Savings by households in small dollar amounts is the origin of much of the money that funds business loans in an economy.
What is a business loan?An agreement between a lender and a borrower whereby the lender lends money to the borrower's business, which then repays the lender with interest in accordance with the terms of the loan.
The four pillars of the majority of business loan applications are credit scores, annual income, company plans, and collateral. But keep in mind that you'll need a lot more proof of your qualifications to get a company loan. You may need your driver's license among others.
Without a strong personal credit score (beginning at 700) and a steady stream of revenue from your company, it might be difficult to be approved for a small business loan. These are a few typical explanations for your business loan application being rejected.
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What encompasses all organizational data, and its primary purpose is to support the performing of managerial analysis tasks
Answer:
It would be the microorganism
Explanation:
This is because the most and part most outer shell of it is very hard knowing that we can solve the problem y=m+b
The microorganism encompasses all organizational data, and its primary purpose is to support the performing of managerial analysis tasks.
What is the organizational data?Organizational data are commonly referred to as demographic or firm demographic data, is information about the basic traits, operations, and structures of organizations.
Organizations can set baselines, benchmarks, and targets using good data in order to keep moving forward. A person can build baselines, find benchmarks, and set performance goals because data enables measurement.
All organizational data is included in the microbe, which exists primarily to help the accomplishment of managerial analysis tasks. Organizations can set baselines, benchmarks, and targets using good data in order to keep moving forward.
Therefore, The microorganism encompasses all organizational data, and its primary purpose is to aid in the performance of managerial analysis tasks.
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T/F. If HJ Heinz loses its dominance in the ketchup market and eventually becomes bankrupt, its preferred shareholders carry senior positions as claimants in bankruptcy vis-à-vis common shareholders.
T/F. If HJ Heinz loses its dominance in the ketchup market and eventually becomes bankrupt, its preferred shareholders carry senior positions as claimants in bankruptcy vis-à-vis common shareholders.
The statement is true, If HJ Heinz were to become bankrupt, its preferred shareholders would carry senior positions as claimants in bankruptcy vis-à-vis common shareholders.
Preferred shares have a higher claim on a company's assets and earnings than common shares in the event of bankruptcy or liquidation.Preferred shareholders are entitled to receive their dividends before any dividends are paid to common shareholders, and they also have priority in the distribution of assets in the event of bankruptcy. This means that if a company becomes bankrupt, preferred shareholders would be paid their claims before any payment is made to common shareholders.
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question 2 which of the following is an asset? (check all that apply) 1 point prepaid rent common stock cash notes payable retained earnings
Cash is an asset .Current assets include: Cash and cash equivalents, such as treasury bills and certificates of deposits.
The retained earnings is not a asset because it is considered a liability to the institution. Accounts payable is considered a current liability, not an asset, on the balance sheet. Accounts receivable is listed as a current asset in the balance sheet, since it is usually convertible into cash in less than a year. Common stock is considered an asset.
cash is a current asset and is the first line-item on a company's balance sheet. Cash is the most liquid type of asset and can be used to easily purchase other assets. Liquidity is the ease with which an asset can be converted into cash.
3 types of assets are:-
long-term assets.Current Assets. Current assets are assets that can be easily converted into cash and cash equivalents (typically within a year).Fixed or Non-Current Assets. Non-current assets are assets that cannot be easily and readily converted into cash and cash equivalents.Personal assets can include a home, land, financial securities, jewelry, artwork, gold and silver, or your checking account. Business assets can include such things as motor vehicles, buildings, machinery, equipment, cash, and accounts receivable.
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2447457.627 in standard form to an appropriate degree of accuracy helppp
The number 2,447,457.627 in standard form to an appropriate degree of accuracy is \(2.45 \times 10^6\). In standard form, also known as scientific notation, a number is expressed as the product of a decimal number between 1 and 10 and a power of 10.
To convert 2,447,457.627 into standard form, we need to move the decimal point so that there is only one non-zero digit to the left of it. In this case, we can move the decimal point three places to the left, resulting in the number 2.447457627. Since we moved the decimal point three places to the left, we multiply the number by \(10^3\) to compensate for the change. Therefore, the number can be written as \(2.447457627 \times 10^3\).
To express the number to an appropriate degree of accuracy, we need to consider the significant figures in the original number. The given number has nine significant figures, so the standard form should also have nine significant figures. Rounding the number 2.447457627 to nine significant figures gives us 2.44745763. Therefore, the number 2,447,457.627 in standard form to an appropriate degree of accuracy is \(2.45 \times 10^6\).
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Which of the following is not one of the factors that can increase wage rigidity in the labor market?
A. Gov't taxation of labor income
B. collective bargaining
C. Increased union membership
D. Worker resistance to a decline in wages.
The following is not one of the factors that can increase wage rigidity in the labor market Gov't taxation of labor income. Thus the correct option is A.
What is Tax?A tax is referred to a certain amount that is collected by the government of any country from its citizens which is later on used in the development process of the country including building hospitals, roads and maintaining transportation, and so on.
It is frequently claimed that rigidities in the labor market make it difficult for older employees to find employment. Limitations on work hours imposed by companies that use team production or have large fixed expenses for staff are a significant source of flexibility.
Therefore, option A is appropriate.
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Q8. buyco., an online retailer , knows it needs to create a culture of privacy. what is the first step the company should take?
To create a culture of privacy, the first step a company must take is to implement privacy in all organizational processes, including systems and technologies.
What is the culture of privacy?It is the governance of data in a private and secure way, generating reliability in organizational processes, increasing legislative compliance and the relationship with stakeholders, who feel safer with personal data protection strategies.
Therefore, the culture of privacy is relevant in the digital age, as information security is one of the main challenges today.
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which one of these strategies is recommended as a response to high pressure to reduce costs and high pressure to address local responsiveness needs?
Global Standardization Strategy is recommended as a response to high pressure to reduce costs and high pressure to address local responsiveness needs.
When there is a strong need for cost savings but a low demand for local responsiveness, this technique makes sense. The items are globally standardized under this method. They operate internationally using a low-cost strategy.
Because customization frequently results in cost increases, they rarely attempt to distinguish their product offering. With the help of this method, P&G was able to cut expenditures by around $600 million, but it was still insufficient. Sales continued to be slow as usual, and their profitability remained unfavorable.
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Frank is already taking advantage of his employer benefit package but wants to find
options to save for retirement that offer tax incentives. Which of the following should
Frank explore?
A. Contribution matching
B. Lower interest
C. Opt in or opt out
D. Roth IRA
Which of the following behaviors is likely to be considered unethical?
A) a manager hires a friend rather than a more qualified applicant
B) a manager underpays an employee, knowing that the employee can't afford to quit
C) company executives encourage employees to invest in company stock while withholding information about financial problems
D) an employee accepts a gift from a supplier in return for a large order
E) all of the above
Answer:
E) all of the above
Explanation:
Unethical behavior is engaging in activities that are considered wrong or improper in society. It entails indulging in behavior that goes against the expected code of conduct in a profession or the workplace. In short, unethical behavior is not doing the right thing.
In the list provided, none of the behaviors is correct or acceptable in the workplace. They are all unethical.
Commercial hotels are usually in downtown or _____________ districts.
Answer:
buisness
Explanation:
A researcher conducts an experiment
to find out how many people experience "brain freeze" after eating a cold dessert.
One group of people is given ice cream cones to eat, and the other group is given pie to eat.
Which group is the experimental group?
• people who are given Ice cream tO eat
O people who are given pie LO eat
• both groups are experimental groups
Answer:
Both groups are experimental groups
Explanation:
The researcher is giving food and testing both groups to see how many people Experience a brain freeze.
the main units of local government.
Answer:
There are four main types of local government- counties, municipalities (cities and town), special districts, and school districts. Counties are the largest units of local government, numbering about 8,000 nationwide. They provide many of the same services provided by cities.
Explanation:
When a government creates a budget, it is seeking a way to
Answer:
allocate money to programmes and projects.
Explanation:
A budget is an estimate or a proposed revenue and expenses for a financial period, usually one year. It shows how funds will be generated by the government to finance it's projects and programmes.
On a yearly basis, government sets out it's plan in a budget against the coming year. It is this plan that would guide it's action in the following year in terms of what and where to focus it's spending on.
Therefore, when a government creates a budget, it is seeking to allocate money to programmes and projects for the benefits of the citizenry.
Answer:
Answer: D.) Allocate money to programs and projects
Explanation:
i just took the test and got a 100 hope ya pass good luck
Identify a recent business trend that could be contributing to the increased number of collusive frauds.
a. Increasing frequency of supplier alliances, and closer relationships between buyers and suppliers.
b. Reducing costs and product quality by using same suppliers.
c. Increased competition amongst suppliers.
d. Advances in technology that simplify the process of conducting business.
Supplier alliances are occurring more frequently, and suppliers and customers are getting to know one another better.
Fraud Collusion Dangers.
The standard acknowledges the dangers of collusion as well as the increased risk for the auditor in expressing an incorrect opinion, or "audit failure."
The issues with asset misappropriation and financial statement misstatement are brought up by the amended standard for auditors to consider.
Employees, suppliers, customers, and other parties must enlist the help of their co-conspirators in the first type of fraud, or at the very least work together to plan it. This is not a simple task, as it will be discussed below; in an asset theft scheme, coordination and recruitment demand a certain level of risk from the participants.
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D=8 H000, S=45. 00,H=2 wh hingat is EOQ, what happens if double,What happen if holding cost drop to half
The optimal order quantity for this product is approximately 848 units. The business could order fewer units to meet the same level of demand, which could result in lower holding costs.
In inventory management, EOQ stands for Economic Order Quantity. It is a mathematical formula that helps to determine the optimal order quantity that a business should place for a particular product to minimize the total cost of ordering and holding inventory.
Given the information provided, we can calculate the EOQ as follows:
EOQ = √(2DS/H)
where D = annual demand, S = setup cost per order, and H = holding cost per unit per year.
Substituting the given values, we get:
EOQ = √(2 x 8,000 x 45 / 2)
EOQ = √(720,000)
EOQ ≈ 848 units
If the demand doubles to 16,000 units, the EOQ formula would yield a new value, assuming that the other factors remain the same. The new EOQ would be approximately 1,196 units. This means that the business would need to place larger orders to meet the increased demand, which could result in higher ordering and holding costs.
If the holding cost drops to half, the EOQ formula would yield a lower value, assuming that the other factors remain the same. The new EOQ would be approximately 602 units. However, it is important to note that decreasing the holding cost too much could lead to stockouts and lost sales, which would negatively impact the business's revenue and customer satisfaction.
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g suppose there is a breakthrough in chip technology for 5g smartphones. how will the market equilibrium change?
In general, both types of smartphones' equilibrium prices go up, while their equilibrium quantities will fluctuate.
How you can explain equilibrium?
Equilibrium is a state in which market demand and supply are in equilibrium, resulting in stable prices. In general, an oversupply of goods and services leads to falling prices, which leads to an increase in demand, while an undersupply or shortage leads to a rise in prices, which leads to a decrease in demand.
Why equilibrium important?
Equilibrium plays a very important role in the study of chemical reactions and tells us the direction of chemical reactions. Equilibrium helps control the reaction conditions to promote the formation of the desired product. It also helps in calculating the composition of the final reaction mixture.
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What amount of capital could be raised
The amount of capital a firm could raise is dependent on its nature of business and the opportunities available for raising funds
What is capital?
Capital is the amount of finance or funding a company or business required to inject into its operations, for acquisition of assets or financing a specific investment project.
The size of funding available to a company is a function of many factors as highlighted below:
The size of the company plays a major on its financing needs, a one-man business that does not employ anyone else would require a fraction of the financing needs of a partnership business with 10 partners.
Also, the opportunities available to a firm based on its size or the its formation processes is also critical, for instance, the fact that limited companies have access to capital markets means they are well scrutinized for being given approval or license to operate
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commerce department reported receiving the following applications for the malcolm baldrige national quality award: 23 from large manufacturing firms, 18 from large ser- vice firms, and 30 from small businesses
Approximately 33.3% of the packages for the Malcolm Baldrige National Quality Award came from small organizations. This suggests an outstanding illustration of small companies' various candidates, highlighting their hobbies and dedication to pleasant and excellence.
1. The type of enterprise in this context is a qualitative variable. It categorizes the programs into different sorts (big manufacturing firms, large carrier companies, and small corporations) based totally on their traits rather than representing a numerical cost.
2. To calculate the percentage of applications that came from small corporations, we divide the variety of applications from small agencies by means of the full wide variety of applications and multiply through 100:
Percentage = (Number of packages from small organizations / Total wide variety of programs) * 100
Percentage = (30 / (23 + 18 + 30)) * 100 ≈ 33.3% (rounded to one decimal region)
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The correct question is:
"The Commerce Department reported receiving the following applications for the Malcolm Baldrige National Quality Award: 23 from large manufacturing firms, 18 from large service firms, and 30 from small businesses.
1. Is a type of business a qualitative or quantitative variable?
2. What percentage of the applications came from small businesses (to 1 decimal)?"
The effect acids have on most metals is called _____.
dehydration coating corrosion ionization Automobile batteries contain _____. sulfuric acid hydrochloric acid acetic acid carbonic acid
Answer:
yes sir uryan
Explanation:
What is a scenario in Excel 2016?
Answer:
In Excel, a scenario is a set of data inserted in the spreadsheet that is being used, which forms a variable that can be modified and, therefore, replaced in said spreadsheet together. Thus, for example, if cells A1: D4 contain data that is specific to an eventual particular situation that can occur in 3 different ways, there will be 3 scenarios containing data in that range of cells that can be modified, thus modifying the final results of spreadsheet.
Answer:
C. a set of input values that produce a result
Explanation: edg
Which answer best approximates the net present value of receiving $1,000 in two years and making a $500 payment three years from today, assuming a 5% discount rate?
The answer that best approximates the net present value of receiving $1,000 in two years and making a $500 payment three years from today, assuming a 5% discount rate, is $475.11.
The net present value (NPV) of a cash flow is the present value of the cash flow minus the present value of the costs. In this case, the cash flow is receiving $1,000 in two years and the cost is making a $500 payment three years from today. The discount rate is 5%.
To calculate the NPV, we need to find the present value of the cash flow and the present value of the costs.
The present value of the cash flow is calculated as follows:
PV = FV / (1 + r)^n
Where PV is the present value, FV is the future value, r is the discount rate, and n is the number of periods.
The present value of receiving $1,000 in two years is:
PV = $1,000 / (1 + 0.05)^2 = $907.03
The present value of making a $500 payment three years from today is:
PV = $500 / (1 + 0.05)^3 = $431.92
The NPV is the present value of the cash flow minus the present value of the costs:
NPV = $907.03 - $431.92 = $475.11
Therefore, the answer that best approximates the net present value of receiving $1,000 in two years and making a $500 payment three years from today, assuming a 5% discount rate, is $475.11.
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Determine whether you have enough monies to live comfortably each year for 20 years in your dream state of Oregon.
Assume you are at age 65 and have the following assets:
Pension Plan worth $375,000. You plan to take an ordinary annuity on your pension to withdraw all assets in 20 years. Assume 4. 5% interest per year. You will get monthly payments for 20 years.
Social Security - $27,600 per year for 20 years. Assume that this is the amount you will receive each year.
Savings worth $140,000. You plan to take an ordinary annuity to withdraw all assets in 20 years. Assume 4. 25% interest per year. You will get monthly payments for 20 years.
Answer the following questions:
What will be the monthly amount received individually from the pension plan, social security, and savings? What will be the monthly total? Round all 4 answers to the nearest penny.
What will be the yearly amount received individually from the pension plan, social security, and savings? What will be the yearly total? Round all 4 answers to the nearest dollar.
What will be the 20-year amounts received individually from the pension plan, social security, and savings? What will be the 20-year total amount? Round all 4 answers to the nearest dollar.
Is the total amount enough to retire comfortably in your dream state of Oregon? What are your plans to make the required savings now and/or in the future to live comfortably in your dream state? Explain
The given information is insufficient to provide specific calculations for the monthly, yearly, and 20-year amounts received individually from the pension plan, social security, and savings. However, with the provided information about the assets and their respective interest rates, it is possible to make some general observations. To determine the exact amounts, the formulas for calculating annuity payments would need to be applied.
In terms of retirement planning, it is important to consider various factors to assess whether the total amount received is enough to live comfortably in Oregon for 20 years. Factors such as living expenses, inflation, healthcare costs, and personal preferences need to be taken into account. It is recommended to create a detailed retirement budget that includes all expected expenses and compare it to the projected income from the pension plan, social security, and savings. This will help determine if the income is sufficient to cover living expenses and maintain a comfortable lifestyle.
If the total amount falls short of the desired retirement income, additional savings and investments may be necessary. Individuals can consider options such as contributing to retirement accounts (e.g., 401(k), IRA), investing in stocks or bonds, or exploring other income-generating opportunities. Working with a financial advisor can provide valuable guidance in developing a comprehensive retirement plan and making the necessary savings and investment decisions.
Ultimately, the ability to retire comfortably in Oregon depends on personal financial goals, lifestyle choices, and the level of financial security one desires. It is crucial to regularly review and adjust the retirement plan as circumstances change to ensure a comfortable and secure retirement.
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Accounting: What is the name of the not-for-profit organization that is responsible for establishing the accounting rules known in the U.S. as, "Generally Accepted Accounting Principles" (U.S. GAAP)? (Acronym Acceptable)
The not-for-profit organization responsible for establishing the accounting rules known in the U.S. as "Generally Accepted Accounting Principles" (U.S. GAAP) is the Financial Accounting Standards Board (FASB).
FASB is an independent, private-sector organization that plays a crucial role in developing and issuing accounting standards to ensure the consistency, transparency, and comparability of financial reporting in the United States.
Its mission is to establish and improve the standards of financial accounting and reporting for public and private companies, as well as not-for-profit organizations.
The FASB follows a due process, which includes researching and discussing accounting issues, issuing exposure drafts for public comment, and carefully considering stakeholder input before finalizing a new standard.
This process ensures that the standards developed are well-informed, and address the needs and concerns of various stakeholders, including investors, auditors, regulators, and preparers of financial statements.
The standards set by FASB are recognized by the U.S. Securities and Exchange Commission (SEC) as authoritative for public companies. These standards, collectively known as U.S. GAAP, provide a common framework for financial reporting, allowing users of financial statements to make informed decisions and comparisons between different entities. By adhering to U.S. GAAP, organizations ensure the reliability and consistency of their financial information.
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Explain in three sentences what “a decision to communicate constructively” means
A decision to communicate means to communicate positively, offering help and support, and it doesn’t involve criticism and dispiriting. It a method of communicating more effectively and efficiently. In addition, communicating constructively is a way to present your points to a person or audience so they can understand them.
Carlton Company uses the percent of sales method to estimate its bad debt expense. Based on past experience, the company estimates 2 percent of credit sales to be uncollectible. At the end of the current year, the company's unadjusted trial balance shows Accounts Receivable of $245,000 and Credit Sales of $900,000. Prepare the necessary December 31 adjusting entry by selecting the account names and dollar amounts from the drop-down menus.
Answer and Explanation:
The Journal entry is shown below:-
Bad debts expense Dr, $18,000 ($900,000 × 2%)
To Allowance for doubtful accounts $18,000
(Being bad debt expense for the year is recorded)
Here we debited the bad debt expenses as it increased the expenses and we credited the allowance for doubtful accounts as it decrease the value of the assets
when a subdivision was developed, a deed restriction covering all the properties set aside the back six feet of each parcel as a combination green belt area and bicycle path. a property owner has converted the back one-half of his yard, including this set-aside space, into an organic garden. what, if anything, can be done to enforce the deed restriction?
All that can be done to enforce the deed limitation is to go to court in an attempt to get compensation.
A deed is a piece of writing made to serve as written evidence of an event and will be signed by the parties concerned. In addition, the Deed can also be interpreted as a letter drawn up in such a way by or before an authorized employee such as a prosecutor, judge, or notary so that it can be sufficiently strong evidence for both parties. The deed is made to be used as evidence of important events and will be signed by the parties concerned. Deeds are divided into two, namely official deed (authentic) and underhanded deed.
An Underhand Deed is a deed that is not too binding because it is only made by the people who are in dispute and usually will be added to the signature of the witness so that the deed becomes a little stronger.Official deed is a deed made officially by a public official.Learn more about deed here brainly.com/question/28026071
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A stock currently sells for $25 per share and pays $0.24 per year in dividends. What is an investor's valuation of this stock if she expects it to be selling for $30 in one year and requires a 15 percent return on equity investments? Working out
Answer:
$26.30
Explanation:
Calculation to determine the investor's valuation of this stock
Using this formula
Investor's valuation of the stock = [Dividend / (1 + rate)] + [Selling price / (1 + rate)]
Let plug in the formula
Investor's valuation of the stock = [$0.24 / (1 + 0.15)] + [$30 / (1 + 0.15)]
Investor's valuation of the stock = $0.21 + $26.09
Investor's valuation of the stock = $26.30
Therefore the investor's valuation of this stock will be $26.30
MNEs which are international from their inception are
a) networked
b) matrix
c) heterarchy
d) born globals
An MNE where resources and responsibilities are shared across national boundaries
a) transnational
b) heterarchy
c) networked
d) matrix
MNE corporate control mechanism is based on network of personal relationships
a) corporate culture
b) social capital
c) indirect control
d) direct control
An MNE where resources and responsibilities are shared across national boundaries a) transnational. Thus option a is the correct answer.
What is MNE?
Multinational companies (MNEs), their subsidiaries, and extended value chains form a significant portion of the private sector in many emerging and industrialised nations thanks to their transnational production systems. MNEs have a significant potential to help create more and better employment, mostly through their supply chains but also through foreign direct investments (FDI). The ILO promotes the Tripartite Declaration of Principles concerning Multinational Enterprises and Social Policy in order to direct and encourage their constructive contribution to socioeconomic development and limit adverse effects of their activities (MNE Declaration).
For accurate macroeconomic statistics and sound policymaking, it is essential to comprehend where Multinational Enterprises (MNEs) are, how they function, and where they pay taxes. On specific MNEs, however, shockingly little official statistics are currently available.
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if the government wants to minimize the deadweight loss of taxation, which of the following items are good candidates for an excise tax (select all that apply)? question 2 options: coca-cola emergency plumber services food at restaurants insulin
The food at restaurants and coca-cola are good candidates for an excise tax if the government wants to minimize the deadweight loss of taxation.
An explanation for this is that both of these items are considered to be luxury goods, meaning that they are not essential for survival and people are willing to pay more for them. By placing an excise tax on these items, the government can generate revenue while minimizing the impact on people's ability to pay for necessities like emergency plumber services and insulin.
Insulin is a necessity for many people with diabetes, so its demand is inelastic, meaning that people will still purchase it despite the tax. Emergency plumber services are also likely to have inelastic demand, as people often need these services urgently and have few alternatives. Coca-cola and food at restaurants are less suitable for excise taxes as their demand is more elastic. Consumers can easily switch to alternative products or choose to eat at home instead of dining out.
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I want to be a Architect or vet does anyone know what i should choose for GCSE's.
Answer:
for me I want you to choose vet because I love animals
Explanation:
But follow your heart it's your choice choose wisely