Robert is 52 years old, and a member of his employer sponsored group pension plan. His wife, Ellen, is 47 years old. Robert dies while still a member of the plan. Which
statement best describes the claim process in this case?
A. Robert must forfeit his entitlement to any pension proceeds.
B. Ellen cannot submit a claim for Robert's pension proceeds until she turns 55.
C. Ellen cannot submit a claim for Robert's pension proceeds until Robert would
have turned age 55. •
D. Ellen will be called upon to supply the required information in order to facilitate
the claim to any pension proceeds.
Answers
Option (D) is correct. Ellen will be called upon to supply the required information in order to facilitate the claim to any pension proceeds.
In the given scenario, Robert is a member of his employer-sponsored group pension plan and passes away while still being a member. In such cases, the claim process typically involves the surviving spouse or beneficiary submitting a claim for the pension proceeds. Ellen, as Robert's wife and beneficiary, would be responsible for initiating the claim process.
To proceed with the claim, Ellen will likely be required to provide the necessary information and documentation to facilitate the processing of the claim for the pension proceeds. This may include proof of Robert's death, marriage certificate, identification documents, and any other relevant information requested by the pension plan administrator.
The claim process is a necessary step to determine eligibility and facilitate the disbursement of the pension proceeds to the rightful beneficiary, in this case, Ellen, as Robert's surviving spouse.
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Related Questions
In an economic context, what is the "tragedy of the commons"?a. The observation that cattle production can be associated with negative externalities.b. The idea that a few very wealthy individuals control a majority of economic resources while average people have far fewer resources.c. The idea that people overuse or misuse resources when property rights are not clearly defined.d. The observation that educational attainment and income are determined largely by the educational attainment and income of a person's parents.
Answers
The "tragedy of the commons" is a phenomenon that occurs when a commonly owned resource, such as land, water, or air, is overused or misused due to the absence of clear property rights. The correct answer is C.
When a resource is available to everyone, each individual is incentivized to use as much of it as possible, without taking into account the negative impact their actions might have on others. The result is a depletion of the resource, which can lead to environmental degradation, economic inefficiencies, and social conflict.One of the most famous examples of the tragedy of the commons is overfishing in the world's oceans. Because the ocean is a shared resource, fishermen are incentivized to catch as much fish as possible, leading to overfishing and a depletion of fish stocks. This can have a devastating effect on the ecosystem, and can also have economic consequences, such as job losses and decreased revenue for fishing communities.To avoid the tragedy of the commons, it is important to establish clear property rights and to incentivize individuals to use resources sustainably. This can be achieved through regulations, such as fishing quotas or emissions caps, or through market-based mechanisms, such as carbon pricing or tradable permits. By aligning economic incentives with sustainable resource use, it is possible to achieve economic growth and environmental sustainability.For more such question on tragedy of the commons
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depending on the maturity date, held-to-maturity investments are categorized as current assets or long-term assets on the balance sheet.
Answers
Yes, depending on the maturity date, held-to-maturity investments are categorized as either current assets or long-term assets on the balance sheet.
Understanding held-to-maturity investmentsIf the investment matures within the next year, it is considered a current asset and is reported under the current assets section of the balance sheet.
If the investment matures after one year, it is considered a long-term asset and is reported under the non-current assets section of the balance sheet.
It is important for companies to properly categorize their held-to-maturity investments in order to provide accurate financial statements and comply with accounting standards.
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You are the Team Leader of 7 employees who work as an Idea Group for an advertising agency in Charlotte, NC. Your boss just asked you to put together 4 or 5 ideas on how best to promote a new client's main product -- customized baseball-style caps. The client designs and creates caps that are expensive, but very unusual and stylish. They are rapidly gaining customers in the 16 - 24 age demographic from all ethnic groups, but mostly college age males. The client wants to expand beyond their current boutique shop into online sales and perhaps "big box" retailers such as Macys, Old Navy, Target, etc. Your assignment is to draft an email to your team members about the task. As the Team Leader, you will list several thoughts you have on possible advertising and promotional possibilities, request team member's thoughts on your ideas, ask for their suggestions, and finally give them a deadline to respond. You'll want to give sufficient guidance to avoid having to answer a bunch of questions from your team members, but not so much that you seem to be micro-managing them. Use your creativity, but follow the guidance on effective writing from chapter 4. Grammar, spelling and punctuation count, but "readability" is also important. Upload, copy and paste, or write your submission in Blackboard (do not use the Comments section for your submission). Single space but double space between paragraphs. Use the following as the initial format of your email: FROM: Team Lead TO: Idea Group #2 Team Members SUBJ: Great Urban Caps Advertising Campaign.
Answers
FROM: Team Lead
TO: Idea Group #2 Team Members
SUBJ: Great Urban Caps Advertising Campaign
Hello Team,
As you all know, we have a new client who has tasked us with coming up with advertising and promotional ideas for their main product, customized baseball-style caps. The client designs and creates caps that are expensive, but very unusual and stylish.
They are rapidly gaining customers in the 16 - 24 age demographic from all ethnic groups, but mostly college-age males. The client wants to expand beyond their current boutique shop into online sales and perhaps "big box" retailers such as Macys, Old Navy, Target, etc.
I am open to your suggestions and would love to hear your thoughts on my ideas. Please let me know if you have any questions or concerns. The deadline for your response is next Monday, so please ensure that you submit your ideas by then.
Thank you for your hard work and dedication.
Best regards,
[Your Name]
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Ruth wants to be a restaurant manager in five years. This is her career ____, which refers to the highest career level she is alming for. To achleve this, she needs to make______ which will include taking steps to achleve her objective.
Management
Goal
Preparation
A career plan
A career target
A career vision
Answers
Answer:
goal
A career plan.
This is the answer.
If the federal government received $1.2 trillion in tax dollars and only spent $1.1 trillion that year, what would occur
Answers
If the federal government received $1.2 trillion in tax dollars and only spent $1.1 trillion that year, a b. budget surplus would occur.
What is a budget surplus?A budget surplus describes a situation when the budgeted revenue exceeds the budgeted expenditure.
The budget surplus implies that the federal government is spending less than it received in revenue.
Some economists have argued that budget surpluses are not good for the economy, as they may cause deflation and stagnate economic growth.
The opposite of a budget surplus is a deficit. When a budget deficit occurs, government spending exceeds revenues, causing the government to borrow money in order to fund the year's expenditure.
Thus, if the revenue from taxation is $1.2 trillion while the expenditure is $1.1 trillion in a year, a b. budget surplus would occur.
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Question Completion with Answer Options:a. budget deficit
b. budget surplus
c. balance budget
In the early 1890s, the average employee in the united states worked about how many hours per week?.
Answers
In the early 1890s, the average employee in the United States worked approximately 100 hours per week.
Workers are part of the workforce. While the labor force is everyone who is involved or trying to be involved in productive activities that produce goods and services. Meanwhile, workers or working residents are people who work in any field for a salary or pay.
Based on the type of activity, workers can be divided into two types, including:
Spiritual Worker (Non-physical) Spiritual or non-physical workers are workers who in their work activities use more thought processes, ideas, ideas, and so on. For example, managers, secretaries, directors, and consultants.Physical Worker (Physical) Physical or physical workers are workers who in carrying out their work activities use physical or physical energy. For example, construction workers and public transport drivers.You can learn more about Workers here brainly.com/question/13715326
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what is the difference between a symmetric key system and an asymmetric key system?
Answers
The main difference between a symmetric key system and an asymmetric key system lies in the encryption and decryption processes.
Some important points about this are:
Symmetric key system and asymmetric key system are two types of encryption systems used in cryptography.A symmetric key system, also known as a shared secret system, uses a single secret key to encrypt and decrypt data. The same key is used for both encryption and decryption, and it must be kept secret by both the sender and the receiver of the encrypted data. This system is faster and more efficient than an asymmetric key system but requires that both parties have access to the same secret key.An asymmetric key system, also known as a public key system, uses a pair of keys, a public key, and a private key. The public key is shared freely and used to encrypt data, while the private key is kept secret and used to decrypt the data. This system is slower than a symmetric key system but provides greater security because the private key is kept secret and not shared.Overall, the main difference between symmetric key system and asymmetric key system is that the symmetric key system uses a single secret key for both encryption and decryption, while the asymmetric key system uses a pair of keys, one for encryption and the other for decryption, which are not shared.
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(HELP PLS!)
What are some hazards in Modeling?
Answers
Answer:
Some hazards could be starvation (with some agencies), you could slip and fall, cross contamination from sharing things, sexual dangers, stalking and stuff like that.
Answer:
health risk
financial risk
traveling risk
1. Harrison Hotels is considering adding a spa to its current facility in order to improve its list of amenities. Operating the spa would require a fixed cost of $22710 a year. Variable cost is estimated at $38 per customer. The hotel wants to break even if 12,000 customers use the spa facility. What should be the price of the spa services?
2. Oakwood Outpatient Clinic rents a magnetic resonance imaging (MRI) machine for 26 hours a month for use on its patients. Last month the machine was used 22 hours out of the month. What was machine utilization?
3. Kaizer Plastics produces a variety of plastic items for packaging and distribution. One item, container #145, has had a low contribution to profits. Last year, 20500 units of container #145 were produced and sold. The selling price of the container was $30 per unit, with a variable cost of $15 per unit and a fixed cost of $67000 per year.
The company is currently considering ways to improve profitability. Management believes that it can reduce their variable cost to 90 percent of their current value. Assuming all other costs equal, by how much would profits increase?
Answers
1. To determine the price of the spa services that would enable Harrison Hotels to break even with 12,000 customers, we need to consider the total cost and the number of customers. The total cost consists of the fixed cost and the variable cost per customer multiplied by the number of customers.
Total Cost = Fixed Cost + (Variable Cost per Customer * Number of Customers)
Setting the total cost equal to zero (break-even point) and solving for the price per customer:
0 = $22,710 + ($38 * 12,000)
$38 * 12,000 = $22,710
$456,000 = $22,710
Price per Customer = $456,000 / 12,000 = $38
Therefore, the price of the spa services should be set at $38 per customer for Harrison Hotels to break even with 12,000 customers.
2. Machine utilization is calculated by dividing the actual hours of machine usage by the total available hours. In this case:
Machine Utilization = (Actual Hours of Machine Usage / Total Available Hours) * 100
Given that the MRI machine was used for 22 hours out of the total available 26 hours:
Machine Utilization = (22 / 26) * 100 ≈ 84.62%
Therefore, the machine utilization of the MRI machine at Oakwood Outpatient Clinic was approximately 84.62%.
3. To calculate the increase in profits, we need to compare the current situation with the potential cost reduction. First, let's calculate the current profits:
Current Profit = (Selling Price - Variable Cost) * Number of Units - Fixed Cost
= ($30 - $15) * 20,500 - $67,000
= $15 * 20,500 - $67,000
= $307,500 - $67,000
= $240,500
If the variable cost is reduced to 90% of its current value, the new variable cost per unit would be $15 * 0.9 = $13.50. Now, we can calculate the new profits:
New Profit = (Selling Price - New Variable Cost) * Number of Units - Fixed Cost
= ($30 - $13.50) * 20,500 - $67,000
= $16.50 * 20,500 - $67,000
= $337,250 - $67,000
= $270,250
The increase in profits would be:
Profit Increase = New Profit - Current Profit
= $270,250 - $240,500
= $29,750
Therefore, profits would increase by $29,750 if the variable cost is reduced to 90% of its current value.
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Which of the following statements about the admission process is FALSE?
A.
It is free.
B.
It requires information about yourself and your family.
C.
It may include a written essay.
D.
It may not the same thing as the scholarship application.
Answers
Answer:
B. It requires information about yourself and your family.
Explanation:
interview any business owner on impact of crime
Answers
Answer:
Businesses that had been affected by crime were found to be 17 to 22 percent less likely to increase employment. Almost half the businesses said that fear of crime among their clients or customers had had a negative impact on their businesses. This figure was particularly high in townships and inner city locations.
Explanation:
I hope this helps you sorry if it doesn’t
In a world where reserves are scarce, the impact on the foreign exchange market for dollars resulting from the Fed selling euros in an unsterilized intervention will be
a. a depreciation of the dollar.
b. an increase in the supply of dollars.
c.an increase in the demand for dollars.
d. a decrease in the interest rate in the United States.
Answers
In a world where reserves are scarce, the impact on the foreign exchange market for dollars resulting from the Fed selling euros in an unsterilized intervention will be an increase in the supply of dollars. option (B) is correct.
An unsterilized intervention is a monetary policy tool that a central bank employs to influence the value of its currency exchange rate. In unsterilized interventions, the central bank intervenes in the foreign exchange market and buys or sells its currency to boost its exchange rate against the other currency.
The central bank might buy foreign currency and then sell its domestic currency or buy domestic currency and sell foreign currency to achieve this goal. An unsterilized intervention will increase the supply of dollars in the foreign exchange market, and this is the impact it will have on the foreign exchange market for dollars resulting from the Fed selling euros in an unsterilized intervention.
The Fed will sell euros to buy dollars, and this will boost the dollar's supply in the foreign exchange market. As a result, the dollar's value will decline because the increased supply of dollars lowers its demand. Therefore option (B) is correct.
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Total revenue (TR) is:
A) The value of the firm's investment for the business to function
B) the value of a firm's profit per time period
C) a firm's sales revenue as a percentage of the industry's total revenue
D) the value of a firm's annual sales turnover over a specific period of time
Answers
Which of the following scenarios describes an advantage of a global economy?
A) A cheese company makes its products in a country with limited guidelines and standards on manufacturing.
B) A clothing company is able to save money by manufacturing its materials in areas where they are less expensive.
C) An electronics company expands to other countries and moves most jobs to areas where labor costs are low.
D) A toy company builds a new factory in a country that is undeveloped and filled with many natural environments.
Answers
Answer:
B. A clothing company is able to save money by manufacturing its materials in areas where they are less expensive.
Explanation:
I took the test and got this anwser.
It is also the most logical
Hope this helps <3
A capital projects fund for a new city courthouse recorded a receivable of $300,000 for a state grant and a $450,000 transfer from the general fund. What amount should be reported as revenue by the capital projects fund
Answers
Answer:
$300,000
Explanation:
The grant of $300,000 happens not to have any restrictions mentioned alongside it in the question and as such will be declared or reported as revenue as an unrestricted grant. This is acceptable by the Governmental Accounting Standards Board, GASB.
Cheers
Who would win Hawk Eye (Marvel) or The Green Arrow (DC)
Answers
Answer:
Buff animal crossing.
Explanation:
Answer:
Green Arrow
Explanation:
William wrote a check for $150.00 for his gas bill, but he only has 96.26 in his checking account. What will happen to the check when it is presented for payment
Answers
Answer:
The person will ask William to check his checking account and then William would have to lower the check amount he had previously wrote.
Explanation:
If you write a check or make a purchase for more than you have in your checking account, your bank may cover the difference. This line of credit offered by the bank is called overdraft protection. ... Furthermore, if your account remains overdrawn, your bank may also charge you daily interest on the loan.
In the context of managing international transfers and assignments, repatriation occurs when a manager is: a. brought back home from a foreign assignment. b. expelled from the foreign country where he or she is sent on an assignment. c. deported from his home country to a foreign country. d. sent by his or her company on a second foreign assignment.
Answers
Answer:
a. brought back home from a foreign assignment.
Explanation:
Repatriation is the action of a company that involves reassignment of an expatriate manager from a foreign country to his home country.
This is a work related transfer and does no have to do with expulsion or deportation from the foreign country.
Usually this is done when an overseas assignment has come to an end.
There is a need to properly asses their role in the foreign country and give them an equally challenging role in the home country.
This will ensure ongoing job satisfaction.
you own 100 shares in each of three companies, each company pays a dividend. gillete pays 1.15 per share in dividends, general electric pays .79 per share in dividends and hersheys food pays .84 per share in dividends how much do you collect from all 3 companies in dividend
Answers
Answer:
$278
Explanation:
100 * 1.15 = $115
100 * .79 = $79
100 * .84 = $84
$278
Hope this helps
What is an appraisal? Why is it usually included in the closing costs for buying a home?
Answers
The procedure through which a real estate evaluator attempts to discover the fair market value of a home is called a home appraisal. They are frequently used to calculate property taxes, appraisals are typically required in regions.
What is the closing cost?Additional expenses and charges that must be paid at the end of a transaction in real estate that is not included in the property's purchase price is referred to as Closing cost.
A home appraisal is employed to determine a property's worth. Lenders impose these fees in exchange for approving your loan.
Prior to comparing a home to actually acquired properties in the local housing market, licensed real estate evaluators to look at its features and state.
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A government announces it will impose an indirect tax on the price of petrol because it wants to discourage travel by car and encourage the use of bus and rail services instead. This, it believes, will help to reduce traffic congestion and harmful exhaust emissions
Answers
The correct answer to this open question is the following.
Here we do not have a question. Just a statement.
What is your question? What do you want to know?
However, trying to help you we can comment on the following.
If the government announces it will impose an indirect tax on the price of petrol because it wants to discourage travel by car and encourage the use of bus and rail services instead, it had to make sure that the impact will have the expected benefits because that could not always be the case.
Some other considerations need to be made for this to happen. For instance, if the government wants to dissuade people to use their cars, the government has to make sure that the public transportation system is in optimal conditions, it is safe to ride, and can guarantee the transportation times for people to be on time in their jobs.
Otherwise, people will still be driving their cars because they think that using cars is a more safe and better way to travel.
Public transportation also has to comply with strict pollution emissions controls.
generally, an executive summary for a 50-page report should be about two pages long. T/F
Answers
True. An executive summary is a brief overview of a longer report that is typically written for busy executives or stakeholders who may not have time to read the entire report.
As a general guideline, an executive summary for a 50-page report should be about 4% to 5% of the length of the full report, which would be approximately two pages. However, the length of the executive summary can vary depending on the complexity and importance of the information presented in the report. The executive summary should include a brief summary of the purpose of the report, the main findings, and any recommendations or action items that the reader should take away from the report. The summary should be written in clear, concise language that accurately represents the content of the full report.
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one advantage of part-time work is that it usually provides the same benefits that full-time employees receive.
TRUE OR FALSE
Answers
The statement "one advantage of part-time work is that it usually provides the same benefits that full-time employees receive" is False.
What is part-time work?Part-time work is a type of employment where people work for fewer hours than full-time employees. Part-time workers receive a wage, but they are not entitled to the same benefits as full-time employees.What are the advantages of part-time work?Part-time jobs have several benefits, including the following:Part-time work allows for greater flexibility in scheduling. Part-time jobs usually allow for a more flexible schedule than full-time jobs, making it an excellent choice for individuals who need to balance work and other obligations.Part-time work can offer financial benefits.
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The amount of a good or service that consumers are willing to buy at a particular price is defined as.
Answers
The amount of a good or service that consumers are willing to buy at a particular price is defined as demand.
The economic concept of demand describes the consumer's desire to purchase a good or service. The price that consumers are willing to pay for the good or service is used to determine demand. Demand should increase as prices decrease and decrease as prices rise if all other variables remain constant.
This straightforward idea maintains market stability. To comprehend the demand for products and services, market and aggregate demand are used. The demand for a specific commodity or service might vary depending on a number of factors. Without supply, the concept of demand is insufficient.
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Does anyone know how to get rid of/delete a Wibbitz Account? It's like a video editing place and I'm still on the 8-day trial and I will not pay those prices. Only respond as an answer if you like work for Wibbitz or if you know what I'm talking about. PLS PLSPLSPLSPSL Help me and give a detailed tutorial pls help me. Like for real whoever helps me will be like a guardian angel! :)
Answers
Rather than deleting it as a whole, I'm pretty sure you can just cancel the subscription.
First, try to go through the subscription page and find an option to cancel it.
If that doesn't work, go through your payment method and cancel your subscription through there.
If you've only made the account, your 8 day trial is completely free and it will not charge you but instead request that you start a subscription. If that happens, then just decline the subscription.
¿Cómo harías el marketing de tu producto?
Answers
Answer:
postearlo en redes sociales
Explanation:
Answer:
I don't understand
Explanation:
I don't know
Which statement is true for a short-term goal?
A.
It is usually complex.
B.
It usually requires one to exert a lot of effort.
C.
It is usually related to the bigger things that you want to achieve.
D.
It usually takes less than a year to achieve.
Answers
Answer:
I would say D because it sounds more reasonable for me
there is no right or wrong answer
Answers
NJ+Real+Estate+Commission+reports +require+a+licensee+to+terminate+membership+in+a+real+estate+board+or+MLS+whenever+the+organization+requires
Answers
In New Jersey, real estate licensees are required to terminate their membership in a real estate board or MLS whenever the organization requires it, as per the regulations set by the Real Estate Commission.
This means that licensees cannot continue to be a member of the organization if the organization requires them to terminate their membership for any reason. This regulation ensures that licensees are following the rules and regulations set by the organization and maintaining their professionalism in the real estate industry. Failure to comply with this regulation may result in disciplinary action taken by the Real Estate Commission.
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Which of the following is true regarding the law of scarcity?A) It states that the wants of a consumer will never be satisfied completely.B) It indicates that the wants of a consumer will be satisfied in a socialistic system.C) It is only for underdeveloped countries.D) It is not for rich and developed countries
Answers
Option A is correct. Law of scarcity states that the needs of a customer won't ever be fulfilled totally
The law of scarcity is a financial rule that expresses that assets are restricted, and hence, needs are more noteworthy than assets accessible to fulfill those needs. Accordingly, shoppers will always be unable to fulfill their needs in general and wants.
B) It demonstrates that the needs of a shopper will be fulfilled in a communist framework. isn't correct, Shortage actually exists in a communist framework as assets are as yet restricted, and needs will continuously surpass the assets accessible to fulfill those needs
C) It is just for immature nations. isn't correct, as shortage is an all inclusive peculiarity, influencing all nations no matter what their degree of improvement.
D) It isn't really for rich and created nations. isn't accurate, as shortage actually exists in rich and created nations, albeit the degree of shortage might be lower than in immature nations.
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