Scotty would receive up to $250,000 in total from the FDIC if the bank were to go bankrupt tomorrow. This is because the FDIC insures up to $250,000 per depositor, per account category, at each FDIC-insured bank.
The FDIC (Federal Deposit Insurance Corporation) is a U.S. government agency that provides insurance coverage to protect depositors in case their bank fails. The FDIC insures up to $250,000 per depositor, per account category, at each FDIC-insured bank.
In Scotty's case, he has four separate accounts at the same bank, but they fall into only two account categories: savings and CD (certificate of deposit). Therefore, the FDIC would insure up to $250,000 for each account category, and Scotty would be fully covered for all four accounts since his total deposits in each category are below the insurance limit.
If the bank were to go bankrupt tomorrow, Scotty would receive up to $250,000 in total from the FDIC, regardless of the total balance in his accounts.
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PLEASE HELP!!!!
?
A. A parent visits her son's second-grade classroom to observe his behavior.
B. A zoo employee observes a new gorilla's interaction with the other gorillas in the enclosure.
C. A new employee sits beside a veteran employee to see what types of situations occur during a normal work day.
D. After receiving an anonymous tip, a supervisor observes his staff to see if any of them are downloading music while they should be working.
?
A. A researcher watches the cars entering a mall parking lot and records the number of red cars.
B. A principal observes a teacher to see if the teacher completes all items on an evaluation checklist.
C. An undercover police officer joins a gang in order to observe its members and activities.
D. A day-care worker observes a particular child who has been accused of biting other children.
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Explanation:
a successful business plan should be no more than: a.100 pages. b.2 pages. c.5 paragraphs. d.10 pages. e.50 pages.
A successful business plan should be no more than 2 pages and should include the most important information from each section of the plan.
How many firms are profitable without a plan?50% of newly founded companies fail within five years. It frequently occurs as a result of them ignoring a predetermined company plan. 25% of new businesses that don't have a business plan fail within the first two years.
What will happen without a business plan, is it possible for a company to succeed?According to a second study (2), businesses that plan develop 30% more quickly than those that don't. This study indicated that while many firms can succeed without a plan, those with a plan grew more quickly and were more successful than those without one.
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Terophone charge is debit or credit
Answer:
credit
Explanation:
BUS/ECON - What is the legal term for the procedure through which a document is determined to be a valid will? The term is also used for the court that makes this determination?
The legal term for the procedure through which a document is determined to be a valid will is "probate." Probate is also used to refer to the court that makes this determination.
The probate process begins when a person passes away, and their will is submitted to the court for validation. During this procedure, the court examines the document to ensure that it meets all the legal requirements for a will, such as being written, signed, and witnessed.
Once the will is deemed valid, the court then oversees the administration of the deceased person's estate.
The primary purpose of probate is to ensure that the decedent's assets are distributed according to their wishes, as expressed in the will. This process typically involves appointing an executor or personal representative to manage the estate, paying any debts and taxes owed by the deceased, and distributing the remaining assets to the beneficiaries named in the will.
Probation can be a lengthy and costly process, which is why some individuals choose to establish trust or take other steps to avoid it. However, even in cases where probate is necessary, the court's role is essential in ensuring that the deceased's final wishes are honored and that their assets are distributed fairly and according to the law.
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Joanie is applying for her first job. She does not have work experience. Which type of résumé should she include with her job application?
Chronological résumé
Combination résumé
Functional résumé
Initial résumé
Answer:
initial résumé
Explanation:
The type of résumé that Joanie should include with her job application is an initial resume as she is applying for her first job and does not have work experience.
What is a resume?A resume is a formal document created by a job applicant to list their skills for a position. A resume is typically accompanied by a tailored cover letter in which the applicant expresses interest in a particular job or company and draws attention to the most pertinent details on the resume.
For applicants to office jobs, a resume is almost always needed. They are the first move corporate recruiters and hiring managers take to identify candidates who may be invited to an interview for a job.
Successful resumes highlight particular accomplishments that applicants have achieved in previous roles, such as cost cutting, exceeding sales goals, increasing profits, and team building.
Therefore, initial resume is best suited for Joanie.
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read the scenarios and choose the situation that describes someone who is currently in the labor force.
People who are employed or looking for work who are in the civilian non-institutional population and are at least sixteen years old are considered to be "in the labor force."
What is labor force?People who are employed or looking for work who are in the civilian non-institutional population and are at least sixteen years old are considered to be "in the labor force." The number of people who are employed or jobless is estimated by the Local Area Unemployment Statistics (LAUS) Program. The labor force is made up of both employed people and unemployed people, and the unemployment rate is calculated by dividing the number of jobless people by the total labor force.If a person works for compensation or runs their own business for at least an hour any day of the week, including the twelfth of the month, they are regarded to be employed. In a family-run firm, individuals who put in at least fifteen hours of unpaid work are also regarded as employees.hence, People who are employed or looking for work who are in the civilian non-institutional population and are at least sixteen years old are considered to be "in the labor force.
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The visual enhancement of any drawing through color, value, and texture
Answer:
That would be the composition of a work.
Source:
"The arrangement of elements within a work of art."
https://www.tate.org.uk/art/art-terms/c/composition
an investor who was not as astute as he believed invested $285,500 into an account 10 years ago. today, that account is worth $220,800. what was the annual rate of return on this account?
The annual rate of return on this account was -3.9%. This means that the account lost value over the 10-year period.
What is the compound annual growth rate and how is it calculated for a stock investment?The compound annual growth rate (CAGR) is a measure of the average annual return on an investment over a specified period of time. It is calculated by taking the nth root of the total return of an investment, where n is the number of years the investment was held. The formula for CAGR is: (Ending value / Beginning value)^(1/n) - 1. By using CAGR, an investor can compare the growth of different investments over time and determine the average annual return on an investment.
The annual rate of return on this account is a measure of the performance of the investment over a period of time. It can be calculated by using the formula (FV/PV)^(1/n) -1, where FV is the final value of the account, PV is the initial value of the account, and n is the number of years. In this case, the initial value of the account is $285,500 and the final value is $220,800, and the investment period is 10 years. By plugging these numbers into the formula, we get ((220,800/285,500)^(1/10))-1 = -3.9%. This means that the investment lost 3.9% annually over the 10 year period. A negative return indicates that the investment has lost value over time, which could be due to various factors such as poor investment decisions, market conditions, or a combination of both.
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Find an article dealing with an opinion poll on a local, state ,or national issue. Write a paragraph summary of when and how the poll was conducted, and what the results indicated.
In a regression and correlation analysis if r^2 = 1, then a. SSE must also be equal to one b. SSE must be negative C.SSE can be any positive value d. SSE must be equal to zero
In a regression and correlation analysis if r^2 = 1, then SSE must be equal to zero. Hence, option D is appropriate.
What is the meaning of Regression?A statistical method called regression links a dependent variable with one or more independent (explanatory) variables. A regression model can demonstrate whether changes in any or all of several explanatory variables are related to changes in the dependent variable.
Researchers can anticipate or explain variation inside one variable depending on another parameter using regression. To approximate the relationship between the dependent variable and one or even more independent variables, regression is a statistical method.
Hence, option D is correct.
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Conor broke his wrist while playing basketball in the backyard. He ended up in the hospital. After an X-ray, MRI, doctor visit and a cast, he receives a hospital bill for $10,000. According to his health insurance policy, he has $2,000 deductible (which he did not pay this year at all) and a 20% co-pay. How much Conor will have to pay for the hospital?
Answer:
$6,000
Explanation:
A deductible is the amount Conor has to pay before his medical bills and prescriptions start getting coverage from his insurance.
Step 1: 10,000 - 2,000 = 8,000
A co-pay is a fixed amount the insured has to pay for certain medical services.
Step 2: 20% of 8,000 or 0.20 times 8,000 = 1,600
Step 3: add $2,000 (the deductible you have to pay) and $1,600 (the co-pay)
Total amount that Conor will have to pay for the hospital: $3,600
20. One way the federal government can control inflation is to increase
A) the money supply.
B) public spending.
C) the tax rate.
D) bank regulation
One way the federal government can control inflation is to increase public spending.
Therefore, Option B is the correct option.
What is Inflation?In the field of economics, inflation is the broad term for a rise in the cost of goods and services across an economy. Each unit of currency may purchase fewer products and services as the general price level rises, hence inflation is associated with a decline in the purchasing power of money.
In conclusion, inflation is the term used to describe a long-term, widespread increase in the cost of goods and services throughout the economy, which reduces both consumer and company purchasing power. In other words, a dollar (or whatever currency you choose to pay with) will not buy as much today as it did yesterday.
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Suppose a country decides to abandon paper currency and coins, and to adopt eggs as its national currency. Analyze the wisdom of this decision. Base your reasoning on each of the three uses of money.
While eggs may have some value as a commodity, using them as a national currency would not be wise. There are several reasons why eggs are not a suitable replacement for paper currency and coins.
Medium of exchange: Eggs would not be a practical medium of exchange. Eggs are fragile and can easily break, making them difficult to transport and store. They are also perishable and have a limited shelf life, which would create logistical problems for businesses and consumers.
Unit of account: Eggs would not be a stable unit of account. The price of eggs can fluctuate greatly depending on factors such as supply and demand, weather conditions, and disease outbreaks. This volatility would make it difficult for businesses to plan and make long-term investments.
Store of value: Eggs would not be a reliable store of value. As mentioned above, eggs are perishable and have a limited shelf life. They also require careful storage and handling to prevent spoilage. In addition, the value of eggs could be subject to sudden and unpredictable shifts in the market, which would make them a risky investment.
In conclusion, while eggs may have some value as a commodity, using them as a national currency would be unwise due to their fragility, volatility, and perishability. A currency needs to be a practical medium of exchange, a stable unit of account, and a reliable store of value, and eggs do not meet these criteria.
Items that regularly appear on the financial statements of Maple Park Theatres Corp. The amounts shown for balance sheet items are balances as of September 30,2016
Answer:
Financial Statements are the reports of a company which provide detailed information about company financial position. The Income statement reports the company revenues and expense for the period whereas Balance sheet reports the company assets and liabilities position.
Explanation:
The Maple Park Theaters Corp. has reported the net of $133,562 in its income statement. The company has planned for reinvesting the 80% of net income into the extension of park. The reinvestment decision is taken by the company management for the purpose of increase revenue. The decision seems to be correct as extension of park and its services will attract more people to the park and ultimately revenue will increase and so profit too.
Sean works at Rowen Corp., an environmentally conscious apparel manufacturing company. He primarily focuses on the tastes and needs of the firm's customers. He achieves this by managing a team that regularly interacts with customers through various promotional activities and events. He also provides insights on how to produce eco-friendly outfits through his specialized knowledge of cost-efficient manufacturing processes. This implies that Sean:_______.a) is an HR professional.
b) encourages centralized decision making.
c) is a knowledge worker.
d) encourages a narrow business focus.
e) belongs to the external labor market.
Answer:
c) is a knowledge worker
Explanation:
A knowledge worker is an individual who is skillful, experienced, educated and whose duty is to apply his or her thinking creativity on the job. According to Peter Drucker, a knowledge worker is someone who is innovative and creative in terms of developing new products and services and one who always find a better way of doing things.
The job of a knowledge work is very complex hence involves expertise on the subject field. A knowledge worker most often develop new ideas and strategies to meeting needs of people rather than focusing on manual and repetitive work. Example of knowledge workers includes but not limited to engineers, scientists, physicians, lawyers etc.
A drawback involved in using cross-border strategic alliances to enter new foreign markets is that_______
Utilizing cross-border strategic partnerships to reach new international markets has the disadvantage that some of the company's confidential information may be taken by the foreign partner.
What Constraints apply to Cross-Border Strategic Alliances?The first drawback of cross-border strategic partnerships is that they are challenging to effectively and efficiently manage owing to their complicated and dangerous character.Conflicts frequently occur within multinational alliances, which is the second drawback of cross-border strategic alliances.Cross-border strategic collaborations have the drawback of potentially giving the foreign partner access to some of the company's proprietary information.To learn more about Cross-Border Strategic Alliances, refer to the following link:
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Explain five steps in product design for a business
Explanation:
Five phases guide the new product development process for small businesses: idea generation, screening, concept development, product development and, finally, commercialization.
Phoenix company completes job no. 25 at a cost of rm4,500 and later sells it for rm10,000 cash. A correct entry is
Phoenix company completes job no. 25 at a cost of rm4,500 and later sells it for rm10,000 cash, then there is the Increase in Finished Goods Inventory RM4,500 and decrease in Work in Process Inventory RM4,500.
What are finished goods?Finished goods are defined as those commodities that are ready to sell into the market, means that there are no remaining process to complete the product. This also includes all the costs that are incurred to make that product.
Job No. 25 is completed for RM4,500 and later sold for RM10,000 cash, resulting in an increase in Finished Goods Inventory of RM4,500 and a drop in Work in Process Inventory of RM4,500.
Therefore, the finished goods are those goods that are ready to sell in the market.
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1 In what ways do we negotiate our own identities through communication? How do we do that as individual? As families? As societies?
Through communication, we can express our beliefs, values, and experiences, and participate in conversations that help to define who we are and how we see ourselves in relation to others.
As individuals, we negotiate our identities through the ways in which we present ourselves to others through language, nonverbal cues, and other forms of communication. For example, we may choose to highlight certain aspects of our personality or experiences in conversation, or we may choose to conceal certain information. The choices we make in our self-presentation shape how others perceive us and contribute to the formation of our personal identity.
In families, communication is a key factor in shaping and maintaining family dynamics and identity. Family members communicate and negotiate their roles, expectations, and relationships with one another, which helps to create a shared sense of identity and belonging. Family members may also engage in acts of communication that help to reinforce their shared values and cultural traditions, further solidifying their sense of family identity.
At the societal level, communication plays an important role in shaping and negotiating collective identities. Through media, political discourse, and other forms of public communication, individuals are exposed to and participate in conversations about shared cultural beliefs, values, and norms. These conversations shape our collective understanding of what it means to be part of a particular cultural or social group, and help to form a shared sense of identity.
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The annual basic salary of K. Ntuli is R324 000. She is entitled to an annual bonus of
R27 540. Her employer contributes 7.5% of her basic salary to her pension fund. Her normal working week comprises 45 hours (9 hours per day from Monday to Friday). She is entitled to 28 consecutive days paid vacation leave. There are 13 public holidays in the year (365 days), 8 of which fall on weekdays.
K. Ntuli's daily basic salary is approximately R984.80, and her employer's pension fund contribution is approximately R24,300.00.
To calculate the daily basic salary and total pension fund contribution for K. Ntuli, let's use the given information:
Annual basic salary: R324,000
Annual bonus: R27,540
Employer's pension fund contribution: 7.5% of the basic salary
Normal working week: 45 hours (9 hours per day from Monday to Friday)
Paid vacation leave: 28 consecutive days
Public holidays: 13 in total, with 8 falling on weekdays
First, let's calculate the number of working days in a year:
365 days - 28 days of vacation leave - 8 weekdays of public holidays = 329 working days
Daily basic salary:
Daily basic salary = Annual basic salary / Number of working days
Daily basic salary = R324,000 / 329
Now, let's calculate the employer's pension fund contribution:
Total pension fund contribution = Employer's contribution percentage * Annual basic salary
Total pension fund contribution = 7.5% * R324,000
To get the exact numerical values, let's perform the calculations:
Daily basic salary = R324,000 / 329 ≈ R984.80 (rounded to two decimal places)
Total pension fund contribution = 7.5% * R324,000 ≈ R24,300.00 (rounded to two decimal places)
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Which is NOT a type of planning used by management?
A Short-term
B Deliberate
C Strategic
D Long-term
Answer:
B Deliberate
Explanation:
Planning involves thinking ahead of events. It entails preparing beforehand for future activities. Managers will engage in planning to ensure the business meets its objectives.
There are different types of plans. Manager can make short term or long term plans which are based on time. Strategic plans are about methodology or procedure. Deliberate is not a type of planning.
f Fund A has a coefficient of variation of 1.1, and Fund B has a coefficient of variation of 0.9, Fund ______ has the greater relative dispersion.
Fund A with a coefficient of variation of 1.1 has a greater relative dispersion compared to Fund B with a coefficient of variation of 0.9, indicating higher risk and volatility in Fund A's returns. Fund B is relatively more stable and has lower volatility based on its lower coefficient of variation.
The coefficient of variation (CV) is a measure of relative dispersion, providing insights into the risk and volatility associated with an investment.
A higher CV indicates a greater level of relative dispersion, reflecting a larger degree of variability in returns.
In this case, Fund A has a coefficient of variation of 1.1, while Fund B has a coefficient of variation of 0.9.
Since the coefficient of variation measures the relative dispersion, Fund A with a higher CV of 1.1 exhibits greater relative dispersion compared to Fund B with a lower CV of 0.9.
The higher CV for Fund A implies that its returns have a larger spread or greater variability relative to its average return compared to Fund B.
Consequently, Fund A is considered to have a higher level of risk and volatility in its investment performance, making it potentially more unpredictable and subject to larger swings in returns.
Investors who prioritize stability and lower volatility might favor Fund B due to its lower coefficient of variation.
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In providing ____,the government establishes and enforces the laws necessary for a market economy to function
Answer:
I think that's regulations
True or false.
Supply and demand determines the price of labor paid for jobs earning more than minimum wage.
Answer:
true
Explanation:
Analyse why the social benefit of education exceed the private benefit
Answer:
dddddddddddd
Explanation:
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if the demand curve for a good shifts leftward, a. quantity demanded remains constant at each price. b. quantity demanded is greater at each price. c. demand is greater at each price. d. quantity demanded is less at each price.
If the demand curve for a good shifts leftward, the quantity demanded is less at each price. Here option D is the correct answer.
The demand curve is a graphical representation of the relationship between the price of a good and the quantity demanded of that good. A shift in the demand curve occurs when a change in one of the factors that affect demand, other than the price of the good, causes a change in the quantity demanded at each price.
When the demand curve shifts leftward, it means that the quantity demanded of the good decreases at each price. This could be due to a number of factors, such as a decrease in consumer income, a decrease in consumer confidence, a change in consumer preferences, or an increase in the availability of substitute goods.
The shift in the demand curve results in a decrease in demand, which means that consumers are willing to purchase fewer units of the good at each price.
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An accrual occurs when an expense is recognized ______ the associated cash is exchanged.
An accrual occurs when an expense is recognized before the associated cash is exchanged.
In accounting, accruals are used to record expenses and revenues when they are incurred or earned, regardless of when the cash is actually received or paid. This ensures that financial statements accurately reflect the company's financial performance and position during a specific period.
To explain it further, let's take an example. Let's say a company provides services to a customer in December, but the customer will pay for those services in January. Even though the cash is not yet received, the company needs to recognize the revenue in December because it has earned it. This is done through an accrual entry, which debits Accounts Receivable (an asset account) and credits Service Revenue (a revenue account).
Similarly, an expense can also be accrued. For instance, if a company receives an invoice from a supplier for goods purchased in December but pays for them in January, it needs to record the expense in December. This is done through an accrual entry, which debits an expense account and credits Accounts Payable (a liability account).
By recognizing expenses and revenues on an accrual basis, businesses can provide more accurate financial statements that reflect the economic reality of their operations, even if cash has not yet been exchanged.
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Accrual occurs when an expense is recognized prior to the cash payment. This depiction is followed in accrual-based accounting to record revenues and expenses on a time basis.
Explanation:An accrual occurs when an expense is recognized before the associated cash is exchanged. This is a fundamental concept in accrual-based accounting. For instance, if a company received goods or services from a vendor but has not yet paid the invoice, the company would accrue the expense. At the time of receipt of goods or services, the expense is recognized.
The company records this as accounts payable, which is a liability on the balance sheet. The actual payment might occur later. This system helps in recording revenues and expenses on a timely basis, ensuring a more accurate representation of a company's financial condition.
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what are two central ideas in this speech? a business leaders have a responsibility to sacrifice for the common good. if it becomes necessary as a last resort, government may regulate the economy. b business leaders must compete in a winner-take-all world. in our system, they may not work together or work toward a common goal. c people may be denied their rights to work if they do not earn them. they must care for themselves in old age and in illness. d people must do what business leaders instruct them to do. there is a social contract that businesses provide the work, and citizens do the work.
The central ideas in the speech include:
Business leaders have a responsibility to sacrifice for the common good. If it becomes necessary as a last resort, the government may regulate the economy.People may be denied their rights to work if they do not earn them. They must care for themselves in old age and in illness.The central idea simply means the main point in a literary work. It is what a text is about. It is the dominant impression in the text.
In this case, the main point in the speech was to show that business leaders have a responsibility to sacrifice for the common good.
Businesses should satisfy the interest of society. They should engage in activities that'll bring growth to society. Also, it's important for people to take care of themselves.
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What economic system does the amish use
Answer:
Agrarian is the economic system that the Amish use.
Answer:
The Amish live in an agrarian economy. It thrives in the midst of modern society, not because of inherent advantages, but rather because it borrows much more from that society than meets the eye.
Explanation:
_____ encompasses loyalty and a deep concern for an organization's welfare.
Affective commitment encompasses loyalty and a deep concern for an organization's welfare.
Affective commitment refers to a psychological attachment and emotional connection an individual develops towards an organization. It goes beyond mere job satisfaction and encompasses loyalty and a deep concern for the organization's welfare. Employees with high affective commitment feel a strong sense of belonging and identification with the organization's values, goals, and mission.
They are genuinely dedicated and willing to invest their time, effort, and energy to contribute to the organization's success. Affective commitment is driven by positive emotions, trust, and a belief in the organization's purpose, fostering long-term engagement, dedication, and a desire to support the organization through thick and thin.
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