positive of the team is that it is very heterogeneous with a wide variety of experience and expertise. But, you realize the limitations of the duality. The CEO, James Morgan, is also the Chairman of the Board. Mr. Morgan is a very confident man who has had success in the past. He has held his duality for several years and is known to fight changes in strategic direction.Based on the Board’s overall desire for change, should you keep the current structure or split Morgan’s duality?No dualityDuality
Answer:
No duality
Explanation:
Change management is a strategy that helps individual and teams prepare for organisational changes that have to be made to move the business to greater heights.
In the given scenario where James Morgan is both the CEO and the chairman of the board, he will have undue influence on major decisions in the organisation.
It is better for him to retain position of Chairman of the board and appoint another person as the CEO.
This will give fresh perspective to various issues the organisation faces, and also will provide check and balance to adverse policies that Mr. Morgan may want to introduce.
For an entire economy, the production possibilities frontier is going to be bowed out because?
Because not all resources are equally well suited to producing both consumer and capital products, the production possibilities frontier would probably be reached.
What is Economy?
A territory with an economy is one where goods and services are produced, sold, traded, and used. It is generally accepted that it is a social domain that emphasises the actions, conversations, and outward expressions related to the production, use, and management of finite resources. The processes of an economy are greatly influenced by factors such as a person's culture, values, education, technical development, history, social organisation, political structure, legal system, and availability of natural resources. These elements set the guidelines and conditions that govern how an economy functions in addition to giving background and substance. To put it another way, the economic sphere is a social area made up of interconnected human interactions and behaviours that are dependent on one another.
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A firm holds this type of inventory to satisfy a greater-than-average or greater-than-expected consumer demand or to protect against delays in receiving orders.A. The Just in time inventoryB. The Safety StockC. The inventory ControlD. Carrying costs
The answer to the question is option B - the safety stock. Safety stock is a type of inventory that is held by a firm to meet unexpected consumer demand or to protect against delays in receiving orders.
It is an extra quantity of stock that is kept in reserve to ensure that the company does not run out of stock when there is an unexpected increase in demand or a delay in receiving orders. A company may decide to maintain a safety stock to ensure that it can fulfil customer orders promptly. This helps to maintain customer satisfaction and ensures that the company does not lose customers due to stockouts.
On the other hand, Just in Time (JIT) inventory is a system where inventory is acquired and produced just in time to meet demand. JIT is a lean manufacturing approach that aims to minimize inventory levels. Inventory control is the process of managing and controlling inventory levels to ensure that there is neither excess nor insufficient inventory. Carrying costs are the expenses incurred by a company to hold and maintain inventory.
In summary, safety stock is an important type of inventory that companies hold to ensure they can meet unexpected consumer demand and protect against delays in receiving orders.
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The 'exercise of physical or mental
powers in the creation of wealth" is a
good definition of which of the
following factors of production?
(a) Enterprise
(b) Capital
(c) Labour
(d) Land
4
Describe an environment in which it would be common to bid for contracts with low profit margins. What does this environment suggest about the competition levels?
Low barriers to entry, a lack of economies of scale, and easier access to technology will an environment in which it would be common to bid for contracts with low-profit margins.
Low-profit margins are a sign of inefficient cost management and/or bad pricing tactics used by the organization. A low ratio may thus be caused by: management that is ineffective. A profit margin of 5% is regarded as low, a margin of 10% is normal, and a margin of 20% is good, according to the Corporate Finance Institute. That said, just because your small economies can have a better profit margin than other firms doesn't imply you're generating more money than they are. In highly competitive sectors, low-profit margins are frequently the outcome. To win clients, the majority of rival businesses compete on economies. Low selling prices do, however, ultimately damage all businesses, including the ones that survive.
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How do you earn money from investing in bonds?
Answer:
hold those bonds until their maturity date and collect interest payments on them or sell them at a price that's higher than what you payed initially
Explanation:
in the planning process, what is the role of strategic goals and plans?
Strategic goals and plans play a critical role in the planning process of an organization. They provide a clear direction and vision for the organization to achieve its long-term objectives.
The strategic goals and plans define the overall purpose and scope of the organization, its values, and its desired outcomes. They also provide a roadmap for the organization to align its resources and efforts toward achieving its goals.
In the planning process, strategic goals and plans provide a framework for decision-making and resource allocation. They help identify areas of focus, prioritize initiatives, and guide the allocation of resources toward achieving specific outcomes. This enables organizations to make more informed decisions and use resources effectively and efficiently.
Moreover, strategic goals and plans provide a basis for measuring and evaluating the performance of an organization. They define clear, measurable targets and outcomes, which allow organizations to monitor progress toward achieving their goals and assess the effectiveness of their strategies.
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What are some factors that would influence supply? Explain
Answer:
6 Factors Affecting the Supply of a Commodity (Individual Supply) |
Price of the given Commodity: ADVERTISEMENTS: ...
Prices of Other Goods: ...
Prices of Factors of Production (inputs): ...
State of Technology: ...
Government Policy (Taxation Policy): ...
Goals / Objectives of the firm:
Explanation:
Please mark as brain list
the first step in the managerial decision-making process is to
Answer:
1. Establish the objectives
2. Defining the problem
The first step in the managerial decision-making process is to establish the objectives and defining the problem.
What is a decision-making process?This process involves making of choices by identifying a decision, gathering information and assessing alternative resolutions.
However, the first step in the managerial decision-making process is to establish the objectives and defining the problem.
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what is the study of business
Explanation:
The study of business is about how individuals and groups of people organise, plan, and act to create and develop goods and services to satisfy customers. Business is influenced by and impacts on the cultural, ethical, environmental, political, and economic conditions of the day
Explanation:
business studies is an academic subjects taught in many schools and higher education institutions in the world .
how a commitment to a decision could assist a school leaver to adapt to the change of entrepreneurship?
The commitment to a decision could assist the schooler leaver to adapt to the change of entrepreneurship by enabling them to remain focused.
What is entrepreneurship?Entrepreneurship refers to the ownership of a business. The entrepreneur is an innovative and insightful person who starts a business to enjoy the advantages accruing from entrepreneurship, including independence.
Thus, the entrepreneur, who wants to reap the profits after bearing some risks, needs to remain focused.
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what are the five inputs to any total value of money (tvm) problem?
The five inputs to any TVM problem are present value, future value, time period, interest rate, and payment.
The five inputs to any time value of money (TVM) problem are:
1. Present Value (PV): This is the current value of an investment or loan. It represents the amount of money that you have now or that you need to invest or borrow today.
2. Future Value (FV): This is the value that an investment or loan will have at a future point in time. It represents the amount of money that you expect to have in the future, after taking into account the effects of interest or other factors.
3. Time period (n): This is the length of time over which the investment or loan will be held. It is usually expressed in years, but can also be expressed in months, days, or other units of time.
4. Interest rate (i): This is the rate at which money grows over time. It is usually expressed as a percentage per year.
5. Payment (PMT): This is the amount of money that is paid or received periodically over the time period. It is typically used in annuity or loan calculations, where a fixed amount is paid or received at regular intervals.
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What are the article strategies that are most common for influencers (influencers) on social networks?
Affiliate Marketing, Display Advertising, Sponsored Posts, Photo and Video Sales, Digital Courses, Subscriptions, eBooks, Promote Your Own Products, Co-Create Product Lines are some strategies for influencers.
What distinguishes books from ebooks?Hardcover or softcover binding holds printed pages together in a print book (aka paperback). This is a conventional, tangible book. A digitally prepared file known as an eBook can be viewed on a device like the Kindle or software like Apple Books.
Why are eBooks superior to traditional books?The portability and small weight of eBooks make them convenient to carry. One eBook reader may store thousands of eBooks, eliminating the need to carry many heavy books. It frees up a lot of room, both in your house and your purse. There is no need to be concerned about the storage cap.
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in the partition of British India in 1947, why was Pakistan made up of two regions flanking India?
Pakistan was made up of two regions flanking India, East Pakistan (now Bangladesh) and West Pakistan (now Pakistan), due to religious and cultural differences.
The partition of British India in 1947 was primarily based on the Hindu-Muslim divide. The Muslim League, led by Muhammad Ali Jinnah, demanded a separate Muslim homeland in the northwest and northeast of India. This led to the creation of Pakistan, which was divided into two parts due to the vast distance and cultural differences between the two regions.
East Pakistan was predominantly Bengali-speaking and had a different culture and history than West Pakistan, which was dominated by Punjabi speakers. Despite being united under the banner of Islam, the two regions of Pakistan had different political aspirations and eventually separated in 1971, leading to the creation of Bangladesh.
Hi! In the partition of British India in 1947, Pakistan was made up of two regions flanking India due to the geographical distribution of Muslim-majority areas. The goal of partition was to create separate independent nations for Hindus and Muslims, with India becoming predominantly Hindu and Pakistan becoming predominantly Muslim.
The two regions, West Pakistan (present-day Pakistan) and East Pakistan (present-day Bangladesh), were separated by India but shared a common religious identity.
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According to the video, what are some hazards Stationary Engineers may face? Check all that apply. noise hazardous materials dangerous enclosures temperature extremes burns electric shock angry customers moving parts
Answer:
noise
hazardous material
burns
electric shock
moving parts
Explanation:
Answer:
noise
hazardous material
burns
electric shock
moving parts
Explanation:
did it
I am MrBeast and if you can guess what number I am thinking of between 1 and 100 I will give $10,000. Comment or answer.
Answer:
58
ohhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhh
it's fake
This is fake!!! It's not even the real MrBeast!!
Structures the internal acStructures the internal accounting operations of an organisation within Controlling.Counting operations of an organisation within Controlling.
Answer:
Controlling area.
Explanation:
Financial accounting is an accounting technique used for analyzing, summarizing and reporting of financial transactions like sales costs, purchase costs, account payables and receivables of an organization using standard financial guidelines such as Generally Accepted Accounting Principles (GAAP) and financial accounting standards board (FASB).
Typically, it's a field of accounting involving specific processes such as recording, summarizing, analysis and reporting of financial transactions with respect to business operations over a specific period of time. Financial experts or accountant uses either the cash basis or accrual basis of accounting.
In Accounting, Costing is the measurement of the cost of production of goods and services by assessing the fixed costs and variable costs associated with each step of production.
Sap FICO is a finance and cost controlling module that avails a business firm or organization the ability to store all of their external and internal financial transaction data at the end of the trading period.
Controlling area structures the internal accounting operations of an organisation within "Controlling." Thus, it manages profits and costs of an organization which are necessary to provide informations to the management for proper decision-making and effective control of its resources.
Gardenia Co. and Lantana Co. both operate in the same industry. Gardenia began its operations in 2017 with a $20 million initial investment in plant and equipment with an expected life of 10 years. Lantana's net asset base is also $20 million, but its assets are, on average, 5 years old with 10-year expected useful lives on January 1, 2017. Lantana replaces 10% of its assets each year at year-end,
while Gardenia, having just entered the industry, does not have immediate plans to replace any assets. Per year pre-tax net operating cash flow generated $3 million for Gardenia, and $5 million for Lantana. Inflation is expected to be 2% per year, and each company expects to keep pace by increasing its pre-tax net operating cash flow by 2% per year. The cost of Lantana's planned asset replacements will also increase at 2% per year. (Note: For simplicity, assume that prior to 2017, the
replacement cost of Lantana's assets remained constant.)
Required:
1. Compute return on assets for Gardenia Co. for 2017 through 2021.
2. Compute return on assets for Lantana Co. for 2017 through 2021.
1. Return on assets for Gardenia Co. for 2017 through 2021 Year Net Operating Cash Flow (NOCF)Return on Assets 2017 $3,000,000 $3,000,000 / $20,000,000 = 0.152018 $3,060,000 $3,060,000 / $20,000,000 = 0.1532019 $3,122,200 $3,122,200 / $20,000,000 = 0.156120 $3,186,644 $3,186,644 / $20,000,000 = 0.159332021 $3,253,429 $3,253,429 / $20,000,000 = 0.16267
Therefore, Return on assets for Gardenia Co. for 2017 through 2021 is 0.152, 0.153, 0.156, 0.159 and 0.162.2. Return on assets for Lantana Co. for 2017 through 2021 Year NOCF Depreciation Asset Replacement Current Assets ROA2017 $5,000,000 $2,000,000 $200,000 $20,000,000 $3,800,000 / $20,000,000 = 0.192018 $5,100,000 $2,040,000 $220,000 $20,000,000 $3,780,000 / $20,200,000 = 0.187132019 $5,202,000 $2,080,000 $242,000 $20,000,000 $3,880,000 / $20,420,000 = 0.1902020 $5,306,040 $2,120,000 $264,200 $20,000,000 $3,980,840 / $20,712,000 = 0.192232021 $5,412,182 $2,161,200 $287,284 $20,000,000 $4,043,782 / $20,983,284 = 0.19280
Therefore, Return on assets for Lantana Co. for 2017 through 2021 is 0.192, 0.187, 0.190, 0.192, and 0.192 respectively.
Note that Depreciation for Lantana Co. is calculated using the Straight-line method as follows; Average age of assets in 2017 = (5 + 10) / 2 = 7.5 years old Depreciation = Cost of Asset / Useful Life = $20,000,000 / 10 = $2,000,000 per year Depreciation rate = $2,000,000 / $20,000,000 = 0.1 = 10%Annual depreciation = 0.1 × $20,000,000 = $2,000,000 per year
Therefore, to calculate the annual depreciation for the replacement assets, Lantana multiplies the initial $200,000 replacement cost by the same 10% depreciation rate.
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which one of the following is an example of the expected benefit approach for valuing long-lived assets? multiple choice historical cost. salvage value. discounted present value.
The expected benefit approach for valuing long-lived assets is the discounted present value, as it focuses on future cash flows.
This approach is used to determine the value of an asset by considering the expected future cash flows generated by the asset, and discounting them to present value. This is done in order to account for the time value of money, as a dollar received today is worth more than a dollar received in the future.
Considering the above explanation, the correct answer is: discounted present value.
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during the introduction stage sales are ______ and profit is ______.
Product Life cycle Management has several stages. The stages determined the growth and low downs of product. During the introduction stage, sales are growing slow(low) and profit is minimal.
Market Introduction stage is often called the introduction stage that has a low growth rate of sales as the product is said to be recently brought into limelight and consumers may not know much about it.Most times, firms do experience losses rather than profits during this stage. and so when product is new on the market and small or no profit is made due to high costs and low sales.
Conclusively, the stage gives a lot of opportunities such as low competition in the market.
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How can a hotel ensure it addresses a guest concern (i.e. Late
checkout) while ensuring that it does not impact other guests?
(10 Marks)
One way for hotels to address guest concerns such as late checkout while ensuring that it does not impact other guests is to implement clear policies and procedures regarding late checkouts.
These policies should include information about how late a guest can check out, the fees that may be charged for late checkouts, and any other relevant information.
Additionally, hotels can offer incentives for guests who are willing to check out earlier than their scheduled time, such as discounts or vouchers for future stays. This can help to encourage guests to leave on time without causing any disruption to other guests.
Another way for hotels to address guest concerns while minimizing impact on other guests is to offer alternative accommodations for guests who need to check out late. For example, the hotel could offer a complimentary late checkout in a different room that is not currently occupied by other guests.
Finally, hotels can use technology to streamline the checkout process and minimize disruptions to other guests. This could include offering mobile checkouts or self-checkout kiosks, which allow guests to quickly and easily check out without having to interact with hotel staff.
Thus, hotels can ensure they address a guest concern like late checkout while minimizing impact on other guests by implementing clear policies and procedures, offering incentives for early checkout, providing alternative accommodations, and using technology to streamline the checkout process.
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